The San Francisco Call. Newspaper, November 27, 1905, Page 6

THE SAN FRANCISCOCALL .. Proprietor JOHN D. SPRECKELS.....cc0000s sesssscsrrescssese ADDRESS ALL COMMUNICATIONS TO JOHN MCNAUGHT......ce0enensnsessssesasesssssceesnsesss. Manager eire-...THIRD AND MARKET STREETS, BAN FRANCISCO veeesssess...NOVEMBER 27, 1905 PUBLICATION OFFICE. ANOTHER RECORD WEEK. MONDAY..... E have recently had several remarkably active weeks in W trade, but last week broke all previous records in one particular. Of the ninety cities and towns reporting bank clearings only twosRichmond and Topeka—showed losses as com- pared with the corresponding week in 1go4. This is not likely to occur again for years, and may never. As these clearings are accepted as the best business barometers of the country it is natural to conclude that there was a general expansion of business last week’ from one end of the country to the other. The aggregate clearings were very large, running over $3,000,000,000, and many of the indi- vidual gains were heavy, such as 33.3 per cent at Chicago, 36.7 at Philadelphia, 32.3 at San Francisco, 37.7 at New Orleans, 79.3 at Los Angeles, 68.3 at Seattle, 76.3 at Spokane, and so on. The smallest gains among the most important distributing and pur- chasing centers were 15.9 per cent at New York and 12.7 at Min- neapolis, Truly this is a remarkable trade record for one week. These figures chiefly represent internal commerce. But our foreign trade is also making a most excellent showing. The imports for the country in October were $107,500,000, an increase of $5,200.000 over October, 1904, while our exports for that month were $154.000,000, a decrease of $8,000,000, the excess of exports being less than $47,000,000, against about $70,000,000 last year. These figures show a declining foreign balance, but this is the period when we move our grain and cotton, so when the year closes we vill probably find a reversal of the balance to our favor. The for- eign business of the country is very large, the exports for the ten months ending October 31 being $1,256,950,000, against $1,147,- 096,000 in 1904, while the imports were $979,987,000, against $844.172,000. The staples continue fairly active as a rule, though less so than several weeks ago. Wool is quieter and the market at some points is weaker, the extremely. high prices having checked the demand. Provisions are steady in price, but not especially brisk. Hops, | which for several years have been in urgent demand at quotations about three times of the cost of production, are now down to cost, 1 the common grades are below cost. Hides, which have lately touched the highest figure since the civil war, are also showing some signs of quieting down, though they have not yet developed any | | weakness. There is nothing new in the iron and steel industry, the mills everywhere having orders sufficient to keep them running far ahead into 1906. Minneapolis continues to report an excellent demand for both wheat and flour. A significant feature which developed during the week was less complaint of car shortage, taking the country as a whole. This rather indicates 2 falling off in the movement of general merchan- dise. But the railroads themselves report an increase in business of 9 per cent during the first half of November as compared with the same month last year, while the net returns for the first nine months of the year show an increase of 7 per cent. The money market has eased off considerably during the week. Rates for call money in New York have dropped back to about 414 to 5% per cent, and there was little talk heard of tight money during the week, the impression being that the acuteness of the recent stringency is about over. Still, this is the time of the year when funds are apt to exhibit sharp fluctuations, and we are there- | fore liable to experience another flurry almost any day. The last| agitation in this direction produced no effect beyond attractingi general attention, for the supply of funds is still large and nobody | fears any pinch serious enough to affect the general business of | the country. Wall street smiled at the sharp rise in rates as being part of the autumn programme, and the stock market went through the episode with noteworthy steadiness. The copper stocks have been the center of attraction lately, the higher quotations and urgent | demand for the metal having greatly enhanced the prospects of the mining properties. Cotton has been excited of late, owing to the incoming of the ginners’ reports, the Census Bureau’s estimates and the guesses of all sorts of trade journals and operators on the size of the crop, which have kept the market extremely sensitive and bobbing about | like a shuttlecock. Conservative and reliable estimates calculate the crop at about 10,500,000 bales, and the Southern planters, bullish to a man, are holding back for higher prices, a large and powerful section of them having decided to hold for 15 cents. The present price is about 11%4 cents. . Conditions on this toast remain abodt the same. The long dry spell has been slightly broken by a light rainfall, not sufficient to do much good except in the southern counties, but enough to break the drouth and extend promise of more rain to come. Even the few showers of the past week have given the public more con- fidence in the future and a good soaking rain all over the State would produce a very perceptible effect on the whole community. There is still plenty of time for this soaking rain, for it is not yet the first of December. . INDUSTRIAL INSURANCE. I wide publicity, may result in bringing about great improvements by awakening the people to the extravagance which present sys- tems indulge in. The expense of policies in ordinary insurance is considered high by well-to-do people who can pay premiums ¢n $1000 policies anl upward ; but when we consider the charges in the so-called “industrial insurance” the expense put upon the poor who seek insurance by payment of small weekly installments the figurcs read like robbery. i The expense to these people who are able only to pay by driblets of dimes and quarters amounts to very nearly double what the or- dinary insurance costs. Reports of the investigation of the Metro- politan Life Company show this. It appears that, while a policy on the ordinary plan for $1000 costs $16 55, to those who have to pay by weekly installments the charge is $31 20. Last year the company collected over $50,000,000 from policy-holders, most of whom were the poor who pay by weekly installments, and it returned in death claims and dividends only $16,560,000. The expense of salaries, commissions, etc., was $20,000,000. That is, the expense far ex- ceeds the sum that goes back to the poor. The salary of the presi- dent of this company is $100,000, and that of the vice president is $75,000. § In one year this company gained $3,000,000 from lapsed poli- cies. This means an immensé loss to the poor people who have to throw up their policies after having paid premiums on them for sev- eral years. It is an immensely profitable business for the officers, Even the third vice president gets over $16,000. While it is true that extraordinary financial talent rightly com- mands large salaries, it would seem that a man with such gifts in that way should surely be able to arrange a system by which the poor would get a more adequate return from what they stint them- selves to pay for insurance, and that something might be done by the managers to shut off the enormous loss from lapsed insurancé, which is usually caused by such misfortunes that the poor indus- trials cannot spare even the weekly dimes and quarters. NQUIRY into insurance methods, which is now being given such The fact is that graft cannot be eliminated in any other way than by independent voting. It is a system which has grown out of the habit of hidebound partisanship.—Rochester Herald. —e—— Another man of the name of Pattison has made his appearance on the Democratic horizon. And he seems to be of Presidential size, too.—Buffalo —_— College hazing seems to be crowding football pretty hard this autumn for the educational mortality honors.—Detroit Journal THE SAN FRANCISCO CALL, MONDAY, NOVEMBER 27, 1905. - P COON AND TIGER A small, dark Coon was walking cne day in the desert for the sake of his appetite, when he ran full tilt into a large and comparatively healthy Tiger. The Coon realized, instinctively, that he would re- quire to exert all his wits to keep things going on as satisfactorily as usual. And &0 he spoke up in a perfectly candid way: “Good morning, he said to the Tiger, who did not answer, but looked at him roguishly. ‘“The desert air is very fine this morn-| ing,” continued the Coon, and the Tiger smiled in a humorous manner. “But 1 derive no benefit from this very fine air,” proceeded the Coon, *‘for I'm fil. Yes, I have taken poison!” he went on, with a feverish look in his deep brown eyes. “Last night I ate a pailful of strong arsenic which I mistook for white- wash. My physician tells me that I am so saturated with poison that, if any- thing only just touches me, nothing could postpone immediate death. If you, for instance, touched me with your teeth only it would kill you instantaneously. Noth- Ing could postpone death!” ““Why wish to postpone death?” said the Tiger, cheerily. “I may tell you that I consider this meeting sheer good luck, for I'm tired of life and came out to commit suicide . . . Kindly stand still, so, while I spring. A little farther to the left, please Thank you!”—Punch. —_———— WANTED—A STAR. Prospectice Employer—"Yes, I want an office boy, but he must be polite, quick, honest, brave, clean, mustn't smoke, mustn’t curse—"' Applicant—"‘Say, mister, you want one of dese boy heroes dat's in de melo- THE WOULD-BE GIBSON GIRL dramas.”—Brooklyn Eagle. —THE SKETCH. e BANKING .GROWTH With only a twentieth of the world's inhabitgnts, the United States has two- thirds (814,000,000,000) of the world's bank- ing power (capital, surplus, deposits, and circulation). Ouyr ascendency here has obtained in the bast two decades. Since 1880 the world's banking strength has grown 105 per cent, while that of the United States has expanded 170 per cent and that of New York City 200 per cent. Of the $2,500,000,000 of the weekly average of the bank clearings of the ninety-three cities which make reports, New York contributes two-thirds.” New«York City's bank clearings average 2 per cent in ex- cess of London’s. And the greater part of this stupendous banking growth in New York City and the United States in general has taken place within the easy recollection of thou- sands of persons who, in their various employments, are still actively at work. Contemplating the vast expansion which has given the United States a long lead over all other countries in manufactures and mining; which has placed American products in every market on the globe; which has built up in this country a rail- way system which comprises two-fifths of that of the entire earth; and which has increased the country's wealth from $500,000,000 in Washington's ‘days to $110,- 000,000,000 in Roosevelt's, the American banker, using the words of Aeneas, can 'All of this I saw, and part of this Leslie’s Weekly. ——————————— DANGEROUS LUXURIES, 1f England, thanks to her geographical situation and maritime supremacy, is in the position to defy. Europe, nevertheless France, obliged as she is to defend four frontiers, must renounce such a danger- ous luxury.—La Patrie, Paris, 14 A GENTLE HINT, The Seedy Looking Man—I beg pardon, but is there a literary club about here? Magazine Editor—Yes; one behind the door. il T've got Dr. Phil Graves—You are great- ly in need of change. Patient—I know; but I called to consult you as a medical, not as a financial expert. DEAD BROKE. First Tramp—Got any money? Second Tramp—Why, if air was two cents a fon I'd suffocate. - Mr. Wise—Not one woman in a hundred marries the man she ‘wants. - Mrs. Wise—She don’t want to marry the man she wants; she ‘wants to marry the man some other woman wants. - —_— Occidental Accidentals BY A. J. WATERHOUSE. WHEN LOVE SHALL RULE. HAKE! Let the hand of England Go out to the hand of the States; Let the hands which rule the nations Meet in one grip—as mates! ‘Why should we stand asunder— ‘We, men of one speech, one birth? Shake! and—God only under— Be absolute lcrds of the earth.” —Unknown Author. (13 Ay, but there comes a message Strggght from the God of earth: “My children are still my children, Whatever their race or birth. I know. not your fine distinctions 'Twixt nation and tribe and clan. But one did I make in my image, And he was my creature, man. “Ye dream—for dreams are pretty— It were splendid your mates to rule; But all of the time ye are learning Somewhat in my one great gchool, ‘Where sit on the little, low benches, Still striving the lesson to ken, Nor Malay, Mongolian, Caucasian, your Nor Anglo, nor Norman, but—men! “Full surely, though slowly, they learn it, ‘Who sit in my infinite schoel, That only one ruler man heedeth, And only one spirit can rule; And bright will be dreariest places, And glad will be heaven above, ‘When ye know that ye all are but brothers, And hegd but the scepter.of Love.” 'Tis the massage God whispers, the promise Of days that shall certainly come, ‘When the swords shall be beaten to plowshares And the throat of the cannon be dumb. To the day when we all shall be brothers. And love shall the world scepter take; ‘When there shall be men. and no others, Your hand, oh, my brother, and— shake! THE STAR OF HIS CLASS, “There goes the most brilllant and noted man in the class of 'Steen in Breakness Univer. /. “Shone in his literary work, prob- ably?” “No, he never cut much of a figure at tha “Glittered in the dead languages, pos- sibly?” “Oh, no. ‘He always said he wished they were so dead they never could have been resurrected.’ “Fine mathematieal mind, T presume, and scintillated in the higher branches of that science?” “No; he had to get out a sheet of paper and a pencil in order to add two and two and be certain that they made four.” “It must have been, then, that he coruscated in natural philesophy.” “Not a coruscation. The professor used to introduc: him to it every day, but he never knew it when he met it again.” : “You might be describing the ehump of the class, How happens it then, that he was its most brilliant and noted member?” “Why, he was the captain of its foot- ball team.” “Smith is recognized as one o(.the most gifted men in his class at-the university, is he not?” “Yes, he made a touchdown in Latin last term.” “T have heard that Freezmout is penny- wise and pound-foolish.” “Who told you so?” “Oh, T have heard several people say 0. “Well, they were mistaken—he is foolish both ways.’ With eggs at sixty nts or so, The way they are to-day, I would get rich right soon, I know— But my derned hens won't lay! “Brother Geoding sald he was sure he had faith sufficient to move a mountain, and that Sinful Badding asked him why he didn’t do it, then.” “What did Brother Gooding say?” “He sald: ‘Oh, what's the use? Don’t the mountain look comfortable enough right where it is?" " WHEN I HAD TO GO TO BED. I've had my share of troubles since I first began to trot Adown the track we mortals use, and keep it mighty hot; I've had some griefs I rarely wear ex- posed upon my sleeve— For why should I my woes proclaim when others, too, must grieve? But, take them up and take them down, and take them to and fro, And heap my sorrows in a pile, a horrid, ghastly show, Perhaps there's not a one of them that filled me with more dread Than when, in eves of long ago, I had 0 8o to bed! “Now, Alfred, it is time for bed,” at eight my mother said: But I pretended not to hear, and merely read and read; At 8:15 she spoke again in mother’s gentle way, But still my hearing was so bad no notice did I pay; At 8:19 she spoke again—then father said a word. “Alfred!”’ was all that he remarked, but you can bet I heard. I shut my book with doleful sighs and hung my youthful head, For then I knew—quite well I knew—I had Oh, world of tears, and world of fears and woes that hold us shrall, We know thy days, thy somber ways, do lure and hold us, all Full many a hope we once did know we buried with our tears, And many a dream we dieamed of yore no more the spirit cheers; And yet—and yet—oh, friend of mine, whose memory looketh back, Is there, bethink you, anywhere along the beaten track, A grief more real than that we knew when, jov or bliss ahead, Our fathers spoke the fatal word—we had _— : “Js Bodkin in love with his wife?" “I guess so.” “What makes you think so?” “Well, I heard him say that she was the dearest proposition his bank account ever ran up against.” “The dear girl says that she is sure her fiance is the noblest man that ever “Have you any reason to doubt her opinjon?” “*Wwell, perhaps not—but I have had dealings with him on ’change.” —_———— Townsend's California glace fruits and choicest candies in artistic fire- etched boxes. New store, 767 Market. * Special information supplied daily fo | business houses and public men by the e ESTIMATES OF WOMAN BY ANGELA MORQAN S, R e s e D OES the present age call for the emancipation from woman rather than the emancipation of woman? Helen Bosanquet of England in a strong. comprehensive and satisfyving ar- ticle offered by the International Journal of Ethics sounds this father startling note. . She quotes Riehl. the German sdciological historian, who vigorously advocates woman in the home and as vigorously opposes her outside of that sphere. Richl maintains that wherever women are intellectually active there Is mani- fest a lowering of the general intellectual standard; that such activity is AP A S—E——— = al to the intellectual spiri. of the age. e o e e 2 T M (5 *‘Publishers speculate eagerly for wom- en’s reading; a poet whom women read is a made man. Women have become ‘a public’ for poets. Ultimately, indeed, they are the public, and the public deter- mines what its poets shall be. We have female high schools, women’'s newspapers and lectures for ladies of all kinds. Scarcely a branch of science remains, from metaphysics to engineering, which has not been worked up into special hand books for the use of women.” The gist of this argument is that the age needs to be emancipated from woman. Another German writer, Hugo Munster- berg, is quoted as advancing the same ideas concerning American culture to-day. In his book on Americans Munsterberg asserts that unless a more masculine in- fluence comes in to uominate where now the feminine influence makes itself feit so supremely- our national culture will ultl mately become feeble and powerless to affect the progress of the world. Helen Bosanquet does not hold the pessimistic view maintained by these writers. She quotes them to point out the sharp contrast between the German ideal of women and the ideal sustained in America. Then she goes on to shoWye oo oo that whereas the German ideal is true and beautiful, the American ideal s yet stronger and more beautiful. She admits the accuracy of the German estimate concerning our culture, agrees it is dominated by woman, and that possibly the, feminine influence is at present softening and refining rather than deepening and strengthening. Yet she stands firm in her belief of woman’s right to intellectual development. She declares woman has the “same improvable mind” as man and is as fit a me- dium for the realization of intellectual progress as he is. = Her attitude toward present unfavorable indications is most hopeful. ‘While fully admitting the vulnerable points in woman's intellectual armor, and goes on to show that these weaknesses are not peculiar to the feminine intellect, but are merely incidental to the particular stage woman has reached in her progress to- ward knowledge. She sees the remedy for the tendency to superficiality arising from feminine supremacy in the intellectual world. “It lies in pushing still farther forward, in making women’s education mere complete and thorough.” This writer has given as clear, logical and just an estimate if the situation as it would be pc bie to find. One of the strongest things she says is this: ““The truest comradeship is found when man and woman meet on the common ground of mutual intellectual respect. Innumerable happy homes bear witness to- day to the truth of this higher ideal, and so far the battle has, in principle, been " THE WAY OF LIFE | | BY NINETTE M. LOWATER ] still HAVE loved life, and drank its brimming cup; l 1 have known joy, and felt it surging up Through all my soul, as waters fill the sea, And took my fill, where others only sup. Once I had love, but love is hard to hold; Once I had youth, but I arh growing old; Once I had friends, but friendship passed me by, And what of life is left when this is told? If love has vanished, so have all its pains; = If hope is gone, then friendship still remains; .. If friends have left me, others may be won; If life has losses, wisdom counts its gains. e e . ANSWERS TO VARIOUS QUERIES AS IT 1S—N., Suisun, Cal It is not; of the deities as were friendly to men proper to say ‘she has enough. as 't1s.” | —Ceres, Venus, ete.—and ajso to the It should be: “She has enough as it is.” | earth, the Hght, the day, wine and the soil. “The days of one's alma mater” means the period spent in a university or college. CIVIL SERVICE—A Subscriber, Val- lejo, Cal. The Civil Service Cemmis- sioners of the city and county of San Francisco have their office In tae City Hall. The civil service of the United States in San Francisco is carried on by the several departments, such as the Postoffice, Mint, Internal Revenue, etc., and for information relative to the qualifications for clerkship addiress a letter of inquiry to the department in which a position is desired. 1If for a municipal position address the clerk of the Civil Service Commission, City Hall. which he has studied. The word alma The clerk of each department will fur- (nourishing, sustaining or kind) was nish information In regard to qualifica- applied by the Latin authors to such | tions requisit BARRYMORE—B. D, City. If you wish to send a letter to Ethel Barry- more, acrtess direct in care of the Dramatic Mirror, New York City. PORT WARDENS—S., City. There are port wardens at San Francisco and at San Dilego. They do not receive any sal-! ary. They are allowed fees. The Blue- book of California, which is the official roster of all public officlals, does not show that the port wardens have a secretary. ALMA MATER—M. U, City. Alma mater is from the Latin and means fos- tering mother. It is the name applied by one to the university or college at MIRROR OF DAME FASHION. FANCY BLOUSE OF THE SHIRTWAIST ORDER. HERE s a fitted lining to this blouse, so that the fullness is held perma- !ll:ntly in place, in-accordance with the later dictates of fashion. A firm