The evening world. Newspaper, December 27, 1920, Page 18

Stieres 0 Nadlo wt 200 Moy de France ..... 50 Rotts Rayee pt . | 10C0 Swweta 1400 Tobaceo Products 1800 Triangle Fim , ‘ 200 VS IMetributing ... 1500 0 8 Steam ‘ 400. Cnited Profit Sharing .. 1% 1% 1800 United Met Candy ...4.6 1% 7 INDEPENDENT OU. | 8500 ated on is 300 Arkansas Nat Gea, 8 1200 Roone OlL 4 1500 Boston Wyort uw 1800 Carib Synd M 20 Trading jue 1¢00 Cushing Petroleum 600 Denny Ol ...40 500 Fik Bagin Petroleum. 1500 Enkineers Petroleum .. 1900 Federal Ol... 600 Gientock O11 100 Granada Ol... 10 Gulley Gillespie . 2200 Hudeon Ol... 100 Int Petroleum"... Merritt OM. 1900 Mexico Oi. 200 North American OU 400 Omar OF .... 200 Vennok Ol. 800 Ned Nock On 100 Ryan Cons .. 500 Salt Creek Prod new, 2200 Stmms Petroleum 900 Shelly OL. 400 United Tex O11 1000 Viewria Olt Migs, Low, 1% 1% % 0 4% oh te T * % os 8 + ww ™% ie 1% 44 | 1% Trade In The Market and other rules and methods of interest to traders are given in our free booklet, “The Investors and Traders Guide.” It tells: The General Rules of Trading. The Rights of Stock and Bond Holders. The Deposit Require- ments for Carrying * Stocks. How to Give a Broker Instructions. Broker's Commission Charges. How to Indorse a Stock Certificate. How to Group Invest- ments. Call, ‘phone or write. Ask for No. EZ-325 JONES & BAKER Specialists in New York Curb Market Securities BROAD STREET OFFICE 4 50 Broad Street Telephone Broad 7150 MADISON SQUARE OFFICE 225 Fifth Avenue ‘Tel. Madison Square 1377 42nd STREET OFFICE $05 Fifth Avenue Telephone Murray Hill 7120 | Offices in 8 Principal Cities 1000 Ationta 1000 Big Ledge. 1(00 Booth 2000 Boston & Monta 4500 Caled sti i 5910 Candelaria Min, 100 Com Virgin! 4000 Cortes Surer. 0 6 a on 1% % 8 i 19000 Kureka ' Croenys. 200 Kurcka Holly 800 Golden Gate 1200 Gold Devel. 800 Goldfield Florence. 1800 Gold Kewana, THO Gold Shiver Vick.. 2000 Gold Zone. 200 Hecla Mining 60 Honduras Syn {00 Iron Bionsor... 1200 Jumbo Bixtension, 100 Knox Divide... 1000 McNamara Jess 0 MeNamars Crescent... 3000 Magma Cop, 1006 Marx Min, 1000 Motueriode ; 100 Mother Lode vow 200 Niplasing 1800 North Star 300 Ophir Aliver, 1000 Nex Cons ‘s 1000 Trochester Mines. 1000 San ‘Tor... 2000 80 Am I & G. 300 8 Sliver Lead, 1200 Suocesa Min | 200 Tonopah Peimen: 1000 ‘Tonopah Cash 0 . 2800 Tomo Divide, 900 Tonopets fx | 1500 Tono-dim 1000 Toupmin Midway. 500 Tonopan Mining... . | 1600 Tonopah AMtapal. 1200 Tonopah Moutaua 1000 Tonowwh Tewue 1200 United Raster 200) Vietory | 29 West End ¢ 1300 White Cape... 1000 Witbeet é | Front 3000 City of Mergen be iw) Denmark Se 16000 Norway. 1000 Rwediel Oy, 14000 Sites Bigs sion 1h W 12 1% . 19 2% 6 ‘ 6 15 ‘ hen N WONDS. o 90% 0% hy] is Direct Private Wires HONDS | BAVINGS BANKS, oe it S¥MI-ANSTAL. ge WAIN SQUARE SAVINGS BANK 4 t No. 26 Union Square. a 4 DIVIDEND has been red for the months ending Dec. 31, 1420, on all its entitled thereto at the ‘rate of UR PER CENT. wnmun ou suis £ 4 + kvad, At the above rate was disy decla f iter emt “OW $5,000: Besionit 10 "wilt draw £000 8 aBOOW ON fo00 & ON tom 8 ON 2000 80 109 § 0. S000 Rwith i red, $4,000 uuu mide ou oF interest from, D, President, asurer. i KOPF, She'y, er 7. Sat. 10 to 12, incor; }. E, CO} a AVE. wated 1833 ID 16TH STREET, NEW YORK OPENS AN ACCOUNT DEPOSITS MADE ON OR BEFORE JANUARY 10 WILL DRAW INTEREST FROM JANUARY 1921, CHARLES M. DUTCHER, President Secretane FRANCIS M, BACON, JR. 8. OGDEN CHISOLM ~ARVING SAVINGS: BANK 4/5 CHAMBERS 8T.. N.Y, ave declares Wvidend for the ex ing Dec. 31, 1020, at the rate of FOUR PER CENT 4 | Dividend Jan. 1st, 1921, at the rate of 08 all Geposits tro to $5.00 on. payable’ en aad siter Jan. ie ust! | ber annum on all sume fi 8 to $5,000 made on or |, nF: Jan. 10th will draw| ¥ids 5% mt terest from Jan. 1, 1921, | warthit iets , OUR CHRISTMAS CLUB" b L. BLAKBLOCK. rs ary pen Mondays from 10 °A. M. to 7 P. RE EL, Preise Other, dave from 10 4M to oo, be ik BH. DUNNING, Secretary. pt 03 turdays trom 10 t aeterante a ahidhe By-lawh, INGR INCH RN Oie Beety™ NEW YORK SAVINGS BANK NW. Cor Mth St. and 8th Avenue FOUR PER CENT ii Tae Re tT « € « Habdnin Lovo [eranby tin / "SHE EVENING WORL Ad, Numely pt Ajax Rut@or Ainaica Gold. Alaeka Juvewa . Alite, Cinbmers. Am, Agri, Chan. Am, Dect Sugar. Aan, Dowh Mag, Am, O88 oeeseeee OB hen, One & IPury., 110% Am Cotton Ol y.e6 ITM Aan Sumatra... 70% Am Dem Syma 7 Am Exprem . 113% Am Hide & Lea o% Am Hides & UL yt, ov Am Int Corp .. Am Looentatve sam Loo i. Aan Gafoty Gtazoe ., 8% Am Ship & Com 0, 6% Am, Smelt, & Ral, G5 Am. 8. & I rf... 70% Aan, Stool Farin... 20) Am, Sugar... 88% Am. ‘Tel, & Tol... 95 Am, ‘Tubaceo,..+., 100% Am. Wool. wo Am, Writ Pa gf., 60% Am, Tov of, ©. 86% Am, Zina 3% Coan Line % Atl, Gulf & W, 1. 100% ee Bak & Ohio Beth Motors Meth tee. Heth Steel B ‘Booth Piaherten Bhiyn Rao Tran . Brome Burte Ou & Butte & Superior Mutter 0%... Carlo Cent, Oil Cait, Ducking cmt, Caksnet & Arin. Cent, Leather Cont, Leatimr sf... Cerro De Pasco. Chandler Motor .., inc Petroleum tea, & Obto.. M. & SP... M, & 6t, 0. vf, Pneumatic Tool . aL e ul, Th & dit Great ‘West o Ch! & Northw ity. Dhue Corger . Cuino Copper... COC & &. L. | Clune Pestody Sol Fuel @& Tron... Col Gas & Bloc . Gol, Grvophiooe Casa Cola y samp, Tob & Reo ‘onacl Ongar Corp. « Consol Gas Co, Com. Inter-Cn) Mian, Continental Can 1) Com Prodacta Orveible Outm Cane Sugar Cute Cane 8 of Cutas Am Boar Con ‘exile Cone .. Steal Del, Hack & West Del. & ‘Huteon... Don, & Mo Gr. Den Mio Gr, f.. Dome Minas FEtkhorn Coal. Bale Toe... Pimew Players Fintor ody Five Robber, Preport Tema... . Wo & Wa. Gevend Cigar, Generm Vlectsio. . Genome Motor. Gen Motor pf... Genera Mot Deb. Goddtrih Great Nor Ry if. Great Nor, Ore. . Greene Cananea.. Minols Ceot,...- ++ Lunpiration Copper. Toteroro Con. Anterboro Coo, mf... Inter, Ai, Con. . Int. | Harveater Int Mor Marine Int Mer Marine pf. 10% v2 1 18% 80% + 2 80% + ry a w 14 + om — % wh ah + i i fr 19% 6, 83 hh 44 uy — Og — 15% 17% 26% 16 195 916 — 4+ D4 15% a - 12% + 18 40% m + 10% + Kelly Spring Kelsey Wheel Kennecott . Kerdove ir Loowd, Ine. Laskin. Bioo leo Tu & Tire, Ligh Voller... Limgott & Mayen. LAs, Ino. . Lortilerd Me | taal, & Newb... ‘| Martin Parry, % | Max, Motow 1 Maz, Sfotoms 2d. Mexican Jetrol, Niamnt yssse es Salling Boxy. Midvale Sitesi Mina, & &. Mo,, Kan, & Mo,” Pac, , Montena Power... Middio Btates 0 ceeeerererce (bteter eels 1% ++ ee s eeerere ‘Tex. Pehiteleie N.Y, Adrbrake , N, ¥. Central... N.Y, N. BL & di, aw. Ola, P, Uwens Bottling Dev, FEE FE SHS SES STSS Rae Heb, Beab'd Steel Veople Gas... Pere (furauet!e Clerce Arrow Peres Olt Pita, & W. Va. Bond Creek ‘Coal. Eraw Steel. Pulknan Co, Punta Gogur Rail Steel Springs Ray Copper Beading eee vse Remington Typ Hep Irn & Stesl.. Replogle Steel Royal Duteh NY Savage Amu faxon Motons ..... Beabourd Air Line Beery Hwwvuck Simttuok Urizoun Sinelaip 0 Siew-SelY Stew. Southern Ducitie 1 | Gutter ty. ab] sovtten ity of. 4 | Strominra | Stuniedaker 14 Submariue dont, | St & San Bran, wercrr 5 Fr 1 Bt Pena. Cop. & Chem, Teras C a, ‘Texan Wao Thin’ Avanie Tobacos rad ‘Tram, Oil ait ‘Vrasave & "Wises 14 Twin City Rapid ... Uo Bag & Waper, 4 | Union Decitic | Union Oi... United Alloy 1 Uniead Pratt J, Un Reratl store ylUserr. \ Food .. Tw, Al Tasibor... Savettore ... Weel cise Stool wer... Coppre .... Va Caro Chom Vanadium Stool Want , Wabat fA. Wabash pf B, Wells Fargo... Western Maryland. Wost, Mac, Went Par Wat, Aivtrake. Woatinghouse Wheeling Willy: Overlar + White Oil . White Motors ay Worthington * Rx dividend, ‘a ftotal Weather Bui Northwent ¢ ‘The Weather Bureau her ceived the following me Washington “Northwest storm warnt ance over lawer and a ndary Southeast Virginia, tensity and moving north strong weat and northw: gales to-night.” distur’ Branch ST Liberty A oom! hegavincs 4 LOAN As! OCIATIONS SAVINGS & LOAN ASSOCIATIONS | The Franklin Societ For Home-Building and Savings. Fifteen Park Row (ground floor), New York announces its 64th semi-annual cash dividend at the usual yearly rate of 444% on savings share accounts of $10 to $5000 and 5% on all instalment and income share accounts. The Franklin Society, 88 years old, State su. pervised, prudently managed, is serving many thousands. Let it serve you, Information on request. Savings by mail. OPEN EVERY EVENING TO 7 TILL JAN, 10 GILBERT LLOYD, See's AND’ & PER CENT¢ per ang will be credited to tore for the period end! cermber 31, 1920, on a from §5 to $5,000, and increasing x of Iner len. das: rs ° si ig, 2 P. Cape Hatteras to New York kes moving bance in t winds and AVINGS BANKS. | The Bowery Savings Bank 128 AND 130 BOWERY, NEW YORK, Dec, 13, 1920, nual dividend at the rate of FOUR PER CENT. annum has been declared deposi ing De- u will payable on and after Monday, January 17, L021, | Money deposited on or before January 10 will draw interest from January 1) 1024, | | HENRY A, SCHENC | JOSEPH G. LIDDLE, Secret, | | ELECTIONS AND MEETINGS, | MAMERICNS [DE BUC fo The MMMM On Ti Lad MissiON To LEPENA ( Pigane take notice that as the wembere of the American ¥ i be Bo rm Monday, 4 Ateric: ti ‘Awerican Mimion to 1 | fd ‘voting wsdis the | Medea Ste" and Mtn K, ary. ® RA CORPORATION . vecial Meeting ‘at to, Laver No. . “Olty. of | the tenth af’ January, | + fOr the purpose of eansider: | ion to chang Mission to Lapens Corpora Incorpor for the plrpash of Ganaacting such rr from | President. WM. EB, KNOX, Vice-Pres, & Camptraiior, «DYING, HE TRIED | TO GET BACK NOTE re- Rejected Suitor Sought to Recover Farewell Message He ‘Had Left for Girl DOVIR, N. J., Dec, 27.—Leaving a note of farewell to Minnie Teabo, seventeen, daughter of the keeper of the boarding house at Woodport where he lived, Jerry Doble, twenty- four, walked 100 yards from the house last night and shot himaelf in the abdomen with a shotgun. Then he returned to the house and tried to get back the note which he had left on the doorsil, but the girl had found it. Doble was helped to a couch, where he died, The note read: “Dearest: Winnie, I am going to leave you while the leaving is good. Do not worry, as T will be safe im hell Your true friend, Jerry he «irl would make |to Sheriff Byron, but the Sheriff was told by other tenants that Jerry had because Minnie had re- M. no statement DIED. URKE. FRA , age ® months, vou Ri Burke and nle Burke, nee Anderson. Funeral from the Inte residence, Toth st, Brooklyn; Tuesday, 2.80 P, Interment Woodlawn Cemetery. ¥—On Dee, 26, JBNNIB DE nl aso M. buCcHY. Funeral from W. F. Connerton's Fu Parlors, 02 at OA. M. “al 198, Oth av, Tuesday, Dec. 28, FUNERAL DIRECTORS. other Yusinowt as may properly cate befure the ‘ork City, December, 27th, Te, William Jay Sehiet Delavan L, Plerton, LOST, FOUND AND Ri | aa Detword Mist and Tah 1920. etn Secretary EWA pee VPrenident ene ROS. | el D, MONDAY * DECEMBER a7, 199 Copyright, 1920, by the Preas Publishing b INTRODUCTION, TERY surrounding the comp! retirement from business activity of Arthur E. Stilwell, railroad builder and financier, which has puzzled those of his friends and associates to whom he had not told his unusual exferiences in the occult been explained by Mr. Stilwell as due*to instructions from advisers who he been shaped by this influence, as he het Arthur E. Stilwell is regarded as perhaps the greatest railroad builder in America now alive. He built the Kansas City Southern Rail- road, Kansas City Suburban Belt Railroad, Kansas City Northern Gon. necting Railroad, K. City, Om: jailroad, Kai City, Mexico and Orient Railroad, and served int of the Omaha and St. Louis Railr and the Quincy, Omaha and Kansas City Rail- road. He designed and built the great harbor at Port Arthur, Tex., which he now declares he chose in pre! nce to Galveston becaut beget warned him of the destruction which later fell upon Galves- on. In addition to these undertakings, Mr. Stilwell has organized banks and trust companies, the Nat Surety Company, of which he wa the first President, designed and built canals, office buildings and estab- He is rated a millionaire it No. 305 says wild horses could not drag him into a public appearance. also declares he is not a iritual in the accepted meaning of term, does not indul: =e 4 ipping, ouija board the prof ” for whom he has no | experiences, In answer to my letter |number of interesting letters, but yours beats them al! A few months circumstances make Mr. |jater while in London I had the somewhat | pleasure of personal interviews with be in they would | him, which were highly Interesting be if coming from some one seek- | ang profitable to us both, He assured ing capitalize publicity. He | me that it was my duty to giye to |he said, “My book has brought me any | shows every apparent evidence ‘of complete sincerity, but is not impatient with those who dis- agree with him. Incidentally, among his communications, are | messages from Mrs. Ba‘ G. Eddy, which, he says, she ha ked him to convey to Christian j/The power L possessed as a child to} CHAPTER I. | THE BROWNIES |: HEN a man has accom-| plished importangé work In the world it is always a gratification to have the) world think it was his own brain) which has conceived and planned all) that he has done. In 1918, whfle resid- ing in France, | wrote a book entitled “The Great Plan"—a plan for paying the war debts of the world and lifting | taxation. This book was published|the Doctor and Mrs. Henion will be| would leave me, so I called my secre. in England, France and den, Sir Arthur Conan Doyle, at that) time a stranger to me, reviewed the book at length In the London Evening ‘Telegraph, and J thus came in touch | with him by correspondenc® He was | then lecturing in London and) throughout England to houses on the subject of “Spiritual: | ism," and, with the sincerity of his belief ‘and undoubted proof of the-life | beyond the grave, he brought comfort to thousands of the bereaved. | After reading one of his lectures, J considered it my duty to write to him and give him some of my remarkable | stood and the world my convincing proofs on this subject. Feeling assured that Sir Arthur was right, I made up my mind that be- tween egotism and duty, I would tol- low the more difficult and often thorny path of duty, so here follows my story of the Brownies: sce future events was 40 all members of my family « puzzling phenomenon. They could not understand it, and | while they more or less expected that whatever I saw in my dreams would come true, they disliked to have me mention anything pertaining to it to others and would reprove me if I did. | A+ that time I called these nightly) messengers “the , | We had some very dear friends, a Dr, Henion and wife, who came to isit. ws two or three times a year. rr some unknown reason, I could keep track of the Henions’ move- ments better than’ those of others— perhaps it was because they under- ere in sympathy with “h phase of my make-up, I remember! I would often say, “Mother, ‘they say” | Mother would) re in two days. here in qd rat say, “Never mind, Arthur, know when they come. If 1 said, “They say So-and-So ts coming,” in most instances the fam- lily found it to be so, and as time went. on became accustomed to tak- ing my statements for granted. ‘To me this power was so natural ( crowded | that I wondered why others could’ 4 merry not see coming events as well as L. Of course, as I was born with this ability, my faith in my messengers was great, Whatever they told m came true. My messengers have | never been grotesque, nor have they} ever given me messages which did/ not appeal to my common sense, so in the main I have followed sugges- WALLSTREET. | To judge by the action of stock market prices to-day, the two-day holiday did not bring any improve- ment jn financial sentiment. The tone of the market, with the exception of railroad securities, was distinctly heavy. In a number of important in- stances declines extended to more than three points, Losses were due more to absence of buying power than to heavy liquidating sales. The volume of transactions was excep- tionally light compared with recent stock market sessions. Shipping and oil stocks showed the largest losses. In the case of the former there were verified reports that business has recently shown a sharp slump and that many ships are being laid up because they cannot make expenses under the present cost of operation. Atlantic Gulf declined more than four point# and United Fruit se: The olls seomcd to be affected by renewed expectations of w cul the price of crude of}. Heretofore these expectations have fbecn upset, al- though one of the Standard Oil Com- pany subsidiaries recently cut the price of crude in the Mid-Continent field and gasoline prices have been reduced in various sections of the country, Mexican Petroleum declined more than three points and other oil issues lost from one to more than two points. Opinions given by the trede are directly at variance with the expectations of Wall Street. Nearly every big producer approached on the subject Insists that the supply and demand position of crude oil will warrant the maintenance of the pre- sent schedule of prices. despite price ation in all other lines of indus- common Cruc- and time Steels were heavy in with other industrial shares, ible lost about three points United Statgs Steel at one showed a loss of a point, but it again showed considerable | rallying power, It had the distinction of being more than twice as active as any other stock on the list. Part of the selling to-day was again attributed to the fact that losses are being esablished against income tax payments. Friday is the last day that such sales can be made and as this market influence will then be re- moved professional bear operators are inclined to be less courageous in making assaults on prices, Also it {s known that banks have a!l but completed arrangements for tak- ing care of year-end interest and dividend payments, which will closely approximate $400,000,000, This is be- ing done without the slightest dis- turbance to money market conditions. Call money rates to-day ruled at 7 per cent. Foreign exchange rates were steady: The cotton and grain markets were cull and # *Y D ~afternoon merioan ; Gulf and Crucible ms Vis } mark and V: made new lows for the year, with losses extending to between four and five points compared with the final prices of the previous market session Replogle broke six points and went to within two points of Its low record ‘apadium also displayed a weak tone. The unsettiement in these stocks failed to influence the remainder of the list and in final dealings short covering caused the Whole market to rally. Most of the early losses were entirely regained, while the railroad group continued to rule strong under leadership of the transcontinental |shares and Reading. | ‘The cotton and grain markets turned soft in final dealings and closed slightly under the final quo- tations of Iriday. TO-DAY'S PRICES LIBPRTY BONDS. Lib, 31-28 opd.90, 2d 41-48 84.60, 3d 87,30, up 10; 4th 85.30, up ictory, 3 3-48 94.90, off .06; 43-45 95, up .06, FORE! EXCHANGE OPENING. Sterling cables, 3,62 1-4, unchanged, French francs demand, .0686; cables, 0.387, unchanged. Lire, demand .0338; cables,.0339,unchanged, Marks demand, .0137; cables, 0.138, unchanged. Cana- dian dollars demand, 84.2, unchanged. Belgian francs demand, .0619; cables, 0620, Swiss francs demand, .1516 cables, .1520, Gullders demand, .8125 , 8185, Pesetas demand, .1285; 1290, Swedish kronen demand, x 970. Norwegian kronen demand, .1525; cables, .1630, Danish kronen demand, .1525; cables, .1580. Argentine pesos demand, ables, any ae! INK EVIDENCE. DON’T OR Charles against two Staten saloon keepers of violating the Excise law were dismissed by Mag. trate William P. Croak at Gtapletun, Staten Islgnd, to-day when he ruled that instead of drinking the Mquor which, it was alleged, two patrolmen bought in the cafes, they should have taken it for chemical analysis. Their tost!- mony that they had consumed liquor i the cafes was Insufficient evidence, the Magistrate declared. ‘The charges were Charles Kowalsky, Islond Brought against of 140 Jersey Street, New Brighton, and Richard Schmal, of | with the road, | room, jtlons they have gi of which I shall write later. My faith has become so strong that T have transmitted {t if a remarkable| {es have a hand in it even then. degree to those associated with me.| Note—The remarkable thing ‘re. While my associates are not always garding all of the songs and poems aware of the source af my knowledge, | given me J» that they are repeated @ they trust In it to a great extent, for | umber of times until they are im- behind every statement I make there | Pressed upon my mind, and this 1s \s a truth which caries conviction, | Why I am able to carry them ove When my messengers gave me a|into my waking hours. One of thelr message to deliver [ started at once | songs, “The Prince of Galilee,” has jon the task, Untold difficulties often | been @ favorite chureh solo for the last were in my path, but my eyes were| fifteen years, [ do not know @ note | always on the desired goal, As I have | of masic and if my life depended upon {built more miles of railroad during|!t could not compose the simplest | twenty-five years, founded more cities | melody during my waking hours, | and villages than any oan now living, | eae - 1 assuredly had wonderful advisers 7 |and was a good messenger boy, | CHAPTER IU. ‘At the age of fifteen I met the girl |who is now my wife. I wae told|! THE BROWNIES’ LIFE INSURANCE | repeatedly in my dreams that it was | | destiny for ald to marry Leas and that | she would be my wife when I wa: nineteen, | PLANS. ‘While in St. Louis i wrote her that | when she was eighteen I should come | OBERT LOUIS STEVENSON |tate, for she answered that, while she | bes A AR an) | appreciated the honor, she was Dreams: Feady engaged to some one | ‘The more I think of tt was an unexpected blow, the more I am moved to press for asking me to walt. ‘The Browntes | anid; “Have no fear, she ig, the one| near connections of the dreamer's, Or YOu. ; Wrote her: “Remain engaged tf you| beyond doubt: they share in ™ to the bank book. is done when I am up and about is by no means, necessarily mine, since dll goes to show, the Brown- back and claim her as “my: blushing | | bride,” but {t seemed that I was too | only fourteen’ and her father " y given her extreme youth as a reason! upon the world my question, Wee are the Little People? They are wish, but you will marry me.” \ Four years after that we were| married, and during all our forty; So I am convinced my Brownies years of mavrled life I have thanked | were likewise interested in my bank- the Brownies daily for their selection | ppok—if I had one at that timamand of my help¢mate. tMought it their duty to help me ee learn money, to give me plans tha “CHA would advance me years in my work, PTER I |and they proved themselves experts in this line ‘and at the same tip very fair actuaries | BROWNIES. | L'remember well the first message 5 jon this subject—it was filled with | good Insurance logic. In 1884 I was | special agent of the Travellers’ Life Insyrance Company of. Hartford for the | the State of Illinois. I had been with Brownies, I must jump nearly a/|them three years and had built up a quarter of a century in this story. sed Rp ear fi it eta I yaa ap stu surance—Jus For a number of years while 1 was/ Totepted the plans the company ie. building the Kapsas City, Mexico and) sued as authority. The Brownigs, Orient Railroad, of which I was Presi-| however, had another insurance plan dent, I was forced to go to Mexico) which they revealed to me one night. many times on business in connection | The arguments of this plan I used During one of these, Many times and handed down to my trips one night I was given the words| agents, and I have wondered how ard music for two songs, “Slumber-|often the Brownies’ insurance ser land” and “Dreamland.” The music| mons have carried conviction and wag ronnipg in my ears as I attempted| enabled some of these agents to to dress, Jut 1 was afraid the melodies | ‘That the reader may understand why f call my spirit friends write a large policy. Their argu- ment used by me convinced the offi- cers of the Travellers’ Insurance Company, also those of the Penn Mutual, who accepted a similar pol- icy, and many others not directly interested. The arguments of the Brownies were as follows: “Insurance as it is now written does not ¢ the needs of the insured. For example—At thirty a man takes out life insurance. y? To protect the weal, his nd young children. He gar r it for years. After sixty the need for life insurance has grown . less. The family now are no doubt growm up—those weak when he was young are now Strong, and the insured is now going year by year into the wi cTass, All life insurance shoulfl reverse at sixty and take care.of the insured, Get up a policy with twenty coupons Have the premium on the policy end at fifty-nine, Have each cou- pon for one-twentieth of the face of the policy. If the policy is for $20,000 each coupon will be for $1,000, The first coupon will be due at sixty and one due each year afterward for twenty years. In case tho insured ai ny year after sixty ghe insurance is for the total of “the unpaid coupons.” “Get up a form like this,” they said, tary, who was a musician, to my state- | and gave him the melodies, which he wrote down, ‘These songs | were afterward pyblished, and I give here the first verse of “Slumberlan Do you wish to know where the | Brownies stay, | Who romp all night and in moonlight oy | happy little band? a. ‘They live onthe shores of Slumber- | land, ‘They live on the shores of Slumber land,” In this party were over sixty guests, and after breakfast, as was usual, the drawing foom in my pri- vate ‘car was filled. In this room| was an organ, my car being the first | private cur in the United States in} which an organ had been built. Ten or twelve copies of the song had been made, and after my secretary had sung it over to give the tune,! all of the party joined in and room rang with, the Brownies’ me| ody. Among the guests was a note tenor, who then sang it as a solo, and the song was pronounced a gem. All that trip, no matter what part of the train I visited, | would hear | the humming of “Slumberland,” and | I have no doubt many a kiddie has gone to Slumberland since that day one Rep) any cn . mother’s arms and the ing Monmouth, at the chatr, whic the, Bwitke ia this time and did as directed, had it song say is the shortest road that printed and sent to Washington to be leads you there, copyrighted. As I write T am vom- ‘As [had never given my messengers Pelled to think that if the Brownies on the other side any names, only Were not taking care of my bank ac- he n or Vise) had del a r v and were Palen’ oi. ‘attes” Vile cone: wea able to live in the best, boursiny written I felt impelled to call them house of Monmouth for $3.50 per the Brownies, This has continued: Week each. Our room was delightful from that day to this, In 1915, in/@nd table delicious, but no bath, for talking to a very dear friend in Paris,|in those days few homes, unless it Mr. Edwards, and telling him what|Was that of a banker, had a bath. [ the Brownies had said the previous |remember a banker ‘friend showiig night, he admonished me for ealling| me over his new home and saying, them ‘the Brownies and sald it showed |" here—how 4s this for luxury?” Glsrespect for those giving me such |and it Was a bathroom, with papered wonderful advice. That night they | walls and a tin bathtub, but it made paid, “There is no disrespect at ail) him the aristocrat of Monmouth, n calling us the Brownles. e quite Yhen I received the copyrig'! hike it, Continue it.” So from that} went to Chicago and acriaande Po day I have called them the Brownies, | Mr. C. H. Hammonds, the’State agen and shall do so in the chapters that|of Illinois, and to Mr, Nolan, the follow, for to me they Rre a merry, Chicago, ntative ‘of the ‘com. DI bawd, and as they come to} pany. Both were go enthusiastic ove me in my sleep they really live on |the plan that 1 then went to Tartford the shores of Slumberland as far as|to lay it before the officers o I can see, and as T have their per; | company-—and 1 well rome uae mission to call them the Brownte cold reception I received, Major hope none of my readers will obje Preston, the superintendent of agen. While in London during the year| cies (now living and called the grand 1919 {t was my pleasure to have asjold man), had a very small office secretary Mr, H. O, Bruce, who was «bout as big as a box stall, and as 1 a great help to me in transcribing | entered he stared at me through his the numerous novels the Brownies | glasses and, as was his habit, started were giving meat t hen Each pulling at is whiskers, He said: morning his first question was,|‘well, Stillwell, who asked you to "What did the Brownies say last |neglect your work and come to Hart, night?’—which, by the way, is the| ford?" He gas not at all sure that first question my wife nana dy a the Eresigent would have time to see on awaking. One morning just be-| me, but I told the Major that ould fore I sailed for the States Mr.| wait until the Pr wineny one peeatisy Bruce came in with the Uttle book, |and he understood I meant what i “How to Write,” by Robert Louis | sa s it was wasted time fo Stdrenatn, ena showed me the chaps {to remain in Harttofa, tie trite dee ter on Dreams, He said, “Did you told me ‘the President know of this?” and | answered “No. me a fow moments ‘and “Wwell.".he sald, "read it,’ and, to my Rear what I had to say lake it reat surprise, I found ‘that Steven- | as brief as the Ma fon had rovelved his stories in’ his | Pulling out an additional whisvese | dreams as [ had, and had also called| I fully remember my mingled feel- | his messengers the Browpies, This | ings the first time 1 saw Mr, Batter= was’ the first time this remarkable | 80D, the President, looking over his | solneldente: had been brought to my iP essere ag sue x he said, “I un- attention, and 1 find on mentioning and, Mr. Stilwell, you thin! tis Tuct'to others that very few are | not understand quite all there to eine ware that Robert Louls Stevenson | life insurance business, and you have | fecelved his stories in hia dreams | come to fhow us how, to revolution- Jand called his messengers — the | \# nawered: "Mr, Brownles, ia bow much it will revolutionise Wire a or would see 2044 Richmond ‘Terrace, W New Brighton, Daniel O'Connell and James P. Collins, were \the patrolmen drank the evidence, — to Eleet New : Jan, 26, A special conventiofrto elect a suc- vessor te Bishop Charles Sumner Burch of the Protestant Episcopal piocasso Rew Yorke whe died ina Medap ioe day was called for Jan, 26 at the CAthe- dral of SL John the ia ory Convention Bishop yes ti Who | 1 quote below from the above men- | surance I cannot say, but I at least can | tloned book, page 192: insure on this plan’ elght out of ten And for the Little People, what | potential policy holders,” shall | say they are but just my | “Oh, you can? Well, could Brownies, God bless them! who | others do with thiy plan? It’s expen- do one-half my work for me while | sive for a company to Issue new poll- 1am fast asleep, and in all human | cles, and a great deal of work for the | likelihood do-the rest for me as, actuaries to figure out the rates. 1 adv" | well'when I am wide awake and | vise you to return to Tlinols and when ¥ | fondly suppose I do it for myself, | we wish your advice we will send for That part which is done while I | you" am sleeping is the Brownies’ part beyond Gontention; but Svat which yt Ven in Pb BEM Se 6 ¥ | what iN I ‘A