The evening world. Newspaper, August 19, 1921, Page 13

4 a patisfaction it may be stated, I believe, that no business has played a larger erating Sguarding America Against Fire have ‘ eit fair rate for fire insurance and to get Bwhich is as Sforesight Seertain insurance is worse than none Bat all Wspecific in its references to ‘stock’ wire insurance companies, those with gadequate reserves (required by th * was made of the marked development athatchas followed public approval of Ps Sto those who safeguard their property Mrom fire, thus givin hess between the various companie: ‘and “their Marget, village and city in the United States. dels aa Secrat conclaves of underwriters, them elves under star chamber methods, as Pane ha: & @educe costs and prevent discrimina- _ @ians between insurants; schedule rat duced yy, fendi Pre- ‘vented — Volunt: ment ' to Restrict Profit, plus accumulations held to take your Sindemnity the more certain—the com- Grigid laws, whose standards of sol- ‘wency ®measure of security for your protec- Stion greatest. Gwhich the lo @day, is conducted to prevent discrin- Sination ‘addwn: the cost of the service to the from direct compan; The schedule-maker in fire insurance Mable protit to be reali ®ransactions of the companies, form the safest and sanest method yet de- Wised for the economic admi thf any business of a quasi-public | “tharacter. glay *bus ee est SEO THE EVENING WORLD, FRIDAY, AU AV ING A THOUGHT TO ‘FIRE INSURANCE ,Rates Make Sound in- ity—Co-ordination Not a or Monopoly—Costs Re- Fifth of a Series Biot Sketches. Previous rtcles Wail ‘Be Mailed on est. The Sisth Will Aj he Boening World Nest car in ‘eek. Not in a boastful spirit but with deep F more generous part in the economic levelopment of the United States jan stock fire insurance, and ever <o-ordination for the purpose of was accorded public approval ven widespread legislative in- lgratment achievements in Safe- ignally successful. to the public's interest to pay « e best possible indemnity—that nearly certain as humaa an make it, Poor or un- This series, therefore, has ee! which are paid-in capital stock, jaws of the several States), and sur-| anfts that are regulated by the most are the highest and whose under all conditions is the In introducing this sketch mention ated effort. ‘The modern stem of fire insurance rating, into experience on 95 per ent. of the insured property of the auntry is now gradually being in- ted, can in no sense be classed as rugt or a monoply. Our business, t between insurants, to keep ublic and at the same time to offer immediate inducements in lower rates them a voice in aking their own rates. Tn the old @ays all rating was done ¥ officers and field representatives of he companies themselves, but in later years the work hd ed into the hands of trained men, experts, inde- éndent in a large measure from both tock companies and agents, because f the intense competition in the busi- representatives in every No other could be ed. how rating is drifting away control is told in ¢ report of the Illinois Legislative ed to investigate result Ju Pommission appoin he whole subject. “The work of con- trugging basis schedules,” the report BMinstead of being performed by he public has been led to believe, ap~ ars from our testimony to have assed out of their hands almost en irely into the hands trained ex- erts. The testimony shows that fire re paratively small win Li than short ing ness of the and other special- the System as a whole in the state- ties. Selling of Studebaker was] ments of condition issued after the influenced by the unexpected) jose of the market yesterday. The announcement by important terday. The stock downward of United present Weakness having in completing its financing ans, Utah Copper BANKING AND FINANCIAL, Is best vestment. el wy that intensive ‘conditions | whi again prevail during your full use of credit, wi Telephone Brood Branch Of companies have little or nothing to do with the construction of schedules analogous | to-day occupies a position ife insur to that of the actuary in Ile is expected to di ards by analysis and classifications of elementary parts. Co-ordination among compunies to Ing, ‘subject to basis rev by the State if desired; and adequate insur- nee to value, a point touched upor riefly in a previous sketch—these imitation on the maximum distribut ed on the net istration This, indeed, is the present on which stock fire insur- fence companies ure operating. rf Ponvention Our agreement with the National of Insuranee Commis- qners to limit the profits to he de- ived from net underwriting ope tions was effected last spring after years of negotiations. Tt is based on five-year averages, defines conflazra tions and covers also the relationship between States—all factors of vital importance. Under this system there is intense | and healthy competition between the ppward of three hundred stork com- anies doing business in the United tages, with every incentive to keep lown their expenses, Of course the “managed companies will make the most money while the cost of fire ingurance to the publie as a whole, dxpressed in rates, is limited by definite agreement. Probably no other business in the orld of the magnitude of that trans- weted by stock fire insurance com- panies has entered into a voluntary fagreement to limit the profit on its seperations to only 5 per cent. wwithsan additional 3 per cent. (for ‘your greater security) to be applied to the accumulation of “conflagration reserve funds” which can he draws ‘upon’ only in event compunies may not De able to meet their liabilities out of surplus funds when conflagrations come. “ve aqutstion: you men of business | asi this Is 5 per cent, distributable profit on our net turnover too much: for a business filled with many Gntricacies and uncertainties as stock fire insurance and requiring so much knowledge and good judgment and in which the competition is so keen? a JOHN B. MORTON President +»NATIONAL BOARD OF * FIRE UNDERWRITERS 76,WILLIAM STREET, NEW YORK of “Safeguarding the Home,” trac! Fire Prevention to you and Mjour children will be sent on request. « il with fire | Jémentals, I contend, together with a} te Varms able tn DIGMONDS ‘AND FING JEWGLI ‘Mosetiberal Terms --- Beat VALUES in the (AL Gianene.’. pianen went Financial Independence 4 5 is up to you. We ain- os pence tone be mailed upon L.L.Winkelman & Co. 62 Broad Street, New York om Loading Cte Mareas Every Investor Should Know Is the title of an 80 being tn wills of ges Yea + can ba used intel allowed to idly ex low raay Fisaating Features of the Trading, Hour by Hour _—_— | point on expectations that when 10 TO 1. directors meet during the early . = part of next month the dividend, Strength of railroad stocks as opposed) now at the rate of 60 cents to weakness of a number of indus-! snare quarterly, will be reduced to trial specialties was the outstand-| 95 cents ing feature of Stock Exchange | su, while specialties were heavy, trading this morning steel shares were firm, tobaccos Business was ‘extremely duil, trans+| were steady, and ofl stocks were actions in the first hour totalling | helped py the announcement that only @ little more than 190,000] the price of crude oil in the Ken- shares. But it required only acom-| tucky field has been advanced. amount of selling to send Studebaker, United States] whether the advance is justified by Rubber common and preter supply and demand conditions, and American Car and Foundry, Bald-| |, is further doubted whether simi- omotive, Cuban Cane Sugar common and preferred, Pullman] wy Pennsylvania and Mid-Continent and other specialties down for] producers. losses ranging from one to three |The renewal rate for call money was points, lowered to 5% per cent. This reduc- It seemed to be liquidation rather} tion was clearly forecast by the ex- by speculators that was responsible for the weak- of price cuts made manufacturers yes- broke justified, that the current divi- dend cannot be maintained. Sell- advances in the second hour of ing of Cuba Cane issues is based | business, and in nop a few instances on the difficulty the company is| Sains over the final figure of last night amounted to a point. Aside down a| Fated book whlch for present a Touts, Estate RELIABLE GOODS ~ LOW PRICES = EASY WEEKLY OR MONTHLY PAYMENTS “TRANSACTIONS CONFIDENTIAL — INO EMPLOYERS GEFFRENCE CALL, WRITE OB R 4 Foreiga ‘or anares 0AM for Riek No 940 30 Broad St. Rose & je New York WaTsn 4 —— OSS ERG! DUCATIONAL, INSTRUCTION! &C TAN AW SCHOOL (sve 1VERS: WOOLWORTH BLDG, NEW YORK. Morning Session iis: sear cas $:30 to 11:30 Ailernoon Session (A: crass) 4:19 tO 6:15 Evening Sessioa (ani cissss) 7 to 9 . 22, Co-Educational, Catal OPENS: BERT) ite siias es convert their profits into cash. = DIED. Call money was available as low as DOWDi—On Thureday, Aug, 18, 2992 five per cent, in the outside market CATHERINE, beloved sister of Mary a.| but the greater relaxation of monuy a James H, Dowd, & Pent Neck, Was without effect. The tone at the tes ator close Was unsettled. of hor soul at tye Ohurcn of the Hesse1 | Cotton and wheat closed practically Sacrament Vat , Saturday morning, unchanged 7.30. Interment at Brattleboro, Vt. 7 — laven papers ploase ¢ F } ; REV. P. 'D. MOODY HEADS restiysuni tee A VERMONT COLLEGE. Call “Columbus 8200” Aay Hour, Day or Night FRANK E CAMPBELL “THE FUNERAL CHURCH” Bae, (Non-Sectarian) 1970 Broadway at 66th St. Dowstows Oifice, 234 St. & Sh Av. LOST, FOUND AND REWARDS. all's. below 68 and touched a new low for the movement. States Rub- ber preferred ts due in part to the growing belief, which may be un- ‘There was considerable doubt as to lar action will be taken at this time cellent showing made by the New York Federal Reserve Bank and by Reserve ratio of the New York Bank now stands above 72 per cent. and that the System as a whole is at 69.8 per cent. —————— 11 TO 12. —— Railroad stocks were able to extend from the growing expectation that Congress will enact legislation en- abling financial relief for the car- riers before the adjournment of Congress, it is expected that state- ments of earnings for dwy will make a decidedly favorable com- ative showing. | Steel, tobacco groups continued steady tone, but specialties which were weakest in the first hour failed to show rallying power. | Ce eeemeeenl | *% 2701, of industrials became more impressive during the noon | hour, and declines running from | fractions to about three points be- } came general. Lven the Steel | shares, which were ably supported | in early dealings, gave way with the remainder of the industrial list and most other fo maintain a | Liquidation Tobaceo and leather shares were soft, ‘oil stocks converted early fractonal gains into sof similar extent reactionary but that the came from the On the other hand railroad stocks ex- panded earlier gains, and in not a to-day's high price were within narrow fraction of ¢ | highs of the year. TT0 2. rtly before the vr private ¢ There bulk short was no doubt of the buying interest. few instances 5 end of the Sputches Just from Washington quoted Senate jeaders as stating that there is no hope of passing the Railroad Bill at this session of Congress. This resulted in renewed pressure against the whole list, Not only did most in- dustrial stocks down new lows for the day, but many railroad stocks lost practically all their early gains, while others showed fractional net recessions, The only prominent stock that showed re sistance to pressure United States Steel, which throughout the session moyed within a range of one-half a point, during t) | downward movement in other parts of the tenaciously clune to within one-eighth of a point of the close last night 270 3. he xo to was a and list The market staged # mild and unim- pressive in due tu the inclination of bear traders to rally in final trading New to Middleburg, vt Aug. 19. youngest son of the late Dwight 1. Moody, the Evan- gollst, to-day we Middlebury Colles The new President ia at present As soclate Pastor of ahe Madison Avenue Presbyterian Churen in New York. He York MIDDLEBURY, Rev. Paul Dwight Moody The elected President of Adv ftameiy Ady Ajax Ttaiber Alani Allie Chalmers Allin- Chale Am Aur Amer Cau. Am Am Hide & Am Hida & An Am Rarvedale B Caldo Cent Calif calif Central aie, RI & om oi Chile Conver Gr Coca Dota Pohumbia Pine Krie Ist Wisk Rouwer Freeport Mien Asyinal! Gen Motor tien Mot joourich eat Noms eat Nor Hupp Mos iit later Intes Inter Inter Paaxe Int Mer Mar Inver Nickel vine Island Ont dowel Tea Kennas Cit Kannan « Ken Lehigh, Iuew's Ini Lait Ine Mex Pecref Muxidie Midvale Mina & St Mo Pac Mo Vee Mullins National Co at En NYNH& NY imt & Norther Nora Scotia Numa ty Oklahoma PP ach Vinrce Oi nan Ateg ou sure Kail 5 May Reais Reartin Reading 24 In Res Tron & Sind Feushom By Tae) At seanrig it, N. Matos Bull, femaie, | went overseas a8 Chaplain in the 26th able i ale as Alam torte Division and later was appointed by teal tine ge etuemadin ung fw | vion. Pershing to succeed Bishop Brent seer A Pate, SJ Jas Senior Chaplain of the Aninrican Ex- Tig tt: no “questions asnel. White & Cash, Tetlrenren He ea daoahanid yy Wrench Government. tan Oil a! Mromberg Canwdian Pac Central Leather Laather pt 60 Chandler Morors 6. 435% Chor & Onio \ CM & SPR 2% %, M&St PORK pt Gino Comer. Ciuett & Peabody. Famous Mayen Dob Agr Co Harvester Janis & Nash Manali Sugar. Adame Kx wens Rumely yf Juneaa Ca Chem Am Car & Wiry Am Coton oil vag Sven! Juternational, . Linseed O11 Am Linseed O11 pt 46 Am Locomotive, iad re i Ae 4% 10s Leet 47% » st 88M va is Hie Bs ou Packing etroleum itie Chie Paeu Tool Pac Allied Chew Am Bafety itwcor. Ain Shh» & Com, Am Smelt & Refi Am Steel ound Am Sugar Am Sunmire Am Tei & ‘Tei Am ‘Tobacco Am ‘Tob pf new. Am Woot Am Writ Pow pt. Am Zine % Am Zing Plo sesre Anuconda . . Stobison RY. Atchison Ry pe. Atl, Bim & Atl, Au, Gut & WI. Baldwin Loco. Ralt & Ohio.. Bak & Ohio of... Butte & Superior, ©, RI&P 7 peo wf Wenuem pf & Norw Ry. Grapho. Ceneol Textile. Inter-Cal Man Cuban Am Sugar. Dol Lack & Wert. Den & Rio Grande. D & Mio Grande pf inndicottJonneon Texas 1 blectric Or. one Cunanca { States Sec | Hanlew Inter Mor Marine con Cont Can. Coefon Os Com Products Crocble Steel. Cia Cane Supar Cube Cane Sus pt 20) 11's Wy 40 48, 16 16% 85s 0% a1 4 32% 3% 14% 4m 13 % 14 cam UB's 10 Bs 4 Ws w we 10% So, Kelly Springfield peut Comer. Keaton ‘Tire. Lackawanna Steel. Rubber & Tim, Valley wt vitle States Oil. Steel ose yet & stp National Lead Nevada Consol .. Now Orleans ‘T & M NY Ainmaice New York Central Now York Dock " Went Norfolk Southern Pacitie Stee & KR Oni oein Circuit (mie Stoel Va Develop Cory Vac Gan Pac Tet ty Tet Pad Ager Vote Pan Amer Wer § rit Sa Steel Company Votroleum ne Amon Anow oe Remington Tyee Pie & Woe Vo el owing coer. Steel Repilie Motar Royal Dutch NY ot & San Fran StL & sen BY of Seam: Rostock BransRotook pf Abell T & T Seuniienn Marit Souuern Ry pt Na Stewart Warmer bp aM u% De 20's FS) 4 1Ots oo 7% AN om al Ais 8% 10% oy BOM a8 1816 1 on O1hs 1 Sted 106 50% Company uM ay 10% 1% 20% 724 10 1% 16% an ” 76% 2% 0% 1% lite 19 2 1% i% iy H's coat tes 304 0 16% Hy He Low 41% 1" a Laat 4th Hn 6 car GUST 19, 1921. Net Senceoa | Sutmpatine Tow Sa | Snpertor OU) ‘Tenn Cop & ‘Texas Compan, | Texas & Paci Tex & Pac Cow ‘Tiird Avenue Tobacco, amon Ou Unie Baz & Union Ou Union United United 4 Vuited Food ry Un tty lav Go Un Rotail Storm Es Deve Fruit oe # # fe FS TS Realty U 8 Rubber & US Steet US Steet tan Couper Utah Securition Vanadium Steet y Gon Wat Pc Com Western Union Weatingtiouse White Mot White Oil . Worth Pump . * bx dividend, .{.0006, Mark Me (0119, off 0 = |.0550; cables, mand, .1686; demand, kro 2130. 290; Sweden j cables, «4 |mand, . Executor t as to So struction in Kquitable T mission Ce enable five st Howard, Ww! New Cannan, rd, «| wife's death goes lo the wil lother remebra and his see shares of Ca) + “)Youns Man Accused of Robbing _ 1 | Tenants of Jewelry and Cloth! > | John Holoway, twenty-four, was ar- Slrestea in a furnished room at No. 153 4 | Amity Street, Brooklyn, last night % \charged with stealing $400 worth of - % | jewelry and clothing from uther tenants in the house, According to the police + '*lall the goods were recovered, 4 For two weeks many things have they found § iM > + {UTARD KNIGHTED BY FRANCE. «| iteaa of Wranco- Ameri = ap Decorated at Lunche: vy] Bmil Utard, President | Franco-An ment of vernment Legion of He Union bert, Among Casenaye, Director High Maurice m1 No. himself as training, Orchard stabbed In t Street a crap name of mers (went Ing or 4. st burg Bridie where it w hope of bis Chew Pronlucts Paper Pacifie .) US OL Pipe of. U 8 Ind Alcohol US Rubber Int of Caro Chemical LIBERTY Liberty, 31-28, opened 88.60; 1 jfrancs, demand, .0755; 3093; Pesctas, demand, .1290; cables, .121 VAULT Says Hin Winal Imetruc- Are Jacked Up. starry has just been knight the him yesterday League Consul those Min Albert was ws nf. Total salen : —— 41-48, 87.88, off .08; 2d, 87.7 91.98; 4th 88.00; Victory, 98.74, up .02. VOREIGN BEXCHANGE OPRNIN Sterlin, demand, 3.69; ies, 3.65 1-2, off 1 1-8, French fra mand, .077 cables, 0771 3-4, off 0005 demand, .0428 1-7; cables, .0429 off .0006. Belgian dema oz. 0555. cables cables s 1688. onen, 4 Norway kronen, cables, kronen, demand, .1625; cables, .1630. a ————- ASKS COURT TO OPEN OF F. T. HOWARD de by th deceased cousin, who lett a letter of in- a safe deposit, box o, ust Co., croftt, an attorney and executos of the day applied to Surrogate Foley for per- to open ways the document containg instract'ons concerning the probating of the will and directions for the manag: Howard estate, “High Hedge," at New un, Conn., where there is consid the ork ho died by his will left his widow, Florenoin de Riva tlow- H the estate at Now Canaan «nd life interest in the estate of his futin Charles Marvin Howard. M4) his brother and two sisters upon Ins The individual estate dow es of stock and to relative inty-five ances ene 1 been missed by roomers, and last Detective Keyes of Buller Street St 1, | Hon questioned Holoway. \,jman broke down. erican Board of Commerce and industry, a Chamber of Comme! organized in New York Franco-American with mor. ata Club presen Weeiony > NC Louls Lewkowitz, 17 Wirst Avenue, a “stude foun and stom: but ret yofirat abbing tion. vi He wam taken lo Bellovue as bald recovery, BONDS. vel oratories, drawing of Whistler's head is 1 Metropolitan Museum of Arts ee eee HELD FOR $700 THEFTS IN TWO ROOMING HOUSES. The poli 75 worth of clothing and +] jewelry alloged to have been taken in la house at No, 195 Clinton Street, where Holoway lived about three weeks ago. eral 4 New hake 1a 121.400, st of ples, eece drachma, wiss francs, de- Guilder 095, off.00 076 22128; des Denmark jemand, 1295. he request of his the Richard 1. Ald- vault. Alderoftt nt of the of duly last, at to-day 30, filed It reverts to left as tw ght He eays also say of the | ree | develop- | relations, d by the F Cross of for The decoration was presented to! ihe luncheon at by Gastor t we Mlenipo 1 of the Vaul ntiar French uller 1 tivester, Olivier Bocande and | +] Henry Utard, .| STABBED | Htudent 21st Victim of Afrays Ness Williameborg Bridg: RAP GAME. twenty-thres, of | who describes | nt of vocational dolast night at Schift Parkway and forehead Lewkowitz, who said he was attacked In game, Dis assailan usod to give the | this sum- | im of a shoot the Williains Hospital there was little 18500 Repub Tia Rub. 19800 Mexico OU. |THE CURB-CLOSNG Straten Mig Low INDUSTHIALS 400 Acme Packing. the 1 100 Allied Packing te 20 Am Laight mom 200 Armour Leather ees 400 Rr Am Tobsevo reg We 11M 200 Br Am ‘Tub coup 100 Buddy Bote 300 Car danbt WO Cellulold Co ped 100 Chalmers otf 435 Com FF, 20 Com FF phd. cee 100 Cont Motors... 200 Fanptre Food ve 400 Farrell Coat 1100 Glen Alden Coat 100 Holbrook RK 100 Inter Rubber 100 Mendels Hox 1000 Nailowal Leather 2000 Parwons Auto “ 20 Peerless Motors 500 Htadio Com 900 Radio Com pla. 0 Southern Coal & from. 2 1500 Sweets + th 200 Tob Products ........ 8 0400 US Steam co ceeeee ML 600 U 8 Sbip Corp... 18 400 Un Profit Sharing voce Le 200 West Bud Chem.......5 7! OU Wayne Coal oecccee Te hte STANDARD OILS. 400 Angio-Amer OU .. 1% 19 400.8 OU of tod 10% 00% INDEPENDENT O18: Arkansas Nat Gas. W) Boston Wyoming ...... 00 Carib Syne tits WW Clties Service is 7000 Cushing Pete 100 Kik Basin Petrol 400 Federal OU Wise 100 Gilliland Ott i 100 Imperial OU Pe)... 400 Int Petroleum 1200 Lyons Pet 200 Maracaibo OU... 1000 Noble O11 1800 Omar O11 : 100 Pennock Oil : 100 Prodwoor & Mefinera 100 Salt Creek Prod! sce 1500 Sapulpa Met 200 Stimins Pres 500 Skelly OMt 00" oan 500 Taxus Ranger 400 Woodburn MINING, oi Mont HO ME snvoo ed Silver #00 Cresson Gold 1060 Divkde Bat er 90 Hurcka Croesns S800 Goldfield Florence 14960 Harmill’ Die 100 Hecla Mining WO Kerr Lake 100 Moin 10 Mel 400 MoNaimara 16 Murray Mogridg: 9900 Nationa! Tin 1500 Nevada Ophir ) New Dominion Cop 300 Nipissing os -sceeecsevee 6900 May Hercules .. 100 Sitver Hills 2500 Silver Mines 10 Tintle Min 1009 Tanopal Cash Boy 1000 ¢ An cy 10 2M Tono Divide . . . 400 United Kastern 0 United Verde Bat West UR ecco ceee 1000 White Caps 100 Yukon Geld RO FOREIGN BONDS. 25 Cologne 4s Mee 25 eimai A8 vseeee 9% wits BS cccee BBs 110 Vienna bs. 1% BONDE, Allied Parker ts. 15% Hity ‘Tel Os 23 pe Oe 5 Anacouda Cop x 89 BA Anaconda Te 29. Ou BM W Armour & CO Tice 99M OM Ha. Tite The steel cee OD Pac ts secsee T OTH in Nat ity Fa To 101% 10L% SIRO coe 1M WN } Cone Gay Bx 100% 100K Copper Hap Ay Bcc. M103 Deer & Co Te ot Ny 7 Gala $0 Ts Woes “ 1: Goodrich ‘Tire 7 0% § Grand Trunk OSos a A Gulf OW Tee esses ms AY Humble OM TH. os .ceee Ca 18 Inter WOT Ts ‘ Th. 5 Libby MeN & 1 7 ™ 5 Oulo Cities Te 92... ory 20 Only Stoel Ba Whee 8% 1 Puillppine Shs woh... os 10 Nears Rocbuek Ts 23 nm 2 Solvay et Cie Bi % 6 Southern Ry ts. m% 2 Southwest Bell 7s... ” VS ONY 8 Woeessae 102 t8ONY 1037 ‘ 102% 1SONY is 8 103, 1S ONY % 29 103%, 2S ONY i 31 101% 6S ONY ims 100% 0 Sun OU 7) oh f switt & Co Zs SL oi b Swit & Co Ts 35 ot 2 Menas « 1» 25 Vacuum OL 100% A MADE FALSE STATEMENT ABOUT BANK, IS CHARGE. THAT KEEPS THE R (Copyright, 1921, Or The Splendid Folly By MARGARET PEDLER A REAL LOVE STORY EADER “GUESSING” Marearet Pedier,) ar } Diins SYNOPSIS OF PRECEDING INSTALMENTS. eatin is om mer way co the house of Signor Irons, leacber — 1 | ABS Mind wows ‘aidno roll euro hee “rhe ameote are icked Gp and fonored to her 07-6 mam 1144 | tually and tahee ber" es a puvtl Ou_ teoln’ tans is put by. mistake late tae Compartmestof"s, som : i 1104 | BAe, Spear to be ‘Mae "recoguuzes him es (ue stranger who en ap ber mune shew as | tobe Gut he telle ber (iat she (e mugaben, “After diane with hllm, abe drops if ‘couren to. Bes, fearie. when the, train oe cf alr, in lage uf Cralling. The only other member of be sal wicca plavwrigat, "Wisk alin ‘tee Siztegae 6s eat and Dl ; rs hagion ‘walks ‘beck alone’ ond poss Bina “ he tee and. finds hermit cur off by & rising, tide r my {heh he “doce toe way to! 3 reotery, be wuddeniy {aban 2'* | Mra "Tawtwace ead faeces Oine, Laroon Prvome: too terumate wih kerinvioa. v0 | earache Clting of airing erty svg | Ua, mens tee al Sapa hs nek eet Wik | Merle, heros Tend Tady She Sid’ tt" the Teorption i Ma! Praag eae Rca’ st get See oad traces le oes rks oe CHAPTER XVI. foreiells thats rel roca Ah (Contaued.) DRIDNN ib welcomed him good-humoredly "A little late” she ob- served, glancing at the i [elock. “But 1 suppose one must not expect punctuality when a man's in 15% | love.” wm |" know I'm jate, but T can assure you"—with a grim smile—“love had 7H [little enough to do with it.” a Adrienne looked up sharply, struck a] by the bitter note in his voice is “Then what had?" she asked, 4) | “What has gone wrong, Max? You 5% look fagged ou “Baroni has been round to see me—to ask me to break off my en- gagement.” “He doesn't approve, I suppose “That's a mild way of expressing hia attitude,’ Adrienne was ” silent a moment Then she spoke, slowly, consider- ingly. “I don't—approve-either, It isn't right, Max.” He bit his ti “Bo you—you, too, are imainst me?” She stretched out her band impul- sively. 5 “Not agaist you, Max! Never that! How could I be? ... But 1 don't think you're being quite fair to Diana, You ought to tetl ber the truth.” e wheeled round Jo one knows better than you how impossible that is.” “Don't you trust her then--the wo- 4 | man you're asking to be your wife?" a The tinge of irony in her voice “4 | brought a sudden light of anger to 8H) his eves, “That's not very Just of you, Adrienne,” he said coldly. “1 would trust her with my life. But I have no right to pledge the trust of others he will actual words, again, and the public grud) withdrawal, i? Sieaya thought (until circumstances proved us hopelessly wrong) that the fortu- nate man, Whose gain has been guch 4 loss to the musical world, seemed born to write plays for a certain charming actress—and she to play the sagt which he aasigned ber." lana showed the paragraph to Max, who frowned ag he read it, and finally tore the newspaper in which It had appeared across and across, flinging the pivces into the grate. Then he turned and laid his hands on Diana's shoulders, gazing eearch- in me into her face, “Have you fett—anything of what that paragraph suggesta?" he de- manded. “Am I taking too much from you, Diana? 1 love to keep you to myself-—not to have to share you with the world, but I won't stand in your light, or hold you back if you wish to go—not even"—with a wry mile—"if it should mean your ab- ence on a tour, “Billy boy!" Diana patted his head reprovingly. { don’t want to sing in public—at least, not now, not yet. Later on, I dure say, 1 shall like to take it up again. And as for leaving you and going on tour’—laughingly “the latter half of the paragraph should serve a9 a warning to me not to think of such a thing!” To her surprise Max did not laugh walt her, Instead, he answered coldly: hope you have more sense than to pay attention to what any damned newspaper may have to say about me —wr about Misa de Gervais either,” Why, Max—-Max"- Diana stared at him in dismay, flushing a little. It was the first time he had spoken harshly to her since their marriage. In an instant he had caught her im hia arma, passionately repentant, —and that's what 1 should be doing if L told ‘ther, We have our duty—you and 1-—and all this... is part of 1b” Adrienne hestitated, “Couldn't you ask the overs to re. Jease you He shook his head. “Wha. right have I to ask them to trust an Englishwoman with their accret—Just for my pleasurey. ‘There was a long silence. Presently she resumed: Q “I never thought, when you first told me about your engagement, that the position of affairs need make any difference. 1 was #0 pleased to think that you cared for each other! And now--where will it all end? | How many lives are going to be darkened by the same shadow? Oh, it's ter- 1 |rible, Max, terrible!" ‘The tears filled her eyes. Don't!" said Max “Don't- UT know it's bad enough. Perhaps you're right--1 oughtn't to have spoken to Diana. hoped things would right themselves even- tually, but you and Baroni have put another complexion upon matters unsteadsly. It's all an inextricable tangle, which~ ever way one looks at it—come good luck or bad! + 1 suppose T was wrong—f ought to have waited. Rut now * * * now ¢ ° Refore God, Adrienne! I can't give her up—not now! CHAPTER XVII. AX and Diana were married shortly before the following! Christmas. The | wedding took place very quistly at! Crailing, only a few intimate friends being aaked to it. So it was in the tiny gray church overlooking the sea that Max and! Diana were made one, with the dis- tant murmur of the waves in thelr ears, and with Alan Stair to speak the solemn words that joined their lives together, On ‘Beir return to London the Erringtons o#tablished themselves at Lilac Lodge, charming old-fusb- joned hou: in Hampstead. Jerry made one of the house hold —"resident pecretary’ as he proudly termed him- self, ‘Owing to the illness of an important anember of the cast, without whose arvices Adrienne declined Pp form, the production of Max's new play, “Mrs. Fleming's Husband,” was delayed until the autumn. “Dearest, forgive me! It was only —only that you are bound to read such things, and it angered me for a mo- ment. Miss de Gervais and I see too much of each other to ewcape all cam- ment Diana withdrew herself slowly from his arms, “And—and must you see much of her now? Now that we are mar~ ried?" she asked, rather wistfully, “Why, of course. We have #0 ¥ Professional matters to discuss. Yow must be prepared for that, Diana. When we begin rehdéarsing ‘Mrs. Fleming's Husband’ { shall be dgwn at the theatre every da: “Oh, yes, at the theatre. But—but you go to see Adrienne rather ot now, don't you? And the rehearsals haven't begun yet" Max hesitated a moment., Themhe eaid quietly: “Dear, you must learn not to be Jealous of my work. ‘There are alwaye many things-that I have to dis- cuss with Miss de Gervais. And a0, for the time being, the «ub- ject dropped. But the shadow bad fitted for a moment across the face of the sun. In July the Erringtons left town to spend a brief holiday at Cralling Rectory, and on their return the prep- arations for the production of “Mra Fleming's Husband” went forward im good earnest. They had not been back in town a week before Diana. realized that, as the wife of a dramatist an the eve of the production,of a play, she must be prepared to cede her prior right in her husband to the innumerable péople who claimed his time on maitters re- lating to the forthcoming production and, above al, to the actress who was playing the leading part in it, And it was in respeot of this latter demand that Diana found the matri- monial shoe begin to pinch. To, her, it seemed ws though Adrienne Were forever telephoning Max to come and see her, and invariably he set every- thing else aside—even Diana hergelf, if needs—and obeyed her behest. l can't see why Adrienne wanta to consult you. so often,” Diana pro- tested one day. ‘She is perpetually ringing you up to go round to Somer- vell Street—or if it's net that, then she is writing to you.” a laughed her protest aside. “Well, there's a lot to consult about, you see,” be said vaguely. “So it seems. 1 shall be glad when it is all finished and I have you to myself again. When will the play Baront's. prognostications of evil nat ehnea ‘to materialiae, but his] “About the middle of Ootober,* he William & Hell, forty-two, No. 971| feara that marriage would interfere 4, fidgeting reatiessly with the ee coer, thane tone a | with, Diana's musical carver were| papers that strewed hia deak ayiatar rows, formerly a] Metter founded Quite easily and) | “T uppose,” she sald slowly, “you eaiatrate iid in $100 ail by} uturally she slipped out of the pro-| want me to go?" Magistrate Corrigan to-day on complaint} fessional life which had just been pologetically—“l have! a lor M. Murtay Secretary of the | opening its doors tu her, She felt no Jot to attend to this morning, Will Guaranty ‘Trust Company, under thefcreination to continue singing in| you send Jerry to me—do you mind, onal code which makes 11° mia-| public. Max filled her existence, and) dearest?” Fo en ceeculate talge or Nbetiag {although she still persevered ‘with| "It wouldn't make much difference ameanor io chreaitate falve or libellous | Ter musical training under Baronl.|if { did.” she responded grimly, “as Mr. Murray. aaid eit bad ri rhe told bim with frank enjoyment of) she went toward the door, aati, Sirray sald Hell had made re-} the situation that she was far too) | Max looked after her thoughtfully marae tv daines Dune an aaevantan’, |i iipy and enjoying herself far too] in allence. When she had gone, be reflecting upon the integrity, of the of | much ta have any desire at present to| leaned his head rather wearily upos tn 0 y of] meen ip the arduous work of a public| his hand Uiat bail be placed low that) anger “It's beter go.” he muttered. “Bet. he inight net be held in Jail and eahd tis | > waroni was immeasurably disap-/ter she should think it's only the eresttt riment of the bank was ree{ pointed, and not all Diwna’s assur-{ play that binds me to Adrienne,” s ie af hia ren an physical| ances that ina y or two at most - . ydition. Thame nm Was set for ée would go bac ro io | a rl ahe would ¢ k into harness one CHAPTER XVI. APPEAL FOR STANDARD TIME. sufficed to ebeer him ‘Thus spring slipped away into sum- mer, and the season was in full swing when fate tossed the first pebble into their unruffled pool of joy IANA gathered up ber songs and slowly dropped them into her music-case, while Buront stared at her with a puzzled, ATLANTIC OITY, N. J» Avs 19 it was only a brief paragraph, aand-|) caine ‘ Dearing that daylight saving ume in-|wiched In between the musical notes |Prooding 10k in his eves, of a mornin per, to which Olgu At last he spoke:-— terfered seriously with business, pro-[Of & Morning pap Erlstore. bf! amvaneasent plaves| en tial Teamerie en came: daly. to Tae “You are throwing away the great se iMag hel yidge to practiso wilh Diana, drew gift God has given you. First, hiuardwalk and ocean piers have petl- | the Tatier's attention. ‘The paragraph |will take no more engagements, and boned y Commission to restore! muoulind the fact (hat it wis Just a \pow--what is it? Where ix yal the standard thne on Sept. 1, instead of} year since Miss Quentin had made | voice?" saad Vie Daat Sunday 0 September, 4s the! her debut, and then went on to coms) “Diana, conscious of Raving dane Poy Commissioner Beyer sald ye anjment VEntly upon ane dri’ herself less than justice at the lesson eects HE Sd If i yeorie chanicter of hey professional |which was just concluded, shook her arby tities Were to aba appearances: eae say log Sept, 1, Atiants VDemesticity should not ha Do Not Mise To- Morrow's Interesting ably would do the same, clauned Miss Quentin’~sv map the! instalment, xv” ee Se