Evening Star Newspaper, February 11, 1922, Page 13

UE. OF REALTY COURSES - - - IN -‘EDUCATION EMPHASIZED 00 REALTORS ARE INVITED 10 GITY Executive Committee Meeting Here in March to Be Im- oortant Event. Mcre than 400 realtors located throughout the United States have been sent invitations to attend the midwinter meeting of the executive committee of the National Associa- tion of Real Estate Boards to be held here March 6 and 7, according to John A. Petty, executive secretary of the ‘Washington Real Estate Board. The men invited by the local board’ are all connected with the national association, either as officers or com- mitteemen representing beards in practically every city of the United States. . Members of the local real estate board realize that the coming meet- ing, which is in the nature of a small convention, offers a splendid oppor- tunity to show to a national gather- ing the many features of the capital city, Mr. Petty states. Arrangements of details are well under way by the local realtors, who are enthusiastic over the prospect of demonstrating the progress of the local board, rated with the most active and progressive organizations of its kind in the coun- try. In addition to'an executive com- mittee, consisting of President Harry K. Boss (chairman), William L. Beale and Jesse H. Hedges, the following special committees have been ap- . pointed to complete the work of ar- ranging the meeting, as well as the entertainment which will be pro- vided: Budget and finance—B. T. Webster, chairman. 3 Publicity—R. L. McKeever, chair- man. pDecorations and Arthur ewis, chairman. Ladies' committee—Mrs. H. Clifford Bangs, chairman. Priniing and badges—H. G. Kennedy, chairman. 3 3 Reception—J. C. Weedon, chairman; Morton J. Luchs. vice chairman. ‘Automobiles—Horace ~G. Smithy, chairman. 2 Banquet — Clarence chairman; Theodore M. Judd, chairman. Luncheon — Edmund D. Rheem, chairman; W. L. King, vice chairman. signs—JT. Donohoe, vice 4 \ l John A. Petty Sees Grrat Need for 'the " Systematic Study of the Business ; Fundamentals. Value and accomplishments of real- ty courses in the curriculum of edu- lcational institutions are outlined by John A. Petty, executive secretaiy of the Washington Real Estaté Board, in an article featuring the February issue of the National Real | Estate Journal, official organ of the | National Association of Real Estate ! Boards. That there is a “very great need | for systematic study in the funda- mentals of real estate” is every day becoming more apparent to realt Mr. Petty states. - iy “The constant ebb and flow of the tide of irresponsible, incompetent and unworthy who try out in the reaity fleld and leave their imprint of er- rors is one of the most serious prob lems that confront the profession, the executive . secretary asserts. “Thi- condition, perhaps more than any odher single element, seriously retards reaching the ultimate goal of professional standing.. that our work Justly merlts and which s, nestly being striven fq highest type of men . ¢ Y the States “Logical First Step. Formation of special lecture and study courses in the universitfes, commercial ~colleges and_local branches of the Y. M. C. A., Mr. Pet- ty points out, is the logical first step and is in reality only the “feeble Ulterings o, DiEEer and broader onal wor! educay] to come in future It is stateu that the present status of these various courses is similar to thte beginning of banking educa- tion. which grew out of the work of the American Institute of Bank- ing, formerly known as the American Institute of Bank Clerks.” Like real cstate, the banking profession was without definite or comprehensive Iritten matter other' than purely c text books. s zation in_less e sanl 3s grown,and now has chapters in every city of any size in the country. for rural districts. It has e standardized text books on ;gl;:: NEW OFFICES OPENED. Galliher & Huguely,’ Lumber Deal- ers, Have Fine Building. Announcement of removal of their offices into new quarters, recently| erected for them at Sherman avenue | and W street, was made today by the firm of Gallther & Huguely, lumber dealers. The new building, has a frontage of thirty-five feet and faces the inter-! section of three thoroughfares, W street, Florida avenue and Sherman avenue. It is of fireproof comstruc- tion and has a composition limestone front. Equipped with e most modern office appliances, it is said to mark a new departure in retail lum- ber circles of this city. One of the features of especial interést to the small buyer is found in the battery of telephones on the long mahogany information counter, with sample boards placed conveniently near. George T. Santmyer, local architect, drew the plans and Winfleld Preston banking and banking law that a being universally used in banking education, the article observes. -aaynipe step eta eat eta eta eta et The work of the Y. M. C. A. and others, through their courses in real ?gale is today laying the foundation or systematic, definite and broader educational accomplishments to come, and which justly deserve the serious ) consideration_ and unstinted su of reaitors and educators thronghout - e 5 the lan etty says in the Cominent on Y. M. C. A. Course. Referring to the local Y. real estate course, contimucn: ‘With . the material lectures and simple quizzes, but wi should now be studying with' the pure. Dose of further development that will show gains each year. Thought should be given to/ practical cla; room methods in the matter of lay- ing out the basic principles of the subject as well as the actual prace tice, in such a way that will produce definite results in individual ac- complishments. “When the Washington branch the first lecture, ‘Analysis of a Real Estate Busine: chart of real estate organization and its functions was drawn up and perfected. This chart, when distributed to the %class, gave them a comprehensive picture of the entire coursp, and is frequently referred to in order to connect up the relation between'topics under discus- sion The article at this point gives an outline of the lecture course, cover- ing about seven weeks. 3 Further Explanatie .COLUMBIA ROAD. Mr. Petty then explains the aper-| ation of the course as follows. “Enrolled in this class are both men and women of all ages, the average being about thirty-five years, which indicates that the work recelves seri- ous attention. Appraximately one- third are connectsd with the real estate business, about one-third con- template engaging in the business and of the palance a large percentage are property owners seeking a bet- ter understanding of real estate mat- ters. The total enrollment for the Year was sixty-five, with an average attendance of fifty at each meeting. “For the present, classroom. work consists of a short talk by the in- structor introducing the subject, then a lecture by the speaker as. signed, followed by informal ques- tions and answers pertinent to the Ao subject. This, while accomplishing |, some measure of good results, is very weak, in that a large number of stu- gs Well as a corresponding chapter | dents will not ask questions and therefore do not personnaly partici® pate in the work. Some method must be devised that will result in individ- ual written work, either in the cla room or at home. This makes pos- sible the checking of progress of the individual and thereby gives the in- structor _an . opportunity of noting actual progress and results.” OFFERS 800 BUILDINGS. than twenty years|Millions of Feet of Lumber at Camp McClellan Sale. Sale at auction on March 1 to 3 of 800 military dulldings at Camp Mec- Clellan, Ala, has been ordered by the ‘War Department, it is announced by Charles S. Gerth, auctioneer commis- isloned to dispose-of the property. In announcing details of the sale Mr. Gerth saild that the War Depart- ment is anxious to have the general public, small bidders, in other words, make their wants known when the government property is sold under the auctioneer’s hammer. A special invitation has been extended to work- ers to invest in bullding material for Lomes of their own and to farmers to obtain lumber for new farm buildings he “continucs: | xnd other purpese n ‘han have been able to Eive merm m::i Included In the sale at Camp Mc- Clellan are millions of feet of lumber, thousands of feet of wiring and pip- ing, hundreds of doors and windows and a vast amount of material. Some of the 800 buildings to be sold con- tain as high as 20,000 feet of lumber and a great quantity of articles adaptable for commercial and private use. —_— URUGUAY OBTAINS U. S. LOAN. MONTEVIDEO, February 11.—The of the Y. M. C. A. had me take over (hclurugulyln government has accepted real estate course this year the first|an offer of a loan of 3,000,000 Uru- was the builder. The firm of Galliher & Huguely started in the lumber business ten open their new offices Monday in honor of this event. The members of the firm are Wil- liam G. Galliher and George W. thing we did was to arrange a course of lectures by local reEl!orl and other specialists. ~ Th | years ago tomorrow and will formally | seriously studied out and the topisg | arranged with some idea of chrono- logical sequence. From a study of guayan gold pesos (normally about $3,090,000) made by a group of Amer- ican bankers. The loan will be ef- fected by means of an issue of treas- ury notes at par, payable in one year and bearing 6 per cent interest. Investors, Attention!! We have a splendid building, located in one of the fastest growing sections of the down-town district. This . .SATURDAY, ‘FEBRUARY 11 REALTY BOUGHT. REAL EST. ATE, PREDIGTSBIG YEAR. 1°“%oice W vonrwess DESCRIBES REAL HOUSE IN NORTHWEST | e FOR REAL ESTATE == Hiett, Head of National As- sociation, Sees Dawn of New Prosperity. Irving ‘B. Hiett, president of the Natjonal Association of Real Estate Boards, predicts the “dawn of a new prosperity—a healthy prosperity that will develop and improve with the fu- ture” during the year 1922, He is ex- pected to amplify his prediction when he comes to Washington March 6 to attend the midwinter meeting of the executive committee of the national association. Mr. Hfett holds out an optimistic outlook for real estate in tH coming months in the following statement prepared by him for publication: Takes Optimistic View. “Optimism for the future is fully warranted In the real estate market. The signs of the times are plain. Dur- ihg the cataclysms of world war and following that period real estate ac- tivities were reduced to a minimum and for four years the need of the na- tion for home building, city expah- sion and real estate development has | pitea’up like waters held by a dam. The. pressure has now reached the point where the dam must give way. “The following conditions form a basis for the optimism of the realtor: “(1) The necessity for building con- struction in the way of homes, of stores, hotels and office buildings is urgent. “(2) The money market is easing and available funds for building pur- poses are rapidly increasing. “(3) The material increase in em- ployment and the corresponding de- crease in unemployment have greatly Property at 1757 Columbia road northwest, purchased this week by |strengthened the buying market. Maude E. and Graham H. ilding had been held for $30,000. investment, it is stated. LESS THAN $200,000 INWEEK'S BUILDING Permit Is Issued for One Con- struction Investment of $112,0C0. Building permits for the past week totaled under $200,000 in value, ac- cording to records in the office of the municipal building inspector. The small number of permits issued dur- Ing the past two weeks is attributed to the inclement weather. The more important projects ap- proved follow: A. Wiley, to repair 1309 G street; cost, $1,000. W. W. Grifith, to build, street southeast; cost, $1,500. American Ice Company, to build at 19th and M streets; cost, $8.500. G. K. Gish, to build, 2938 Macomb street: cost, $9,000. Winfleld Preston, to build, 1445-65, Spring place; cost, $112,000. ‘W. J. Erving, to bulld, rear of 1641 31st street; cost, $4.000. 1363 D Budd frem Edward M. egotiated through the office of Shannon & Lucl Dulin. The sale wax It is understood the 14TH STREET HIGHLANDS RESIDENCES ARE SOLD Dunigan Disposes of Four Six-Room Dwellings—Ingraham Street Sales. D. J. Dunigan announces this week the sale of four of the six-room houses which he is erecting in his Fourteenth Street Highlands opera- tion. These houses are all similar in design, the fronts being constructed of light brick, with colonial front porches. They have large yards in the rear, extending to an alley. The houses being completed on Jefferson street between Georgia avenue and 13th street are in process of being transferred to new owners. The purchasers of homes on Ingra- ham street are: Mrs. Agnes B. Cameron, 1221 Ingraham street; James K. Lewis, 1223 Ingraham street; Mrs. Edith R. Dunlap, 1229 Ingraham street, and John A. Blackney, 1235 Ingraham street. — e e Kite, to build, 741-51 Irv- Harry cost, $30,000. ing stree B. H. Gruver, to build, 3545-47-49 11th street; cost, $24,000. G. W. Chase, to build, 404 Aspen street; cost, $6,000. e e e e T T Modern Priced Apartment Houscs $220,000 Corner building, cen- trally located, containing $82,500 RENTS, $11,000 “(4) General business activity is on the upgrade; surplus stocks of mer- ‘The buyers will hold the property as an | chandise are little in evidence. “(5) The normal demand in all lines has been increased by the fact that the public has deferred buying. *(6) The gradual righting of the world's war-bred troubles is making itself felt. “(7) The flow of gold to this country has deposited nearly 50 per cent of the world's supply in the United States. 8) The federal reserve banking system has proven that it has the pow- er to prevent panics, thus insuring protection that will encourage invest- ment. Market Must Respond. “The real estate market cannot fail to respond favorably to these condi- tions. Real estate men, considering them in contrast to the experiences f the past several months, cannot fail to be optimistic. “The year just past has been full of trouble for the average realtor. Advertising and overhead expenses have advanced and business has grown smaller in volume. Lucky the realtor who ran through the year with a profit. In the early momths of the year wages and prices of ma- terials were dropping so rapidly that it was impossible to show a profit, and during the last half of the year the difficulty of financing was a great handicap. “The entire year in the real estate business, as in other lines, was one of reconstruction. Activities of war time and the period immediately fol- lowing- caused demoralization of of- fice forces. Men were not fitted for the steady, systematic methods of doing business which are essential under normal conditions. It was necessary that new policies be adopted. “Progressive realtors studied the situation carefully and rearranged their business and budgets accord- ingly. They now have their forces George P. Kimmel has purchased the large light-brick residence, 3118 16th street northwest, it has been re- ported by John F. Maury’s office. The house contains fourteen rooms and three baths, yith bullt-in garage The house was built for a private owner. It has electric lights, hot- water heat and hardwood floo: The suburban home, 10 East Lenox street, Chevy Chase, was given as part payment for the 16th street property. This dwelling contains ten rooms and. three baths, arranged on the central hall plan. It was imme- diately resold to a local investor, whose name was withheld. The Lenox street lot measures 50 by 125 feet. There is a large garage, with cement rive. Andrew D. Porter has contracted to buy a house to be built on the tri- angular lot at the intersection of 32nd and Garfleld streets and Cleve- land avenue. This house is to be built by the Asher Fireproofing Company and is to be constructed of hollow tile. It will have ten rooms and four baths, hardwood floors and built-in garage. HOUSES ARE POPULAR. Many Ready-Cut Dwellings Sold In and Near Washington. Development of the ready-cut house as an important factor in home build- ing was reported today by Guy S. Zepp, in connection with announce- ment of the sale of about 100 ready- cut houses in and around Washington recently. “The ready-cut system has become 0 popular that it is not confined en. tirely to the individual home builde Mr. Zepp stated. A number of suc- cessful realty operators have built and are building houses of this type, he said. Sales of ready-cut dwellings to local purchasers have amounted to about half a million dollars within a recent neriod. it wae asserted. at work on an efficient, basis. “Preparedness of the realtors for the opportunities which the new year brings is shown by the fact that dur- ing the past vear the National As sociation of Real Estate Boards has| doubled its membership. That means that America now has 400 boards, lo- cated in every state in the Union and six provinces in Canada. “The association during the past year attained an individual member- ship of 20,000 Realtors’ Lesson Learned. “The realtor has learned his les- son_in the school of experience, and s0 has the buying public. The aver- | age man has emerged from the! “after-war-boom” period with a keen realization of the necessity of sav- ing. He will invest his money more carefully. “Home owning will become more attractive and investment in real es- tate more popular, because both possess the cardinal attraction of de- pendability. “Finally, let me say that the Na- tional Association of Real Estate Boards is committed this year to a program of public work that will be of national benefit. Its immediate aims and objects are: “To carry on intensive work in educating the people to the value of home ownership. “To give practical aid through local boards to communities in all activities that affect city growth and real estate development, especially in the way of zoning. “To standardize methods of con- ducting the real estate business. “To advocate legislation that will eliminate tax free securities so that mondy, in times of high taxes, will not be withdrawn from natural chan- nels—an evil that is gravely felt to- systematic ESTATE INVESTING Thomas Bradley, Banker, Gives Address Before Stu- dents in Y. M. C. A. Course. Various forms of real estate invest- ments were described to members of the Y. M. C. A. real estate course this week by Thomas Bradley, local banker. In classifying the different invest- ments Mr. Bradley stated that busl- ness properties and apartment houses were considered the highest form of investments. “Usually business prop- erties produce a net rental in that the tenant is responsible for repairs and carrying charges,” said Mr. Bradley, “Apartment houses, which have in re- cent years become 5o popular, and, in fact, almost an absolute necessity, de- veloped a new field for investors. Farms, generally speaking, are not considered so good as an investment unless located near a city. This gives a farm a speculative value because of the possibility for subdivision pur- poses. Long-Term Investments. “Acreage or other non-income pro- ducing properties appeal to the in- vestor of large means who can afford to wait many years for the realiza- tion of profit which comes with the natural increase in value. Acreage, however, when taken over by one who develops it into subdivisions with streets, alleys and improvements, if so0ld in a reasonable time, produces a fair profit. “There are three distinct classes that deal in real estate—the investor of large means, who is willing to take his profit in later years; the specu Iator, who as a rule buys for a quick return, and the developer, who pro- duces “subdivisions out of acreage tracts. n past years small dwellings have proven fairly satisfactory as invest- ments, provided proper attention was given the question of upkeep repairs, Depreciation in this class of proper- ty is very extensive where the proper attention to minor repairs s mot given when the need first arises. The upusual increase in cost of repairs, together with certain phases of re. strictive rental legislation, has’tend- ed to destroy somewhat the popu- larity of this form of investment. Conditions Always Chang! “A8 a city develops, changing con- ditions in different sections have a very material effect on the value and desirability of real estate. Where a residential_section is gradually ab- sorbed by business encroachment the time comes when the value of the land increases to such a point that the physical value of the improve- ments is absorbed, and it then be- comes profitable to destroy an other- wise perfectly sound building for the purpose of constructing a buildin more in keeping with the change conditions. Then, again, sections that at one time were considered very high-class _ residential _sections un- dergo a change in character of oc- cupancy without the encroachment of business, with the result that some rather expensive residences are found in_sections where the value below the actual physical value of the building and reproduction cost.” The question of sale and loan set- tlements will be explainéd to the class next Tuesday evening by Al- fred H. Lawson, title company official OIL TANKER MEETS MISHAP. BOSTON, February 11.—The oil tank steamer Clement Smith struck a sub- merged object at the entrance to the harbor early today, was beached when | it appeared that she was sinking, and 1 was later refloated and brought to her dock. No one was injured. The boiler day in the difficulty of negotiating mortgage loans on real estate.” Advance Spring Offerings and pump rooms were flooded. The tanker brought oil from Port Lobos. FOR SALE D 813157 ST. NW4 is a substantially constructed corner business property A 4 E Terms containing five stores, with offices above. art 28 apartments of 2, 3 and 16 apartments. Con- Massachusetts Avenue, 4 rooms and bath each, west of Sheridan Circle to near Conecticut Avenue Bridge. Rock Creek Park to 32d and Cathedral ave- nue. Washington’s best home section. Wooded lots and villa sites. Some as low as $2,000. Middaugh & Shannon, Inc. Woodward Bldg., 15th and H Tenth Floor. Main 6935 Yearly Revenue, Price . . . . 38,796 . . $75,000 Cash Required, $25,000 Propos ested—investigate at once. ions of this kind do not last long. If you are inter- * BUSINESS PROPERTIES DEPARTMENT ..s.«MCKEEVEa-ucosSm. 1405 Eye Street N.W. SPECIAL - NOTICE ' Home Values Without Competition, Just Off of Fourteenth Street Car Line, Our Location . the Best in the City 1321 New York Avenue N.W. Inspect Them at Once Exhibit House ; 1202 Jefferson St. N.W, 33 Built 30 Sold Within Last Five Weeks This opecation is‘prmically the passing of such * low-priced homes in. this" high-cJass. location. The houses surrounding them' are riow 'ulling for $3,000 to $5,000-more ‘per. house. visable for you «r - To Inlpect'l‘hwe Homes “in o and rear. alley. particular. Very 1. Lot are 139 feet deep Therefore it would be ad- Toaay or: Sunday. to.a 20-foot . DUNIGAN * Main'1267-1268" large center entrance lobby trimmed in marble. ANNUAL RENTAL OVER §27,000 $72,500 RENTS ABOUT $10,000 4-story _building, de- tached. = 16 apartments, 4 and 6 rooms each. Small cash payment. $95,000 RENTS ABOUT $15,000 18 apartments, 3, 4 and 5 rooms and bath each, located on the hill near car line. Very reasonable terms. ‘Wm, H. Lankam REAL ESTATE veniently located near car line in central northwest section. $32,500 Rents About $4,200 Year Situated on 14th street, having a frontage of 40 feet, contains 6 apartments of § and 6 rooms each. $40,000 Here is a_lovely little apartment _house. Very conveniently located down town near 16th street, be- ing modern and fireproof, containing 6 apartments. All 5-room and bath and porch_each. Terms to Suit E. Lodge ‘Hill Lanham & Hill INSURANCE 1400 H Street N.W. o iu o N 3 large rooms and reception hall downstairs; 4 bed- rooms and bath upstairs; attic floored; cellar under whole house ; hot-water heat; gas and.electricity ; plumbing and motor ; Jot 100x145 feet. Located on Chestnut Street, 3rd house -from’the station, and.is one of the best built and best kept houses in our section. Large back-and front ¢h with sleeping porch above. .. We do not hesitate to say this is- best.value we have. R. H. Sgmpsell, owner. Price, $10,500 . Other houses from $3,000 up to aboves * Wardman Park Section $14,750 A most complete, attractive and d_esirable home in exclusive section. Excellent brick con- struction. Nine rooms and two baths, sleeping porch, hardwood floors, hot-water heat, electric light, large cellar, laundry, fireplace, hot-water heater, garage, and many o.ther appointments that make this the best buy in that section. Saul’s Addition, $13,500 This is an exceptional house in many ways. Located in one of the highest class residential sections, it has seven well arranged rooms and two baths (four bedrooms). Sleeping porch, breakfast porch, front and rear porches, screens, awnings, built-in refrigerator, laundry; brick garage. Excellent condition. Park Road, $8,000 ash takes this attractive home of ei:}\':x?o:ms and bath. It has hardwood floors, hot-water heat, electric light, laundry, porches. . This house has been newly painted and deco- rated throughout and is in_first-class con- dition. Monthly payments required are very moderate. Columbia Heights, $13,500 In best location west of 14th st. House has 12 rooms and 2 baths, two sleeping porches, front and rear porches, furnace heat, electric light, and is in very good condition. \ " Northwest Suburb, $7,500 Here is a very good buy in excellent suburban locality., Pepbledash house containing seven . rooms and two baths. Stone foundation. Hot- water heat, electric light, hardwood floors, completely detached on good_lot. Porches. Built-in garage. $1,000 cash will handle.it as owner must sell at once. 3 _ Near 14th and Quincy, $13,000 attractive corner. property. taxeez'y brick house of erqht rooms_amd bath. Hot-water heat, electric light, - semi-detached. Sleeping porch, front and rear porches, laundry, extra toilet, copper scréens. - Built-in garage. Attractive stone wall about property. It is _worthy of your immediate inspection. ¥ . New Stucco House, $13,500 This is located in the high-class Fourteenth i st, district. It has six large rooms and bath, with sleeping’ porch, large ¥ront and rear sorches, attractive fixtures and decorations. ggl'endidly built by owner for own-'use: Hot- water heat, electric light. * Modern in every way, with many unusual appoinfments. Ready for occupancy. Light buff’ " New Bungalow, $8,250 Very attractive new dwelling just completed. Five large and well arranged rooms on first floor, two bedrooms. Space in large attic for two additional rooms if desired. Many built- in features, Fireplace. Porches. Large lot. Hot- water heat and electric light. $1,000 cash and very reasonable monthly payments. Overlooking Park, $14,500 Very pretty brick dwelling overlooking Rock Creek Park from very good section. Nine rooms and two baths, two sleeping porches, front and rear porches, hardwood floors and trim, hot-water heat, electric light and other features. Near Park Entrance, $13,750 On Park Road is this eight-room and bath brick house, excellent in arrangement. It is semi-detached, with large attic containing two rooms. Hardwood floors, front and rear porches. Hot-water heat and electric light. Reasonable terms. Mt. Pleasant, $14,500 Excellent semi-detached house, built of tap- estry brick, on imposing lot in very best locglity. Nine large and attractive rooms, two completely equipped tiled baths, with showers. Sleeping porch. Awnings side, front and rear. Hardwood floors, hot-water heat, electric light. Special electric wiring. A most complcte and - modern home in every particular and in first- class condition. . Shepherd St. N.W., $9,500 Six rooms and bath, sleeping porch, parquetry floors, inclosed porch, hot-water heat, electric light and other interesting-features. In best condition. “Petworth Home, $7,850 ' Pretty semi-bungalow type residence, con- taining seven rooms and bath, maid’s room and extra toilet. Modern improvements. Detached, on good lot in very good section. Reasonable - terms. Suburban Place, $17,000 Gentleman’s country estate. 'Beautiful house of 15 rooms, 2 baths, center hall plan, five open fireplaces, electric light, furnace heat, massive porch, built-in bookcases and other attractive appointments throughout. Located on a beau- tiful tract of six and one-half acres, close to District line and in high class section. Reached by street cars and by good roads. Fruit, shade and-shrubbery. Chicken house and barn. This “will measure up in every way to requirements of a family of refinement. e Phone, Canll‘or ‘Write for Rmhm to Show You These Properties Co.,. Inc.