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@obditvned by tho Press Publishing Company, No, 63 to 6 Park Row, New York, Entered at the Post-OMice at New York as Second-Class Mail Matter, ie NO, rT ,188, Hyde vs. Ide. The business of the Home Life Insurance Company, as explained by President Ide to the investigating committee, show a} conservatism and a regard for the rights of the policy-holders in re- freshing contrast to the practices of the larger institutions. | The old-fashioned theory that insurance funds are trust funds seems still to obtain in this com- pany, It indulges in no syndicate participation, It has no non-ledger assets, It enters into no joint-account stock speculations. Regularly hevery year after the profits have been ascertained and an addition made “to the surplus the balance is apportioned among the policy-holders with mathematical exactness, There is no “guessing” by actuaries, Individual accounts are kept with the deferred-dividend policyholders and their) policies credited with their earnings, | This is only simpk honesty and falr dealing, But how elementary! the methods! What kindergarten processes by comparison with the! uhighly elaborated system of the larger companies! And what opportuni- ties for personal exploitation left unutilized by the officials! Not a single} Versailles fete in the history of the institution; not an opera box! No| baronial estates; no horse-show blue ribbons; not even a daily bunch of | violets! | From Hyde to Ide is the whole gamut of modern fife insurance, What contempt a McCurdy or a McCall must feel for a man who keeps this talent wrapped up in a napkin! methods Mr. McCarren's good friend Cahill goes to Sing Sing for two years, Another | of McCarren’s friends has skipped $11,000 bail, Perhaps he was wise. Election frauds are not so much of a Joke this year as they might be, The Brooklyn Way, Judge Crane in Brooklyn yesterday fined four policy deaters $1:000 each; three, including a woman, $500 each, and one woman $100, The _ Judge promised to increase such fines in future, but offered lenity if the accused would give up the names of their backers, Brooklyn “Al” Adams could be sent to Sing Sing, Policy is not “played.” It is not a game. It is robbery of the poorest poor, Brooklyn has a way of pusishing such swindlers quietly and without noise of trumpets. Were there five men among them of real ability? If so, which five? A New Connecticut. Last year 1,026,499 immigrants arrived at North American ports, | thea awitence. | that done by a white boy at matinee in a prominent thea | boy served me si . there remained about an inch deep of A community more populous than Connecticut was thus added to the) wacer left there by a fat and greasy | goes into fits woman, It was declined without thanks. . Thi. 7 - Acrosa the aisle he offered the remains | ehe wants and everything she wants to | #4 #0 on until entire distance fs cov. bined, This annual exodus excites the apprehension of kaisers and kings, | of another glass to @ lady, who alsoleat. Hut suo is unthankful for all. I! ered. Question Union. Europe lost a population equivalent to Rome and Milan com- Making the largest reasonable allowance for the lame, the halt and the! ~~ imbecile who seek to come in, there remains a mass of intelligent human-| ity with which the Old World parts to its loss, | Is it considered how great an influence this human tide exercises on American industries? According to Dun’s figures the average American spends $97 a year on food, clothes, hardware and other articles of con- Sumption, Even if these newcomers, with their greater thrift, spend hit is | crease trade. They will stimulate a thousand small lines of business, working capacity will make an appreciable addition to the national wealth, ceasing public immeasurably in science, invention or art. CURLY Coprright, 1905, by Little, Brown & Cod) he conlfin’t ride away with Iris father ey fo) 46. a? fo} “y 0 CHAPTpRs: | but had better stay with us, “Chalkeye’ Davie, a 00 Fesoued Lord | Curly shiod thet, “I won't stay ey tye latter’ ite won 34 | none!” he growled, from Aj , 4 tm ble'way to take up @ ranch, has Veen | But MoCalmont began to talk for ‘wounded the Indians, r Prats, TaN, tte new ranch, | CUY. explaining that robbery was a ely Cran where ther, find natled to the | poor woeation tn lite, full of uncertain- joor a letter signed George Tyan," The | ‘Writer states that as Balaton once drove | 18 He wanted his gon to be @ cow | hire from his home, so Ryan will one ruin Balahannon and wipe bis race from If he rides for me," says I, “he'll have to herd with my Mexicans, They're orth, Balshannon, with Chatkeye as his foreman, freasers, but Curly's white, and they | won't mix.” Reoomes a wealthy rench-owner, Each time “I'd rather,” says MeCatmont,_ “for | there ie danger of hia meeting Ryan Lady annon Warns the latter, who keeps out Arizona cowboys are halt wolf anyways, | but outfit is all dead gentle, and of the way, Capt. MoCalmont, of the “Ranks Wolves" | good my oub," Then the boss offerad wages to Curty, | (a band of robbers), {# hired by Ryan to wipe ut Balsbannon, Palsbannon aves the life of MoCalmont's omy son, Curly, 'The robber captain Vows gratitude for the eat. CHAPTER Y. 4nd the priest took sides with him, Bo} ‘ . Curly Kicked, and 1 growled, but the | Back to the Wolf Pack, |? "74 Jett nt Holy Cross to be con- BING given to musing fowls, I'm| As to MoCalmont, he id a off that nstrucied on eggs a whole lot, | night, Kathered his wols 1 jumped Killed young, an ogg is a sure|down on Mr. Ge an saint, belng @ pure white on the out- | Crow Mine, near Grave C.t shie, and inwardly a beautiful yellow; jed “compensation’ for not Dut since she t had no chance to | plunder out of Holy Cross, so he robbed 89 bad she's not responsible, But when | Mr. Ryan of seventy thousand dollars an egg has lingered tn this wicked |The newspapers in Grave ¢ world, exposed to he and other }0ver poor Mr. Ryan, and } mbs, beng weary | Vengeance on MoCalinont's woly ed of virtue, Bo| Curly read the newspaper account and to the best of {Was pleased all to pieces. Then he Y an old | be “l all night because he waa left temptations, she #u of her youth and she phe participares In vi her knowledge and » ong is bad every tlm more | behind blot she maikes with her eand holy| It took me some time to get nsed to shell, the more she's rotten inshie, a | that small youngster, who was a whnle Whited sepulehre lot older and wiser than he looked. He I reckon {'a been the same wi had a mom next to my quarters, where for at Holy Cross I was kep! he oumped on a bed in the far corner, fresh by the family, Sheil, w 4 acted orzy if over I tried to come and the wh me, d and The Boy Behind the G) | To the Editor of The Evening Wor ‘ A correspondent complains Chairmen of thirty-two committees were yesterday announced in the House.!ored boy cracking wash-basin of a Te and serving Boom for False Hair, OTOR cars and false hair do not seem at first glance to connection with each o! popularity, pursuit causes the 7 though !t ‘1s true the complexion only half that sum, they will yet add $50,000,000 to the volume of retail eves and firoat are all, sald! to be te Their air plays havoo wit the coiffure And i r to trust perhaps among them are half a dozen who will enrich the To at a pare nicl poegies fa vell and a close-fitting hat. | ' f World's Home Marazine, First and Last. By J. Campbell Cory. THE G/Rlg WHO HELRS | HIM TO HIS FINISH iw NEW YaRK | | THE GIRL WHO — 4 WANNA Cor 9» C dias Buoesdas Ev ening » D ecem b er 12 1 1905. HELPED H/M “> TOMS START — iN PIPT@BURGH. back untouched. The boy | Stared at each of us in a surprised 4} manner. | the water cooler in the foyer, and there found the same boy replenishing the RR. | glasses without having even thrown away what rematned in them after be- jing drunk from Jn the auditorium, oral: If a boy In a theatre offers i a glass of water with or without foe In a IAVALOFY | jog don't drink it P. ON. ent Broadway | n water to the) Another “Heart-Broken Mother.” To the PAltor of The Bvening Wor'd I am a@ heart-brokea mother and my ten-year-old daughter {s very bad and gives me much tmpertinence. I don't know what to do, If I strike her she Won't other mothers tell me what to do? I give her everything pre This {s but Nttle worse than recent This with a glass in which What a Wife Can Do, HE gospel of happiness ts one that e much er, every woman should Jay to heart What !t means to a man to come T ated that a very appr a in the false-hair industry has | home at night to @ oheerful wife no Ce le ee eae dlig ileasing | n® but he who has had to fight the wir to drop olf, | hard battle of life knows, If he ta pros- and | perous it is an added joy; but ft is in ; | misfortune that it shines like a star tn the neatness of |the darkness, A complaining wife can enthusiastio motorists are kill the least bit of hope and courage to nature wand the lin a sorely troubled heart, while a rmation’ {s hecoming as the fight over again, yolk, I was @ good exe then, » Bie ear it teat 2s) ‘ know in my poor old self what an w , Ghee au pull.it Is trying to reform a stale exe nt tof den, whe ilps vs, When Tthougit I F ped me bis aoe “I come from the Wolf Pack and | belng good on my own merits, 1 had vine 3" BOs mercy on bad eggs like poor MeCa oa Stee eaebne ater Gesee wae he mont, however much he tried to reform. patrone, anil surely des ne; but |lovye-cry fer Curly, Wp treated them Balshannon took me aside, and wanted [CMF Cock: me day 1 saw him limping, attended by | all like dirt until he came to Rebel, an to know If he could trust this robber, |UTId Awake at the s bd: | four OF our deh And’ k,Urvce cl cath lowtaw: peaillon Gosemmel teak te "#o far as you can throw a dawg,” |ONC® 7 caught him sucking en ‘norons to thn stableyartl. T sneaked up: | murder a Mexican; several times he “ moedl Hise coe gheogpedl od |wtairs to the root and wate! play. | had pitched off the best of our bronco ‘That night the Indy fed alone, and | Medicine. I have seen all & nl-| There must have been tifty ponies in| busters; always he acted cragy with We dined in the great hall, tho patrone|Mals drees their own wounds that wr |the yard, and every person of them|men dnd savage with ta y pith At the head of the table, MoCalmont|but never any human except lttle| seemed to knaw Curly, for those wi] never even snorted gt Curly, but let @nd Curly on one side, the padre and] Curly, As to his food, he would eat tho! were loose came crowding round him,| ‘iae youngster jead him by the mane me on ihe other, Curly’s ankle being|things he knew about, but if the taste | and those who were tied began whieker-} te a mouming-block: then walked for ‘Wwisted, and wrapped up most painful] of a dish was new to him he spat as if] ing, . é Horses have one call, th wet bandages, the priewt ollowed that {he wery potyoned. At firgt Le wal iow, which thoy keep or the man they | the yard tame as a sheop, j A soft and) bim to climb up, and trotted him round Between the acts I visiied) An automobile outfit as | Cheentul one gives new courage to begin | would not Ike to put her away, but would like to know what to do with tI do her. Her papa does not ¢ with her, so he says coeys him. He js very cruel a no feeling whatsoever. MOTHER, Ap Endless Journey, | To the Miitor of ‘The Hventng World: | Here ‘s a problem for your clever | readers to work over in leisure mo-| ments: From New York toward a| civen distance ninety miles away @ man travels first day forty-five| | miles are covered, that leaving forty five miles to go, which ts done as fo! jlowa; Each and every day one-half of the left distance is covered (1, ¢., second day twenty-two and one-half miles; third day, eleven and one-fourth miles) How many days and Letters from the People e Answers to Questions It would be a good thing for the ex-City of Churches if some|sastrow Alexander, Hanover Say handed it | To the Editor of The Pvening World How can I get a gas meter tested apd whom shall I apply to? Bills went one of the meanest and most despicable of swindles,| up 2 per cent in four months Parts thereof will {t take to cover en- Ure distance* ‘There {a absolutely no catch to this example, MORTIMER HAYMAN. Northern va, Southern Men, To the Editor of The myening Work: I read “A Southern Girl's” comment on New York men, I have spent a few years !n the South, also {n New York, and I can’t eee things from her point of view, She calls Southern men chiv- alrous, The average Boutherner (to my way of thinking) pute women on a ped- estal, not only because he thinks she deserves it, but because of his weak- ness for every pretty fa: The average hustiing New Yorker h no time for srand-stand plays, He places women on his own level; no more and no leas. Boston, Mass, A.B. | Preserved Lemon Juice, O keep lemon juice ready for use ] aquevze out the jules in the usual manner, strain free from pulp and pits, add white powdered sugar in the proportion of one pound to a pint of jutce, stir {t until the sugar is quite dis solved, they put it away {n a very small bottle, Put a teaspoonful of salad oil tn the top and cork it close. When | wanted for use take out the cork care- fully and take up the ofl with a bit of cotton wool. To use for lemonade add | large tableapoonful to a gill of er. or Iw m goitig back to the Wolf Pack!” “Curly!” sald I from the roof, And} the boy stiffened at once, hard and flerce, “Curly, that horse Is you | "T know that!” asd Curly; you aee fo’ yo'selt?" The dogs loved Curly first, then the horses, and next the Mexican cow- boys, but at last he seamed to take hold of all our outfit, He thawed out slowly lo me, then to the patrone and fis old priest; afterward oven to Lady ‘cagrn't Balshannon, 80 we found out that this cub from the wolf pack was only ferce Pointed Paragraphs, ROBABLY more men would drink P soda water if It weren't for the name of the stuff, Many a girl's usefulness haa been spolled by some fool friend who told | her she was pretty. It js usually the man who doesn't know the secret of success who is will- ing to impart it to others. Some men are poor because they are honest and some are honest because they are rich and can afford to be. When @ man ts engaged in beating a carpet K's up to his wife to be around and see that he doesn't put his thoughts | {nto words.—Chicago News. } NEW YORK THRO’ FUNNY GLASSES By LS. Cobb, (Almanac Note—Along about this time of year expeet country bankers with areas of | leh prem Wonty-ninth street, Broadway to Sixth avenue inclusive.) ‘T home, in Indiana, he wears low, rakis)) black Whiskers and lives the O on-vietuals life, He teaches in the Sunday-school in a frock coat of } black diagonal, with braid on the seams, and a black string te, Once a year he delivers hte original lecture entitled "True Morality,” on Old Settlers’ Day at the Warwick County Falr But when he comes on for a week before the holidays it's good-by to the sort gruel, He alms to get where the bubbles are brightest, If the ld isn't off helt ctawl down the spout, His motto is, “When in Rome Make Rome Howl” | There are picture galleries and art museums and great Mbraries upon every side, and chur and missions are thick hops, but the banker passes ¢ n by. At home he regards spiked leme a raging demon and thinks t that makes Milwaukee dippy was brewed In ‘Tophet, but hi he can’t start bis breakfast without at least one cocktail he Sackcloth-and+ Ashes brand of cigars, which smell like a lve ooal in a rag carpet, and give off clinkers like an anthracite stove, no longer satisfy, He smokes the large dropsteal ones with gilt surcingles around their watste, Inside of two days he knows eight barkeepers by their first names, and the stage doorkeeper at the Casino Is calling him the Grand Old Man of the Jobnoles, He géls acquainted through the hotel clerk with a self-blonde, and that evening on Rroadway the spectacle of the Two Pera is presented—old Persimmon buying bottled goods for young Perox- {de He doesn’t go to bed unt! the time when he would ordinarily be getting up in Indlana to jet the hired girl in, His greatest fear is that he may fall in a faint and be carried Into the Y. M. C. A, instead of an anti-thirst club, When he leaves real tears of regret are shed In the Tenderloin, THE FUNNY PART He goes home and tells his Sunday echoo! class to shun New York As a mode ‘ern Sodom and Gomorrah. oe | Odd Facts About Words. “LUNCH,” atymologically, is Just a lump; in the sixteenth century @ ‘4unch of bacon” meant merely a silca or hunk of tt, So Burns speaks of bread and cheese ‘dealt about in liinches,’ and Scott records that “Gitta Benjle was ramming huge luncheon of plecrust into his mouth.” ‘While {n modern times ‘lunch was originally an elongation of “lunch,” {yan abbreviation from “luncheon,” the latter shenk,"” noon-drink, came to mean noon-eating, and to appear as “nunsheon"'s 4 J A philologis: shows how the ald “noon- and the development thereafter of “Incheon” from “lunch waa very natural. “Bom” is merely another spelling for the Dutch “baas,”" and Bartlett's “pyoulonary of Americanisms" records that tho proper pronunctation of the Wo in ‘boss’ is like that of the “a in “all.” Originally {n Dutoh “baas’t ‘seems to have meant uncle, cousin or kinsman, in general, says the Chicago News, Then, because the nw of a house might be regarded as the prin« cipal kinsman of its inmates, the word come to be used of him “De vrouw \{y de bans’ ts @ Dutch domes.ic proverd—"the wife ts the boss." The Worst ot Climates. SGT HERE ts something repulstve In the climate of St, Petersburg tn | T early spring and autumn,” says a writer, “when the thermometer oft 1 falls ‘thirty degrees in a fow hours, when the roads are ankle deep 11 mow-broth, or mud, when the winds blow raw and cold from every quant of the compass and the quick-moving droskiea shower the abominations (the roads impariially upon noble and peasant. I: is no consolation to | visitor ¢o know that the Neva is sealed by fee early in November or late |Ooroder, Long Indeed before the frost king has stalked down to the latitude |Gt. Petorsburg the lordly river Is completely blocked, Great fee sheets tro: stormy Ladoga float down the current; they crash against che mighty buttresses! of the bridges, cling to the banks and gradually accumulate until the whole | |length of the river, which unites the greates: lake in Europe with the Gulf | jof Finland, 1s completely choked. The tce is reared Niggiedy-piggledy at every conceivable angle. It is A strange sight—this broad stretch of water, im- | passable and fcebound while the temperature of tho surrounding country tm he leaves rea] tears of regret are shed in the Tenderioin, ee Thumbnail Sketches, ig UBJECT—Uncle Joe Cannon, Favorite Sport—Running a menagerie, Favorite Task—Teasing the animals, Favorite Book—'The Lion Tamer,” Favorite Author—Hoyle, Favorite Artist—Frank Bostock. Favorite Fruit—Martin! cherries, Favorite Plant—The ple plant, } 4 Favorite Vehicle~The juggernaut Favorite Musical Instrument—The gavel. Favorite Character tn History—O, F, C, Vaylor, WONDERFVLLY SPIRITED AND INTERESTING. A LIVING ROMANCE OF WILD NATIVES AND WIDE DISTANCES cS: A Tale of the Arizona Desert -S» ¢ By Roger Pocock I never knew his equal, Yet, as I sald before, he was small, weak, badly bullt—more like a girl than a boy. ‘With strangers he was @ vicious young savage; with friends, like @ little child. He did @ year's work on the range with me, and that twelve months I look back to as a sort of golden age at Holy Cross, ‘We were raising the best horses and the finest cattle in Arizona; prices were high, and the patrone was too busy to have time for cards or drink over at Grave City; and even the lady braced up enough to go for evening rides, And then the Hon, James du Chesnay rode home to us from college, Tange and it's time he started in re- sponsitie to run Holy Crom At the month's end I quit from this ontft, and I'm taking up a ranch five miles on the far side of Grave City, Thanks to the patrone, I've saved ponies and cat» tle enough to stock my little ranch yonder, Will you come at $0 a month, and punch cows for Chalkeye?” “No, I won't, never, I come from the Wolf Pack, and I'm going back to the Wolf Pack to be a wolf. That's where I belong—thar in the desert!” > a-coming on the dead run for home. “Curly,” says I, “this young chief \ won't have no use for old Chalkeye; | he'll want to be boss on his own home ‘The patrone and his lady were mak- ing a feast for their won; the cowboys were busy as a swarm of bees decorat- ing the great hall; the padre fluttered about like a black moth, getting in ev- erybody's way; so Curly and TI rode out on the Lorisburgh trail to meet up with the Honorable Jim, "IT hate him!’ Curly snarled. “Why for, boy?" “Dunno. I hate him!" I told Curly about my first meeting with that same little boy Jim, aged six, and him turning his hot gun loose against hostile Indians, #hooting gay and promiscuous, scared of nothing. “I hate him," snarled Curly between his teeth, “Last night the lady was reading to me yonder, on the root top.” “welt” “There was a bie chief on the range, an old Jong-horn called Abraham, and his Ml old squaw Sarah, They'd a boy in thelr lodge like me, another woman's kid, not a son, but good enough for them while they was plumb lonely, That Ishmael colt was sure wild—came of back stock, I{ke me, and wild with strangers, but inside so wejule that he was mote like a girl than oye He was rather wide at the hips, bow- legged just a trace, and when his ankle healed we found jhe had a moat tre- mendous grip In the saddle, the balance of a hawk, Yes, that small, slight, delicate lad wags the most perfect rider I've seen in a world of great horsemen, The meanest horse wan tame as A dog with Curly, while in tracking. scouting and n&tural sense with cattle . . » ‘His hand,’ saya the book, ‘will be up agin every man, and every man's hand agin him,’ I reckon that colt came of robber stock, same as me, but I allow they Iiked him some until thelr own ‘Yon came. Then thelr own son came a shorely heap big warrlor called Isaac —and the old folks, they didn’t want no more outlaw colts running loose around an thelr pasture, They shorely, turned that Ishmael! out to die in the desert, Look up thar, Chatkeye, in the north, and you'll see this Isaac a- He swept out his hand to the north, and there, over a rise of the ground, 1 saw young Jim du Chesnay coming, on the dead run for home, (To Be Continued.) ee Shoe as Thief-Taker's Aid,, 4h HOES have played an important S part in the capture of crimes Inals,” says Detective Willa} Barrett, of Buffalo, In the Bhoe Res) miler, “Had it not been for the foots) wear of certain thieves they woul never have been caught. It is not long ago that I and two others detalled on @ case, and before caught our man another shop had burglarized, ’ “We looked at the marks .abont thi Windows and noticed they were scrape by nalla, We went back to the ol ace aid found ihe eame con ting pair of shoes, but for some rea: Humped him at once, and seuroting i ‘Jumped’ him at onee, an rooms we discovered enough loot start a store, Ho later explained the nails were put in his shoes to al roof climbing, that 7 arr ere, came’, the. Ste rest of several thieves right io pee cinct, ‘The other night a thi @ palr of cheap shoes and they were) very musical, The man got into wm place, and before he got anything his noisy shoes gave him away and he waa caught. All clever oni aye & chant for buying good, soft , ey pay a good price for th are repald sometimes by with the swag to pay up for what