The evening world. Newspaper, January 19, 1915, Page 3

PROVES SUCESS; 3000 SK LOANS First Twenty Days’ Business Shows Popularity of New Financial Institution. WILL DOOM USURERS. Bank Is Expected to Put Illegal Lenders Out of Business Eventually. ‘The obsequiles of the loan shark in this city wero held on the sixth floor of No, 52 William Street to-day when the directors of the new “poor man’s bank’—offlolally the Morris Plan and incorporated under the name of the Industrial Finance Corporation—met to receive a report of the first twenty days of business. Tt was voted unani- mously that New York's newest bank- ing system—which is really a small borrower's institution—had made good. A little more than a month ago, a group of men well known In business and financial circles decided to or- g@anize the poor man’s or anti-loan shark bank, to do exactly the work that designation signifies. The ex- cuse for its existence, they declared, was the work of rescuing the man of worthy character and well attested industry from the grasp of the usurers. Operating under the slogan “Char- acter is the basis of credit,” the bank, under the direction of Clark ‘Williams, formerly State Superin- tendent of Banks, has loaned money in large and small amounts to wage- earners at the legal rate of Interest whenever the neody applicant could prove his integrity and good faith in ‘paying back the loan. ‘The first twenty days of business fe a fitting illustration of the de- pression that has seized not only the wage earner, but the small business man, Bince the institution opened, Dec. 81, it was reported to-day, more than three thousand persons—all with jobs—have applied for loans. More than eix hundred of these have pre- wented their cases in a way to war- rant an investigation, Just 110 of these have been passed on favorably nd @mong them the bank has ad- ‘vanced more than $15,000. ‘With more than 1,000 applicants, more than 15 per cent. of whom are women, swarming to the offices of the bank daily, Mr. Williams and his fellow officers were forced, on ac- count of the congestion in the offices and corridors, to open a bureau at No. 37 Liberty Street, where the ap- plicants could be adequately handled. ‘Three clerks were kept busy at t bureay to-day, handling the applic tions that poured in from wage-earn- ers hard pressed for money. “A carefully compiled record shows the majority of the applicants give _ as their excuse for asking a loan the accumulation of debts,” said Mr. Williams to-day. “Sickness is another factor, and many of those who seek financial aid come to us to escape the grip of the loan sharks. All sorts of @xouses are given, such as the need of money to get stuff out of pawn, the paying off of a mortgage, taxes and ‘the desire to expand in business, “We have been troubled with few fakers and all appear to be sincere in their determination to make good ‘with us. There have been some des- perate cases of unemployment, but these have been turned down, since our plan is not wholly philanthrop- foal. With us this !s purely a matter of business.” —_————__ Hoted Men to A the 24-Karat ‘The 24-Karat Club, the soctal organi- sation of the jewelry trade of this city, is looking forward to its annual ban- quet at the Waldorf-Astoria Saturday night. ‘The speakers announced ai Mayor Mitchel, Comptroller Prender= .» Gen. Leonard W Admiral fener, former Lieut.-Gov. Bruce, Con- man Bennet, President Barton of ith College, Rabbi. Schulman and Martin W. Littleton. Samuel H. Levy, President of the club, will be toas' master. The feast Is in charge of a oom tee of which Harry C, Larter ie chalrman. > -—____ 1,476 Sea Di ere Laat ¥: WASHINGTON, Jan. 19.—There were 1476 disasters on the waters of the United States during the last fiscal year in which the life saving service worked alone, according to its report to-day to Congress. The vessels in- volved. carried persons and tho roperty was value At $2,542,955. In 23 other instances the rvice worked in conjunction with the revenue cutter wervice or other agencies and took part in th of 2,091 persons from ves= $10,641,655, 1 valued at We Americans fully these days. that moderation makes for effi- ciency and health and prosperity. And thus the insists upon a mild, mellow Whiskey, everytime, everywhere Real Wilson — — Wilson — That’s All! The Whiskey for which we invented the Non-Refillable Bottle, | ow Wien, ST Ph Avec NW fate a FREE, CLUB sized drinks, ee a THE EVENING WORLD, TUESDAY, JANUABY 19, 1915. POORMAN'SBANK [ew York the Nearest Place to Heaven, _[f} Blu SUNDAY SVIBeNTEY MADE A WILD PrTcH ACCORDING TO OR HALE The Rev. Frank Oliver Hall Ridicules Statement That New York Is “Going to Hell So Fast You Can’t See It for the Dust’’—Says Immoral- ity of Small Towns Is Far Worse Than Anything Found Here—Denounces Sunday as “Mountebank Who Swears Like a Fish-Wife.”’ By Marguerite Mooers Marshall. “New York is going to hell so fast you can't sce it for the dust."—Rev. Billy Sunday, “New York ts getting necrer than any other place I know to the real kingdom of heaven."—Rev. Frank Oliver Hall, The present vocation of the Rev. Billy Sunday ts saving Philadelphia souls, and at last accounts the score stood 4,000+ in his favor, Yet the fastest base runner, in the pulpit has already “lined out a few hot ones” in the direction of Gotham. “Oh, Lord” runs one of his latest prayers, “will sinful, lustful, devil be- ridden New York wake to its manhood? Will it ever wake to its regeneration? It will wake, but the Lord will have to go some. Make bare Thy mighty arm, Lord, and bring it to its sense: And he himself told me the other night that we're on our way to a place considerably warmer than Mandalay, But are we? Billy Sunday isn’t alone in his conviction, although he has expressed it with his own peculiar emphasis. Panning New York is one of the best little things the people outside New York do. An answer to Billy Sunday’s denunciation is an answer to many other critics. That 18 why I selected as a “defender of the faith” a man whose opinions must command attention—the Rev, Frank Oliver Hall, for twelve years pastor | of the Church of the Divine Paternity, Central Park West and Seventy-sixth | Street, the first and largest Universalist church in the city, SMALL TOWN THE PLACE FOR* REAL IMMORALITY. “Is New York such a bad place?” I asked him. “From your experience and observation, do you consider that | this city is Satan's American head- quarters; in short, that New Yorkers GALLANTRY TO WOMAN COSTS $10 IN COURT Husband Objects When Neighbor Starts to Help His Wife Up After She Falls. It cost James Farrell $10 for an act of gallantry, but Mr, Farrell says that he would do it again. Mr. and Mrs, Stephen Viles of No. 221 East Thirty-second Street were i returning to their home from a visit | Tad-shouldered, big-boned and mus- with friends at 1.90 A. M, to-day. ‘The | CW" With no ounce of superftuous |ftesh. Both have square, wide, fresh- air was foxgy, the temperature murky! — 1079 faces and keon blue eves, ect the streets slippery. Mrs, Viles| fatten he cldewalle at Third Avenue, @ceP under overhanging brows, from just a few doors from thelr home, Her | Which are brushed back heavy manes . f hair, ashen-gray in Brieux's case, tooped to help her to hor) ° Ase, nee stenpea . jashen-white in Dr, Hall's. And both ‘At this moment an unkind fato|™e sive the impression of @ com- =, bined sanity and strength, 1, a neighbor of) "ne + steered James Farrell, a neig' i,,|. With Just a tinge of impatience in . He, ae Mil ee ellvedea rag er his quiet voice, the minister contin- arm. Mr, Viles paused and told | Ued, “People outside New York read Farrell to unhand his wife, Mr. Mar-|°f ® few bad men whose careers are rell insisted that he help Mra, Viles, ‘sclosed in the newspapers. And tnd he did. ‘The men exchanged cum. | People think that all the rest of us plimenta while the lady was being as-| 2F¢ like these few. A man has three wives and columns are printed about sisted to her feet. |him, Then it ts immediately assume Mr, Viles called upon Solomon, not | that every man in New York irae Solomon the Wise, but Solomon the ning around with another man's wife. cop, of the East Thirty-fifth Street Re ue ae, absurd that it should station, and had Farrell arrested.| “Ang you don't think New York ts Magistrate Freschi, after hearing) going to hell, as Billy Sunday says?" both sides, fined the knight errant $10, /1 questioned. HE DENOUNCES “MOUNTEBANK METHODS” IN RELIGION, . “Of course I don't," said Dr. Hall And then he spoke his mind quite frankly about “mountebank methods * in religion, He heard Mr. Sunday at Carnegie Hall last winter. “He gets up in the pulpit and swears like a fish-wife,” declared Dr. Hall. “Why in he allowed to do it? If a man | talked that way about politics on the street corner he'd be arreste To my mind the most disheartening feature of modern religion is that this mountebank should be upheld as the foremost representati of tt, should be able to sweep a great city ike Philadelphia off ita feet. But T| can't believe the effect will be any | more lasting than the effect of Bar- num & Ralley’s Circus | “Thoee who criticise New York | for ita -lack of roligion take the old religion and morality are not the same thin that each must be kept by iteel? In a wi ters tight compartment, Ae | understand It, Jesus by Hie tosehing and hie whole life ved that hie alm wae net to 0 let of ue te heaven en the are so much worse than people else- where?” “Have you ever lived in a small town?” Dr, Hall counterqueried, his heavy eyebrows lifting significantly. “I have had considerable experi- ence with the American small town, and | say frankly that | be- lieve it contains more and worse immorality, in proportion to the population, than does New York! The loafer in the village grocery store can give the average New Yorker points on vice. If you look for immorality in New York you will find it; but the vast ma- jority of our citizens are alto- gether too busy to loo Dr. Hall sat in one corner of the sofa in his living room, In appear- ance he 1s curtously like the distin- guished French dramatist, M. Eugene Brieux, Both men are tall and live more care- Wehavelearned particular man a AND DANCING, MOW,(S PURGED AND NO WORSE Noted Pastor’s Reply to Billy Sun day + wHY BAUR AT TW SUT-SHIRT WHEN THAN WALKING New York is nearer than any gther place | know to the ki dom of heaven, use it is ing most to improve this world. ‘I know of no other spot,” Dr. Hall repeated with emphasis, “where so much good Is being done for hu- manity. Every year the directory of charitable organizations 1s onlarged many pages. Every year sees an in- crease in the tremendous volume of soclal and philanthropic work. How wonderfully New York has responded during theso last few months to the calls from the helpless at home and abroad! “# not mone me that but time and thought, Even in politics, once the reproach of New York, t are movements toward reform’ and purl- fication, PREFERS PAGANISM TO THAT KIND OF CHRISTIANITY. “When people's faces re all turned seem a pity should be an attempt to Kk to the old notion of re- | gion as something that must be be- | Heved rather than something that | must be lived, Not long ago | heard | in New York a representative of the Billy Sunday school, ‘There is a place called heay he told us, ‘and there is a piace called hell, No mat- ter how good and noble a life you led, unless you believe’ (Dr. Hall Mentioned a pet theological test of faith), ‘you'll go to he If you be- Heve this thing you may commit all | the crimes in the calendar but you'll ve go to h cent priso Sing Sing inal, so, if you are n believer on this speci will roast worse than th fs both immoral “I came away thinking that {f that I should rejoice in Dr, Hall commented rather grinly “An Intelligent man who puts for- ward such a theory as religion is simply insane. “Perhaps the fact that other men and women agree with you may help | to explain our empty churel sugested, “Pernaps,” “But | And just as the inno- is more rable in | you low who ap sreed Dr, Hall, you must remember that there are 70,000 fewer Prot ints in the borough of Manhattan than when | came here twelve years ago, They have stopped attend- ing New York church imply | the because they are now living in the suburbs and naturally go to a church nearer home. York is continually accused of being a wor: per of Mammon," I submitted, "They we judge everything by the money standard, you think that is t | It's no more true of > than it is of the rest of Americ: promptly, "There | and unfortunate te solely by t w a man of the room ads would by nan. If Ni way York “the na y to It toward th i has seemed t doin this ance, it is only because the been’ more rich men here to look at. T hope and beileve that America as a whole is outgrowing this false stand- ard.” CAN'T SEE HOW CLOTHES AF- FECT THE MORALS. “What about much criticised dances and dresse: “The moral condemnation of the clothes New York women wear ie silly. There ie no reason why @ woman shouldn't wear her akirte to her knees if she caree to do 20, She doce it on the bath- Ing beach,-and there le no oritl- clam, Yet, because she put a alit In her ekirt eo that she could walk eaclly, was @ eterm. no more immoral for a wom- an to show her ankle than for @ man to show hi “I don't dance, but | am told that the fad for vulgar dancing hai ‘away. We roned dances kept open for visiting foreigners, so | in Now York tho most glittering dix- sipations are supported by visitors rather than by New Yorkers, The latter are too busy with worth-while things, just as they are too busy for hypocriay and scandal and intolerance and ot which flour! We have our failings, 4 community we candisplay a 1 record of achieve ment than any ot at I know, finish Possibly. the roll up His s! Billy Sunday JUDGE HEARS ARGUMENT ON TATUM DIVORCE PLEA Attorney for New York Broker Con- tends Verdict for Wife Was Against Weight of Evidence, MINEOLA, L. 1, Jan, 19.—Supremo Court Justice Frederick E, Crane heard argument te of counsel for John C. Tatum, New York cotton goods broker, to have the verdict of a jury in favor of his wife, Mary Jane Tatum, whom he sued for divorce, sot aside as against the welght of evidence. The jury absolved Mra. Tatum from any acts yf impropriety with Jacob Ottman, a young produce merchant, who was named as co-respondent tn the action brought by Tatum, Terence J, McManus is represent- ing Tatum in the argument before Justice and Max Steuer is representing Mrs, Tatum, At the close of the argument Jus- tice Crane reserved his deciaion, Mr. Steuer charged that every line of testimony adverse to his client was bought, : just yet, even if as toll Him to do so, | province. Jay on a motion | , Me ye a EARTHQUAKE PANE "NOW INCALABRA PROVINCE SHAKEN Houses Shattered by Heavy Shock and Thousands Are Driven to Streets. BIG DISTRICT AFFEC D. Region Has Been Scene of Many — Disasters—1,000 Dead in Cathedral. ROME, Jan. 19.—Nows reached here to-day that a strong earthquake hi occurred tn Calabria, — expecially around Cosenza, the capital of the} It ts not yet known whether there has been loss of life or serious damage to property. Calabria is in the southwestern ox- | tremity of Italy commonly called the | “toe” of the mainiand of the king- dom, It 1s @ mountainous region and isastrous earthquakes have been frequent there, COZENZA, Calabria, Jan, 19.—The entire population of Cosenza, as well| as the inhabitants of Paola, Amanten, Castrovillart and Kossano, left their houses when an earthquake occurred | to-day. Fortunately there were no) victins in these towns. ‘The people, | however, cannot be induced to return to thelr dwellings, as they fear a repo- titton of the shocks Several houses collapsed tn Luaat, @ town of 3,000 persons, eleven miles north of here, but eo far as known | no lives were lost. The shocks were especially severe Jat San Benedetto Uliano, a town of 2,328 Inhabitants; at Montalto Uftugo, | with @ population of 7,779, and at San Pietro, Valano and Nappl. Houses were damaged at these places, but there were no victims, The Inhab- {tants, however, were greatly frisht- ened, and anbandoned the villages, camping in the open air or retiring into the interior of caverns, where sometimes the Calabrese people re- main for month in fear of shocks. \AVEZZANO, JaJn, 19—Tho condt- tion of the earthquake survivors in the central districts of Ttaly was rendered worse to-day by a heavy fall of snow, which In the elevated villages hax assumed tho character of a anowstorm and is completing the devastation caused by the earthquake. King Victor Emmanuel is touring the stricken district by constantly, distributing — supplies, cheering the ima, sending the orphans to Rome for care, and ren- dering other assistance, Grave news reached here to-day from the town of Ortucohio, southeast of this place, where the earthquake vie~ tims are reported to number over a 000. One thousand of the dead, tt is stated, are buried under the ruins of the cathedral, The entire popu- latfon of Ortucchto numbered about 2.500, The village of Almort, in the same region, is also reported as being com- stely destroyed, AGLIACOZZO, win Rome, Jan. 19.—Not less acute than the misery and suffering of the people of Aves- no is that of the Inhabitants of the entire district to the south, In Descina, San Benedetto, Glojt-de- Mars! and other towns, Tho loss of life and damage to property in these places is equally oa great, but the needs of the sufferers have recetved fur leas attention. Soldiers have arrived at several of these places to ald in the work of rescue, but there If a lamentable seareity of food for both troops and the people, The temporary shelters provided are also inadequate to pro- tect the people from the increasingly cold weather. Paterno, high up on the mountain slde, has suffered probably more than any other town in the whole earth- quake region, Less than 200 persons HARITY just loo yo’ purse strings— it means openin’ yo’ heart and lettin’ out kindness and cheerfulness. tobacco some of age-me! and 5c The touch of a match to a pipeful of VELVET, Tobacco, lets out the mellowest of don’t senin’ The Smoothest Smoking taste and fragranc Try ff Kentucky's Burley de Luxe owed intoVELVET, 10c tins motal-lined bags. automobile | 4 have been saved out of a population of 2,000 and not a sing houwe re. ‘FINDS HIS BROTHER DEAD Along the main road from Pater o| to Peseina treffic has ceased except, for ® few motor cars carrying sup. plies and some country carts, which | when encountered, were generally | laden with two or mors coffi ‘The flourishing town of Pesctna is A mass of ruins, More than 4,000 of the people of the city are buried under |Shock of Old Actor’s Suicide” the fallen buildings, Some of tho! — corpses which have been recovered to! Gives James Williams on the ground at street corners while | . others are hastily enclosed in coffins | Fatal Heart Stroke, made of the first wood material obtaln- able, Rimes | Although living persons are still) James Williams, only brother of Que being dug out of the ruins there are| Williams, old time comedian, whe so) only 160 woldiers at Pescina to as-|committed suicide Saturday, was aint the survivors In rescue work. The | found dead in bed to-day in the Gus, few surviving town officials complain) William bitterly of the government's neglect. | Yonkers, They say no bread has been obtain- able since Saturday and that the people and soldiers have had nothing to eat but vegetables brought from | nelghboring villages. Pescina lost its most famous land- mark, the sixteenth century castle of the Piccolomini family, and the} house where the famous Cardinal) Mazarin was born, oe — home, No. 74 Waring Place, « Ho attended the funeral of 91 his brother at tho Elks’ Club in South Broadw Yonkers, last night, and retired about 11 o'clock. Mra, Gua Williams found him dead when she = | went to call him to breakfast this morning. James Williams was sixty-four » years old, and, like his brother, Gua, was an actor, Mrs, Williams said to- day he was discharged from St. Vin- ~ vent's Hospital last Friday, after brother's ssuicide and the long fun- eral services were more than he could stand In his weakened condition, The Elks’ Club in Yonkers was crowded with old theatrical people TO MARCH UP BROADWAY hirtieth Regiment, on Way to New Post From Alaska, Will Parade To-Morrow. The Thirtieth Regiment of United States infaftry, which has been sta- tioned in Alaska for some time, will at * on wt during the funcral services last night, an Among the theatrical people at the funeral were John Rogers, the veteran , and Minnie Palmer, who a ration ago was the most popular rette on the stage. wouldn't be surprised to hear of more old actors killing themselves,” pass through this city to-morrow, | put in Miss Palmer, “They kick the en route to Plattsburg barracks, its] Gl Poople out of the agencies these a new post of duty, It has been de- a " clied by Major General Leonard RURAL CREDITS BILL. ‘™ Wood, commander of the Depart- — as nent of the Hast; Mayor Mitchel ” and Police Commissioner Arthur Up of @ Measure. Woods to make the visit of the reg-] wasHinaTon, 19.—The Senate ulars as auspicious aa possible. Democrats in conference last night The troops will disembark from a naport at Pler A at 2.80 o'clock. Escorted by the Seventh Regiment, adopted a resolution authorising the Senate Committee on Banking and Currency tu report 4 bill, providing for a system of ‘al credits. id it was the National Guard, Col, Appleton in| The resolution sat of the conference that the Ri command, the regulars will march] (Credits Bill should be considered up Broadway, The Mayor has in- Ly Phat) at the earliest possid! vited the members of the Board of Estimate to be with bim when he reviews the regulars in City Hall Plaza, There will be another review from tho atepa of the Public Library, Fifth Avenue and Forty-second Street, in which Major General Wood and Volice Commissioner Woods will tuke part. a ee FUND AIDS 170 FAMILIES. Widowed =m ra’ Assoctation'’s Work for Past ¥: Tt was announced to-day that the an- nual meeting of the Widowed Mothers’ Fund An fon will be held at the quarters, No. 190 Bowery, Feb, nade showing t for 170 families ‘experiment which torry Kraft, the ex- 2 nonnsion ts held this year, Credits Bill will be part of the programme. " i during inj ary, sald to-day, wae employment | of persons’ ‘taken nthe ranks of the unemployed in doing the Work of the soctety, Twelve hoya and girls, who were without work and who f j Tols How Her Lite Son Was Made Strong "My Hittin boy, seven yoars old, wns very thet he contracted measles from the other hope of saving his life, However, wo he recovered, but waa In a very weak and delicate con- didon, Tho doctor eribed cod liver ofl, but his little stomach swelled up ke a drum, and the doctor said there was no cure for him, I decided to try Vinal aa 1 hed used {t myool? with splendid results, and {¢ seemed to agree with him, That bloated condition soon disappeared, ang now he {an strong, healthy boy, thanks to Vinol,’*-— HOMAB Frreaena.p, 1690 Park Ave,, New York City, Wo know Vino! will bulld up your little ones and_make them healthy, strong and robust, therefore we ask renta of overy frail and aslokly child to try a hottle of Vinol, our deletous cod Hyer and iron tonlo without oll, Children like it because {t tastes goad, At Riker & Hegeman stores, and at all drug stores that display this alga -——— > ALSO AT LEADING DRUG STORES EVERYWHERE IN BED AFTER FUNERAL : UNITED STATES TROOPS [ier icsce'stoune te ancck semis