Bemidji Daily Pioneer Newspaper, November 11, 1919, Page 2

g . 45 | =30 R T SRESRE [} PAGE TWO FRUGALITY GUIDE Drawn by National Committee for 1920 Drive Against High Living Costs. MAKE A BUDGET, COMES FIRST Keep Tab on Expenditures Have a Bank Account, Spend Less Than You Earn, Are Other Com- mandments. St. Louis.—Ten commandments for the guidance of a man’s financial life have, been drawn up by a national |2 committee of bankers and others to aid in the great drive of 1920 against flae cohorts of high cost of living. ' This decalogue for the frugal man to stiffen his morale in a battle to save eomething from the profiteers and rent raisers 18 part of the program for the National Thrift week, to begin Janu- ary 17 next. Plans for rallying the armles of money savers for the 1920 drive by holding this Thrift week were ap-|. proved by the American Bank- ers’ assoclation In its recent conven- [ tion ih this city. The Nea already bad the . indorsement of the -United States League of Building and Loan Assoclations, National Federation of |: Oonstruction Industries. Retail Ored- ft"Men’s association, National Assocl- ation ‘of Life Insurance Underwriters, National Credit Men's assoclation, the American Life convention, and other ‘national bodles. ~#Make a Budget” One Commandment. The ten commandments as recom- mended by Walter W. Head of:Omaha, “wice' president of the National bank .Section of the American Bankers' as- ‘sociation, are: 1. Make & budget. 2. Keep an intelligent record of ex- ‘penditures. 8. Have 8 bank account. 4. Carry life insurance. 6. Make a will. 6. Own your home eventually. 7. Pay your bills promptly. 8. Invest in War Savings stamps and other government securities, 9. Spend less than you earn. 10. Share with others. Thrift with- -out benevolence is a doubtful blessing. The eight days of the National Thrift week have been named after some points of the financial creed, as follows: Saturday, January 17—“Bank day” or “National Thrift day,” to empha- size the need for Individual thrift and the service a bank renders a com- munity. Sunday, January 18—“Thrift Sun- day,” with sermons in all Amercan pulpits on the relation of economic life to religious well-being and the need of sharing with others. Monday, January 19—“National In- gurance day,” to stress the need of protecting one’s family. Tuesday, January 20—“Own Your Home day,” to show why It is desira- ble and how it i8 possible to own your own home. ‘Wednesday, January 21—“Make a Wil day,” to urge men to make wills. Thursday, January 22—“Thrift in Industry day,” to advocate factory thrift and co-operation between capi- tal and labor. Friday, January 28—*“Family Budget day.” Saturday, January 24—“Pay Your Bills day.” Employer Is Affected. Supporting this movement In an ad- dress to the bankers in their conven- tion here, Arthur M. East of New York, national director of the Thrift week movement, said: “Financial and industrial leaders are Interested in the Increased cost of liv- Ing because they know that in most cases the bill for the increased cost 1s handed by the worker to the em- ployer for liquidatian. The bill for the -cost resulting from the inefficlency of the average man and housewife in the spending of money and their fallure to get full value for 'money received is also handed to the employer for pay- ment either in increased demands for wages or in Increased dissatisfaction and industrial unrest. “So many employers are learning that, along with plans for stimulating the interest of the worker in his jeb, there must go hand in hand with it an education of employees in funda- mental economics and in the use and value of money.” N ..a.-lm-o-mm-c—-—o»o o Leams at 70 Two Can’t Live Cheaper Than One § Santa Rosa.—'You can’t beat ¢ this high cost of living nohow,” says John Boroquez, seventy years old, who on September 6 married Adeline Young, aged sixty-four, keeper of a boarding house, on the theory that two i could live cheaper than one. f They agreed to divide the pro- i ceeds from the boarding house. H Boroquez asked for his share i of the profits. The thrifty bride refused and started for the bank to deposit the coin. Boroquez went to the newspapers and had inserted a notice that he had left his bride and would not be re- sponsible for any debts contract- ed by her. PSPPI S S S PP PSIPRIPUSIPUPUIPSI i 'EASY TO DARKEN JECALICIEFR o] " Emre™ | it | “Ever Oceur to You?” YOUR:GRAY HAIR You Can Bring Back Color and Lustre with Sage Tea and Sulphur When you darken your hair with Sage Tea and Sulphur, no one can tell, because it’s done so naturally, so evenly. Prepanng this mixture, though, at home is mussy and trou- blesome. At little cost you can buy at any drug store the ready-to-use preparation, improved by the addi- tion of other ingredients called “Wyeth’s Sage and Sulphur Com- pound.” You just dampen a sponge or soft brush with it and draw this through your hair, taking one small strand at a time. By morning all gray hair disappears, and, after an- other application or two, your hair beeomes beautifully darkened, glossy luxuriant. T8y, fuded hair, though no dis- grace, is a sign of old age, and as we all desire a youthful and attrac- tive &ppearance, get busy at once with Wyeth’s Sage and Sulphur Com- pound and look years younger. DR. E. H. SMITH Physician and Surgeon Office Security Bank Blook DR. L. A. WARD Physician and Surgeon Bemidjl, Mian. Christmas gifts. 5 WAFFLE Will Open Monday, and eat with us. YOUR CHRISTMAS GIFTS ~should breathe your own personality. How better ~ attain this than by giving PHOTOGRAPHS the only truly economical gifts, bearing with them the spirit of Christmas Day HAKKERUP PHOTOGRAPH STUDIO Bemidji, Minn. Make your appointment early—Xmas is our busy season. Omne dozen photographs make twelve PORTRAITS TAKEN—RAIN OR SHINE QLT T T TGO TR LT UL D LI THE SANITARY +Hot Waffles Served to Your Taste, Light Lunches and Delicious Home Baking You are cordially invited to come in 216 BELTRAMI AVENUE THE BEMIDJI DAILY PIONEER DR. E. A. SHANNON, M. D. Physician and Surg Oftice in h::yo Bloc?. Phone 396 Res. Phone 397 Skin Sufierers ‘You will "flhnllefll'hflnt w&’un D. the ma""i'f our customers ulvhe. Yunfltoo. Teg D D.D.wy We DDD gIhe Liquid Wash Barker’s Drug Store SCIATIC PAINS QUICKLY RELIEVED Keep Sloan's, the World’s Lini- ment handy to iy to allay aches THOUSANDS of men and women, when the least little rheumatic “crick’’ assails them, have Sloan's Liniment .handy to knock it out. Popular uthhdol.mmrym—-l ifie o overstrained muscles, its, SR o i, 3 e t puss wilkous rudbing {,; m:l"”"m oo, \Ves No muss, §taine n, clogged pores. Abot%toda ll.lvuec pre- caution. Keep it R drvpgiethes35c, 306, Lirimeont Heep i1 handy PARLOR ° Nov. 10, 8 A. M. There is no substitute for butter. . Butter contains the valuable substance known as “Butterfat” or “Vita- mines,” found only in butter, milk, cheese and eggs, the l abundant use of which makes large, strong and healthy children. ~ Scientists claim that the small physique of the Jap- anese and other small races is due to.the absence of Vitamines from the food they eat. Give your children It’s the cheapest health insurance plenty of butter. you can buy. Children Need Butter For Health, Growth, Strength BE SURE TO GET CHIEF BRAND BUTTER BEMIDJI CREAMERY COMPANY allllllllllllllllllllllllIIIIIIIIIIIIIIllmllllllllllllIlllIllllllllfllllllllIIIIIIIIIIIIIIIIIII STeY-YiX] | INDIGESTION 11} tite, indigestion, headaches. biliousness and more serious diseases. Hollister’s Rocky Mountain Tea is a sure remedy for constipation. . These won- derful herbs have long been famous for quick and positive results. - By restoring normal bowel action, you will gain color, weight and youthful en- ergy. Take tonight—tomorrow feel right. Clty Drug Store. Ask for “HILL’S” FIVE MILLION PEOPLE USED IT LAST YEAR HILLS - CAS(}ARA QUININE « BROMIDE hn cold remedy for 20 years 5 —in_tablet lam-!-h. sure, no gpmn—bruh up a cold in 24 re—relieves an in 3 day l!tmqy back ils. e genuine box hn a_Red top with Mr. Hill's picture. At All Drug Steres Millions of beople—in fact about 9 out of 10—eufler. more or less from indigestion, acute orchronic. Nearly every case is caused by Acid-Stomaéh. There ate other stomach disorders which 2l5Q are sure signe of Acid-Stomach—beich- g, hedriburn, bloat after eating, food re- peating, solit, gassy stomach. There are many allments which, while shey do not cause much distress in the stomach Itself, are, nevesthe- less, traceable to an"acid stomach. Among these ure nérvousness, biliousness, cirrhosis of the liver, theumatism, impoverished blood, weakucess, insomnia, melmeholll and :Ioui train of physical and mental miseries tha kf:w the victims in miserable health year after ye The rrzh; thing to do is to umek these allments at their source—get rid of the acid- stomach. A wonderful modern remedy called EATONIC now makes it easy to do this. One of hpndreds of thousands of xrutelul users of EATONIC writes: ™I bave been troubled with intestinal indigestion for about nine years und have spent quite a sum for medicine, but without relief. After using EATONIC for a few days the gas and pains in my bowels disappeared. EATONIC is just the remedy I needed.” We have thousands of letters telling of these marvelous benetits. Try EATONIC and you, mg will be just as enthusiastic in its praise. our druggist has EATONIC. Get a big 50c box from bim today. He wfll refund your ‘money if yon are not satiafied. EATONIC "Gee-Wlnz! How it kiurtses =+The Pain in My Foot!”’ uSometimes it is in my arm. Merciful Heaven, lmw my back hurts in the morn- ing!” It's all due to an over- abundance of that poxson called urie acid. The kid- neys are not able to get rid of it. Such conditions you can readily overcome, an prolong life by ta.kmg the ad- vice of Dr. Pierce, which is “keep the kidneys in good order.” “Avoid too much meat, alcohol or tea. Drink plenty of pure water, preferably bot water, before meals, and ‘drive the m:ddautolthesyaumbyhhn‘ Anuric.” This can be obtained at almoet any drug store. Sudabotfleofmwfiothech-‘ &8 Dr. Pierce’s Invalids’ Hotel, Buffalo, N. Y, and you will receive free medical advice as to whether the kidneys are affected. When your kidneys get slug- gish and clog, you suffer from backache, gick-headache, dizry spells, or twinges and pains of lumbago, rheumatism or gout; or sleep is disturbed two or thres timies a night, take heed, before too late. Get Anuric (anti-urie-uid), for it will put new life into your kidneys and your entire system. Ask your nearest drug- gist for it or send Dr. Picrce ten cents for trial package. Positively Relieves Constipation - Constipation causes poor appe- Criticism and Citizetiship It i 1s the plam, public duty of every citizen . to criticize proposed govern- ment measures believed to be harmful. waft&Companylsmabetterpos- ition perhaps, than others, to under- stand the meat packing business in all its relations to public and private inter- ests, even though the others may have been giving the subject a great deal of sincere attention. Swift & Company is convinced that interference with its legitimate business function by govemmental agencies, however well intentioned, would be an injury to every man, woman and child who wants meat to eat, as well as to the men who raise the meat and to those who dress and dlstnbute it. Maximum service that cannot monopolize because of keen competi- tion and lack of control over sources of supply is furnished at a minimum of profit—a fraction of a cent per pound from all sources. Therefore Swift & Company is taking every legitimate step of citizen- ship to prevent such interference. These advertisements are intended :to help you, and to help Congress decide what is best to be done. Mis- takes are costly and apt to be harmful in these trying times. Let us send you a Swift “Dollar.” Address Swift & Company, Union Stock Yards, Swift & Company, U.S. A. “Ever Occur to You?”? says the Good Judge That it’s foolish to put up with an ordinary chew, when it doesn’t cost any more to get real tobacco satisfaction. Every day more men dis- cover that a little chew of real good tobacco lasts longer and gives them real contentment. There’s nothing like it. THE REAL TOBACCO CHEW put up in two styles RIGHT CUT is a short-cut tobacco W-B CUT is a long ne-cut to) co Chicago, Il & THIS SHOWS # WHAT BECOMES OF # THE AVERAGE DOLLAR %) RECEIVED BY ' CENTS FOR LA iy NG e 2.04 cans REMAINS SVIIFI’ & mumn AS PROFIT THE GREAT UNREST it is aggrevated and increased when you feel that your life is at the mercy of circumstances. The surest means of settling it is by carrying plenty of INSURANCE When your life is covered by a liberal policy, you feel as secure as a man can feel in this world of chance. Don’t put it off a DAY longer. Come and let me show you some most attractive policies in one of the best companies. Office Phone 131 Res. Phone 457) DWIGHT D. MILLE Bank Bldg. Northern National TUESDAY EVENING, NOVEMBER 11, 1919. H Defecfive