Evening Star Newspaper, March 20, 1926, Page 20

REAL USURY LAW CALLED JOKE IN MARYLAND Either Ignored or Evaded, Says Secretary of Balti- more Realty Board. Special Dispatch to The Star. BALTIMORE. March 20.—“It is quite clear that our usury law, pro- hibiting the charging of more than 6 per cent interest, is a joke, and prac tically all lenders of second mortgage money must violate this law, efther | Philip Pitt, | | in fact or in spirit,” C. secretary of the Real declared today. sstate Board Mr. Pitt was commenting on &| the Na- B by Real started movement Jjus . ion of tional Assoc financing in connection with the sale of real estate. Must Either Ignore or Evade. Mr. Pitt said: “'S8econd mortgage financing at rea- | sonable rates is absolutely necessary if we are to enjoy the widest expan- sion of home ownership. Under ex- {sting laws in most States there is no inducement for the conservative in-| vestor to go into the second mortzage | field, when he must elther ignore ot ne rate first evade the law or accept the s of interest avallable from mortgages. “The result is that the usury laws are ignored, but in most cases the law iy evaded with more or less risk plus the reduced element of safety in sec- ond mortgages as compared with the | first, as the lender usually charges all | he can get—and sometimes more. It/ is quite clear that our usury law pro- hibiting the charging of more than 6 per cent is a joke, and nearly all lenders of second mortgage mioney must violate this law either in fact or in spirit. the Practice Is General.” | “The truth {s that in most cases the law 1s evaded in what is considered a ‘perfect legal manner.’ Furthermor it may be sald that this sort of viola tion i8 not confined to those who lend money on second mortgages. It Is practiced daily by some, who accept only first-class security. “Only recently a case was cited where a borrower on second mortgage seourity had pald 50 per cent for the loan. When the lender was threat- ened with exposure he refunded & par “Another case recently brought to the attention of the Real KEstate Roard was a transaction in which an ignoramus had been soaked a com- miseion of 10 per cent on a first mort- nting less than one-half gage of the value of the property involved.” - LODGE HOUSE SOLD. Late Senator’s Residence Bought by Representative Watson. The home of the late United States Senator Henry Cabot Lodge, 1765 Mas- sachusetts avenue, has been bought by Representative Henry W. Watson of Pennsylvania. The house has a notable soclal history, many of the praminent figures of this and other lands having been entertained there \\-ll'llle the Massachusetts Senator was allve. The house is being remodeled and Representative and Mrs. Watson ex- pect to move in about May 1. ART TREASURES BURN. Palace of Justice in Ghent, Bel- gium, Destroyed. GHENT, Belgium, March 20 (®).— Priceless art treasures were lost yes- terday when the beautiful Palace of Justice was destroyed by fire. The damage {s estimated at 26,000,000 francs (about $1,000,000 at the pres ent rate of exchange). Many impor- tate | Boards to cure some of the evils at-! tending second and third mortgage, | { | ESTATE. DE MONSTRATION OF PLANTING PLAN FOR A SHADY CORNER e = Convailarid 37 y Adian tum™ pedotum.2. IR Ny P S e ~ iola Jo / smunda LANDSCAPE For the Home Owner BY ROSE GREELY, Of all the wild flowers that we pick- border or in a wild garden planting ed children, the violet has the | most lasting place in -our affections. | In its several aspects, both yild and cultivated, it Is worthy of a place in our gardens,and vet, cur y enough it _is rare planted. any of the wild violets may be collected from their native haunts in the viclnity | of Washington, but unless large masses of the flowers exist in one i . it is suggested that they be ieft undisturbed and the desired plants be ordered from a nursery, rather than run the risk of exterminating them In their wild state. ‘The sweet English violet (Viola odorata) is not a native of America, but can be easlly grown in our gar- dens. It is very fragrant, a greatly to be desired quality, as our native violets, unfartunately have little or no odor. From this single sweet violet most of the florist's cultivated violets, single and double, have been developed. It should be naturalized in mmsses or | planted in the flower border. Another cultivated violet that should have a place in the flower border the Horned Pansy (Viola cornuta). Suggesting a small pansy in shape, it 18 more like a violet in texture and color. It can be bought in blue, white or yellow, but each plant has flowers of one solid color, like the violet, not parti-colored like the pansy rowing equally well in sun or shade and blooming throughout the Summer, it one of the best plants for edging the | perennial border. Variety Blue Per- fection is an excellent blue, Varlety Lutea Splendens a good yello Snow Queen is a good white. fragran®. Before as leaving the subject of the cultivates violets, the Pansy (Violal tri-color) must be mentioned, as in spite of its differences it is one of the family of violets and perhaps the most | effective of the lot. It may be planted | either in sun or half-shade, and with | protection will live over one Winter, | but is best treated as an annual. RBed- | ding plants of the pansy can so read- | ily he hought and set out in the garden that it is hardly worth while | to try to raise it from seed. Named varieties of separate col s well as the old-fashioned three- colored pansies, are alwavs on the market. Many of the wilt violets are worth of a place in the garden. They may tant historical documents were burned A Corner Home 316 Woodley Road e EETEEETT e A RESIDENCE of exceptional layout, of comfortable spaciousness, of Phorough convenience and of most beautiful surroundings. On a large corner lot fronting one hundred feet on Woodley Road with A home of superior construction, containing eleven rooms, four baths, two-car garage, oil burner, screens and awnings. May we have the pleasure of your inspcction of this fine home Sunday fine lawns and shrubbery. be used In the edging of the perennial apilionacea, Lpepdle "‘/ \’ S p 1 ~Cucullata” =~ P cinnamenea) | wild beds. R & Rhodadendron ?/{v-’u‘, -\(}} ) ke 'S fdtantum \‘._,(\'@ 'l‘l! G = piprdfis . acrosficoide ! Yicla cucullata Osmunde cinmamonea violets, being often a foot tall, and it ‘an be used with good effect in either | the border or the wild garden. EDUCAT|ON BY LETTERS TRIED INTERNATIONALLY Ohio Professor Introduces Plan of Writing Between Boys of Al Nations. By the Assoviated Press. YELLOW SPRINGS, Ohio, March -Education by mall, direct from subject to student, is being put in practice for American boys by Dr. Sven V. Knudson, professor at Antloch College here. Friend Abroad' is the Dr. Knudson to his which consists of letter writing be- tween boys in America and boys abroad—from Lapland to the Argen- tine, from Jerusalem to Singapore, from Poland to Trinidad. “Education through letters written from one hoy to another can be made into a more personal thing than can text books written for quant sumption,” Dr. Knudson believes we can only bring geography, sociol h subjects, which deal | ounding world, closer 1o | a hoy's personal life. he will like them ever so much mors | Strengthening of international good will among the voung people of vari- | ous nations will result from the scheme, he thinks. In letter writing, he urges American boys and boys of forelgn countries to write about their personal lives, their everyday cus toms, their viewpoints, their famil schools and thelr play. . PLANNING Landscape Architec with ferns and lilies of the valley. The lower-growing violets are espe- clally useful as a ground cover, either with other wild flowers or alone. Viola rotundifolia. growing only two or three inches high, is excellent to cover a molst, ady spot, the sort of place where grass will not grow and which will look bare and unkempt if it is left to its own devices. The Bird's- foot Violet (Viola pedata) can be used in the same way under different con- ditlons. It delights in dry, sandy sofl and will be thoroughly at home if it is used as a ground cover on a sandy hank in the open sun. Its divided leaves and its effective flowers, some times all blue-lavender and sometimes with the three lower petals lavendar and the two upper petals deeper violet, make it a distinctive variety, easy to identify. i The common Blue Violet (Viols ican Violet (Viola puculuta) hat it may often be transplanted wi out fear of eradicating the existin It may easlly be moved to the garden, where it will make itself at home in either sun or shade. Viola conspersa, sometimes called the Dog Violet, though that name more proy erly belongs to Viola canina, a Eurc pean variety, is also excellent in the shade, but does not like a sunny sit- uati In a moist, shady hollow it will produce a quantity ot flowers of a pretty light violet. Our large Amer- lcan violet (Viola cuculata), forms dense clumps of foliage, with many flowers of violet-blue. It is useful a; a border plant in half-shade, or in a moist, shady spot in the wiid garden. For yellow violets use Viola eri carpa with goldel flowers or iola pubescens w flower ightly veined in purple. Both like shade and dry soil and are therefore useful for dry woodlands, where th blue violets will not thrive. Like the blue, the white violets prefer a damp sofl. The Sweet White Violet (Viola blanda), wheih' is fainty fragrant, has small flowers of white lightly veined with lilac. It prefers a moist, open place. The Canada Violet (Viola cana- dengis),. on the other hand, desires shades. Its flowers are more deeply veined with purple, but are larger and more effective than those of Viofa blanda. It blooms in great profusion from spring to early summer. The plant itself is larger than most of the 20. given b PAYS 15 PER CENT DIVIDEND. NEW YORK, March 20 (®).—Pri- vate dispatches recefved in street from Berlin state the Vereingte | Glanzstoff, largest producer of rayon in Germany, declared a _dividend of 15 per cent for 1925. . between 10 A.M. and 6 P.M.? L€ Breuntnger & Soxs Main 6140 Exclusive Agents *Deal With a Reaitor “Life-time” Homes in the . Big Rooms —of special plan, with floor with mirror door. 706 Colorado Bldg. | field, with the big coat closet on first THE EVENING STAR, “'ASHINGTON,WD. (‘..‘ SATURDAY, MARCH. 20, 1926, BALTIMORE LABOR . COSTS MOUNTING Now at Highest Peak Since War, With Wage De- mands Pending: BALTIMOR! March the cost of bullding matertals at Bal- timore since 1920 have shown marked decline, labor costs, gener speaking, have climbed steadily are now at their highest peak i ording to A. N. Golds- cretary of the Baltimore —While figures for the period between 1919 and the present to indicate the general trend of mate- rials and labor. The vearly fluctuations rials are given as follows: 919 materials, 100.5: labo 2.0 and ; 1921, 8 84.5 and 98.0; 19 1924, 89.1 and 117, in mute- " 86.0; 111.0; and 85.4. at developments in the labor the report points out, indicate a general advance for common labor from 35 cents an hour to 40 ;. Union crafts, it is said Ing for pay increases Pipecutters to §$1.05 roofers from $1 and from £1.18 (o k0 iy advance over nt scale of $1.50 an hour. These ., according to the report, sduled to become effective ire negotiat follows R UNWED. | MECCA FO Hopeful Girls Flock to St. Roch's Chapel, New Orleans. NEW ORLEANS, March 20 (#) For years 8t. Roch's C el in New Orleans has been the mecca for un- married women on Good Friday. ‘Tradition bas it that every unmar- ried wcnan who will visit nine| churches, say a prayer and make an | offering at each one of them. and then | vislt St. Roch's and “make the stations | of the cros Ly lig Bl before the altar ried before the year is out | St. Roch's chapel was erected in 1871 by Father Trevis in fulfillment of a vow that if none of his ers died during the he would bulld a chapel in thank: v ing to God. Soon the shrine hecame a_favorite place for the pilerimag of the pious and the walls are cc “ex votos” of helicve: UNCOVER MINES 2,000 YEARS OLD IN NEVADA Were Used by Ancient American Race. Archeologists Announce. By the LOS A L new discoveries light on an anc n » at Pueblo ( ied city of archeolog bed here by Gov. has folowed with 1 excarat- | ing work in his State. include | the remains of tie works where these | Nevadi W de- 1 aul, who | finds e Cafritz makes it easy to ' finance the purchase of these Homes Exhibit House 5109 Illinois Ave. Open, lighted and heated from 9 a.m. to 9 p.m. Take 14th St. car to Kennedy—9th St. car to Hamilton—and it's only a short walk. Or phone for “us to send WATOH WASHINGTON GROW TO A MILLION | CAFRI » | stgnal I‘uvr ient UNIFORM TRAFFIC SIGNALS ADOPTED Hesse Instructs Officers in Giving “Stop” and “Go” Signs to Motorists. A uniform method of giving “stop” and signals with the arms was «d by Maj. Edwin B. He superintendent of polic meeting uf police inspectors, inct _com- | mande and Prgeants night in | the boardroom of the Iistrict Build- | ing. affic_of will hold their | arms aloft The “go” will he oning wave of | the arm. It developed during the truflie situation t men used no uniform method of ing signals with their ar the system formally rs have been halting t extending their _arms zontal fashion. The traff ing with the subject simply s the signal shall be “clear and dis- | tinct.” | A movement was inlt meeting to stamp out di “hardboiled” tactics on discussion of | courtesy and the part of > told the helng co Even when comes violent.” Maj. | peapie abtained their salt, | ledzes where they mined for orna- | ments and remnants of clothing indi cating familiarity with the use of cot- | t en from a se > from the crugham sald. | “Sorue of the walls and floors of the. cave: formed in part of pure roci «alt, and here the ancients conducted r salt mining. The workings, show ing where large blocks of salt were removed, are in the same condition of ahout 2,000 vears “One of the relics was a pair of duls of a type never before this country. They are in a good st £ preservati nd were made of deer hide ped with cottor ords o only workinos have been uncovered, as most of the work of excavators has been directed toward the salt mines, rns buried city fastening 20% OFF STANDARD sets reduced Guaranteed to be ne merchandise CASH ON DELIVERY WASHINGTON RADIO BROKERS BOX 382— 7/ R Slip Cover Special Linene Slip Covers For 3 Pieces and 822.75 5 Cushions. 1 7.50 3 Pieces Without Cushions . 2 E St N.W. Main J. Holober Co. It's What is Inside the Home That Counts for Most —and Cafritz has put the utmost of vfilue. and comfort and convenience into these 5100 Block Illinois Ave.N.W. It’s Petworth’s choicest location—fronting a 120-foot avenue. Homes of extra width—and lots that run far back to a paved alley. & 5105% Big Porches Tiled with built-in bath and show- baths er—and large outside pantry. » auto for you. AL “there fs no_reason for discourt it Leous way." Lieut. “Ben Bureau criticized traffic “eall down" ey passes a signal. the signals,” he said human that we should.” PRESS CLUB RECEPTION. Tomorrow Evening the Traffic officers who who Lamb of is_ only Program in Honor of Russian Celebrities. The National Press Club will give a reception tomorrow evening at § o'clock in honor of Viadimir Nemirov- itch-Duntcheno, cofounder of the fa- | y 5 mous Constantin Stanuslavsky of the and Mme oness Korf, Moscow Art Theate) Dantcheno, formerly of Russia, Fifteen members of Director Danteheno's company, which is now appearing under the dircetion of Mor- ris ¢ i sent a * night” at the com artists of " HUGE STILL RAIDED ! NEAR SLIGO, MD. | Five Men and Quantities of Ma | Sugar, Meal and Parapher- | nalia Seized. Special Dispatch to The Sta ROCKVILLE, Ma., Chiet of Police Willl Sheriff ¢ deputies 1a #3 Plummer with seven e vesterday raided a har three.quarter: Md., and arrested on of a mile from Sligo, five men. A still of gallons of - pike 6 gallons capacity cor Joseph ning, wh Hepn arraigned bond e The North éieveland Park Semi-detached br are eight room accoutrements of windows. The floors tongue-and-groove subfloors he electric tixtures a We tapestry 1 real the kidd. tathe hou: The lot i The constr ence in building. AM.and 9 P desire. Motol Veazey Street tion is the You are 0 ice, $1 Sam and bath. The rooms are of generous iz product of 22 welcome to And we can ar ssachusetts of red or cream h has all the modern nd plenty throughont have i The d and There are plenty of An attie has i plavhouse for will appeal to that matches the firer doubic tieal experi between 9 s if you so north to pra thern, range reasor e Ave. to Wisconsin ple House 3824 Veazey St., N.W. The James Martin Realty Co. Main 4413 307 Investment Bldg. Best Buy in Chevy Chase, D. C. Jenifer Street This splendid home. on 2 trees and shryht place, porch rooms, ba out, recen In buying not onl but large center b < room, pantry i screened and rated and in exce beautiful 1 with fire- Three bed- wed through tion. feel assured of Your inspection of this home between 10 AM. and 6 P.M. Sunday is invited—or, all you prefer, our representative will for you L€ Breuninger & Soxs 706 Colorado Bldg. two-car garage, screens, Beautifully located on a shrubbery. Main 6140 With spacious rooms and of modern home building, thi: tains nine rooms, three baths, Exclusive Agents Main 6140 “Deal With a Realtor” 1612 Crittenden St. N.W. To those who desire a distinctive, Breuninger- built home in the preferred Sixteenth street section this beautiful residence, with its many unique advan- tages, will offer a strong appeal. every advanced feature charming house con- servant’s quarters, awnings and weatherstrips. large lot with fine trees and Open Sunday From 10 A.M. to 6 P.M. L:E BreuninGer & Soxs Builders—Realtors 706 Colorado Bldg.