Chicago Daily Tribune Newspaper, October 25, 1874, Page 9

J s e 0 SEF THE CHICAGO DAILY TRIBUNE: SUNDAY. OCTOBER 25, lB'M-—SIXTEEN PAGES. ‘o resume bis palace snd power. leacant, genial person, more ig- E'":md o Feious, and most willivg to take st (880 B att from bis chisalrons con- st wt6 was lovied upon bis domin- to Ehiva, trib mx::-:nren were taken to secure more bos i ful behaior 0D his part in the futuve ; and sians entered uUpoD & campaign o b O eomans. Theso aro a_wild, urbmtent people, defying all au- o+ eavor of low and order. As The chicf agresors iu the hos- the Russiaps, it was de- te to them a severe chbas- d, i possible,” to subduo ke spirit. Accordingly, & detach ot into tho Yomud country, e with orders to_sccuro (he sub- res ot e rcomans, or to pillaze and burn pusen of U b0 Larst orders of tho expedic el BT tin a9 mercifnl aspirit as could Bow¥ere ST ith their severity : and thoagh by 0 ored and husbands and fathers pomes SEE® 0 elildren were aimast invaria- Kled, RO MacGahan testifics warmly by proteit. sicpasition and the oxcollent dis Yotho M) esisn soldiery. and tellsof meny goline ol S iness which they performed for litle et of KO en, that speak cloquently te TUCtDe ” s of fecling. Yct the horrora tor el e esn earcely bo mitigated, and of adesdly PEE T v Turcoman campaign are e oaretul od frightful pictures, that ,‘:.x. e s shiser with srmpathy. ' e e we bavo made of Mr. MacGahan's pock shows e esteer in which wa hold it e emouid sdd & few words of distincl o dition. For thoso who love travels— fl:‘f;m does mot ?—it holds & real treat in store. o eri s holls now, and of tho decpost e et while ita workmanabip is of (o best. B adGsban ot ouls writes good English, ot bo has tha art of copstructing au_exciting sartive, acd bis reader will not willingly omit 3 sisgle pags of bis bulky volume. st “L‘VE‘ESIDE " AKD “ LAKESIDE." et . somst fim-cun. and ority 309 €V v bad bee e sgrinet ined to me! tisment, \peir wasli & BY FENJAMIN F. TATLOR. America bas & lake and a river that are classic. iho one is the Hudson, and the otber Otsego. 1t susbody thinke there ebould be more, let bim malz more, and 0o maa shall forbid him. Hap- pdy, Wasbiogton Irving and Fennimoro Cooper F eeldest sous, and ko heirs to whatover of American literary name and famo was Wort in- bomtivg. Tuey had no rivals and few imitators. Shey eotered into peacoable possession when the world was less troubled with angels than xf ie pow,—the sogels that are incessanly saying, Write 1" gor:n fifty yesrs later, they would have been soschropiems, and might about as well have not Yeen born at all. The worla grows more diffi- ealt o be caught every day of its life, but there §s8 chance for the man who is born too son. e quick world mey overtske bim and hooor him with & mopument, though it bas quite for- gotten where Lo was buried. That coronera can old an inquest upon departed merit ‘mhf\u: Laving sny body to st upon, i8 2 bleseed thing for prnters and merble-workers, and evers- thing but the depsrted merit! Few are they who, like Prof. Moise, witness tho unveiling of their own etatnes. ®1In this, Cooper and Irving were alike: both loved Englaed filislly, faubfolly, The oze beatowed upon her hia benedictions; the other was 28 much an Islander 8 he could be in the heart of & continent. Both wers insular in their tastes. They would have been content with an asteroid, if they could have taken the choicest of the gest lombering earth with them ; if they could have had at command a emall marine to arry their manoeeripts to the mainland. They wers neither sordid nor selfish, but then they did not like to be jostled. Itisnoslong sioce Irving’s Sketch-Book and Oooper's Lestherstocking were in everybody'a band, when “everybody * mesnt less and more than it mesns now; less, becauso readers were fezer; more, boczuse the few read zs the saints aro. charged to sing, *with the spirit and the understanding also.” How Smith would fare to-day, 13 the anthor of Irving's Broken Heart, er what publisher would be gracious to Jones, suthor of Cooper's Pioneers, i a curious inguiry that will hardly elicit o reply. Whether the Ledger, wherein Henry Ward Deecher writes 8 bay-fever serial, would accept them, or yet any Dagwine vield them » place with The Luck of Roxring Camp, is not certain. Let us give the men of Lakeside and Biverside the benefit of tho doubt. Amoug the ways of estimating literary fame re the time-table and long messure. An ex- explary dog ordinarily lives looger than & book. Twelve years is s great whilo in the ephemeral genenations of print, and the Methuselahs aro rare. Awork that can stand the ravages of o rentury, and then como up somewhero in a man's path like fresh flower in the spring, and bright- o bis way sod gladden his heart, and with buman mature snongh in it to live anotber hun- dred, bas achieved a fame that men agreo to call :;":IEHA?!‘—- sart of infant immortality in iog bands, - As » rule, a popular writer appears greater and grander at a thousand miles than be does at your elbow. Ho looms. The eagerness of people o mubject a favorite to the dameging icroscope of daily observation almost always briogs its own punishment in one idol less, snd wore bits of broken pottery. The paths of w8, {o-day, are as rough with them a8 the fmud o Jordsa. Death and distance aro groat of st aod many man owes the glamour bis fame {0 ons or the other, sud for the Hime reason, —it keeps him out of sight. But why theso dealings with the desd? Are l!zennat!jve!.\er, fresher themos going? Tho Yoika of Irving snd Cooper havo long since i fi;fl;:mmdp]mflin the world of lettors. ey and gilding, they are drawu up {2 toueanda of glittering liues. A little mors oseph, perkaps, with the strange King Upon the thro; o > —a e who knew him mot; s liltle ust upon them, a little oftener, than P w‘;"'n ‘:;ntfiem 1g0; but wbl;- nu;t:r; 8 fine wines in the cob-webbe gy Z8 TP from the bin, there is a ™ vith the corkscrew ready to your hand. e, \mber, the crimson, and the golden set ailves wight, and show the drowned sus- i the same. o, the dolicate touch, the H ¥ord, the finished English, the quaint and et bumor of Irving, are still thers. Tho saity g aay CoOPer's ten-ntories has mot lost ey vor, Naity Bumppo, Lestheratocking, e %76, the Bcont, the Pathfinder, the Trap- q:lhu many-gided man of Otsego,—yet ! ive in the roll of manhood. vitg i:hhfm :)hctobdex bub:]thon:hgnl way ould be born in Oetober. ,‘,L__fl"’,?; trying to remember the colored et mm”m::g year, have taken fire, an’. Maple, poplar, beech, and “ll the story, every one in its owa way, and ,,,,',;‘5 that thore are ™ tonguos in trecs.” 1y, 2 ding loaves they repest the mari- They suggest the biush-roses. Thoy ro- P Summer-sunsets. October is s good "m and I have just made one at yout can find in s Geog- ped "o Touciat's Guide, or aaybody's Fiold- Wnu’“"’" eannot be found in these par- frees &m?"‘mbylnmwmud routs from Riche g SIS, Whote people drink dissgrssble Bdfan themnslves all summer, 13 milos M??""hfl 2 the crow flies, if ko flies M\mmum‘ bamlets you mever ‘“‘"’-M«lm the map with a fiy-epeck of o o 20Paratown might have been, but for hq"‘ihmou. Thers i socmatuing IM.‘M bills, even when no wind fs They suggeat r the Monicans™ under the fat copy of Virgil spread open before wme in school-time,—Virgl, with a blessed * Ordo " running down tue edge of the text, the clew of the laby:inth to tske a fellow through the dove-tail termiuations out into English light avd Latin seuso,—before that, Cooperstown was a Mecea to me,—and not to me ouly, but to thousands. I fancied it was about & wile from the Celestial Gate, and stored with countless wealth. Thenco came tha books of birds and beasts, tho blessed primers thin aa gold leaf and quito aa precious,—' price, ome ceni;” “pric, wo cents;” six conts” DBu, ah! the last was magnificence, at the cost of 8 Spanish sixpence, the scale from a little silver fish that bad been meantally taken to pieces, ever so often, resolved into cents, reduced to mills, and thero they wero, sll rounded into ihe smell flake from the wlite mines of Pera! Siuce then I bave speut de- highted hours before Audubon's Book of Birds, 2s it leaned up agaiust the wall like a pier-glass. Had the partridge begau to dram, nobody could have wondered. But nover did that wondrous mimiery of Nature give me half the joy that one of (hose bits of blue-covered primers did, with the imprint, “H. & E. Puivsey.” And here, a while avo, was riding iuto Cooperstown in the October sunsbine of aperfect day, and, passing along the street, an ancieut Jandmark of a store ceught wmy cye, and acroes its front was a wooden sign, liko & railway-passengor with his ticket in his hat- band, and the words upou it were familiar asa nureers-rbyme. It was as if somebody you had thousht dead full forty vears 2go should meet you with the old greetiug. The sign was “ in words and lelters following, to-wit: " H. & E. Puisyey. Lho peck of care and timo I Lad been carrying tumbled off in an mstant, lise Christian Pilgrim's knapsack of sia, and sgain T was the beatified master of a silvor sixpeace. This was tho place, then, whitber the jingling tressurce In the pockets of my blue-striped trousers found their way, and whence, in the old time, came thoge thin-leaved tracts of boyish bappivesa! The modern stores, the fine old mansions, the xrand hotls, all faded out Jike a mirage, and, for the moment, nohing remained of Cooperstown but the old eign. We paseed an ancient churchyard, whers, liko tambs around the door, stood tho white tablets of the forefathers, Dut the slabs leaned hither and thither, ss if thoy would lay the heavy cm- phasis of marblo Jtalics uvon haman forgo:fal- ness. And there lies the Gust of the Novelist ! The tiving world has closed around the disused acre, but I had found the resting-place of bim with whom, many a year sgo, by the magic of his story, I bad wandered in the wilderness; who bhed hslted my heart many & time in hours of mystery snd danger; had quickened it to exultation in the triumphing right, and inspired me with a love for Amcrican scenery by forest and prairie, by valley and mountain; with an admiration for American purposo ard prowess everywhere, that Lave never perished. His pictures were appeals for things oble aud lovely, and of good report. He suggested no evil. He mossed over no <wrong. In all Englisb-speaking lands ho compelled recognition of tho truth that an American could write an American novel, that, owing nothing to tho Old World, should spring as pazurally from the eoil as the elms and pines of Otsepo. A gay snd gilded omnibus rattied by, blazoned with Hotew Fexstyonre. Italics and great capital weeds unrebuked aod the pride of life. **So runs the world away !" The last traco of the old Cooper mansion is obliterated. Fire began it. Iouovation com- pleted it. Nothing remaing but to sow it with salt. The classic grounds Lave beon virtpally elsshed with 8. public street, 28 & eabre-stroke seams sod disfigures a noble face, and bouscs stand about, and look fooliehly at each othor, asif they wero asbamed of it. Even some of the old aucestral trees, they say, bave been deemed cumberers of the ground, sod have gome up scoty Litchen-chimneys in smoke. Nothing of all this is half 50 wonderful s where tho willing hands wero folded, that the pot wes not rescuod from oblivion ; and where tho taste had vanished that would hev4'made s Leatherstocking Park, and thysdged 16 with the crestiona of Cooper’s genius ; embodied bis characters in marblo and bronze, civilizad, savage, and eailor, the red, white, and blue of his stories, and deeded it all to the peoplo foraver. Then wo crossed a picturesque ravine, and wound along the bess of the wooded bills, Ot- sego's classic water at the left, turned goldon wine in the descending river; and, terrace above ter- race, tho city of the wmlent at the right. The very water whero the canoes of the wilderneas glided with an arrow's silenco. Tho very city whcre, samong the sighing pines, aud tho fickering shadows blown about upon the ground and spotred with fatlen leaves by October winds, Cooper's monument stands forth. Itis an eloquent piecs of work. Eloguent not somuchin what is graven s in what i left unsaid. No word but Coorsm. No pame his mother cslled him by. Xo date of birth or desth, Why should thors be? In everything that mekes true living he is mot desd. Loatherstocking, in his fringed bunting-suit sud - frowsy csp, —=a classic, overy whit, 25 tho robe of tho Ro- man,—his faithfal frieads, the dog and riflo, bearng company, surmonnta the shaft. Em- blems of Cooper's wors by ship and saors om- boss the monument with brief biography. The word Otsego had s moaning occe, of sxlutation aad hovor. The red-man's courtesy is in order to-day, and 80 let mo say, Otcego to Cooper. Miles of hill and dale lay between us and reat, tho sun wes going down, and, taking one look more at lake eod bill, 2nd nky and monument, I turped silently away. I had come oa 3 pil~ grimage to what men call the Dead. Eating salt £t no man's table, entoriag no abode of the liv- ing, welcomed by none, Iieft Cooperstown, and, before many milos were made, night foll down npon all tho bills. Tuking up a mornicg daily, I rcad thata granddaughter of Coor:insnd & grand-nephew of InvING are to be merriod by and by. Bo at last, after all the years, wiil the blood of the bra znd the Pioneor be blended. And now here's health to the Bridegroom and joy to the Brde! The age is nothing if not compotitive. Oar International Expositions, bont-races, rifle- matchos, and the like, sumulate competition. ‘Wa have cattle-shows aod poultry-shows, horse- hows, and even go Bo far as to stimulate jeal- ousy in baby-shows. Dot our English cousing have gone farther yet. They have bad a bar- maid show at Woolwich, & place better noted for the big guns of warfare than of pesce. The London Examiner comments on this exhibition in plaintive terms, From the doscription it gives of tne show, it mast have been composed mainly of “ wintry bar-mids, waning fast.” Those who ware roally good-looking, and at the top of the profession, were too busy to waste their time in this way ; those who could do so wilhont loss wero rather o pass¢ crowd. But it is not upon the exhibition that the Ezaminer speaks with in- terest. It is upon the unfortunate closs of young women who occupy the ungrateful posi- ticn of bar-meids st the public houses. As tho writer eaye, the bar-maid is a parely English in- stitution. Rosach thing exists in the United States or on the Contiventof Europs. The young womsn is presumably of good reputation and Iife, and works from fificen to seventecn bouss » day for wages ranging from i2to18 edillings a wesk. She is compelled to dress well and bebave well at her arduous post, whare, in thedlose and stifling stmosphere,che goes throngh an amoent of physical exortion actaally sston- lshing. Bbs ia compalled for tiis miserable ocampeasation to endure the insalls of the Ertn o patranize the placs, 80 e wonder ig that @ fow’of the poor creatures misnage to Buizin suy xot-rospeot at all. As a elafs, they do #mocoed, probably becsuse their opfrtanities tor judging humsn nature Glegusl.tham with that posion of it which tsey mast. Tho pretiy- waiter girl of the bssementmogpery, whoee sesn ke city zuf o 2 tmahls (o recisl, lo bat & beso ipifation of the Eagtish berennid. A publis exiiliition of thsse - R 0 petlis B0l ks & oSt WaisHO Wk o r-sochepumiindag INSURANCE. The Present Situation in Chi- cago. Abundance of Capital Represented by Compamies Still in the ield, Statistics of the More Prominent Among Them, Feeling of Security and Confidence. There can be no doubt tbat the period of im- mediaste serious disturbance to tho interests of property and capital dependont on tho business of wsuranco has drawn to a close, and been suc- ceedsd by somethiog mors like permanent cslm snd- quict thans lull in e long storm. The fact of the withdrawal of a large capital from thislatitude, of the best and highest class, 18 & fact which bas met recognition on all bands, and porbups produced already ite logiti- ato resnits, These results bave been in part to raiso =n uneasmess sud agitation productive of a good deal of ressoneblo trembling oa the part of all classes of property-holders in tue city, which trembling and uncasiness would appoar from present indications to be temporary, not to | ay spasmodic. A GENERAL STODY OF THE PITUATION wonld indicate to many careful observars that the great excitement had slready euded. Ouo fact, however, is tod much of -a fact and 100 much n matter of record in otr local Listory to admiv of arguament, or to bo intorpretsa as an opiion or 88 & matter of opinion: and that is that a very largo element of tho commumtr—including mainly, it may bo, tho clasves who &ro umnformed in’ regard to the laws and conditions which determimo ali the arent quostions tousbing capital and ita sacuri- tics—have suffered anxiety from an impression that, becaueo o large number of excelleut insur- ance companies, representing large capital and splendid securities, aave withdrawn from Chica- 70, that, therefore, sll thoro is in insurance that is sound, aud stroug, sud permanent, and worthy of popular confidence, bas thaken the dust of Chicago from its feet. . It would seom to be reasouable in such s connection to give, without disparagement of the many first-class companies which have abandoued the fiold, A DETAILED STATEMENT of some length, touching the immonse actual strensth of msurance capitalstill remaimng as o protection to property in Chicago.—statistica, Digures, and geuoral itams touching the_history, the cspital resources, and present position Le- fore tuo community of o number of the compa- niea sti!l doing business amang us as usual. The sompanics mectioned balow do not by any means compoec 3 ** full List ” oi all the eouud in- earance cowpatiss now doing businers 1o Chiza- o. Tha izems, Liowover, touching the companics mentioned, are either gathered from their owa publshed utatements of condition, or are ma:ter of lustoric record, and may in geveral be relied upon 88 correct. AGENCIES OF BOLLO, NAGHTEX 4 CO. It may perbapa bo interesting intelligenco to many who bave contemplated the departure from this Iatitudo of a certain number of popu-. lar und solid companios with the impression that none but a waaker class of compauica remaived, that in a singlo agency i tue city, that of Rollo, Kagiten & Co., northwest corner LaSalle and Washiogton strects, is reprosonted aggregate indemnity of an spproved and thoroughly re- liable class to ths smount of over £8,000,000. The companies representod - by this firm, aod whose uaitod strength in capital 2ud convertible assets reaches thess high figures, aro the Girard losurance Company, of Philadolphis, as- eets €000,000; = the Western Asgurance Company, of Toronto, Canads, 8- rei8 $£1.250,000; the Royal Canadien Insuranco Compsny, of Moutreal, Cauads, guaranteed capital §5,000,000; DBritish America urance Company, of Loronto, Canada, assats £650,000; Old Dominica Ipsursnce Company. Ttichmond, Va., assets $300,0600. Of tho Loyal Capadiap, whoso solid capital guarauieed in gold renches tha great sum of $5,000.C00, Messrs. Rollo, Naghien & Co. are maragers for sll ke Nocthwestern States. Alfred Perry, the founder and manager of thin Company. will be remem- bered sa the suthor of tho letter touching the situstion in Chicago, publishcd a few weoks sitce, the sonnd plilasophv and timely sngges- tions of srhich received at tho time such univer- eal and hearty approval from_tho press and all thoughtful citizere. Tho British America aud ~ tho Vesiern, both of Toronto, bave mno sgency ~ outside of Cauada, wilh tho oxception of Rollo, Nazhten & Co. Ezch of theso companies aro widely and favora- bly known throughout Rer Majesty’s Dominions, maintaining high rank for integrity and strength, while their claim to public confidence in our own commuaity aro supported by their fnll complianco to Umted States lsws in their deposits of Gov- ernment bonde. All of them are now doing a Jarge and very desirable class of business in the best districts of the city. The Girerd, of Phila- delphia, of which this firm aro also local acents, has been before the eommuuity, under the control of William E. Rallo, Manager of the Western _department during the past fifteen yoars, with a eplon record for promptnessin tiosetticment of Inas and for general faithfulness to their policy-hold- ers and the public. Asa security to the policy- holders, the Company carrics & surplus af $500,- 000 over and above capital. The Old Dominion Insuravco Company, of Richmond, Va., the laat in ihis list of sgencics, is known in commercial circles throughont the West and South mn!olitfi safo, and convervativo Company, distingnishe: by prudeat and judicious mauagement, and the excellent character of its sccuritics. The re- spective members of tho insurance firm now mansging tho bueiness of these com- punios _are Willlam E. Rollo, John Naghten, and Willlam Richardsor Mr. Bollo will be re- membered 28 Eecretary at the Merchauts’ In- suranco Company of Chicago from 1663 till tho great firo, and aftorward as Sccretary of tho Traders’, Mr. Naghten serving efficiently as As- sistant Secretary for the ccrresponding period of both Companicr. The husiness of the fim has boen remarkably succesefal from the dato of organization, regulated and poverned as it has beon under the advantages and banefits of long ana thorough experience, and none of the com- panies whose affzirs bave been in their hands bave ontertained the idea of evea a temporary withdrawal from the city. THE ¥OTAL OF LIVERPOOL. Among the great and powerful companiea hich ha ve helped to allay the agitations of the past few wocks by their presence in Lhe city, and which continae to write emall policies in good locations, is_ the Royal Insurance Company of Liverponl, one of the strongest and most hearily funded insurznoe corporations in tha world. This Company represents cash asaets to the amount of over $15,000,000, with £1,700,000 in- vested in Government bonds in the United States: has pairl withont distarbance or embar- rassment an averago of $1,000,000 logses por an- num for thirry yoars, with an anuual income ranging io thoe neighborbiood of 24,600,000,—the carciwlly rezulated azency business of the Com- pany oxtending to Australia, Ceyion, Chins, 2nd zll commaercial and eivilized countries on tke globo. The agens in Chicago, and manager of tho Norvhwesiern Department, is Mr. C. H. Caee, 160 and 162 Washington street, who bas beon well known in connection with the insur- anco intorests in Chicago aincs 1866, TOE TRADERS' INSUBANOE COMPANY OF CHICAGO. The strength of the Traders' of Chirago, one of the fow Westorn companics that kave been ablo to secure practical recognition 7.nd a per- manent footing in Eastern fields of irisurance, ropresented in a cash capital of $5(,0,000 with a surplas of $243,000 accumulated i'n the twenty months of its operations in Chica/zo and outside digtricts. The characteristic sv.d conspicuons faatare of this corporation, whicl. has been popu- larly interpreted as applyiog » new principle to the plar acd theory of insurs.oce, is the invest- ment of the entire capital in ‘registerad bonds of the United Blates, the Compr.ny claimirg, withont contradiction, #0 far as lieard from, that no other milar fnetitution in tho world has ever paid its capital in fall and invested the mame m regiatersd bonds of its own Government. A a0 of yury great wuight in this connection, and » considarstion which has opsrated powesfully concilists sad spire a universal confidedsce, maneat Government deposit the firmest and | composed of the oldest and most substantial most imperishablo form of socurity koowa to insuranes, bringing the credit of the United States to the support of the Company,and con- forring upon it the strength of & National Bauk. The assots of the Traders' aro composed chiefly of registered bonds of the United States, also loans on City Railway, Gas Company, and Na- tional Bank stocks, all of which are held with a large margin above par value. It was no doubt owing to the very popular _character of these goneral and special securities that considers- ble proporiion of the bast busineas lately done by first-class companies, which subseqaently vithdrew their capital from the city, reverted to his Company. > Although 1 large proportion of the Company's business 16 in this city aid its eovirons, 3 large income is derived also from couutry egencies, no 1css than 145 agents being required o mansge tho business of outside fields. The genoral plan and method of management, i8 economical, cau- tions, and conservatiwe, and though the Com- pauy aim to extend tne benefit of 18 socurities ovor all the grand divisions_of th city, specially objectionable distncts scd veighborhoods aro left to cultivats the acquaintance of companiea which are not 8o particular. The officars of the Traders’ are 8. A. Kent, Presideat; H, C. Rauney, Vico-Presidont ; K. J. Smith, Socrotary; Fred J. Knott, Assistant Secretary,—tha follow- ing names constituting the present Directory of the Company : C. J. Blai A. Kent, Asa Dow, A.S. Burt, Nathan Corwith, Thomas L. Parker, . C. Ranney, William Dickinson, Charles J. Dav, ‘The home office of the Traders' is 25 and 27 Chamber of Commerce. Placo of perma~ vent deposit of half midion gold-bearing Gov- ornment bonds, she Fidelity Safe Depository, on Ttandolph street,—where the pairons of the Companv have a standing invitation to exxmine at pleasure. TITE GLODY., INSURANCE COMPANY, OF CHICAGO. The Globe Insurance Company, which now hes the distinction of doing as large a business 28 any of our local companies, commenced busi- ness & few montha previous to the goneral con- fiagration of 1871, and its earliest experience was in the great disastor, which 1t alone of the focal companies then operating in Chicago sur- vived to pay its losses in full. Sinro the groat fire its business has boen constantly increasing, till it has reachod its present large proportions of 250,000 to £60,000 per montr.. And it speaks well for its management ‘“hat in po one month has it failed to make handsome guine till the fiery month of last Julv, in which the Cumpany euffered over $100,000, including the losres in our great firo on the 1ith of July, the prompt payment of which has added largely to the popularity of the *' Globe.” The Com- pany profers to write small policies, and the av- crage of ite risks does not exceed 31,000, which reduces the probabilities of sustuning such great losses as to destroy or impair its capital. “Tho Gotapany employs competont survevors,and endeayors to be guided by fairness in the mi ing of its rates. Tho present sasets of the Company are nearly £700,000 ; the lossos paid since 1871 exceed $:00000. The officors are Goorgo F. Harding, Preatdent ; Walter Kimball, YVico-President ; 8. P. Walkor, Beorotary. Offico, No. 110 LaSalle stroet. GALVESTON UNDLRWRITERS' AGENCY. On tho lst of Augast last the Union Marine and Fire Insurance Company, of Galveston, an old and solid compavy. chartered in 1848, estab- lished an agency in this city, appointing Robert J. Smith, office Traders' Insurance Company, Chicago sgent. This Company is reinsured in the Texas Bankiojz and Insurance Company and the Galveston Insurance Company, all of Gal- veston, representing aggregate assels of S710,- 152.85 (including 95,000 cash in bank), and can- stitating an underwriters' agency similar in plan of indemnity to tho Underwriters’ of New York and Bosron. Property ivsured in this rgoncv s practically protected by the strength of three substantial compauvies. The risks in Chicago are generally limited to 5000, and placed in the best locaiities. THE NORTHWESTERN NATIONAL, OF MILWAURER. This Company enjoys the distincticn of man- 2ging insurance with moro than double the aver- age caeh capital of first-class cornpanies, and possessca the practical advantage, also, of a splenaid local history,—one of tlre items in that history constitnting a magnificent, prestige and a sort of perpotual rocommendation beforo the community, being the payment in fall of her £250,000 losses in the cooflagration of Chicago, The Northwestern National was organized at Milwaukee in July, 1869, with large securitics, and with an ownership and managemeut represent- ing the capital and commercial fame of that city. Ita record has byen good from the bogin- ning, its affairs being wanaged in a thoroughly conservative manner, with a viowto maintaining the integrity of insurance capital and to furnish- ing certain and prorapt indemuity in losses. Tho Company now has u cash capital of $600,000, and aseots to the amonnt of $830,096.39. There is no doubt that the Company bas also derived s meas- ure of its strength and sohd reputation fromtho personal populurity of many well-known names inits Directory. Tho FPresidont, Aloxauder Mitchell, is President also of tho Chicago, Alil- wankes & 8t. Paul Railroad, - aud of tho Wisconsin Marine and Fire Iusuranco Conpany's bank,—said to be the oldest bavking institution in the West. His celebrated gold- basis speech in Congress will be remembered by all. E. D. Holton, Vice-President of tho Com- pany, is well known to the commuuity by promi- nent association with the banking and mercan- tile ivterests of Milwaukeo during a period of many vears. Among the promiuent Directors of the Compeny is P. D. Armour, of the firm of Armour & Co., packers, whoso connection with the iostitution is itself a guarantee of its sound character. The Chicago branch oftice of the Northwestern i8 conducted by Alfred James, HManager, No. 108 La Salle streat. Tha resident Directors (in Chicago) are George Armour and Alexander Geddes, both well-knowa citizons of Chicago. GEORGE P. TREADWAY 4 CO., whose agoncies includo the Lycoming Fire In- surauce Company, of Muncy. Pa., and the Penn, of Philadelphis, ofico No. 114 LaSalls street. continue to writo 28 usual in Cbicago, adhering, however, to fall rates and limited amonnts. The Lycoming, of which this firm bave been agentain Chucago for the past six years, is one of the oldest companies knawn to Western communities; the statistics of ita paid losses since the date of or- ganization showing upwards of 7.000 claime. Tho presont strongth of the Company is ropre- ‘sented in convertiblo assots ot §6.000,000, the claim being that no other institution in the world rcpresents a like smount of cash secu- rities duposited entirely wittin the United States. The lousos gflid by the Company in tha United Btater, for fires of October, 1871, footed np the groa’ sum of $1,257,000, of which $500,000 wae paici over the counterin Chicago in indemnity fo:: Chicago losses. Notwithstandiog this severe tporieuce, the Company propose to remain in b0 field and to cultivate a careful business. "'he Pew: Firo Insurance Company, iu which Mr. Ticadway is also s Director, was organ- ized in 1872, with & cash capital of 2200,000, its sssets st present amounting to §447,246.43. The Company is in excellent repute in insurance circles, and is now doing & prosperous business in this city. The firm of Georgo P. Trezdway & Co. is one of thoe oldest insurance sgencies established in Chicago, an interesting item of their fifteen years' experionce hero being the disbursement of an aggregata of $2,500,000 upon losses by their patroms in this oity, all the companios represented by thom at the time of the great fire paying their lossos at 100 cents on tbe dollar. Mr. 8. T.Cockey, second member of the firm,is sn old undor- writer, and will be remembered as for sevaral years special agent of the Lycoming. BMITH 2 HARYRY'S AGENCIES includs the Mechanios' & Tradors' of New York, snd the Baffalo of Buffalo, N. Y. The former Comyxny, with » character based on & very old, ecoucmical and profitablo business, is regarded a3 one of the successful snd permanent institn- tione of Well street. The streagth of the Com- pany is illustrated in the fact thatit carriesa cash surplus egqual to twice its original capital of §200,000, while its entire aszots of over $600,000 ue’:r a charactor to boinstantly convertible into cas ‘Tho Buffalo is of recent organization, the firat risk in Chicago having been taken Sept. 30, of tho presont year, by Smith & Harvey, sgents, No. 164 LaoSallo street. The Directory of the Buffalo coostitutes a sort of nuclous of the capitalista and sold and prominent men of Baf- felo, so that the reputation tod wealth of the city itself 18 prectically pledged to the support of their representative company. Of ita capital and surplus $163,500 is in United Bumbfilurod bonds, snd over 55,000 cach in The business of both thess cxnpaniss s carefully distributed among the mare decirakds claas of riaks Galy. 8T. PATL FIRX & MARYE, ranking smong the oldest and strongest &f eur Wostern eompanies, representing & czsh edpilal of §400,699, with ntaats to the aenount of §74E,~ citizens of St. Paul. The agent in Chicago is Mr. Charles E. Rollo. No. 171 LaSalle street. THOMAS GOODMAN'S AGENCIES. The agencies of Thomas Goodman, No. 112 LlSn.l!a. street, was among the earliest in the un- derwritiog business 11 Chioago, comprise the Firomen's Fund of San Francisco, and the Citi- zens' of Newark. Thocash capital of the for- mer is $300,000, with assets of $582,632.02, in- cluding cash in bank (gold), $48,527.26, and $113,000 iu United States bonds. The disburse- ments by Mr. Gooaman for lossea in October, 1671, amounted o a million aud a quarter, in- ciuding $529,000 by the Firemen's Fund, beng $29,000 10 excess of the original capital. The losses in the July fire amounted to but 814,000, Allustrating the advantage of emall lines over & wide field, as practiced both by tbis Company ana the Citizens’. The latter is an old corpora- tion, managed under 1h> guidanceof many yeans’ succeasful expenience. The advent of the Com- pany to Chicago was immedistely after the great fire. Its present condition is eminently strong, healthy, and prosperous. The capital stock 18 §200,000, with assete in cash and equvalent items to the amount of &400,000. THE HUDSON OF JERSEY OITY, ¥. J. Among; first-class companics which have re- cently establishod agencics in Chicago, aud who will remain in tho field, is the Hudsou Insur- ance Company, of Jersey City, N. J., Ozkley B. Tellet, Manager Northwestern Department, No. 90 LaSalle strcet. The hiatory of this Comzany has been thirty-tio years® uninterrupted growth and prosperity, without a single accident serious enough to embarrass its operations for a day, its remarkably consorvative character being Ulus- trated both in this immun:ty from poriodic dis- aster and in its adberenco for twenty years to ouo management without s singlo goneral change, Among the Diroctors are ex-Gove. Randolph and Newell, and Orestes Cloveland, Taq.. the distinguished President of tho Ameri- can Institute. 'Thoe Hon, Henry C. Kelsoy, Sec- rotary of State, saya: **The Hudson stauds in the froot rack of insurance corporctions in this Stato, aud 18 managed and obietly owned by. ber vory first citizens. Personal examimnation has shown tho Cowpauy's statement to bo exactiy correct and its affairs as representod.” A foa- ture of the Northwestern departmont is that its eotiire management is on & salary besis, obvat- ing a common but perilous esgerness to conduct business for tha profits of commission. TUE FAIRFIELD FIRE OF CONNECTICUT, ropresented by Mossrs. Farmer, Atsius & Co., 86 LaSallo streot, is & Board company, but did not withdraw their Chicago agency, aad con- tiuaes to write smsll lines on desirable risks. ‘They evidently believe there is good property to insure in Chicago, as well as in otber citica. The Fairfield has been doing = succeesful busi- ness for over fivo years; bave acqnired a good reputation for promptuess in tho fulfillmeut of their contracts, and have a handsome surplus over all liabilittes, including capitel. With a clean record and careful management, they are rapidly becoming ome of the populir agency companies, and tueir policies are songht afier by our best business meu. THE ALLEMANNIA OF PITTSBURG. The Allemannia Fire Insurance Company of Pitwburg, Pa., tho Directory of which is com- posed of » dozen of the resident German capi- talists of that old city, hold & vory respectable rank in tho natiooal list of companics, conduct- ed on a thoory of liberal enterprise rezulated by consorvative ideas. The Company wasonginaily organized to meet local requirements and to traneact & homo business, exclusively,—inaug- urating a limited tfianuy eystem only upon the formation of the National Board. The plan of management has been to abatain from the busi- pess of special bazards and to cultivale tie more quiet fields of legitimate insurance ; bat, notwithstanding - this cautious and moderate theoro of operations, the growth and develop- ment of the Company would appear to have been been very rapid, with & business sufticiently profitatle to roturn anoual divideads st 20 per cent from the date of orgauization, aud censid- erably mora than doubling the original capital. Statistical itcms of receipts and losses in eoveral States snd citios, obtained from Mesers. Hop- kias & BMcKoight, managers of ths Chicago branch, and supersisiog_saente for the North- wostern States, No. 147 LaSalle street, indicate tho remarkably healthy character of tha busi- noss of the Company. In regard to the actual strength of the Com- pany. tho statement made at the beginning of the preeent month indicates assets of $133.854.38, an interesting item of which is cash in bank to the amount of $118,000. The President of tha Allemannis, Robert C._Schmertz, Esq., i pro- rietor of the famous Duquesne Glass WWorks at ittsbure, and is well known to our merchaots and throughout the Northwest in connection with thut department of commerce. The Chicago Agency, now in the bands of Messrs, Hopkins & McKaizht, isthe only branch office ever cstab- lisbed by the Company. Although not a mem- ber of the National Board, the Allemannia is no-~ derstood to proscribo to the msjority of the Board regulations, and to favor the geaeral spirit of its rules snd principles. The practical superintendence of the affairs of the Company devolves on Mr. H. Mattullath, General Manager at Pittsburg. OOV, HARVEY & O 239 & 241 Madison-st, OFFER To the trade, on and after Ifon- day, 19th inst.: 800 sets prime Mink Furs at manufacturer’s cost. 1,000 sets Alaskas, all grades. Full lines of Seal, Lynx, Blk. Marten, and other desirable goods. Also Children’s Furs, large assortment. Hets, Caps, Robes, and Buck Goods in great variety at low prices. LADIES' UNDERWEAR. ~ LADIES UNBERWEAR! NO BANKRUPT STOCK, But Better Goods, at Lower Prices, than ever before offered in this city. 1,000 Night Robes at 70c and upward, 1,000 Chemises at 35¢ and upward. 1,000 Skirts at 50c and upward, 1,000 Drawers at 35¢ and upward ALL FRESH GOODS, AT THE FAIR, 376 West Hadison-st, cor, Aberdcen. = EDUCATIONAL. PALMER’S ACADEITY, 758 MICEHIGAN-AV. A thorough_ School far Buys and Gisla of sil agse. French and Latia Classes by & competent gentloman teacher, from 2to 3 p. m. Persons wishio ta join eithar 328 can do 80 for CIS:M n.‘d? on_application at tha BROWN, Priacival. KINDERGARTEN TRAINING CLASS. Mrs. JOHK OGDEN, & nate of the Boston Train. o B e '- it aT, SaeEoiEe garte By Mias 8. E. KDDY, at §71 Cotinge Grove-av. SOU“ID W"HDLARSBI"P. o, T el Sovalcpmaat, RS MILITARY INSFHTOTS for AT O s Loz Na. Gty ¥ cnkare: . Y. POLITICAL. Areueno Bowe, Chicaze. WAL IARIGA, Esq.: DEAR BIR: Feoiing that you are juatly entitled $o the nomination for Alderman af the Second "¥ard, and that I have baoa in- strumentsi in bringing sbout harmouy be- tween \ba conflicting elements, with the sp- Provel 6fmy friends I baraby relinguizh ail olainys to 1) and will gladly do sll in my PO 80 assiss in your election. Hoping may /ats witl HW',‘X‘ l: Fours, &3, BAWHAR, ADVERTISING. e e R e o Cheapest Advertising in the World. REELILOGGS GAEAT NEWSPAPER LISTS, CHICAGO LIST, $3.60 Px2 Lins. In the West and Northwest, (Vo V1 A M LN AT ST AU i THEY SAYE THEY SECURE b a4 A A R He Loufs Offce. BAB4 Walnus Stroot. T B (AR R Liveral Discounts on Orders of $50 and Over, Superior Advantages Otred by Thess Lists The lowest The most. KD~ Full tnformation afforded on showing location and diatribution of F; A, K. KELLOGE, Proprietor, 77, 79 & 8 Jacksn St Chicage, ST.LOUIS LIST, $E.30 Pra L. In tho West and Southwest. A s o T AN AT A < N PO S st n T3 Procuring rates from cach publisher. Correspondence with cach publishior, Pn{m% hundreds of separate bllla > Delay1a procuring insertion. Hundreds of electrotype cuta. Awents® commissions und poatage. oney—30 to Tniform and consplcnons adve RDsOTite ateuacy of priatar - eng. Glearmeas of typogranhy. Regularity and certalnty of execution. Hundreds of contracts (n a stugle one. ible rates, Vertislog for the least money. appllcation, wik ey ipers. Kt Ve AN A i ki Qrdars for the St. Tonis List received previous to Nev. 1 will be exa- eutad at $2.00 per lina instead of $2.5). FIRE INSURANCE. HIAGARA Fire Tosranes (0, (F NEW YORK. Cash Assets, $1,400,000.00. Tnvested o 0. S. Bonds, over $700,000.08. Losses Paid, over $4,000,000.00. 23 YEARS' PRACTICAL EXPERIENCE. The “NIAGARA” IN- SURANCE COMPANY is not liable for any Pol- icy or Renewal issued after 1st January, 1874, by the “UNDERWRIT- ERS’ AGENCY,” so call- ed, THE CONTRACT OF THE UNDERWRITERS’ AGENCY OF NEW YORK HAVING EX- PIRED BY LIMITA- TION 31st DECEMBER, 1878. BEVERIDGE & HARRIS, Hanagers Western Department, 116 & 118 LaSalle-st., CEHICAGO. CIRCULATING LIBRARY: READERS WILL FIND ALL TEX NEW BOOKS (OBB'S LIBRARY, 36 MONROE-ST. Notice to Peddlers. Vs oen sapply 7o with ea aeticts thet eam be seld to B esatvetiunsay sod ctaroa at u lirge proda. Bath frivienigr -y ey g Moy ¥ MILL{KERY. OSTRICH FEATHERS. ‘We solicit the Wholesale Trade of the Northwest to examine by tar the largest and finest stock of all kinds of Ostrich Feathers ever shown in this country. We have just been appointed agent ot one of the largest, in this line, of Buropean Houses, and con- trol over $40,000 of these goods, now hay- $10,000 WORTH i On hand to seloct from. Lots to suit pur chasers. Wholesale or Retail. LADIES, You will find at my store o f th icert oory o L T R oy tho Chgieors at prices horetofore unheard of. Importer and Rotall Dealer in Millinery Goods, 294 WABASKHE-AV. illry Qeaig D.WEESTER &.£0.5, 970 and 272 Wabash-av, WEDNESDAY & THURSDAY, Oct. 28 and 29. We will exhibit on the above days our second importation of French Patterns and Winter Styles. - Tk LADIES ‘Who have not already provided themselves with FALL HATS and BONNETS are invited to call and examine the elegant display of c]lmgnca Millinery Goods at my new place. MRS, JAMES EAVERS, 231 T abashh=-a<vs LATE %8 WABASH-AV. MILLINERY! MRS. STOUGHTORX, No. 678 ‘Wabash-av., will open her ims« portations of Paris Millinery on Thursday, Oct.29. No cards. —————— ARTISTS' MATERIALS. ABBOIT & TYLER, TMPORTRRS OF ARTISTS' MATERIALS. WAX FLOWER GOODS. ARCHITECTS’ SUPPLIBS. 58 MADISON-ST- SCALES. FAIRBANKS® STANDARD or ALL KINDS. AIRBANKO, MORZE & 00 111 & 128 Lake St., Chlcsgo, B amssni ba by waly the Genmlnt