Chicago Daily Tribune Newspaper, July 3, 1875, Page 9

| i ‘THE 'CH‘[CAGO' TRIBUNI:: and the Lieutonant-Governor waa chonan with s view ta bis filling the Uighor oftice, 8til), it in suid that Kirkwood's namo was not publicly mantioned for the Guletnatorial nomination until 10 o'clock in the morning of the day on which the Convontion was hield, Taling sl tho clrcuinatances into account, the positive wne nouncemeont of Henator Harlan's frionds that Lo fa not & candidato Is not aurprising. " We notico that soveral Domocratio journals ate dariving comfort and bopo from the atatpment that William Allon Lad 17,000 majority in Obio last timo. It happena that this statement is his- torically Inaccurato, Willinm's mnjority, In 1873, was preciwaly 817, and tho World thinks the only thing that saved him from boing soundly heaten was the presencs [n thn Oold of & Prolibitory ticket, which drow oft 10,227 Republican votes, It in goneralty thought in Obio that, even with this Jofection, Mr. Noyes would Lava pulled through, 1f he had not boon hiandicappsd with s Benn:orinl contest, and etabbed in tho back by eundry Republican leadors, including Mr, John Delni.o. And It48 a bistorical fact wortt remoem- beiing in this conucotion that thia was the fnt fnstance of tho olection of a Democratio Govornor in Oblo since the appearance of the Ka- pabli:an party on tho politiosl stago.—Spring- fleld 12¢publican. —— PERBONAL, A Verons correspondent saya Juliel's tomb la in a kitchon-garden, James R, Wasson, of Tokel, Japan, is » guest at tho Palmer Houso, Tho late Lord Yarborough's cigars wera val- ued at nearty $10 s box, Jolin Chilnaman also lovos tho watermalon, be- cause he can smuggle oplum o It Clinrlea Fechteris agnin roported to be dan- Rorously ill,~tuls time at Montreal. Long Branch {s full of celebritien thia sosson. . Buffulo Bill is there, aud deives » dog-cart. Old Fathor Brohm bas passed bia hundredth year. and muat bo nearly on hiy Buebm end. Mira Nettio Strickland will dolivor the Fourth ©of Juiy oration at Elsie, Clinton County, tich. Tho ev. Ada C. Bowlea hss been rogularly ordatited s minlster of the Univeraslist Church. In Worcoster, ‘Mass,, the sidewals aro swept by tremps. In Chicago, fashionable ladies do 1. Gerald Magsey finds unspeakabls comfart in the dincovary that Wuillam Lloyd Garrison is & Spiriuallat, Benton discovers that her diroctory pinces her next to Chieago in population, Cinolnnati next, and §t, Louis last, ‘Thay want Judge Neilson to umpire the Hara- toga rogetta. Probably becsuse he ovarrules objectiona so woll, Tho most gorgeonsly dressed woman st tha Jeroma Park races was Mra, John Chamberlain, wito of the gamblor. A T.owoll Bberift attachod a Iady's poodle for debt, and the poodle attachod himgelf to the Sherifl's calves for fun, A rode-water bottlo exploded in Providenco tho other day, and cut & man's throat, Anothor victi'a of strong dnnk. Tl story that Dolane Ia ,to retira from tho London Times is falso, It origibated, ss waw propar, in Vanity Fair, Bartorls {8 o groat favorite at the Branch, ana tho ladies divido tuerr smiles Letwoen Limaelt sod the Hon, Whltam Cody, Instoad of puiting s lighted clgar into her mouth, & Bhioflleld (Eng.) girl put 1t loto hor poc! et, and waa fatslly burncd. There {8 one spot to which tie Brookiyn scan- du )asnot ponetrated in force, Tho Concord Mo..itor epells Boecher with an . B-ignoli's sistor keops a boarding-honss in Pariv, Think of it, yo doar creatursa whoa gencrution back wont wild over him. Eigbtoon ladios offer to pay Daly for the privilege of playlng at his thoatre next sesson. Where are the profita to come from? Siuce a Cincinnotl jackssa vanquishsd & lion, theto's beeu no tolorating that follow's bump- tiowsnosa, Family pride ia s big thiog. Eoston papera think the Philadelphin Atblot- Ien onght to diaband tao, if thoy can't play & squire game, and try the prize-ring for a living. ‘I'aie ia a8 good n thing ns the New Orloans Re- pul tean oftonssys: ** William Allen inn straiglt- uue Democrat, Ho is going atraight out of ol V.ctorls, Quoen af Groat Britain and Ircfand, and Empress of Indi, and the rest of the world, 60 Lo upeak, actually joined in & Bcotch ros!at DBalmoiol recontly. The Bt. Louia Republicun spesks of Brigham Youug 88 ‘o bigamist.” DBy biazes, you'd better Luy o dictionary and learn how many * bi" weana,—Cincinnati Times. T'be Rev, L, Delos Maosfield, for many yeara at tho haad of Rockland Inatitute at Nyack on tho Hudson, N. Y., is to be nsoooiatod with the Dearborn Sominary of thiscity, under the oharge of Prof. Grover, In its persousl column the Frening Journal #aya: “The Tilton-Beccher case being now *off," what will bo the next ‘big thing?'" and the next ltem announces ** Mre. Minnle Bherman Fitch has & baby.” We whould think one ftem auawercd the other. By a singular coincldonca the *peraonaities’ column of tho Cluciunati Commercial is waut~ ing in Thursdsy's paper, while tha papor atself Is cat and pasted. Far be it from us to associate theso two avents with suy uofrlendly inteat or fuflneace, 1t Is, 61 courso, only m coincidence, ** It {a rocorded that B, Thiors onco lind his hat knocked off by some fixcures in front of & shop inParis, and he was s0 ploased with tho fact that ho was too tall for onco in his life, that he often revisited tho shop, and becamo a regular customer,” What an indescribable lttlo tdlot thoy try to make him appear. ‘The Now York and Eavtern editorial sxosralon to the resorta of the Paciilo const arnived at the Palmer Houso yestord Among tbe moro promiuent persona in the party are Heary T, Willlams, Nuw York Independent ; A. 0, 8tookin, Masenchusetts Pross Asscclationy Cluk W, Brysn, Bpringflold Union; J. R. Dodge, editor Uuited Btates Agrloultural Naports | Barton D. Evaos, Westohestor Reoord ; J. P, Bdge, Penne sylvania Legialature, E A wonderful musiosl feat is chronioled from Plymouth, Eng., whors, at & rocont performance of Moudelssohu's ** Athalls,” & younglady, named Mlay Pattorson, repoatedly ran up the scals to the upper B,—nesrly an octave sbove any of the oraloary s0prano voloes, and several notes above $he polnt roscbied by the bost kuowa singers, The potes, and especially the high B, wero sung out claar and musloal, without effort or hesita- ;{cn on the part of tho singer, who is an ama~ ur, e oy S 10 0 Ttev. J, 8, Shipmsn, Lexington B L. H-rpu-é Clucluuuii; George Johnston, ».fk.n% Allen Vesie 81, Louis; J. b ¥k, Boaton; 5. ¥, Mol urg; O, b, ot ; J. M, Thayer, b A e Bostons E, 1, Moter, Kb, il lmondy’ Ueorgo W, Cols- Van Bchaick, Puiladeiphis; P, I.. York; Willls cim..n.u;pm.mu Curel Llwkn:w, Pl.u ] s, Grand: Pattio—wikism B Lyud s on dnchion Dana s i, D, Blagk: b ety l?‘n_:_"euna s New York; Joua M, O, om, P, Worrall, Bl eiphing I W, anett, Clucinoati; Noeley, Hiaburg: Johus W, Seott. Bo Loule a5 Banerty, mm,ur.ku. ¥, Clasey, Cleveland, ... Shernan Hovse—~T, K, Bovan, Lugland; Jobu Gallup, Tochester; 1, iaud § Mow Yurki J. o, Mickigant o W Irawien, a200s culgan 5. W. : ity Caplell New York; bt e Bty A Socloy Grind Brook- jvn i David Howe, flluumg: lorace Wi ali, Taaton; Glorye owe, Cutliz D B ort Wayue, ... drenont House—Nicoord Hals, Mine esata; Willisu Charlet, Englaud; Daulel Sl Lau Qiatre; Gov. 1, M. Day, Bt. Louts; J, A, Bantley, Busboygea; Q, F, llhn{n( Boatonj W, W, Walker, dar plh.& Bpea Yorkj J. T, Krutae s, Kuox Couily'; ‘1.2 y Jioson tlLlA;: , Atwood, Rochastae) Liasall, Ottowa) 7, G Mow, Busion, } GRIM DEATH. The Grisly Visitor Who, Sooner or Later, Is to Call Upon Us All, Life=Insuranco the Only Safeguard of Those We Leave Behind, Tho" First Accurate Exhibit of Sound Companies Ever Published in Clicago. A Showing Which Does Not Include a Single Weak Concern. Organizations Whoso Assets Aggrogats Hundreds of Millions of Dollara. The Grand Life-Insurance Coma panies of America. THE BENEFITS OF LIFE INSURANCE, DIFFERENT BYSTEMS. The early biatory of life insurauce datos back to the beginning of the soveneanth century. Like mauy othor clasacs of businesa ol anciont origin, it sooms to bave been founded ou the principlo of benevolonce ratbor than insurance. ‘Thie morit of being tho first to apply mathemati- cal calenlations to the valuatlon of human lifo is due to one John De Witt, of Holland, but his doctrine of probabilities, evolved In 1679, wae only to dotermine the value of life snnuitios and rovorsions for the purpose of alding the Govern- ment {u ralslug loava. It was not till nearly o coutury lator that its application to lifa Ineur. ance was mado, though in 1608 a socicty wae atarted fu London having some of tho features of tho modern life-Insurance gompany. Ita pri- mary object, Lowover, was chalitable. Many similar socioties were organized, and thus the subject stood, with charity as its most conspicu ous fosture, down to 1707, when Dr. Richard Trice publishod the rosult of his observations, ond raised life insuranco to the dignity of & boe- inoss without dopriving it of its beunovoleat charactor, Price lont his porsonal aid 1o tho advancoment of hia Iidoss, domonetrating thelr practicability, sud carned the title of *‘the father of modorn life inanranco.” Tho expan- eion of tho businoss in Gront Britaiu. and otlier parts of Europa to its prosent dimansions {8 ono of tha marvals of the cantury. Dr. Price was & porsonal friend of Benjamin Trapklin, ‘Those mou atartod tho Jtirst life-in- Burancs company in America at Philadelphla in 1700, Its benofits wero limited to the familica of Eplacopal clorgymon, Tho growth of tho business ln America was gradual down to the oar 1643, but sluca that time it bas been rapid, untll now s oxcoeds {n volumo that of Groat Britain, ITA FAIRNESS, No business can bo conducted on falrer or moro substantial lawa than lifo insurance. The observations of two centurios upon human lifo have demonstrated tho averago mortality almost to s certainty, The average duration of lifeonce dotermined, the rato, which on s givon number of persons of equal ege will fosure ench s corisin sum at a cortzin advanced age or at death, is oceaily ascertained. Tho principle of cquity underlying tho whola wubject s, that the rate, or promium, pald by tho insured must be ia proportion to tho risk loourred by the insurar. AW forms of in- surance are based upon this fnndamental rulo. There can be no argument againet the entire fairnoes of the theory of Insuisnco any more thau agalnat tho beneflta which the insurod de- rives. This much Is umversally conceded; but tho claims of insuranco do not rest hers. Tuo subjoct {s fruijiul of good doeds, and many a widow and orphian havo blessed the founders of the syatem, The oft-recurring iuatances of this kind, while they form the grontost glory of in- warance, sorve at tho name time to point out the uecessity for it. Waosalth is littio less stable than beaith, wnd tho millionaira of to-dny may ben paupor to-morrow. In these timos of wide- wpread crodit, life {neurance ia unearly or quite as much a necossity ss fire insurance, for good bupluess-men repodo groater confidenca in ono who calmly anticipatos fiusnclal misfortune, and prosides, in this way, protoction for thowo directly dopondent upon him. It is creditable to his busiucea sagacity, Clicago buaioess- men approciste this fact, but in their insurance thoy do not slways oxercise as groat caution as in tbelr other business, for while in- suranca is sonnd {u principlo all compaules ars not sound in fact. Thero are many differont forms of insurance, too many to adngt of tho montivn of thom ali in this article, DBut all ars ombrced in thros gen- oral plans, viz.: tho mutnal, stock, aud co-oper- ative, TUE MUTUAL PLAN, Taking the situplest form of whole-lifo pol- leles, the mutual planfs brietly this : Tho ln- surad pay futo o common fiud au smount ench’ yoar whioh, placed at interest at tho ratoof 4 per cont per anuum,would, reckoniog by the most approved tablo of average mortality, amount {0 s suwn suiticient to pay eacn policy- holder, or rather Lia beneticlary, the smount of Dis policy at doath, If the ineured wero not decimated by postilence, and if tlho rosorve-fuud wero uot cut {uto by tusuclal dinstors, oto., the amount paid snuually by & given number of polioy-liolders, placed ot Intorest st the rate ot 4 por cent “imr anoum, should be Just suficient to liquidato ail the policics, and no moro. DBut tho wxporionco of all com- rnulu shows that tha sotunl moriality avoragos 86 than that fized by the ataudard” American tablo of mortality which 1s adopted by wmoet, if nat all compantes, Unforowoon circumutances slways work to frustrato the most oareful culou- Iatlons, In life {nsurauca It genorslly happeny that many of tho wall and strong among the in- sured drop ont one by one, year by year, after the first aversl premiuma ‘wro pawd, while the ill and weak ones, v yoarly expectation of visit- ing the grim_fetrymay, uliig to thelr pollcles to derive the boneilts sure to accrus to their friends on thoir dsmiso, Unloss thls were pro- vidod against in some wav, evontually the‘re- serve fund would be found too ewall to pay all the policles, The mutnsl plan, and the stock pluu t00 for that matter, presupposes thla and guards against it by what s oalled * loading," L e, 1 adding 85 per cant to the estimated rates. This is done anunally, and not alona to cover Iapscd policies, but oftica expooses. If the awmount thus raised 14 in excess of what in roquired, the oxcess is returned to the Polioy-Lioldars fn the shape of dividends. creation of a rcaerve fund equal to the amount ot the policies 1saued by a company {s absolately necoasary for the securtv of the fuaured, and sny attempt to disparage a cumpany on account Of it4 Iarge reserve fund 18 made without proper knuwludfia or appreciation of the subject, The Inwa of differen: States vary the warking of tho mutual plas somewhat, but - el iian what, but the above la tha geu- THE 8TOCK PLAN, The atock plan qiffers frow the mutual in this partionlar. “Tho joint A & company agress with the insnred to lnmrawhfim -g-ulm 55-{!:' for & certain amount, or premium, paid suoually, Having no share in the protits of the compal the insuzed receives o dividend, The wtocke boldetw, in convideration of their agreemont to pay tlo beucficiary of each poulicy s certain auount on the demiae of the insured, hava th beuefit of the annual premiume and protit ing lm.‘un%m. squal to the smount ed. = part of which is ususlly the capital, which is Ilnl& with tne restriotion placed upon ST pl upan it by the verious YRAUDULENY THSURANOCE, The co-operativa plan smounts to an sgree- ment between a cartalo numboer of individuals that oo the doath of one of thoir uumbar tloss rounluing will ““chip in* o ralse & certan smount. Thers fs no reserve fund, but an as- Sessmeut La made after the decense of osch mem- ber of the Aszocistlon, snd stated amount 18 paid ;l}nufilv laThu):d up the eapenses of ¢ 60 e) ofice. 8 M Blan s oae 1 v Sreanno asd, for thiy valus, Iia weak polod seesms 1o b khas T ls- Tiey have a reverve fund I 10 certalnty that the contract of insurance wiil Le potformed. Indeed, it in an aleointe Impos- sibility, for with no reserve fund, and tha lag - ing of tha pollclen of the wolland atrong, the ra- tioof deathn aftar & number of yaars wili ba- eome too great for tha fuw tomaiting to meet. Tho axperfenca of ali lifa-iusurauce comyps- nles in, that tho older they grow, tho greatar is thoir porceniaga of deatherate,—this, not- withwisoding the coutinus) lesuiug of policies to individuala up to tho standard of health. The oxperienca of & co-oporalive company caunot by different from any other, po that it iv only & question of time when it muat fail. ‘Tho theory in wroug Lo bexin with, and failuro mixht b pre. dicted with certsinty at tho stare. Lut tho fal- Iacy bas_boen shown, tima and time sgain, by tha bursting successlvaly of such bubhles a4 tho ol Manhattan, tho Co-opsrative, the liand iiand, the National of Chicago, and thero is dan- gor that auother illustration will Lo furuisbed sounor or later. INSURANCE A DUTY, Tne TRIBUNE boliove 1t the duty of sll heads of familios, and such as have othurs dependent on them, fo Insuro, but it would recummend great caution iu the sclection of & compsuy fn which to roposa tho trust. \Wa wbelieve the mutusl and stock plans to bo founded on tha only true principle, but it should pot be understood thas all companies organized on thoee plans are round. Froquently faulty man- agement, or spoculativa iuvescments, iosutficient necurlties, extravagance n manageimtnt, of reck- loss writing of policios, or all tnceo faulia com- bined, ruln & compauy which started with tho most favorable prospect for success. We have had too manysuch iu Chicago, but it is hoped wo maynoon see an ond of these corporate trands, Tk TainCye takea pleasura ln recommonding honest jusurance, snd with this object in view appendsthonames of the raputable Jite insurance companies doing businesa in Chicawo, accom- plni(:d by espocisl mention of thoir poculinr merita. P THE SOUND COMPANIES. TUE NUTUAL OF NEW YORK. Aploneer and chisftrinamong American life-in- murance compaufes stands the famone Mutual of Now York. This remarkable organization, now io tho'thirty-third year of & spleudid existencs, pro. sents ay its accumulsted available cash assets figures which rosch the stupendons amount of over £76,000,000. To realize wbat this mam- moth sum is, we have hut to racollect that it is probably larger than the available aesots of soy other corporation of any kind on this Continent, The grandeat manufacturing institutions, the most substantial commercinl houses, the proud- est of the rsilrond compauies, cannot single from their ranks au orgsuization Laving availa- ble cash rosources reaching 75,000,000 ‘flhe oficials of tho New York Mutnal are America's solld men. The names of Winston, McCurdy, Vermyle, William E. Dodge, Huated, Pruyn, Alexauder H. Itce, Oliver Haniman, Samuel D. Babecock, aud all tho others to bo found on ita list of Directors, aro spoken with contldenco and_pride wheraver Amorican enory; and fusnclal chiaracter aro discussed, Indondy. the ofilciala of Tha utual of New York Lave al- ways, from tho date of orgunization up to tho proeut tine, beon amongtho foremoat of the nation's woalthy and trustwortly men. Tho Compauy continues ta pursuo ita woll- triod and favorite syutom pf payiug anounl divi- douds to its policy-oldera, and of allowing the dividonda to be usod in part paymonts of coming prewiums or for the purchago of additioual - snrunce. It 18 a plau which has worked so weil that bankers and promiuopt wmorchants through- ont the country bave sought it sa s valuable buawess invostment, The rolls of ita policy- SATURDAY, JULY 3. 1875.—TWELVE PAGES. 9 the agent ean not only secure applicetina more casily, and thus do moro tuminess, butaizo got full preminms on ali rusiirance, aod thus largoly {nereaan his own compensation, The Home bine never adopted ans now and do- coptivo chemen to attract businos, but 1 now propared, by making liboral contracta wita trun and succonsful mgonts, to largely mcroawn itu buriness. Buch men wishing & contract directly with tho Company will apply to Edgac H. Kel- loigA Buperiutcudentofl Agencien, at Chicazo. 11, rom an iuterviow with Mr. Kellogie, wo learn that Lio hias been 1 the kervico of thin Compant fourtcon yeatn, ton aa wolicitor ud four s Superitendont of Auenciew, making him the oldert agant ot The Hot Tho buoka of i ngeney whiow 1,000,000 no In furce upon the lives of 1,500 policy-holders, who aro so well satietiod witly tho resuita of their tuvestnent in Tho Homo and with the mausgo- ment of thin ageney, that, dutlug the yesr onding May 1, 1475, only sixty policios were discontinued wut of the nhols 1,551, Huch temnts ato very unueual, mod, lLaving beou attawed duning the hatd times of tho pant yeur. avinco a fuith in hfo msuranco, and i cue bacticular Company, which 1 a vary strang evi- dence of the picscnt demand for goud hite e wurauco. THE EQUITABLE LIVE-ASSUBANCE 8UCIETY of New York ix one of the tour great companies of Amorica, Founded in 1439, its rapid growth bas been thoe wouder of lnsarance mou every- where, for in the 1ftecn yoars of its existenco it has outstripped mnearly all its competitors, wany of whom had half acentury ths start. The Equitable Legan businees in & vory modest mauner. Ity exponses wero low, it ageucies litanted, aud its principlos most copservative. Cloee and carefu) maukgomest 18 the murked featuro of the Equitabile. It hasrecoved ro- peatod comphinents from the Superiutendent of lumulncu of the 5tato of New Yurk and from Bntish actaaries for tho superior judzment that Lins controlled its affars, aud tho wwuuduess aud stability of ite ovaots. The business of the ko- ciuty is with the vary et ciaes of people, ns tho averaye larza policies pialy indicate, and the superior character of the risks in shown by the small percoutage of lcss, Le duss su exclusive- Iy cash businoss. aud ssuea policics from tho lioron oftice only. It stonld alno be noted that the Equitablo ia (Ls tirst Amcrican life-jusuranco compsuy that esuayed to do business o Groat Beitain,” And it muet be graufyiog 1o Aericaus to know that tbe anuvusl Iusurauce issued through the London otlice uf the Equitabic laat yoar exceeded the ontire business of [out of the ntisl comgpavios, 'Ihe Equitable issues all tha approved forws of policies, bot gives es- pocisi prowinence to the Tontive Baviugs Fund Policy, whicn possesscs mauy foaturcs of Inerit which thie old forms do not. The General Mana- or for the Btate of 1llinois for tho Equitable 14 Klr. M. L. Bcudder, Jr. Among tue General Agenin of the Cowpatly fu_ this cuiy ara Moser. M, F, Jonoieon, T. K. Craig, Charles Crosby, Alonzo Byuder, snd T. B. Carter,—all gentlomen o]t bigh character aud well known 1o business cir- clea, THE NEW YORK LIFE. Thirty years of prosperous oxistence prove Low sagacious woro the founders of tus admir- able Company, and how prudently and ably it bos beou managed from the oulset. A plain showing of igures is ono of the bast oviaences wo can give of the rauk aod etability of this auporior organization. The numorieal record of the Now York Lito is thus brietly condensod : holders include tho situte mou of ovory com- mumty. ‘Lo action of the Board of Trustees at the an. nual meeling of 1874, 1 determiviug to limit the umber of liviug polioy-boldets to 100,000 peruons, waa & stariling novelty in life insur- once. But tho gigaatio growih of tho organiza~ tion made suchi & step a necepulty, and subse- quent cxperience L satuwtied the Trustaes and the public of the wisdoa: of the coursd takeu. Few, indecd, aro the life-insurance compsnies of smy country whore growth aud runuluily binve boen as tromondoua as to comuel their Di- rectors Lo place o limit on the wuber of Lives joeured. But the Mutual of New York s phe- nominal and grand in all thivgs, Mr. O. Croukhite, the eswemed agent in Chi- cago of this supetb organization, has his hesd- quarters at Nos. 94 aud U8 Dearbora street, THE CONNECTICUT MUTUAL. Tho nuuals of Jifo insurance may bo mearched in vain for a nobler fllustration of tho benofita conforred by a thoroughly-organized and man- aged company than {s afforded in the record of the Conueeticut Matual. , ‘The care and judicious economy with which this excellont Company s handled 18 oviuced in many ways, It {a shown in the fact that fts Tatio of expenses to receipta ia lower than that of any othor compauy in the country, This economy of managemont accomplishos tho Com- pany's grentest, proudest work,—that of giving Surplu, 8t As a fitting clilux to 0 splendid ox- Libit, we appond o statement of the Cowmpany's Lusincss for 1874: | Nov polictes lssucd Amount {usured Death claims Dividendn Tncrease in sacets It will bo noticed th * Doath Cinimy Paid,” *Dividands, sud Hoturn Premiume” on lapsoi, suriendered, and purchas- od policion, 18 £20,000,000, which is over LU per ceut of the whole amount evor received as promiums, This is the average during tho wholo thirty years. Now lot us Jook at tho record of last yoar ulove, ‘The exact smount of thoso throe items for 1874 way 84,495,291.16, which 18 aver 70 por cont of tho premium receipte for the same time. 8o much for oconomy in mauagement and pure mutuality toward pohcy-holdors. Tho New York Life is conducted on a purely mutual basia, and whilo 1t has - iode- pondont features which dietioguish it from other companios, it adheres rigidly to thofixed gonoral principies of erfeinsurance,— rrmc(plu from which 1o cotapany can prudont- y deviato. This orgenization has alwa nambered the financial kings of the cow tey in ity list of oticisls, Morris Frouklin, fts Prosident, and Wiltiam H, Beors, its Vico-I'reai- dent and Actuary, sre examples of tha high policy-holdors tho largest amount of iusurance for the Jeast amount of money. Asarule, alt life~ ineurapco colpanios aro safe, and will pay a loss when it occura; but it ia far from being the rule that oll compauies will give backtotho iu- sured the faco of Lifa policy in dividenda durtug bhis lifutime. The Covouecticut Mutual stands nhiead of all companies in this rogard, During tho past ten vears its ratio of diridends to pro- miums has beon abicad of sll othors, and during tho past year it Las boeu largely so, Long aud ehlicient sorvico is & chsracteristio of the ofticials of tlw Connecticut BMutual. Jamss Goodniu, its able President, hod held bis place for nearly a quarter of & century, giviog the Company tho beneflt of his wiso counscls, J, L. Groeuo, its Becrotary, ia well known s one of thie most capapablo life-insurance meo of tho Chicago bas ovory reason to rogard this Com- pauy v an eusontially bomo 1nstitutiun, i thet t fias moro than £10,000,000 iuvested liste on rool-eatate losns, Judge Skiuner, the Canpa. uy's able financial agent, bas so placed tis vast sm thet tho loas of auy portion of it is regard. od gy 8 moral impossibility, The proof of this stutoment {a found in the fact that, duspite the tiemeudous destruction of property in tho gieat firo of 1871, tho Compsny lost mot a dollar, oithor ju princizal or lutercat, Is it any wonder that theio hos never boen a word of adversocrit- fcism uttered sgainst the mavageiwneut of tho Connecticut Mutual, and that the namos of its ofliciale are evorywhero synonymous with iutogs nity and mound judgment? The Cowpany, though it hau done well tor Cbicago, sssliting the city in_its rebuilding and aldivg in wustain- fug itw'eredit at homo and abroad, Liny ssked for no direct musistance in roturn. loaning and losuranoe depariments are pur ly kept sop- Arace. A brief glance at the atllemants of this suparb institution aliows ita streugth, Ita dividend for 1674 was ©3,037,872.88. Its total surpluw ia nearly four million dollars, Its available asacts, 940,415,003,.89. Bince ita organization i Las waid for losses by death over 820,000,000, Tue Trisuxk knows of no life-insurance com- pany buils upon & more endurlnr Lasis, or con- trolled by more cousummats sbility and bonesty than the Connscticut Mucual. The Iliinols Gou- eral Agenoy, under t| ansgemont of Stearns, Dickiniuon & Oo,, §3 the oldi a largost iutho 8 of the Compauy's al streugth and its tive ratios in the matter of dividends, expenses, 8t0., sre ireely furnished at the Chicago oftice, Nos, 81 and 83 ‘Washiugtou street, corner of Dearborn. THR NOME LIFE INGURANCE COMPANY OF NEW TOBK, on May 1, 1875, mads its annoal roport, from which we quote the following: Ratio of cammisaions pud to premiums Tecolved in the year. (3] Total premfuma recelved sinoe organiza- R T X ST ud 00s000 ‘otal poiicy-ciaiiny paid’ since orgauiza. s ireroeniens 1,950972.00 Total dividends pald alnce organizatian,. 1,017,720,00 ‘Total paid poliey-holders, including palic cy-claimu, divldene surrvudored it pald vollcy-kolders o total amount of premiums received, 80,91 Pollcies iu force, 10,274, nsuring . 1886,129.00 Thore are but tew instancos wheio a life-in- surance Company bas been euablad to roturn to itd policy-boldors over one-half of all premiums recelved since ite organization, aa we see by the alove statoment, The liome bas done, snd mantaln at all timesa large sarplus over the logal standara of resorve, i result can ouly bo attained by the most economical andcouservative wanagswent.such as biny always charsotecized The Home. This Com- pany is attractive to persons wistine to iueure theur II nd 1o life-insarance sgents, for the followiug resuona 1 Firstty—To tho fosuring public, because it furnishics life jusurance for tho least posslble outlsy of tnouey by lis * Loan plan,” which re- quires a cash paymsns of only two-thirds of tho mivn. Booondly 13 sttractive to agents, becauss by }»ln lsbm ot&r:‘u this vm“:nr' o‘:‘m-?c :fi e id proportion qmq peemluis, pald; withowa uamor aver to be found associuted with the man- agement of the New York Life. Wonlthy and powerful s iu this institution, it weulth aud power aro solely for the benetit of policy-holdors, 1t Lan no stockLoldera to en- rich at tho oxpepse of tnsurers. 1ts wagmficent - uwsata belong to 1ty insurod memboais onlv. ‘Thus it is that abeolutely safo insuranco is posmble at 1li0 fowost of rates. The dividevds of tho jNew York Life are de- clared upon a svstem of thorough fuiruees, and too amount iy always made immediatoly availablo i1 wettiomont of tho second and all subsequont uunual payments, A mora oquitablo plan conld not be devisod. Ite justice wnd populsnty sro couclusivoly establishied by the prolonged exist- once of tho New York Life, and its favorablo posiion Iu public estoom. Tho Nurtlwetar rauch of this Company in at the coruer of La- Hallo aud Mouroo stroets, in_ Urvan Block. Mensrs, Curran & Perkino (0. P. Curran and Goorgs W, Perkins), guntlemen in bigh favor by rerson of (heir Aocial and business standing and perfoct familiurity with all tbo detalls of sound Iifo insurance, aro its Goueral Westorn Agents. THE BECURITY LIFE OF NEW YORK, The Hocurity Life-Insuranco and Annuity Companv of New York ls a etaid, economical company, which makes uo groator protensions of ite wealth and worth thau its annual atatornents show, and its loog record of fair-dealing with the publio will coutirm. Thore i a stroug loaven of the Quaker etement In the management, and tue Company, proud of tho fact, does not' sesk all tho life-writing in America, satisiiod if at tho end of the year the bookw abow an Lionurable record and fair profits, Tho Security 1s willing other companie# shall briog out floir now- faogled **schemes,” bat for itacl? Is con- tent to write ~after the old manuer all the approved forms of policies, both lite aud endawmont. The Compauny's rates average nbout the same as those of the other mutual companies, The Bocurity was organizod in 1862, and has up to tho present timo lssuod over 43,000 policies. It hias & capital of €110,000, aud cash assets amounting to scveral millions, {he whole of which ara lovested in United States registered bonda and other wecurities equally good. The strong featuro of thio Compauy i its economy of managemont. While sll the expense uccosaary for tho proper control of s busiuoss of its msguitude {s un- dgingly iucurred, still there has slways 0o an nnsnimots antipathy among the Direct. ors to squandering tha fundu of the Company on palatial otiices, or In luxurious private hving, Meallzing thio frequoncy and eafety of European traval in these days, the Reourity has remuved all restrictions sa to sravol or residence abroad. The righta of the neured are aleo regsrded fu snother respeot, for all policies ara nou-forfeits. ble. The Becurity hau deen ropresented in the Weat for the past elgbt years by 3r. C. H, Bakor, whoss headquartera are in Methodist Church Rlock, Mr. Daker s ‘& nativo of tho Htate of Maine, and evidoutly iuherits many of tho rigid virtues and much of the proverbisi sorowdoess of New Eungland, le is thor- oughly versed fo fusurance matters, and has Lrought to the subject many original 1deas. Uno of these, which it la ouly iecoeary to mention, is tuat one ueed not censo to he a gentleman i orler to be & succeasful inAursuce ageut, Mr. Buker's high services must be satisfactory to hie Company, or fia wonld uo: have been retained ay ita General Woatern Agent o long a time. THE NEW ENGLAND LIFE INSUBANCE COMPANY of Boston Is ane of the wisely-managed organ- ization always meutioned with pleasure. Found- od in 1643, 1t is now iu tha thirly-second year of a remarkably auccessful cxistence. Caution in tha issuing ol policios ; bovibess faleut in tho Landling of ita resourcos; and a conserative sud ecouomios! mansgewant of wll ite affuiry Liave resulted in giving the New England Alutuxl & wost honorable and envisbl tion soiong the bost of Aniteican {nsurance compsnies, Tho Byersge expenses of the organization during its whole bistory have beeu leda than 10 per ceut of ite entire receip! Of course thiv hay made it ble for tho maausgenieut to bilog the coet grance {n the Now Kovgland Mutoal dowa {o the very west figures, sud thls has been ‘doue.” The Msssachusetls noo-fors feliure law shonld always be beld w ind by thoss dealriug lfe urance. Sl = P i S i ban paid, through ite Ilinoin agency, eteven poll- clen which ardinarily wouid hnbn hoyen loat trylha holders. Thesa xmounted to upwards of 345,000, And ou some of them no prominms had bean patd for over three yemis. ‘Lhn sulidity of the Company may be judued whan 1t ia remembored that ite wmkeln o the bt of st Janoary vere more than £13.500,000, With the diabilsties do- ducted. thin foft a clear surpius of €1,065,775.43 Tha Clucago ofiice of tue Company 1» 10 Ls Ealln Block, northwest corner of LaSalia and Madison wtreeta. Tno Han. John Esrly, Lien. tenant-Governor of Thncin, has been ita es- teerued Goneral Agout here for oser ten years, Hin energy aud layh Aocial and publ omton have made him’a fittioy ant aduured ropro- sentative of wo wubstantial an innttution. THE CONTINENTAL OF KEW YORE. The name Countinental. when used i connec- tlon with New York lifo insurance, bhas come to mean all which 18 progressive, cocure, and wealthy, The Continental of that city, organ- Ized in 1466, haa grown in power and popularity, until it 18 now among tho stanciest aud mont favored of Ameiican companies, It4 asrote smount to over #7,00 and it basa clesr surpius of mors thau $7UN0U0 over and above all habidities. 'Too oflicial rocards of lifo ine ancyubow that the Continontal Las fssucd an sverago of H,000 policies ® year siuce its organ- ization. Thie ta & larger sverago businens than auy company In existence eau show, while the extreme caution of the ustitution in accepting wone but healtity risks s pruved by the ts:i that tho aanual percontago of deaths smoug its pol- 1cy-hoklers has been the smallost of auy organ- ization fu the country, The ** Cuntinental plan,” which is ono of tho chief features of this Company, bas wmesy dter- livg advantages. Its premiams are very 1ow, it desd. aud may ba terminated at the end of ten, fifteen, of twenty yeuts, Nou-forfeitablo bonds 810 840 1wwued, poyable at the end of the seiccted torin, at the cluseof each fiftlh yewr dunug tie couMnuance of premim-paying, which prac- ticaily turuslies a pud-np policy every tive veutn. Thisis (urther atranged wothat in cane the nsured dioy befure the end of tho aelected torn his heirs or estato aro Lenefited to tha extout of the policy’'s face. ‘lhis realiy combioes tho maoy excelleuces of cudowmaut plans with reasonable rates quito unusual i that cless of 1nsurance, ‘I'he Coutinental is eflicientls 1epresented in Chicago by Mr. Chiasies H. Frust and Mr. il E. Metzgzer, who Lave been in ile Cumpany's sot- vicu for mony vears. ‘Lhotr vitice is situated at No. 157 Wushingion strect. THE WASUINOTON LIFE. The Washmgton Lifo-Tusuratico Company of New York, holding assets of over faur-aud-s-balf millions, ¢an point with coufidence to ith buai- ness record of fiftoen yeara. Its oflicers have & roputation for the highest fntegrity, as vwell as business ability. ‘The aasets of tols Company aro not only entirely boyond criticism an to their charactor, but tnoro thuu a sufliciout nurtion of thew are iuterest-beariu to cover alf tho reaerve libtlity. This is & feature which v oue of the beut fudications of coiporate eolveccy and oxcel- lout managemont. Io a circulur recontly irsued by the tho Company to thoir ageuts they sa) out ever baving pussed A dividend, wo bave at tamed tho position at wbich wo have for seyeral years past been aiming; one in which—First, our sctual investments shonld cover all our out- ligatioun of every sort, jucluding cap- cond,; after reserviug for sach obli- gations upun the highost recognized standard, to make a matisfactors diviaeud to policy-nolders. "This I8 » stroog, an enviable position,—ono at- tained by fow, very fow, compauies,” In addltiou to the protcction afforded to tho publio by the rtiength andsoundness of Lue Com- pony, the Waabiugion gives tho grestand syecial advantage of non-forfeitable dividends, whica Liold policiea 1n force though tho protaiums bo unpald. This featuro 8 peculiar to this Com- pany, xnd {8 sppreciated whien known by tho 1o- euniog public, Lhis Comuuy Liss o large bume ness iu our State under the management of Mr. H. D, Pentleld, an 0ld and well-kuown resident of our city. TICE CHICAGO LIVE, The last statement of the Chicago Life In- suranco Company shows that, uuder the discreet and vigilaut menagement of John W. Clapp, its Secretary, it is making & stoady suod bLealthitul progrese. This Company {a young, modest, snd wmall; but it is sctive, safo, and good; and ita plaue and modo of pursuing thom might teach somo older companies a lesson. It bas mever ndopted & showy style, spocious or ad-captan- dum plans, or resorted to aoy mean or more- tricions device to win a prosent eucceds. It has utoadtastly adhered to tho thiogs in life iosur- ance which cannot to shaken; has sturdily re- fused ‘to enter into reclless competition, or mako extravagant expenditura for sbow and not for substance. It bus, therefore, not always been a favorito in tho pools; but it Las always heen guh:f shead, and slways with increasing spoed and momentum. A chief secret of ity success bny baeu tho class of ngents employed, and tbe thoughtful liberulity wilh which it bas tieated theni, Guod mon are nowhoro botter appreciated thun in the wervice of tho * Chicogo Lire.” 1t is a slow firo with which Mr. Clapp +enthuses” them; but it burne a fong time, and grawa botter oll tho whilo. The Lusuess of the Compauy is carefally sslected, and i’ localitios oxceptioually wholesome; its Suancos ara woll inband; ite assets securoly invested; and it condition aud prospects iu every way sausfactory, Ite atatement for 1874 sbowe an incroaso I investments to the amount of B5),000: aud during tue tirat eix monthe of tho present year “its progress Lias beon aqually markod, Lhaving added ¥25.000 in roal estato securitics to ita assoty of Decomber 31, 1874, und thin in a year ond a half of general deprossion in the businoss of lufo lnsursnce. THE UNION NUTUAL Life Insuranco Compauy of Maine, Directors' oftice, Boston, Mass, 18 a substantial, eco- nomically adwinistered institution, wlich ecan point with prido toen honoratlo recordof & quarterof a century. Ita sunus! atatements have Leon satistactory slike to its ofiicors sud policy- holdors, Tho last oxlubit showed ausete to the amount of $9,000,000; surplus, 51,350,000; in- come, 82,600,000, tho luterest receiptu boing more thau enough to pav alt losscs. ‘T'uo futer- ont recoipia for 1674 were $554,508.74 ; the lovses pud for the samo tune, &459.631; leaving an cxcaas of lutercat ovor lovaos of $104,907.74. 'Fhe Companv weued 6,132 new policies in 1874, and thio Lusineas of tho voar wis eapocially cratiy- ing, the increase of asscts heing 81,000,000; in- creaso u_ inaurance in force, #10,000,000. Tha Unton Mutaal has pald ite policy-holders since it organization nearly 87,100,000 for lossen sud dividenda, which 18 more than tho total suiets of Westarn dopsrtment, embracing lilinots, Iows, and Missoun, 18 under the m R, T, Pettengill, whoso oflice Balle street, in city, e (s s cautlous, eno: etio busineks man, sod ably reprasents the Company in tho Wesl THE ST, LOUIS LIPE-IXGURANCE COMPANY of 81. Louis sims to place lifa riska on the mar- ket the same as any other commodity, for tholr actusl value, DBaing & stock company, it offers 10 the {nsured & certain indemnity, unmixed with dividends, proforring to pay dividends fu ad- vance by & reduced premtum, and its ratss aro placed as low us safety will admit, Itaforms of policies embraco the life, endowmont, sad term plan, all of which, excopt tho latter, are non- forfeitable. By tho term plan ane may jusure for & term of yoars, atihecné of which term the policy may be renewed, it desired, for another term of equal duration, &t rates proportionatoly low, This plan embracoa revewable terms of three, fivo, and ten voarw, and s es- pecialiy advantageous to all who contemplate » European tour, aa the Company places no ra- striction whatevor upon travel abroad, ~ The St. Louls Life bus 87.400,852.54 assets. Laut yoar it disbursod 853Y,000 of Jowsos, That it is wound waa demonstratod boyund a doubt by the recent rigid examiuations. Ths President of tho Company s Capt. James 1, Exds, of bridge o Jotty systom fame, ‘I'is Board uf Directora ave Capt, Ewds, James Lupe, a wholeusla mer- ctant; Neyman' J. Coleman, jonrnalist aud Lisutensnt-Guvernor: Jamed H. Dritton, Prast- dent Nationa) Bauk of the Biato of Midsouri; A. M., Britton, Vice-President of tho Third Natious!, TUK UEBMANIA LIVE-INSURANCR COMPANY. in one of the oldest life-insursuce companies, wod is, with the exception of oue compauy In Chlcago, she ouly Cerman compsoy in tho United Btates. 1o relation to capitsl, dividends, nod expensca this Company rauks with the six best companies of New York, It is mot only doing busineea in Americs, but alao fu the greater part of Europe;"thereby enabling polioy-holders 10 puy their preminmne, {f they should obooss to chaoge their reridenco to Europe, there za wall a4 hera, ‘The Compauy hiss Las mado 1ts largent Lusincss fa tlus country aniong the Qormau pop. nlulvn.‘ “I‘.-B h!r. flun'-v &'h'han. "(:{ 3 9 alle stree 3 ent Avaxs “or Tiaols aad *Wisconsin, intende [ '“'Nx'u'ahm" Americsn brach as svon sa msnager. 'mfu the mp‘t;:pmv forms of polleles, but hes Iately devised & now plan which recom. mendd itaslf as & grost convenience in thess bard times, ftis tormad “the accommodation plan.” an it ealla for only ono-half the ordinnry rates during the firat M"r{“" after tho poicy in {asned, and the inaured may chooso any foim of poliey. THE KTYA LIFE But one company iasued an many policies in 1871 an the Aitna Life Iosurance Compauy of Uarttord, Coon,, which bas boon known for over half & contury ay a thoroughly roliable in- stitution. Itw history 19 a rocord of oxtraor- 4‘!:1‘1":" success, gained by outorprise and good ). ‘Thin Company isses mutual policies. roturn= ini tlie ktplun At tha eud of sach yes al«o wtock policies at verv low rates, ceipty for 1974 were <6005, Quat of thia wore paid 21,492,000 10 claims ana 22,597,447 in tottined premivie o tutusl memvers. Tho ZEANa’A 1AL Of expienus Lo receipte (s remarka- bly small. lese than 10 par cen Tty asvere of £21.009.05 ro 1uvested in the best scountion tiie country atfords. ‘Tnis_Company xends mare monev to the Wesl that it rceeiven from tuas acztion, having loanedt over 1,000,000 in tue State of Ilinom alone, It appeam that the JEtun was the firnt to loan ite fuuds upon farm lands, n clasw of securitiew winell after seven vears' trial, they find verv atiafactory. There 18 no aousder hife compsnv than this, and none, we Lelieve, whore indenmity can be obtained for leas money. Thomas C. Day in wauagor of the Western oflice, at No. 109 Doar- born stroet, in this uty, Too Northwestern o }l)cn in t Milwaukos, Wis., managed by F. T. y. THE NORTAWESTERN MTITAL Life-Insurance Company of Milwaukee in the leading company fin tho West. It has Lind six- toon years' experionce, and ranks equal with any Eastern company. Its assets are 10,000,000 ; anoual lucome, 24.000.000 ; juterest roccived on aseots o 1974, €1,153.890.90 ; death claitns same vear, §6:36,02 Burplus over 4 ver ceut; ro- wervo, €2,059,709.60. Mesrrs, Dean & Fayns £ro the ageats for this city and Stato,. THE TRAVELERS, Too Travelors Life and Accident Insuraace Company of Hartford fs famous and admired wherever ships endeavor to ciimb over rocks, or locomotives seek 10 pans ench other an the exme track. It s conductod on wieo and poptilar prin- ciples. It in wealthy, ofticient, aud rofiabla, It iksuen pulicios poyable fu cavo of accidout, aud s a noble crodit to Americas fumirance. ' J. f Sofan. at No. 84 LaSale stroet, w the General Westorn Agant. THE MANHATTAN. The Manhattan Life lneurancs Compaoy of New York {a ono of the oldest and most sub- wtantial compavies in tho United States. It bas £10,000,000 sasets, aod nearly £2,000,000 surplus, which, aecording to otlicial statomeuts, shows a farfer surplus to habihities than any othor lite company, This is & vital point with inaurers, ag it showy clearly the ability of tha Compaay to meet its obligations in the future, THE NATIONAL OF FERMOST, Prom the twenty-ffth annual report of the Natioual of Vermont, it is evident that this su- perior Company continues a8 much of & favorite a8 in the past. Iia sasots are nowover £1,500,- 000, and it is conducted on the couservative plan which Lias given it so splendid a reputation the couutry over. It funds aro pisced with abso- lute security, over 2500,000 being lonued ou the beat propeity in Chicago. Joun N. Ihlls, Niz- on'a Building, is tho general agent for Ilhinois. TILE MASIACHUSETTS YUTUAL. + The Masszchusotts Mutusl 18 represented in Cbicago by Frisbie & Rappelys, at Nd. 170 Lo- Balle stroet, who ara its Genoral Agents for the West. Thie Company has always beon a favorite with seokers for sound insurance, o8 is attestad by the fact that it has policies on the livea of leading citizens of Chicago to the extont of over £5,000,000, 1t [+ one of tho woalihiest, most substantial, and best-mauagod companies in the world. THE CHALTER OAR. This standard organization, now in its twenty- filth yoar, is rapresentod in Chicago by Wells, 3lason & Morrill, Room 1, Tee Tomnoxz Build- ing. — THE SOUTHERN CROPS. An Encouraging Prospect. Nasovirre, Tenn., July 2.—The Committee on Information and Bustistics of tho Nashville Cotton Exchange submitted * the following report for June, this morning : Grsmexey : Your Committeo respectfully sabmit their crop report for the month of Juue, in 1eapouse to inquiriea ment ju under date of the 2ith. From tho cheorful toue of the anowers, and with no uuforesocn dissster, wo think that the country msy look forward to tha largeat crops of sll kindw produced wmince tho War. Labor 18 reported as much improved, crops battor worked, cleaner, and grounds in & better utate of cultivatiou than for years. In portions of Alabama complsiota are wmode of want of rain, while in Tounessce, near this city, thera is home complaint of oo much ; but from in command st Fory here Staten catizens, the officer Brown an iasnad T e e ,.‘:,’{“‘5',"‘"9 um_mqnnu TAE GENERAL OF THE AR)Y, ‘Where Ro Will Celebrato tho Glorions Fourtin, Spsctal Ditraleh to The Chteans Tribuns, Qurxey. L, duly 2.—Gen, Sherman arrived ab Quincy this motning cn his way to Hamilton, At srhich pl he =ill join in colebrating the Fourth to-morrow. ~ fle will b in this aity to tako part in the celebration on Monday, and will Lin the guest of tho city uutll Tueatay. It 18 ex- preted that the domonstration in thin city on the fifth wil) be tho grandeat that has takon place for mauy yoars, . AMUSEMENTS, M'VICKER'S, * London Asanranca ™ was plavad Tast svening at MeVicker's Theatre, at the benofit of Mies Fanny Davenport. IL is not ususl on benofit uelits to make any aliugion to the acting,— herefore, nobods knowa, Howevor, tho per- formanca of ** Londan Aasurance ' wad o con- #: {eionuly had thatit whould be naticad, Withthe exception of Mr. Lewls a3 Aleddle, Mr. Fishor an Str Harconrt, and Mr. Davidgo a8 Mar Hark- away, it was an pxhibition which did no earthly credit o the fFifth Avenue Compaay. 3liss Da~ venport & Lady ay was tamo and expression- Inew: Misn Rigl's (frace Harkaway insipd, and tho rerformauce aa a whole disappolnting in tho extroma. The piecs wos not piaved nearly as well ma 1ast year. Mr, Drew playod the part of Jiolly Spanker withont compraliending it gt all, and thero was & ganeml shakiness and vincer- tainty about tha performanco which iudicatod & want of proper rohearnal, ORGAN RECITAL, Tho reventh of the serien of organ recitalt given by Mr. Eddy takes plaze this afternoon al the First Congregational Cliureh, with tho fol- Aowing programme 1, Grand rouata fu E Fat, 2. Thsme and variations in 3. Rectat1ve and arla from * Der Freischutz’ Haiame Jenny Vutly, 4, Conrert ~ristions on’ tho **Btar Spangled 5 B 6. Variation 7. (3.) Recitativo a1 aria from’ (b.) Prayer from Al ag 8. * Allegro Marzinlo,” o; JOURNAISTIC. MEesprin, July 2.—R A, Thompeon, for many years commercial editor of tho Avalanche, hag purchased & half interost of tiat paper, and will in futura conduct tho busivers lepartment. Col, A. J. Kellar romsining in charge the editorial department, __HOSIERY, UNDERWEAK. &o. Greal West Side Dry Cools huuse Hosiery Dep'i GENERAL REDUCTION IN PRICES OF SPRING AND SUNHER HOSIERY AND UNDERWEAR. A full rezular-mede Gents’ British & Hose at 25¢, former price 350~a docided bargaia. Alao, n genuine Nottingham Hoso at 300, never botore offered loss than 400, TLndios' full roguiar-made Hloached Cotton THose, 260, the best for the price in the city. Missas’ full regular-made White Cotton Hose, tn all sizes, 250. Misson’ Striped Cotton Hose, in all sizes, st » 30, U5, and 40¢c. Also, o full line of Misses' English Btrined Hose, in all stylos, which we are relling ‘much below the regular prices, A nT{ploto assortment of Minson® Boy! ose, in riamin Colors, Browna, Navy Blues, and Drabs. TLadios’ Fins English Hose, in all Brown and White, at 16 per cont rogular pricos, Ladies’ Fancy Hoso, in all styles, at equally low figures. Qonta’ Gause Bhirts, fino quality, 850, 20 and Chacolato ?ulflllol. o8 than athor wections tho reports ate sery fuvorablo and highiy satistactors. Bince our roport Wiy writ- ton scasnuablo rains biave fallon in locations ro- ported drs. A correspondent from Conrtland, Ala,, Mr. Parahall. senda & bloom undor date of the 25th ult. In Teuncssee, thisty-fuur report warm and dry ; thirty ransonablo, with plenty of rain ; others favorable. Iu Tenuessce, two’ ro- port ‘cotton plowed and corn planted. All ngroo that the decreaso in acioage in fullv 25 per caut lees thau laat year, In Teunensce, eight roport bad stendw; the balancy roport good stands. In Alabams, the stand is rood; only two report bad etands. One reporta boll on tho 24th, Jn Tennesseo, forty-eight report the plant simall. * All cowmplain of the crop boig fally two weoks behuind Iast seasou, All report the erop }mzm—, plaut small, sud ten dayw to two weeks ater, All roports from Tenncesce and Alabama ssy Tabor s much boiter. snd all aro hard at work, Four report damage by lukect and damago by grasshoppers; ciean and in fins oultivation. Alabatna reports un average yiels of wheat—8 bushels: one as high a4 21, and oue e low as 5, Tu Teuneanee, the averaga yield ¥ about 12 bush- els. Atabama reparts the corn crop very good ; never was botter: the prosnect is forn large crop. In Toeunessae, all answer good: several, wplendid; two, never botter ; soven, fine; one, beat we ever saw, —_—————— OCEAN FREIGHTS AT BOSTON. Spactal Disvateh to The CAreago Tribune, Bostox, July 2.—~Joseph E. Woods, frelght ‘brokor, 92 State street, reports Europesn frolghts a4 tollows: The sharp advance in froights from Neaw York has caused ratos toimprove consldera- bly here. Vessols which wers ofered Thuraday at By 8d por qr are now Leld at 64 3. Thersare 2 good many desirable veisols in port, and rates asked are quoted at Oa for direct ports in the United Kingdom asud G 3d to Cork for orders. We note chartors made eaily in the week of s Norwegian bark to take 1,600 qra bLence to Cork for orders at Bs per qr,snd of » Dritish bsrkto taks 2,100 qra the same voyage at bs 84 per qr. We note zleo thie eogagement of 85,000 bu whoat for Liverpool by sail at dl,qd‘pnr bu and primage, ‘Tho steamer Halvetin, of tho Nauonsl Line, takes out & full cargo fo-morrow, including 85, 000 bu wheat aud ¥,500 bu corn at B8)d per standard bu ; also, aboat 400 tons provisfons at 808 per ton, 700 balea wnol at_48s por ton, 723 bales cotton at 7-32] per Ib, sud 400 brle tlour at 24 0d por brl, The steamor San Marcos, of the Domiujon Line, s advertisod to uail on the 24th iout., and ls cogaging freight at current rates, A ““MORAL NIAGARA " AVERTED. Spectal Inapateh o The Chicaao Tridune. Detnoir, Alich., July 2.—To-day Johu \Water- fall dowolished tho divorce proceedinge agatnst his wifo by rostoring ler to his bod mnd board on ber declaration of penitence, and thus ths startiing rovolatious expectod from the trial are lous to & disconsolate world, —_——— MORE COFFEE CORNNG. Bpectar Dievutch to Tha Clicago Tribrin Nxw Youx, July 2.—Tne bask Clauding Just sarrived whis » corgo of coffes, from Rio, con- J. W. Dosue & Co., of your clty, after & very quick pasisga, WOUND UP. Wickzssange, Pa., July 3.—The Wyomlog In- suranco Compauy, of Wilkesbarre, wonnd up its businees yesterdsy. Atraugements bave beeu made with the Commercisl Union of London to. sssume aud pay all risks ou oututanding policies. e e THE MEXICAN BORDER. Sreotad Diswtah ta Tha Chicage Triduna Nrw OaLzaus, La., July 2.—The Republioan's Ben Antonlo, Tox., apsoial of to-dsy says that o case the i CQol. Chriato spplies for ssalitancs 0 protosd the propssty of United per cent cheaper than laat senson. Gents' Undsrwear, in Bilk, Liste Threed, Gossamer, Gauze, Moerino, and Summer Merino, at very low prices. s A full line of Lndios', Misses’, and Boye' Shmmor Undsrwoar, in il styles and sizes, &t & great reduction. (arson, Pirie & (0, Madison and Peoria-sts. ‘iIT PAYS T0 TRAGE OH THE WESES@._" BABY CARRIAGES. CARRIAGES, Swlnfi s, tovalid Picnio and Doskots, Amerigan Chitd'a Harn, s beautiful instrument, has to bo seen to bo approgiated. All for sale POTTLES N. W, WILLOW WORKS, 2305 West Madison FIREWORKS. TILE BEST ABSORTMENT OF FIREWORKS, FLAGS, CHINESE LANTERNS, WIOLESALE AND RETAIL, SCHWEITZER & BEER, WILSON & EVENDEN'S OIL TANKS, MEASURING PUMP, 47 & 40 West Lako Bt COCHEICAGO. K Bend for Catalogae. TRUSSES, &o. s R R = Ciroulars D, 233 Brata-st..