The San Francisco Call. Newspaper, November 23, 1905, Page 3

THE $AN FRANCISCO CALL, THURSDAY, NOVEMBER 23 - 1905. “TARBELL HOPES GUILTY INSURANCE OFFICIALS WILL BE PUNISHED. Gage E. Tarbell, second vice president of the Equitable Assurance Society, was the prineipal witness before He admitted that there had been a great deal of dishonesty in the methods of insurance officials and hoped the guilty would be punished. Tarbell suggested complete publicity as a the New York legislative committee yesterday. remedy for ex ing evils. “E SOCIETY, WHO TO INSURE HON- [T 00 YARDARW Two Barkentine Sailors Set-l CUBM POLCE DU SHIE RFLE Number of Anti-Government | Plotters Captured in Raid, tle Grudge With Knives at San Juan de Martinez, While a Storm Is Raging r —_———— | 1 Dis o to The Cali €ommis: City, cl der on the oner Lindsay to-day in | ged with attempted | gh seas. { dered to take in the fore topgallant and, not thinking of the feud be- n the men, an officer’ ordered tta to help him. occurred aloft exchanged only A minute later those on deck the cries of Janssen, and in iitning saw the two men another with their t a thor- the officials were satis- re secreted ir The Se reason to believe t vestigatior no arms we before the blows two sailors at were know heard 1ces prov had g the Liberal conspi the one petty cing A o ettt Three sailo up the ratlines and e opinion that there would be found Janssen clinging to the d- =ction. trouble, said-he was almost unconscious from a knife > hat two days would be the wound in his b They took him el SR raltion. to the deck and then returned for “ | who was at the end of the LT T —— TR and fought off his captors UNIVERSITY TRUSTEES cet and brandished his knife. Q threw a noose over his T'AND BY MITCHELL his hold and lowered him £ — most to the deck, when Cap- Give Position to Alleged gins and his officers were 5 % to receive him with revolvers Heretic Deposed by i o ; | was put into irons and! Bishops. | Janssen went into the sick bay. When | _— | the vessel docked he was taken to the —The trustees of Bos- | t1¢ VESER! 2 to-night announced the ap- | J°T®¢Y Clty Hospital. =~ ”_',““""!‘ 'f”“;".“” FINDS HIS SISTER AFTER ERERAIPY SEiEsS SEARCH OF FIFTY YEARS | the ate school of the i ¥ Dr. Mitchell's 2ppointment | New Jersey Man Locates Relative Kid- | will extend to June 6, 196 ’ | naped us Chila by an Organ- Recently Dr hell was removed from | Grinder. theological school of the the Board of Bishops of Episcopal church for al- heretical interpretations of the MONTCLAIR, N. J., Nov. 22.—After a search of Afty years Thomas C. Pafl- dock of Vernon has found his sister, who disappeared from Vernon, when she was six years old. At that time there appeared near the eged Scriptures. Resolutions were passed by the trustees commending Dr. Mitchell fer his - g i : Paddock home @a hand-organ grinder | . ;l‘\r‘)“i‘r.fl'. of faithful service to with a monkey. The girl, attracted | iversity. by the music, followed the organ- | T ANBPRPRORELS 05 grinder and he kidnaped her. Adver- | tisements inserted in papers all over the country brought no tidings of the missing child, and it now turns out that che was taken West and grew up there. She also advertised widely, and through the newspapers she found her State Affairs at C WASHINGTON, Nov. 22.—The First tional Bank of Los Angeles has been proved as the reserve agent for the irst National Bank of Douglas, Ariz. homas W. Weeks has been appointed |'| ter justified the taking of the commis- | | sions as being similar to the case of a | oflicers of the Equitable, Caftain H. I Higgins is the skipper of t ine. On a previous trip | to Porto Rico Huelatta had been shipped, and hardly had he come aboard when he and Janssen, a Swede, began to quarrel. From Fernandina the Minnt an, lumber laden, set out for New York twelve days ago. Off Hatteras all hands were called at mid- night to shorten sail. Janssen was or- actions by NEW YORK, Nov. #2.—After being on the witness stand hefore the Arm- i strong legislative committee on insur- {ance investigation for the greater part of three days, Gage E. Tarbell, second ! vice president of the Equitable Life Assurance Soclety, finished his testi- | mony to-day and just before adjourn- ment submitted a list of suggestions for the in the management of insurance com- panies and for legislation designed to give the State proper control over the companies and to insure the confidence of the policy holders. !among these suggestions was absolute had publicity. Admitting that wrong | been done by life insurance officials, | Tarbell said he had no apologies to make f of them and that he would be punished. | hoped the | Tarbell was on the stand the entire {day and was questioned as to the sys- ,tem of ‘agencies and the commissions and other ‘compensations allowed them for getting business. Just before the recess the fact was brought out that had taken out insurance on his nd on members of his fam- ily, and had received the agent's com- mission on the premiums, as well as renewal commissions. He sald that since he became an officer he had taken out $200,000 on his own life in the Equitable. Besides his policies in the Equitable he had taken out insurance |in the | ment | kins anc ew York Life, the arrange- ng made with George W. Per- on too, he received the { commission on the premiums. He also had policies in the Aetna and the Trav- elers, on all of which he collected the commissions. He said he carried $400,000 on his own life and $100,000 on nbers of his family. DENOUNCES REBATING SYSTEM. Tarbell was emphatic in denouncing | the system of rebating by agents and | stated that any agent of the Equitable | who gave rebates to get business was dismissed. When he told of having got the commissions Assemblyman Cox | if th was not rebating, and id it was mnot: that he t was entitled to it. Later, when Hughes took up this same subject with the witness, the lat- rchant who purchased goods of.a sllow-merchant in the same line, per- aps to fill an order, and got those oods at cost, or of a professional man charging less n the regular fees. Tarbell further id if he had dgne wrong he was sorry, *but that he had acted in good faith. Tarbell bore out in a measure the statement of Jaumes H. Hyde when on th nd relative to the fairness of the | Frick report. The subject of advances to agents was under investigation, and Hughes read some figures of the amount | of advances to one agent in thisecity. Hughes asked where the Frick commit- | tee got the fizures, and Tarbell repli with marked asperity that he did not | know. “They did not get them from my de- | partment or the auditor’s. They made | their report without ever' making an | 3 treating another and th Laws to Promote i-Ionesty Are Suggested by Equitable Man. 'Would Make Public All Trans.- Managers remedying of existing abuses Prominent : | ted to pay a commiesion out of the first year's “Where did the Frick committee get this $39,4007" “I never knew anything about where the Frick committee got these fgures. | They did not get them from my de- | partment or the auditor's. They made | their report without ever making an | investigation of the department.” Toward . the close of his testimony Tarbell took occasion to make a state- ment, in which he sald: | "I cannot believe that anything that has occurred in the life insurance busi- ness can be traced 0 a large of a life insurance company, bec. .se if !a man is going to be dishonest he can be dishonest with the, reserve dollar or | any ather dollar as easlly as with a sur- | plus dollar. | “I am Inclined to Lelleve that the things | they have done, or that the things that | have taken place, occurred because a | great many people have been afflicted during the last few years with, if I might be permitted to so term it, money mad- nest—a desire to get rich perhaps too | quickly. But these things can occur | anywhere, ana they do occur everywhere. i In fact, while I have no apologies what- | ever to make for anybody who has done wrong in 1..s business, I thing that those who have been derelict in their duty should be punished. I uo not know that it is to be wondered that some dirt should have crept into business in some places, and I am glad to see that there are men |in this business who saw the dirt, men ! who endeavored to cause it to be swept out and who are giad to see the house- cleaning that is going on at the present time. I could enumerate a great many ways In which life insurance has been of incalculable good to the entire country and even to the entire world. ADVISES COMPLETE PUBLICITY. have one or two suggestions to make | along the line on which this committee is | working that I think would do much to | clarify the situation.” Tarbell then submitted, after reading, | a list of suggestions, among which were: Complete publicity. The names of all principat executive officers, with their salaries or other compensation, if any. All accounts to be properly kept and spread upon the records of the company. All expenditures charged to appropriate ac- counts, with -full informauon, tneluding names of_all ‘parties recelving payments, Profit and loss accoun: to contain detalled information as to all profits and losses. Complete transcripts of the advertising ac- count, legal expense account and profit and loss account to be a part or the report to the | Superintendent of Insurance, violation of any of the foregolng to be a misdemeanor. Any fictitious sales or loans to. be & misde- meanor. No officer of a life insurance company to accept an office in any other corporation car- rying with it any compensation. No life insurance company permitted to own a controlling intersst in any bank, trust com- pany or any other corporation, and holdings in any such bank, trust company or any other corporation to be limited to not exceed 20 per | cent of the capital stock. No life insurance company should be permit- premium for securing the business exceeding 50 per cent thereof, and tne glving or taking of any rebate directly or indirectly by the agent or the assured to ve a misdemeanor. A law making it the duty of the Superin- | tendent of Insurance thoroughly to audit the books of all life insurance companies in this | State at least once & vear. A law making it a misdemeanor for any of- investigation of the department,” he said. ! TRAVELING EXPENSES NOT LARGE. | As to the expense Incurred by the Tarbell said | he personally never had any cxpenses | NEW YORK, Nov. Fighting a | €Xxcept those that he turned in in an| duel on the yardarm with sheatn | itemized account. His traveling ex- ! knives in a gale at midnight off Hat. | PENSes last year amounted to $467 Gk OUS She e X o s"mf_i‘r‘l‘)_ | On one of these trips he had a private | T on Bl b o €arly | car. This was on a trip of a month % entine Minnie Swan. | o the South and West to attend agency | which is berthed at the foot of Nine- | mectings. . The total expenses of the teenth str Jersey City. .| trip were $1959. On the trip with the Emilio Huelatta, a Porto Rican sailor,| witness were Mrs. and Miss Tarbell, | held in $5000 bail by United | 1r. Wells, H. R. Winthrop, Mr. Gorham. | secretary to Mr. Tarbell, and T. ! Woods. . The witness said the expenses of Mrs. Tarbell and his daughter were | not paid by the Equitable Life. arbell said that a private car with a workshop on wheels. His busi- rried on in this way, and he does not lose a day or get behind. His car generally has free transportation, so that therc is a saving in expense The free transportation also is extend- ed to the occupants of the car. Tha Equitable Socicty owns a private car. The ness thought that the railroads extended these privileges to life insur- e companies because the latter have e patrons in buying rallroad ‘The railroad officials were glad, he said, to have life insurance of- ficials go over the roads and see the conditions the roads were in. He also took these trips in lieu of vacations. In some instances. the witness said, he had free transportation, even though he had no private car. COST OF AGENTS’ CONVENTIONS. Tarbeil was asked who paid the ex- pense of agents' conventions, to which he replied: = “Some times the Equitable pays half and the general agent the other half.” He said the convention of general agents at Manbattan Beach last Sep- tember cost the Equitable Society a 1it- tle less thap $50,000. A general agents’ convention in the previous April cost $15,000. “It has been said that $45,000 was put into the hands of one agent for distri- bution among the others,” said Hughes. “That is not so. Not $5 was put into any one’s hands for distribution,” said Tarbell. H He said that he did not believe the society’s expenses for agents' conven- tions approximated $75,000 or $100,000 a year. The statement of advances to agents was them introduced and the amount showed that Julius Bohm and his brother, a Metropolitan agency, was in- debted to the society at one time to the | extent of $366,000. Hughes then said: ! “The Frick report says that the ad- ' vance made to them amounted to a total of $432,272, or equal to eleven an- nual renewals, and that the combined account of J. Bohm and J. Bohm & Bro. showed annual renewals of $39,400. Will you state what correction 1z need- ed, if any, in that statement?” | FRICK COMMITTEE SCORED. he statement of Bohm & Bro. shows | aral carrier at Stockton and Horace relatives and 4s now en route for her Cruse substitute. | | former home. p— e —— Paddock, in a letter recelved from lrs.«rlsj Y;lE(‘;U :\'».\‘dzl —'n.; o $137,185 | his sister, learned that she had mar- 1 g0ld has been paid iInto the San Diego city man named Smith. “Her hus- treasury by the Adams Phillips Company of ;;’;:d fla“d four children died twenty Los Angeles for the iesue of bonds fo construction of water masns In e city, | years ago at Silver City, N. D, an indebtedness on June 30, 1905, of = $130,000," said Tarbell. “The total ad- | vances to J. bohm and J. Bohm & Bro, | were irl the neighborhood of $460,000 or ' more. The annual renewal interests were about $103,000 in 1904 and about $97,000 in 1905." < | know a note of music. ficer of a life insurance company to give from the funds of the company any sum for political purposes or for any person or persons to re- ceive, directly or indirectly, any such sum. Gerald R. Brown, head of the bond and | mortgage department of the Equitable Life, submitted a list of the office build- ings throughout the world and otHer properties owned by the soclety, and was questioned concerning the value, expense | and income of the main building at 120 Broadway. He was testifying when ad- Jjournment was taken, and will be called again to-morrow. ALBANY, N. Y, Nov. 2—William 8. | Manning of Albany, referred to at yes- Yerday’s session of the insurance Investi- gaton as ““Mr. Depew's cantankerous friend,” has been subpenaed to appear before the insurance committee in New York to-morrow. ATy MUTUAL CUTS EXPENSES. Big Salaries Reduced and New Ar- rangement for Agents. NEW YORK, Nov. 22.—At the regular meeting of the trustees of the Mutual | Life Insurance Company the offer of President Richard McCurdy to have his salary reduced from $150,000 to $75,000 was accepted and further reductions were made, amounting altogether to $150,000. The names of the officials af- fected were not made public. It was also stated that It was de- cided to place all the general agents on a salary instead of a commission basis. —— PIANOLA PIANOS POPULAR HERE Tremendous Shipments Com- ing for Leading Piano House. NEW YORK, Nov. 21.—It is stated that four carloads of Pianola Pianos left here to-day for Kohler & Chase, corner Post and Kearny streets, San Francisco. The Plunola Piano, which has been on the market but a comparatively short time, has swept all before it in New York. It is a new type of plan with a Pianola inside out of sight, an can be played, it is claimed, with the keys or with the Planola concealed in- side. The performer does not need to The shipment just sent Kohler & Chase is one of several, which indicates that San Francisco is not behind New York in musical progres: “BACK TO NATURE” PREACHER DIES FROM LONG FASTING A e » CHICAGO, Nov. 22.—Upable to retain nourishment, due to long periods of fasting, John Kleinst, the “back to na- ture” preacher, died yesterday. Kleinst who was 50 years old, had traveled all over the country on foot, wearing only sandals and clad in the thinnest and coarsest garments. When he did net fast he lived on roots and herbs. ' One of his beliefs was that the day of judgment was at hand, and frequently he would stop persons on the street, and with uplifted fingers, warn them to prepare for the last day. He wore no und:rew' ing. For a few months he was a familiar figure. in the dov?town nrtfil. in which heo sold pamphlets advocaf 'getting back to nuursn‘ e 9 St L | must remember that I am a {to do anything inconsistent with that nearly all of them value their reputation for There are two classes of remedies; those of known qual- ity and which are permanently-beneficial in effect, acting gently, ia harmony with nature, when nature needs assist- ance ; and another class, composed of’ preparations of unknown, uncertain and inferior character, acting tempo- rarily, but injuriously, as a result of forcing the natural functions unnecessarily. One of the most exceptional of the remedies of known quality andexcellence is the ever pleasant Syrup of Figs, manufactured by the Califor Fig Syrup Co., which represents the active principles of ) plants, known to act most beneficially, in a pleasantsyrup, in' which the wholesome Californian blue figs are used to con- tribute their rich, yet delicate, fruity flavor. It is the remedy of all remedies to sweeten and refreshand cleanse the system’ gently and naturally, and to assist one in overcoming consti- pation and the many illsresulting therefrom. Its active princi- ples and quality are known to physicians generally, and the remedy has therefore met with their approval, as well as with the favor of many millions of well informed persons who know of their own pe:éonal knowledge and from actual experience thatitis a mostexcellent laxative remedy. We donot claim that it will cure all manner of ills,but recommend it for what it really represents, a laxative remedy of known quality and excellence, containing nothing of an objectionable or injurious character. There are two classes of purchasers: those who are informed "as to the quality of what they buy and the reasonsfor the excellence of articles of exceptional merit, and who do not lack courage to go elsewhere when a dealer offers an imitation of any well known article; but, unfortunately, there are some people who do not know, and who allow themselves to be imposed upon. They cannot expect its beneficial effects if they do not get the genuine remedy. To the credit of the druggists of the United States be it said professional integrity and the good will of their customers too highly to offer imitations of the S \ Genuine— Syrup of Figs | manufactured by the California Fig Syrup Co., and in order to buy the genuine article and to get its beneficial effects, one has only to note, when purchasing, the full name of the Company—California Fig Syrup Co.—plainly printedon the front of every package. Price, 50c per bottle. One size only. LETTERS FROM BURTON VANISH Destroyed at the of the Accused According to a L e ST. LOUIS, Nov. 22.—Thomas B. Har- lan was the first witness to-day in the trial of United States Senator Burton, Request Senator, Witness who is charged with illegally accepting | fees while a member of the Senate. In recalling his conversation with Senator Burton when arranging for his ser- vices for the Rialto Grain and Securi- ties Company, Harlan said: “He said (meaning Senator Burton), ‘Now, you United I am not going to do States Senator. [ | | | anything inconsistent with my duty as | a United States Senator.’ “I assured Senator Burton that I did not want him under any circumstances position as United, States Senator and I was just as positive in my statement as he was in his declaration, so far as that matter was concerned.” Joseph P. Carr, who wss'er“luyed by thée Rialto Company during e period between November 1, 1902, and April, 1903, testified that on instructions of officers of the company he drew and cashed a check for $500 and took the currency to Vice President William D. Mahaney of the Rialto Company, in whose private office Senator Burton was seated at the time. Mahaney was placed on the stand and testified that on March 26, 1903, he had paid Senator Burton $500 in currency. ‘Witness also testified that he told Sena- tor Burton that as there were no fur- ther matters pending before the Post- office Department at Washington and that as Congress had adjourned and for the additional reason that it was necessary for the company to reduce expenses he saw no reason for the con- tinuance of the employment of Bur- ton. Mahaney further stated that upon the suggestion of Burton he destroyed two letters that Burton had written, Burton having said to him that should any of his leters fall into unfriendly hands, Burton’s motives might be mis- understood. Mahaney identified a telegram re- ceived from Senator Burton, which was read to the jury, in reply to a dispatch from Mahd#ney, telling Burton that it had been learned that two special in- spectors had been appointed by the 8 Postoffice Department to , investigata the Rialto Company. Burton's reply follows. “No complaint in the department against you. Will write full particulars by_to-night's mail.” Witness said that the letter referred to was one of those destroyed at Bur- ton's recuest on March ‘26, 1903. W. E. Cochrane, former chief post- office inspector, was recalled and testi- fled. On cross-examination the asked the following question: “The only time Senator Burton ever made inquiry of you regarding com- plaints lodged in the against the Rialto Company was on No- vember 20, when he asked simply ‘f any complaints had been made and you mentioned those of Evans and Houcke?” “It was,” replied the witne: “The onlys other time he mentioned the Rialto Company to you was when he inquired regarding the standing of two alleged Inspectors, and you in- formed him they were inspectors?” “It was.” 3 Court adjourned until to-morrow morning. defensc P — ENERAL CHAFFEE TO MAKE HIS HOME IN CALIFORNIA ‘WASHINGTON, Nov. 22.—Lieutenant General Chaffee to-day received through the French embassy here the insignia of grand commander of the Legion of Honor, bestowed upon him by President Loubet during his recent his | department | i | | visit to France in connection with the General Ch and Mrs. Chaffee will leave Washington to-morrow for Cali- fornia, to be gone until Christmas and during their stay. will select a home on the Coast for their occu- pancy after the general retirement early next year. staff for the next month. " General Bates will act as chief of CONDEMNED TO DEATH BY A MEXICAN JUDGE| Three American Murderers Sentenced to Be Shot in Chihuahua. EL PASO, Tex., Nov. 22.—In Chihua- ! hua last evening Judge Rios sentenced C. T. Richardson, C. S. Harle and Wil- liam Mason, three Americans, to be shot. The three men were accused of murdering two men in Chihuahua for life insurance money, Richardson being an insurance agent; Mason, his brother- in-law, the assistant agent, and Harle the examining physician. They murdere. a man named Devers, whom they decoyed from EIl Paso, and another man named Mitchell, who is said to be a half-brother of Mason. Richardson is from Rochester, N. Y, where he had a bad record as a lawyer and where he married Mason's sister. The case has been in the Mexican courts three years, tne arrests having taken place in El Paso and the men having been extradited from here. Harle was formerly an El Paso physi- cian. In Rochester Mason was known as William Mitcheli and Richardson went by the name of Leslie E. Hulbert. They left there suddenly because of alleged crookedness in divorce cases which they had handled. Mrs. Richardson, then Miss Mitchell, was a stenographer in Richardson's office before he married her. The case is the most notorious in the historvof American manipulations in Mexico, and is declared the boldest life insurance swindle on record. _—————————— OMAHA, Nebr. Nov. 22.—J. P. Radman, manager of the Papillion Times of Papillion, committed suicide last night by shooting be- cause of il health. —————————— SAN DIEGO, Nov. 22.—The German cruiser Falke arrived in port this afterncon at 2 o'clock from the north. PEED WAR BETWEEN TWO BIG RAILROADS Rock Island and Santa Fe Fighting for California Mail Contraet. CHICAGO, Nov. 22.—Fighting to se- cure a big mail contract between Kan- sas City and Los Angeles, the Santa Fe and Rock Island roads began a speed war at the beginning of this week. The spoil of the war is a contract, worth 250,000 a year, to carry the mail be- tween Kansad City and Southern Call- fornia. The profits of -this contract will be equal to almost the entire sum received, because both roads have to carry mail cars on their California limited trains to geccommedate the local mails, and the through mail will amount to but ten or twelve tons a day. Already both roads h: reduced the running time between Kansa City and the coast from thirty to forty-five minutes, and it is probable that before long faster time will be made. The new time card, which took effect November 12, schedules the Santa Fe's Califoynia train for thirty minutes shorter time between Kansa City and Los Angeles than heretofore, and to meet this the Rock Island’s train is be- ing run as a special at a forty-five minute reduction in time. This reduc- tion will become permanent when the Rock Island’s new time card goes into effect on November 26. ———————— Many Cholera Vietims. WASHINGTON, Nov. 22.—According to a report from Chief Quarantine Of- ficer Heazer at Manila, the total num- ber of cases of cholera in Manila since the beginning of the outbreak is 198, with 172 deaths; tofal number in the provinces 328 cases and 251 deaths. STERLING STREET, OPP: MCALLISTER 1039 MARKET $1.00 a week is all you pay. You pay nothing at all if a Rich- mond is not as good or better than we represent it. We return ALL the money you have paid on it. We represent a Richmond Range to be a fuel saver and a perfect baker. Nothing but the perfect Richmond flue construction would heat an 18- inch oven with a 6-inch fire box, and \ distribute the heat equally on top, bot- FURNITURE COMPANY.