The San Francisco Call. Newspaper, October 22, 1903, Page 7

THE SAN FRANCISCO CALL, THURSDAY, OCTOBER 22. 1903, SCENE OF SPLENDOR IS WITNESSED AT MARK HOPKINS INSTITUTE AT RECEPTION Society Welcomes the Guests of the City. Prominent Men and Women Are the Hosts. ER wome ty by These, the visitors to our music and ‘thousands ion was o v wh he CHILOREN 1§ THE SALOONS yville Parents Ac- cused of Neglecting Offspring. ancisco C: Oct venue, the Emeryville, behind Cruelty esti- hese saloons ces of busi- » . they allow » a dom of the portion of to which iety takes excep The society s are not such ina parents themselves & surro y from tl ary of the Ala- society, has the conditions ed with Marshal Emeryville Principal Emeryv & l. These two ¢ agreed to st her her efforts to ge this condition. If the evi] is not medied Miss Swett threat 18 to appeal c and through guardianship edings secure control of the children p them away from the saloons Swett said e had a talk with Marshal Lane and f the Emeryville school with re- itions that exist in Emeryville, en have agreed to give in their power. If the sssary \ can be brought eir aid. well and good, but appeal th the courts and nehip papers for those chil. neglect them. In some saloon-keepers and they frequent the saioon por- These are the worst which we shall give ——————————— Will Build Synagogue. A, C 21.—The Hebrew As- Ladies’ Hebrew En- Alameda held a joint afterncon and or- Hebrew parish in Ala- - decided to hold another £ at an carly date and make plans e { & new synagogue. Of- and a board of trus- arry out the work. ————— Fir eman Struck by Car. h J. ¢ 70 years of age and — embers of the local Fire down by a Folsom- ; between Second and Third eets late last night. He suffered a. act of the skull and three of his ribs were broke Little hope for his re- cove held out —— i€ out 2t the Emergency Hos- the vaulted dome of the Institute of Art there| rered last night the men who | e the financial destinies of the nation, and with them their | e Sea, were the honored guests fornia So- | to | est in their off- | deems t | a decided | Mal- | | COMPTROLLEROF CURRENCY WILL SPEAK TO-DAY HE delegates to the American Bankers’ Asso- | ciation Con vention achieved a vast amount of work yesterday and their programme for to-day is of great im- | portance. The feature of to-day’s ses- sion of the convention will be an elaborate address by Hon. William B. Ridgely, Comptrol- | ler of the Currency of the United States, his topic being | “The Business Situation and the Currency. J. E. McAsham, cashier of the South Texas National Bank | of Houston, Texas, will deliver an address on “The Money Sup- ply of the United States.” As | the meetings of the bankers are | open to the public, a large at- | tendance of visitors is expect- ed to-day. | This afternoon | visitors will be given a ferry- : boat ride around the bay and | | | the city’s all the points of interest will be visited. In the evening the delegates and their ladies will be the guests of the reception committee at the performance of “The Christian” at the Grand Opera-house. * PASTOR SUPPORTS | -~ EUTHANASIA IDER Openly Advocates the Putting to Death of Incurables. —_— Special Dispatch to The Call. ! NEW YORK, Oct 21.—"“Where prolon- | gation of life is simply prolongation of | hopeless agony, it seems to me that it | would be proper that such a patient | should quietly, decently and modestly be allowed to end his suffering. It seems to that such a course would be a step | forward in civilization and a step further | away from ba st | In these words Rev. Merle 8t. C. Wright | | me of the Lenox-avenue Unitarian Church placed himself on record to-night as fa- “euthanasia,” which, in medical is the putting of incurables to The suggestion was made before | voring | pariance, | death the | which held its annual’ dinner in Hotel Manhattan to-night, and, while it caused | much surprise because of its source, it w received with none the less hearty | applause, _Wright had previously suggested that doctors ought really to teach their pa- | tients more than wiey do, and that they | might upon thir professions a little | more from an ethical standpoint, per- haps. But when he got to the subject of euthanasia he admitted frankly .that it was giniply a dream. As a dream, however, he had no hesitancy in advocat- ing the doctrine. He sald the city might be divided into districts and every appli- ly, not merely by physicians, but by some eminent clergymen selected for the pur- pose, and, of course, there should be the consent of relatives and the consent—even the request—of the patient himelf. —_—— UNEARTH BONES OF GIANT PREHISTORIC ANIMAL Remains Believed to Be Those of Fos- sil Horse Are Found Near Bakersfield. | BERKELEY, Oect. 21.—Florence Glea- son and Walter James of Bakersfield un- earthed in the bed of the Calloway irri- gation cafial the remains of an animal of gigantic size, somewhat resembling a horse, but quite different in many ways from the modern equinet The specimens of the find were sent to Dr. J. C. Mer- riam, palaeontologist of the State Uni- versity. It 16 presumed to be a relic of the tertiary age. Further speciméns of the fossil are being unearthed and sent to the university. In regard to the Bakersfield fossil Dr. Merriam said to-night: “I have not examined the remains yet and so don’t know what they are of. The bones are only partlally unpacked.” They may be those of a common horse or some prehistoric animal, in. which case I would not care to commit myself until I have examined them. In any case they are not particularly valuable, except for their completeness.” e Love and hate have good memories, only indifference forgets. New York State Medical Association, | cation should be considered most careful- | — - - % SCENE IN THE MAIN HALL OF THE MARK HOPKINS ART INSTITUTE AT THE GRAND RECEPTION GIVEN LAST EVENING TO THE DELE- GATES ATTENDING THE BANKERS' ASSOCIATION CONVENTION AND TO THE LADIES ACCOMPANYING THE VISITORS FROM ALL POINTS IN HE UNITED STATES. | — — 3 'MEN OF RENOWN IN WORLD OF FINANCE MEET IN CONVENTION AND ADDRESSES OF BRILLIANCY PRESENTED AT GATHERING - ¥ be convinced that , what we considered the American Bank- ectfully submitte { L. HAMIiLTON, . HARDY, { NDERSON, Committee on Fi Insurance, Ramsay, vice president of the Union d Trust Company of Helena, vigorously opposed the proposition Bankers’ Association to enter into the field and sald that the banks cc continue to carry fidelity bonds as at present. A. Bartlett of Baltimbre also opposed the resolution and when he asked by a delegate what bank he represented, he replied, “I have a message from a fidel- ity company.” This caused a hearty laugh all over the building. Bartlett insisted that the resolution | recommended by the committee be voted | upon, but he was frowned down. ! L. | Kk | Mont., | for the insurance uld | F. G. Bigelow, vice president of the | Bankers' Association and president of the | First National Bank of Milwaukge, Wis., | declared that the association had no right | to enter the insurance field and that the | matter ought to be further considered by | bankers all over the country. He wanted izhe report of the committee referred to the incoming executive council. C. Q. Chandler of Kansas City opposed | the motion to set the matter over for an- other year. He wanted the question set- | tied at this convention and took a filng at the surety companies by saying, “We want no motions railroaded through by representatives of surety companies from | Baltimore.” An attempt was made to have the meeting adjourned, but it failed of the requisite support. A vote was tak- en to refer the resolution to the executive council and then a division was called for, resulting in 120 ayes and 133 noes. The motion to refer was lost. | Then the original motion was put that the constitution be amended to allow the banks of the assoclation to do their own bonding. J. B. Finley, president of the First Na- tional Bank of Pittsburg, opposed its doption and said that if the banks went to the bonding of bank clerks they might as well do a general fire, life and marine insurance business. H. R. Lyon, president of the First Na- tional Bank of Mandan, N. D., wanted | more time to consider the whole question, while J. G. Fletcher of Little Rock, Ark., was of the opinion that the fidelity com- panies should be given the business of bonding employes. J.. L. Hamilton, chairman of the com- mitiee that presented the report, then addressed the convention. He declared that the time had arrived when the banks of America ghould do their own bonding of employes. He said: We have given this matter careful consid- eration for five years and we finally came to a conclusion that we consider the only way. to amend present troubles. _The fidelity com- panies charge a very hight rate for bonding employes and it has only been by their own competition that their rates have decreased. The losses of banks are contested by the companies, and before this question of banks doing their own bonding came up seventy per cent of clalms for losses were contested. When the Bankers' Association took the matt we found that the contested claims droj to forty per cent. It is a difficult matter to col- lect’ on any bonds of fdelity companies, and in the last ten years while the actual losses | of banks have JD ounted to $100,000 annually the fidelity co es have paid ‘but $45,000 each year for clalms. I think that this ques- tion should be settied mow. A division vote was then taken on the adoption of the resolution presented by the committee, resulting in 133 ayes and 98 noes. The resolution to amend the con- stitution to allow.the banks to do their own bonding was declared lost, as the | constitution of the association can only be amended by a two-third vote. THE NEED OF MONEY ORDERS. L. P. Hillyer Presents Reasons for a Uniform System. L. P. Hillyer, cashier of the American National Bank of Macon, Ga., then read an able composition on “Money Orders of Bankers' Association,” and he was heard with marked attention. Mr. Hillyer is & splendid orator, and his methods of de- livery were rewarded by loud applause. The delegates enjoyed Mr. Hillyer's ad- dress, and it Is likely that - his ‘sugges- tions for a uniform system of bank money orders will be favorably acted upon. The address was as follows: A more. appropriate name could not have been given those small evidences of debt is- sued by the postoffice and the express com- panies than ‘“‘moncy orders.”’ - They are just what their name Iimplies—orders for money. They have been used by the public for many years and have always been honored when properly presented for payment. Not only the upper and middle classes of the United States but the ignorant negroes of the South, the half educated foreign laborers of the Northern and Western States and the heathen Chinee of the Faciic Slope have been taught to belleve in the solvency of these orders. They are per- faptly familiar with their form, shape and color and they know that the Government. of these Unfted States guarantees the payment of one, bile the great and powerful express companies guarantee the payment of the other. They have the same faith in these orders as they have in the actual money of the Gov- ernment. Without going into detalls, but just to show the size’to which the money order business of this country has grown, 1 will mention the fact that the postoffice now does a daily busi- ness of more than $1,200,000, averaging about $7 per order. As to the express companies, rellable figures can be had from the brief is- sued by the American Express Company In {ts suit with the Government on the war revenue tax scme years ago, and .from which I quote the following: “In the year ending December 31, 1899, money, orders were sold by all ex- Press companies to the number of 10,135,002, aggregating a total amount of $120,040,277 65. The express money order averages $11 84 per order and the average rate was 10 cents per order.” It has been estimated that a clean profit of $3,000,000 is annually made by the Government and the exvress companies in the selling of these orders and the business is steadlly growing. In view of these facts it is but natural that there should have been a 'neral agitation among the banks of America to recover this money order business. In 1804 the Texas Bankers' Assocfation adopted what was cailed the “reciprocal draft,” for the purpose of com- peting with the postoffice and express com- panies. This was a speclal form furnished to members by the assoclation, limited in amount to $200 and cashed without . discount by any member. The association expended considerable money in supplying the forms and advértising matter. A number of banks expended - an -additional amount to advertise it. Efforts to popularize this instrument proved futile, the public seeming slow.to recog- nize a_‘'draft’’ as equal to & ‘‘money order.’” The Georgia Bankers' Assoclation in 1896, two years afterward, adopted what was called a “circular check,” which, likewire, ran its course, It has been thought by the friends of these enterprises that neither {rstrument wag properly named. Both should have been calleq ‘‘money orde It would have taken two decades to have taught the masses what wag meant by the terms “reciproeal draft’’ and “circular check.’ But the bankers of the Lone Star State, with that same determination and heroism ‘displayed by their iorefathers when they galned their independence under the gallant Sam Houston, would not give up the fight. With 'renewed entbusiasm they have adopted what is now called the “bank money order,”” which has - been in use for several years. The Texas money order is drawn on New York, Chicago, St. Louls, Kanfas City, New Orleans|and other points and bears the insignia of the assoctation in the form of a shield. In ag address made by J. W. Butler, the secretary of the Texas Bankers' Assocla- tion, he sald: “‘The system of money orders, issued under the auspices of the Texas Bank- ers’ Association, has -proven quite.a success. For many years the subject of how to combat the inroads of the. exoress companies ‘and the postoffice our conventions. We found the key to the problem when ‘we decided by resolution ghat.the members of our jon associati ‘would: e no charge for cashing bank ex- change $200 or vnder. . “‘Besfdes u::luu““:e mflol::r- by this enterprise we have enlightened our assoctation. The noney ‘order Idea 8 1argoly to be credlted for the increase of meémbership in “the Texas from 239 at its fntroduction to the .present splendid number of 470, and the system s a potent factor in retaining this large membershlp. - To summarize the advant-. sges of the system: First, your exchange bears the statement, ‘bank money order.’ This enables you to advertise your exchange as ‘money order, which term is wel und stood by the pubilc. Second, you offer an order that will be cashed without discount almost anywhere in this country. We have not had reported a ° single Instance where & bank charged for cashing one of such orders.” The Missourl Bankers' Association, which boasts of the largest membership in proportion to' the number of banks, hus recently adopted a money order system. So has that active and wide-awake Minnesota Association, and I am informed that Kansas and California have a bank money order system of some kind. Wash- ington, Nebraska, New York, Michigan, Lovis- iana, Tennessee and . Virginia have already adopted, or contemplate adopting, a money or- der system In the, near future. Thus it will be seen that the Idea is a popular one, and it will not be long before many other States will be giving these money orders a trial. I belleve that to a large extent-the State associaticns will succeed with these orders, but it is my fixed opinion that until a money order sysiem can be devised whereby its orders will be asked Znot almost everywhere—but eferywherc as readily as are the orders issued by the post- office and the express companies, the postoffice and express companies will not be very much annoyed by our competition. The business ob- tained by these very wide-awake-and enter- prising State associations will not grow to any great and munificent extent until they adopt me plan waich will make the money orders ed by the little banks of Ty Ty, Ga., and Lickskillet, Tex., just as good as the. orders is- sued by those mastodon banks in the great re- serve citles. Not only must they do this, Lut they must establish'the fact in every State of the Union that an order issued by one baak is as good as an order issued by any other bank. The wise and progressive lsaders of these State bankers' associations are endeavoring tw have thelr money order systems adopted by all the other States. When they succeed in this, a long step forward will buve been made, but the system will still be incomplete. It is ab- solutely necessary for every moncy order issusd to_be as good as gold, and the question has been asked, “‘How can it be made so?” It-is infinitely easier for the public to become post- ed as to the reliability ot the postoffice and express companies than it is to learn about the standing~of thousands of diferen: banks from Maine. to California. In answer to this it is argued that no one ever saw a financlal statement of the express company, and. yet the public buys its orders by the thousands. This is not a good argument. It Is an easy matter to gain the confidence of the public, and so long as honest methods pravail this confidence can be retained, but let one act of dishonesty or insolvency be committed —and that confidence is. lost forever. It sometimes happens that the payment of an express order is delayed for a time because some officir—is short of ready cash, but we have yet to learn of the absolute repudiation of an express crder because of the company’s insolvency. Until we learn of this the confidence In express mon- ey orders will continue to increase, but '¢ an express company should ever fail, and its or- ders be flung upon the buyers as worthless pa- per, it will take fifty yesis to outlive the Frejudice that will be formed against them. The most successful bank money order sy: tem ever devised, or that can ever. be devised, will ultimately fail if an. occasional order is al- lowed to g0 to protest. It is not enough to win Buccess—we must deserve it. It is not enough to gecure the confidence of the people who buy our orders, but we must also secure the con- fidence of the banks in every State and Terrl- tory which may be called upon to cash them. We must make our orders safe. - These money orders must have something behind them be- sides the bank which issues them. May the day never come when the orders issued by any of our members can be justly styled ‘“Wildcat Orders.”” There must be some solvent guaran- fee that mo matter if the bank of issue fails irretrievably, its orders will be promptly paid. An absolutely successful bank money order will never be attained until this Is_done. These \ State associations will some day find this guar- | antee and all will be well, but that day will be greatly hasténcd if our American Bankers' As- soclation, with its power and influence, would lend the State associations its mighty aid! Now is the appointed time for us to act. We, ‘who have banded ourselves together for the purpose of promoting the interests of the bank- ing fraternity, should help them in this titanic e. “It is more Y‘Mhy to la;p in ourselves Than tarry till they push us.” 1 will not weary you with the details of the varfous ways in which thie help might be given, but I am sure that success awalits our in motion with the right men In control and we will have a money order that will stand the test, not for an age, but for all time. It will become so strong in the minds of the peo- ple that they will hoard these orders in times of-panic along with the cash they draw from the very banks which issue them. .Let us hel them, not_carelessly, but cautiously and ad- visediy.. The wisest' financiers of this worid are American bankers, and the wisest of Ameri- can bankers are- members- of this It is an idle tongue that will ‘bankers “to the task 3 ‘we turn our faces to the East, let us instruct our” executiye council to assist’the State asso- ‘We have but to start the machinery| clations, in their heroic fight. choose the wisest, brightest and most active to perform this work. and you may be sure that the money order system they approve will close for ever the ranting mouths of mossback critics! They will give us a money order that canrot be altered or raised—an order that will | be uniform in shape, size and color, so that it will be easily recognized wherever seen—an or- der which in five years, with the tremendous Let the council advertising and backing which this assoefation alone can give. will be as familiar to the llipino as his Spanish coln—an order which | will rival in stability_the notes issued by that Gibraltar of, banks, ‘“The Mother of Thread- needle Street'"—an order that will be as readily cashed in St. Petersburg as Chicago, in Paris as New York, in Vienna as San Francisco—an order. that wiil bring back to the banks of this country millions of profit which, in their blind indifference, they have been giving away. Let us trust this work to the clever men whom the executive council will appoint. These men wiil think twice before they act. They will make no unwise move ‘And, like the famous ape, To try conclusions, in the basket ereep | And break their own necks down!" They will not venture on this financial sea in a weak and saucy little boat whose untimbered sides will spring a thousand leaks should ““The ruffian Boreas once enrage the gentle Thet! but they will make their way in a strong ribbed bark that will ride safely and majestically on every wave and hurl deflance at every storm. Frank W. Tracy, chairman of the com- mittee on uniform laws, submitted its re- port. ‘During the vear two States had adopted the negotiable instrument law, which is now in force in twenty-three of the States—Florida, New York, Massa- chusetts, Colorado, Maryland, . Virginia, North Carolina, Wisconsin, Tennessee, Oregon, Connecticut, Washington, Utah, Rhode Island, North Dakota, lowa, New Jersey, Ohio, Pennsylvania Montana, Ida- ho; also in Arizona and the District of Columbia. The committee recommended that earnest efforts be made to have the law passed next winter by Louisiana, Maryland, Mississippi and Vermont. Lewis E. Plerson, vice president of the New York National Exchange Bank, then presented a resolution .providing for the | adoption by the assoctation of a uniform ;bank money order system, the resolution having been Indorsed by the executive council in its report. The resolution pro- vides for the appointment of a special committee to devise a plan and to report to the executive council. The resolution s unanimously adopted, by the conven- on. The session then adjourned until this morning. After the adjournment the dele- gates met by States in order to elect rep- resentatives to serve on the committee on nominations. GRAND FRUIT DISPLAY. Sacramento and Los Angeles Show Magnificent Products of State. The rooms of the Sacramento Valley Development Association in the Occldental Hotel have attracted a great deal of at- tention from the visiting bankers. They are handsomely decorated with beautiful flowers and a wonderfully lavish display of the products of the Sacramentp Val- |¥ In the center of the room is a table ldden with enormous bunches cf great lusclous grapes of every kind, while the side tables \are filled with boxes of figs, crimson pomegranates, apples and various other fine specimens of fall rruits. Wines of many hues and shades aiso gecupy prominent places among this chcice dis- play. The following bankers represent the committee in charge: Frank Miller and George W. Peltier of Sacramento, C. W. Bush ‘of Woodland, W. D. Rid Marysville and B: H. Burton of vev']‘fi;:.t The reception committee that has charge of the display consists of W. A. Beard, R. L. Brooke and Mrs. Caroline Olney. It extends to' each and every visitor a cordial welcome. -~ The Los.Angeles headquarters are at | the Occidental. The apartments are pro- fusely decked with vines laden with rich, luscious fruit and a great display of mag- | poise GIVEN TO VISITING BANKERS AND THEIR LADIES Rooms of Vast Art Gallery Crowded. Fine Programme of Music Is Rendered. % - nificent chrysanthemums, while rare wines are placed at the disposal of svery guest. Mr. and Mrs. Frank Wiggins have charge of the display. WILL VISIT SAN JOSE. Bankers to Be Guests of Sister City on Saturday. SAN JOSE, Oct. 21.—The Eastern bank- ers now In sessien in San Francisco will be the guests of the San Jose financiers next Saturday. About 500 visitors are ex- pected. A committee, consisting of W. V. Dinsmore, E. T. Sterling, A. B. Wilder and Paul Furst, has been appointed by the local bankers to make arrangements for the reception and entertalnment of the party. The bankers will arrive by the noon train. Rigs will be furnished and the ex- cursionists taken for a drive about the city and valley. They will be taken to the Sorosis farm, near Saratoga, where the packing and shipping of prunes will be shown. An elaborate luncheon, composed entirely of Santa Clara County products, will be served, under the direction of E. E. Goodrich of ElI Quito olive farm. Prunes will be cooked in the highest styls of the art, and attractive souvenirs given the bankers. It is designed to give the guests a re- ception that will be a credit to the city and county and one that will advertise the resources of the section. @ i O OTTO SPAMER WINS THRONG WITH VIOLIN There were empty seats not a few last night at Lyric Hall, but no gaps in the applause that met Otto Spamer, the vio- linist. This second appearance of the flddler showed him in an almost singu- larly more favorable light tham—at the symphony concerts, thesmore grateful acoustics of Lyric Hall doubtless con- tributing to the effect. Mr. Spamer’s pro- gramme included a notable variety of styles, ranging from the pure classicism of the Bach “Chaconne” to the pyrotech- nic marvels of the Paganini-Wilheimj concerto in D major. To say that Mr. Spamer was at his best in the Bach num- ber is to give high praise. His rendering of this violin epic was indeed notable, dignified, broad, smooth and fluently com- petent on the technical side. Sympathy, and distinguished tonal beauty marked the rendering of the little Wil- helmj “Romance,” in whicn the violinist in/ delightful. The Chopin-Sar- Notturne” again found him curi- ously wanting in sympathy and authority. In the Wieniawski “Airs Russes” Mr. Spamer’s clean and brilliant double-stop- ping welcomely Imposed itseif on the at- tention, the intonation as throughout being wholly admirable. So, too, in the spirited and dramatic rendering of the Paganini-Wilhelmj concerto—it seems, in- deed, that this player plays more easily a scale of sixths or octaves than of single notes. Not that this limits his technical genius, but it is its most notabl: feature. The heartiest applause greeted the fiddler, who has evidently established himself as a favorite here Mrs. Blanchard, who was the singer of She the evening, was in excellent form. seems to gain in style daHy, and last night with a dramatic verve, Vo smoothness and finish that I have not before heard her achieve In a long ex- perience of her work. Mrs. Blanchard's songs were ‘“Pleurez mes Yeux” (Mas- senet); ‘‘Ruhe, Sussliebchen,” ‘“‘Verge- bliches Staendchen” (Brahms), abd “Haenselein” (Taubert). Fred Maurer ac- companied, with his usual excellent judg- ment and sympathy. 6 BLANCHE PARTINGTON. ——eeer London Society Offers Prize. The Council of the Society of Arts of London is prepared to award a prize of a gold medal, or twenty pounds (§100) for the best dust-arresting respirator for use in dusty processes and in dangerous trades. The competition is not limited to British subjects, and all information may be obtained on application at the offices of the British Consulate-General, 520 Bat- tery street. —_——————— Theatrical Mechanice’ Benefit. The Theatrical Mechanics’ Association of this city will hold an entertatnment for the benfit of the charity fund of the assoclation, at the Alhambra Theater to- Worrow afternoon. Many talented art- ists have volunteered their services for the good Tuse and the sale of tickets has been extrémely large. BITYERS The Bitters will put the system in such good condition that dis- ease cannot obtain a foothold. It will purify the blood, restore the appetite and cure Insomnia, Heartburn, Sick Headache, In- digestion, Dyspepsia or Kidney Ailments. Be sure to try it. visir DR. JORDAN'’S anear MUSEUN OF ANATOMY 1081 MAZXET ST. et 34T, 8.7.Cal. AN & CO.. 1051 Market ¥t 8. F.