The Daily Worker Newspaper, May 25, 1927, Page 2

THE DAILY WORKER, AGENTS OF 33 MILLION DOLLARS This series of ten articles with the exploitation of the methods to combat the evils of Phis series is the result of nume tails of the swindle and fraud t common with the policyholder. industrial of which this is the third, deals and insura agent weekly payment vous requests to publicize the de- o which the insurance, agent is subject in By CHARLES YALE HARRISON, ARTIC As soon as the industrial i from the role he now plays as ardent supporter of the present | himself with the policyholders iniquitous system and allie the ills which beset the weekly automatically disappear. In order to effect this divorce it is first necessary him to rebel against the “fine system” which the “Big Four” employ in paying salar- and commissions. In ordinary insurance, that is to say, in that form of insurance where the premium is payable annually, quarterly or monthly, the unit of ¢ culation is $1,000 or multiples th for of. Thus, in referring to ordinary in- surance policies one says that the policy is for one, two, five or ten s the case may be.} Profit Rate. al insuranee the prem- ium is the unit. For example the rpol- iey is referred as a twenty-five cent, a fifty cent or a dollar policy. As far as the company is concerned the weekly premium is the unit of identification. When an agent assumes a collec- tion route he is not only instructed to collect his “debit” and maintain the business in force on his ooks but in order to make a living wage he must write new bu both in- dustrial and ordinary. $24 Wages a Week. For the collection of his weekly debit he receives 12 per cent of the money collected. The average debit or route is in the neighborhood of $200 and the commission for the col- leetion therefore about $24 per week The method which the “Big ur” use in paving industrial commissions thousands dolla Tag It b With indu: ne! {hope that the poli LE Ill. nsurance agent divorces himself all premium insurance business will were fined over million in lapse charges. ause he submits to this system of petty the agent is com- pelled to from, 10 to 15 hours “to save laps ” Be- system he pays money n pocket in t foolish yholder will con- tinue to pay after the period of un- employment is over. Use the System on Boss! One ean quite conservatively when this lapse and charge sy is abolished all the evils to which s subjected will disappear. A knowledge of billion dollar cor- Js one to believe that it abolished through ag robbery work cause of out of his ow say will not be The agent must organize and de- the} s of Haley Fiske, Edward | | | mand that his interests and the inter-| ests of the policyholders be made parallel. He must be paid a living wage, his hours must be set and regular and allowing for night calls must not exceed those in other in- dustries. When he makes this demand of the “Big Four” let him remember Ha Fiske’s word all say ‘‘No before they Chamber of Commerce Shares Flood Loot , e we (Continued from Page One) by ‘local credit corporations in the U. S&S. Hoover announced. Scenes of havoc wrought by windstorm in a residential part of Indianapolis, Inde WORKERS HEALTH PARLEY TO FIGHT INDUSTRY PERILS Conference in Cleveland Opens June 18 (By Federated Press) COPS LINE UP WITH FASCISTS IN BRUTAL FRAY \Blackshirts Stab and Whip Workers Soviet Union Sending 18 Soil Experts For Washington Conference BERLIN, May 24.—Soviet,Union || is sehding 18 delegates who will || participate in the International Congress of Soil Experts to be held in Washington. They will arrive in New York on June 1. Prof. Jaroslavski, head of the f ‘CIVIL LIBERTIES t GIVEN RIGHT TO TALK IN SCHOOL |. Non-controversial Topic Is Given Okeh | Reversal of policy is shown on the | part of the Board of Education of | this city in the announcement made) recently that its vepresentatives | have granted the American Civil | Liberties Union a permit to held a meeting in Stuyvesant. High School, “The Growth of New York City} Since 1900” is the subject. The per- mission was given by Superintendent | of Schools William J, O'Shea and Eugene ©. Gibney, director of Ex-| tension Activities, who refused the, Union’s request last year and thereby | precipitated a long legal battle over the right of the ‘board to eensor| meetings in the schoo! buildings. Speakers at the meetings are to be Charles C, Burlingham, /lawyer, fornier president of the New York City Board of Education; Professor | John Dewey, professor of philosophy) Columbia University; Rev. Charles N. Lathrop, ex ve secretary, De-| partment of Chri | ian Social Service | of the National Council. Pretestant Episcopal Church; Nelson 8. Spencer, | eminent New York lawyer connected | with many civic associations, andj| Congressman F. H, La Guardia. Schools Opened Again. The permit is said to be a long) step toward disposing of this moot) question, Officers of the American} Civil Liberties Union are jubilant be- cause, they say, the action of the} authorities clears the Union's name| and recognizes its right to hold meet-| ings in the schools. Forrest Bailey,| the Union’s director in a statement) issued last night said: “The fight the American Civil} Liberties Union has been making to, abolish the Board’s poliey of censor-| ing meetings in the public schools has vesulted in a 90 per cent victory. The school auditoriums have been opened to the Union by the granting of a per- mit for May 26th; the Union’s name has been cleared of the charges made Cal Pounded Back Doors In 1912 Campaign, Says His Northampton Friends NORTHAMPTON, Mass., May -The claim that Calvin Cool- idge signed a petition here in 1912 opposing Roosevelt's candidacy on anti-third term grounds is calling out desperate denials here from Republican leaders, They claim that he was too busy “pounding on the>kitchen door” in his own cam- paign for state to bother about signing, the anti-Roosevelt eti- tion. Coolidge made a house-to-house canvass, but was not ringing the front door bell. Instead he went hat in hand to back doors in order to muke a better impression on the ‘housewives. Neatl Trade Defense The recently veleased Furrier. pris- oners who are now on a vacation at Camp Nitgedaiget will come to the Star Cagino, 107th St. & Park Ave., on Friday night, May 27th, where a big Reception and 1 will be held in their honor, No worker will miss the opportunity to come and greet these fighters, and at the same time enjoy a fine evening. The Ball is expected to be one of the liveliest affairs of the season. The whole Proletarian Fam- ily of New York will meet at this get- together. All our fighters and all vol- unteers at the Bazaar as well as all the friends of the defense will be pres- ent, Admission to the Ball is 75 cents. * We Remind You Again Many have not paid for the tickets, Roll Call Certificate Booklets, Honor Roll Lists and Coupon Booklets. The Committee needs great sums of money daily. Every cent is needed. Do not keep money with you but send or bring it to the Joint Defense Com- mittee 41 Union Square, immediately. * * * Here's “Another At a gathering held in the home of Sam Fifer a collection was made in behalf of the imprisoned cloakmakers and furriers. The following people donated $1.00 each: Paulin Fifer, Rose * * is-so harsh and cynical in its opera-. Guarded zealously by members 0: delegation, explained here that this (by Mr, Gibney and the Board last Advances from that source for “Trade unions responding to the! call for a National Labor Health con-| ference to be held in Cleveland June| |18 and 19, show a determination to} tion that it is difficult for the layman te understand how a group of em- pleyes could tolerate it without open the New York police department, 150 fascists, 59 of who were wearing the black shirt of Mussolini, were al- lowed to stab and brutally beat hun- | will be the first congress of its kind- ever held. “Russians and Americans,” he declared, “are ahead of all other countries in Louisiana should appgoximate $5,000,- | \00@ he said. There are many other |sources from which resources direct year, “But there still remains to be settl- ed the point raised by State Commis- | | Fifer, Julius Mandel, Sam Wagshul, Saul Zipper, Sam Fifer, Dave Scho- ‘chet, Zelda Mondel, Esther Zipper and Marion Zipper. * * * jand indirect can be brought to bear, | control the occupational dangers now} |he pointed out. | : dreds of Italian workers in the Green- | sioner Graves’ decision last December | taking an enormous toll of life from} ; For New Prey. point section’ of Brooklyn last Sunday; When he ruled that “controversial” | By Workers of Martimore Cloak Shop dapedology, which is a science cul- Aalac ‘A week mi et The Bankers Between. the ks of organized labor,” says} tivated in Russia for more than || afternoon, | subjects, such as “Old Fashioned Free, The following resolution was re- premium. As re-| But this money will not be given|a@ Statement by the Workers Health | fifty years. Every fascist was armed with a| Speech”, could not be discussed in! ceived: We the workers of Martimore Bureau. publi¢ meetings in the schools. If this Cloak Shop, 189 W. 19th St., greet -| directly to the victims of the govern- | ial + i thy | tirentt’s negligence, Hoo’ ade plain.| The conference will bring together Nationalist Chinese In Mi atine te eer cai eer agi ruling stands: the Board might as/the imprisoned cloakmakers and fur- (Jt will be given to the bankers, or-| representative labor men and women | as tempt to aioe this obvioua viclation of | Well close the school auditoriums to) riers as a protest. against the Sigman- one doll _| ganized into lending corporations, and | from all parts of the country to work) Another Victory the Sullivan law prohibiting the car- all, for practically all-the subjects Schachtman-McGtady clique. _ We Benes then granted in the shape of loans, on| out a program for eliminating in-} rying of weapons by civilians. ef the hundreds of meetings held! pledge ourselves to support the Joint thiasion good security, to the flooded farmers. | dustrial hazards and saving the lives (Continued from Page Que) The fascists had announoed that | Yearly could be judged controversial.| Defense Committee. Our first dona- 5 As the collection salary does not pay the agent enough to maintain himself and his family in a decent manner he is compelled to solicit new} business, Fine For Lapses. But agai this comm charged all business which lap during the week that the agent wrote one dollar in new business 50¢ of «ld business lapses he only receives com- mission on the “increase” uf business on his book, which in this case would If in be fifty cents. In this manner he actually receives payment on half the work he does. For every dollar of old weekly premium which lapses on the agent’s book he is charged $: and this fine is deductable from his weekly sal Consequently, there is a remun tive sword of Damocles hanging over his head and he must resort to all manner of specious devices to main- tain his business on his books, If the premium on a weekly pay- ment policy is not paid for four weeks it lapses and the original commis- sion paid is charged to the lapsing agent, irrespective of how long the policy has been in force. Let us take the case of a fifty cent endowment policy which has been in force for nine years. When that pol- icy was written, the writing agent received his “special salary.” Dur- ing the nine years the insured has paid in $284, because he cannot pay any longer he forfeits. this cash, and| in addition the company fines the| lapsing agent $14. Not only does the| Was made to hold the river in check | policyholder lose his deposits but the agent snffers as well. The “Big Four” play no favorites when they swindle, Fines Total Up. Last year the four weekly prem-) ium insurance companies lapsed nearly 1% billions of dollars in in- surance. Most of this business was in force under three years. Allow- ing $1 of weekly premium to each thousand dollars of insurance this means that the sixty odd thousand o——0=10e 0 m10r=5 EO RS Or0 eg 8 8” y { For many years to come, collecting | the mortgage payments will make the bankers and business men of the South | aware of the truth in the old proverb, “Its an ill wind that blows nebody any good,” it had not been for the storms, the flood and Hoover, a lot of South ern farmers would not have had to mortgage their farms, and the invest- ment market thus been curtailed. Undeserved Gratitude. Louisiana bankers have formed a lending cor with capital of $700,000, and with privilege of redis- counting in the federal int i credit banks up to three or ' that amount, Hoover has announced. “T have been overwhelmed with an undeserved gratitude for such effort as I have been able to make in repre- senting the President of the United States and in giving perhaps some leadership to the many’ forces which have been brought to bear on these problems. “Sugar Bow!” Floods. The five day fight to save Louisi- ana, from the Atchafalaya basin flood waters was abandoned today when a third cave-in along 700 feet of the east bank levee at McCrea drove the 1,500 defenders from their footing. The first collapse of the McCrea levee occurred y Saturday morn- ing, and anothe n caved in Sun- ugar Bowl” will be floode For more than 48 hours’ following the Sunday break a desperate effort with sand bags. More than a million bags and hundreds of car loads of were dumped into the levee w: ters in an attempt ‘to rear a new re- taining wall. Reports said that the | caped with their through water knee way some two miles to the SACCO and VANZETTI SHALL NOT DIE! “rew eS- cing high- uth. Professional Patriots This New Exposure of the Personalities and Methods in Exploiting Patriotism $1.50 ctotn vouna DAILY WORKER PUB. CO, 33 First St. New York °o of the thousands of miners, steel |men, stone cutters, building trades mechanies, chemical workers and | others who are killed on the job every. year. Anyone familiar with conditions in ; American industry knows that the number ef workers Hed and injured continues to mount at an. alarming rate,” says the Bureau. Not Enough Inspectors. “Accidents in construction work alone have increased 61 per cent in New York ate in the past two ye In this critical situation the state has only 12 inspectors to cover 400,000 building trades workers, while the Pennsylvania Department of La- bor and Industry early in 1926, was compelled to call off all safety in- spectors from other work and detail them to supervising construction jobs for an indefinite period in an effort to control the situation. “State regulations, for the protec- tion of ‘workers, where they exist, are openly violated and ignored. In the jority of trades there are either fety provisions at all or regula- so inadequate that they are futile. At least fifteen states have no Safety Code for the Building Trades, no laws to protect tens of thousands of workers from the in- sidious danger of lead poisoning in the house painting trade, no regula- tions on a national scale to cut down the enormous and ghastly loss of life in the coal and metal mines. Where- ever safeguards do exist these have been won only after organized labor | has waged a bitter fight against the | opposition of the paid lobbyists of employers, corporations and gigantic trusts. “The time is ripe for concerted ac- | tion by organized labor. Prevention is worth ten pounds of cure. Pre- vention of industrial accidents and | occupational diseases is possible and | must be won. | Ask For Delegates. |_ “The coming National Labor |Health Conference to be held in Cleveland, Ohio, June 18-19, at the Hotel Winton, will bring together representative trade union delegates | from all over the country, to unite on | a program for gaining national, state | and city control of industrial hazards: lregulations, safety measures and j health codes in all trades. “Every trade union is entitled to send representatives. Elect your delegates at once. The first National ‘Labor Health Conference is Labor's challenge to the hard-boiled indiifer- | ence of the employers. Send in the |name of your delegates immediately {to the Workers’ Health Bureau, 799 Broadway, New York, and do every- thing in your power to support the | movement to win health protection for organized labor in the United f m: of discussing measures to prevent this Referring tgrowth of | they would leave their headquarters on Knickerbocker Aye. and Trutman) Ave. at 2 p. m., but due to fear of) meeting the wrath of the Italian: workers they waited until 3:30 p. m.! when 100 police arrived to act as their | protectors. Three police cars led the} procession, the end of the fascist line being guarded by two more. The} other police reenforced by almost 50 detectives were strung out along the) line, one policeman or detective for every fascist. Woman Breaks Line. | When St. Joseph’s Catholic Chureh, | to the tremendous workers’. and peasants’ unions and their role in the revolu-| tionary movement, Su Chao-chen said, “Organization has developed rapidly. More than 2,000,000 laborers and 40,- | 000,000 peasants have been organized and these have dealt a death blow to) the influence of the imperialists in| China. Part of World Revolution. “We all know that the Chinese} ‘revolution is part of the world revolu- ltion, Therefore, the second purpose Wilson Ave, and Sydman St., was! of this conference is to consider | reached, the police closed up the en-| measures for uniting the laboring) tire block, only the supporters of lclasses of the Pacific countries to; Mussolini being admitted to the help in Ching’s struggle against im- | church service. perialism.” | An Italian woman broke thru the It is rumOred here that Chiang Kaj-| Police lines and tore the badge off one shek regrets his desertion of the of the fascists as he was entering the Kuomintang and that he. may ally Church, When interviewed later, she himself with the Nationalists in their Sid that the fascist government had drive against Peking. It is not im- murdered her brother because he re- possible, observers declare, that the fused to support that bloody regime. Nationalists may make a temporary | Pee agrigeeie Pap. ee ab Again : : | Use British Tory of permanent alliance, Its object) would merely be the elimination of : (Continued from Page One) with Great Britain unless the im- the northern war lords from the pic- ture, * munity of her trade representatives Chiang Claims Victory. are guaranteed by a trade agreement SHANGHAI, May 23.—Chiang Kai- | °° recognition, political observers be- shek claims the capture of Pengpuilieve. ‘ from the northerners, declaring that Financial Barons Sore, he inflicted heavy casuajties upon his! The whole labor world and a large opponents, estimating the northern! section of the business and financial dead at 1,200 and the wounded at| magnates desiring Russian markets | 2,500, More than 10,000 northern / are protesting against the action of} prisoners are also claimed. the die-hard section of the cabinet. The Nationalists launched a three! In the course of his speech Premier sided attack and declare that the Baldwin admitted that the mysterious northerners have withdrawn to “missing document” which served as Hsuchow, with Chiang’s forces hot on’ @ pretext for the raid on the Arcos their heels. | officea could not be found. No one Five locomotives, two hundred rail-| expected that it would be, |way cars and a huge quantity of Anticipating the ratification by the arms and munitions were captured by! House of Commons of the cabinet de- the Nationalists, these facilities now cision, the officials of the Soviet being available for the use of the’ Union embassy at Chesham House Nationalists under Chiang Kai-shek this afternoon began preparations for in his northward drive. their departure, Yangehow is also claimed to have! * fallen to Chiang, with Sun Chuan Fang’s forces retreating to Hwainan, es | * © *. * Tt Will Help U. 8. Trade. WASHINGTON, May 24,.—Admin- 194 2 istration officials were deeply inter- Peking Admits Losses. ested today in the action of Great ‘ PEKING, May 24.—-Peking offi- Britain in breaking off diplomatic and | cials admit that northern troops have | trade velations With the Soviet Union. | lost considerable territory in northern, If the Soviet Union carries out its! Honan to Nationalist forces com- threat to boyeott English manufactur. | manded by, General Feng Yu-hsiang. ies, it is probable that the German po and American markets will benefit Bus Injures Twenty enormously, officials of the depart- COLUMBIA, Mo. May 24.—Twen- ment of commerce pointed out. The | ty persons were injured, some eri | U.S. S: R. is a gigantic customer for tically, when a bus overturned near manufactured goods and some raw here to-day. The bus slipped off the) materials. The German and American | highway at a curve and rolled down| markets afford the best avenue an embankment, ‘through which to obtain what it needs, | Hayes Holmes, John Nevin Sayre, will continue to have trouble if this ruling is to govern their practice. The American Civil Liberties Union has offered to cooperate with the Board in clearing up this phase of, the controversy.” | No Hot Issues Wanted. The ruling of the Board of Educa-— tion last June denying the Union a permit for a meeting on “Old Fash-| ioned Free Speech” with Rev, John James Weldon Johnson and Arthur Garfield Hays asyspeakers, was ap- pealed to State Commissioner of Education Graves. Commissioner Graves sustained the Board on the ground that the subject of the meet- ing was controversial and declared that the Board had used its discre- tionary power properly in barring such a discussion in the schools. The American Civil Liberties Union then made application to the Supreme Court for a mandamus compelling the Board to permit the Union the use of the school auditoriums. In April Justice Gavegan denied the petition | on condition that a public hearing be granted the Union in the event of another similar application. Such an application is now pend- ing before the Board for a meeting on September 14th in Stuyvesant High School on the same subject of free speech and with the same speakers as were slated for last year’s meet- ing. The Union is represented by Samuel Untermyer and Louis Mar- shall. Springfield Feeling New England Crisis In Textiles, Shoes | SPRINGFIELD, Mass., May 24.— | This city is feeling acutely the indus- trial crisis which is grippng all New! England. Reflected mainly from the} lethargic condition of textiles and, shoes, employment is the lowest in’ several years. Thousands of wage- earners here are on ,part time and) hundreds are totally unemployed. So great’ is’ the depression that) the highways are noticeably deserted | because workers cannot afford to) run their automobiles. Cigar makers and the buildin, addition to other workers, Government Ships Make Money. * | WASHINGTON, May) 24,—-The Merchant Fleet Corporation (govern- ment ships) announced today that for the last ten months the United States “ Lines government-operated, made a profit of $187,000, The Leviathan is flagship of this line. For the last three years there has heen a loss of approximately $1,250, | This is particularly true of the poli-/ tion is $15.00. We hope that all other | tical meetings held there. The Board} shops will follow our example and support those who have lost their freedom in the fight for our common cause? SACCO and VANZETTI PLDI LIE BEA Dollar Diplomacy A Study in American Imperialism By Scott Nearing and Joseph Freeman We have been fortunate in securing a limited number of the paper edition of this splendid work (selling for $2.50 in cloth). We will fill all orders as received at - 50 cents Other Books by Negring THE BREMSH sriits, (lop) 50 THE LAW OF SOCIAL REY O- LUTION (In Collaboration) iO WHERE IS CIVILIZS THOS GOING (CLOUN met KMUSSIA TURNS BAST GLIMPSES OF SovEET” UNSER BRITISH LABOR BIDS Prowkit WORLD LABOR UNITY he ho rOoR 0 —hO ALL FOR $2.40 All these books will be sent for $2,00—if cash is | sent-—and mailed to one address. THE DAILY WORKER PUB. CO. 33 First St. New York