The evening world. Newspaper, March 1, 1916, Page 10

National Unrest Ill fares the nation that is contented. The spirit of unrest breeds progress. ‘he surest sign of our resistless energy is the national habit of chewing gum It is a healthful habit, too, if the gum is SMITH BROTHERS’ S.B. CHEWING GUM This gum soothes the throat and relieves unpleasant irritations. It is made with the same ingredients and with the same flavor as Smith Brothers’ Cough Drops—famous since 1847, = Made by the Makers of SMITH BROTHERS COUGH DRO Poughkeepsie, J.BAUMAHNS Al 84ST. & SAVE. Our Liberal ¢ Open Saturdays Terms apply ati) 10 P.M. We Close Ev enin 2t 6 o'Clock 2 oes eckesea ears ee | Connec.icul. Lady's Desk, Sheraton Period, in Mahog with Inlaid lines ~<a Sheraton Period Bookcase,'n Mahog- 7, with inlaid lines $49.98 ‘ 198 | Maho; h Vase! 3- Piece Parlor Suite, frames beautifull: finish with loose cushions of Panne Mol ed wood seats: like cut Completely BS’ Ave.Con.84" Sr. 2S MCHC KOE 2 AE carved, SUERTE CH AEE HEH oe rr ee a I i tk SOHO OORNICO ORCC O OO nC NEL OC IOC OCCT RCC RE LI » BRO redit also to Long Island, ‘New Jersey and If MAKES LITTLE DISPERENCE WHAT YOU NPE A WORLD “WANT” WILL GO GET IT ed Pater te nance me 8 300030 9030 DE a OI PCH STC ACHES SYSTEMATIZE BUDGET PLAN ~AND CENTS GROW TO DOLLARS Envelope System Has Also Brought) Good Results—Readers of The Evening World Tell How They Save—One Family Lay By | 40 Per Cent. of Income. | The budget plan is the only one which can be relied on to systematize |the household expenditures, It makes the Income suffice because It fore casts the outgo and gets It off against the Income, which is @ known quan tity. The advertising manager of a national magazine was talking about thrift the other day, and called attention to the extreme diMculty of carrying “I find it impossible,” he sald, “in playing golf, to keep my score accurately without taking a score As for keeping track of my household expenses, I , Would not have even a vague fdea of where I stand If we did not run things in the mind any set of figures for a given time card along with me jon the budget plan, I tried the haphazard way for several years, but now 1 KNOW OS SHOWS THE SUCCESS OF THE, an ENVELOPE SYSTEM. wht the envelope system ts used The ‘Pheift editor has personal With good results, Here 4s an iilus-| knowled, @ number of homes in tration Makes Home Baking Easy ROYAL BAKINGPOWDER ABSOLUTELY PURE No Atum—WNo PHOSPHATE Paterson, N. J. | To the Tete Raitor of The Kvesing Word 1 WHAT DO 1 SAVE! $3 ver woek on an $18 atlery | 6 ver week om @ 821 sslary | $10 per week on a 825 salary | Thereby showing whon there i» « |raise the bank account and not the |living cost increases. | WHEN DO I SAVEt day, WHAT IS MY SYSTEM OF SAV- ING? A budget was carefully plan- ned. The total for a month was di- vided into four parts, Then a series! of small envelopes were marked with | jthetr respective items—rent, bank, &«., and each week the money for same; pod therein. The bank envelope Ja the same importance as the! others and must be as regularly filled, THE BUDGET: Bank, $10; table, 60; lodge, .80; clothes, $1; n Every pay rance, .: cldentals, $1 | HOW poo I By paying cash, by dealing at chain stores and | by personally doing the marketing. By having up-to-date kitchen uten- Sills, such as a double boiler and tri- angular pans, which will cook two or three things over one burner. By ohecking up my bills so that I know that the merchant has made no mistake, By utilizing “left-overs.” A BANK ADMIRER. The first item ts the key to the euccess of this budget. Out of an Income of $25 weekly the bank gets $10, or 40 per cent, and the balance ry the Mving ex- penses. envelope is drawn upon for its particular account, and it {s difficult tor an overdraft to occur. Furthermore, a house- wito who figures closely enough to make one gas burner do the work of two or three will see that the budget never interferes with the savings account. LEARNING TO SAVE MATRIMONY NEAR. Approaching matrimony ts the in- centive for thrift on the part of a | Brooklyn young woman, who is skil- | ful’ managing her pennies and dimes. | To the Thrift Hditor of The Brening World never occurred to me to write SAVE? WITH It ur about thrift until an old lady friend suggested that I was just the sort of @ person you wanted to hear from. I do not go to business, but my dad ives me an allowance of $8 a weeks nis covers all my expenditures easily, ery week I deduct a dollar of books I have sub- for a set scribed for. | 1 keep all my pennies in a box for that purpose. At the end of the month 1 change the pennies into dimes for my bank, which opens when {t regis- ters $20, I add to this bank fund every time I get adime. Of course I take my Httle horde to the bank as goon as It appears. This method has done a great deal toward bringing my bank account up to $500 within the past four or five years, hot afraid to dye anything sults have always been good. 1 am engaged, so I put something away in my hope chest every week. My Christmas list numbers thirty, so I start in July to make presents. : With a wife thus Inclined it Is certain that a policy of thrift will prevail in her household. The bank account Is being built up as & «matter of course, and on an allowance of $& weekly a balance of $500 is commendable, The writer gives plenty of evidences of thrift, so that the hope chest doubtiess will be well filled by the time {it is needed. Whatever her husband's Income may be, it will receive careful handling. THE THRIFT RECORD OF THE CAREFUL HOUSEKEEPER, A thorough trutning along lines of thrift and economy, practised by this writer before her marriage stands her in good stead now that she has @ bud- et to manage To the Thrift Editor of The Evening World: Dear Sir: Have been reading with great interest your letters in The vening World, and as 1 too practice thrift and economy in my home I hope my letter will prove both interesting and beneficial to other readers. Before 1 was married 1 worked tn! the office of a large manufacturing concern, where only hustlers ever were advanced in work and salary That is Where I learned to become systematic and methodical, I earned a fairly good salary, all of which 1 gave to my parents, except $2, which I was allowed to keep for my own personal use, My parents furnished mne only with the clothing I absolute- ly had to have, so, of course, I had good use for the $2. An occasional party dress, dance slippers, good gloves, extra hat, fancy waists, pres- ents for my friends, books and maga- zines, besides various other little things, had to be paid out of my small allowance. and that is what started me on the road of economy, which I am atill practising, though Lam married to 4 man earning $25 per week. We have been married four and & half years and have two baby girls. My husband works right in town, so has no lunch or carfare expense. Holidays, of course, he gets deducted, so that week a holiday comes in his salary is always $4.18 short, which he makes up by working overtime certain evenings In the month. That un} My re- overtime money {s put aside holiday week arrives, and in that way the shortage ts made up. have a five-room and bath ment in a two-family house in ning, L, I. Our rent ts $21 per month, Our heat, of course, is our own expense, but as it is a hot water system {t only requires four or five tons of coal, amounting to about $30 per year, We have what we call the envelope tem, with a cash box containing twelve envelopes for our weekly items, as follows: Bank, $8; clothing, $2 personal allowances (for both), $2 household, insurance, $1.50; Inct- dentals, $1; light and fuel, $1; rent 35.25; telephone (expense shared with another tenant), 23 cents; washing, $1; total, $25, HW. This’ is an exceptionally well balanced budget, with the allow- ance for the bank deposit prom!- nently displayed. The envelope system again appears as @ means ‘That meant close figuring, | for insuring the proper distribution of income. ‘The writer's letter in- T make my own clothes and T am CANDY CATHARTI dicates that her early expertence FOR MEN, WOMEN AND CHILDREN in managing the Items classed as | luxurids will enable her to enjoy them at the present time on tho allowance she receives. BUDGET SHOWED WHERE HE WASTED MONEY. This young man diagnosed his own case and prescribed a treatment which effected a cure for his finan- cial aliments. Bronx. To the Theitt Baitor A desire to know how much “profit” L waa making prompted me repare @ sheet with the headings ecessities” and “Luxuries,” with appropriate sub-headings, Day by day the expenditures were entered. At the end of the month the sheet was totalled. The totals showed me that 1 was wasting money. Though this was not the information sought it was w I realized that I had a “budge QJanuary'’s diary is February's budget) that was in harmony with me, not an abitrary budget, the thought of which was irksome, He- sides, the diary showed where sav- ings ‘could be effected. I was spending too much on cheap amusements. The amusements that give the most fun per dollar do not require as frequent indulgence. Therefore, I saved time. I invested my new found time tn study, Infor- mation under “Necessities” I found valuable, na a guide to the prices of | commodities and the sho a the most value, Seas Last year out of a salary of $12.50 & week I deposited $100 in the hank. My ‘ation cost me $15 a week. Dentat progress) cost me $10. I beiong to a pension fund with insurance provisions (1 per cent of | salary). I invested over $60 in educa~ tion. (I expect “dividends” to nearly double my did salary as a result of this investment.) This year, with a substantial in~ crease in salary, I shall live just the same and invest the additional man in building loan associations. The growing demand for money promises good returns for money saved and invested now. Thrift ts care and wis. dom in managing one's natural ad- vantages. ———<+—_——. TO CREMATE BODY OF JAMES. Chelsen O18 Faneral Services 1 Charch Fr LONDON, March 1 vices fot Henry James, novellst, eritie and playwright, who died here Mon- day, will be held in Chelsea O1@ Church, a historic structure, near his home, on Friday. His body will be cremated, but the diposition of the ashes has not been disclosed. With Mr, James when he died were his sister-in-law, Mra, Willlam James, and his niece, a Mareare\ James, both of Cambridge With Me nephew, Henry Jame lis guests for some time, but on Bate urday last the nephew for America, having no idea his uncle's end was near The newep appreciative They all recall wi s here print long ana ries of the novel fact satisfaction the that Mr, James became a British sub- ject from sympathy with this country tm the war. eee ___AOVERTISEMENT, Pour 260-horsepower motors w |FRE A DISCOVER OF R Remarkable New Tonic Builds Strength, Increases Weight, Rovitalizes Entire System. OR #& hundred yoars the rentort physicians have been preseribing cod liver ot in some form or other for People who were run do’ worn out, anaemic, nervou or who were recovering from ph yelcians It to the taste, ao unpalatad! fo upsetting. to the stomach | that few people take them. But now, how comes o has dis hod of extracting | the medicinal elements from | od livers without using the | heavy, areasy substance which | heretofore created # many ob em to be u pursued.” Best For The Bowels Harmless to Relieve Constipation, Biliousness, Sick Headache, Sour Stomach, Lazy Liver, Bad Colds | ome __ADVERTISEMENT. round ill furs | country NCH CHEMIST S SECRET CHEE fe) SY s, that malto-ferrin drink tious who te thread, or worn ms suffering from the cote of am recent. tl . tfore an & ental or phy wil find. “ta actly what they ir extract the engthens the throat tha imait’ extract {a flesh on. your and the fron and hy en purifies the blood in ts et of eka. ¢ njove it a can ‘feel ite, rejavonat t after the fire day—old find ‘that "it Featoree toe No maiter bow many tonicn you Ae, ‘Aba you bave ‘up your bealth ae drugs ferr The ‘malt "t find that it eupplit you don't tim im, take the bottle back to drasist_ and det your towage ar out this clipping now to fe: mind yon, tes wOUNwest Ty