Chicago Daily Tribune Newspaper, October 3, 1874, Page 2

THE CHICAGO DAILY TRIBUNE: SATURDAY, OCTOBER 3, 1874 INSURANC NMeeting of iho Citizens’ Associailon and Prominent Eastern In- surance Men, Messrs, Hopie ahd Rankin Explain the Aotion of the Na- tional Board, The Serious Dangers They Per- «ceive in _Chicago. Mr. George C. Clarke on the Fecling at the East. The Situntion Yesterday---Status of the Companics, * Commerifs of the New Yoik Presse--What the Merehnnts There Wil Do, Opiniosis of Correspondents. INSURANCE MEN AND THE CITI- ZENS' ASSOCIATION. A mooting was called at the rooms of the Citi- zons' Associstion yeslorday nftertoon to hear the viows of Mr. Hopo, Prosidont ot the Con- tinoutal Insurance Company, of New York, nnd Mr. Rankin, tho ropresentative in this country of tho Scotlish Commereial Insurance Company. Theno gentlemen wore on thoir way to St. Louls o attend a convention, and wero requested by somo of our leading business men to ston over ono day, in ordor thal ns mahy of our oitizens a8 could ho collocted together on shoit notico might lenrn their opinfons, as oxperionced undorwriters, of the condition of Chi- cago and tho action of the National Board of Underwriters, Abeut thirty goatlomen, om- braciug somo of our largest morchanta and prop- erty-holders, wero nssombiud, nnd the meeling, ‘whieli was a highly profitablo oue in point of in- struction, lasted abont two hourz, After somy preliminary romarks by Mr. C. M. Iendorson in referonce fo tho object of the meoting, M. Ravkin was asked to present his viows ol tho hetion of ‘tha Nntionul Board, AR, RANKIN eaid that, i tho month of May last, the leading and prominent insurance companies, having bo- cemo alarmed sbout tho rapid abuorption of their capital by ficos, groat nnd small, dotermined to institute aninvestigation intothe condition of the principal citiesof the United States with roforenco to their firo departments, thoir, water-supply, and their defonsivo spplinnces against tho nu- morous hazards of coullagration. It happened that Chicngo was tho fiist city to which they extended their investigation; but this waa o mero aceident, for other cities were included in tho oxamination, and, if tho investigation had beguu at kome other point than Chicago, it was very likely that tho National Donrd would have withidiawn from that other city whers the inves- tigntion began, and Chicago might thus far have eucaped. THE INVESTICATION was n very thorough one. It was mede by por- fectly compotent and trustworthy agents, and was neeessarily secrot, because, if it bad been known that such an investi gation was In progress, It could not have boen made effectunt und impartinl. Thoe firat point to which it was specially directed was tho Firo Dopartment. Tho report on Chicago was submitted to the Exccuiive Committeo of tho Nationsl Board on tho 10th of July, but was not published at that time by reason of the abseuco from tho city of somo members of the Commit- toe. 'The report was of such o character that tho National Board would Lave mnde its ac- mands upon Chicago just the eame, and would ultimately bave withdrawn 1if tho dewands had not been complied with, whethor THUE FIRE OF JULY 14 bnd occurred or mot. It was all a mistako to supposo that that flro caus- ed a panic among underwriters in ref- sronco 1o Chicngo, or had nny materinl in- flacuco in Lringing sbout that declsion. They were intent solely upon saving tho capital in- vosted in tha insurance business, That was tho ounly thing thoy had tolook to, aud they wero prepared to dofend their notlon, if it requived sny defense, upon pusiness principles rocog- nized throughout the clvilized world, They de- sired to do business iu Chicago, or in any other placo where the conditions of business wero such as to justify it Tlm{ would ad soon make uoney in Chicago as anyvhoro olso, Ho would not go into tho delnilisof the dofects of our Fire Departmeut, nor would he afirm that the Clicf of the Dopartmeut was not competent; o would afiirm, bowover, that the system of arrangements und tho appliauces wera n?umiugly dofactivo, and that thoy needed THOROUGH BEOWOANIZATION, and must Luve it, or Chicagu would burn down again. At all events, tho iusurance compunics possessing Jargo capital would not put their money at_risk in a place so badly exposed. It wns hiy bebel that the aclion of the National Loard 1was tho best thing that could Lappen to Chicago, It certainly would bo if it had tho effcct of bring- ing about the reforms which tho Natioual Board positively knew weroe required to protect tho city from another "great conflagr tion, ‘The National Board were —surictly impartinl in tboir couduct in this matter, and Chicago was not the only city inthe United States that would bo required to adopt veformu similer to thoso demanded of her between now and tho Ist of Januury, Tho National Boord would withdraw from Now York, Philudelphia, 8L, Lonis, Lultimore, or Boston' as readity as from Chieago ander the samo conditions, ‘Tho conditions whicli tho Nationnl Board required woro simply that the proporty they assunied to protect should bo n au fusuruble condition, MR, UOPE then addressed tho meeting, 1Mo sald that, if tho whols nmount ot jpromiums paid Tor ipsurance in tho United States wero wiitton down anoao column, oand the whola amount of losses by fito which had fallen upon the companios were writteu down in auothar, tho losaca would oxceed tho premium receipts by $560,000,000. T'his wns tho grim fact that tho lusurance companies bnd to look in tho fusco; thia was the grim fuct that tho National Doard was now desling with, Unless changos oould bo effacted whereby the risk of fire should bo loeeoncd, nnd tho dostruction of property diminished, muuranco o4 & business conducted for profit would ceato, zud no insurance conld bo had unloes it woro obtained na wo securad our elms-houses,—by charity, 1fo undertool: to say that, if another large fira liko thut of Obi¢ago or Boston should occur at the presont time, tho inaurance capital of tho conntry would bo blotted out so oftectunlly thut it would bo use- Joss to uttempt to rosustitsta it. o waw not haro to apologizo for the Natiounl Bonrd, or to spoak for the National Board, or even for tho Continental Insuranco Company. Ho had re- mained & day in Chicago ut the solicitation of ouo of our citizons, sololy ta give his private yiews as an undorwriter and i Nroman (for ho had served an spprouticeship as o fremiun), to such gontlaman o3 might desiro to heur thom, 1o was informed that fully cwo-thirds, d, probably, = muech larger proportion of e et wnd. property of Chicago was braced {n an areq of ubout ono mile square, fl:lu ‘hetwoen the rivor aud Iweifth sireet in the jouth Diviuion of the nih",. Ha would like to k the geutlomen preson 2 W SANY PIME-ENOINES wore placod in thut dlutrlntlro?r the protaction of ‘vapt amnount of property. m}:“n ::n iu the wumpauxumod ablo to answar the question, A, Hopo sald thers woro just thoo, A general oxelawation of nurprise wovt aronnd the room, nod Ay, lope continued : ‘Tloro ought to bo ton ougines withm the district usmed, Now York ity bl forty-sevou stowm fre-onginos, and ho cd that Clieago nooded ay many, for the thero was Just oy muet up]mrlmgity v fargo dire to blart in Chicapo nu in Now ok Avall u\'\:ulxl‘] thoro ought to bo ten with- 21 tue dintrict namod. : i b nmd (o oy sulllontly Lo dbe covar from powonnl vbeeryation evmo of the linbititied th Iniya Airok to Hinfolt Shidago wail dk- posod ; And Lo would sheale first of the fine ul)umgu in thio robuilt portion ot the clity, 1lo tligughi T {0 nUILDINGd liora woro nltogothor too hnronin ) too much enlenlalod to “lonuo tho oye, aud Loo flly-nduplml cither _to iho purpogos for whieh wore utonded, or to furnish seourity aguingt firo, In this rospect Chieago was - nob by any means poculiar, for L8 Halls uorecta” of colistiiellon ' ivolo noticoublo * in. Now. York; that was to sny,—hich buildings, with o multitude of opon~ ings for tho rapid itigrosa of fite, or for thoe tap- 1d”communiontion of flro nerusa tho Intorvouing Htrecty, Ila thought thal iron shuttors wore A8 Important _on thu frout of n building a4 on tho rear. o did not #eo how iron shutters could bo nttnched to theno faucy fronts, but tho fact ro- mained; novortholoss, that n largo fire, onco started, always communioated itaolf whrough windows, thoy the 1 and ncross tho strooth, Ilo belioved that it was perfeatly feasible to protost nny bullding in Chioago no securely that it could not bo biirnei by any flro orimtinting outside of fisolf; and thlnl. t00, ab n vory modorate oxpunso, ‘Thon, ne to FINE-WALLS hetsreen buildihgs, ho thought they shotitd bo o least & feob high nhove tho roof. In New York City, if the fircwall botweon buildings was only 3 fobt in lmlfihl. tho insnrance compnnics put on ab extra chiarga, and they wore mpidly secur- Ing n roform in this respect. Tlio rosgon why o -fook wall wns necessary wna that fircinon fight- ing on tho roofs of hulh{ingu conld not work in au otact position Liehind a U-foot wall; they must work on their handa sud knees, and would bo driven away {rom o flre soonor; whoreas, work- ing bolind o 6 foot wall, with proper uKuuh\gs init for tho lioso to piny through, their officiency was vastly greador. Awain, ho cousidorod Chis engo mors oxporod to disastrous confingrations than most cities by roason of TICE PREYAILING I101C WINDS, Bincs ha hnd teen hero thera hindt been o gala blowing which mado it ronlly fatigning to bo out ou tho strect ; and ho lad asked a gentlomen whether o often hnd auch winds, and tho gen~ tleman replied that ho thought it had beew blow- iug that way most of tho tima since lost Novom- ber, 1o prosamed that that wasan exnggeration, but ho did know from personal expotienco thinl winds wero very provalont hero; that they had great forco, and that there was nothing which an nx.pfiriuuuad firoman dreaded so much ae & bigh wiud. ABTO TRE WOODEN IUILDINGE o dld not foar thom partlcularly. ‘Uhoy woro montly low, nud, with at efiiclently organized aud snflclently numorons fire department, ho would not considor tho wooden buildings n sori- ous objoction from an underwritor's poiot of viow. e wonld, howover, if hie owned Ohicago, build a wall sutliciontly high to nnswer the pur- poso of o fortifieation ~ botiveon tho ontlying dis- tricts of the South and West, aud the businesy portion of the city, whero the bulk of tho properts requiting insurance was eituated ; and be would nreh the streets over o that tho s of thoso thoroughfaves might not bo inter- fored with, Dut ho had found that tome gontlo- men liero helioved that, by taking advantage of the wide apnco mnde by the railrond tracks on or uear Bixteenth streot, an open spocs might bo creatod which would answor thie sama purposo, o hoped that this mavifost ndvantage would not o overlooked in any fituro nction {aken by tho city nuthoritios to establish some bottor pro- taction than now oxistod from the danger of n fire from tho soithwest. In referenco to THE FINE DEPANTMENT Lo bolioved that ay good material could be Found Lere as anywhero olso in the country ac all evonts, a3 good matorinl ag wasjuecessary, Dut hio wos bound to say that wo Wore far bebind Now York in the oliiciency, in the discipline, and the knowledge Tequisite for handlmg fires, * Aud it was this fact moro thau any other which com- ?lullml tho National Bonfd to tako the action thoy ind, And hio would say, m rogardto tho Nation- al Board, that they had not been actuated Ly auy but & friondly spirit toward Chicngo, 'Thoy desired to remain hero; thoy desired to mako money hero; thoy bolioved that a dollar from Obicago wasag good ay from anywhero elso, Tho Nationasl Ioard had used overy influ cuco to l:ctiP jnsnrance companios in Chicago instend of taking them away, and tho fact thal wo had somo respectable ‘companics hero doing business was owing 1n large measure to tho advico of the National Board. 'There was not, he said, half enough capital i tho insur- ance businoss at tho proscut time to cover tho proporty at risk. Bo far as the New York City companies woro concerned, thoy would welcomo auy solvont in- suranco company from any part of the world, I Glicago should bo ablo to establish somo good compapics, they would bo wolcomed in Now Yorl, “wlicra it was -impossiblo to gob sufliciont inswance; and, in fact, the insur- anco companics of New York had alwaya welcomed tho insurance companies of Greab Britain to that city, and would welcomo more of them if thoy could bo obtained, Tho heavy losacs intlicted upon insuranco companies, nos meroly by the fires of Chicago and I3uston, bub running throngh o poriod of twenty or thirty renrs, had mado fusurance investments wnpopi- lar, Peoplo were afraid Lo buy their stock, or to take new stock., Theso lopsos by fire must be greatly curtailod, It was uot merely the fusur- unco companios that Jost by fires, Lut it was the ontirs community. When s firo occurred, that uch property was blotted out of oxistenco, nud lind to bo replaced by labor. Ways aud moeany must be found to save the capital annually cogulfed in counflagrations, great and emall, ‘Lhin was a duty which dovolved upou the wholo community, but more esgeciully upou tho insur- anco iutorest, sinco their means wero moro im- medistely involvad, and their oxporionco and knowledge woro supposed to e grenter than wero possessed by (ho enmmun({f Euncrnlly. This tavk the National Doard ot Underwritors Lad undortaken. Tho nocessity existod, and they oxpected tho co-operation of Chicago and overy othor city 1n the Jand. 1lo appenled to THE GOOD BENEE of the gentlomen presout whether the course of tho Natlonal Bonrd, spposing this 10 bo the ob- Ject aud nim of their recont action, wns not Wise aud salutary, Tho country could not nfford theso tromendons losaon by fire. Neither the insurance companies nor the property-own- ory could afford it. ** You, gentlomon, eaunot aord it. 1f Chicago should burn up ngain ns well covored by tusuranco ay it is possiblo for tho insuranco capital of the world to cover it, wo could not pay you 50 conts on the dollar. ‘'uore- fora, you ara just as much interested v wa nra m improving your condition, oven supposing that we biavo tiken all the risks hero thal wo can aflord to tuko, We bolieve that our retion is for your good us woll as for our own, Geutlomen from Chicago toll us that they have » City Coun- cil to deal with, and that they lnve poliicians, o deal with, ndall that, t scemed to us that a warning suticiontly loud ‘o reach the oars of City Councila and politiciany was necessary, and it seems to mo now that wo #hall hayo roinforced you—you who really desico to put yoursolves in sn insurablo condition— with the very ageucy and weapou nocessary to rench tho voters, wiio, in tho cud, decida wheth- or you shall have a good firo-departmont orn bad ono,—whether you shall linvo a_suficient «fllfll‘-!\l{lply or an insullicient ono, aud whothor yoi shiall “generally bo in a position to defond yonrsolvos ngunst conflagratious or uot,” At tho conclusion of Bv, Hope's rennrks, of which this is un imperfoot synopais, M. L. Z LEITER movod that Ar. Hope and Mr. Runkin be ro- quosted to roduco tho views they liad oxpressod to writing fu order that they might bo communi- cated 4o & largo numbor of our Gitizons. M, Hopo repliod thnt, inugmuch a4 he ropro- wontod nobody st tho mooting, nob even his own company, o was morely there 8 s private oiti- wion, talking to gontlomon on a subject 1 which 150 hiad bad perhapa wore oxperiance than thom- wolyen, and ho would prefer not to wmako auny publiv commuuication, Mr, llankin ssid. that it would bo much more apprapristo for tho Jxcoutive Committea of tho National Board of Underwriters to make such n communication, and he thought it alto- gother likely that they would do ro, 1o under- stood that Cien, Shater hud hoen invited to como tu Chicago, and, if ha did come, ho would bo ablo to ivo thoin a far botter statomout of tho conditions necessury to an ehleient 1iro Dopurt- ment than Mr. Hope or himself, GEX, BUALER, M. O, M, Hondorson thon asked Alr, Rankin if Clen, Bhaler should undortake tho duty of re- orgatiziuyg and di plluiuq our Firo Dopart- xuunt,? would tho Nationsl Bonrd return to Chi~ cugo Er, Rankin eaid that that would dopoud upon what nuthurlt{ was given to Gon, Bhator, Ilo belloyed that if Gon, Shalor should cowno to Chu- engo, and should bo provided with tho nocesnary authority, aud his rocommendations in rogurd to tho water-supply for firo purposos wore carried out, nvm-*' insirance company thut had ovoer done husiesys in Chieago would returu lore, nnd bo gind to do so; . and that insurance companics which had uever boon lero, having beou dotors yod from coming by tho vory ronsoun which lind impelled tho Nutionnl Board'to withdraw, would follow thom, A goutlaman_askod Mr, Rankin whas position Gon. Bhaler Leld in the Now York Lire Dopart- chty m]\lr. Tankin ropled that hs beld no position av all—that ko had oace Loan Gomuisslovor, and had orgunized uud ¢ inod tho doparte went, wd hruuum it to Ity prosont utato of efil- hlniiu{, attbr whioh ho Lad nothing furtliof tb do with i6, ALD, MEATIT was thion eallod upon, a8 Chinlrthan Of the Fis hahico Comthltieo of the Combmoh Coudfell, 1 maka sonio statomonts in rogrd 6 tho water supply; nnd, after somo furthor remarks 12{ otlior gentlomon presont, thia mooting adjourved. s vl GEORGE 0. OLARKH, Mr. Georgo O, Olarkey President of tho Chien- £0 Bonrd of Undorwriters, nnd ono of the mont prominont {nsnratico dgonts in thoe country, has been in Notv York dutini thd Idst throo weolis, Whilo thero ho has had oceasion to watch tho proceodings of the Exocutive Committco of tho National Board for tho ivithdiawal of tho indifi- anco compniles from Lhiis city, Ifehad nininb loss {ntatbibwe With Lib fnotitidtd ot the Com. mittoo, nud romonstratod against tho action they woranbout to tako. Mub Lid counsels wero of no avail, and tho resolutions of withdrawal wora passed {o eplte of all oppokition, hitnself with [ THE AENEDAL FERLING In Now Yorl and Boiston in tagabd td thia actlon,, and to learn what measures wero nocessary tobo takion by our city alithoritlos to insurs thero- tum of tho withdrawn companios, 1lo arrived! Tomo yostorday aftornoon, and in_ the ovening Wnibuxz roportor éatled upon Wim for tHs puk- oo of gobting a fuil staloment in regard o this, bighly impoktant quontioh. | Ir. Clarko snld that there Is no doubt that the merchnnts of Now York ard mbhch concarncd about tho question of nsuranco in this city, 1t, wad o mattor of a great /déal of importanco to! thom whother Chicago was lacking good. insur- ancoor not. To had bnen maki§ . NEW YOMIC AND JIOSTON MERCIANTS who eald that thoir busmoss in Chicago would Lo severaly affecled by this considoration, Ile met ono New York merchant on n enr who told him that ho was on Lig tray to Chieago, to fud out whother there was any difieulty in obtaining insuranco, 08 it wonld severely affect Llié quos- tion of solling in this city. ‘I'te action of tho Nativnal Board, in his opin- ion, waa based on a iildappiohonsion of facts. Ilo thinks there woro bub two members of tho Executive Comniltieo which passod tho reibolus tions of withdrawal Wwho lat kicon in Chieago #inco tho firo of July 14 Mo found aftor tho adoption and promulgation of tho rosolutions thut there wore gravoly crroncous reports currontly stated and Deliovad, and these reports undoubtediy nfluarcs ed tha nction of the Iixeoutlve Committée. 1lo fouud, slso, that the poople of Kow Yorit were in great ignoranco of certain eusentlal facts nu to tho practicability of the fulillmeut of womo of tho " requircmicitd, and of tho obsincles thit stood iu tho way, whilo thoy falicd wholly to ap- precinte tho thorough awaitening of our citizons and proporty-owbes Lo tho nceds of tha city with referonco Lo propor protection from fre. Somo of tho Comittes Wero aslied uot to n tompe auch 1adical legislation so vitally offect- ing large property and compouy intcrests at g0 greut o dwstauce and with such imperfeet information as they must necossarily have, bt 10 gend, it possible, & Bub-committeo to Chicago to thoroughly examiny tho fucts and to ascertuin what had been done, what wad doing, and what it wes impossible to'do in tho limited timo al- towed by tho flist decreo, and them, ou iho gronud, with il the facts boforo thow, to decido 1or the Eixécutive Committee what to recommetnd to tho companies compusing tho Natioual oard, Aut this courso was not taken. ‘ho Ixecn- tivo Cowmmittee, after a day aud a half of secrot session at wome hotel in New Yoik, adoptod the resolution of withdrawal, and promulgated tho sawo by telogruph. 1fo waa told thab tivo of the members of the fxeeutive Cownltteo, repro~ souting two of tho largest compunies in tha couulry, and doing an exceedingly largo agoncy ' busincss, opposed tho wotion, bt flunlly mcquiescod iu order that tho Tosolutions might go forth uuaumously adoptod. 1ie found gonorally that tho oficers” who hnd beon in Chicago sinco tho fire of July 14, and had familintized themselves with tho facts, were OPPOSED TO WITHDNAWING, boing couvincod that the citizous of thia city wero thoroughly alive Lo the neceseity for sotion, and wore doiug all that was possible "to be duno for tho protéotion of tho city. He found weveral companies in New York and Boston which woro familiar with Jegislatures and whieh wore decidod in their opiuion thag TUE TIME ALLOWED DY THE EXECOUTIVE COM- g MUTTEE for municipal nction wad nltogethor too short, They instanced tho length of tune required in Boston, after thateity bud suslored from two grout fires, to eccurs 1ho rolorms recomnended by the Underuitore, andithis ovon with n egLishie turo noutslly in sossion at th te of Lo lire, They wero tully awnio of tho delays that must ‘o¢eurin any city in socuring radical legislation through tho Common Couucil, aud also of tho dolaya that must occurin Chicago in securing reforms for which the action of the Legislaturo wis required. THE ENOLIBH COMPANIES, with but ono_oxcoptiou followed, thio Jend of the Executiva Counnistes, Mot of tho Now York compnuics ndiplod the samo course, In somo cases where the oflicers of the compunies wero op- posad to whhdrawal the Directory met and voted far it. 'Tho Boston companies, betg convineod that Jealousy towards Chicago's growth lad some- hing to do with the mattor, wore {,;uuumlly op- posed to withdrawsl. Some of the New York compnnies digbelioved fn tho withdrawal policy, on tho ground that 1t would fail of fts moral effect on account of Inck of unanimity, Although the companies petually pledgod boforehsud to follow tha decreo of tho Exccutive Committeo, numbored fifty or theroabouts, aud theso wero tho Jorgest cowpanics doing business in Chicago, yet thoy lelt that euough would continue to do bustuces hore to afford mecossary protection, aven though perhaps not of the same quality, but sufiiciont for tho ordinary purposes ot trado, aud that thus tho designed effect of tho resolution would bo lost. ~ It was not strango that such misapprohonsion of fucts au helped to datoring the ncton of the Exeeutive Comumitteo should cxist among the Undorwritors at Now York, whon one reads the misstatemonts of tho Bastorn pross in regard to Chieago affuirs. 1u searcely a singlo iustanco did tho New Yorlk wud Boston eowpaujes comment upon this notion without necompanying the comment wijth cer- tain stutemonts of fucts which were not cqrreet. For justance, thoy aoid that tho rebuilt portion of Chicago wbownded in MANSALD DOOKB 3 that thoro were no Pnru;mz walls; that thora wero few buildings with 1ron shuttera ; thet tho chiof Vire Mursital was & political sppointen; thut tho wholo Fire Department was domoralizod ; thut no Amorican could roceive an appointinent in the Firo Dopartment, and other equally ridie- ulous statomonts, o usked onoof the Exccutive Commilteo which of the six requiroments ho considored tho most vital. Hosuid tho roorgamization of the Dite Dopastment. 1o thou askod it a good wan iko QEN, SHALER was put at tho hiend, whethor the Exsoutive Com- mitteo would considor that euough had been dono to Justify tho reconsideration of thoir ng- tion {n withdrening. He roplied that thore was 10 doubt that in suich nn ovent the provious ac- tion would bo roweinded, In yegerdto Gen. Blhinlar's sppolntment, Mr, Clarke says that be ig ced, after frequent conversations with thoso Who know that gontloman, that ho would not nccopt the churgo of tho Fire Departmont wador any consldorntion without perfeet control ovor everything apportaining to the Departmont, 1f, howovor, such control in appointmont, dis- miseal, and discipline woro glven him, ho could ba induced ta accopt the position, e ALL QUIET. Nothing vow cceurrad yostorday in rogard to iusurauco mpttors, Tho liet of withdrawa gom- panies published In yeuterday's I'uinuxe wes oorreot, and no ney compauies have since glvon notice of their withdrnwal, Noeatly every agent in the city bas rotaiued ono or moro of hin com- panies, aud insuranco buslness was oarried on in most tho ofices ns ususl. Siuco tho with. drawal of tho Nautlounl Board compaulss tho Tloyal Insuranco Company, the only English one remaining, has beon dolng s very lurgo business, Tho othior Jargo compunics rempining here, ospocially tho Boston and Philadelphia compaules, uro also dofug o good business, oven at tho ndvanced rmtos. Home of tho agents belonging to the Local Board aro groatly digsntisfied Locnuna thov havo to chargo the ad- vauced Bourd rates, and un this acsount & eplit i thio Hontd sooma to bo Imminent, 13, I, Ryau & Co, nud VW, H. Onvinghmin & Co, have alveady bolted, and femé Feiroulurs stating that hotenfter thoy will muke'huir own ratos, Othory will undoubtedly follow in a day or two, Boma aro holding baok until tho next ncoting of tho Bonrd, whon tho question of * smspouding rates or going baek to tha old 1anff will bo docided, A numbor of Now York und othor Xustoen in- suranen muen acrived hoga yestordry ; wid pmongg thow woro: D, M. Sailth, Presidout of tho Siuco then: Mr. Clarke lms Iaken unusual prine (o acquaint’ Bplilhllnldllv'lm “?"1 Matino Inouranos Comt padyt - Mr, Kall onoral g of b‘lk Trahigth, o? g’guifx'nuvlvnnln devtgo D, {iops, Pbuidont of th Contluantal, bf New Yotk ; J. Rankim, Donnrla Agontof the Scottlsh Commorelal; and Mr: Woods, Goneral Agont of tho Now Orloans Associntion. In tho foronoon they visitod varloua paris of tho oiby, iuvosti- ot nr{ our. provontives for fires, In theaftor. hoott thoy Mot a Cobnrhities fédm tho Uilldohs Ausocintion, and discussod our insurance aifaira, the procesdiiga of thls insotliig atd givon olso- whero, ——— STATUS UF PHE U PANYES, The folloting 1a ¢ complotd tist of the com- panles whioh Liave withdralen; hudl of thoso which will romnln givltig the oapilal tock of oach. ‘Iho sinr indicates Donrd companies : WITHDBAWS, Arctic, Now York, ... Zitua, durtfordl, . Je Athaiit, Providsice, It Allantley Brookii. ... Uiudzens', Now York, Qomuorco, ADSNY...i. Uontiecticul, Iattford, Comtinentaly Ned York [11)) Commareo, Now York, ... Commereiul Unlon, Londo; Eyulinblo, Providoniea, 16, T Firowew's Fund, Now'Yor) Germon-Amerltad, Nety Yoi dermauls, Now York(,.... Ttaniover, Now Yorko....... Hamburg-Iremen, 1smbuig, Iartford, Hartfod,, Tiome, Now York Howard, Now York £ 1un, Co,'of North Amicrica, Phiia, Luportul Lotdon, Enig. Lancodlké, Mtdnelichicr, Liveryvol, Lonlbh & Gldue, 14 Hleridon, Mfutilor, Com Nuttonal, Har! veoseadd 250,000 001 Mozhunies', Provide Nowport, Lrovilence, &t, 000 Now York and Yonkers, N 20,000 Niaggura, Now York. 00,000 North Dritish and Morcantiio, BU,isabessinssons 1,250,000 pounnylvadia, EhiddoIpLL 400,000 Ducnix, Drooklyh, 1,000,000 Theuiz, Hartiont, ... o '6C0,001 Liverpoul . Seottish Connerclul, Glasgow springiietd, Springeld. tard, New York, ., Stat, Now Yorki,uueee B R . hEsisivo, sAdriatie, New Yor, tim, Now York Agriy Aller @ Atlus, Aurora, Cluciunal *Langor, Bangor, de,..... ou Frankila, Allogheny, Ta ek River, Watortown, N, X, " lirowera’ aud Mallstors’, Newr York “*Buffulo German, Butlalo, Clay, Newport, Ky..s Qumafiiercial, bt Louis,. Dutrott; Defrott. ..., Jull Falrfiold Uounty, Norwalk, Farmerd!, AMeclianioa'y ullmfllflhl Oivesnns, Farmers', York, Ta, (utud). Farme e t, 11l Tarragut, Now York.. ve Yiro Aoapelption, Vuibitsipiine Fircien's Fund, Han Francfdco, Firomcu's, Dastou, 0.3, . Prankita, Wheel Frankil ling, . Va. dianapolls axd, Glon'y Kalln, New Y “Hofman, Now York, Hartford Steam Boller, “1lome, Columbus, O Howe, Galvestou, ‘fox.. Tlumtolt, Nowaik, . 3 vIng, Now York. nsas, Leayouworth, Jan. *Lancndicr, Loncusier, ¥a, Tamar, Now Yurk,... Lycombug, Mureay, T, *Manliattin, Now York. *Manufuctubora’, Dostoti, *Mechnules' & Traders', Now York “Mercantile, Clovland | Merchunis’, Providencs, it, Merchautw'Mutual, Nowark, Miclizon State, Adeiun, i Milivillo (Mutua), Miltville, liwaukeo Moghunics’ (Mutusl Nuslzaippi Vidloy, Meinpli Narroganscif, Urovidence, It, 1 Navtonl, Pitiadelphta. +National, New York. i criliwedtern Natlonul, Aiiwaukes. . ow Hmpshire, Mancliester. #Now Orlcans Mutiual, New Ocioaiss 0ld Domiton, Iticluiond, Va. Teun, Philadofpbla, TPeopfe's, Trenton, N, Peoplu’s, Nuwark, N, J.. Feoplo's, Momphis, ‘Henn, Thanix, 8t, Lot Planterd, Memph 00,000 Prescott, Boston, 200,uc0 Trovilehice-Waslhingi 300, Reading, Leading, I 160,470 ockford, Ttocktard, 1 00,000 *Roger Whiliame, Trovid 200,000 *ltoyal, Liverpodl, Luy, *Ithioddo Tulana Awsociation, Trovidence, . St. Nleholss, Now York... §it, Jusep, 8t. Joseph, Bo,; t. Tuul, 'St anl, e *5lioo and Leather, Liosto *Sun, Clovoland. , Trade, Camden, N, J.. Tradesinen's, New York Unjon Muytual, Philadciphia,... Western, Torunto, Can. Westehedlor, New Ttocheie, Williamsbuzy City, Brookly Workjugmen's Natioual, N Royul Coundian, Toronto, Can, Total... 1,445,475 PRESS COMMENTS. Tho Now York Lerald of tho 30ih bas the following editorial on the insurance situation : Tho action of the New York Board of Underwrilors in deelinlng any farther risks upon property in Obi- ‘eaggo opuns n delicate and fnportaut” question, Tho neusuro 13 of 60 unususlu cluracter that nothing Lyt extremo necessity would jusiifyit, It is & eorlouy thing to withdray tho protection of tho most powerful insiiratico combinatiou {n tie country from oue of onr Inrgest citles, 2o practical offect of this will bs to rule aut Chigago froin thoinsurance boards of Buropo, for what New York rejects cautfous London will hardiy aceept, Unless pro{mly in Oblcage can have thut yrotection from capital which Insuranca bapplly atfords, it will bo impossible for any monoyed fntorest outuide of Chicayo to {uvest in its roal catato, Tho Jrovosition tt ‘Ghlago should foria o company of its own with a capital of $30,000,000 ia charactariutic of {ho courage of tho merchants of that fntrepid eity, but it docs not seem {0 Lo fowsible, Tho rate necese sary to mak {nsuranco a protit when conflued to ono city slono would in {teolf Lo a serious tax upon tho property of tho Northwestern metropoils, Wo observe tunt tho Presjdent of the Ohfeago Fire and Polics Toard propases Lot fharo sball bu g eity do- partmont called tho Bourd of Insurance, which lioard sl duwura it o bulldlogs and peoperty eroln collecting therefor a rute of {nsurancata bodotorminey Dy the Board, tho premiums recelved for ten seard to Ly kot apart a8 on insurancy fund and an annuil tax (o b levied o pay $he fosses kol 4o ccour during tho yoars, When the dnsuranco fund sball bocomo fargo cuougt to viuld a anuwol incoius eqal o Uip losien thon the inx to poy the ssmo shall bo dlscontiuued, "D plan s Tatuun cals tho qulntassencoa foly, naylug uplly that the # buman mind can undorstyud 10 greater encouragoment to lucoudiarism thay » stafuje ing olfer to make good every maw' Joks by firo,” o il o liat s oditor truly saye, thatmanraicads bunincss’ that has cugrossed tho ationtion of somo of thio sblest minda in alt ountries, and, despito tho ox- perlonco aud obucrvation of couturles, the systom b a0t yet been 6o porfoctod that, taking oue yosr wilh auolhor, tho businees can bo made proftable, In 1872 o fnatirunos domo fi Chdago ropruscnted a canh capi tal of $90,000,000, o bumuieas I Iilinols during 1873 1a aud profitubla ong + but the busiuess for tho flve years ondlug Doc, 31, 1674, showaa bulsnco of loseen paid fn oxcess ot ecellits of over $45,000,000, LupTUILUNE urges tho Firo Cotniinsloners 10 rosign, il o4 tho sane Uiuo suys that thore can be no doni that soou after the mectivg of tie Biate Legiulatiro Uhicago will havo building law onacted, and- thon, 3 not betoro, a reorgavization of the Fire' Dopartracnt, whilo the work Gf roplacing the water-mafus witl, thiows of larger stz will contfitue, - Reforms like these, iy 'PIDUNYE saye, * which should duvg baon cont aumimeted long ogo, coupled with ta extravtdinary yigilango which a willidrawal of fusurhso will pocos nau, will combino o reduca the lossed of fumiryijeo Companiea 1o & mtnfimum, aud correspANdngly fue urcaso SLair proflu Wo shiall rojolco in tho passago of auch a law as will enablo Olidougo to_anjoy thio Lunofit of thuk frateruity fan capitl whioh I diluktrated 8o wisely in insurance, ‘Lo problont d4 oo whiuh coucorns the Whols cwuniry, € BUrD 1nyaLy Goul bo fwand. 10 corabine all g Jhwiranco futoreutu of the Hiaiea 1uto. onb ujtionsl n somo way wnder tha ¢ara und pratation Overnmont, 1t would bo better for all coucorn- cd, Tn the meautimo lob us {rust that Chicago will luatn tie eswous gt by hor incroditio istortung, and build o city which Wil defy aud nob iuvit do- struokion, TIE NEV YORK BULLETIN of Tuesday hni un editorial oy the same qups- tiou, from which the following oxtyacls aro mnde “Llipso domands wero tio roault of » long and capefil suvestigetion mado prior to o dostruetive fire of July 143 thas five Mwply cmphianizng, s it were, tho' pirc- vioua feeling that ilio ity was Dopartument su 6xpenvdvo byt o lia ey, uid Lo water 1 pl; mudes (atato, ¥ It vua 1o Just fenthor uiion (ho. bick of tha Roroloforo pationt underwrlter, Tho reaolultons of Suty 2 Horo iho fndfjmant protédt, mogibRlint 1aby, Atud filndvieod And oyor-straiued, of W bouy b ek 10 Whotts hililetioh it hot brolight patithico, o Foformd domAnded by tho Exochtive Gommilteh b 18 Nutlonl Toant nro_ smitied it 818 Lind to 1o Hiboonadry roforme. o lawa regulating builiing bro not fiink thoy aliould bo, annd, atich as they are, aro not onforeed ; thio Firo Dopariment, s confesncdly fiicom- peteut s Uio wateraupply fa ‘indeguato,, o i authoriticn and the. peoplo do not attompt to defeud on—or JAH b sbHlo—-on tho ground of tho fintedronAbledonh of the dothabds, but solely Locauss oy earma.ua domeidn | Devaund liey viere uccorn- panted with an altornativo which it Is benoaths their minicipal dignity to atlow to iufiuence thom, Thoy would 1ika ta_peo thelr city Are-proof, or 8 noar Ao A8 it €ati tio-made, - but thoy "cAnuvt MbmIt 1o dictation, afutl ng thoy atolidly whit'to sco what will bo dond, Ot tho otlier bnd, the Hoard compAnies now domfl businéta, i Ulohgo, no doubt wish thomaclton wel oitt of tho dllemmn in wiich tho baatily adoptod reio- Intious of July 24 placed them, Thoy desiro to continuo bumiuoss in Ollcagos Aside from the smount of it, and the conseationt prot I » #aufo businces can ho done, thetd ard o thoudsnd busi- nean tics binding stackholders und Dircctorn closely ta tlio fortunes of that city, And yel they feol that tha Natlbtidl Doard eahnbf ptert 164 propor Inftiiehes i weouring {ho safoty of Chicago or any othor city if it Tolreatanow, oL o, A Tlia rosoliitlon of Jiily 2b ah, i nomid reapoots, mintake, Blxly days Ix scarcely tmo in which'to revolutionlzo a Oty Govorument, aud somo of tho things required woro such as obly years could ace compltab, But thero fa no oxcuno for tha position of the Clilesgo wuthoritics, They shonld havo put thelr clty in o atato. of dofonise agalnat fira after (he con- flaggration of 1871, 1idving neglected tho propér pre- cdutions then, tho fire of July 14 st camo a8 4 re- mindes that ono wotlld suphosd nd eitys be it ever so reckloes, Would Jgnoo, ‘Thiey liould linve replied to {lia timojulldhif o tha Board,—t ot becanisa of your thirdat, Ut beeausa 1t 5. nocestury for our Fafety; will i cotlsply itk miich of your demrids as_uro, practc- abla,” Whilo theréforo tho National Tinard indy Jually bo Lismed for sho manner jof its warning, tho cit suthorities hre hot to bo cxoheruted for thelr part i noglocling s niatter, Titg NEW YORK TIMEs snys oditorfall Unfcrtanatoly; tha Chicago pross hag; up to tha lant dny or tnb, dojoloul n good dexl more spaco to tht Abuso of the Utiderwrilors than i€ hnk to condemning tho porvorao fnaction of tho local uthoritios, A ne- gollation which ahould have been condubted in, tho spiril of an brdinary bualnees trausaction L been mada o ockanion of nrepobtarous . {nkinbiations sbout {lia riniater deaigna of New York merchants and ho irreckimublo acitisbness and greod of Jastern capital. fata; " Tlio nogt thres monthn will_accordiugly find Chigsgo Aite poltelen runntng out much fadior than shrgii or éver aolsalil conipuilos cin bo fautd tb Laks them up, Uy il tim tho Legislaturo mecta tho pressure for coming to tormnis with tho National Tioard will probably havo bscome 80 fireat that n now bulkding Inw and o complote change n the laws affecting tho constitution of the Fire Department will bo passod with o rush, and Chicago will proceed with chiaractsristio {mpetiionity to oifect tho reforms needed to bring Ler hack within tho fold of rafo and ,amplo insurunco, 'Thin process will bo greatly facilitatod by laying naldo all kiea thiat thé Jailouny of Obicago on the part of New York jobbing Liousea has anytlilng whatover to do do with tho queation, Now York capilal hus largely contribuled to the rebuliding of Chicago;. there uro milliona wotth of goods owned in New York lying in Chicago waraliousen, and this city haa dn {nterest only second to lint of Chicago heraclf in tho coutinued prodperity snd gonuddess of Hor trado and the matn- tenanca of her credit fntact, Tho atlempt to dlspensa with tho precautions suzgested by tho undervritors, and a resolution to look to oxemption from firp risks by tlia afd of tne-fourlh of the ifsuriuco eapital of Ao conutey, aupplemiented by local tngestmients, could only end in widewprost disaster. To supposo tnat New York could derivo any profit from suct disaster in 1ot only to fnvort all thie relutions of. tho two citios, Lut to’ do ential violence to thie most clemantary eco- nomical trutha and to tue dictatos of common sonso, —_— NEW YORK MEROHANTS, ThoNew York Timed of tho 31at hag tho fol- lowing t The propriolors of several prominont joubing and comniission housoes in thia city nxprell{f\l 1leir opiplon yesterday to a Y'fnea roporter concerufug iho rocent action of tho Now York Underwrifesp In reference, to ingurance risks in Chicago, Among {ho firms visited were 1. B, Claflin & Cd,. r&. L', Stewart, Iaill & Tdy- Ior, Lohimalor & Hros,, White, Payaon & Co,, redericic Buttorfield & Co,, and otheral Tho scversl optuloun among Sherm seoiod o bo that much miore- noiso ani speculation bod been created over this motter than it deserved, Ono of the firma named ahove atated that, always Efillmnlh:? lnuumpcg 08 collaferal mecurity, ll’p action of the Underwriterg had mado thelr firn a fttlo more marljoular ln thele inquiries respeeting policies of insurance held by their customers, Thoy wworp, howover, giving the ushial credit, and would probably contintio (0 do so, inwmuch as they belloved ko neoplo of Chicagto and fho Now York Underwriters would soon effcct & compromise. This was the oppn- lon of noarly every merchant with whom the reporter conversed, Ono gentieman stated that neither be nor any othef busicss mau wonld think of abipping poods on credit to uninsured Chicago, nor to Ohicago ineured fu sow ! yild-cat * comipanicn ; bt ho le- loved Chicago would accodo to tha demands of tho ‘Underwriters, and go continne her policies, Another morelut afatol thetbiw_bowto woyld, - in ovent, to glvo credit o ‘firma atandiug, a4 . ho belleved theso _ uld take proper steps fo protect thelr credltors, A gentleynan from Chicago, W. I, Fitel, a momber of tho firn of Richords, Blaw & Winslow, atated yestorday thnt they apprebended no trouble whatever, Tho rocent movements of their Common Councll, appropriatiug some $3¢0,000 toward tho pur- cliaso of now eugincs, nnd tho provabiity of theis authorizing a loaw of §500,000 for increasing the water aupply throughiout the city, were, ho botioved, oyldonce of adesiro to compromiso, 1l further stated that agenta of reliablo insurance compnnies throughout thio country wero eager onough to f#stio policics {o any Chicago firm at reasonable rutes, Jnst the day Lefore ho left Chicago, an agent waa solleiting the privilego of an fusuranice with Lls firm more heavily than oyer bofore. Such befug the truo slate of affairs iu Cbi. cago, He felt good deal of confidenco In the future, —_—— MISCELLANEOUS. GEN. SHALER, Tho New York Graphio sys: ‘We obscrve that thors is a loud call in Ohleago for Gpn, Alpxander Shinlerto accept the Uhlef~Enginesr- alip of tho Tire Doparimont uf that city, Wo pro. sumeo our Chicago friends ard gwaro that the dutles of B o position ara anticely exccutive, and can ouly bo perfornied by one wito had practical exporience, Gen. fialer was novoF a momber of tho Voluntoor Firo Do- parimont, and woura ssured nover performod o day's sctive firo duty in bl lifo, The preseut New York Tiro Department was organized and. equipped bpforo o bocain & member of Lie Commiasion, it which his duties wore eutirely mmlulcfla}, and the activo direos tlon of the departiiont wasin the hunds of that trained fveman, Eiisba Kingsland, ond later n thoss af an- otlier éxcellent tireman, ' doseph L. Terley. ~Gen, Bilor haa a cloar hiead, hiowever, aui s thorougli dlseiplinarian, which comes of I military tralning ; and wtting as's member of tho Chicago Firo Commnlst sfan, s presonco would doubtless bo of geeat valuo in &1 RAvialry gense, GHICAGO INSURANGE. Tn the iditor of The Chicago Tribunc: 8in: Iaving very recently spont some little time in Boston, Hartford, and Now York, and having takon sqmo pains to gat ab tho resl stato of fool- ing on tho jnsurance quostion, there are ono or two points that the pooplo of Chicago should appreciate and fully undoratand, snd tho firat is that tho recont nnprecodontod action of the Ex- centive Committoo of the National Board is tho rosult of tho business joalousy of Now York City. Tho sontimant among tho insurance mon of Boston and Hartlord wes decidedly againat auy formal action by the Board, and fu favor of ellowing cach individuai corapany to pursue such businese policy as thoy thought best. Onoof tho officors of tho largest company in Hartford told mo that thoy should strougly oppose the threatoned action of tho Board, and that if it was carriod it would La by the influonce of New York City; but that at the samo time, if it parried, tiroy ehould bo in honor bound to obey tho mandutes of tho Board, Tho fact is, tho obbing trado, especially in_dry goods, has boon } rgoly divertod from Now York to Ohicago, and also tho grain and produce exporting busincss is belng divertod from New Yorl to othor cities, and thisenvious fecling crops out everswhere in Now York, and Ja shown in the tone of "tho load- ing journalé on the ltuation, which sro full of projudico and ahuso. Lot Chieago go vigorously to work aud reform her Cily Govornmont, spd put hersolt in fira-proof ordor ss fastan poustbio, and tho ilmo ir not far distant whon she mll bo nunator of tho situation. JusTion, Cu104a0, Oct, 2, 2674 HOW MNUCH DID THEY PAT? Ta the Editor of The Chicago L'ribune ; Smn: 'Timo aud tine again wo havo all been told Liow much tho insuranco companios lost at tho firo in 1871, but tho most important part is omittod,—* How much they pald,” A gontleman ac my clbow, insured for $23,000, vocalved $18,000, 3y {usurance in the Fire- man's, of Chicagq, and Aitnn, of New York, amounted to $14,000. The Chicsgo campany paid scarcoly anything; the New York company poid 40 conts on the dolinr, Tho quostion is, will it pay to Insure, and got nothing n_caxo of Jargo fircs ? 0 et oX Crank, Oiitoaag, Oct, 3, 1874, LUMBER IN TIE HTUBLTA. To the Edftor of he Chicago T'riduns; S If tho piling of lumber in the atroots and alloys of tho lumbor district endaugors that sootion of tho city by oftering tho meaus for tho rapid Bprond. of firo, What can bo snid of tho practios whon andulged In ju tho hoart af the city, whora searcoly auything but framo build- ings are to bo found ? By what rlght oy priviloge ja Alr, Bont allowed to placa govural thousand foot of Jumbor on the slroot in front of his framo tindor-box, cornor of Laka an Poorin atrooty, fo ey pothing of the 20,000 to 40,000 foob of boards in the yard ad- Jolning the snmo? What tight bavo Mossrs, MoDougal & MoXin. oy, ob ngamon atroot, Just ore bibok woni ot thid above, to keop tha Berost, in tont of their frnmaplhnlniz-mll. obstructod with hunbbr hid building snaterial, lrm]\lunll to tho ektdtt of hall tho stroet? I addrodistdd ' commitinication to you last wook on this subjoct, pointing out tha dsngor, and night boforo lnst wo had o sliglit hiut of {t, in tho firo which destroyod Mr. Poxon’s barn, only scparated from tho faste namod flre-trap by a narrow alloy. ‘Tho mill ymn. pactloly, dostroyed, and bad tho fire oo currod yeatoiday, with the bigh wind, it 13 kard to sy whbdrb it Wonld hined stoppoil. It such o busineas muat bo cnn’;ul! on in the Ity, 8 thed HMbn nos b confliny to their own promisca And ot Allowed to sprend over the rholo nomhborhood ¥ -Whieh 14 tho most dangerous, n framo cotiago orn pilo of lumber covaring the samo spaco ? Which is tho gicator nufsance, a wagon loft on the stradt over hight of a plia of lumbor va e dimd spot 4l & porthaliont Axbits ? W %a lt? anybody’s buainess to look aftor such hinge 2 3 B Hive plafing-mill and box-faclory men more rights and ptivildges than fall to tho lot of com- mun pedblo? 1f 8o, ate thoy Innllonabia? Cireado, Oct. 2, 1874, IgAro GANNETT, AN UNNATURAL MURDER. . A Wotnath Kills ler €hild by Catting Its Throats ‘ Attempted Suicide of the Mother. The Trageédy Involved in thé Decpest Mystery. , From the Cincinnafti Gazelte, Oct. 1, An {mptralloled murder took place In ono of tho beautiful homés of our city early yostorday morning, accompanied by an attompt at stloldo, The fact itself is boyond precedent, and fta oir~ tumstances aro among the most painful in the sunale of orimo. A young mothor; alone in her own bed-room, witha coolucss and dotermination beyond holief, doliborately cuts tho throat of her only child, and thou nttempts her own life, . TOH PAITIRS, Tho unhappy family which_thia tragedy do- siroys is composed of Chnrles L. Perluns, Julia TPorkius, hia wifo, ond Clava Parking, the ouly cluld, AMr. Porking and hig wife wore married about four years ago, i Saovilla, O, Their daughter wae born in Covington, whera they havo lived igarly all thélrmarried Jife, sinco Decémber, 71, Mr. Perkiug iy w membor of the firm of DoUamp, Porking & Lovoy, No. 91 Main ntreot, mnanufacturers and dealors in saddlery. Tiwo months ago hio moved into tho house now stained with hig child’s blood, No. 307 West Ninth stroe}, throa doors cast of Monnd. Itis a now threc-story brick building, and ho was tho first m:flkfmnl, Mra. Perking 1833 years old, n nntive of Miesouti; but has Lived tn this Statos consid- orabla portion of her lifo, Clara, tho murdored child, was o Iittlo girl of uncommon boauty, She was of fair complexion, hight hsir, and had o gracefol fignrs, and ploneant mannof that raade her vory attractive, Hnid ono of the neighbors, *She was {ho prot- tiont child I ovor sav, All the neighbors wera orazy to got hold of barand kiss her, sho waa snoki a littlo beauty,” AN ALL-NIOTT QUATNEL. It is not "known how tho Perltiug family havo lived, furthor than that thote was no outward token of nuything wrong until now. But on Ties- day night thore wag au unusual goone benoath thoir roof. It s notall revealed vet, but {t appoara shat Ar. aud Mrs. Porkivshad u quarrel which tust- od alt night, aud that Mr. Jacod Clare, of Hothol, 0., who was visiting at tho house, was presont, and participated 1 eomo way in the troublo. ‘I'ho naturo of tho quarrel is not known, Mrs, Derking rosolntoly declines to spenk of i, Her husband says Lo had a suspicion, and that he ac+ oued bia wife, but declinad to say what the sus- piaton was, or of what ha accused his wifo, THUE NLOODY WORK OF THE MORNING, At 6 o'clock i;uui.nnluy moraing, after 1 aleep- leds nighs on the part of all, oxcept tho innocont child, whoso waking was but to be for an ctornal sleop, Mr. Porkins loft the house, loaving Mr. Clare thero. It scoms probablo that the ngreo- mout arrived at was that Mrs. Porkina should leavo hor husband and go to hor frionds in the countty, but this 18 not known from the confession ot cither party, but {s deduced from othor state- mouts, “At {'o'clock In the morning, Yra, Porking, with 1azor, sttemptod the life of ber child, but was frustrated, perhaps by B3Mr. Claro, Mr. Perking waos nssurad by her that slio would not ropent tho attempt, aod left, as beforo stated. It is not Inown when Clare wont away, but it must have been vory soon after tho departuro of Porkius, Mry, Porkius sont away the colored servant girl, and told hor they would let hor know wher they wanted hor. Tlus seems to hava beon inacoord- nuco with arrangements that Mea, Perking shonld leayo the house. ‘When the houso wos emptiad of all bnt 3ra. Porking and her cinld, the horrid work, which seems to bave beonall tho time the setiled pur- posa in hor mind, bogan, I'ha woman lacked the doors, then went ta hor own bod-room, which is the front room on tho mecond floor. Ilocre sho closed too windows and tho door, aud drossed hor child for the sucrifics in pure whito, putting ou its bost clothes. Bho thon swallowed the coptents of two small bottles of morphine, znd turned on tho gas from two burners, She Liad no woapoun at hand, but with fatal in- gonuity sho found mosus {0 cdrry out lor par- poso. On tho mantel stood o little I'rouch claok, covered with o thin glass caso, Just abova it bung o frawe inclosivg o handgomely-colored chromo of & cross wroathed with flowors, witlysi illuminated logond benaath it, * Oling to Jouus.” Hereyes rostod not, perhaps, on the cross, but on tho thin glass caso, Seiziug it, she dashed iton tho #tono hoursh, shatterlug it topicces. She pickedup ong, & pleco nbout two inohes by thrae, ad tak- ing_tho babo into a cornor of tho room in front of the washstand, she knalt dawn, selzed tha child's head with her loft hand, held it back so a4 curn the tonder throat bare hoforo the kLeen glass, Where was her motber's hoart in oll this roparation? 'Then the child, as if understand< ing the purpose, cried out nppunlhvfly, “Oh! mawmma, mamma, do not kill me.” Whore, then, was her mother's heart 7 What powerful mo- tive conquerod oven the fuatinct of maternal love, or pervorted i, is & question that esnnot bo auswored. But it i truo, that thoro alono, in spite of tho pitiful pleadings of her child, sho drow the ineh aoroua s ko, vyl yurm biood W48 born in Coyiy b it mhfl“m"\&w‘:!;“ Inovor lived in Cinclns lisve beon hero often, mi'un:'r'.'""{".i'x'u fnd" T liwvo livod anhnopily tor fobire lonunul'l“ deed bocaugo I didn'é wankto -—41 WAt wan ho cnueo of y " A —4 Twifl 160 of your troublo?' ot T will.:mz.“,“} fl{.m"" may'do o If ho will, ind mo. Wo i troubio Jagh mions o i o ht all tho night, o wont nway at 6 this mqmln;;mul latt ;n‘u] fih’fi tha ehild. TTio wervant et focelult . Tho wervant girl camio, and I told hir night about 1 o'ul'f,'li«"wfil.‘onkrwznlrh e baud took ¢he ravor Dot 183 o ihlhr‘:l “: ‘{?h ‘mhlo‘h nfiu;ta'::l{eg‘;"l:il'l“;i ml tgxnfi’dt ) int cddo thit ok by turowing it down on ig hn:'\‘thu.“xr té&fi eehont ‘l‘hl';{ rlncnlcnfliu o, dnd toolt myelsflq nround tho hoad with my arm, and kuelt dow, thero in that coraery Bho eaidy ¢ Ob, mamma) mamma | d '"Df lh‘:‘ r?nl’ Bho_scomed to Ynow whal“[ \\'n: Roing Lo do. o cut mij and took her 1t my arms ana i wibi e, Wo Iy thora Lwo houra, T u-u‘.‘l&?«:.:‘a‘hlfi:'uhffii bofors my Lusband wont out, ang 1 had turnod. ‘on the ghs, Laving closed tho doors and wine dows,” @ s ;‘(’hy“dlfl yn\;rllo :“)M e A caso sulfocation. T nover mhall tell g troiible with my Lusband, vor v welent nover struck ma, 110 1O%OF Vs Tho pleco of glass cqvored with blo pmq deod from the coruer of the mo-fl'flflu"ffi: :‘:‘\‘n‘:lgc; “\{:;: :g;wtu:d, gge ihu kwum:sn snid she z0 1t. Bho to uho‘ finn&: ‘L]d Tli«a continuad Ok e sk poen o1 eub the child’y throat by daveral ghelses, i Elgd very fraely. After two hours I'{nu‘iul‘c {: ¢l T was grotilig cold, and thought I was dy- Ing, I remainod in bed until T was found, I dyn uot want to getnoll. I will kil mysolf as soon -[1: VI bt 2u_opportunity. I had’ onco bofora thought of killing myacll, ' I alwiys dotorminod that 1 would not lenvo my child bobind. I tried to ‘kill myself bcmuun{ was unhappy; and X killed my baby becauns 1 could not Toavg 16." Ilor testimony was given withont tho loant ro- serve, and when it was concluded she #igncd hor namo, thongh tho offort cost hor much pain. ‘i OWARLES B, PERRING, : gh“nrlflu 8 Porkin v avorn: Aly business i snddlory, No, 01 Mai; Yo tho fathor of tud desgsstd: e 1 aerre ] vcv{nrs l:;Id; n?_, Lfi, 148 ncnI Decembor. [and my wife Liavo live encofully L i never xmillnuy an'xmlu. 7 Hestiorr o have * Ifan your wifo at any lmi kil horsolt, or to kill hor ehild? 22 fuemnlond o A,—No, sir, not to my knowledgo," Q.——* 1ave you evor scon anything tint {ndie cated an aborration of mind on %mr plllnx'zl?""t e A.—* Tauppusa i€ wae becaues wo vould not or could not quarrol, and her faflats to givo vent to hor feelings bns caunsed her derangement, I thouglt if she could bavo spokon what sha foit it would havo been hottor. "I Buppose sho hag boen troubled considerably lately from whet I hear of I;;li‘nr'ut." a X idn’t you and your wifo havoa quorrel Insi night? ) y i A" Yon, air; wo bad somo trouble,” Q.—** Oan yot stato what it was + Yewi 1t waa o suspicion of mine,” Of anything wrong she had donn?" A—*T can't say it was wrong. Iaccused her,® ‘('2;;.-“ Luvo you any objection to ptate what it w .— Yes, ‘slr. Bho nssured mo Inst night that sho would not kill horsolf or tho child, Sho mado po attompt dutlng the nigut to kil (bo child that I am awara of. ~ 8he hind & razor this morning .about 4 o'clock; but I did not ses it, My attontion was callod o it by some ong, and 1 found ik on the floor. 'Tho servant-girl did not call my attention to It; It wis o party in tho room.. L wenb away rathor oarly. I wam ap- prehensivo of somathing wrong, but sho had assured mo positivoly 8ho wouldi't o uything, My auspicions wora aroused by the fact thatn carriago that came bero for some partios who were to go away could uot get the door opon. I camo hero thon ab 11, and found the doorlocked, with a koy iuside, I'went back to tho sture, aud returned at half-past 1, with my brother nnl Gthers, and we got iuto the houso. ~ ly wife and ohild and other parties wera to go away. lieard from tho oxpregsman who was to taka tha trunks that ho could not got in." Q.—* Havo you any objection to tell who tho parties wera who ivare horo last night 7" A, Yos, sir" —* It might bo lmfiortnnt to know who {¢ was, as thoy could toll what the stato of your wife's mind was—whether sho was in a state of mental aboerration or not.” A.—*8lia undouhtodly was, to my mind, Ide not have auy doubt of it Horo the witness was dismissed, Ilo was very much oxhausted, and gave his answeri with soma hoeitntion, and at times incoborently. After some consultation, Mr. Harrison, ono of the jurars, ‘requosted that Mr. Perkind bo ro- called to answer the question who was in tha house at tho time of the quarrel. Mr. Perkins augwored ; “r. J. Clare was concerned in the quarrel, T sont tho carrisgo this morning, and not Mr. zughed out in hor bund, and the lash words of gerbmn, »Mamma, mamwa,” fell i vain on’ hor oars, . « Whan, applying the glass to her own throat, glio cut such gastes as hor uusteady haund could mnko, snd, folding hor childta her bosom, lay down with the hopo that they might die &ogiefl\e\'. For two houry, from half-past 6 untit half-pnst 8, thoy Iay thus.' Tho clnld died ajmosy instaitly, Lut she niother lived, Bho felt horself growing waak, and cold, and, thinking it a premonition of approsching drath, sho arosc, with herdead babo lu or arms, stoggered to tho bed and Isid down. foro sho Jaid and suffored, ajt tho timo con- seiouy, until sho wus found ok half-past 3 o'cloclk. HER CONDITION, Dr. L, A, James, who waa soon called to sco hor, examined ler wound and found a 4-incn gosh across hor throat, and told hor sho wonld rocover, Bho b once oxpressed bior rogrot, Sho told lum without hesitation that she Lilled her child. Last night, whon tho inquest was hold, she oxhiblted n mind us clenr and natural as any one conld, . Sho talked with groat pain, but was quite oloar and direct in hor apswers, Sha mads 1t plain that her intention was to kill hotsolf, and that slio did not want hor chitld (o bo loft, Sho had oxproased this feolivg o athors bofore the mur- dor. Bho said she novor wautod ler child to kuow the sufforlngd sho had oxporienced, UL INQUEST, The Corover was natified immedintely, but ho was nat iu tho city until 6 o'clock, At 8 o'clock ho wont to the houso and bogan the inquost, ‘Tho tostimony given below gives tho main fen- tures of the horrible story, WRE, PRIKING' TERTINONY, > ‘T'ho Coronor's Jury flrst viowed tho lifology body of the cluld, It was lying on a lounge in tho Taom back of whero thio mutder had boen comuwitted, Ita olothos had nat boon remeved. ’J’hu?ll sbrank from tha ghastly pletura of {ta blaody gaimonts and tho fatnl gash. Ius white tooth sLowed us tho lipd wore parted _with n suule, but its full chesky wora dlatigured by the blood-marks of ity hands in their dying struggles, The {»2«7 passod iuto the death-chambor, whoro an o bod lay tho mather, Bosldo hor bod stood tho white bed of the dond child, On tho mantel the uucovorod vlock wos ticking, Tho Coronor asked Mrs, Yorking to be sworn, and sho raised Lor sight hand, still bloody, and took the oath, Hor tos- timony was as Tollows “My numo s Julin Porkine. My maldon namo was Julia Buoll. I wau born in Woaterp Missouri, aiud am 48 years ald, I was married in Hovillo, 0., fiyo yoars ago noxt April. We hove beon living hora two months, RVG eame tioro from Govington, I have Lad ono. child, Iy would have been 8 years old in Docowmbor, It Cloro, Ho was tho only. person present besides ourgolves. Lo was in tho house whon I loft this morning, and we parted good friouds.” VERDIOT. . . . After having oxamined gaid body, nnd Leard tho avidence, e, the jury, da find the de- cenged camo to ber dealh from “wounds inlicted in hor throat with 2 pieco of glass in the hands of hor mother, Julin Perkius, in n it of desper- ation, tho result of an all-night quarrel botweon tho said Julln Terkins and her huabusnd, tha caudo and particulars of which we were uuubla to defluitely dotormine. UNDET GUARD. No formal arvest of ‘Mra, Perkius’ has Dbosa made. Sha it 10 tha care of the family of the brother of Mr, Perking, and is 8o much’ reduced that alie caunot turn over in bed without assiste anco. ‘Tho polico on that beat have been chargod, however, to see that sho is not ramoved. If sho recovors, & formolatiest willbo made. It lier awn wishes are fullllled, her troutlod Loark will find rost {n the gravo with hor child, —_—— AMUSEMENTS. THE THOMAS TESTINONIALS. Tho Thomaa Costimonial Coucorts take place this afternoon and evening at McCormick's Hall, upon which oceasion two of the most attractive programmes, oach of thom boing of local inter~ ost a8 well as gonoral, will bo presented. The ‘matinoo programmo will bo as follows : 1, Qverturo—* Nourmahal Spontinf 5, Doutechio Taenz0.veveev. sos Bchuberd a4 Arlof—“x‘;fng‘,“m tu ben mio,"~Clemenza 0 ok toviniion PR T} Clarinett Obligato, by 3r. 1T, Kaysor, 3 Sittss Fnoma Cranch, 4, Symphonic Pocum—iLea Preludes yovs o oo vegpLiazt Dudley Buck INTERMISSION, G, Overturc—Don Muufo ™., . 0. Honate—Op, 47, in A, (Kroutzer Sonate)— for pinuo and violin, . .Boothayen Jesere, Julius +ucha and Jucbsoln, T, ** Meaitatlon V—~Now~(by request) 8. Bang—*'Io t'amoro, His 9. Orerturo—H William Tell "..... L'ho ovoning programme will bo as follows : 1. Overture—" TOMENO ™, veuvasseees Prelud, 2, Chorale, Fugue, 3, Nowauz: 4, Quintette.. .. [For plano, ¥ioi Hessre, Goldbeck, iy Tobert Goldbec colic, and double buss, .mubium,, Huctiria, Hamnan, an o, 5, Bymphonto Pocm—* Orplious * Eugaged in thestudy of Gluck's }";fi’: ainco, Wo could not rostraln onr imagination from swandoring from the polnt of viow, sublime fu \te witme xuuil{. wheuco tho great master haa vegarded his sub- Jict, 10 that Orphotis whoo namo, majestio, and ro- ]u"mk th burmony, Lovers over tha postry of the reo Meaiory earriod us back, and wa waro sgaln gazin o that LA Fiscas vudo 1 (46 cotlegtion of tho Laes whoro 10 bis-reliof (ho frat poci-wnuslclan draped fn starry robe, the mystio fnsiguia of royalt; upon hia brow, pours fortl (o tho secompanytug 1970 pooiey and sougy {mmortal, Rocks and cliffs wwnken, snd utony hearly diawolve in teard, Tho beats of fhe fop- ot stand spell-buind, aid tho foreo inatinets of mon nre tamed, Bivda ¥t in thotr ong, tho brook coasea {14 Jullaby, aud tho coapan Lavgh of ovelry shudders at thoeo sounids which proclaim to humanily tho sweol lm\\':r of Ast, the brightucss of her glory, and her en- ihiteulng Larmony. Could wo compielely cmbody oue thouglits, wo would portray the sereno an othica] churncter which radiatos from evory work of Atk ; ine Bweel energy, the august empire with which it rules s thio gentlo undulations liko Elys(an zophyrs which g chod of inccuve bl pour th;nmolwa‘ nround elop Lho universo in flood of mystorious ha mony.—Preface to Loem, Liszt, i< INTERMISAION, 0, Ovorturo—Triomphula—On Bisslon Naa™ tional Alry (0W).ves e . T Tl‘l\\\ulvtd—wy Tequswt) %‘L:\‘:m:fl: 2. ¥antasfy Oaprico~(lir Vicuztomps . Boug~+ Dara I Toll M., Wimmersted AT pruiment 10, Dalott Bletl oy W bt ervarr +esesaass Wagnor With sueh s belllizut array of musio as thiv, the lko of which bas never boon given here befaro, thio Liall aught to bo evowded orllowing. A, dluci led to —_— —An Amorican millionare s givan an orde to Dreuden for u diuner-sorvice, Bu nm?:‘sxlu\:dn; 1,100 piccos, into which fifty difforont shades and calors are introduicod. 'L'ho platos and dlsh= o8 for vach conrse aro of difforont pattorn, and 1 tho vontro of cach pinte is an onamelod Iand- #onpo, and on each dish & copy of sonio_ colas bratod plcce of geatuary. ‘Tha oosh is 95,000