The evening world. Newspaper, July 9, 1912, Page 16

—_ \ cstutiemeiasiaia Che ER ation. ESTABLISHED BY JOSEPH, PULITZER. PeAPebed Daily Except Sunday by the Preas Publishing Company, Nos, 68 to o * sc sale “e3 Park Row, Ni York, = RALPH PULITZER, Prosident, 68 Park Row. Park Row. ‘ W, 7 . ANGUS SHAW, Treasurer, A J. JOSEPH PULITZER, Jr., Becre 6 t-Office at New York as @econd-Clans Matter. | prion Rates ta The ivening| For Fneland and the Continent “and World for the United States ‘All Countries in the International ‘ and Canada. Postal Union, ‘Year One Year... Month... One Month WOLUME 53.........6066 SUMMER SERVICE. Ces railway fares to New York will be the rule for the next 80 eo «NO. 18,584 two or three months. The companies offer more special rates than ever before. Besides the regular summer tourist tickets open to the general public in most sections of the country, the Mor- chants’ Aesociation have arranged for reduced fares with a fifteen- day return limit designed to attract buyers in nearby sections. The advantages of this city as a summer resort have been led out and trotted up and down over and over again. We have all! Kinds of a good time for the summer visitor. It is also true thet the man who lives and worke here can get a cheap, restful, stimulating vacation staying right at home, puttering comfortably about the great city with his eyes open, learning things about it he never knew before, and waking up his mind with new ideas and interests. But the cheap summer tourist fares suggest something further. Invite the brother or sister or cousin or what-not who lives in the country to come and share a holiday in New York. What’s better fun than showing the sighte hereabouts to an eagem and grateful guest? What a pleasure and-memory-store for the country cousin who doesn’t have many such! What a fine excuse for you, old citi- zen, to visit the monuments and museums you never go near alone! Isn’t. it an easy way to give yourself and somebody else a real rest and change at small cost and with sure satisfaction all round? et WELL TIMED. ' HAT with the waiters who blew the strike whistle just when the hotels were beginning to have fewest guests to wait on, and the theatre fiddlers who struck when most of the. theatres are closed, the strike business hereabouts needs brains. The National Union of Masters and Mates of Great Britain, if reports are true, will make no such blunders. The captains and offi- core of English liners who feel that their wages are not up to their onsibilities are planning to blow off steam at’eractly what one of Clticago delegates called the “zoological moment.” They have selected the ticklish time toward the end of Auguet when Americans are hustling back to the United States in thousands, and every eteam- er sails with full cabins. The complaint seems to be mainly that salaries of junior captains on British liners amount only to a flat $3,000 or 60, while on German lines the captain has a salary, a share in the ship’s earnings end other perquisites that may net him altogether $10,000 or $16,000 a year. Moreor r the Getman captains have far better quarters on board ship. The same‘differences apply in greater degrce to lesser officers. » ~Among the demands to be presented to the British companies the inion has, with great sagacity, put in a clause requiring the ownere of ateamships to guarantee safety to the travelling public by proper Bagerine equipment, trained and efficient crews and thorough in- spection of every vessel as to seaworthiness before cach sailing. Thus fhe Union means to be solid with the public. & One doesn’t have to know much about strikes to foresee that when all those irritable, vacation-weary Americans with gorged minds 4 nd flat pocketbooks line up along the shores of old England, ex- secting to be taken home on time, it’s going to be mighty uncom- ‘fortable for any company that isn’t there with the ships. 5 \' Here’s one strike that’s well echeduled. ° Sea entrees MM folke will be glad to hear that the country has more real money than ever before—$3,640,407,621 is the figure, and all ‘exvept $363,000,000 is cirewlating ’round where anybody can get it. Iyast week Monday, when the fiscal year began, the population was 96,856,000. On a forced divvy each of us would get $34.26—six cenis more than a year ago. Better let it go on accumulating. + a REA eee? eu: iy y slogan. “Who's the guy that put the R in, ete.” a fF a peaceable Sound steamer can punch such an awful hole in a triple-armored, 16,000-ton dreadnought, for goodness sake let's eight with Fall River liners! atanc pec ness On Yes, facial ment URRANTS are ripe. The cur- rant {s a small globular red fruit that is sometimes white young and wouldn't leave her mother. We do not believe she could make the C ple that rapidly and take you.” and grows on a little bush. |carefully. Cherry a orth ine tee te (Hence, while the all-unconsctous The currants hang on in|{# disagreeable to masticate, and. few | Uncle Henry was deep in the thrilling stfitgs which make them handy to! plemakers will Ko to the pains to take | t4ings conveyed by the local items in wick. The seeds are of just the right| them out, though there is @ machine to| th Hay Corners Banner, that had been site to tick in the interstices of the teeth. The best way to consume cur- Pants Je to boll them and squeeze out the secede separately from the juice and compose the latter into jelly, which 009 very well with bread and butter on je-with roast duck, ' pee AIL the oyster ts in retirement and clams are scarce, the muasel do It with, But few housewives have one, not being sure there will be any cherrles next season, art, UR Democrats are taking kindly O to the ticket, though Gus Scott says he would like to have seen Clark get it. Judge Brush thinks it too early to bet. Over at Horseneck some interert is being taken in the future of | @eason is on and mussels are|the Post Office, now a Jim-Jay pos: plentiful, but not as pejuiar as they | sees should ve, Steamed or stew mussels - - make @ Very good dish, and not at all WIMMING Is now the pastime with Uke dolled corks as sume say, though S our youngor A new plank| much depends upon the cook, which ls walk into the briny deep has true of ajl victuals. en made at the ship shop, where they a making boats go fast with George OME think it ought to be cailed the | Boles's m , that serves a great pub- Bull Head instead of the Bull|ic conventence, as you can walk ght! Moose party, No. % the Colonel} into the waves unt!l deep enough for being something of a horned-pout! seif-propulsion. The ttle boys put what es a wings under their arms and IE passing the pond the other about, which often pre evening in the gloaming we heard | vents thelr getting them on thelr shoul- ; & strange remarkable sound ike | derblades, &@ bullfres with the whooping cough. — Dpon examination it proved to be our HE ‘Selectmen put a sien up a While ago beside the pond saying not to dump any rubbish there, esteemed ‘neighdor William Peck hur- Pahing tor Rocseveit! HD cherry pie season has just elesed, this being the kind of tible the dest ong could eat could wink ‘tatore but was T which i» accepted as an invitation to) Dring it to the spot trom everywhere, showing what the public thinks of Be- feetmen. Jim or Jay the pubiie wo Nobody reepects seconds heed it. Copyright, ee. RS. JARR gave her husband one of those wireless signals by an) {> instantaneous facial expressiot OLUTION WITHOUT RE which signal Mr, Jarr read to be code v' NW EVOLUTION” i ol’ for “Caution.” ' is the Colonel’s now | “raie domestic wireless elgnal om braces a wide significance. when company drops in unex- tedly to dinner it means, “For good- | Volce such plaints, second help- going to cut her now!" Not being either on the etreet or at the table, Mr, Jarr wondered what But a moment later he received the supple- New York World), sake don't ask for ing. This ts all we have the street it warn we used to know her, wireless meesage meant. ary signal: “Well, what ts it?” he asked, It All Depends. by The Prem Publishing Os, For in- ‘Don't speak to this woman coming right behind us. but 'a “Follow me out to the dining room casually, I have something to say to mailed to him from home, Mr, Jarr stroMed out unconcernedly after Mrs. “Am I The Evening World Daily Magazine. Can You Beat It? 34% ¢xee- Biro aly to hit Unole Henry over the head, etun him and, whfle he {te unconscious, ship him back ‘home by express, charges col- leot?* “I wish you would do something of the sort!" whimpered Mrs. Jarr. “If it waen't that é will be a cheap place to 0 and take the children to his farm later in the summer, I'd tell him that ‘we really couldn't entertain him any longer, Haven't your relatives the ‘brazen effrontery, especially the rela- tives you are not proud off Your wealthy relatives never come to see you—and, what !s worse, never scem what I» it you want?” asked . ‘breaking in upon these bitter rafiections of his good lady. For he knew she hadn't signalled him out of Uncle Henry's presence just to “You know what matte! satisfied, greedy, ungrateful Mt, and stay and stick until they almost The Folks Write T “The Fruitful Vine" actually thought of Colton, Wilbur Steele, Tom Gra) Arthur Bullard, who: Edwards. politics, Blang.” gin another novel, He is writing shor: stories just now at his home, near In ianapolis, Mra, Kate Dougias Wiggin ts at he: summer home, Quillcote, in Hollis, Me. rope. tory. the hab- | repress suc natural longings! No, what by, uncouth, untidy, cheap, vulgar, se! -|I wanted to tell you is that you must relatives drop In on one whenever they feel like Copyright, 1012, by The Frew Publishing Oo, (The New York World), )HERD ts a story that Robert Hichens spent most of last season at Rome, “incog,,” to learn what the society in which he placed the action of authors who find inspiration at the end of Cape Cod are Susan Glaspell, Arthur and ben name, in- scribed lately on “Panama,” is Albert George Ade has gone to Europe for a few months to give himself @ rest from And this is no “Sable in Booth Tarkington expects soon to be- Bhe is to be p: it at thi “Do you betleve the office should | nearssls in London per fon vised If the sign was put up by| seek the man?” “It depends on how much of the John Kendrick Bangs has tract office cash he oot away with” 4 preine for @ hundred lectures in Avatralia Tuesday. July ) & By Maurice Ketten Doaae Ooaaie Doaaie Mr. Jarr Gets Orders to Take a Guest Out for a Little Walk and Lose Him “Uncle Henry won't mind her. Why take him out?" asked Mr. “Well, I mind him, “Clare Mudridge-Smith puts on enough airs, with her fine clothes and her motor car and her apartments in the Highcosta Arms, since she married her silly old husband! 1 don’t went her to have something else to twit me about in that catifke way she has of scratch- ing while she purra, ‘What @ quaint character your Uncle Henry is!’ I can hear her saying it! Ugh!" “Shave Uncle Henry's whiskers, hava ‘him clothed by her husband's expensive tailors and he'll be a finer looking man than old Smith, And, even now, he's not as much of @ bore, In fact, Uncle (Henry is rather an Interesting old fellow,” ventured Mr. Jerr. “Well, my interest in him has rather abated, and as he won't shave his whiskers and as he wouldn't go to expensive tatlors, and as you and T don't intend to take him to them, you can get him out before that deceitful, two-faced Clara Mudridge-Smith gets here!" This being final, Mr. Jarr, affecting an air of nonchalance, returned to the front room and, after @ few minutes, remarked: “Lot's take a little walk, Uncle Henry, (What say?" “I don't think I keer for {t," said Uncle Henry. ‘Been on the go all day, and my boots hurt my feet on account of the hand sidewalks. Think I'll take ‘em off, anyhow." “Seah!” whispered Mr. Jerr. ‘Don't let Mrs. Jarr hear us, But Gus, on the corner, has got in some genuine Jersey Apple Sack!" At these words Uncle Henry's feet ceased hurting him and the two de- parted. But, of course, they ran right into that charming young matron, Mra. Mudridge-Gmith, at the door! rive you mad, when they can see they 6 not welcome and that you are al- ready crowded beyond comfort with your own family! Just for that I am going down to Uncle Henry's fanm and take the children and stay as long ae I feel like it, and not give them any warn- ing we are coming—and I don't care if they have only one spare room and that they pack us all in that, and the ohil- dren have to p on @ mattress on the floor like they @id the last time we visited there, when Uncle Henry wasn't very gracious either. at our coming and hinted very broadly every day he'd be glad if we left.” “Well,” asked Mfr, Jarr, “shall I pack his soiled shirt, his bottle of bitters, his paper collar and his extra bone collar button In his blue telescope valise, throw {t out of the window and tell him to follow 1?" ‘ “Oh, I wish you could,” said Mrs, Jarr wistfully. “But I suppose we must take him out. Clara Mudridge-Smith is going to call In this evening before she goes away to Atlantic City.’ That Our Books and New Zealand, Jeffery Farnol 1 coming over to America again, this time to see to the dramatization of “The Broad High- way.” Other people go to Nantucket to that. rest, Mary E. Waller ts there writing ace a genes Mary Heaton Vorse—Mre. Joseph| her ww book, “A Cry in the Wilder- O'Brien since her recent marriage—has al Nes The Turn of the Years. summer cottage at Provincetown. Othor Charles Agnew MacLean wrote the You come, as others come, Night-sandaled, and your flying feet Set dells a-ewing in every streat— But you are dumb, first half of “The Mainspring” five years ago. Three years later he re- wrote it. This year he finished it. That {# one way things are done in Bookland. Brand Whitlock, as a reporter in Chicago, sat in at the nightly small talks of a band of writers for the i, which included Peter Finley Wallace Rice, Alfred Henry King and others, and rise to that famous so- ciety, The Whitechapel Club. “If I were a young girl starting life over again under present conditions I should be very certain to prove be- fore I married that I was capable of supporting myself,” said Gertrude Atherton recently to @ reporter, H™ may we know you, year of all? We run, unwearted travetle: Still on the upward slop Of Mfe, to take your atrong young hand, To searoh, to dare, to understand— Fllgrims of hope. You lead us on, you lead us up; ‘We ecek your avetar By fords of faith, the pass of tears, Peaks of delight—-O year of years, ‘You take us far! And then you go, We hear your voice, We know your name at last. Zou were the Future that we sought, all the yeare mey bring us naught r ee seem cheerful and happy their friends are at a loss to understand them, gard te becouse he considers that anybody who wae willing to marry @ to a rirl who has received a higher education through the tender mercies @- cane, shaves every day and te particular about Me scarfs should either a Oarnegic medal—or close watching. , give @ gir the impression that he is madly in love with her without im dulging in any inoriminating statements to that effect. feet resemble “little mice” in white shoes. for-Uving” look whenever their husbands are around? 9, 1912 — fi bith it ' ) Vasa . Ceperight, 1912, by The Prem Publishing Co, (The New Yoo® World), i MAW can't forgive a woman for having made a fost of herself ovee any man on earth except himself. | aa Perhape the reason the average man treate Ais wife with so Hitt ture like himself can't amount to much. 4 man sometimes thinks that his love for o woman is dead, and wel up too late to discover that i had only gone into a state of coma, Matrimony {s merely a post-graduate course in the School of Bay @ wether, — TAe- man who has deen married for three or four yeare and ettid carrig The difficulty that confronts a man at this time of the year te how 0 It takes either'a blind lover or a polished actor to tell a girl that ne Why te tt that 20 many wives Rave that “stood-n-the-corner-I-opologee How to Provide For Old Age. By Miles M. Dawson. Copgright, 1012, by The Press Pubtishing Co, (The New York World), No. 9—THE GERMAN PLAN OF PENSIONS. { HE “invalidity ingurance” law of Germany went into effect Jan. 1, 191, It differs trom all other compulsory contribution plans of providing for ol4 age in that tt does not contemplate the investment and accu- mulation of contributions to purohase old nnuities for the indi- vidual contributors; and from all, except the law recently adopted in France, also in that {t makes provision for invalidity, 4. @, total and permanent Gisability, at any age. It does not, however, cover invalidity due to oocupation accident, which ie covered by the accident insurance law and compensated out of funds contributed by employers. Both these departures are significant. The abandonment of individual se cumulation was at the time denounced as unsound. Now the theory is not eo much attacked as the correctness of the factors used in the computations; but, @t the outset, the thing was condemned on principle. The principle is what Is known'es “average premiume,” 1. e, premiums whtoh, on the basis of continued compulsion, will, if applied to all without Yegard to age, eex or condition of health, suffice to pay all the pensions as they fall due, taking into account the large accumulations during the early years of the plan's operation; Dut would fail to do #0 if compulsion were removed. The problem to determine even approximately the required rate of premium {s obviously most intricate and diMcult; but if all the factors were certainly known {t would not be impossible, It cannot |, however, that nn Ot this time the determination of the rates has been shown to be anything but arbitrary. There is also no conclusive evidence that the guess was correct. Experts who originally criticised the principle tat compulsion could Be accepted as @ substitute for reserves mathematically sufficient to provide pen- sions for all those who contribute, even though the compulsion were withdrawn, heave now generally abandoned that untenable position; but they still deny the wufficlency of the German rates. ‘The constant growth of invalidity insurance funds, which, at the close of stood @t 1,404,067,700 marks, or about §960,000,000, might at first blush warrant the conclusion that the contributions are ample; but it must be lan had then been in operation only seventeen years ry, became dependent’ upon this Insurance, aince persons who were already old were entirely excluded when it went into effect.. The fund is now increasing very slowly and appa: has nearly reached its maximum, ‘3 ‘ Undoubtedly the inclusion of invalidity at whatever age rendered this com- pulsory contribution plan more acceptable, for in euch case every contributor, however young, knows that he may become a beneficiary at any time. An Mlustration of this has already been discussed in the cases of friendly soctet where insurance is entirely voluntary, and of trade unions, where qua: fase 3 | Its inclusion, however, introduced other elements of uncertainty and Itkewlee @ moral hazard which has proved a serious matter, The statistics then avatlahle were very imperfect and also based in part upon investigations regardingt persons who were not insured. Not long after the act went into effect it became obvious that invalidity was much more prevalent than had been anticipated; Upon investigation, after several years, it was found that many were receiving pensions who were not entitled to them. ot The invalidity rates shown by the German statistics are greatly in excess o! similar rates deduced from insurance experience elsewhere. My office recently, had occasion to make a comparison, finding that the proportion of persons in receipt of such benefits would, at all ages combined in a large group @f persons, be at least twice as great, did the German ratios apply, as in the same group when the rates experienced by British and American insurance socletion were applied. This condition !s explained by the disposition evinced by German workmen to retire somewhere between the ages of fifty and sixty-five, while American work- men would continue at work. So far as the disabilities were genuine, they prot ably result from degenerative changes due to chronic beer drinking; but in large part they may be merely successful simulation. ‘The average amount of the benefit, however, 1s only about $0 per annum | which should mot much encourage simulation. Indeed, the amount !s so email that, in derision, German workmen often call it “drink money.” Yet tt has bees. shown that there has been a vast amount of simulation. ° The pensions and disability benefits are provided as follows—$i2 of eaeb annual pension by the Government outright, and the remainder by equal contets butions of employers and employees, fixed according to the wage cl varying from joint weekly contributions of 3c to 9c. The usual method te the employer pays the whole amount and deducts half from the wages of the! employee. ry Contributions must have been made for at least 1,200 weeks before an olf ame pension {s granted, and at least 200 woeks before an invalldity benefit 1s granted, except that if contributors were more than 4 years old on Jan. 1, 1891, @e number of contributions will be reduced by #0 for each year over age #0. ‘The rates of old age pensions run from about $27 per annum to about $88 get ‘annum, and the rates of invalidity pensions—which increase according to the number of contributions made—from about $29 per annum to as high as SLs per annum, The German old age and invalidity insurance plan {s operated by distetet associations through boards composed exclusively of advisory committee composed of five representatives of resentatives of employees. e officers, with en nployers and five rep. It is the only part of the German insurance system that 1s bureaucratic; and Its management+has been the subject of much criticiam than that of any other department. Yet it had up to the close of 197 pald for medical care more tian $23,000,000, for special ance to dependents about $900,000, for nursing about $435,000, for Invalidity pensions sbout $282,500,000, and in old age pensions about $97,900,000, besides returning contributions in event of marria, of females, accident ee Geath. amounting to about $21,600,000, The total benefits paid were $375,000, in round numbers, and the expense of operation was but a little over $41,000,000, or about 11 per cent. It has more recently been running at about 7 per cent ‘The complaint, therefore, is not that the management ‘s wasteful, but ehiefigt that it 18 severe, arbitrary and technical, ; MAUD DIDN'T OARE, ‘What id Maud do when ghe heard| “Didn't you say you would like to that the board had decreed the gtria| the griasiy bear dance?” ust wear simple graduation costumes?” | ‘Yes, f Gid say 60." 4 he iors neon” “Well, come with me and"— +9 ‘Laughed “Dever mind. I read in a paper today Yes. Maud ie the prettiest girl in there lo = ancey' —Gieseiend Disha Dena ‘ LOST INTEREST, Cad