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ae We ae THE SEATTLE STAR BY STAR OFFiCcRs.a" Wik? Wis, PUBL: and 1} MING €O. Seventh Avenue 2N EXCEPT BUNDAY Bust ene Departin, 1 Independent Ua BALLARD #FAR AGENCY —dm jain “ Ave. Sunset, Red id. One cont Der co i - a ered by mall or Garret "No tres’ conien” "Wenty-five contaow TO MAIL BSURSCRINERE The dar wh SAM sealrens lavet of ened paver W hen that date Et “4 bel te a neha: . ot date on the address NGred at the Postoffice at Seattl « aoa Washingte ee WANT Ab. OF FICK eYe 1 5 anp Viki arity OB-RAGLEYS DHDG STORK, COR. BHCOND AVE ur Brw Want Ax Office at the above numbe forbs Pirvone’ of Aéfording: the wnrolie “a ‘convenient pi tiene for ¢ Star an leave news items ‘T phone num= Begs tor this'sitlce' nee bumsee Walt hae Taseesa cr tate OO Insuranee Scandal Came in Time In the United States there are ove Kinds of life insurance in force, At the present time multitudes of Policy holders have food for disquieting thoughts owing tounding revelations of graft and oxtravagance in the management of $20,000,000,000 of various to the as the three largest and nominally the most conservatives companies are disposed-to be alarmed In the face of the astonishing fareassuring to note the absoace posures that have been made, it belief that their stability, The most radical of a reasonable those three big concerns are about to lose @uthority on insurance has failed to predict ruin of the companies or the policy holders, The companies have been bled. The reason it has not been felt is that the companies are enormously wealthy, So ‘Wealthy, in fact, that it is hard to realine. Under the mutual plan of life insurance, the policy holder is entitled vast increment, but he has been sati companies’ solvency, He has be @8 4 reinforcement of their solve Surplus has made extravagance and graft easy for the offic Restitution should be forced of all the policy holder. The tone and temper of the present Will be forced, Aa it now stands, the situation is NOT one to precipitate a panic @mong policy holders. In some ways it is reasuring. It is fortunate that the exposure, though delayed, came at a time when it can insure the integrity of the great bulk of the surpluses and reform the stew- ardship thereof. Among thom, the New York Life Insurance company, the @ble Life Assurance society and the Mutual Life Insurance company have over $4,500,000,000 worth of insurance in force. ry cent of this is more than paid for by itself under the rates in force in those Companies. It amounts to the policy holder simply piling up his Money in the companies" treasuries to have it paid to him at his Geath, and this money reinvested provides an tncome for the com- panies so ample that millions skimmed from {t have not weakened Mt vitally. These three companies have gross assets, according to their Feports-—and these reports cannot be much magnified—ot $1.- The total number of policy holders in these three companies is ‘about 3,000,000. Every one of them has probably wondered whether Bhis investment is safe. There is no doubt that ft is, and there is @ven the opportunity to make the present scandal in life insurance ‘turn out a blessing, which may ta ke the form of direct control of the companies’ affairs by the policy bolder, the institution of immediate instead of deferred dividends and perhaps a reduction of the rates, to a helping from this sfied with the mere fact of the ent to see the surplus increase 8 of this A cor ey. The very unwieldine 8. that has been diverted from agitation Indicates that it over Pay Them More Can a man handling hundreds of thousands of dollars dally re- fist the temptation to steal? Can a man making $65 a month resist the temptation ta take a package containing $100,000 and make off with it? Edward Cunliffe, now langutshing tn fail in Pittsburg. could not. For just such a crime was Cunliffe tmprisoned—and under just Buch circumstances. Cunliffe was cashier for the Adams Express company in Pittsburg office. Cunliffe was paid $65 a month. Cunliffe handled millions of dollars every month. And the constant temptation to seize some of this wealth and Make it his, finally overcame him, and he succumbed, fled and was captured. Now he is a common felon. But he still is a man—with a man's frailties and a man's de- aires. And there are men right here tm Seattle who have the same ard fight to wage—men who also let roli through their hands, Bundreds of golden eagles—men who daily must wage right of reas- @n against cupidity—of right against wrong. The average wage of the bank clerk, trust company employe or express cashier in Seattle is—$75 a month. And the money-handiers of Seattle are just as prone to bend to ‘the dictates of temptation as are those of any other city. And yet employers knowing the weaknesses of men—and them- gelves weak—constantly dangle this golden temptation before the eyes of their underpaid hireling» And marvel and storm and acicuse and sit [In judgment upon their @mployes when one of them gives up the fight for good—and goes to the bad. “Pay your men better—give them something to live for and to lve with—remove from before them this golden temptress who lures ‘With a deadiy beauty and a deadlier promise of life's pleasure’—this fe the cry of the down-trodden m oney-handlers, not only here in Se- attle, but all over the world, whore men exchange and barter and hold forth in the market place. the Immorialy and Food Bieosed is the simple life. Immorality in the high circles of society ts due to th Which the wealthy people live. So says Bugene Christian, the food expert. In a recent address before the National Purity league, Mr. Chris- tlan said: “Highly spiced and seasoned foods, such as are eaten by the Wealthy classes, have a tendency to over-excite the passions, thus @aking immorality easy. Plain, healthful, but coarse foods build up the laborer mentally, moraily and physically. This student of foods declares that a shocking immorality ex- fats in the society of the very wealthy. The food they eat, together ‘with idleness, is the cause of the loose morals. Therefore, Mr. Workingman— Do not complain of your plain, nutritious fara, It is conducive to morality. Plain living and high thinking, you know, go together, Reflect how the physical and mora! well being of the rich {s ruined by high living, while your coarse food leads to philosophy and good content. For thus do the laws of compensation hold. The rich man cannot steal your stomach. —_—- Even if it does cost #0 a day when young Bob McCurdy travels, Perhaps the policy holders won't murmor if he will only start and keep on traveling. food on a Emperor William In an auto amashup, Very spectacular, but not Qs impressive as a “run in” with the Stegomyia Fasciata in New Orleans. rr ers would insure Carnegie tn the world. holder, eh? soy that an peace And the other nations to play the part of the policy t! » of three pow LOVE STORIES AND A CONTRAST BY PRI DENCE MANNEN A very fetching little story 1 tof “Princess Alice No one doubts for a moment that the two principals only » Interference «of changed the natural course of thing That @ the way it Is done in Amert It was not #0 long ago that a grand duke, And he loved her rhe their mutual affection was noble and self going the rounds just now about the the mateh has been made by father, or state, bas Russia loved a has proven that qualities prov a of uteome acrificing duche ing ite truth Interests of state—a potent argument in thelr country ” lod the duchess to marry another man, She dutifully «aw no more f the one she really loved. But interests of state cannot wed souls, and she was divorced after a time The grand duke, her first and only love, ¢ Did marry him, and “live happily ever afterward ho in benighted Russia, Her sovereign did not approve. For bh she did not oa but there was a little daughter, whose future 1 be ruined by the displeasure of the czar, So she sent the duke away little girl died, and the last ink that held her mother to politic action was broken, Now she has married the grand duke and he Is to be rebuked by the exar, That may mean soclal ostra clam, which Ia a terrible thing in Russia bay t, whe aa we to country mn she sac i love to duty NOW SHE HAS SACRIFICED ALL, ELSE TO LOVE It ts good that “Princess Alice” can live her pretty romance ip peace It is good to live fn the fi by their nob land of th sacrifices, de Aren't you sorry for thoae two wh spite @ constant afection, have proven that THEY LIVE IN A LAND OF THE BRAV READERS! eye WITH STAR ae Bterafa tsland In the Kurttes there found that the Russianit ( An Englishman in Tokio, writing of the Japanese conquest of Sak halin island, says: “What the Jap-|to th cidental customs of, me anese tn r present opera-|diaeval days, had appropriaied she tions be inferred from | unguar territory in that region the nomenclature they are adopting. |by the simple device of setting up They have called Avewa bay by the | pillars to ani o ite ua then. name ‘Hega-shi-Fushint bay,’ to| Kondo removed these witnersenof commemorate the distinction of the | theft and on hie return to oWeddo Novik by the Chitose and the Teu- lished a book dealing wily she ahima, In the former of which ships|questions of Sakhalin (Karafute) Prince Higashi-Fushtm! was then/|the Kurtles (Chishima) andg{ serving. 80, too, Patience polnt|chatka. The gist of his contention has been renamed ‘Kataoka Misah!| was that the only tribunal to which and Natience bay ‘Shichiro Wan,” tn | tw ational disputes about be consideration of the fact that Ad-|daries could be taken was the tri- miral Kataoka Shichiro commands |bunal of arms 4 that if Japan the naval expedition. Again, the|hoped to rest secure within closed two promontories of Shiretako and | «te, she must take steps to define Notoro, on the east and west, re- | those gates. apectively, of Aniwa bay, are to be Now after the lapse of more than called henceforth ‘Jurzorsakl, andjten years Kondo's foresight t» to Kondo-saki,’ after Kondo Jurzo,|recetve national recognition. Thus chief lbrartan of the skugewalJapan is significantly pointing to government at the close of the|the pages of history, where in clear vighteenth century. jterma her titles to this northern 4 “In 1788 news of Ruselan appear-|land are inscribed, She virtually ance in northern waters ving | announces her Intention of not onty reached Yeddo, Kondo Jurszo was| recovering but also keep sent to investigate. Me visited WM. KERR. » STAR DUST Two newsboys stood on a corner] Look at those insurance directors, in Cleveland. One cried, “All about the accident! All about the cl. dent!” The other bey cried, “All about Cleveland wins the game!” for Instance. FOOTBALL TERM, BECOMING METROPOLITAN, The Rattler is enterprising 4} up-to-date, Watch the Rattler man Saturday, at 3:46 a. m, when he will leave the Rattler building, with | three snakes In his boots, He wiil/ walk over in Grizaly guich, and turn} the snakes loose. There will be an{ order for one year's subscription to the Rattler tled to the tall of each! snake. We don’t care for expenses, | and you can read the Rattler for} one year by simply catehing th enakes.—Wooter (Col) Rattler. UNCLE H ENRY THINKS. After I read “bout th’ life Insurance btz- ness I c’n account fer th’ old farm not bein’ so attractive t' th’ boys. A FINE FULLBACK. ou think he really loves hee?” I know he does, She asked. him to buy her @ mechanical * player, and be bought one th day.” o An American quick lunch coun- ter has failed In London. More than likely that an A. Q. L. C. is too slow for London. Senator Cullom he will introduce the presi railway dill. The senator, hardly necessary to add, ts idate for re-election. announce A poem written by a Philadelphia girl attracted the attention of a rich farmer, who married her. And yet there are people who say it doesn't pay to write poetry. Yen, what shall we do with our life insurance presidents? Anyway, the New York ro the sex of angely has broug! the fact that nearly all of the bankruptcy court are m President McCurdy says a life in- surance company is a philanthrogte institution, with charity as ite alm. And we all know where charity be- oh, Mac? The fact that a Harvard player was badly injured tackling a foot- ball dummy is only another {lue tration of the danger in a dummy. gins, COLLINS BLOCK, JAMES AND SECOND, PHONES 416. The largest school in the Northwest. Exclusive users of Budget Thookkeeping. State agents for Gregg Shorthand. The only Com- mercial Exchange Dept. In state, More teachers than any similar local school, There are many more facts about the big school. Want them? to know WILSON’S MODERN BUSINESS COLLEGE. STAR—THURSDAY, OC The Pathway 0 of Accident’ The Are persona occaslor to mot with whose lives seem leading t legethe result Jor the lot of those} the marriage take at | who appe 0 ‘be th ant fitted fre, Maitland wa f m to eope th jt h was. Iea-|an on board 1, with the ex be Stewart. Her mother wan| ception of her maid, and as she suf the daughter of a Spanish noble} fered muéh from peasickness the man, the Marquis de Villena, Her! greater part of hor t father n American sea capt in her statero Thelr jage was the result of an wared on di accident he was m7 While t @ trip in the Med-| sa « iterran young daughter of| a the Marquis de Villena fell over-| art " board. Capt, Stewart, whose ship] even anx happoned to be ne the ene med far reasoued the drowning girl” and] that had been her name before mar while he was on boa rf lone yacht @ terrific storm came Andrew if « 1 or and sald 1 have e the beat I could for you, Miss Isabella The captain has been thrown over board and ye ould hay had t * the « but for me Dre ‘ourselves and take r 1 want from your ks and In haif an d bis wife were tn an ¢ on the bosom of the gr vith only a small cask of a few loaves of bre ome with me hour Chas. Maitland wine lo presery and For the Scotchman r ON THE BOSOM OF THE GREAT OCEAN. | three or] foreed him to remain four days, by which time bis vee-| wel was nowhere to be seen { This visit was long enough to} exelte In the heart of the young] girl « love none the less powerful) than it was sudden and strange. The result was @ clandestine mar-| riage three monthe after. She accompanied her husband to Ameri-| and for # time lived in New| York. } They were blessed with children, but only one, Isabetia, | lived. With thin little girl the; mother went nearly every ow | | several mer to a farm owned by the cap- tain, situated not far from the sea shore, On one of these trips the little) one’s sympathios were aroused by) the {lines of an employe of farm, 2 boy of about 15, who, overseer complained, was | and good for nothing. The mother) and child visited Andrew and cared for bim until he recovered, whe he suddenly disappeared. Wheo Isabella was 17 her father | died at sea. Mra. Stewart did not long survive her husband, but before her death she told Isabelia of her one act of disobedience to her fe ther. She ascribed to that the sub: sequent misfortune and charged Len bella if she ever had an opportunity) to carry to the Marquis de Villena a letter full of expressions of pent tence and carnest requests for for-| giveness, which she left with Isa-| bella. After the mothers death Isabella made her home with Mr. and Mrs. Martin on the little farm and there) Scotch Tailors Grand Opening Saturdey 120 PIKE ST. H.W. Cor, Pike and 2nd $1,500 in Merchandise Given Away Freeon Our Opening Day SPECIAL Daxoline.” for thie peak only 10¢ & bot. tie; regular price afterward 66. Polish up y your furnit ur plano and omen re St University cars pase th We Make It So Easy For every honest working man to buy Clothing that it passes belief why anyone should be content to go through life shabbily dressed Any Suit, Overcoat, or Raincoat in our stock may be bought on Payments 1 a Week 33 Come in and be convinced that you can buy to better advantage » for Credit than you can elsewhere for Cash. Eastern Outfitting Co.., (loc) “Seattle's Reliable Credit House” Cor, Pike St. and Fifth Ave. {them from starvation, Fortuna fam! ba the broad high be-| a “ turning | | th ' i Ho wa h pleased with Isabel ‘ |by « 1 r Sy | ! id and hed take ) Ther an i inh b R ' , | teloman on t wi ad been the] th net con t n first to deser © little eraft ' A hom f » ive tn had insisted on the captain ! 1 e ff Charle 6 | Mra, Ma 6 Spanteh| ma ars later the marqu ntly, ¢ I 7 r 1 3 |lonve he Jed her hi ard med the title worn by bie great | Glancing at it she read name ot] g father her grandfather, the Marqu | Munsing Union Suits fashioned watch which ha to her mother, A long explanat al? or men all welght end qualities followed in which Isabella learned fe Brocks & Co, nd ove that her grandfather had 0 New York fh the hope of : Jalmon Se por Ib. at Ol ome trace of his daughter or ber! p ket Friday, 118 Pike St The Quaker’s Interesting Prices for This Week SANIPURE MILK—Regular price his product ls 25e per can Quaker price all we ber per can 106 STANDARD BATH CABINETS—Well made of regular $5.00. Quaker all we 3.50 THE KANTSTOOP SHOULDER BRACE AND PENDER—Supports the back, expands the all wine Ladion’ ssen and Boys’ | wizen $1.00 Mon's sizes $1.25 IMPORTED TOOTH BRUSHES—Regular | quality. Quaker price all w | BAVON ROYA!, SOAP—Imported, highly p fumed, all od t cakes in a box, regular price | 40c. Quaker all week special 196 CHEST PROTECTORS—Now {s the time to protect yourself against colds, ete. Drake's Chest Protectors, regular price 60¢. Quaker all week special ; 19¢ KLONDIKE CHEST PROTECTOKS—Regular price Quaker all LAKESIDE CHAMOIS VESTS—Cut to form, for ladies and m ular price $3.00. Quaker all week spect 00 DR. BARCLAY’S GRIP AND COLD CURE—For the imm and cure of Colds, Grip, ete., at the Quaker to Ali Parts of the City ~MAIN 1240; IND. 1240. Free Delivery YOUR PHONE USE |The QUAKER DRUG CO 1013-1015 First Avenue EAME GRAND Opera House Wednesday Evening, Nov. tst Mime, Eames writes the Victor Co. as follows: “I am delighted with all my Victor records. It is indeed an amazing sensation (and in this case a most agreeable one) to hear myself sing! The Victor records fully repay me for all the care and trouble I took to them. Believe me, yours very sincerely, Florence, Italy, where light her friend: id nel with her own records ‘ | reproductions of the voices of her associates in the opera, Caraga, Sembrich, Plancon, Scott!, Homer ne and Journet. The following selections may be heard any time—no trouble—you are welcome. Come in. $6053 Air des Bijoux (Jewel Song), Faust—In French (Gounod). 85054 Ave Maria—In Latin (Rach-Gounod), 85068 Good-Bye—In English (Tost!). 86057 (a) Lilncredule—In French (Reynaldo Hahn). {b) The Year's at the Spring—In English, A. Beach) Nacht (Calm as the Night)—In German (Bohm). te e d'amor, Tosca—In Malian (Puceini). ‘The key in which Mme. Eames has sung each of the seleo- sis marked on the records. To obtain an absolutely natural ree production it is necessary to play the dat the exact pitch in which it was sung. This may be done by striking the keynote on the plano: but if care is taken, that the turntable revolves ex 76 times per minute, the pitch will be found to be correct. /SHERMAN, CLAY & CO. VICTOR DEALERS 7414 Second Ave. Seattle, Wash. SEATTLE, BUSINESS CORLEGE, NIGHT SCHOOL Four Nights Each Week, $4 Month MILLER & ELSTON, PACIFIC BLOCK. PIANOS @ sell better Pianos at lower prices and om easier paymen’) nu ary other bouse in the city. KOHLER & CHASE, Second Avenue. CaM THE FAIR ‘3 to, 1519 Second Avenue 20 PER CENT DISCOUNT ( Suits and Skirt ne k. Sale begins Wednes- or A sn ee Re etl