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Bluo. -od hod: se we Etoriner employer. a * and it 43 safe to «Ped in the United States as follows, viz.: * and active set a sufficiently high vatue upon this old age provision. yb © Pheeing employees upon penaiona, usually at the age of 4% or 70, bat et @ younger . ‘Conpany of New York, Deere & Co. of Molin Iunds has established in various parts | makes it the most powerful of European jp the nation schools In housewifery, to| torrents, ‘This wasted force it 4s now ‘hich other branches eventually will be | proposed to turn into electricity, aided — In connection with @ @ber congress _ Pullman service rules require that witch took place recently in Java a fonductor shall be at least S feet 6inches| ory interesting expocttion of fiber YES You! Tust You Git IN MY WAY How to Provide For Old Age. By Mies M. Dawson. (Copyright, 1912, by The Prees Publishing Co, (The New York World), II1.--Private Provision for Old Age in the United States. Most important private provision in the United States for the de- pendent old is the support euppiied by relatives. As has already been seen, investigation has shown that in Massachusetts of the aged classed as “non-dependent poor’ 36.1 per cent. of the support of the individual males comes from retatives, 67 per cent. of that of individual females, 29 per cent. of the support of aged couples and 12.4 per cent, of the sup- port of aged couples with others dependent upon them. No doubt this applies, though in different degrees, throughout the country, y that nearly or quite half the provision for the aged poor ‘who are not cared for by public or private charity 1s afforded by relativ As the number of persons sixty-five years of age and over in Massachusetts was given as 177,000, and 195,788 were classed as ion-dependent,” one-half the pro- viston for these would de a little less ¢han 4 per cent. of the provision for all, if afforded upon the same scale, Other teaportant private provisions for the dependent old have been devel- Through labor organizations, These, according to the report of the Com- misstoner of Labor of 188, paid in superannuation benefits $198,618.65 in one yenr, and in permanent disability benefits, a part of which no doubt wi old age ‘disability, $6, The superannuation benefits were very low. instance, 87 per month between 65 and 70, $8 per month between 70 and 9, and $10 per month: beyond the age of 80 in the Cigarmakers' International Union;, $12 per month beyond the age of G, uid $16 per month beyond the age of & fn the International Jewelry Workers; not to exceed $20 per month in the Brotherhood of Loconrtive Engineers; $10 per month for not more then «ix months in any one year after reaching the age of ¢2 in the Granite Cutters’ International Association; @ per week In the International Typographical Union for dependent members beyond the ege of 60. ° Same notion of the total reltef te afforded by the following total payments within one year: Brotherhood of Locomotive Engineers, 4,89; International Typographical Unton, $106,740. ‘The fraternal beneficiary assoctations do something in supplying relief in event of total and permanent disability. By the laws of tte various States old age Denefits must not commence before the age of 70. They are usually for one- tenth the amount of the certificate each year for ten years. ‘As is well sald hy Mr, Squier, *Measured by actuarial etandards, many of these socteties in the past have operated on rates which were madeqnate even for death benefits.” ‘The tendency as thee societies get over on sound plans and with adequate “yates Ja to reduce of q@bolish these benefits, rather than to make the very con- Ftderable addition to their rates which would be neceasary. Few of the young] In consi Avence its attraction does not to thetr minds offset @ material increase in the rates for life insuranoe. | Several of the great transportation companies fave made provision for re- | pee, usually not under 6, upon proof of total and permanent disability. ‘The Baltt- ore and Ohio Ratlroad was the pioneer, introducing this system in 18%. In year ending June %, 190, # paid $157,273.81 in pensions to 667 penstoners. The “ciicago and Northweatern, Pennsylvania, Ilinols Central, Delaware, Lack: wanna and Western, Philadetphia and Reading, Gouthern Pacific, Atlantic Coast ine, Atchison, Topeka and Santa Fe, the Chicago, Rock Island and Pacific, New York Central and Hudson River, the Sault Ste. Marie, the New York, New Haven and Hartford and other compantes have aince adopted pension systems of a similar type. \ 'The Pennsylvania ts now paying tn pensions about $800,000 a year, this being ‘much the largest aggregate for a aingle company. The New York Central has provided that if the total of the pensions as fixed exceeds $2%,000 per annum @ new basts may be established. {Several electric railways have also introduced service pensions, among which ‘may be mentioned the Boston Elevated Railway Company, Denver City Tram- way Company, Brooklyn Rapid Transit Company, Philadetphia Rapid Tranalt Company, Public Service Corporation of New Jersey, and United Traction and Dont Y6u DARE To DO IT! [Lt Give [The June Bride : ee IH—A WORD OF ADVICE (ee'New York World.) The Evening World Daily Magazine: Tuesday! Tress Puoisang Co, ¢ ie & SAYS +e cane eee ere na ay 8 May 26: 19123°> — GONNA GIT AN By Barton W. Currie Based on the Successfal Farce of the Same Title (Copyright, OYNOPALS OF PF! I ence, or Auntie who tells her to rule Bob and MAKE him do what she wants, nor to Sister who thinks that the joys of néirriage consist of having piles of money to epend and being able to yo about unchaperoned, The Sad Se Electric Company of Providence, R. I. The aggregate amount of pensions paid by there each year at the present time is small. More recently industrial companies have introduced pension eystems. Among these may be gnentioned the American Express Company, Armour Company, Boston Consolideted Gas Company, Cambria Steel Company, Consolidated Gas Ul; B. 1. duPont de Nemours Powder Company, Gorham Manufacturing Company, Hefford, Spencer & Rartlett Co., International Harvester Company, Morrison Swift Company of Onicago, Philadelphia Electric Company, Pittsburgh Coal Company, Procter & Gamble Co., Standard Oll Company, United Cigar Stores Company, Wells, Fargo & Co., We: ‘ern Electric Company, Westinghouse Air Brake Company, First Natfonal Bank of Chicago and the United States Stee! Corporation, acting Jointly with Mr, Andrew Carnegie through the pension ¢und established by him. ‘(Nearly all these plane are new, and the amount which ts paid out im pen- etons by all of the industrial corporations granting the ame canndt be stated with any approach ¢o accuracy, Undoubtedly it és elready very considerable ” ang will be larger anf larger ae the years pass. Probably, however, the total amount of relief furnished ennusiiy through these agencies is at the present time not more than 4,000,000, and while the ag- eregate will be much higher after some years tt will noessarily be rellef for but a small part of the total number of the aged poor. Tho service pension systems’ of the transportation and tndustrial corpora- tions give such relief only to the relatively limited number of persona who re- mein continuously in thetr eervice for long terms of yeare and reach the re- firement age while atill in the service, This excludes the much larger number who were employed for short periods, The amount of pension being dependent upon the term of service, the employee often goes upon the pension roll for an en- tively inadequate amount, his eervices to his last employer being, for instance, the minimum period of twenty years, which may call for @ pension of but one- fifth of his wage. Undoubtedly trade antons and fraternal beneficiary societies can, and in ¢ will, do more to relieve the aged poor among thelr members, the former st cases by charitable afd, supplied by current assessments, and the latter sometines in that manner and sometimes by a em of old age ennulties in connection with Mfe insurance, ‘The latter may some day become much more popular than at present, but at its highest development ft is Ilkely, os has proved true dn Great Britain, to be utterly insufficient as @ general and com- plete solution of the problem. * Soe "Old Age Dependency in the United States,” published by the Macmiltan Company, New York, 1912, Picked Up From Here and There. With a view to maxing farmers’) At one point near Lyons the Rhone, Anughters more content to remain at/at times when the enows melt in the Government of the Nether-| Switzerland, runs through a defile that home, ‘and at least twenty-five yeare old. plants and fiber wort ni Ginér requirements are that he shalt ing machinery has ‘been in progress, By Sophie of Loneliness cret Irene Loeb. (Copyright, 1012, by The Press Publishing Go, (The New York World), RE you lonely? Why? A Do you not know many people? Is your work insufficient to keep you busy? Do you lack pleasures? Do th ‘our walle of a single room glare back at you at the close of a day? Are you 4 hardened old bachelor and do you wieh you had “gone and done it” years ago? Or are -you a bual- ness womag with no near relatives about? Do you think if you had more money at your command you would be less lonely? If it {8 @ question of money, then know that there are many moneyed people JUST as lonely as YOU are, Lonesomencss is largely @ matter of self-pity. And wity should one pity one's self that one ts not doing this, that or the other thing? Think of the fellow in prison with fittle or no ray of hope. And you and I with all FRIE- DOM at our command! To be lone some is to be INSUFFICAENT to one's self. Cortainly, man was not INTENDED to be alone. He ts a sovlable being. But there js such a thing as continuing in a Mine of living that makes it almost LM- POSSIBLE to get on without company. And times without number this crave ing for companionship leads one to ace cept anything that comes along, just to TULL IN the time as it were, Thus, often it comes about that at the end of such a time you look back over it amd wonder why you lent reelf to an evening that meant NOTHING at its close, As Stevenson says, “We are in such haste to be doing, to be writing, to be gathering ar, to make our voice audible a moment in the de- been employed at least five years, om satisfactory recommendation from} Some spldere in Java make webe Pay 875 10 $90 a!sirong thet it requires a knife to sever them month. ~ ~ 1 risive silence of eternity, and we forget that one thing of which these are But the parte—namely, to live. “We fall tn love, @e drink, w rus Se to and fro upon the earth Mke fright- ened sheep. And now you are to ask yourself if, when all is done, you would not have been better to sit by the fire at home and be happy thinking. To ait 111 and contempiate-—to remember the faces of women, without desire; to be pleased by the great deeds of men, without envy; to be everything and everywhere in aympathy, and yet con- tent to remain where and what you are la not thie to know both wisdom and virtue, and to dwell with happiness? “After all, it # not they thet carry flags but they who look upon it from @ who have the fun of To read, to think, to cultivate a spir- {t of self-euMiciency pute the kibosh on loneliness and ia, in truth, to live, FOR: a WHEN A MAN TRIES TO KILL TIME, TIME OFTEN TURNS THE TABLES. oe OF OLD N The Retreat of a College President. ‘T 1s the story of a distinguished runaway of 1/74— President Cooper of that King's , Manhattan, which ha grown up into Columbia Unt- veraity. highly recommended by the Archbishop sor of moral philosophy at King's, {1763 he was elevated to the presidency while atill two years under thirty, He was a Fellow of Queen's College, Ox- ford, and came naturally by the Tory convictions which led, eleven yoare after his election, to his precipitate and dis creet retirement. Alexander Hamilton was a effiy stu- Gent at King’s at the time of thé criats which finished Cooper's career, He had T is not to dear old Grandma who telle what they did in the old days, ,nor to her burly big Brother (who flercely enape between closed teeth, “If he nor the Mamma who trices to help Bessie by years of her own experi-| doesn't fust worship you let Me know about it/"—not to any of thi she Uaten, but to a soft, low whteper near her heart—to Love's dictates and advice she listens—and she heeds. (Copyright, 1912, by The Press Publishing Co, (The New York Worlf), ISABELLA—The Friend of Columbus. BELLA, daughter of the sec- ond King of Castile, was born April 2, 141, and was married to Ferdinand of Arragon, Oct, President Cooper came from Bngland | quence. |intended victim of Uberty vengeance of Canterbury. At first he was profes | In| out dignity and with barely 19, 1409, After the death of her brother, Henry IV., in 1474, she as ended the throne of Castile, to the ex- clustom of her elder sister, Joanna, who had the rightful claim to the crown— Isabella having Guring the Ufetime of her brother gained the favor of ma- fJority of the estates of the kingdom. On his 4 they declared for her, while those which held out were won over by the victorious arma of her husband, in the battle of Toro, in 17s. Thenceforward Isabella's and Ferd!- fortunes were inseparably Isabella was a woman of clear intel- ke Tabloid Tales EW YORK we (Copyright, 1012, by The Press Publishing Co, (The New York World), crossed pens with his president @everal times in the field of the pamphiete One student hursted into the coll residence to warn President Cooper of what was afoot. Hamilton, standing with Robert Troup on the front steps, undertook to atop the mob with elo- Ho prevatled #o far that the was enabled to make a way with= halt his clothes, Cooper's exit was through @ back door and over the college fence, His habjtat for most of the night was the Hudson's | chilly shore, Toward morning he found refuge with @ friend who kept him un- til, @ night later, he was able to take for England. To his learning in moral philosophy had been added eome- thing of higher education in the tlehts of maa, — The World’s # # # # Great Women By Madéson C. Peters. ELEANOR SCHORER, ject, resolute energy and unselfish pa- triotiam and to her Spain owed much of tho greatness among nations of Burope in her time, The moral influence of her personal character over the Castilian Court was tncaleulably great. Isabella te known to history aa the friend of Columbus, although it {s now known to specialists in 6panish—Jowtse history that mot the jewels of Isabella but thé money of the Jews was the real financial basie of the expedition of Christobal Coton, as the Spantards oailed Columfbus. Louie de Santangel, an enormously rich Jew (who was a great friend of Ferdinand), 1f not at erdi- nand's request, at least with his eon- wont, appealed to the queen for Colon, representing to her that the amount of money demanded for the enterprise was comparatively small amd that the re- muneration which the explorer de- manded for such @lscoveries as he might make should mot occasion much healtation, The Queen's jewels were not demand- ¢4 as security, though ehe stood ready to pawn them if necessary. The fact ‘9 her mopt valuable jewels were al- ready pledged to carry on the ware then devastating her country, and @an- tangel, to ‘oblige the erown, advanced the money out of his own pocket, as is shown by archives stil! preserved in Sevilia, Napoleon's defnttton of history, ‘a Action agreed upon,” applies to the Jewel myth—a story invented to glority the Queen, Owing to Santangel’s un- selfiahness, Ferdinand remained his friend and bestowed upon him many distinguished tokens of gratitude for hia services to the etate, On May ®, 1493, Ferdinand ordered his treas eral to pay 90,000 florine @old beloved counsellor, Louts jane tangel, @ sum including the remainder of the loan, Louls de Santangel was both the Dis» rael! of®statesmanship and the Rothe child of finance in his country and trlend Wht are for the irl, Helen dose no H make known his identity to ber, so ee oe Se wl the ad win to dope that tora wer ‘them tha sony al (een poe See CHAPTER XX. (Conttwasd,) Michael Phelan to the Rescue. HILE Gladwin wae groping for 4 reply to this thrust Bateate treezed in with @ ewtft side jong rush, carrying « bulging portmanteau. “Bag all packed, eair,” announced the little Jap, standing at attention. “Take tt back, I'm not going cow,” sald Gladwin, gruffily, Bateato’e en- trance had nipped another idea in the bud. ‘ “You no got eati the Jap, tn sue prine, “No go—take back—dnpeck.' “Kes sair; ‘acuse me,” and Bateato started off with bie ueual moledess rush. “Hold on," Gla@win ehecked him, “Wait a minute! Don’t unpack ft Leave it in the haw. I may want it at a minute's notice." “Kea eair," and the wondering valet steamed out into the hallway and van- ished. “What are you going to do mow?" asked Barnes, lighting @ cigarette and Offering one to his ¢riend, Gladwin took @ turn about the room, puffing nervor at the cigarette. Coming to @ sudden etop he faced Barhes and recled in @ quick voley: “I'm going to ‘y that girl! I've been all over the world, seen all kinds of ‘em, and right hero in my own house I find the one—the only one, on the verge of sloping with @ bogus me. But I'm going to expose that man who- oe he ts—J'm going to rescue her from jm. “For yourselt?’ “Yes, for myself, ana I'm going to put him where he can never annoy her deuce are you going to do all thie? asked Tarnes, planking him- self down into a chair. “T don't know,” said the other, “but I'm going to move the whole Western Hemisphere to do it, If necessary.” “Rather a Jarse contract,” drawied Barnes. “But I say, Travers, if that fellow i» going to steal your pictures it sort of sizes up as @ case for the police.” “Of course,” agreed Gladwin, “I was just thinking of that. Wher thet man of mine? Bateato! Bat ad Bateato responded with +! owt obedience of « jinn rising from « mirac- ulous bottle. “Hee eair,” and the little son of Nip- pon stood stiffly at attention. “Ladies run off in autbile,”” he voluntecred as hia master hesitated. a ‘ ie ro mind that—T want you ands polleeman” commanded Gled- "sPesemae-—rtere 1 an him” ented to im ane experience with Offieer “Try « saloon” eaid Gledwin. “And when you've found him bring him here yutok!”? wviLadies ateal eomething?” ventured the Jap, starting for the door, “Aut+ bile go fast like winds.” “Some one is going to try and eteal replied the young man. hat they don't, Hurry ‘Gcuse me,” and Bateato vanisho “That's the way to do it,” Barnes enthused, rubbing his hands, “Get a Mceman in here, and when the other r, Gladwin shows up nab him, Then this marriage can't come off without the ald of a prison chaplain,” ‘The excitement that for an inetant had transfigured Travers Gledwin sud- denily left him, A look of dismay epread over his features, “By Jove, Barnes!” he orte, “We ean't do thi “why? tremendous ecandal. I'm not gol! have my future wife mixed up in any publio hoorah for 8, coupled with the nam: fer picture ‘on one side and @ Rogues’ Gallery photograph on the other, Im- possible! The police must know noth- ing about it” “IT don't follow you,” ead Barnes “What ere you going to do—ic him ‘and stuff bim in that chest? He prob- ably deserves it, but tt would be an of, t thing to have Lat me think,” out tn time, Feriinand made Gantange! exe- eutor of hie will, crrem. dy he added with swift inspiration: “Wow, I've got it. I'll walt outside for 1912, ty MK. Fy Oo.) ‘RECEDING CHAPTERS, her to come end ware her of ber danger. You stay in here and be on the looReut for the man.” Whitney Barnes threw ep tis hands and ¢:; 3 “But where bar ag Sage « cr Gone, Dont, ges “No.' ‘Then how in biases were ome to calf on that gist?” 7 Good evening!" echoed Barnes, with another glance over his shoulder,” Michael Phelan tumed purple, He hadn't indulged in the most exhausting eprint in six monthe to be made spart “Which one of youse sent for me?” he out. ae Galt oe, eats er, of Phelen'’s wrath, } (Te Be Continues)