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Madison aughter of a Wall a enter taining never college friends at her Aidt Home When a platol shot 4 hears upstairs. Beaaie finds her father sat hts aide, Winthrop | money on W, committed sul © Grand, tor Rushin, Uying dead,” a had been lon has apparently CHAPTER IV. Two ‘Panic’ Victims, was a wiite-faced young man who Il visited the hous» of the Winthrops ie next day. He carried a news- pape his haad. “I thank you for what you have done," Ho smiled, but it wag not a cheerful "he answered. "We are In the same boat now.” "What do you n?" asked Bessie fo alarm, “Your fa’ “Probably {s, @nd read this.” She took the paper. In flaring head- Mnes she saw the beginning of one of New York's periodical disturbances, “Panic increases in New York! Tho | Algonquin Bank closes {ts doors, Cashier Brainard missing.”’ The » mmary of the financial situa- tion amounted to this “Swept by @ panic as a town might De sald to be ewept by f) or cyclone, New York finds Stself in one of th terribi nanolal Aisasters {t has see: wince the memorable “Black Friday." Ruin has come swiftly to houses that were reputed to be beyond any danger. ‘The suicide of George Winthrop, of Madison avenue, was explained yester- day, when { became known that Cashier Brainard, of the Algonquin Bank, had @uddenly left with all the available, funds of that supposedly stable inst! tution, The bank was forced to close its doors, It was said last night wh the extent of thi disaster was Known, that the directors of the bank belleved that Brainard had been heav- fly speculating with Winthrop, and that ‘oth had gone down to ruin in the gen- eral crash. Winthrop, without any pos- | gible method of recuperating his losses, which must have been stupendous, pre-| ferred death as a way out, Instead of facing poverty and beg'nning life again| at an advanced age. | “Isn't This Terrible?” “Brainard, on the other hand, chose to | take what he could, and go. | “Winthrop's death left his creditors !nj want, and there is one daughter, @ young girl, left to bear the brunt of his| cowardly act alone. Brainard's wife) has eome property, and hae promised| to turn ft all over to the bank, There | {84 son, @ wtudent of Columbia College, | who refuses to believe that his father ts a defaulter, He itty affirms that Brainard was not a dishonest man, and swears he will spend his life to find him and clear his name. “Zo far no question has beon raised of | Winthrop's honesty."” With «taring eyes she returned the paper. "Ian't this terrible?” “where will It all end? gone, and mine dead. cruel.” r—can't be- “Brace up he replied, she cried. Your father “It's @ bitter pill,” said Brainan’, “put there {s something more in thin thing than you or I can think out, At least not now, when we in trouble are of your hero, We'll the bj father through and then tal Willie Wise’s Way With Auto Goggles. see iM At \ Res, i AN i | Grieve no more, | the future without any atrings to your | summed up in few words, Now where do you really stan: | money. |eaid that once in an obituary. Oh, {t {a too} 4; jand single women Avenue Mystery | Me eaaaaae g By Seward W. Hopkins, Author of “Nightatick and Nozzle.” By this time tho rooms were Alling up with men who had known Win- | throp, and who were elther too cold to carry him over the crigiv, or had been hit hard themselves. The services were short, and after the trip to the cemetery at Kensico, these two unfortunates returned to @ cold and ohilling house. | “Now, sald Brainard, “let's get down to facts, The dead ts buried. You've got to face eituation can be I'm Ke, mind. My own Generosity. “Nowhere, I guess. I heard father talking a while ago about a mortgage and thought probably he wae investing I see now that he must have mortgaging the home, If there {s left the creditors will get it me jewelry I can eell, and yhere !s your watch? Where diamond ring ," he sald easily, “what does a dub that's got to work for a fiving care for such things | A quick guspicion filled her eyes with tears. “Billy "Oh, that's one way of looking at It, But never mind,” “But Bil I can't allow that.” ow sit still and listen with the same wit you showed at many a college racket. The undertaker had to be pald, had not? And 1 had promised to pay Now, 6¢6? And what can you do about it? Some day you may marry a rich man, Then you can buy me some more. Or I may be successful and make a fortune and { any pay, I don't want any anyway. please you I'll promise to let you buy mea diamond ring the very minute you marry a man worth millions,” The absolute {mprobability of this ever coming true now made even Bessie smile, continued Brainard. ‘We've been chums, We've got rich friends, but as soon as they know we aro stone broke they'll see something attractive! on the other side of the street and shake us Oh, I know this little old world, chums, I did think that when all your trouble was over I'd ask my father for @ silcd of what's coming to me, and then ask you fo be my wife, But that's all over now. Chums we were and Gir On eh eee ee and cover until eggs are cooked, Sea- T didn't and Delicious Dessert. I our firmament T think I'd over repeat {t at yours mine.” “Dead Broke!” There 1s little to tell of the settle- ment, There was nothing to settle with. Ev thing was gone. taka It. to accept. And that fewel cause the girl had to have a place to live. from a position of two waits. In the these two, ry, became ‘And here where they were so needful to each other they eeparated. Brainard hunted for q pos.tion In all ts of business estaolishments, and ceeded in none. His father’s dis- grace had killed his chancas appare » that was ever built, way,” less.! s a living, my education is us to work for your grub. “It is pleasant,” she answered, “but not le home.” Somebody, some one who had studied the question, had built the "Woman's Own * Hotel” on West Twenty-first street, It was a seven-storied building, were comfortably Here Bessie housed at small expense, had gone to live. “Fire! Fire! Every day she started out in morning to make a desperate search for work, She knew that her Kule store of money would not last long, and in trying to hoard her little re- source Was becoming thin. 8 dressed in some of the clothes of | better days, she made @ neat and at- tractive appearance. Day after day was passed In the fruitless search, The replies were all the same. Every large store was dis- missing employes and not taking them on Bralnard met her one day and they took lunch together again said. “Chum, if you need ar king now I do’ it, I've got 1 fob. I'm driving the macht Kendrick Maple. He's not the I. but the was were offere4 foog w “I'm not broke y ansmered, augh, “But I'm glad you got of her ake most of every night of the day sne had ° th Brainard sho looking for But this is the way he makes his mother-in-law wear them. —From Fiiegende Biaetter. a co th tet be ee ae treatment sf thing bh | milieted cher, | gown on, loocing trom her sixth floor of ed swiftly by a dozen bells. there came to her nervous and | quivering nostriis the smell of sinoke She glanced from her window in each Phere wos no sign of fire. to the door of hor room the She heard With one mad ery of “Bina! Fire! she fied along the hallway toward the talre, was there the fire was burning 1 | with the intensest fury. (To Be Cont pep erorery oe yi POPOL e Pr the! present existence | she sald, “you have sold them ie |to pay the blll for my father’s funeral.”” The e,- Thu¥tday, DOOD Newlyw DOOQOO0O0000) a 1 HAD TO Go TO | Town 10 4ET ey el Ths Hammer, a3 ie NOW IM 401NG OUT AND FIA yooK THE \ pay OFF: Ae rence) SY/ vou'l. BE ABLE To DO \ G / A Wot oF wor! 7 | since You AH) WONT BABY LET \ PAPA HAVE THE HAMMER so HE CAN WORK! PLEASE, BABY! Magazi @ O 90% se 4 & J) Ge 7 Hs oe ds-t-T eir Baby-: POO FHOHBOCDOGOOOOSOS WHY Lov EY, DONE ANYTHING? @NOOKUMS wants TO PLAY WIth eo By ws Le SUPPRISE Love, AND HAVE IT ALL OONE BEFORE SHE RETUANS | / HAVEN'T You At the Boar By Joseph A. Flynn, “a ow dia | Hae Joy your automodile ride last evening™ I asked Tess at Dreaktaet this morning, mean- while wondering how far a piece of bacon about the site of & silver dol-| lar = owill) 60 toward appeasing | & perfect appetite. “Alwaye aak) those questions about forty times louder," Tess replied, “I want a cer taln party on the other side of the} 6 to hear home runs like that, be- ause 6 always making cracks) about going out in @ machine every night, though the only machine I ever saw her im was the regular kind, with a conductor on the back platform, | “You ought to have been along Inst night, We certainly had a swell ma- chine, The fellow who owned {t 1s Adrian's left ear, Two months ago he (dn't know what 4 square meal felt le, and waa thinking seriously of making a hole in the ¢ool river; but one day @ relative In some town off the map gave the undertaker @ job, and Walter fell {n for a plle, Adrian was} pretty good to him when he belonged to the Sons of Rest, and now Walter thinks nothing's too good for Adrian. And last night they both rolled around tn @ big red machine and took me out, “[ certainly looked the goods, even though I do way it myself; and I wore DOOHHHHIODIDHOODHDHDOHHHDODOHO All the Talk Is About Tess’s Auto Ride RNA ding-House ;: sleeping between his fingers when his hand dived into the hay, and while I only met the mtleman once, etill I wouldn't put it past him, “While Walter and Adrian were In the parlor waiting for me to fx up my crowning glory Mrs, Starvem waltzed in and threw out @ bushel of hints for @ ride, saying her doctor ordered ner to take a spin In an automobile every morning, or afternoon, or evening, for her lumbago, nervousness, rheumatiam: and vertigo, But Walter never fell, “A Long Drink of Water Beside Her.” and since then she's been as hot under the collar as @ bootblack on a rainy day. “Everybody in the house eave os & « i} Home. Hints -|Mrs. Jenkins, of East Malaria, Calls on Mrs. Jarr; @ got to do is go gn beins Cupped Eggs. P into jon qith salt and pepper and serve hot ‘Tho creditors allowed Bessie to keep! put bread-crumbds, + Jewelry, I suppose for no better powder in bow! and beat tn emg, add- ason than that legally they couldn't {ng nuts and frult last It was sald magnantmously, minutes In layer tins, any way, and Brainasd compelled her | on di#h, and serve with whipped cream. | oountry place,” said Mr. Jarr. “You wou y follonea via, de- Grape Juice Taiy. lee cane receptions, ‘Oyster Pie. | I'll be and pepper, pour In enough sweet milk | she said. on the top crust one Inch thick, make a good well in centre of crust to let out de of a professional career the alr, cool thirty minutes, If the milk | education {8 useless when we've got | should dry out, add through the well a How do you \j:tle more, one teaspoon of butter each | time you add milk, For Busy Housewives. UT one teaspoonful of butter in tach | cup: place the cups in @ saucepan | of bolling water and when thor- oughly heated break @ fresh exe cup. Set the saucepan back 0 halt pound of dates add halt pound of English wafnuts shelled, three tablespoonfuls of bread-crumbs, one of sugar, six eggs beaten separate- ‘and one teaspoon of baking powder. sugar and baking Bake twent: Break up, pile AK® an ordinary lemonade, add) they only slightly knew, o oranges, a little|second hand, they were overrun by visitors on Sundays the juice of t pineapple syrup and a quart of | and holidays ' ie, grape juice, ‘This will make a delicious | ‘W ad seas of metropolitan existence, f° Gp punch to serve at parties or |wou a good dinner We didn't go out to see them In an automobile,” sald Tarr, “And never Ww “But she proba>ly meant us as well. She sald people | | Mr NE your baking dish with rich | Jarr pastry, drain a quart of oysters, sea- son well with salt and pepper, put the come even with tho oysters, now put Mrs. Ov & ME CanOc Le ummer tme.” “I'm sure that makes !t pleasant when folks have 4 ye come to take you for a spin to a roadhouse and give swooped she never got a “Oh, Jarr, coldly, “but I gave her a hint that made her By Roy L, McCardell. ‘6 RS, JENKINS returned our| M call,” said Mra, Jarr when| Mr. Jarr came home the other evening. ‘She was in town from East Malaria shopping and came up to see me. Well, if you could have} heard the way that woman talked! It) ntade me sorry we ever went out to thelr place In the country.” “What did she say?’ asked Mr, Jarr, "Oh,” sald Mrs, Jarr, ‘she got to talking in general about Ilving in the city and llving in the country, and taiked about all the people that come to see them on nice Sundays tn the t have thought so to ‘hear her talk,’ sald “She said now that everybody, even the people had an automobile, elther new or And yet there wasn't a one that ever sald “We went In the train.” She Says a Few Warm Things About Visiting City Folk I noticed she struck our house at time for luncheon, only I had a chance to tell the girl not to serve it till after she went. “That wasn't very nice or hospitable,” sald Mr, Jarr, “A woman like that, who talks like that, would have | sneered to other people if she had been served with tea! sald Mrs. “The way she talked about entertaining people from the city all the time and yet when she and her hustand had a meal and cold roast beef and potato salad!” in New York they had to go to @ restaurant!" | Jarr. “) Certainly Looked the Goods “Maybe she's right,” sald Mr, Jarr. ‘Tt deosn't seor| the material for almost nothing from fair.” “T have no excuse for that sort of people, they only on the third floor front, move to those places to get into eoclety!” eaid Mrs, Jarr. up by that Frenoh pirate "I don't see that,’ sald Mr. Jarr. “Well, they do!" replied Mra, Jarr, “Thay go out to a| rowed Lizzie’s new hat and that salesman for the remnant house and had !t done around the | corner, but never again for her, I bor- her $5 vell, place Uke that and go to the swell church and give money the one she got for a nickel a chance to the small swell local charities and find out from the| at some ohuroh basaar the other night. | tradesmen who are ‘It’ 80 ag to toady to them, and are 80 ‘The John Henry who raffled it off was afraid {f nelghbors are nice to them that they may bela friend of Lizzie's, but Mrs, Starvem neighdors who are not In the real set In those cheap subur- ban towns, They make me sick!" “Oh, {t Jan't so bad as that," sald Mr. Jarr, “People move to suburban towns for the sake of thelr children.”’| “For the sake of fiddlosticks!"’ sald Mrs, Jarr, ‘They try to find out what are the fashtonable kindergartens and| schoolp, and they ere afraid thelr children will play witin chltarn of families that are Not exclusive; and those they can go with they won't go with, and those they want to go with snub them because there are others higher up \the others are trying to get In with,” “You make me dizzy," said Mr, Jarr, I forget the trip, elther!" replied Mrs. down on them when the weather was nice and @ to put her nose out of the door) of making a living where he w h moan ith hait full of oysters, then four hard. | for cooking for them, and tho tee It took to make high] know what I'll do,” aid |bolled eggs, sliced, a good tablespoonfal | Dall and the cold beer they guaz'ed, and nono of the vis!-| v ly one rnoon as t two of butter and one teaspoonful of flour} tors thought or seemed to think It cost anything, or even vere, eating lunch together, “there's gently sifted over, six whole spices, | brought a bottle of Scotch with them.” one thine I can do, 1 can run any {next add the other pint of oysters, salt; “I don't drink Scotch,” said Mr. Jarr, ‘It's bad spirite flavored with creosote,” I'll be bound you know what {t's made of," sald nd that people who lived In a place like East should be glad to have a visitor, But she only went on talking about all the dinners people came and ate at her house, and yet when she came to the clty she hadn't the nerva to go to people's fiouses at meal tlmes—although to live In the called it ‘an exclusive lawn fete they grow up.” “Well, let's move out, sald Mr, Sarr, “tt we do," gald Mrs, Jarr, ‘we'll “Oh, bother!" sald Mr, Sarr, Just Kids. » »# w» w By T.S. Allen: His Girl—Come away from here, Hank Smith! Haven't you just been readin’ in de papers dat dat Sal-um dance ain't decent? | 5 “0, no, air; “Does your father fish as much as ever, Jack?” he’s on the water wagon now.” "E think there's| nothing more ridiculous than a suburban snob. I'd want country for the sake of the fields and flow-| ers and the fresh alr, not to pink tea with a lot of apes that offered themselves up as food for the night blooming mosquito under the glow of a dozen paper lanterns and | Still, East Malaria !s a very fashionable suburb,"’ sald) Mrs, Jarr, “and {t would be nice to live there, where the ohildren could meet the sort that would do them good when! "You go for | those reasons and I'll go for the ones I told you of.” | have to cut the Jenkinses; it would never do to start in knowing that sort | of people—one could never get In with the right sort then. says he must have had her number |my new blue Prince Chap sult: I got 00d send-off, but the trick that was pulled off on the corner, outside of | George's cate, got my goat, Oh, you know the ce, all right. When the machine came along Whiskerino am- bled out of the front door with a couple of more settlers, and they handed my front name eround like one of last year’s straw hats. I thought I'd pasa away right then and there, but Adrign told me to keep on the ground; afd the next time they mect Whiskerino is going to get ® gentle call that'll make him al “Do you see that Henrietta over there with the striped walst monopo- tlaing the pickles; you know, the one | told you about that walks Into a store and invests in a@ ten-cent piece of ruching with as much breeze as if she was buying a tcket to the North Pole? Weill, just as we were coming out of the k at Mifty-ninth street, who should be standing on the side walk but her, witn a long drink of water beside her, in a biue serge sult, end Adrian said he must have been measured for the trousers while stand. ing up to his ankles dn water, The moment I piked her off { made Walter | work that horn for keeps, but si bet she was wiso all tho time that it I rejoined, ‘waiting for my turn wt the mi, “You had a delightful ride on a warn ly and then again, did it matter whewer phe saw you or not?” “phis world is travelling along too quick for you,” ‘Tess replied, moving the Dread plate out of reach of a youn lady opposite, ‘What do you think went out for—my health?’ These Are Use for Extra Preserves. HPN putting up fruit one ts apt to have a pint or so of julce left. To one pint of juice thicken with two tablespoonfuls of cornstarch, add the whites of two eggs beaten to a froth; a velyot sauce may be made of @ cup and a half of milk and the yolks of two eggs; just let it come to @ boll, flavor with vanilla, The julce of two lemons or ranges to @ pint of water sweetened to taste Is also good for Dessert. Snow Whipped Cream. © the whites of three ages beaten to a froth add @ pint of cream and four tablespoontule of sweet wine, with three of fine white sugar and a tablespoonful of extract of lemon or vanilla; whip It to a froth and eerve In a glass dish; serve jelly or jam with {t, Or lay ladyflugers or sliced sponge cake in @ glass dish, put spoonfuls ot Jelly or Jam over, and heap the snow upon it. During He ae how easily a@ disease can be contracted by young children and what import- ant part cleanll- ness plays In warding off con- tagious diseases It {9 not for the sake of style that children should be dressed cleanly, | ‘The outer starched | garments are of the least importance It 1s the body itself and the clothe next to {t that must be kept clean. [' {a surprising DA BADANES MO |little hands in the course of the day and make thelr homo under the finger nafls, ‘These microbes are un jearrled to the mouth by | fingers there on every and ail occas A child's hands must be washed with soap and water a few times @ day, The water that children drink should | be boiled and cooled on ice instead of giving them ice water, Baby's bottles should be washed with sions. goap and wate nly nnsed and then bolled for Inutes. Baby's n be washed well os. No diape warm petticoat in the summer, A guuse shirt Vand diaper is all the clothes baby needs Care of th By Ida Badanes, M. D. Thousands of microbes lodge on the ot Weather oe aaead for the house and a thin slifp over this \for outdoors. Overdressing the chile dron adds unnecessa scomfort and makes them catch cold easily | Prie heat, which {fs so annoying In jthe summer, ts due to over dressing. ‘This mild form of skin disease may |become a serfous mattter If the Irrita- |tfon 1s kept up. « of prickly heat should be tre s wise. Take all the woollen things oft and Keep put very Nght ones on instead the baby cool, feed it and have the bowels in good The skin should be sponged wit ‘ool solu- tlon of sodium bicarbonate (a teaspoon- ful of the soda to a pint ter), dry it gentl then duat | powder con parts of boric acid and star = A Funny-Looking Dog This queer: no relative Afghan rug— and it ty valued at $00, The dog wae exhibited recently in London. Tt la tha only one of ¢# kind in Bngland, oS