The San Francisco Call. Newspaper, February 10, 1903, Page 5

THE SAN FRANCISCO CALL, TUESDAY, FEBRUARY 10, 1903. ___‘—————m__—‘.—__:___—s GPEND CHAISTMA I ORIENT JAIL Two Local Society Men’s Holiday Dinner Is Rice and Water. ins and Grossmayer Are Arrested in Singapore | by Mistake. B e news has Just reached here that | known young soclety men of F. Hopkins, son of the late | Hopkins, and Mortimer Gross- meyer, suffered the indignities of spend- & Christmas day in a prison in Singa pore, and instead of getting their regu- ar Christmas dinner of many courses eir menu coneisted of cold water and e. Thelr arrest was all owing to & mis- take, and it took several days before thelr | entities were established and thelr re- ease secured. Hopkins and Grossmayer decided re- ently to make an extended tour of the world. They sailed from this port for the stayed pver a few days at Arriving' at Hongkong, they put up at the Hongkong Hotel. Hopkins asked for his mail, and among other let- ters cpenec an envelope addressed to & Inclosed he found curre ¢ $450, and wWas money ncisco by his moth home. F Hopkins and Gross- 1 protested their proprietor 'BENEFIT TO BE GIVEN FOR INFANTY The Affair Will Be Under Auspices of Young Ladies’ Auxiliary and a Large Sum Will Undoubtedly Be Added to Building Fund s expected that the house will be its capacity on ject. SOME OF THE ACTIVE WORK- A bullding in Columba square has been ERS FOR THE INFANT SHEL- under for some time and the TER B 1T. proceeds from the materiall that outing given by the auvxiliary to the chil- The members who are actively working for the benefit livan's “Patiédce” P. A. Morbio, structed and arraig BENEFIT will be Young Ladies’ Auxiligry to the Infants' Shelter at the Tivoll | Opera-house on Wednesday even- | ing, February 18, bert and | well-known satirical opera will be the bill and it is filled to the night in question by given by the e ssist in the worthy ob- | benefit will assist in swelling th ding fund for purpose. The Infants’ Shelter was forts the affair will undoubtedly be a thirty-one years ago and grapd financial success are: * Auxiliary came into exist- _ Miss Etlel Hendy, Miss Tda Carman, Miss The story of the summer Lucilfalev iss Samuels, Miss Alicia Mills, jams, Mrs. C. Holt M - M. Plerson, Mrs. nd because of hose ef- M S Morbio Appears in Court. | 5 Haves street, a Acquitted of Burglary. Herman Wendenburg was tried before was in- in Police Judge a jury in Judge Dunne’s Miss Louise Heppner. E. Cooper, Mrs. W. D, dwen is well knpown and needs no repeti- Fenni . J. H. Robertson, Mrs. R. L. It Toplitz, Mrs, C. H. Wilson, Mrs. Cutter, Mrs. L. J . A. W. Jackson, Mrs. Morris Thomas | court yester- Mogan’s court yesterday on afcharge of | day on a charge of burglary, and after anslaughter in connection | hearing the evidence the jury was in- by fation of | structed to bring in a verdict of mot a ho his house. t Mo rney demanded an te hearing for t fendant and was continued till this morning o'clock. 1t ton, 791 Sutter street, December 12, stealing a revolver, suit of clothes | other articles. Wendenburg was accused of hav- entered the room of Charles L. Pres- and and | BOYS COMBINE TO STEAL NEWSPAPERS WHOLESALE Q and at the subseri- Tell ll Abroad the easies make 2 I C. Reed’s Liberal Views. was delivered Clarence Reed, the California-street Methodist Epworth Hall. Mr. Reed in the theory of individual choice = observance of his religious be- » should live a life that was | upright. He should, he said, attention to “essentials” than theories.” Bovard, the Rev. Mr. Case Mr. Dennett were author- up resolutions to be sent, op Cranston of Oregon beéaring ex- of deepest regret at the death wife, which op and Mrs. Cranston were | nference F. C. Allen, who have | ears as missionaries in e Rev. Mr. the Rev. assed many bile, were ax he meeting ————— Bronchial Troubles often permsnently curea | Piec's Cure for Consumption. 25c per bottle. | —_———— Lady Thrown Out of a Buggy. | Mrs. Waller, wife of Dr. C. W, Wal- er, residing at 1 aight street, was se- ly injured by being thrown out of her buggy yesterday while driving along Ful- ton street. Mrs. Waller was on her way the park and when opposite Baker | street the horse shied at some object and swerved to one side, throwing her to the | street. She was taken to the Park Emer- gency Hospital in the ambulance from the Central Emergency Hospital, where T. H. Maher dressed her injuries, which consisted of wounds on the head, face and hands. She was removed 1o the Buena Vista Sanitarium and her husbang potified. ¢ e v ——— Valentines! Valentines! Valentines! Sanborn, Vall & Co., 741 Market st. L2 | occurred in Mexico | | £ the many present at | | an Francisco, Tuesday, 10 February, 1003, A music necessity, $15 The pianiy or vocalist invariably find the neces- sity of a music cabinet as soon as their music begins'to accumulate. Keeps it in order. Then you always know just where to look/for a certain selection when called upon to entertain your guests. Correctly pic- tured above is a cabinet 42 inches high and 20 inches wide. Built of mahoganized birch and equipped with a series of shelves and a compartment for books. Price $15. A three-piece bedroom set of oak, golden finish, for $19.75. Equal in quality and appearance to many sets selling elsewhere for a third mare. “Because we've been quiet about Morris chairs lately, don’t imagine we’re not in a position to talk. A big line here, and in justice to yourself you should lock at every pattern. Ask for those $10 and $12 chairs in oak, golden finish. Perhaps you won’t pay any more. St et G (Successors to California Furniture Co.) 957 to 977 Market Street, Opp. Golden Gate Avenue. suezer WOMAN STARTS WORK OF RELIEF Mrs. L. Schmidt Heads Subscription for South Sea Sufferers. Urges Merchants of City to Help Natives in Dire Distress. | Mrs. L. Schmidt, head of the firm of J. Pinet & Co., commission merchants, do- ing a large business with Tahiti and whose offices are at 3 California street, has set fhe ball rolling in aid of tbe hun- dreds of sufferers from ‘the tidal wave which swept over the Tuomatu archipel- ago on January 13 last. In the name of her firm she has started a subscription , list with a donation of $200. The business firms are earnestly asked to subscribe what they can for the unfortunates 3600 miles away, and funds will be received at the offices of J. Pinet & Co., 3 California | street, commencing this morning. J. Lamb Doty, manager and president ! of J. Pinet & Co., sald yesterday that the news of the disaster reached Papeete, the ! capital and the distributing point of East- | ern Polynesia, the day of the sailing of { the Mariposa for San Franeisco. “So we knew,” he #hid, “that the people of Pa- | peete will be short of provisions, having given of their monthly supplies to the ships sent already to aid the sufferers on the coral islands. We therefore have in- creased aur orders to our people in Pa- peete over and above the actual orders sent to us by them in order to protect them, knowing how short they will be.” Mr. Doty said that there would not be | much time to collect the subscriptions, and that they should be all in by Friday next in order that Saturday might be !devoted to buring flour, biscuits and other edibles, which can be shipped aboard the | Mariposa, which sails on Monday morn- | ing for Tahitl. | ““The town of Papeete,”” Doty said, “has a population of 5000 people, and they order | provisions from this port to last them only a few days over steamer day. The latitude makes this imperative, as the va- | rous goods would spoil were they to or- | der in larger quantities. | “I was for fourteen years United States | Consul in Tahiti, | speak. 1 know how tragic the situation 1s. I know that Papeete must have de- prived herself seriously to lend aid to the | unfortunates, and I feel assured that the i merchants of San Francisco will come to | the front nobly in the next few days and respond to the far distant call for aid. | { The money we collect we propose expend- { Ing in provisions to be sent down on the | Maripoza.” A woman, the head of a large and pros- | perous mercantile firm, has made the | first contribution. She resided for many rs in Tahiti and knows what these peoplc. left solitary on an archipelago |“hnue vegetation consists of palm trees and tropical grasses and relying on the | rain water In pools for drink, must now ! be suffering. The merchants of San Fran- cisco and the State of California have never been backward in helping those in | distress, and this last terrible disaster | will not appeal in vain to their generous | heart PERRERERERREREXREIERHLEEA Y 1GED PAYSIGIN QUITS THES LIFE Dr.H. H. Warburton Suc- cumbs to Attack of Pneumonia. Special Dispatch to The Call. SANTA CLARA, Feb. 9—Dr. H. H. Warburton, who was doubtless the pio- neer physician of the Pacific Coast at the time of his death, succumbed to pneumo- nia at his home here to-day. He was taken ill Thursday last, but until this morning no serious symptoms were noted. Dr. Warburton was nearly 84 years of age. Henry Hulme Warburton wés born in Betley, Staffordshire, England, May 1819, His father, grandfather and great- grandfather were physiclans. After a course at the London Hospital Medical Institute Dr. Warburton practiced with his father, John Warburton, until 1844, when he went to New York. He was surgeon on a whaling fleet from Yerba | Buena (now San Francisco) in 1845. He | ruised the northwest coast of America | and went as far south as New Zealand. | He resigned his commission as surgeon at | | Halfmoon Bay in 1847 and started across he mountains to this valley. Don Luis Arguello and a party of companions had been attending a festival at Halfmoon Bay and were returning over the range when they overtook Warburton, and with them he came to Santa Clara. He was clected Town Trustee in 1852, When Dr, Warburton first came to the Pacific Coast there were only three phy- siclans in California, and he often went as far south as San Luis Obispo. He rode a horse on professional visits all over Contra Costa, San Mateo and Ala- meda counties before they were coun- ties, recelving his pay In cattle and horses. The nearest physiclan was at Monterey. There was no doctor in San Francisco, except the one at the Pre- sidio. People frequently came from Los Angeles to consult him. There was no San Francisco at that time, and the two Presidios, one at Mission Dolores and the other in the location occupied by the present Government station, were the | centers of population about San Fran- cisco Bay. Dr. Benjamin Cory, Dr. Lee, an English physician, and Dr. Van Cani- gan, all ploneer practitioners, were later arrivals than Dr. Warburton. Dr. Warburton was married in 1555 to Mrs. Catharine Pennel (nee Long), and to them seven children were born. Dr. Warburton frequently remarked that he was one day older than Queen Victoria. He had six brothers and all but one were physicians. Besides the widow there re- main five children, Charles P., John G., Henry L. Warburton, Mrs. S. R. Jack- son of San Felipe, San Benito County, and Miss Ella A. Wagburton, Britt and Herrera Matched. BUTTE, Mont., Feb. 9—Mose La Fon- tise, welterweight champion of Montana, and Young Gibbs have signed for a fight. Aurelio Herrera and Jimmy Britt also have come to terms, and a fight between these two will occur. Both mills will be brought off next month in this city. LR Republican Gains the Seat. SACRAMENTO, Feb. 9.—The decision of ths Committee on Contested Elections seat- Ing M. S Wanzer Republican. of Santa Cruz, in place of A. D. Duffey, e Santa Cruz, was ratified in caucus by the Republican majority of the Assembly to-day. e from Company chise rate for the use by the Court and 1 know whereof I 23, | CONNECTICUT MUTUAL LIFE INSURANCE COMPAN Fifty-Seventh ~Annuai Repori| —OF THE— CONNECTICOT Mutual Life Insurance "Company. | To the Members: For many years the operations of the Connecticut Mutual have been assuming a more and more distinctlve and pecullar interest for its members, for the American | public, and for the whole insurance world, and for seferal remarkable reasons worth noting. For many years the great majority of companies have been gradually swerving from the lines of practice which are native and inherent in life insurance, until at last many of the largest and most rapldly growing companies have openly abandoned the motive of life insurance as the motive to which they appeal for their business; they no longer offer the results of real life insurance attained by them as the attrac- tion to the men whose familles need its protectigh and whose business they seek; they give thelr contracts other names: they suppress so far as possible the ap- Ppearance of a life insurance contract; they endeavor as far as possible to give them the appearance of a profitable investment for the insured himself. He is offered, not a life insurance policy for the sake of its | protection to those who need its protec- { ion, but a “Bond” as a money-making in- vestment for himself, trusting, apparent- 1y, to the general ignorance not to dls- cover the unalterable facts which make such a thing impossible, so far as the | great body of their cllents is concerned, and possible, if at all, only to a few at the undue expense of the many. | Life insurance undertakes to pay the money value of a man's life to those de- pendent on it, whenever they may lose it *by death. While he lives he contributes to pay the values of other men's lives by way ! of a premium proportioned to his risk of dying, according to his age. His risk of | dying increases each year, but his pre- mium does not increase; therefore it must “be so calculated that a proper part of it can be put into a Reserve Fund to meet the future increase of the risk; this Reserve is put at Interest, a certain part of which is yearly added to the Reserve; an addition to his premium is | also made to provide for his share of the | expenses. | If the death losses are as heavy as was | assumed in computing the premium, if the interest earned is no higher than was as- sumed and if the expenses are as much as was assumed, then the company will just pay its losses as they occur, and there will be nothing over for anybody; the cost of the insurance will just equal the income, | but if the losses are lighter, the interest rate higher and the expenses less than was assumed a saving will be made on each of these items of total cost, and that cost to the company will be so much less than the assumed cost. Mutual Life Insurance undertakes to give each man his insurance at only what it costs the company; at his equal share of that total cost in proportion to his risk and to the premium he has paid in. It re- ! turns to him, therefore, his share of the | savings. If it does this each year, then | he pays each year only what his risk has i actually cost the company for that year. | The more carefully the risks are selected | the better the rate of interest earned; the | smaller the expenses in proportion to the ncome, the greater the whole yearly sav- | ing; the less the total cost to the company, | the greater each man's share of the total | savings and the less his share of the total cost—if he gets back his share of the sav. ings. That fs Mutual Life Insurance. | There is no speculation in that; there Is nothing in that to make it attrd@tive to a man as a personal venture;: it is a pure expense to him, and no one is advantaged in any case except his beneficiaries, who | get the money value of his life which they | would otherwise have lost by his death. The only motive for a man to take a policy of Mutual Life Insurance, there- fore, is the need of those dependent on his lite for its protection, and his duty to give that protection to those whom he has | made, or who rightly are, dependent on | nis life and its financial product. and his | desire to get it at only its actual, proper cost, The only way to make a policy attrac- | tive as a personal venture to any man is | to do away with mutuality, except in the premium charged; charge the full mutual premium, but instead of giving back to each man his share of the yearly savings, divide them up among only a few and make the rest go without. No man would accept such an proposi- tion unless he was either assured, or felt a considerable degree of confidence, that he was to be one of the few. So the thing is put up as a gamble, Each man agrees to leave his share of the savin, with the company for, say, twenty years; that if he dies meantime, his policy be- ing still in force, all his yearly shares \Qf savings which he might have had back shall be forfeited to the company for division among the final few; also, if he does not keep up his policy, his share of the savings while it was in force shall go the same way. The division is sup- posed to take place at the end of the twenty years among those who have sur- vived so long and aisv nave pald their full premiums straight through; but each one has had to agree beforehand to ac- cept whatever the company allots to him as his share; there is to be no state- ment of the size of the “pot” nor any ac- counting for its distributlon. The expected value of the share in it of each of the final few is set forth in the estimates of various *“bonds” and other forms of con- tracts, the specific feature of all of which is the postponement of all dividends for some period of yeprs. It is the chance of being in at the final division and get- ting what others have lost that is the at- traction, addressed to the personal inter- est of the man and not to his sense of duty and honor toward his dependent family. That chance, as estimated by the companies originating the scheme, is about one in three. At least two-thirds will drop out by the way. Each man ex- pects to be of the one-third. So he stakes his own proper share of the savings for twenty years in the hope of helping divide what the other two-thirds must lose. And the company holds the stakes ‘without accountability to any one. Notwithstanding the fact that none of the companies doing this sort of “invest- ment” business have ever made a dividend | | | their membership. { Personal interest | which even approximated the estimates which attracted the “investors,” and that these dividends have steadily and rapldly shrunk through all the many vears of | their experience, it is true that they still 1 | to | in what is made to appear a ‘“‘good thing.” for which some one else is expected to turnish the contents, is a motive far more | easlly appealed to, with less effort, and | with much readier success, than one's sober, unselfish duty to those he has made helpless and dependent, and whose protec- | tion he has no right to put in hazard. The point of view of the companies se]l- | ing postponed dividend schemes is admir- | ably revealed in the instruction recenm'. given to its agents by one of the \er}" largest of them: the italics are the com- | pany's own: “Get the idea out o% yaur | own head, and keep it out of the investor's head. that you are simply assuring his lite Avold that inadequate conception of the transaction. View the matter acecu- rately and scientifically. You are selling a block of bonds—that is the first idea. To that you add the idea of insurance. In- surance of what? Why, insurance of the investment. It is not, atrictly speaking, life assurance any more than it is fire| insurance, or marine Insurance—it is bond insurance.” ‘“But your client may say, ‘The question of cost is a gamble after all” Well, you can, for the sake of argu- | ment, admit that itis a gamble. It may | aid you in selling your bonds.” 1t is precisely because the great bulk of business now done by life insurance com- panles is made to appear and to be as lit- tle llke real life insurance as possible, and as much like a-financial venture of personal profit to the “investor” as pos-| sible, that the operations of The Connectl- | cut Mutual take on a peculfar interest to all whose families need the protection that pure life insurance alone can give. | For The Connecticut Mutual is not of- | fering “Bonds” nor “Investments” which | can be made an actual investment to one { man only by taking what two other men have lost on their “gamble.” It seeks out | the men whose families need life insur- ance; It offers them real life insurance, in its own name, on its own proper mo- tive and basis; it does not expose itself and its business and the protection of its | beneficlaries to complete destruction by policy contracts which permit all the re- serves to be drawn out in cash, in any year, at the will of the policy-holders, like a deposit In a bank; it holds and treats its funds in the only manner in which they can be held and treated for the proper protection of real life insurance contracts and with an eye single to the sure care of its beneficlaries whose cer- tain protection is the only reason for the existence of a life insurance company. Therefore, The Connecticut Mutual re- mains actually aimutual life insurance company. It selects its risks with great care, in a limited area where the condi- tions of life and health are well known: it seeks safety and falr returns on its in- | vestments; it keeps down its expense rate | as low as possible; all in order to save as much as possible of the premiums re- | ceived by it, to be returned each year to those from whom they were received, so that each man’s insurafice shall cost him as little as possible, and only what it has cost the company; and it seeks to deal in entire equity and the good faith of true | mutuality with those who lapse or die, so that nojone is plucked for the advan- tage of some one else. In a word, it is doing and seeks to do business as a real mutual life insurance company, for life insurance purposes, knowing that never before was pure life insurance so much needed as now, and all the more because so much has its place been usurped by that which is not pure | life insurance at all, and the funds for which can no longer Le held with any cer- tainty for any purpose of life insurance. 1t is In this light—as a real mutual life insurance company—that its operation: are to be viewed, and their results weighed. THE EXPERIENCE OF 1902 In general the experience of the com- | s pany during the past year has been of | that steady, even-going character which | should characterize an old, thoroughly grounded company, conservative in hold- ing to the~real purpose of life insurance | and to ail that best effectuates it and yet succeed in attracting great numbers 1 progressive in that which will the better | commend it to those who want it only for that purpose. The New Business taken on in 192 was somewhat more than that of the previous year. The Old Business has persisted in the| usual remarkable degree, so that the amount of business in force at the end of the year shows the same steady gain as‘ for several years past. The Mortality cost for the year 1502 was | 227 per cent less than that expected and provided for, effecting a saving of $545,256. The Expenses of management for the year were less than for the year 191 | INTEREST. For several years the abundance of money seeking conservative invbstments has caused a progressive decline in the rate of interest on good sécuritles, and this Company has been somewhat affected thereby, in common with all other finan- cfal institutions which derive their inter- est income from investments of & per- raanent character. Our interest income has, however, been satigfactory, consid- ering existing conditions, and a consider- able margin above reserve requirements has been saved. Owing to the very low rate of Interest obtaining early in the year and during 1901, the market value of our bond hold- ings was very high, even on a conserva- tive view of the market. During the year the money market so radically changed, carrying the rates of interest so high as to cause something of a decrease in mar- ket values, though very slight as a per- centage on our large holdings, indicating their strong character. Such changes do not affect at all the income from them, and with a return of former conditions a return of former values Is to be expected. | With the exception of two items of Tex- as municipal bonds, interest has beeni very closely collected on all securities. | The Real Estate Market in 192 was not | a very favorable one for seiling, but the Company disposed of $) pleces of fore-| AD. closed property, costing $821,883 46. As our members are already aware, the | Company has, during the last three years, | been erecting a new office building, which is practically completed; it has also been making such changes in its old bullding | as increase its capacity, add greatly to its | convenience and attractiveness for ten- ants, and connect it with and adapt it to the new edifice. This wofk is near com- pletion, and the whole seems likely to prove a judicious undertaking to a satis- factory result. ’ The Surplus at the end of the year stands at $5,379,992 43; by the legal stand- awd it is over $3,000000. It was reduced during the year by tfle temporary shrink- age in market values of bonds already referred to, by a balance of profit and loss of $57,257 98 on sales of real estate and va- rious other minor items, and also by the fact that we returned surplus to our pol- icy-holders on the same scale of dividend that we have maintained for twenty-two years. From 1881, Mour-nrplm-uum 155, we not only returned this high rate of dividend, increasing it somewhat in 1802, but added to the surplus each year until 1898, when it stood at $7,521.909. Since then it has been more or less drawn upon each vear in order that the cash payments by our policy-holders need not be increased, and in order to tide over, as far as may prove practicable, the conditions which are still unfavorable to so large a saving of surplus as was possible for so many years. The maintenance of the low cost to our members during unfavorabls years was one of the purposes of that great accumu- lation, and our present scale will be main- talned until it shall seem expedient to draw no further on the surplus fund. Attention is called to the list of assets and labilities published elsewhers. We also ask careful consideration of the following summary of our financial his- tory of fifty-seven year: 261,500,614 53 63,094,658 07 £3 i g8 : s« $2 ° IRIE ;-1 =.~=:_§ $3E £ % € - - = = 333 CRE 3 B s 3 - E e =3 Of the mmm 83 which The Connecti- cut Mutual has received from its policy- holders, it has returned to them or paid | to their beneficiaries $220,472.548 69, or 99.30 per cents What it has so paid back and what it still holds as security for pelicy contracts aggregates 386,117,135 40, or 123.57 per cent of its rewerpts from policy- holders. This has been done at an ex- pense ratio of only 9.21 per cent of the total receipts. This is a record of a Mutual Life Insur- ance Company doing actual Mutual Life Insurance, and it challenges comparison. Respectfully submitted, JACOB L. GREENE, President. Steamers leave San Fran- cisco as follows: For Ketchikan, Juneau, Skagway, etc., Alaska—11 & m., Feb. 10, 15 M Vancouve Port Townsend, Seattle, Ta- coma, Everett, Whatcora— (1 Change ac Ry.: t Vancouver to C. P Eureka (Mumboldt. Bay p. m., Feb. 15, 21, 27, Mar. §; m., Feb. 12, 18, 24, Mar. 2. For Los_Angeles (via Port Los Angeles and Redondo). San Diego and Santa Barbara—Santa Rosalia, Sundays, 9 a. m. State ‘of California, Thursdays, 9 a. For Los Angeles (via San Pedro and Ellt San Pedro). Santa Barbara, Santa Cruz, Monterey, San Simeon, Cayucos, Port Harford, San Luis Obispo, Ventura, Hueneme and eNewport. ("R mora only.) Ramona. 9 a. m.. Feb 10. 18 26 March e. Coos Bay, 9 a. m., Feb. 14, 22, March 2. For Enserada, )hldalena ‘Bay, San Jose Cabo, Mazatlan, Alata, La Paz, Santa Rosalia, uaymas (Mex.). For further information obtatn folder. reserved to change steamers or satling aate T'C‘KF’!‘ OFFICE—4 New Montgomery Palace Hotel. “rreight Otfice. 10, Market st. C. D. DUNNAN F‘.-eu.-r Agt.. 10 )(nrket . a Francisco. O.R.& N. CO. eo. W. Elder’” salls Feb. 17, 27, March 9, Feb. 22, March 4, 14, Pomona, 1:70 Corena, 1:30 p. 12 Columbia™ 4. Only Steamship Line to PORTLAND, OR. and short rail line from Portland to all point Through tickets to all points. all rail eamship and rail, at LOWEST RATES. tickets and meals. at1la. m. D . HITCHCOCK, Gen. Agt., 1 Montgomery TOYO KISEN KAISHA, (ORIENTAL STEAMSHIP CO.) Steamers will leave wharf, corner First and Brannan streets. at 1 p. m., for YOKOHAMA and HONGKONG, calligg at Kobe (Hiogo). Nagasaki and Shangha® and connecting at Hongkong with steamers for Indla, ete. No sails | cargo received on board on day of safling. N MARU (calling at Manila) s S. HONGKONG TARU..Wed.. Via Honolulu. Round trip tickets at reduced For freight and passage office. 421 Market street, W. H. AVERY, General : fecanicS.S.Co. v = MARIPOSA, for Tahitl, Feb. 16, 10 & m. !S SIERRA, for Honolulu, Samoa, Auck- llnd and Sydney, Thursday, F 10a m ALAMEDA, for Honolulu, Feb. 28, 2 p. m. ‘l PRESKELS R Tett s, 143 Rartt Ry [ Ifi.l:lil 1, halfie 3L AMERICAN LINE. NEW YORK, SOUTHAMPTON, LONDON. Finland,Feb, 14,10 a.m. St. Paul.Feb.28,10 a.m. Phila..Feb. 18, 10 a.m. New York.Mar.4,10s.m. RED STAR LINE. NEW YORK, ANTWERP, PARIS. Finland.Feb.14.10 a. m.|Kroonl'nd.Feb.23,10 am Vader!'d.Feb.21,10 a.m.|Zeeland. Mar.7.10 a. m. CHAS. D. TAYLOR, G.P.A.C.,30 Montg'mry st. pany's CCMPAGNTE GENERALE TRANSATLANTIQUE DIRECT LINE 1'0 HAVRE-PARIS. ‘a Saturday, at 10 a. m.. from Pler North River, foot of m Ilr‘-‘. ond-class to Havre. $45 and upward. GENERA CY FOR UNITED STATES and CA York, J. F. FUGAZI & CO., Pacifio Coast Agents, 5 Montgomery avenue, San Francisco. Salling every Thursday. in“d First-class to Havre, $70 and upward. Sec. 3 32 Broadway (Hudson building), New Tickets sold by all Rallroad Ticket Agents. BAY AND RIVER STEAMERS. FOR U. S. NAVY YARD AND VALLEI). Steamers GEN. FRISBIE or MONTICELLO. 9:43 a. m., 3:15 and 8:30 p. m., except Sun- day. Sunday, 9:45 a. m.. $:30 p. m. Leaver Valiejo, 7_a. m., 12:30 noon, 6 p. m.. excep! Sunday. Sunday. 7 a&. m., 4:18 p. m. huu cents. Telophnne Main Landing office, pler 2, dock. HATL’I’ BROS. _— 18 Pages. 81 per Y‘ear