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—— VOLUME 27. CHICAGO, WEDNESDAY, NOVEMBER 12, 1873. aribnne, NUMBER 83. THE CHICAGO TRIBUN: CHEHICAGO WEEKLY TRIBUNE. THE LEADING NEWSPAPER IN THE NORTAVEST THE PAPER FOR THE FARMER, - MECHANIC, . - MANUFACTURER, MERCHANT, BANKER, : PROFESSIONAL MAR, . AND THE FIRESIDE.| ; PROSPECTUS FOR 1874. The coming yoar promises to be the most eventfulin a political sense that we have seen since tho closo of the war. The questions which have engrossed and divided the public mind during the past twenty years are rapidly passing away, and wo find growing up in different parts;of the country a party called by vaxi- | ous names---in California the Indo« yendent party, in Iown tho Anti- Monopoly party, in Wisconsin the Roform party, in Illinois the ¥Farmers’ Movoment---having o com- mon purpose and inspiration, and. exhibiting s strength which proves that it nnswers ono of the chief de- mands of the hour. Thé CHICAGO TRIBUNE will give a large share of its -attention to this NEW MAN- IFESTATION OF PUBLIC SENTI- | MENT. It holds: 1st. That the old party organiza- tions are essentially ‘corrupt and fraudulent. Having no longer any principles to carry into effect, they have become mere business enter- prises, making a show of opposition GIF? CONOERT. TUE STORTEST ROUTE T0 FORTUNE. $100,000 for only $2.60. TAE LARGEST RETURRN FOR ' Z 112 SMALLEST INVESTAMINT. GRAIND ¥ WILL, BT HEED AT LEAVENWORTH, IKKANSAS, Decomibbor 8lst, 1873, TOR THRE BENEFIT OF A JUVENILE:REFORM SCHOOL. 40,000 . Gifits, $450,000 in Prizes, Principal Prize,$ 100,000 he suporb palatial residence of Slmon nsurpassod a8 ‘fl‘d“u dwelling fu tho eing only » fow blocks from tho Court- R A Facaatly complstod miil all modorn jmprovements, fom PR{‘IZ@ LIST. ] Blpln e - 2 810000 Ensh, s X ':»508 4 2{i o ;})l;li " gl W ! » 4 i iy & 200 & {113 {1 a0 Ahe & & il o Lo} 40,000 Prizes = - - = 8450,000 R ot hova ronl bstatols auirantoed patens, Tno liharal tors of this nchiome brings it within the reach f all—tho groateat opportunity evor offersd to tha PO mal 10 7150 10 wealth, PRICE OF TICKETS, Singlo Tiokots, $2.60: Tioven Tiokets, $26.00; Fifty-six Tiokets, $125.00: Ong Hundred and Fiftoon Tickats, $360,00. 'ho drawing will bo mde undor tho supertntfndonce of & committco appointed by the highost oilitials in tho Stalo, duly sworn to thoiaithial porformancé ol the dn- form o NTS WANTED In il Stazes, Cith vl o Unred Orhcessen Gatien, and §7Money should bo sont by lteginiored Letier, P 0. Order, o or xpress, vith tho full adross of o purobinsa laln writtug, very nnokago of: 11 tickets has & chanos to win 1i . prizes, bat positivuly cortain to win one, ‘while ono par. 301 0o avory ton whopiraliasd A paoksgy of it s boaad win two prizes. “Tor further fafarmationand partienlars, sond for olrou. Jarsito the Managnr and Proproter, And addrons T o SIMON ABELES, . s Leavenworth, Kan., Or call at 161 Tenst Madison-st.. Ohleago. TS SUCGES I TEE ST GUARNTEE ) IR THE FUTORE! to each other, but really sharing in the procoeds of profligato and dis- honest legislation. To suppose that any healthful reform can flow from the pretended efforts of these worn- out and demoralized partuerships is altogether vain and illusory. 2d, That the tariff” systom now in ‘voguo is o cunning device to rob the many for the benefit of the foew, and that its offect is to cause farm pro- ducts to exchange for about onc-half the quantity of foreign or * pro- tected” goods they would otherwise buy. 8d. That. railronds cannot exact more than a fair rate of interest on the capital actually invested in them, end that when, in addition to this, they claim dividonds on watored stock and fraudulent bonds, the State may rightfully interfere for the protection of the people ; thatunjust disoriminations between differént localities are in violation of law and should be prohibited. 4th. That subsidies or bountios of money, land, or public crodit, to railway, steamship, or other corpo- rations, are flagrant abuses of the powers of government; fraught with the gravest dangers to the people, and tending to promoto corruption, extravagance, speculation, and financial disaster. The general charactor of THE CHICAGO TRIBUNE is too well established to noed recapitulation. It is always independent and fear- less in tho expression of its views. In its nows dopartment it is sccond to no paper in the United States. The Weekly Edition contains a care- fully prepared summary of the news of the week, brought down to the hour of going to press. Literary, political, financial, so- cial, and agricultural topics will constitute, ss heretofore, leading features of the Weekly Edition, and no pains will be spared to increase its aottractiveness in these dopart- ments. Its market reports are un- surpassed, ombracing all the infor- mation which farmers require for the intelligent transaction of busi- ness, both as sellers and buyers. THE WEEKLY TRIBUNE is o large eight-page sheet, of the same size as the Daily Tribune, consisting of fifty-six columns‘of closely- printed matter, and, as a family newspaper and in its general make- up, is unsurpassed by any paper in the land. THE TRIBUNE will be furnished during the ensuing year at the fol- lowing rates, payable in advance: WEEKLY TRIBUNE, Stngle Copy. Five Coble: en Conl ¥lfteen Copl Wwenty Coplen... DAILY TRIBUNE. Delly Edition, one year... Bundny Editlon, one year., TRI-WEEKLY TRIBUNE. Bingle Copy, ouo yeur. \ $0.00 Suberibers to the Wéekly, previous to January 1, 1874, will be entitled to the paper fi'om date of subscription to January 1, 1875. £ Postmanters and others forming Cluls smuy retuln 10 por cent an all subnerintionn, and add alugla coples at club rates atter thoy wure formed, Romittances may be made by draft, money order, or rogistored letter, at our risk, Specimen Copies Sent Free, Give Post Office addross in full, in- oluding Btate and County, and ad- flross TRIBUNE COMPANY, Ohiango, 111, | GRAND DRAWING TOR THE BENEFIT OF THR PUB.LIBRARY OF KY. $1,500,000 IV GASHEEI:}N AWAY! One Cash Prize in Every * Five Chances. TWELYE THOUSAND GIFTS, AS FOLLOWS: LIST OF GIFTS. ONE GRAND CASH GIFT. ONE GIAND CASH GIFT, ONE GRAND CASIL GIFT. ONE GRAND CASH GIF 250,000 100,000 50,000 26,000 ONE GRAND CASIK GIFT........ 17,600 10 Cash Gifts, 310,000 each.... 100,000 ,t 30 Cnsh Glftwy 5,000 ench.... 150,000 3 GO Cash Gifts, 1,000 ench.. 50,000 3,50 Casli Gifts, 500 each. 40,000 1 100 Cush Gifts, 400 cnch.. 40,000 160 Onal: Gifts, 300 cuch.. 45,000 250 Caxh Gifts, 200 cach. 50,000 325 Cash Gifts, 100 euch.. 32,500 31,000 Cash Giftw, &0each.... 550,000 “Whole Tickets, 60, CGoupons (Tenths), $5. ELEVEN TIOKETS FOR $500. Secure Your Tickets Now! If you neglech it you will forever rogrot it. Y . tne Drawing tak o0 the 540 of Bécembor, 1575, > Deo® 12 FUBLIO Forinfonation sdficts, 1 pmaMETT Agent Pablic um—.rszl Xy, Eoulssite, Room 47 Motrepolitan Bla Or WATTS & CO., PR A LADIES' GOODS. R, . McDowell & Co, 234 WEST MADISON-ST., Formerly 131 South Halsted, WILL OFFER THIS MORNING, 1,000 Indics' Fino Chemiso with Corset Cover Bosom, at 76¢, 1,000 Ladies' Finer Chemise, corded and ruf- fied, at 75c. to $1. 500 Ladies' Fine Skirts, from 50c. upwards, 500 Ladics' Drawers, from 50c, upwards, 500 Lodies' Night Dresses, at $1, worth $2, The Largest Stock of FRENOH AND ANMBERICAN CORSETS on the West Side, from 50o. upwarda, A Liarge Btock LADIHS' MERINO UN- DERWEAR, extra fine, at 780, Our Btock of LADIES' FURNISHING GOODS is complete, and warranted 35 por cent below any house in Chicago. We guar- antoe satisfaction in every case or money cheerfully refanded. $2~ Store open until © every ovening. GENERAL NOTICES. NOTICE. The partaorship oxlating under the firm nams of San. derson and Clomonts bas not beon dissulred by my con- sent or knowlodge, and Ihereby notify thuse ewing suid finin not te poy any mouoy o sald Olumonts without ny eunant. WM, SANDEHSON, Uhteago, Nov, 11, WATOHES AND JEWELRY. | JMATSON &C0, JEWELERS, Are receiving NLW GOODS in all depart- ments, daily,direct from the manufacturers. STATE AND MONROR. INSURANOE. RHODE ISLAND INSURANCE ASSOCIATION. CASH CAPITAL, Ong Nillon Dollars Cash Assets, $1,800,000. For Insurance in above-named Asso- ciation apply to TEALL & FISHER, Awnts, 148 LaSalle-st. Life Insurance. A smart, energotic man, of good standl: e quiaintance, wanied, for the. Eg“'" e A PR R L oA S AR T Sreee SO RING foRmmiasions will be oflsied. ” Ad FURS. ESTABLISHED 1835, J. A SHITH & ©0,, 161 STATE-ST., MANUFACTURING FURRIERS, Seal Sacques, Mufi's:a}d Boas. MINK, LYNX, BLACK MARTEN, and ERMINE SETS, in all their va~ riety. - 'We make a specialty of REPAIR- ING and TRIMMING SEAL SACQUES with OTTER, BEAVER, SEA OTTER, BLACK MARTEN, and SILVER FOX. PRINTERS, STATIONERS, &o. CARMINE INK & HUCILAGE, 3 Of the Best Maliors, AT WHOLESALI AND RETAIL BY CULVER, PAGE, HOYNE & CO, 118 & 120 Monroe-st. etk Bouks, Statover, & Pri Turnlshed promptly and at fnir prices, by J. M. W. JONES, 104 AND 106 MADISON-ST. PAPER HANGINGS, &o. HILGER, JENKINS & FAXON, 107 STATE-ST. PAPER HANGINGS, BEDDING, WINDOW SHADES. PP i ALY i A BARGAIN IN South Chicageo. An entire Blook of 7 acres, situated in the heanrt of this grent manufaotaring contre, for unlovara‘nhunp, for s fow doya; 300 Lots sold fu the immidiate vioinit; dul‘lnfiflmlunt 00 days, Inquire of D. 8, TAYLOR, 137 Dearborn-st, WANTED, of the most useful artioles evor invented} needed 1 evory faully, Sond for Oirou.} lar, Addross, BECOMSB & O, | 187 Btato. Citoaco, 1. ‘l FINANCIAL. SCHOL DONDS, ‘We offer for sale $15,000 in School Bonds, bearing ton per cent interest. Tho only dobt of o weelthy townshin, PRESTON. KLAN & CO. 112 LA SALLE-ST, EXPOSITION. - ~TO-DAY, THIS WEDNESDAY, DAY AND EVENING, GRAND FINALE Exposttion. NoIncrease in Prices ADMISSION, 50 CENTS. - A GALA OCCASION ! 200 Etists. ) Wieniawski, Tho Groatost Living Violin Virtuoso, who has appeared at the Orystal Palaco, London, beforo 33,000 PEOPLT with overwholming ;&fi:\lmm, AFTERNOON AND EVEN- 'THE KUNKEL BROS, The Grentest Living Duet Pignists on two Pionos, AFTERNOON AND HVENING. HANS BALATKA'S ENTIRE GRAND ORCHESTRA, AFTERNOON and EVENING, TO-DAY. VAAS & HOFFMANN'S Great Exposition Band AFTERNOON and EVENING, TO-DAY. The Great Western Light Gnard Band, AFTERNOON snd BVENING, 0-DAY. SIGNORA ADELAIDE MUNZONI, SIGNOR A, FARINI, AFTERNOON and EVENING, TO-DAY. See the Programme! . Unequalled in Musioal History. Last Doy of the Great Exposition. Last Doy of the Exhibition of Art and In- dustries. i Last Doy of the Thousands of Objeots of Benuty, Taste, 8kill, and Virtu, Last Day of the Multifarious Inventions, Intrioate and Wonderful Machinery. Tinst Day of the Exquisite Ensemble which ‘has proved A Success Beyond Precedent ‘VISIT IT IN THE MORNING, Rehoar- sal of the Great Ooncert transpires at 11 o’clook. VISIT IT IN THE AFTERNOON. The great programme commonces at 1 p. m. The IMMENSE OROWD in the Fvening rondera & visit during THE DAY doubly pleasing to those who would seo The Iaast OF THE GREAT EXPOSITION IN ALL T3 BEATAY, NO INCREASE IN PRICES, ADMISSION, 50 CENTS. HOSIERY AND EMBROIDERIES. xuPras, HAND-ENIT GOODS, mrrrs, Jcamrs, EMBROIDERIES, SHIRTS DRAWERS, eLOVES, mofjiEry, YARNS AND FANCY GOODS. WIHOLESALL. 17 Franklinat. RETAIL... ~:08 State-st. DISSOLUTION NOTICES, DISSOLUTION. The firm of TREADWAY & JAWELL, Insurance Agents i this oity, is thiaday dis- solved by mutual consent. Mr, DOUGLABS B, WAITH, Bookkeeper of the late firm, is hereby authorized to settlo all outatanding accounts and othor transno- tions connooted with the buainess of the va- rious Insurance Compnanies for which said firm have herotofore boon Agonts. ‘COPARTNERSIHIP. GIORGE P, TREADWAY and SAMURL: T. COOKHY have this day onterod into a co- partnorahip, and will continue the business of Firo Insurance Agonay, under the firm name of GHORGE P, TROEADWAY & 0O., reprosonting the Lycoming and Penn Fire 1nsurance Oompanios, DISSOLUTION. TO WIOM 1T 31 OERN. Tho copartuorshi boratoforb saleting patrecs. fhe ngorsigied 1 the Dul: n 1 nlors in Gas ¥ d cul ouls and fixturos, Val- hand Heney Butauschnon duf the namoof i, Buten- i el e H. Butenschivon s all lisbiliilos aud wifl ow X fi! 1 el e tadsbicdbontof Qulcagn Nov.10.¥810. LOTTERY, ROYAL EIAVANA L0 0y mutith. Cieo Deavluge twice svary full o X formiation, sunt Ir ontion. Add 8. onte, 12 rosdwaz, He 5 a0 Biga L EXPOSITION. TO-DAY! This (Weduesday) Day and Evening, GRAND FINALE OF TELHR EXPOSITION o Tncrease in Prices, Admission, 50 cts, Programme Souvenir OF TUR Grand Tuter-State Tegositon, 1873, WIENIAWSKI, THE BROTHERS KUNKEL, SIGNORAADELAIDE MUNZONI, SIGNOR A. FARINI, ‘ Hans Balatka's Full Grand Orchestra, o4 Great Weslern Light Guard Band, Viss & Hofman's Exposltion Band, AFTERNOON. PART FIRST. PROMEN.ADH. 1, Marcl, “Sedan?.... Vaus & Hoffman's Expoaition Band, 2, Ovorture, "Hermit's Bell..ovsvseenveee oo Malllard Great Westorn Light Guard Band, 8, feleotions, '"La Sonnambula”. 4, Potpourrl, “Faust'.... Oreat Westorn Light Gu +«+Parlon The Groat Dell sounds twico, Tho Machiners ceasos. ‘The Fountain stops. Qulet fs rquested for PART SECONID. CONCERT. 1, Overtura, “Mignon”..vvo..e. W ++ Thomag Ians Halatka's Grand Orchestrn, 8, Violin Bolo, "Graud Faatasle PalpitiV. ... Paganint HENRI WIENIAWSKL. 3, Arle, “Vieut Ia mls Voudetta”. Bigaor A, Parinl, 4, Grand Duo, Two Grand Pisuos, Mid- SUmOE RIEH evesevveveresss + +r.Mendolasohn “Nooturnoy" “Falry Dauoe,! and “Wedding Maroh,! arranged and Porformed by AND JACOB KUNKEL, - 6, “Eakoltans’hs.c..evevesvernsene sereesn Moyorboor Hnow Balatka's Grand Orohestra, ~Donizott} PART TEIRTD. PROMEN.ADE. 1, Overture, “Post and Peasant?.... Vans & Hoffwan's Ezposition Band, 2. Romanag, “Hignon’seeverveeees 2uevvrren Thomas Great Weatorn Light Guard Band, 8, Valso, “Loutseu”. .. . Zikoff Verdi Voas & Boffmau's Exposition Baad, 4. Quartotte, “Rigolott; B! 6. Potpourrf, “La Perichole” .. +++Offsnbach ‘The Bull Sounds. Quiet fs agaln requasted for Great Western PART FOUETEL. ~++-Bupps @ CONCERT- 1, "Trovators’...eoveeinrnnnnnns w2 Vordi Hane Balatka's Grand Orohestra, 2, Grand Conoerto for Violir, with Orches- ... .Mondlgsohn HENRI WIENTAWSKI. A8 played by him bolc i f 82, L1y 3 Aol Balaso, Lonaos, with unssipuous smbnt amn T 3, Grond Duo, “Leonora? - Vordi Slgnora Adelado Muuzon! and Sig, A, Fartal, 4, "Grand Moroean de Gonoarty" Duofor Two Grand PIAnoa. eveverserese Artanged and performod CHARLES AND JACOB KUNKEL. 6. Walts, #Artiats Lifo" ‘Haus Balatlo's Grand Orohestra. FINALIS, Overture, “Othollo”..ereuverene Voas & Hoffman'a Exposition Baud, #Glalop of tho Mugea.cseersrouscrenrree el Groat Western Light Guard Band, | EVENING. v | PART FIRST. PROMBENADE. L Maroh, ' Bonvonitscvvreererees oo Herfurth Vang & Hofman's Exposition Band, 3, Fantasic, “Norma . 2o oo senesBollint L Great Weatern Lig] Band, 8, Fantasle, from “Tantanella” . Balfo * Vass & Hoffman's Exposition Band, 4, Arin, from “Ernani®.. + «-Trombons Obligate Gront Westorn Light Guard Band, 6, Galop, ““Weloomo”........ .0 Veas & Hoffman's Expoaition Band, Faust. The Great Boll sounds twice. Tho Machinory and Foun- tain oense, Quidl ia roquusted for TART SECOND. COINCERT. 1, Overture, #Olinso aftor Portunc! ...k Sappo Hans Balatkn’s Grand Orchestrn, 2, 8010 Violin, Bugsian Alrahec..cevres- Wioniamskl HENRI WIENIAWSKT, d by hiwa bofe ) 3 4 Au plasod by bius bofore an audlance of 2,0 yorsons st eseerde s Vordl 8, Cavatlng, “Don Sebastlano”...... Signor A, Farlnl, 4, @rond Duo for two planos. ¥ Denx ‘Froros Rubinstein .- 0 6, Nightingalo Polka. Hana Balatka's Grand Orchestra, PART "WELIRID. PROMENADE. £ 1, Overture, “Stradolla”. Voas & Holfman's Exp 2, Potpourrl, "Oxr & Zlmmerman.. b Great Weatorn Light Guard Band, 8. Polka, "Slulih RIdo"1reeee crecevanrinnesiJullion Veas & Hofnan's Exposition Band, 4, Maroh, "Viotory™ Frt Great Wostern Light Guard Bard, 6, “Barbo Blono!.evovuerrissinseernins versOff Voss & Holfmau's Exposition Band, "The Boll sound twice and quist is again roquostied for PART FOUTRWEL. 1, Ovorturey “Zampa.uesverern Hang Bolatka's Orcheatra, 2, Bolo, Violin, with Orohestea. Booond Gonoerto Romance. B, Begoud Polonatso. ... HENRI WIENIAWSKI. 9, Grand Vool Duoy “Miratscoveivuerns veen Vordl Biguor Munsoni and 8iguor Fariuf, 4, @rand Dun, 2 Planos, “Vive Oucat,". ... .Ennkel OHARLES AND JAQOB KUNKEL, 6, Feat March Tinna Dalatka's Grang I AT, Potpourel “Tndigo"...... ... Voas & Hoffuan's Exposition Band, Btar Bpangled RBauner.....o.eeeuers.Bignom Adelaide Muuzou aud Hoaa Balotka's Grand Orolsatsa, Lirtzing Btrauss FINANCIAL. Effects of the Panic on the Business of Chicago. Railroad Earnings Fall- ing Off---A Discour- aging Prospect for Novem- ber. ‘The Banks Giving Accommfi- dations to Legitimate Business Only, Dullness and Low Prices the Rule in Nearly All the Trades and Mant- factures. [THow the California and Texas Construction Company Rose and Fells And How Congressmen and Politicians Became Its Stool-Pigeons. Embarrassmonts of Tom Scott---Viee-Prose ident Bond to Do Made Receiver, Brisk Business on the New York Stock Exchange Vesterday. Western Union, Lake Shore, and New York Contral Active, Wall Street Speculators Harassed by Proposed Banking Reforms. Tailure of Two Savings Banks in Pittsburgh. e General Reduction of the Wages of Conl-Miners. The Lowell NMills Running Again on Three-Quarters Time. CHICAGO. A TOUL AMONG OUI BUAINEAS MEY, Binco the paufo thero has becu genersl complafnt ‘of hard times aud & soarcity of money. Dby por- s0ns havo boen thirown out of omployment, and there #eoms to ba o genoral inclination to retrench aud ocon- omize, aud expend s littlo monoy us possiblo. To ancortatn tho condition of trado in Obiesgo, sud to feol the pulse of merchants, roportersof Trx TAIDUNE Josterdoy nterviewed the boads of prominent housos in the atfferent Uines of busincss, The result of tho in- vestigation 18 as follows : - THE RAILMORDA, The hiopo of & speody rovival of the transportation business lias not boon realized, It was expected tho forclgn demand for our surplus orops would causo the grain to mov freely up to {hio closo of navigation. October s gonorally tho best month in the sear for traflic, aud Jarge expectations of Lpavy roturns wero indulged in, even though the first ten days showed & considorable docrease o the onst ond woest roads, Thio north aud south lines ran ahead for the frst two ‘woaks, but fell off aftorward, Upon the otliors, busi- ness ravived tho third week, sud brought them turough the month With & fair inoroase, The Chi- ©3go, Burlington & Quincy and Rock Island Compae nles mado tho best showing, tho gross ncreaso of tho’ former sxcoeding $100,000, and the net of tho latter 50,000 The Northwestern camo aut $17,000 ahend of Inst year, the incresso betng curtatiod by the uttor col- lapso of tho iron ore busluess, which, at this scason, gonerally yiolds that Compsny an aversge of 26000 daly, Dospite its loss, tho montls earniugs roached $1,460,000. .Tho Oblcago & Alton Raflroad also shows a slight increase, whilo tho Lake Shore Road leads all tho Weatern come ‘panfes with thoZenormous Octobor showing of $1,743,+ G17—nu ducroaso of over $400,000 for tho montl, aud $1,782,000 aince Jou. 1. Tho Ilinols Central fares the worst, having a docroaso of about $50,000. The opera~ tion of tho Ilinois law eruehiea out tho businces of Uit road at ovory compoting point with tho cast and west lns, Ouly by & flagraut violstion of its provisions can the Central tske & pound of frolght from any of theso slotfons in com. potition with tho - Indisnpolis and Tolodo Roads, Asthisresult iz the achiovement of Diate legislation, thero fsn measure of fustics (n the fact that ita disastrous application shiould most affect tho ouly road that pays a poreentage of its groes ecarnings into the State Treasury, In considering the incrosse of caruings, it should bo borne in mind that the come paujes wero running against the poriod last year when business wos alnost suspended by the prova- Jence of tho lorso discase, ‘Which WS, temporarily, 08 paralyzing a8 tho pauie. “The prospect for Novembor is uot eucouraging. Buould “the decline in tho prico of wheat continue, it fs not enny 10 sce how the weakest companioa will be ablo o ‘moot thelr engngomenta, Tho uiter {mpospibilty of sccuring loans from nbroad forces all the companies to rely solely upon their earnings with which to de- fray current oxpouscs aud meet their bondod indobi- eduess, Thelr neccasitios ronder them duplorably poor, Alany of our morchants und dealem bulug largo creditors, tho delnys dn paymont creato nu barrassmonts, Ilarassed ot ovory turn, pating excessivo nunoyances from all the 8tste Log| Jatuven, 1t will bo apparant. thio xalirond tuanogors sre Dot roposing in oaviuble huxucy, Tk 4 Tue unsinossof our monctary uatitutions, whioh ‘was almost untiroly suspended fu punio duyw, i still vory contracted; accomuiodation i llowed” 1h very varg instaticon, ad busiices mien bavo to meusge thoie affairy accordingly, The recont unfavorublo roporta from Eugland have uot improved tlio feeliug 12 Lank- {ng circles, Ono result of the hard times is that bank- ors are looking more closely fnto the ehuracter of their Gustomers aui (lielr cuatotars® busisions, and todiy out the men who confiue their enorgics to thelr Xegflg nto sphores, and thoss who havo dabbled fu real gtato,atock, or given way to say olier of o lowpla- beaot the bus! tions ” Which 068 mun'a - path, It 18 safe to say that the business man of to-day who can faco hls bankor boldly— und fhore aro many suoh—h confiued all ik cupitel sud il s onorgien fo S b ness ua fodicated by the sign over Liw shop-windows awl tho Lusiness man who fa Lawking bis acoonnt from bunk to bauk, with promisos of no ond of favors ‘when bottor Hinos come, i the oo who has dabbled fu coinorlots pud fancy élocks, Bomo of our smaliost bauks have beow spproachod il offors of very largs acoounts, but thoy aro “ fishing for cod, nd do not cars to taekls whalos.? Tlie bunke are daing ol they ca, and at_ reasonablo ratcs, 1o oarry on all tho legitic Jiato Uiisiness offering, and thio 6xtra disc: mlnsiion fiwall cnsws eaunot il'to hve s honeficlal aifeet npm eomnerce n the faturo, Onn thiug to whiel the ity s Iudublod for fi:. pociliarly strou; a1 posttion 19 1hie way n which (ho comntry merelunts Liaye mot tholr engegemonta wilh their olty crodifore, In all caues whore tho sule of Roods kave been judiclously 4 the one wlo effected, tho roturns have boen fully up to the aversge of ordiniary imes, s : IN TIR PROVIAION TRADE dealors nro courplniuiug of universal dullnoss and low ruling of yrices, Tl domand, especiully o tho mora oxpetinivo atlicles, lioa groatly diminished, Youltry les from 3 1o 4 conts lowor per pound thati this timo Lyenr, nolwithstnuding (it this year tho noultey~ crop in iuols hepvier. iien liavo talen constiornbly from tho quiotatlons heforo tho panie. Tho opinton of provision dealors {s that tho truda vl bo dull, with low prices for ail kiuds 0f provislons, during tiio wine ter, Tho country producers, who aro, comparatively spealdng, Lt Wil afacted’ by (e lned Uines ue yob avo boldfhig out fur hottur prices for provistons, bub {lioy ‘il 1avo to modurst Hholr 1deas 6Toro longs TILE COST, THADE: in ono which dopends upon #o inany contingencles that 1t 18 hard to forueast ta fnturo ot tho apening of ibocold addsons At prosont tho trado fu decidedly dull, but without any lowering of xatea o cither wholsanls or rotal purclinscis, Tiis is s husinice fn which, gene erally, great lutituds 1a_allowed in the way of crodit, Dut Oiat I chianged Just now, Cuwh {8 demanded frou sll customora, and tho Aearcify of thot commadity s evidencad Ly the amall sizo of ordord, 'Tlio Wabash aveuuo buarding-honse keoper who uacd o order her five or ten tons, nd pay for ftat pleasure, in fuin now toorder hor Hitlo half-ton, wiile in some coscs 200 or 300 pounds iu all tsat tho urchuser roquires *for th prosent,” Tho slock of conl on i ia large, particu- lnrly anibractlo, tho dealers uot wishiug a socurrenco of tho exporionco of lnat wintor, when navigation 6105t on the 1at of Docember, sud on the 10th of that month Goal-dealers were wbpping fubicuky ordozs by rall, OQUR MANUFACTUNES all feel the hardness of the ihmnes in a smaller or grester degros, 1 tho Lesvior branches 1t fs umual for muny of tho factorics to groatly contrack thelr operations at thls senson, snd continus runuing Hghtly until tho begluning of tho now year, This ia the caso with tho larger kinds of irom works, and tho falling off of thioir busiuors in, in most cwres, but the natural courao of ovents., ‘hie lightor bratiches aro not, by any means, affected s0_reriouly a8 wifght reasonably o suppasid, o conditlon of tho boot aud- o trado f oxcellent; coflcctions nre very good, {ndead, 4nd 4ho conttactlon of bukiness is aimost inconsidera— Dle, Tho hnt and cap Judus(ry is but a triflo dull, sud thodo engaged n this industey stato that what falliug off may occur from now’ until tho new-year will nok Dinder tlis yoar's business showing profits ahiead of thoso of 1872, pRY agons, ! Tho yholonale dry gouds Lrade 18 n o fair condition, sud safe customcers ara befug supplled with all the ooda tliby want Ly our large houses, Caro s taken, owever, Lo discriininato i favor of solvent mey, aud thoso of whiom there 18 ooy sucplelon ate required to o on dolivery, riods aro gonoruly lower i tioy avo boon, but tho surinlage i ot suilicent o causo slorm, Tho faflures lu tue Fast have not, so_ fur, ‘materialiy affccted Westorn {rade, nd houscs- dojug buniness ol thefr owh capital regard tho fature. Withe out fear, The rotull trado 1 08 koo a8 could.bo ex- pected, A many packages go out of tho storés, but tho nggrogato of walua {n ices than last year, Yurihzs- cra uro" more- coroful swl leas Cxtravagant, aud mere articles of Juxury aro not easily sold. Therd s been no diminution in tho nunbor of: cmployes in {Lis trude, flor Lave slarics boen reducod, “TifP, GLOTHING TRADK 1n at itn beat, this boiug tho busy season, * Articles of wearing apperel connot very well be dotio Wilkout in this cold climate. BSslos aro lirge, but purchusers scom Qispoacd to “slop” morc—that 6, to run sround and sce whero they can buy clicapeat. Tho clesn of goods betug sold 15 ot of 6k fino a quality s wheu money was noro_plontiful, and many gentlo- men who employed fashlonablo tilors willingly buy ready-mado gariients, becauso thoy cost from 20 (o 30 percent less, Goods ara lower, snd compotition i Teducing prices all thoe time, THE HAT AND CAPF TRADE Dis not suffcred to any extent, though salen aro light. o wholesalo houses ro fliliiig country ordrs With care, nud making collsctions promptly. Goods have fallon somewhat, aud will probably continue to look downward, Ltofoil elores nro not extromely buey, thoro beings univoresl deslro to wear old * pluga” a8 long ns they bold fogethor, Thoro hus hewu no Teduction of craployes so far us Lieard from, MILLINERY, The Idics iave been neized with o fit of econom: aud there s but moderate demund for cxpensive liea Qresses. Tho wholesalo housas aro doing littls or noth- iny, a8 thie country woumnn to liave all this hiats and Loue neth it ueeds, and retailors compiain of dull times, aud Yoo litde phospect ot thelr mendig. betors " Now ears. BOOTS AND SHOES are nocesalties, and tho trade in them in brisk, with prices slightly falling, Wiolcsulo liouses are exrerul Witlh their country customert, and in retull sto.cs tho demaud for ready-made yoods i quite largc, whiie custom work made-to-order is not wueh callud for on account of tho groater cost. anwELDY, “Tho jewelry atores nre doing but little business, and Topart trado flat, The wholesalo trade Is lighter than in corresponding periods of formor yonre, uud tho irado that ought to bave been done fu October i8 only ‘egluniag now, 8 month behind timo, Gountry deal ors Holding _ thelr .momcy o sew what will furn up, and are giviug fow orders, Kotail sales oto light, One finn_eaid thedr sales had fallon off two-thirds from Inst year, uud othrs reported a gonoral decliny, Tho holiday trade, b ought to beiu now, lad given o i of i, and tho trade which In othor years spread ovor yperiod of three months—from October to Junuary— ‘Would bo compressed into thireo weeks, Infending pur- chasers aro holding back, 80 a8 £0 put off partiug witls tlio money until tlio Inat moment, ~Tho clusa_ of gooda sold s ngtas costly as Lerotofore, and thero fs uo d position to oxtravagance, Wedding gifts aro not very ‘Dumerous or expeneive, and ovon biides ars compeled fo bo satisfied with comparatively cheup tokens of offectlon, There has been a gradunl declino fn fho prico-llst, corrcepondiug with tho reduction in tho pHeo of goid, which is tho standard by which pricea u (18 trado are rogulated, There aromuny applicatious for employinent by sales” men and watchmukees, but Aueartists in jowelry coms moud oy Ligh woges' a8 cver on account of thelr acarcity, # THE PIANO THADE hag fallen off oue-buf, Musie, ifke jowelrs, is & Iuzury, and can bo dono without.” Mony Cannot afford to indulge iu on nstrumont, aud thoso who can &ro postpoulng the purchuse, ‘hoping that prices will tumblo, ‘Tl the dealers kny is 8 fulso hopo, us planos sud miical Latruents gensrally aro i low us ‘before the war, aud prices aeldom fluctuate, FURNITURE, Most of tho furnfiuro factorics closed last month, ‘but somo of them hope to open sgain in a fow weoks, and run at {ntervals during tho winter, Onolouse dis- eharged 100 ten, somoof whom will bo employed 2gain, ‘Trado has been falr in necessary articles, but articles more for oruameut thau use aro not beiug sold, Sales are mostly for cashi, Prices have boen marked dowu. Tite, V00K THADE has felt the hard times, and sales Lave fallen off about 20 por cont, The prospect of & leavy fall trade w bright in Soptomber, but the paule’eams and its fluence 18 being felt, - In school-Looks aud other publ catious that canuot be done williout, a Lrisk busiucas 1s belug doue, but fancy works are almost uusalabie, It i expocted that tho lioliday trade will be good, us ‘muny peraous who formerly tade presents of Joweiry ond other costly gifts ~ will content themwelves with coutributions of a more intellostual character, sud place miud above matter, iterature sbove pearls and diamonds, Country dealers are not orderiug ex tonsivoly, aud the couniry lioliday purchases have yeb 10 bo madte. Pricea of Looks but. slightly fluctuite, and there i little or no shrinkago so fur, "I OrELS arobut liitle affectod, As fs hatural at this timo of year, thero {a a falllg off iu oliday travel, but all the irst-claes houses roport lots of guests and a flourish ing stato of affsirsgenerally, ‘Throughout tho country there is no doubt & diminution of truvel, but those who travel mako up their minds to get tho worth of their monoy, aud naturally enough wclect Chicago as tholr duatiuetion, DUTVEING AND AMOKENG, Saloons always scem 1o theive, und when every other businans 16 dull and trade uguishing, It cons {0 thrivo better than ever. Men drown dull care in tho Rowlbg bowl, Trobably mon drink sy much how us over, but they drink on a cheaper scale, Instead of “hrandy and soda, thoy call for a mug of ale, aud L= stead of @ * champagne cocktail,” they direct tho bar kecper to put a little’ lemon and sugarin a gliwe, and ypour some whinky over it. 8o it is with smoking, Tho cigar trade fs declining, and meu smoko pipes instead of Havanss at from 16 (o 50 couts each, el THE RAILROADS. Speetal Dispateh (o Tie Chicaye Tribune, THE OALIFONNIA & TEXAB CONSTRUGTION COMPANT, Wasixazox, D, 0,, Nov. 11.—~The promiuent toplo 1o atill tho Californta & Toxaa Gonstruction Company, in which politicisns and Inrgo moneyed operators have Dbeen equally bitten, ‘This Company obtained most of ita political stool-pigeon Tights undor the noso of tho Oredit Mobillor invoatigation, and, whilo tho charactens of some Congressimen wero boing domolishod, othcyt, with perfect indifforence, wero trying fo by lob fn on tho mnew Oredit Mobiller, A suit wis about fo bo commenced this woek by the firm of Oliriéty, Paino & Co,, of Washfug- ton, against the Construction Company, ou bellf of cortutu obligations it had been promfscd, but not ful- flled, Yesterduy to attorucy was clted by John Me- Namiara, the Presidout, to hold & porsonsl confercnico with Col, Com Beott, and postpono the suit, Gen, Bristow, who resiened the onice of Sulietor-General of tho Unlted States to become Cof, Seolts comusel, and was ofterwards made frst Drosident of this Contruction Company, with a salary of §12,000, Lus also boen solicitous that his usme shall be dropy £rom tho Ifst of dufendants, It appears that Bristow left th concern whon ho found that §t might b ox= ‘pected of Lim to do DpITY Wallk With the Toxas Legihlature aud Btato authorities, He hud fuyested his salary dn (ho scheme, aud Wit out with no high opfidon of (he ' practice of Iow for modern railways, Br, Hoott, aithough dis Lavred by act of Congress, with the other officers of tho Taflrdnd, e Leing & member of (o Consiruction Compuny, i #md to bisve taken stock b (ho numo of & wierbor of hin family, tu order to drive out Gen, Rosecraus and othora wholud boon ploncors In_ths rattoud, ‘Tho pools were put up Lo tho figurs of §100, 000, aud Tosooruns was unablo (o miake' & ombind- tiofh to tlint uuiount, FlK OFFIOERS 0F TIE PENNSYLVANIA NAILIOAD wers admitted, Me, Thoupsou took $250,604, and Tiko uuwis wore subseribied by V, ', Roborts, autl Ly Shiaw & HMeOnllough, who i tho conucetos of 14y Tounsyivauta load Legond ¥ittsburgh, MeMauuna, ot (Continyed on the Fifth Page.)