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S ] R e e 3 e VA o5 A NPT It o oresns i L 5 sipger Building Leased to a New York Dry-Goods House. Agotber Great Wholesale and Retail House Added to Chicago. e Contest Between State Street and Wabash Avenue. ‘Low Rates and Ample Margins the Fashion for Loans. Improvement in the Investment An Demnnd for Renl Estate. go01 Demand for Cheap Houses—Personal Lishility on Beal-Estate Paper. pelease of the Singer Building to Arnold, goustable & Co., as anvounced by Tur Trin- sz some time ago. is contirmed. ‘That firm Sloccupy the building as soon asit is com- ezed. Thes will ooena wholesale and retail pesoess herevoth departments of which will tecondneted in the Singer Building. This is sgimportaut event. Its effects will be bene- gaalto the commercial as well as real-estate gterests of the city. Arnold, Constable & Co. 2o accupy @ position ”in the dry-zoods trade ¢ thiscountry amoug the very frst, They do § very heavy wholesale busiucss in their store oo Canal strect, and thelr retail store on Broad- neteenth strect is secoud to nonebut gewart’s. Their extension of their business to (hicago ehows that they have come, like A. T. stewart & Co., to recomuise that the market of the W the wealthiest section of the Union, istobe found to-day in Chicago, and that if fhey want to command their share of the dry- . gonds business of thie country they MUST ESTABLISI! THEMSELVES HERE. The examole of A. T. Stewart & Co.and Arnold, Constable & Co. must be followed by their cepetitors in toe trade. The Eastern leaders foother branches of business must come here for the same reasom. Clicaxois being rein- forced every day by business men from the Fast, as our real-cstate artices have shown, and we may confidently expect to sce the deselopment of this citv, univterrupted by fire or panic, now take a sudden 1eap forward, sod surpass even the wonaersul progress it has made In the past sixyears. ‘The buildinz to be oocapicd by Arnold. Constable & Co. will be oa¢of the most elezant in the country; other ew baildinzs will be needed for tue accommo- dation of the other dealers who will folluw them, and a welvome improvemcnt will result in the market for labor, materials, and real es- wate. The public cannos tail to be benefited by {le competition aud the lareer market that will bemade. The lovation of Arnold, Constabie tCo.ou State strect, while Field, Leiter & o.take their stand on Wabash avenue, will 2dd the TIVALRY OF REAL-ESTATE INTERESTS on those two strects 1o tie conte: these 1wo areat bouses for the lion's the retail Gry-roods trade of the i efforts bave " already been made in this city to divite the retail drv-zoods trade- enjoyed by Field, Leiter & Co., but they have failed. Ar- nold, Coustable & . Co. have more ca.ital aud prostice than any of {heir predecessors, people of Lhicago will give them a cordial re- ception and a farr trial, wishivg them plenty of foccess, witile wishing Field, Leiter & Co. no Jack ot it. The is largze covugh for all comers, and the public cunnot 7ail to be bene- fited by tuc increase of igs m ts. TUE LOAS MARKET continues dull. and there is but Jittle doiag in tieway of newotiating new loans. The class that was known as borrowers of small amounts fnforwier years has heen crowdad out, and no arent is willinz 1o lisien to t) applications. The demands of the better ol are remorse- Jessly ent down to the smallest possible fizare, but, when tois is accomplished. the money supplied on verv reasonable terms. The ex- perience of the past few vears has taught cap 1alists to move cautionsly, and it wifl take some ime to restore comfidence. Payments are goud, and unproving, an indication that the aebtor o] isin a betier conaition. Tac fol- Jowme were tue principal loans of the past WeeR: . The Michizen Avenue Baptist Church proper- 1, $33,0), tive years, at 4 Per cent. Larrabee street. noriheast corner of Cly- bourne wvenue, £5x95 6-10 feet; also, lot on the porthwest corner of Division and Penn 33x109 fect, § J Fears. ipierest 7 per cent. Huron street, northwest corner of Franklin sreet, 505100 fect, 36,000, five sears, at 7 per cent. Superior street, northeast cormer of Cass etreet, SUXIT5 deet, ST,000, five years, at § per cent. o Morean strect, 24 feet north of Gurley street, east front, 120x102 fect, §$4,920, five years, at 7 per eent. CONFARATIVE STATEMENT FOR TOE WEER ENDING Ao 9. ¥ 187 Inetruments - Trust-decds, Mortzages.. Instruments : No. 1 Cstleral’n | No. O'siderat'n. frust-decds| 103§ 2955 351,033 Kortzage 257 112,854 aggregate..| 1915 262,701 | 24005 693,007 Belesses. .| 1520 wew oee |29 coeiieee SALES OF THE WEEK. ‘The transfers of vroperty are growing more numerous every day, and deafers feel encour- aced. aud are consolinz themselves with tie idea that the period of “uybernation is over, and that “ the winter of their discontent ™ is about to be made ** glorious summer.” It is doubi less truc that the collapsc of the savings bauks has forced the frugal classes to louk round for some javestment where their savings are free from the depredations of either reckless bauk aflicials or bold _burelars, and they have there- fore been investing larsely n cheap Jots. These aze the ales thay makke up the majority of the tmnsters, and can seorcely be eredited with baving impartea the specuiative vitality to real estate for which dealers are hoping. The sales of suburbau properiy have been Tair for the season; sixteen Jots at Park Ridee sold for $490; threc lots in Brown & Culver’s Addi- tlon to Lvanston, $1.200; and eizht ots in (Gray’s Addition to drvinz Park, $,30.. Pri sre well maintamed, but skow 1o special actiy ty. The following are the principal trausfers of city propert; No. 1101 State street, 25x120 feet, sold for $5,000. William H. Murray sold to H. P. Darlington lot on Indiana avenue. 200 feet south ot Twen- tieth street, west iront, 25x17734 fect with im- ‘provements, for $11,500. _H. Straus sold to ¢ Jaeeer the triangular picce of sround, northwest corner of Ciybourn avenue and Larrabee street, with buildings, for $21,000. Dunicl Webster sold to Eliza Mitchell lot on Sherman street, 20 feet south of Van Buren street, cast front. 255106 810 fect; also. lot on sune street, SlTh§ fect south of Harrison strect, cast front, 143{x103 fect, all improved, $20,000. Lot on North Clazk street, 182 feet mnorth of Divisiou street, cast front, 935158 feet, im- ‘Proved, $12,000, Lot on Wabash avenu», northeast corner .ol Twenty-sixth etrect, west iront, 120202 fect, 60ld for $25,000, A Andrew W. Mitchell sold to TFrederick Deutscl ot on Langlcyavenue, between Thirty- <cizlth and Tairty-umth streets, west frout, 2x 2 feet, with improvements, for $5,000. W. W. Strong sold to Puflo Carpenter lot on West Washinzlon street, northeast corner of Sheldon street, 25x170 feet, for §25,000. Lot on State street, 913 feet north of Wash- m street, east front, 9136590 fect. changed Lands for a consideration of $159,340. Lot on Clark strect, 175 feet north of Polk Etreel. west front, 25x95)¢ tect, §10,000. T. B. Bord sola 459 North Clark strees, a brick store and lot, 33x150 fect, for 12,0003 house and lot No. 4035 South Dearborn strzet all cagh, for $1,100; 2r3-acre farmfn St. Ch: County, Missonri, for $3,000; 1wo octagon- front Brick dwellines and lots on Fulton street, Dnear Kidzic avenue, for $4,0007 Li-acre farm, %6 miles from Osceola, Clarie County, Iowa, for £5.500. George R Clarke & Co. havo £old house No. 2 Hamgiton avenue for $3,000; also, house No. % Hamilton avenue for $3,000 cash; also, house THE CHiICAGO -TRIBUNE:-SUNDAY., MAECH ‘16, 1878—SIXTEEN PAGES. fodklat ot east end of row of five tmo-story and marbie-front h v Park for $3,000 cash, ouses in Groveland the balance on long time e 'can do so in the {ull knowledge that his only remedy witl be to take back his property it his purchaser defautts - B Farrinzton & Hacl knev sold new marble-front | in his payments. In that case there will be no house and lot on Calumet avenue, 100 fect | discrimination as to the future against tho dobt- uth of Tweaty-third street, for,$15,000. or and in favor of the creditor. ‘Tac latter will Y SATURDAY’S TRANSFERS. require that hie be protected azainst any reason- he following instruments were filed for | able coutinzencyin tne first payment. The record Saturday, Mareh 11; - buser will know, whatever the ouicome of bis CITY PROPERTY. nve ¢ lose the mone; Grand boulevard, 470 ft n of Thirty- Iaruitaical inagn; Ne'etn) bub ’ ;;‘lfxfil::‘z”{-;" é-l"m‘d. 249-10 {t (with P IT BE CLAINED N Towasend st, 303 1t n i‘r‘i’-u’f‘;f? ",,‘1,;\, i 7,000 | tnat under such a provision speculation would 243125 £t, improved. dated March ... 3,100 | MAvC ho restrictions, and that the operator, re- rih Hoyne st, 178 1t 8 of Charchill st, i licved from the ulumate consequences of bis ¢ f, 48x100 ft, dated Jan. 5 . "> 2,500 | vurchase, would seek to own every piece of Thirt; 107 {1 wof Stewart av, property offered, it need only be sald” that two W .. 270, ... 1,000 | Uhiugs would certainly render such 2 condition eat Erie et 061t ¢ of Lincoln'er, 1 . of “uffairs impossible, one being the un- Ohioer l:a-la ft, dz}:u} March 5...... .. 1,400 | willingness ot the seller to dispose of B d0ntoo . of Jorih Dearborn o Lis Jand unless the greater portion of Ehirieay apfated dareh 8 Cinrle - the purchase money were paid _down, anu Burling st, 459 ftn of Willow st, cf, 'i'x * the other being his comparative inability 131 ft. dated March 9... 1,00 | 1o negotiate'such paper unless iv represented a Long John'st, 144 ft n of Thirty-third at, very slight portion of the purchase price of the ef, 48x125 11, dated Feb. o 500 | Jand. To obtain the assistance of money-lenders, Trwenty-second kt, & ¢ cor of Genesee av, operations wouldl bz contined to nearly ali castt p L G0Kx150 [t dated April G, 1877.. 1,500 | purchiases, or at least so nearly us Lo put buyond rumbnll_av. 450 s of Twents-thurd reasonablc doubt the payment of the obligalions 55 h T021240-1011, dated Aoril s, .| made. How any iujustice, or hardship, or dis- S 1500 | gster, therefore, could follow a law restricting SOUTH OF CITY LINITS. WITHIN A RADIUS OF SEVEN MILES OF THE COUR Adamsst, 143 ftn or Fift 50x150'ft, dated March o Evans av, 1 {t n of Forty x120 (1, improved. dated Feb. 3 Madison av, 210 ft s of T, 20x150 {1, tmproved, dated March Soutn Dearborn s, 246 ft nof For fourth st, ¢ f, 253100 1t, éated March 5. Dutterfield st, 425 1t # of Fortieth st w f, 253100 ft, dated March 7....... SUMMARY FOR THE WEEK. The following is the total amount of city and suburban transfers within a radius of .seven miles of tie Court-House filed for record during the week ending Saturday, Mareh 9: City sales, 71; considerati $401,95¢. North of city limits: Sales, ration, $1,210. South of citv lmir consideration, ,000. Total sales, §9. Total considerations, $545,164. z RENTS. The demand for houses to be rented at economical rates is reported active by the house-azeuts. Tenants are delaying their de- cisions whethier to move or rencw their leases. This indicates that there is a good deal of Jook- ing around for cheaper houses. Store rents are in good demand, but the week has been con- sumed in negotiation, without important results beyond those aiready announced, William L. Pierce & Co. have rented 235, 237, and 239 South Water street to M. Ifoflinan & Co. for $2,400 a year. Farrington & Hackney rented two houses on Indiana avenue, between Twenty-third aud Twenty-fourth streets, at 325 and 330 & wouth, the same price as Jast vear; also two houses on Vernon avenue, near Thirty-fifth street, at § and 585 2 moath: also two lofts at 304 and & Wabash avenue, 1or $3) and $40 a month, ‘Tue lease noted in last Sunday’s Trisuse of astore on State street, by the Bullock Bros. was not wmade on their own account. They have a fuur years’ lease of their present commodious quarters, and have no intention of moving. BUILDING PERMITS. The Building Department issued fifty-two permits last ‘llowing are the more im- portant oncs: 8. M. Farnsworth, two two- story stone-front dwellings, corner of Jackson and” Pauliva streets, 1o cost $1000; Joba Hoppe, two-story dwelling, on the_corner of Smart and Kinzie sureets, to cost §2,000; J. Kralover, two two-story dwellings, on West vior, uear Desplaines street, to cost $4,0005 J. Relock, two-story dwellice, on Butterficld, near Thirty-cight street, to cost S2.0005 George Murtin, four-story stone-iront store dwelling, at §6 Archier avenue, to cost 38,0005 C. C. Thomp- son & Co., kiln, at 10 Quarry street, 10 cost $6,000; 8. A. Crozer, four-storv wholesale store, on Monroe, rear Clark 3 Slara R. Bacon, four-story warehouse, corner of inzic and State, to cost $12,000; Beverly R. Chambers, five-story stoune-iront_store, at 155 and 157 Dearborn street, to cost 327,000, TERSONAL LIABILITY ON REAL-ESTATE PATER. To the Edutor of_The Tribune. Cnicaco, March 9.—Very many of the old real-estute operators arc either insolvent or baukrupts. The former condition was hardl avoidable, when the great bulk of property was mortzazed, butit may be questioned wlicther the secoua condition was more the resuit of a decline in values than of ochier causes. It will be found that avpiications tor discharges in bank- raptey have been made because property on which notes were sceured was foreclosed 1or a less amount than tle notes called for, leaving a onal 1 ty for the balance. The ownerof ibe real esiate bas thereiore not o bis property, but incurred a debt for wh many cases, he has bad no consideratiou in fact. It will, of course, te sald that a note s a prom- i to pay the amount therein stated. and that the property mortzared is smply coliateral e- curity, upob which the holder of ti,0 note cau reziize, or suc the maker, as he may elect, “This is unquestionably tne law. 15 TIUS LAW JUsT? Kardly without cxception, money bas heen loaned upon real estate because it has been deemedsutlicient security,whether the borrower was personally responsible or not. To prove the truth of this Statement, it is only necessary to any lender of money, whetlier, cither for himsell or for others, he has_advatced money upon real property before that fact has been fuily determined i his own mind. Even tional Bauks, while they depeoded to a ce al eredie of the borruwer, wtions based their discounts d, aud on extent on the pei yei in large tran on the title thewr unde cousery: and rvativ Tt will thus be seen that SPECULATION WAS FED BY DANKERS AND CAPI- TALISTS. A general confidencen the valueof property and in'Its Tture, and & desire 10 obtain AN Jars rateswhich onerators were wilting, and, in view ol their profits, couly afford 1o pay forthe use of mone, uced them to followreal estate all the way up, and 10 Joan a third, a haif, and sometimes three-fourths ol its value. A specu- lator who had made 2 vrofit of 109 or 50 per cent could atford to discount the deferred pav- meuts atenormous rates of interesl, and with the money thus received double his previous trans- actions. 1t was vot until the fall of 1873 thav the forec of tac personal liability involved be- gan to be looked into. Outside prooerty be- came quict, then stagnant, then unsatable. The owner could not realize from it enough to pay the morfurage inst 1t. Tie mortzages did Dot want it, vut Was oblized to ta forcclosure he bid jt in for wnat he desired. No one would bid aginst him. Sometimes it was hardly a quarter of the amount of the notes The purchnser of 4 picce of property for say $40,009, on which he had paid $10,000, and which had been suld under foreclosure for $10,000, leaving $20.000 of debt lor which he is personally responsible, may perhaps be exeused lor questioning the justice of au ovligation of that eharacter. THE CONDITION OF THE MARKET, the value of the Jand, the prospect of farther rise or of a decline, were open to the serutiny of poth parties. But the leeal effcet of tie notes bas been to render the ma liable for them in a future which neither party thought liable or hardly possible to oeeur. Nutwithstanding the decline in values of nearly all dasses of vprop- erty, I venture the opinion tuat a smalier proportion cf applications for discbarees in bankruptey would have been made by real- estate dealers than by any other class of busi- ness men, bad the contracts made been Carried out, or, in default thercof, had the recourse been only had when it was believed by both partics to be suflicient at the time of the” mak- ing of the contract—upon the property itself. Tt will be readily inferred that the object of {his communication is to offer the sugcestion that property be the only recourse for the money loancd upon it. Alrcady LEGISLATION IIAS BEEN ASKED upon this subjcet without, itis understond, as yet definite action. It would certainly be un- vise 1o wake o important o statute unless its probatie effcet were reasonably determioed. It wonld be suid that Eastern or foreizn capital would be withdrawn from Iilinois _real-estate Securities under such a provision. This may be seriously sioned, from the fact that”the pronerty is (he main basis of loaus now and would remain such, Doubtless greater care would be shown in_deciding zpplicatious, aud wider margins would be_required. fustead ot 50.per ceut being loaned. it is probable that not mare than one-quarter to one-third its value Would be placed upou property, aud then only Where the income from it was reasonably cer- tain to provide for all contmgencics. 1t can hard)y be said that any ultimate hardship \\'nul:l Sollow a closer system of credit, or that the ef- fect of such asystem would bedisastrous. The borrower of only une-fourts of the vatue of its ‘property would have a much ercater iuterest, in meeting his obligation than if he had succecded in procuring a lean of 50 or 75 per cent of its vaiue, whatever his pers nal responsibility mizht be. ‘But it is without rescrvation claimed that in {he motter of purchasc-money paper, so-called, not only the justice but the necessity of sucha Jewal provision is apparent from TIE HISTORY OF THE PAST FIVE TEARS, real-estate paper to RECOURSE ONLY ON TITE PROPERTY on whicn it is secured, it is ditticult to unacine, Achwuse in @ note reciting such a provision would doubtless be valid now. Pending legis- lution on :his subject, the advantace both to seller and buyer of such a_provision would not be problematical, all thingsconsidered, Whether this will become a feature of real-cstate neeo- tiations, with or without a speciai statute, will sreatly depend on the answer to the questio Whether experience is worth augthing eitner to Qebtor or creditor. My impression is that it will be found to be of some little scrvice. WiLLiam O. CoLe. SHRINKAGE OF A GREAT ESTATE. A remarkabe instance of hoyw the shrinkage in real estate has alfected some great estates is shown in the_case of the property left by the Jate Thomas Hunt, of New York: Abont fifteen years o, he built the clegant man- sion at Kemsen and Henry strects, one of tne Snest residences in_ Lirooklyn, and, up to the time of his Geath, was supposed Lo be the richest mun in Brookivn, or nearly the richest, his fortunc Dbeing popuiarly estimated at $3,000,000. He was the largest individual property-owner. go faras square rods go, eitacr in Brookiyn or, itis said, in New York, the bulk of liis property beny & tract of 300 acres in the Eighth Ward of Lrookiyn, near Greeuwwod Cemctery, and —extend- ing to Gowanus Bay. In this " there arc between three and four thousand building lots. e owaed also imoroved property in Brooklyu, and the Hunt Buiding at Churcn street and Park place, in New York. It has become generally Known among Mr. lunt's pereonal friends thut he died one and s ualf or two millions of dollars less wenltuy thau bis nefghbors supposed him to be. And within the last few days runior has gone 5o far 25 togreport Lhat even the hundsome mansion not only would be. out must be, sold to pay tic claimy agains the estate. This is denied by persons con- versant with Mr., Hunt's alfairs, who place the tatal of the estate between 3300, 000 and $1,000, - 000. - REAL ESTATE IN SAN FRANCISCO. The Budlctin, of San Francisco, suys: The spring demand for real esate is not a3 act- ive 25 we conld wish, snd yet the sales for Feb- ruary snow a lurwrer value than for the snme month ~ last year. The number and amount compured as follow: o Amonunr. February, 1877. ) $1,315,600 February. 157, 90 1, The featare for the last month was the auction offering by the Real Estate Aasacfates of a fine'of D operty valued at $300.000, of which about $i40,000 was reported sold at fair prices. Thus Tur thie spriny, however, the anction ofterings of ai estate have not Geen very successful, and it i3 feared that we ure not to have @ very active yearn this line of business. Nevertheless, sey- rat wunouncements of public sales this monih are dy published, and things may take on im- proved turn soon. BUILDING 1N NEW YORK. Capitalists in New York are pursuing the same policy as those of Chicazo in takme ad- Vantage ot the low price of land and’ building material to build. The Sun says: Diellings now being completed in the up-town district, ulony the line of unprovement, promise to realize handsome retnrns to those who bou: land and commenced operations last summer, dur- img the period of extreme depression. The win- ter, now fuitly over, \was very propitious for build- in operations, which, owing to the milincss of whe weather, hiave bren scarcely interrupted uring the whole season. Our most_Kazncious capltalists improvin:: their vacant property. Solid con- ing upon the general com town building di RENTS IN NEW TORK. The New York Daily Bulletin says that bank- ers and brokers in the neighborhood of Wall street have demanded a reduction of 10 to 15 per cent in rents, bave been refused 1t by their landiords, and are preparing to remove to more cconomical quarters. ——— THE BANKRUPT LAW. Ta the Editor of The Tritune. CnicaGo, March §.—A writer iu a late num- berof TnE TRIBUNE wrges the repeal of the Bankrupt, law, and entreats THE TRIBUNE. as it made such @ suceessful fight for e Silver bill, that it now take up the Baukrupt law and urge its repeal. “The law, a5 it now stands, certainly has many and very grave defects; but the condition of the country at the present time., when failures are oveurring daily throughout the length and breadth of “our land, demands that a similar law should exist. The same causes that de- manded its enactment stitl exist, aud demand its retention in an amended form. The writer alluded to states that *“the assets are frequently sold at half their value.” Grant- ed; but is this not largely the fault of tne cred- ators themselves! Wy are they not present on the dfl.)‘ of sale to ge¢ that the goods b not sacrificed ¢ In my own case, thie goods sold nt about 50 ent of the invoice price, said fuvoice being minus treignt add- I3 taken at the wholesale price ©d, bug one creditor being present. Now, whose fault was 1t that the goods were sacrificed Nearly atl wholesale houses keep in their em- ply a traveling attorney to look after their in- terest, whowe duty it should be to be present, cither personaily or by deputy, at such sales; then they would have no cause to blame the buokrunt if the goods are sacrificed. It is casv, in cuse they should buy the goods, to put a good man in and sull Le gFuods out. 1f the Bauirupt law be repealed, then the Jaw permitting one creditor—and the smallest one at that—to swear out an exeentjon, ateach the oods, and sell thein at Sherifls sale, must also be repealed. Here s a forced sule in earnest, and, if the gooda bring five cents on the dollar, that oue pacticular creditor is satistied if the net amount is suflicient to meet his claim, and the Sherifl doesw’t cure so he ets his fees. Otten the whole stock of a country merchant is sold m this way beiore the large treditor is aware of his customer being seriously embar- rassed. = 1 would ask the writer, Which of the two cvils is the areatest? - The Bankrupt law os it now stands must he amended, beeause it contains. serious defects; but I have grave doubts of the wisdom of its repeal at the present time. The expense is une great defect. and the time of scttiement (two years) anothter, and they Doth need looking into. The amendment now before Congress, among other thin: abolishies the 30 per cent now re- quired to get a discharge in cases of voluntary bankruptey. This 1 look upon as just and right, for 1 belicve il 2 debtor turns over all his assets taat he should be entitled to a discharze, whether they pay 9 or 99 cents on the dollar. A bankrupt getting a discharge, and Having some triend who will loan him money, vanagain resume business in his own name; whilst i€ no such Jaw existed, he woald be compelled to do iu his wife's name, or some ove clse’s, probably ail his life. One great trouble with an assiznment is that it will not hold goud unless all the ereditors sign it, whilst some rebellious creditor fre- quently jumps in with an aitachment, zetting 100 cents on the dollar of his claim., whilst the remainder arc considering the propused assigus ment. . What the people want is asimple, inexpensive Jaw that will prevent one creditor from zettineg all the meat and leaving only the bones to the more deserving. JAMEs T. KENT, No. 521 Carroll aveaue. NUTS FOR PRESBYTERIANS, ‘ To the Editor of The Tribune. CnicAGo, March 9.—The inclosed is’ copied from the * Confession of Faith ' of the Presby- terian Church. Will you be Kind enough to ‘publish it in order that some of the Doctors of that Church may have au opportunity of ex- pluining these two articles. They certainly seemn plain enough, and indicate that if Jobn Calvin did not believe in confession of sins to a priest or minister, Lie took the other half of the doctrine, giving them power to retain or remit sins. Respectfully, PIKE, Artictz 1~The Lord Jesus asking snd_hear of Tiis Church hath therein appointed n Government in the hand of church ofiicere, distinct from the The wide-spread disaster which has been caus i ehie ot ch orty | civil muvistrates. througl: the reckless magnur 1 whleh PTOORIEY | ®irficle 2~To tiese oficers the eys of the King: bl e 8 aaster e ved, | dom of fleaven are committed. by virtue whercof md e nesine lesson | they lave power respectively to retain and remit Wil bave taught po losting lesson | Gnu 1o shmt thar Kingdom agaivst the impeni- ss it shall lead to tie restriction of specula- ;‘l‘r‘)}:ti its immediate object, with no_lezal ven- aities beyond it. Then if an owner wants to gell his property for a filth or a tenth cash and tent, both by the word and consures, and to open it to penitent sinners by the ministry of the Gos- pel, and by absolution from censures, as occasion shall require, f CITY FINANCES. The Back Taxes of (873 and £ 1874, And theLaw- for Their Collection--- No Pian Yet. The Appropriation bill was handed to the Mayor yesterday afternoon by the City Clerk, and he will devote to-day to luoking iv over. It is well known that there are some items in it which he does notwpprove, but he will doubtless sign ft. “‘There was some talk vesterday to the effect that if nineteen Alder- mev would pledge themselves to interfere with nothing excepe the items for the Pollee and Fire Departments, he would veto them in order that additions might be made, 50 as to retain the present forces. Some of the Aldermen thonght this could be brought about,and a caucus was held at Ald, Cook’s office in the afternoon to count noses. The project,- however, fell througl, it being thongzht oest to let the -bil stand as it is, as it would give the people o zood idea of the working of the laws of Iilinois. The fear is expressed that, in case of a veto, the whole matter being opened avain by the recon- sideration vote, Aldermen who lave pets will make radical changes and upset the bulk jtems. ‘This would put it out of the power of the Mayor to discharge employes, and he would find it next to impossible to keep the ex- penses within 85 per cent of the aporopriatfon. This danger has its weizht with his Houor, and will influcnce his decision. There scems to be no way out .of the difliculty cxcept to make the reduction heretofore suggested in Tig TrIBUNE—cut off 15 per cent of the city’s help. The Mayor was. more gloomy yesterday than he bas been beretofore. He sees no light ahead. *We can’t borrow money on certifi- cates,” said he, *“The Supreme Court says so, and I am told now that We can't issue interest- “benring warrants. I we shut the dcors we can't protect the proverty or the people. I don’t know what we are zoing to do.” THE COMPTROLLER. 4 understood you to say Friday,” said a re- porter to Comptrolier Farwell yesteraay, that 3t Wwas not the intention of thie vity 16 entorce thie payment of “the surplus tuxes "of 1873 and 1874, “I didn't say so.” + What did you say?” w1 gaud 16 was not the intention of the city to enforce the coltection of the excess where par- ties bad previously paid. The act itself doesn’t contemplate anything of the kind. The object was only to reach those who hadu’c paid at all.*” “ How can the Council appropriate the excess to the tax-pavers?” “\Vell, if the city faiis to collect it, the money will be in the pockets of the tax-payers.” “How can you prevent the Collector from collecting itd” T an not going to orevent him. I he wants to coliect it, it is noue of my. business. It was not expected when the bill passed that there would be any excess. The object, as [ said, was to reach those who didn’t pay. That was stated at the time, and the bill itself statesit. The Dbill is as plain as the nose on a man’s face.” No action of the Council is necessary " 4 No.? . «But will not the excess remain asa licn on the property I am not prepared to answer that guesticn. ‘I'hat is for the cuurts to determiue. he law expresses on its face just exactly what it is for. The uncollected personal-property tax of the ol city for thosc two years is only some $350,000;" yet Kimball, on his books’ for the Sonth Town alone, is cbarzed with $1,300,000. ‘The Jaw was inteuded to reach only those who didu't pay.” AUCH OF THE PERPLEXITY on this subject of the taxes of 1573 and 1874, and much of -the compiaint on the part of the pavers of personal-property taxes, has arisen from_the jznorance of the difference between the city and the county asscssments. In 1573 the city’s valustion of real estate was $204,- 000,000, and of personal property 349,000,000, or of the whole valuation the persomal property was a little less than one-sixth, In the same year, on the county assessment the total valua- tion of this city was $226.000,000, of which the personal property valuation was $04,- 005,00, or 'a litile | over . onc-guarter of the whole. In 1874 the city’s valu- ation of personal property Wwas a little over oue-sixth. On the county valuation it was be- tween a third ana a fourth. The result of this was that, on the city’s extension of tuc taxes, personal property paid proportionately less aud real estate more than when the same sum of moucy had to be raised on the county’s assessinent. The difference is dest shown by the following table, winch explans, roughly, how the taxes would be divided up betwecu personal and real property if extended ou the city and county assessimcnts, respectively: COUNTY ASSESRMRNT. Treal. mat. /54,023, 146151504, B8, 4311 1,607,544 Touals. 430,787, TR | A S 1t will bie scen that, if the tax-levy for these two years s extended ou the county assess- ment, real estate wal_pay 31,500,000 less and personal property $1,500,000 more thau on the city’s assessment, Now, if no taxes at _all had been paid, there would be but little difficull But some have paid sumethiug, sndare credited therewith. o, under the present extension on the county assessment, it turns out that those | Personat. $ 88ALEST 812,83 who have paid personal taxes have not puid cuough, wud that those who aid taxes on real estate have paid too much. There is real estate which has paid no taxes, from which the city eiasimed under its tax-levies of 1873 and 1874 $1,600,000. That real cstate is now calfed on to pay—the tax being extended on the county assessment—only about $1,350, 000. The city whl, theretore, lose §250, clean aud clear out of its levy unless It collects on the balances of the personal property as- sessments genough to make it even. If it allows those personal-property balances to go uncollected, there will be nn abisoluse deficien:y of §550,U00 on its real-estate collections. The above table will also explain why Collector Kimball finds 1,300,000 of personal-property taxes o his book: “The following is the Committee appointed by the Citizens? Associntion to consider the floan- cial situation of the city: R. P. Derickson. L. Silverman, E. G. Mason, C. M. Ilenderson, 3. G. Gill, A. M. Pence, and G. L. Dunl As Mr. Henderson is out of the city, Henry Strong will be invited to act with the Committee. WANTS To KNOW. To the Editor of The Tribune. Citrcago, March 9.—I paid $32 for my personal-property tax for 1873, and §28 for 1874, and hold my receipts for tnc same. A few days nxo 1 received u notice from Mr. Kimball stating that there was a halance st me of for my pereonal-proverty tax for 1873, and §21 for 1574, Now will you please fnform me if T am obliged to pay the above-named additionul tax i the face of my receipts, which were: given me in full by the reguiar appointed Collector for the sbove-named years: By anewer- ing the above you will not only enlighten the writer but aleo @ great many others, to Whom the matter is not any clearer thao it i8 o him. % Crriz The corrcspondent may perhaps be best answered vy givinz him the law, or the sub- stance of it, and let him figure out his own so- lution. The Jaw. which was passed last spring, is to meet certain cases where incorpora cities have avtempted to assess, levy. or cullect taxes for auy year or years prior 10 1877, under Ball 200, or any other uaconstitutional law. 1n all cases where the asscssment of property or the tax-levy has been declared void or sct aside, and the city has faled to collect, the Council 18 authorizel to_certify to the County Clerk ol Cook County the total amount which was re- quired to be raised by taxation for all municipat purposes for the years in which the levy fatied, which, in this particular case, are 1373 and 137 Tuen the County Clerk is required to ascertain the rate per cent which upon the total vatuation of all the property in the city, as assessed and cquatized for_State and cousty burpoeses for 1873 and 1874, will produce u net amount not less than what the Counail asks for. leis tuen required to extend it on the tax books or warrants, which are handed to the "Pown Collectors for the collection of the tax of 18577, The law oes on to provide that all sums of moncy paid by any person or corporation in 1873 or 1574,—no such years are, of course, men- tioned in the act. buc they befox the ones re- ferred to, it may make the law plainer if they are juseried,—~as taxes shall be decmed to have been voluntary payments, but the persons or corporations making these voluntary pay- meots soall be credited with them as against the taxes extended against their prop~ erty under this act,—:hat is; extended on tne assessments for Stateand county purposes made for the years 1873 and 1874, If the taxes thus extended do not excced in amount the pay- mients to be credited, then nothing is to be col- lected, ** but ii the taxes &0 cxtended shall ex- ceel such payments, then the ex:tss only sbail be collceted.” In case these voluntar¥ pay- taxes extended, noihingz in mentsexceed the es iy Bor | el this law is to be 50 consIrue any voluntary payer 8 rnght of sction ayrainst the Citf, or to make the city liable for such excess, it being the intention of the act that such payments shall not be credited beyond the amount of the taxcs to be extended. It is. made the daty of the Comptroller to file with the County Clerk a statement showinz ail the payments made on account of any taxes at- tempted to be assessed or levied by the clcy for 1878 and 1574, tie names of the persons making them. if paid as personal property taxes, and the description of the real estate if paid as real property taxes. These figures the County Clerk enters on the Collector’s books opposite the taxes extend9d on this assessment for State and Zeounty purposes, ** and,”in case the taxes shalf exceed the amount of any payment €0 en- tered, to carry the excess forward to another column.” If'the Comptroller fails to tile any such statement, the presentation of a receipt sizned by a City Collector shall be saflicicot to entitle the person presenting it ton credit for the amount of taxes specitied in the receipt. “No sale of lana made to the city or to any person for the city, when no money has been paid on tne sale uoon any judzment rendered Tor the sale of lands far'taxes attempted to be collected shall be deemed to operate as payment, dis- charge, satisfaction, or extinguishment of the taxes for w! such sale was made, but the same proceeding shall be had in all respects as it no such sale hnd been made, except. that, in cases where certificates of purchase issued in pursuance of such sale have becn redeemed or payments have been made in respect thercof, the sums of money received by such city on such redempiions or or paymeuts shall be deemed payment on account of the taxes for which the premises described in said certificate were sold.” The city holds about §500,000 of these tax-sale certificates— lauds Uouht in by the city at thetox-sales of 1873 and 1874. These certificatesafe apparently declared illezal, the sale having been void, and the taxes on the property covered by these cer- tificates are to be collected under the provisions of this act. Then, in conclusion, after passing over some general provisions about appeal, it is declared that the mencral revenue laws of the State shall, as far as aupplicable and not inconsistent with the provisious of this nct, apply toall taxes therein authorized to be certified and extended, which means_simply that, it the Town Collector doesn’t collect ail these taxes, real or personal, he shall return them as delinquent to the County Treasurer, ‘who shall proceed to collect them in the manner set forth by law; that is, by applyiug for judg- ment on real estate and: selling it, and, as against personal property, by doing thie best he can. MORE SUITS. Saturday was the very last day for beginnine suits against Mark Kimiball, and very miturally a large number of taxpayers availed themselves of their limited opportunitv, The following is the list of the names of those who applied for injuuctions Saturgay: Wahl Brothers, Adolph M. Neymann, Louis Wahl, C. H. Blukely & Co., W. H. Brown & Bro., Bliss, Barnes & Co., Strong & Maynard, Lovejoy & Foster, Durand & Co., E. A. Robinson, James Hickson, Tolman & King, Van Schaack, Steyenson & Reid, Mor- rison, Plummer & Co., 8. Hyman & Co., Ha ilton, Rowe & Co., Wilsou Bros., Abbott & Tyler, Joel H. Dix, Harriet M. and Jumes M. Harvey, C. E. Wiswali & Co., Webb & Web- ster. J. B. Hlall & Co., Richard Melcher, Leroy Payne, C. P. Cogeshall, J. M. W. Jones, N. K. Fairbank & Co., Boles, Fay & Conkey, Fi lin MacVeagh & Co., The Union Kolling-Mills Company, Rand, McNally & Co., Giies Bro: Co., . A] Warduer & Co., A, N. Lolden, ¥ ium Giles, B. B. Py, H. M. Bows, Bell, Conrad & Co., doses Bloon, M. D. Wells & Co., L. Yoe & Co., N. H. Jones & Co.. Mahla & Chap- vell, Bullock -Bros., Reed, Murdock & Fischer, Phelps, Dodge & Palmer, C. C. Thowpson & Co., Johu .Moore & Co., J.D. Stowell, and Yhomas Whitfield. QUICK COLLECTIONS. : To the Editor of The Tribune. Cnicaco, March 9.—There is a town in Mass- achusetts which has had great saccess in collecting taxes at an tarly date by offering a certain per cent rebite to thuse persons paying tases before o given date, and another certain per cent to those paying taxes before another given date before due, the 1den being to rebate more than the ordinary rate of interest. ° 1 have seen no plan of this kind proposed to help iho city out of the prescnt bad predica- meat, und I do not know but there may te some insurmuuntable legal dificulty in_the way, but. if there is no such difliculty, 1t seeins as though this might be tried witn success. Will you picase in- form me if the certificates 10 be fssued in 1878 will be received for taxes of previous yeurs? E. M. Nothlag has yet been sctiled ——— LANDLORD AND TENANT. To the Editor of The Tribune. Cricaco, March 7.—Please be kind enough to publigh the iaw of tenants with regard o paying rent in advance; and If rent can be collected for an entire_month, when parties vacate the premises when the month is abont haif expircd. there being no agrecment for advance-rent. You will confer a great favor by answering these questions, DisreTE. The pasment of rent in advance depends on the terms of the lense. If the Icase says, ““to be paid in edvance,” then it has to be sv paid. If nothing is mentioned on the subject, then it is payablc at the cad of the month. Rent can be collected for an entire month when parties vacate the premiscs in the midale of the month, unless the renting is by the week or by the day: A lease is a reciprocal thing.® The Taundlord covenants that the tenant may occupy the prem- {ges for a month or year; and the tenant§ in re- turn, covenants that be will occupy them for o month or year, and will pay rent therefor, e —— BEN WADE'S WILL, Special Dispatch to The Trivune. CLEVELAND, O., March 9.—The will of the late cx-Senator B. F. Wade was admitted to probate to-day st Jeflerson. According to the terme of this, Mrs. Wade is made exccutrix and sole legatee of the entire estate. It was thought by his own family at the time of Mr. Wade's death that there was no will, and it was so tele- graphed all over the country, but in_looking over the papers of deceased the will as described was discovered. e a— LOW PRICES FOR D'AMONDS. " Americans are beginning to Icarn how it is that diamonds, watches, . jewelry, and similar smail but valuable goods, can be soid on so much smaller per cent of profit in the cozy little shops and par- Jors of London and Paris than in tuc imincnse stares of this country. The difference in expenses in favor of the formeris, of jtsclf, a handsome - profit for the dealer. Mr. W. E. Higley (for twelve years of the firm of N. Matson & Co.), at 125 State street, second figor, is the flest to give our cltizens the beneflts reaatting from low expenees, and his sales are consequently large and rapidly in- creasing. ——— PETRIFIED ON LAKE STREET, Alarge goods box has been standing on the cor- ner of Lake and Franklin steets since 1872, Yes- terday it was opened, and found to contain the body of aman turned to stone, clad in a sult of dark bine flannel, color still perfect. Jt was shown to Ciement & Sayer, 416 to 424 Milwaukee avenue, who readily identified it a8 one sold by them for §14.50, but their present price on the same suits is $10. ————— EARLY SPRING. Now s your time to have discased teeth removed and thus restore health and pleasant breath, The finest and nest set only S8, such as they formerly charged 825 for. Dest lling at one-third old rates warcanted ten years. Dr. McChesney'’s fine dental rooms are corncr Clark and Kandolph streets. Teeth extracted frec of charge mOMiDgy Tetween the hours of & and 9. — WHAT BETTER RECOMMEND DO YOU WANT? Field, Leiter & Co. employ in their dress and cloak making, lace, and upholstering departments over 200 sewing-machincs, and, excent two of them which were purchased at first, none but the new No. 8 Wheeler & Wilson are used. and they are giving unbounded satisfaction. See it at 135 State street. ——— HEW AND ELEGANT FURNITURE. Just received, ity chamber and 50 parlor sets of artistic and unique desizns, which, besides onr immenge stock of fancy, rich, and medium farni- ture, we offer under fall gnarantee of good work- inonship and value, o very low prices. Bamber- ger, Bloom & Co., 265 sud 267 Wabash avenze. e e YES, SIR. The old commiesion houee of W. T. Soule & Co. is at 13v LaSalle street. “They deal in grain on moderate marsing ond commissions. Pamphlet and dally reports mailed gratis. death from - not recelving wholexome nutrition. For valuable hints on the above subject eend for book frec of clarge to Gale & Blocki, Druggists, 85 Sonth Clark and 4% Monroe street. - Motopathy.—Dr. Clesson Pratt, whone com- maunication appears in another column. has won A0 enviadle reputation in the treatment of throat and catnrrhal iseases by what he calls Motopathic or restorative medicine. The clear and forcidle manner in which his claims are set forth commands respectfal attention. = ————— Perfectly atlsfactory evidence.of the efll~ ::cypuftl‘hanhe_gfi:rrhnn care can be had by C:lehmr . L. D. Thomson, proprietor, 112 Twenty- zccond strect.- ke BT ' VEGETINE. Purifies the Blood, Renovates and In- vigorates the Whole System. " 1T8 MEDICINAL PROTERTIES ARE Alterative, Tonic, Sol- vent, and Diuretic. - VEOETINE Ia made exclasively frgm the jaices of carefully-sclected barks, roots, und herbs. and o styongly concentrated taat it will effectually eradi- cate from the system every taint of Scrofula, Scrofulous Humor, Tumors, Cancer, .Can. cerous Humor, Erysipelas, Shit Rheum, Syphilitic Diseazes, Cunker, Faintness at the Stomach, and all diseases that arise from im- pure blood. Sciatics, Inflammatory and Chronic Rheumatism, Neuralgis, Gout, and Spinal Compleints, can only be effectually cared through the blood. For Ulcers and Eruptive Diseases of the Skin, Pustules, Pimples, Blotches, Boils, Toetter, Scaldhead, and Ringworm VEGETINE haa never failed to effect a permancnt cure. For Pains in the Back, Kidney Complaints, Dropsy, Female Weakness, Leucorrhcen, arising from internal ulceration, and uterine dis- cuses and General Debility, VEGeTINg acts di- rectly upon the canses of these complaints. 1t in- vigorates and strengthens the whole system, acts upon the eccretive organs, allays inflammation, cures ulceration, and regulates the bowels. For Catarrh, Dyspepsia, Hebitual Costive- ness, Palpitation of the Heart, Headache, Piles, Nervousness, and Genera! Prostration of the Nervous System no medicine has ever given snch perfect satisfaction us the VEGETINE. It punfies the blood, cisansesall of the organs, and posseases o controlling power over the nervous system. The remarkable cures effected by VEaETrxz have induced many physicians and avothecarics whom we know to prescribe and use it in their own fami- lies, In fact, VEGETINE is the best remedy yet discov- ercd for the above diseases, and is the only reliable BLOOD PURIFIER yet piaced before the public. What is Vegetine? It 18 n compound extracted from barss, roows, and herbs. 1t is Natnre's Kem- edy. Itis berfectly harmless from any bad effect upon the system, 1tis nourishing and strenzrh- ening. Itucts aircctly uoon the blood. It quicts the nervous system. It gives yon good sweet sleen atnight. It is 2 creat panaced for our aged fathers and mothers, for it zives them strengib, quicts their nerves, and zives them Natare's awcet sleep —as hux been proved by many un aged person. 1t is the creat Blood Purifier. It is a sonthing remedy for our children. It has relievea and cared thon- P 1t is very pleasant to take: every child likes it. It relieves and curcsall discases originat- ing from impure blood. Try the Vesetine. - Give it 3 fair trial for your complaiuts; then you will s0y to your friénd, neizhbor, und acquaintance, “Siry 18} it has curcd me. ™ Valuabie Intormation. BosTox, Mass. MR, H. R. STEVESs— Tiear Sir: My only abject in givini you thist ronial is to spreud valuadle informating. Having Deen badiy afflicted with Salt Rheum. and the whole surface of my skin beinz covered with vimples and eruptions, wany of which_caused me great pain, and annoyance, and knowing 1t to be 2 blood dis- case, 1 100k many of the advertised biood prepara- tions, smong which was any quantity of Saraapa- rilln, without obtaining any benefit until I com- ‘menced taking the Vegetine, and before I hud com- pleted the irst bottle I saw that 1 had ot the right medicine. ConscquentlyIfollowedon with it until { hiad taken seven bottles, when I was pronounced & well man, and my sKin is _smooth and entirely frec from pimples and eraptions. * 1 hase never co- joged so good_health before, and I attribute it all fothe use'of Vegetine. To benefit those afllicted with Rncumtism, 1will make mention also of the Veretine's wondetful poser of curing me of this acate complaint, of which I have suilered 50 in- tensely. C. 1. TUCKER, Pas. Ag't Mich. C. ' R., 69 Washington-st., Boston. VEGETINE . Prepared by H. R. STEVENS, Boston, Iass. Yegetine is Sold by All Draggists. CATARRIN REMEDIES. MOTOPATHY. The ooly treatment known or ever ‘attempted thas radically cures Catarthi, Origiaal aad practiced only by DR CLESSON PRATT. Soto. life: pathy. relating to disease. moto relates to life in lts brimary’ mmuumlfi.ewfi:l} i3 motlun. Tiack of consclonsnest,. fateliicence, jn- stinct, and vitaifty (s motfuns in fact. thers is no man- ifestation of life anywirre but I8 the lovitimate out- come and expression of & mode of motion. Seefuz, bear:ng, smelliog, tasting, feellng—cach and ail these senses are accompanied with, charactcrized by, nad re- lated £ a corresponding mode of motion. in kveping ‘with this law. health and disease are but conditfons de~ termined by the modes of motion occurring. with the infinltesimal atoms of matier as represented in the ysical body, whiist the use and province of medicing [sto_change And control molecular motioa. | Disease heging with s disturbance of vital foree,— nerve power, \When this erve power 18 well balunced, andthere {3 perfect recivroclty of action JeLween aat similation and elimfnation, hedith will {oevitavly fol- low. This motion acceieraied or retarded, and there cnsties cither a waste or an accurmnulation of devitziized matter: hence’ the need Of sherapatic agencles 1o - fuence vital force, It (s upon this hypothests that the Infinitesimal doses of the Homeopathist operate: for that they do operate s a fact too well established to admit of controversy. ‘The time for callfng the Ho- mcopathist a fool anc. a fraud has gone by. The rep- Tesentatives of that school of practice are character- ized by as great intellizence, and thelr professional Iabors marzed with as imuch success, as that of the Alopathist. “Unquestionably, the Y;lmarv effects of the rencdes of buth theae schools is nearly the same. The real difference berween **stmflla shmilibus_curan- tar® and **contieria contrarlas™ lies in the fact that, ‘while the former sinply chances the mode of motion, the latter not only doesthat, but at the same thne, in many Instances, supblics a want in the system, either Of nerve power or biood element. or both. As science revcals the principle upon which fudniicamls att, the - eir potent i filnL of their potency becomes apparent, and inuse Agsain. electricity, the thorapeutic effects of which are fast belng recognized by all schools of practice, ‘operates upon preelaely the saine princlple: [tisonly a mgode of motfon. “There (s not the siightest evidence I existence thac [a the use of electricity as a therapea- ticagent fi_eatcrs the system at all. “whilst the talk about {ts traversing the perves as It is supposed 1o run along a telexraph wire arsues for its advocates a ery meazre knowledge of the amatomy of the nervons Bystem, to say the least, Undoubledly electricly fornis a cumponent part of the imponderable element called nerve sorce, but when employed fn the treat- ment of disease, Instead of beln (ntroduced into the | syatem, except fu s very limited extent, (¢ 18 rather niode uf wiotlon linpatted to the system aiready charged with that element i a disturbed state. The atoms of matter of which our podies arc composed are ever tending toward a state of rest, qulescence. deaths whilst the vitallzing, fnforminz potency of matter exhibIts here. as every'where else in nature, its primary characteristic, which 1s motlos nd between these two opposing tendencles comes all we see or know of e 4 understood th: et {t 1§ known and understood that the prima stafe of mistter i8 rest, and that that of splric is nmlm‘;l! thiat 0 tine and spice these are cosxintcat ami co relnted, and that out of thesc oppusing sendencics spring ali maaifesiations of life. then the solutlon of many of Iife’s problenis will come within the grasp of human understanding, and s relacions and results be studled and comprehended. As_ oppused 10 materiallsm and evolution, no ottier thought I8 tenabl atter unorganized is deads it never evolved anyhin; The source cannot he fn- ferfor to the resuit. A unfverse dlied with matter would be entirely forceless, whilst s universe of spiric without matter would be eternally expresstonless: hence the coexistence and corefations of both. Spirit 13 1ot matter. nor matter spirit. nor can cither bo transformed into_the other, The distance from Gnd to grunite, trom {faith to felspar, and trom love to Iimestone, ls s great to-ilay &3 before arwin wrote of evolutfon or Husley souzit the orliin of life in proto- plasm, * Matter. as e _understand it, is divisibic into sixty-three primary elements, thirty-nine of which are” ueed s medicines, and {t is presumable, at least, that each of thesc elements Is a def- Infte entity possessed of an imponderavie potencey or life force; for that there is a realm of 1n- ponderabic clementa ying Uocic uf ponderable mavcr is a truth as apparent {0 the scientist as any fact in na- Ture. These unscen forces are the vitallzing, 1ot 1ing, and suxtalniug powers of the organic world: the rfl‘»:nc’ which gives character and motlon tu matter o [ts infinitesimal state; the realm between matter and mind. not mentallty, but vitallty. G known hvputhesis can the {dentity of orxanlzed forms br accounted for. Since the real difference s de mlued by the potency or unseen life. To the chemist and the microscoplst there is noagoreclable difference between the unaeveloped germ of a toadstool aud a mian, yet each fa posseséed of a life which, under ap- propriate circumstances. will be developed truc to its potentlaiity, nnd uot as anythi n keepin ‘with tuls tesor of thought, a knowledgze of the chum try of atoms ay reiated to vial force furaiibes 1 only data for a true aud reliable system of medie: practice. ‘The physlcian {3 ever dealinzz with forces and modesof motion, which are the vitalizing. organ- izing, and sustainint powers of puysical life, Diesiion and respiration are atomizini processes. It s only s atoms that matier I3 lacorporated into bune, musele, nerve, and tissue. Nutrlent matter in the system 1z pure, putrid. or polseaous cven, as it is vital- 1zed, and puin and congestion ensue 08 & CONSCHULHCE. of disturied or diminished functional activity; hence the fint step in the rignt direction, especialiy in the treatment of all chronle diseases, 1s to vitalize nutrient matter und equalize molecular motion, Disease disturbed and undeveloped force within: fnst something more than Jife, 1t is something less; ok, A*Tislife of which our Itmbs are scant, *Tis life, more life, for which We pant, More I3fe und betttr that we want. Matter in fixed relations and proourtion cnters fato the structure of our bodfes nt birth, and, a3 growth and distutegration proceed, the suppiy must be mafn- talned and 1he balance preserved. In all forms of clironfc disease there Is defective nutrition, Imperfect sssimlation, positively demanding a restorative kind of treatment. noi nerve stimulant. but blood cle- ment. Xuch means as will promote the growth of germ ceilsand give motion to waste matter are the ‘means neeessary for the rational treatment of all forms. of chronlc dlscases. 'As the auchor of 3 8ystem of practice based upon the foreczolni: hypothesls | respectfully nvie the attention of the profession as wellad the public to {ts practical Tesults. | Catarrh, throat, und bronchial discases. neus Talgia. rheumatisin, scrofula, dyspepsta; fn fact. all forins of nervous and liumoral discascs are relicved a6 once and radlcully curcd. "Tathe clalms and assertions hereln st forth, the ‘many patlents in dafly attendance e my professional Tooms, as well as hundreds cured during my residence I this clty will at all times and_ of thelr own pleasure hear favorable and willius: testimony. DR. CLESSON PRATT.. Oiflce 202 State-st. Residence 24 Throop-st. Hours— West §1de trom 9 to 12, South Side from 210 5. P, §.—Persops from abroad treated by correspond- cnce afier one fnterslews but fn no nstance will reme- dlcs be sent withous firs: seeing the patient. AN CLO NUTTING'S CLOTHING Furnishing Goods Es- tablishment 'O p MEN, YOUTH?, BOYS, AND CHILDREN, Crowded all Day Yesterday. MONEY REFUNDED ANY TIME INSIDE OF THREE MONTHS. 184 and 186 State-st, OPP. PALMER HOUSE. GENTLEMENS SEHO. THMPORTANT TO GENTLEMEN! We are now making all our Fine Hand-sewed Boots and Shoes in the very best Custom-make styles. We shall be enabled to sell you a much cheaper, far better, and a more stylish-looking Shoe than any Eastern factory-make we have ever had or sold, and can warrant every pair of first-class quality and good wear. ‘We shall buy only the very BST FRENCH CALF UP- PERS and SOLE LEATHEZR in the market, and employ only firsf- class workmen, and then give you a hand-sewed Shoe for but a little more than you pay for machine- work. 4 M. WHEELER & CO,, 74 EAST MADISON-ST. Sole Agents for **Hapgood's” Spanish nstep Ladies’ Shoes e —— THE MOST ARTIS1IC PHOTOGRAPHS +we ever saw. in style, posing, finish, lightings, and, in fact, everything that makes an clegant pictare, are the S6 cabinets now made by Mosher, 123 State strect. Flashing in their pearly sheen, From the glorious coralline, See those tecth untarnished! White alike the back and front Yes, by the fragrant Sozodont. Afay beauty's mouth be garmished! e BUSINESS _NOTICES. Manymothers do themselves 5 great wrobg nnder the delusion that it is their duty to nurse their offspring while their infants are starved to HKUMYSS. . ARBENDS KUMYSS Or Milk-Wine. o delicious, sparkling beverage of won- derful restoratfve power, eayecially beneficial fn dys. pepsla o geacrai deility. ~ {t reileves the distress of dyspepsia immediately and makes the ktomach tolerant of other food. It rapldly fllls the veins with healthy blood, pruduces & cicar complexfon and plumpness. The rénown of my Kumyss, earned within thie last three ears, has cansed numerous cheap imizatlons to appear. hey: bear go compartion 1o my Kamgss. Send for circulars. A AREND, Chemiat (Originator of Kumyss In Amcrica), 179 A341203-8t.. centre of biock. PIANOS. HALLET, DAVIS & C0.S UNRIVALED PIANOS. GRANDS, SQUARE GRANDS, UPRIGHTS. Awarded the Preference by Masical Art Ists in the Old and New World. These Planos used at four of, the leadine Musical Colieses in Chicazo. Perfect satis tuction gaarantecd. More than 50,0 of Planos have been manufuctured In the Smith American Organ Co. Commendsa careful examination of {ts new filnstrated cataloiue tor 1877, and a caodld comparison of Ita instramenty with thuse of othier makes. The cases are the oSt Laste- ful and substanttal now made. In tone thess Orguns are vastls supertor; they will remuin {n tune and order longzer than any other. and that when quallty fs consldered. these Orsans ARE THE CHEAPEST IN THE WORLD. W. W. KIMBALL, Cor, State & Adams-sfs.. Chicage. TRUNKS. TRUNKS. BASKELL BROS, Tribuue Building, ks of all kindx of Tave the inest assortment of Trun! o Xiads, of and Gentiem Tariety, which are retalling at manutac Goods made 1o order a specialty. FOIR SALL. HOTEL, AND FURNTTURE FOR SALE. E r resort: Saratosa o the West: terminus of R Methydlst and PresbFterian camp-grounis Jocated here, Now I the time to buy 1o frepar: for the tmmense sumuer business, which s sure. ~ [fotets market, 252 South Water- DETECTIVE AGENCY. THOS. . WHIPPLE & G0, DETECTIVES, Ashland Block, comer of Clark and Iiandoiph-sts.. i2)om 57, have resumea_busiuess, with coonectlons in vrincipal cities: trafned operatives: extended faciiftics: Terus reasonable. PIZOPOSALS. BUILDERS, ATTENTION. Notice is hereby given that seated proposals will be received by the School Board of School District . 1, of Whiteball, Mich., till March 20, 1878, t 10 4. m., for furnishing all material and build- ing a 2-story brick School llouse in Whitchall, Mich., to be completed Ang. 20 mext, according toplans and specifications of same in the ofiice of the nndenl':ue;l Dxmcm:fl Whaitepall. The rizht to reject any bid reserves 4 ;4 A. C. ELSWORTH, Director. C. C. Troxrsox, Moderator. REW COURT-HOUSE. s roposals. will be_fecelved at the Eounty Cl:e(:r":nn‘!‘nz::: Clm\?flflg!"vfl;}r: County, 1llinols, cl . m., March 27, 1378 . O aad apbeiRcations can be scca at the Clerk's his dace. . “'P::?‘:'n'r?:rfn‘{"{r;mnfin (dres 1. 7. 7ot & S0 Archtteeis, Ft. Wayae, 1n LG WELTOR Cambridze, I, Fet. %