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2 $¢ arry S. Black, Skyscraper Builder, and Banker Joseph, 4. Talbert Believe Standard of integrity Among | Successful Business Men Higher in America Than Elsewhere. “AS a matter of cold fact, no successful business man in| modern times can be honest. Conditions in business are | such to-day that the business man must take gross advan- tage of his competitors every chance he gets or go to the wall. Competition is tog keen.’’—Accusation made by the} ev, Reginald John Campbell, pastor of the City Temple, Lon: , don, England, who is here on a preaching tour, in a lecture delivered in Philadelphia. ihe Evening World has submitted the above startling charge to prom: snent business men of Aew York Gity, and to: cay prints two more ofa series of interviews on the accusations of the aoted London clergy: man, whose views on the relation of the @hurch to problems of the material world have given him an interna: tonal reputation, REV. R. J. CAMPBELL, ——— Harry 8. Black, president of the United States Realty and Improvement Com- pany, which owns property and has contracts for construction of skyscrapers in Chicago, Kansas City, Philadelphia, Washington, Baltimore, Richmond, Atlanta, Boston, Ottawa, Montreal and Chattanooga, as well as New York City, takes tsaue with the London clergyman, basing his statement upon an actual business experience covering « pertod of twenty years. | Mr, Black bas presided over the erection of more than five hundred aky-| @orapers, and haa employed many thou- sands of men, end his company, next to the radirouds, is the largest purchaser of | steel in the country. He said: “We are the ptoneers in the erection of the modern steel @keleton buflding. In one department alone--I refer to our | construction company—the aggregate of our buiiding business ranges from $20,- 000,000 to $29,000,000 a year, and the larger Dart of that {s executed by preliminary verbal agreoments. HONESTY ONLY HOPE}! OF ADVANCEMENT. ‘We own and operate about $50,000,000 worth of real estate, and our taxes to) the City of New York this past year | were nearly $700,00. To handle this| Property, including the number of em- ployees tn our construction business, we | run as high as from 20,00 to 25,000 men | on our daily payroll. “I cite thie as the preliminary of my | refutation of the accusation made by the Rev. Mr. Campbell, for the ehtet hope | of advancement in every one of these | empioyees is based upon the recognition | of hia personal honesty, for honesty the first step in character building. “The Rev. Mr. Campbell's char- | acterization of honesty amoug Dusiness men may apply to his owm countrymen, but it certainly | does not apply to Americans, I | Deliove the standard of honesty is | Righer among business men in | Amerioa than in any other coun- | try in the world. ' “Instead of it being necessary for a | business man te@ be dishonest in order | to be euccessful, I do not believe that any man can be successful in any Hne if he is dishonest. PRACTICALLY ALL OF 'THE BIG BUSINESS TRANSACTED IN THIS COUNTRY IS FIRST CO, SUMMATHD BY VERBAL CONTRACT. “I a man did not live up to his agreements he could not be successful. The greatest asset a successful business man has in this country is his honesty, and for @ man to succeed his word must be literally as good es his bond.” HONESTY STILL THE BEST POLICY. Joseph T. Talbert, vice-president of the Natfonal City Bank, a brilliant young | banker who began his business experience as an office boy in a general store at San Angelo, Tex., located a hundred and fifty miles from a railroad, controverted the Rev. Mr. Campbell as follows: “The crookeduess of an ocoasional citisen in any walk of life does Rot justify cordemmation of ninety-and-nine, There should be more of confifence, which time would justify, and less of stspicion, which for the most part is unfounded, “It is about time that some of us young men fresh from the West, who have been transplauted to Wall street, but who have not been here long enough to fall under suspicion of having been transformed by the song of the siren, should have the courage to speak out ind to talk back fn our native todgue to the accusers of this much abused and maligned communily, “Thero never was @ time when honesty everywhere was a better policy than to-day, It is the key- note of business succoss, and there can be no substantial or perma- nent success without it. STANDARD OF INTEG- RITY NEVER HIGHER. “I do not hesitate to say that the levels of human honesty and personal integrity are just as high in Wall atreet ag they are anywhere else in the coun- ty; that there ts as much patriotism, as much regard for the common weal, as much honesty of purpose and high- mindedness in public as well as private affa'r#, man for man, as there ts any- i where els in the country, “In my time | have resided among | the everyday citizens of nearly every 1 of thi of the busine It that tie vnlen is not eo Wf the country Fie nian of Wall street does not possess any peculiar virt) ex which ave not untversal and intensely hu the point of view of a new man in Wall street, a pity that there 4 votter understanding between (he people of the whole country and the £ Wall street." | niry, and have been in the closest h with them, T say men of Wall street, and of tho leaders who are conspicuous in is not to be found among them any single tralt or characteristic nmon among a ke number of business men tn a TENOR LIKE BALL PLAYER. He Ma the Same as Diamond Star, WASHINGTON, D, CG, Nov. 1.—A singer under contract to sing im? a church cholr must carry out his agree! poleon Lajole for refusing to play with | ment just the game as @ baseball player.' that team as being Guch was the decision rendered yester: awarded nominal @ day by Judge Terrell in the sult brought | by Mgr. Lee of St. Matthew's Cathol Chureh against Lawrence J. Mills, t first tenor of his choir. The pr | claimed damages t extent of $109, | The contract held to be valld by | Judge Terrell. 1 Philadelphia bas 1 His Contract to Sing eeKaate Saeunseeieietn Wanth vate Paneed ay RRS a 5 GIMBELS Fashion’s Newest Idea in Fur-Trimmed MILLINERY Illustrated in This Special Showing at $14.75 The Fur-trimmed Hat is preferred to the all-fur Hat this season. It looks wintry, and yet is not burdensome. A hat of the latest mode, trimmed with fur and ostrich is uncommon at $14.75—is it not? The model, illustrated—one of the new Saildr Derbies—is white velvet, faced with black, and trimmed with a wide band of imitation white fox (fluffy Belgian hair) with a straight curl Ostrich Plume, with stem fut-mounted—is jast one of the dozen or so styles which we shall present tomorrow. Others are trimmed with skunk-dyed Opossum and natural Raccoon. These Hats are of white velvet faced with black, or vice versa, also all black. Shapes vary in size, from those that are quite small, to those that are known as large-medium—but all are in step with the present trend of fashion. Third Floor Just at the Psychological Moment— Our Quarterly Sale of Women’s Coats and Wraps pedestrian—and that means every woman—needs a great warm coat right now. Winter is here! in less than a fortnight, the theatres, are all the while. So the season of luxurious wraps is at hand. height? Because at Gimbels, thé demand has been enormcus all season, and our tremendous selling has left behind it a large mis- cellany of styles. These we shall not reorder, as new importations are arriving constantly and all the time we are also creating new styles. And although some stores would keep this miscellany until the end of the season, we prefer to dispose of it immediately, just when women need the coats. Coats of Smart Woolens, for Motoring, Traveling and General Utility Wear $12,650 instead of $18.50 $24.50 instead of $36 $15 instead of $25 $28.60 instead of $45 $19.60 instead of $29.60 ‘These Coats are distinctive, for the manueetty are reproductions or adapta- tions of imported models, both in Twincote and one-exterior wie. Imported models in superb woolens, $50 to $100, instead of $75 to $150. Imported Model Evening Wraps by Poiret, Beer, Doucet, Callot and Bernard, A Fourth to a Third Less Than Former Prices mira rioor Richness, Indeed, in This Showing of Winter Dress Goods This Gimbel Dress Goods Salon swings with the seasons, Just now, the materials for Winter coats, tailored suits, and costumes, | are in the ascendancy; and a really beautiful collection, domestic | and foreign is presented, | Reversible Fabrics, for motor coats and heavy suits, are particularly | attractive, $1.60 to $12.76 a yard. | Fine Imported Serges for handsome tailored suite with reverse of tartan | checks or stripes, $4.60 to $6 a yard. | Rich Bordered Fabrica—smooth ¢erges and rough cheviots, in numerous striking effects, with boucle borders, $2.60 to $5 yard. The Tendency Towards Pile Fabrics brings out many beautiful new Coating Materials in Ratine, Velour de Laine, Zibeline and Velvet Velours, at $2.60 to $6.50 a yard. [ Broadcloths possess every whit of their usual popularity and are here in wide smortment, in black and every conceivable shade, at $1.25 to $3.26 a yard. By way of good measure, here is an indication of the extent of this Dress Goods stock, in our collection of Navy Blue Serges which is probably the finest in New York today. Fine French Serge 1 to $2.60 yd. Priestley’s Cravenette Serges, $2 to $1 (0 $4.60 yd, erges, $1 to $2.75, , $1 to $2.50 yd, Bu eave Suitings, $1 to $2.60. Prunellas, $1.25 to $2.60 yd. Second Floor Warm Favorites—These Men’s Coat Sweaters, Low-Priced | For to-morrow we set special prices on several fine styles of | Men's Coat § ers irom our own stock. Men who motor or golf will be glad of a chance to secure one of these well-knit, warm garments at a saving. At $2.60, regularly $3.50, Coat Sweaters of all-wool worsted, with “No- tair" buttonholes, seamless shoulders, no pockets, white, gray and cardinal, With pockets, at $3, regularly $4. At $4.26, regularly §5.60, heavy Shaker-knit Sweaters of pure wool-worsted ~a splendid style and a great favorite. At $5.50, regularly $7, Angora Sweaters, light, soft and very warm, with automobile collar that can be fastened closely around the neck and may be worn in four diff pn mixtures, tan and gray. Also Angora and t Toques at 60c, 76e and $1, and Angora Scarfs for motoring and skating at $1.60, in gray, tan and whi At $6, our new Automobile Sweaters, Shaker-knit, with roll collar, in white, gray and dead-grass, Fourth Floor » T6e to $5 yd. b » $2.60 yd. $3 yd. ges, $2 to $3, tHe EVENING WORLD, TUESDAY, NOVEMBER | The woman who motors, the one who is going traveling and the The Opera season begins on Monday. The Horse Show opens receptions, dinners, dances— But why such a Sale when apparently the demand is at its | Ready, for Colder Weather, in the Gimbel Subway Store $3.50 to $5 ‘“La France” Shoes for Women, at $1.95 One of the Best Offerings in Our Series of Famous Shoe Sales The ‘La Franco” are mainly gun metal and pstent leather High Shoes, in the corduro: Tan also, greatest models than any regular lines; button or lace, medium, wide or narrow toes, aif Shoes, button or lace, in a great variety of styles and a fair quantity. Vici Kid Shoes, in every conceivable style; A limited number of 12, 14 and 16-but- ton Boots, as well as heavy storm boots with as many st je ns there are pairs when the sal y of wo styles, far more new le started. shoe s tore would carry in high or low heels, cloth, velvet, and other tops. Just Received in Time extra high tops, Men’s Domet Flan- 4 nel Pajamas, 75c Soft, ‘and warm, and quiet patterns that will not disturb one’s slumber, Exceptionally well tailor- ed, cut full and roomy, with mili- collars and pearl buttons. Good Pajamas at 75¢ a suit are scarce at | the present time. In fact, we con- sider these Domet Flannel Pajamas ‘a very good value at $1, now 760 asuit. Subway Store, Balcony 1,800 Men's Scarfs 26c | Scarfs that are distinctly out of | the ordinary at 25c. The silk, the atterns and colorings and all the little points that go to make up smart neckwear are embodied in these new scarfs. If we told you the price was 50c, we are confident you would consider them good value. Plain and self-figured poplins and silk repps, regular 50c materials; four-in-h in two widths, and bat-wing ties in several lengths, all at 26c, Subway Store, Balcony 70c and 75c Dress Goods, 50c | i Di 40-inch all wool whipcord cheviot, self striped serge, black storm serge. Regular- ly 70e and 75e yard, now 50c yard. 64 inch All Wool Cheviots. Good shades of medium and dark gray, also black. Regularly $1, at rard. 54 ich Black Broadcloth, imported, sponged, shrunk and spot-proof with « fine lustrous finish. Broadcloth that usuaily sells at $2; a limited quantity at $1.36 « yard. 43 Inch Navy Diagonal, all wool and good weight for tailored suits. Regularly $1.25, now 76c ard. 2 REMEMBER, we make Dress Shirts to order from materials pur- chased in the Subway Store, ward. Subway Store, Lower Floor Laces Under-priced The New ‘‘Dewdrop" Chiffon at 50c yard; regularly All the popular colors; 40 inches wide, strikingly decorated with crystal beads. 5c to 16c Cotton Laces, at 3c, 5e and 8c yard. Normandy, Point de Paris, imitation Cluny and Torchon laces and insertions, many styles und patterns. 36c to 75c Allover Laces, 250 and 60c yard. Venise, Oriental and Shadow Valen waists, yokes, guim) 36c and 45¢ at 25c dozen yards. Valenciennes Edges and insertions, round and diamond mes! hes, Subway Store, Lower Floor Underpriced Offerings of omen’s Neckwear and Veilings. Ps Lbedey Reabreidered emeree oliars, a variety of pretty styles, larly 25c and more, at 10c. ‘Bailor Collars, ‘of Venise. luce, also sailor collar sets, and double and triple tab rabots, regularly 50c, at 26c, Tuxedo Veilings, plain, fancy mixtures, Chenille Rd velvet dot- ted, black, white, brown and navy, ly 35 and 60c yard, at 180. hite Shetland Veils, all silk, regularly 50c and more, at 26¢. Subway Store, Balcony 650 Women’s Hand Bags at $1 Made to sell at $1.60 or more. Hand Bags of Goat Seal, some leather lined, with plain or fancy giltor nickel frame, new oval shapes at $1. Suede Hand Bags, with long silk cord, gilt or nickel frame, black, brown, green, gray, regularly $1.60 or more, at $1. Tapestry Hand Bags, with long silk cord, gilt or French gray frames; similar bags are sold regularly at $3, ‘This lot at $1.60, Goat-Seal Hand Bags, with a 10-inch French gray frame, and in- side change purse; regularly © 2, at Bub Store, Balcony Wednesday's Offering in Our ‘Pure Food’ Candy Store will be Fruit Paste or Turkish Delight A_ well known and well- liked Oriental confection, and surely it will be eaten with far greater zest and pleasure knowing that it is absolutely pure. And it los». none of its delightful Ovienia! flavor because it is made to comply with the exacting Gimbel standards of purity, but rather it is more delicious than ever, Lime, Lemon, Orange and | examined by our experts. | wrist; fleece lined; tans, 60¢. | buckskin palm, the | bare cost of tailoring, from $1 up- | Now—Warm Gloves 60 Styles for Children 35 Styles for Men 15 Styles for Women All sizes and every wanted color or shade. All have been made under our most exacting specifications. Every pair Every pair measuring fully up to the Gimbel standards. Boys’ and Girls’ Gloves Boys’ Dogskin Gloves, elastic Cravenette Gauntlets, leather waterproof, $1, intlets, Astrachan back; kid palms; fleece lined; black, $1. Gauntlets, sheepskin; full cuff; fleece lined; tan, 76c. Capeskin Gloves, Children’s Suede Gloves, fleece lined; tan and y, 60c. Boys’ Lambskin Gauntlets, full cuff; fleece lined; tan, 60c. strap fasten- santo Gauntlets, Jersey | ing, fleece lined; tan, 16e H ¢ lined; tan, 50c. 4 . ny Hoys' Imitation Fur Back Gaunt- |, qiunaskin Gloves, strap wrist; | lets, kid palms; fleece lined, 76c. Lari igi | | Misses’ Suede Gloves, oversewn; Suede Gloves, fleece lined; tan, | fleece lined; gray, 76c. gray, 76c. zi Misses’ Astrachan Back Gloves, Capeskin, 1-clasp; fleece lined; Mocha palms; fleece lined; tans, 76¢. | tan, 76c. , Children’s Mittens, fleece lined; Capeskin, 1-clasp; drawn points; imitation Astrachan back; tan and | tans, 76c. Women’s Gloves ‘Women's Motha Gloves, Paris points: rays, ‘T6e, Women’s Capeskin Gloves, drawn gray, 260. Children’s Teddy Bear Mittens, ms; fleece lined; tan, gray, and white; at 36c. Boys’ and Girls’ Mocha Gloves, Paris points; gray shades, 750. Children's Woolen Gloves and Mittens, 26c. Men's Gloves Suede Gloves, fleece lined; gray, $1. Astrachan Back Gloves, Mocha palms; fleece lined: tan, $1. Gauntlets, imitation fur back, fleece lined, $1. 65c. Women's Silk Taffeta fleece lined; black, 26c. Women's 16-button Chamoisette Gloves, Fall weight; white, 60e. Subway Store, Balcony Another Offering of Those Much-Wanted Corduroy Suits for Women at $16.75 Instead of $22.50 Corduroy is one of the scarcest fabrics on the market today. This is easy to understand, be- cause corduroy suits and skirts are exceedingly popular, This kes our offering of $22.50 Cor- duroy Suits 6.75 even more remarkable. They are nic lored of an imported wide-wale cordu- roy in the season’s most favored strictly tailored model, B like the illustration. "The two button coat is lined and intertined, and has an inside pocket. The skirt has the popular high girdle, panel front and back and buttons ide; black, navy, brown and gray. Sizes 31 to 44. 60 Corduroy Suits at $16.75. $12 to $15 Dresses at $8.75. A great variety, nicely made of eoliennes, messalines, silk serges, trimmed with velvet or-satin; also wool sille dresses, in several effective styles; gray, brown, wistaria and other colors. Silk Waists at $2. Of good quality messaline, plain, striped or chocked; black and all the wanted shades und colors; a variety of pretty new styles, $5.75 Skirts at $3.95 i fabries end mannish teen pyet Mai good styles, high girdle or s . Nearly all the wanted colors; 22 to 29 inet waist me length. Subway Store, Balcony A Quite Remarkable Offering of Women’sCoats at $9.75 Made to Sell at $15 and $18 150 Coats in a variety of the most wanted new styles, among them the doubly serviceable Reversible Coats; also Coats made of the fashionable double-faced fabrics. The styles und colorings are Sersinaly varied, but all are the long, loose, comfortable, warmth-wit hout-weight Coats, Some with high storm collars that button close to the neck, giving extra warmth and protection. The Reversible Coats may be had in such good shades as brown, with tan or purple on reverse side, gray and blueor purple, green and tan or dark brown. ‘These exceedingly, desirable $15 and $1% Coats at $9.76, Women's Black Broadcloth Coats, $15 Full length Coats of good wearing broadcloth, lined throughout with satin; a number of attractive styles, with shaw! collars, sailor collars, or pointed collars. Some finished with r trimmed with inlaid velvet and satin, Children’s Rain Capes at $1.85 & $2.50 Very serviceable little Capes, as they cover a little girl from top to toe. A variety of pretty patterns and colors, with silk-lined hoods, at $1.86 and $2.60. Subway Store, Balcony Made to Sell at $2.25 and More For Children of 2 to5 Years The illustration shows three of the pretty styles, but does them scant Justice, as it does not show the bright, attractive colorings, the nice materials, and the excel- lent manner in which these little coats ure made und finished. A wreat variety of the materials and yles most wanted. Plain and fancy cloths, corduroys and Astra+ chan cloth; mainly the favorite box styles, doubla breasted, buttoning close to the neck with velvet or sailor collars; regularly $2.25 and more, at $3.76 Chinchilla Coats at $2.90 In nice shades of navy and gray; also plush coats in red, navy and brown, and corduroy coats in navy aad brown. Stylish models for 2 to 5-year-olds. Velour Tyrolean Hats, $1.25 Like the central figure in the picture, stitehed brims, trimmed with fancy wings. Subway Store, Balcony Raspberry flavors. Of the quality rarely found ouiside GIMBEL B of the Oriental products, | ‘iat 7 7 diagonal cheviots, serges, chiffon broad- | Velvet, Satin and Suede Shoes and many other styles; in fact, almost of shoes, and there were 1,965 pairs ‘The sample shoes are largely size 4B, and the sale. also includes hundred¢ of pairs of discontinued models of “La France’ all sizes in this collection of $3.50, $4 and $5 shoes, at $1.96 a pair. ” Shoes, making practically for Wednesday’s Selling 800 Pairs of Fine Shoes, the countermanded order of an exclusive shoo store, handsome gunmetal and patent leather shoes, high heels, short vamps, and the new narrow toes. All sizes, from 244 to 7, A to D widths, regular $4 shoes, all to go at $1.96. button or lace, Subway Store, Balcony BLANKETS About 's Underprice The entire surplus stock of the biggest milP in. the world making this style of Blanket. And these are unauestionably the best so-called “Wool Nap” Blankets made. Nearly every one knows that a “wool-nap” Blanket is all cotton; tut so ingeniously made a d finished, that it takes an expert to tell them from wool Blank- ets, and they are almost as soft, fluffy and warm. We never offered there Splendid Blankets at such decidedly low prices, and we've been selling them for years, $1.95 Blankets, $1.15 White, at and tan, 62x76 in. $2.26 Blankets, $1.55 White, gray and tan, 66x80 in. $2.76 - Blankets, $1.96 Plaid Blankets, 66x80 in. Subway Store, Lower Floor : Valuable Lessons in * Crocheting and tage Knitting Without Char, In the Art Needlework of the Subway Store, Lower Floor Come and stay all day, and, if you like, come the next day and finish the piece or pieces you desire tq make. One woman, at this writ- ing, had just finished pretty bos, muff and scarf, took her less than two days. her pieces that many women are now making are:— Helmets and Skating Toques, Breakfast Jackets, College Blankets, « Hiswore Lig Sweaters, Slippers, Child's Coats, ‘Soealats: Mitts, Bootees, Hoods, Kimonos, Wristlets, an old-fashioned com- fort that is coming in again, because bid are so warm for automobiling with the short leeved waists, Or, if you have any treasure or piece you see about the store that you wish to copy, oring along a sample, and our expert instruct: will show you how to make it in remarkably short time. All purchasers of Fleischer’s yarnél may ehioy these free lessons, Fleischer’s Yarns—Eighty Shades and Colors They are soft and fluffy, easy to handle, do not tangle or knot, and are absolutely fast color, Germantown, 4 and 8 fold, 12¢ skein Shetland Floss, 10¢ skein. Eiderdown, 160 skein. Saxony, 10¢ skein. Knitting Yarn, 36¢ skein. Tce Wool, 10¢ ball Subway Store, Lower Floor A Number of Odd and Surplus Lots of | Attractive Framed Pictures At Half-Price The reduced price in no way reflects upon or detracts from the artistic merits of these framed pictures. And the variety is large, offering a good selection for every room in the home. Among them: Facsimile Fruit Pastels, on white mage 8 nee flemish oak rame, 14x24 ine! » regula: | 50e, at 2c, iter» ge Facsimile Fruit and Game Pic- tures, 2!,inch flemish oak frames, framed in close 16x28 inch glass, regularly $1, at 60¢, ‘Carbonettes, ineludi religious pictures, 2}, ornamented chestnut, frames, inch glass, regularly $1, at 60¢. Carbonettes in antique gilt frames with ornamented 16x20 inch, regularly $1, at 60c. Etchings, matted in 215 inch flemish oak frame, 13x26 glass, | regularly $1, at 60, | Photogravures, in n and | gilt, sweep ornamented fi | | | man; 8 ine! frames, 22x28 inch glass, regularly $2, at $1. Facsimile W Cc mounted, in 1} ilt frames, 12x2 larly 70e, at 36c. ‘acsimile Water Colors, mat- ted, in three-inch ornamented sweep ilt frames, fully burnished, 16x96 fhich glans, regularly $2.50, ut #126, | Oil Paintings, in gold burnished sweep gilt frames, with shadow box and glass, 9x12 inch canvas, regu- larly $3.75, at $1.76, Oil Paintings, in double sweg, gold burnished gilt frames, Taxa Hi pe inch canvas, regularly 10, at $6. Imported Oil Paintings, main! landscapes, in double sweep heavily ornamented frames, 18x28 inch canvas, regularly $15, at $7.60. A miscell ollecti ROTHERS | VHIRTY- THIRD OT. Sees mse tras