The San Francisco Call. Newspaper, November 12, 1898, Page 4

THE SAN FRANCISCO CALL, SATURDAY, NOVEMBER 12, 1898 FXPOSE OF SHERMAN'S CRAFTY MANIPULATION How the McDona 0 Financial Disaster and Dishonar, ies of the Pacific Bank Discover e Conspirator Studies. The Call presents this morning a crit- | icism of the Los Angeles Electric road deal in which the Pacific Bank and the People’s Home vings Bank became involved through the agency of Moses.| is n as t pub! Call. jon is pub-’ as t of hed The H. Sherman. This ecritic thorough and scathing as v J. H. Woodard, which wa yesterday morning in The critic whose expert op! lished this morning was George M. Mitchell, a confidential adviser of the McDonalds and a trusted employe of the Pacific Bank. ~After the McDon- alds had been inveigled o the Los Angeles Electric deal, Di MecDonald sought to fort himself in his posi- tion or to discover some means through which he could retire without loss from the speculation. He TN H: Woodard and George to | make the necessary ion. | Woodard was more thoroughly in- formed than Mitche but latter rendered a report that was extre ¥ valuable, particularly- in the light of subsequent events. He showed, in the first place, that Sherman resisted every effort of inc qui and objected particu y to any investigation that would reveal the con- dition of his bool Mitchell discov- ered at that time t the Los Angeles manipulator was in ecollusion with A. F. Johns and closely allied with him in every affair that might prove of mu. tual advantage. When Mitchell sought to obtain any information in reference formed to the books he was quietly by St an that A. F. Johns had al- ready obtained every fact that could to the Pa- possibly be of any benefit cific Bank and its ma When the investigator found that it was out of the question for him to expect any co- operation on the part of Sherman he in- stituted an independent inguiry and submitted his report to R. H. McDon- ald J This report should have led the de. luded banker out of the culation. Its only material result wa3 to cost Mitchell his position with McDonala. | The young man earned for his labors | the ill will of the McDo: ds and the| hatred of Sherman. He had the satis. | faction, however, of contributing to the secret history of the P sketched thr to the public a most interesting char- acter study of Moses H. Sherman, J. F. Crank and J. H. Woodard. This | criticism of Mitchell is of great value | to a thorough understanding of the great Los Angeles tric road deal | that led the McDonald banking insti- tutions to destruction. While engaged in his inquiry George M. Mitchell met Charles Dunsmore, who was then a member of the banking commission. | Mr. Dunsmore was a close friend of | M. H. Sherman. Through the agency | of Mr. Sherman a brother-in-law.of Mr. Dunsmore was placed in the Los Angeles bank. The report of Mr. Mitchell on the dttitude of Mr. Dunsmore might there- fore have be reported to his employer that Duns- more, who is now secretary of the bank commission, was very favorably d posed toward the McDonalds and was very much pleased to know that they | had taken the awful .burde Riverside bank upon their backs. Dur- ing his investigation in the southern | part of the State Mr. Mitchell also met Colonel J. H. Woodard, whose name in- variably had a paraly 3 on | sSherman. ~Woodard hac re- | ceived $1000 from the Los Angeles Elec- | tric Road Company and was at that time engaged in-hounding Sherman for $1400 more. Mitchell's letters contrib- ute a very valuable element to the his- tory of the banks. SHERMAN BALKED AT ANY INVEST- IGATION OF HIS AFFAIRS. George M. Mitchell was as unsparing | in his criticism of Shermdn as was Colonel Woodard. Mitchell was an em- | ploye of the Pacific Bank, and in the | middle of 1892 was sent by R. H. Mc- | Donald Jr. to the southern part of the | State to investigate the affairs of the Riverside Bank and of the Los Angeles Electric Raiiroad, At the very time Mitchell was making his investigat Woodard was compiling his sensational report on the Los Angeles road. This ADVERTISEMENTS. Pears’ .~ Get one cake of it.. ~ Nobody ever stops at a cake. | N THE LOS ANGELES RAILROAD SPECULATION Ids Were Led o s Plans—Pen report, as already indicated, revealed to ycung McDonald the dangerous character of the ground upon which | he was standing. While Mitchell was not able to secure the detailed facts that Woodard had obtained, he was nevertheless able to see that considera- ble fraud and a great deal of misrepre- sentation: were being used to keep the Pacific Bank in the gigantic scheme that Sherman expected would bring | him a fortune. When Mitchell arrived in Los An- geles on his mission of inquiry he found that A. ¥. Johns had preceded him. Johns, as a matter of fact, was not only Dick’s sycophant, but Sher- | man’s ally. In a letter written on| gust 2, 1892, Mitchell indicated the difficulties under which he sought in- formation in reference to either the Pa- cific or the People’s banks. All of his questions were either parrfed or evaded by Sherman, who. declared he had given all the information neces- | sary to A. F. Johns, and that nobody | else would’receive it. This led Mitchell | to believe that Johns and Sherman | were in a conspiracy to ruin the Pa- cific Bank and to misrepresent the true | condition of affairs of the Los Angel Electric Railroad. 1In the letter that will follow Mitchell expressed his opin- | ion, and fn doing so exposed one of the | essential facts of the history of the banks’ ruin. Excerpts from this im- | portant letter are as follows: | LOS ANGELES, Cal., R H MeDoamd Jo, b il ar K V. P. Pacific Bank | ‘morning I called on it was the first time I ever | had an opportunity to meet him. He re- ceived me very kindly and informed me | that he knew of me and my intended visit | and informed me that there was nothing B i rided Gy aveint e By T b Fran Sotped ¥ 1ok o0 o ; o Augelos. 6“4? ’//j:/j;z : 4““"*;; Poreee ~ | Pz 2P BANK COMMISSIONER DUNSMORE WAS PROPITIOUS. While George M. Mitchell was engaged In the investigation of the affairs of the Los Angeles Electric Rallroad he devoted some of his time to an inquiry into the condition of the Riverside Bank. practically a dead weight upon the Pacific Bank. This bank had become The Bank Commissioners were watching it with suspi- cious eyes, and Mitchell reported to his employer that he had met Charles Dunsmore, who was then a Bank Commissioner, and had found him extremely favorable in his attitude. with subsequent developments in the history of the bank, is extremely significant. Mitchell’'s report, in conjunction Part of the letter which he wrote to the vice president of the Pacific Bank is given in fac-simile above. delegated by Dick to look intosthe af- fairs of the Riverside Bank, that had become a tremendous burden to the Pa- cific. In connection with this inquiry Mitchell met Charles Dunsmore, who was then Bank Commissioner and is now secretary of the commission. Duns- more was at that time for a variety of reasons favorable to the McDonalds and their interests, and in the follow- ing letter Mitchell shows how extreme- ly favorable Dunsmore was in refer- ence to the Riverside Bank: LOS ANGELES, Aug. 14, 1882, at T could do for him; that Mr. Johns had done it all. He was very sorry that | had met Mr. Crank or Mr. Spence be- | fore seeing him. T was surprised, to say | the least, and In reply to my questions he | assured e that Mr. Johns would be fur- | hished with state Sherman insisted th ing. _In fact, insisted, as the director of the Pacific, ould do nothing and said that erference by a strange man h his interests would not be al- | lowed. I confess I was at a loss just how to | proceed, so I sought again advice of Mr. | Crank and gave him in substance the in- terviews with Mr. Spence, Mr. Clark and | Mr. Sherman. He admitted he did not‘ quite understand the turn affairs had taken and advised to write to you for par- ticulars. I am. yours truly. GEORGE M. MITCHELL. MITCHELL HAD A “FINE" TALK WITH BANK COMMISSIONER DUNSMORE. | When George M. Mitchell went south | men were Colonel J. H. Woodard, the | in 1892 for R. H. McDonald he had| other duties besides an investigation of the Los Angeles Rallroad. He wanl R. H. McDonald Jr., V. P. Pacific Bank, San Francisco—My Dear Sir: I saw Mr. Charles Dunsmore, Bank Commissioner, this morning and had a fine talk with him. He was In my room. We of course talked about the Riverside Banking Company. | He seemed very much interested and as- | sured me that the Commissioners werc pleased and felt easier now that they know your bank was taking such an in- terest in getting the Dyers fixed up. He thought there was no danger for the near future and assured me that the Dyers as well as all the directors knew exactly how matters stood. T am, yours truly. GEORGE M. MITCHELL. IN THE THREE GREAT ACTORS SHERMAN'S CONSPIRACY—A CHARACTER STUDY. On August 24, 1892, Mitchell wrote an exceptionally important letter, in which he drew a character word study of the three leading figures in the Los An- geles Electric road deal. These three nemesis and_implacable enemy of Sherman, J. F. Crank and Moses H. Sherman himself. Crank and Sher- i | 1 | man Wwere enemies. made a deliberate attempt to ruin Crank and had failed. Woodard was a close personal friend of Crank and was intimately acquainted with the af- | Sherman had | opinion could not be more thorough and no one could be more in sympathy with | the successful operation of his business fairs of the Los Angeles Electric Rail- | road. Dick McDonald was deeply concerned to learn every fact in connection with the road, and Mitchell told him at that time that he did not believe Sherman was acting honestly in his administra- tion of the affairs of the road. The letter that will follow is a very long one, but is of vital importance in a cor- rect understanding of how Sherman trapped the Pacific Bank into a sup- port of his gigantic scheme. If any effort be made by the robbed deposi- tors to gain some of their money that went into the Electric road this letter of Mitchell’'s will be extremely valua- ble. LOS ANGELES, Cal., Aug. 24, 1892, .. H. McDonald Jr., V. P. Pacific Bank—My Dear Sir: What I am to write to you may possibly exceed what gnu may think may be the object of my eing here, but I hope not and believe it will show to you that I have not been idle. I also feel that whatever knowledge I may be in possession of belongs to you. I wish to write of the three particular | | men connected directly and indirectl; with the subject at hand. I wish to speal first of Mr. Crank. I inferred from what vyou told me that you not only considered his ability as a business man, also his in- tegrity and honesty of purpose, but also in the scerity of his iriendship toward you. I have found him to be a ver leasant person as well as a thorougfi usiness man, studlous, industrious and faithful in the discharge of the dutles of his position. The management in my e :Los Angeles, (alif. aug.- 24, 1892. I believe Mr. Sherman to be visionary and imaginary in the ex- treme, a man that is not capable of planning so as to see the end from, 1 expected. Mr. Mitchell| the beginning,a man that has no knowledge of details,a man that cannot | confine himself to anything else but drcams, without the ability or the |standing to be able or to have the influence to have them executed. lam satisfied that Mr. Sherman does not and will not tell to those that o with us. Ta (Gerk r the incurring of expenses. o 1 ot we are interested all that he knows in regard to the disposition of funds I donot like to say, and yet I know you /will excuse me for saying it, I do not think Mr. Sherman is honest J ¥ A CHARACTER STUDY OF MOSES H. SHERMAN. After the Pacific Bank had been made insolvent by its dfsastrous speculation In the. Los Angeles electric railroad R. H. MecDonald Jr. sent George M. Mitchell to investigate the affairs of the road and report its condition. Mitehell gave an extremely intgresting pen picture of the three great characters in the Los Angeles deal. In this report The in- vestigator, with unsparing and critical touch, outlined the qualities of Sherman, J. F. Crank and J. H. Woodard. The fac-simile given above is an excerpt from that part of Mitcaell's letter which deals with M. H, Sherman. ‘When Mitchell wrote his letter | than is Mr. Crank. He is not a man that favors any underhand arrangements and seemed to be pleased when any proposi- tion is presented that looks toward the consummation of his plan of consolida- tion, whereby all parties that are inter- ested or have been interested will realize | the most for their original investment. Second—Mr. Sherman impresses me en- tirely different. To be sure I have heard of him a number of times before and a great deal about him, but will say honest- ly that I was not prejudiced or biased against him, as I had never had the pleasure of a personal acquaintance, and I called at his office the first time with the very friendliest feeling. The recep- tion that was accorded me had a very unpleasant effect, but as I have already | written and told you all about it, it is not necessary for me to repeat it here, but I cannot help but think now as I recall what he said to me and how he said it, I theught very differently of him, | of his ability, of his honesty and of his intentions and desires from what I would have done if he had been definite and more frank with me. Comparisons are sometimes very un- satisfactory and not very pleasant to make, but when I make the comparison between Mr. Crank and Mr. Sherman I am convinced that there is between the two nothing in common. I believe Sher- man to be visionary and imaginary in the extreme, a man that is not capable of planning so as to see the end from the beginning; a man who has no knowl- edge of details; a man who cannot con- fine himself from anything else but dreams without the ability or the stand- ing to be able or to have the influence to have them executed. I believe him absolutely incapable of gres&nllng a plan where business men will e able to follow out with detall. I find it is impossible for Mr. Sherman to talk any great length of time on any one sub- ject. Not that he would not do it with me, that cuts no figure, but Mr., Crank says_that he will not and could not do it 'with him; that it is an impossibility for Mr. Crank to engage his attention on any one subject or scheme or plan for even a few minutes in succession. I do not know, so I will not say positively, but I think and I believe that all the transactions of Mr. Sherman’s company are not kept in regular business like man- ner, that is 1 mean that no complete or systematic set of accounts are kept. am satisfied that Mr. Sherman does not and will not tell to those that are interest- ed all that he knows with regard to_the disposition of funds or the incurring of ex- enses. 1 do not like. to say and yet I now you will excusé me for saying it I do not think Mr. Sherman is honest with ou. Third—I need only say a few words in regard with Mr. Woodard. You know him but not, perhaps, quite as well as I do now. Let he is a smart man, bright and a regular bulldog as far as determination is con- cerned, but 2 man of the meanest de- scription of principle that can possibly be had. He hates Sherman. He is bound to ruin him for no purpose except a de- sire to ruin somebody. 1 do not think he has any just cause, but that cuts ho figure wit! im. I am satisfied that he has only friendly feeling toward you, but to strike at Sherman he wishes also to strike at Sherman’s assistants, whether it is you or anybody else, it makes no difference to h.m. e has heard Sher- man say a great deal in regard to the way he Is being assisted by you. He defends his act by saying that Sherman is a dangerous man for the community and ought to be out of the way, and that you ought not to assist him, and that you by assisting him enable the rascal to still continue his rascality. All along he has talked about suing Sherman for this $1400. He seemed to think that com- mencing the suit it would be impossible to ignore the relationship that exists between your bank and Sherman, but I was pleased to learn last evening while talk- ng with him that he had got on to other ground, Sherman’s political aspirations in Arizona. I caught at the straw as quick as I could and argued with him that if it was absolutely necessary for him to commenee suit would it not be well for him to take | up the Arizona matter exclusively and leave the Paclfic Bank out entirely. told me about having a talk with Mr. Crank. Told I had urged him to postpone any further action and to give you time to think and act. I promised nothing, only advised him to wait. He said he needs money. No doubt he does, and he ut his feeler to me. “If Mr. McDonald as the influence with Mr. Sherman that 1 think he has I think he ought to insist on Mr. Sherman making a settlement with me.” Now, he says, as a matter of fact if they have not got the §400 to give me why let them give me §i00. I asked him if he would be satisfied with that, but he would not commit himself. As I said be- fore Mr. Woodard is a smart man and one who has for the last two years been studying these roads and their doings and their intentions and certainly is the best posted man, taking it all together, in re- gard to these roads of any one hers. Now as regards the rallroads. Los Angeles is a city. of 60,000 and they have here 100 mues of street railway. The city covers a great deal of ground and from one extreme to the other it is a long way with block after block between the exiremes where not a soul lives, 1 believe Los Angeles dwill evow. me say first that L think | He | There is no doubt of it and I belleve it will fill up. That it has got to do this to make the raliroad system a success and profit. If the Klectric Company is g ere ing expenses it is more than people think, and if it is only paying ex- enses it is running way _behind. onsidering that if the cit by a half, expenses then | but in five worn out that tim end. So upon as will increase ight be met, the system will be an old ystem and would have to, by » be replaced from beginning to how can the future be looked a safe investment? Mr. Crank tells m§ that in San Fran. S gay, 200 miles of street rai daily income is iS Jess than they foh, some time ith Los 60,00 15 per | counting re o | wish I was qualified to ‘ these facts more plain to you, | wish to be understood as meaning and thinking is that in no way can I see that ¢ perfecting this affair can you hope for cess and further that to continue wich a man like Sherman cannot but make Your condition and position worse. | *Now, my dear sir, I hope you will ac- cept this letter in the ssmt in which it is | given. It is only intended for you, for I | have only your interests at heart, with- out any care for myself, for the results or any favors to ask from any one. %‘ld 1 sent you a paper yesterday marked the item ‘‘Arizona Politics.” = Crank says he saw Sherman Monday morning for the purpose of talking busi- ness, but -would only say a few words be- | fore he would get Off on that article and walk the room and cussed the raper for printing the_article. Mr. Sherman was completely off his base and as a matter of fact disgusted Mr. C. completely. I am, : et yours trilY: GEORGE M. MITCHELL. «JAYHAWKER” WAS IN PERSISTENT DEMAND OF MONEY FROM SHERMAN. On September 3, 1892, Mitchell gave his employer,” Dick McDonald, a few more facts in reference to Woodard and Sherman, referring particularly to Sherman’s effort to get rid of Woodard and to turn the newspaper man loose on Dick McDonald. Woodard was still in hot chase after $1400 from Sherman and Mitchell informs Dick in the fol- lowing letter how Sherman is going to make a hurried trip East and ship the whole matter on the shoulders of Dick. LOS ANGELES, Cal., Sept. 3, 1892. R. H. McDonald Jr., V. P. Pacific Bank —Dear Sir: I saw Mr. Crank and Wood ard. Mr. Crank told me that Mr. She: man was going to start East next Tues- day—was going to New Hampshire or Vermont after the money of an estate ‘that was being settled—was going to put up his railroad bonds as security or would sell them if he could. He S— im- agines that he could do_with them about as he wishes to. Mr. Woodard is quite vexed and says he must have money. Mr. Crank says he is.doing all he can with Sherman in order to get the matter fixed before he, §., goes away, but can’t get anything definite out of him. How- ever, 1 promise to wire you to get per- mission to pay over the amount. That looks as if Sherman wanted to lay all of the blame on you. And while Crank and Woodard know you are not the one who is standing in the way. Woodard so ex- ressed it to me. I told W. what you ad written me, to tell him, and I really believe he is desirous to delay whatever he has to do on your account. I am y truly, Ay x GEORGE M. MITCHELL. The foregoing letter ended George M. Mitchell’s connection with the Los An- geles Electric Railway and the people interested in the project. Mitchell re- mained in the service of McDonald in | the southern part of California for some time later, and made various re- | ports on the condition of the Riverside [BankA He declared that the Dyers were simply using Dick for their own private, selfish purposes, and did not for | a moment - intend to be either fair or honest with him. Miss Dyer was | called all sorts of names and that end- ;d Mitchell’s investigation of her af- airs. To-morrow morning The Call will be- gin the publication of the diverting let- fers of Moses H. Sherman. These let- ters form a most remarkable episode in the secret history of the Pacific | Bank. They will show to what depths of sycophancy a man will descend in his search for money. They will illus- trate how Bank Commissioners, courts, Legislatures and high officials are used to support and sustain tottering banks. The letters of Mr. Sherman will give the public a more detailed understand- | ing of financial crookedness. Over the signature of Mr. Sherman him. selff The Call will show that the great conspirator took mani- fest pride in his assumed ability to cor- { rupt the bank commission and prevent | it from closing the doors of institutions | that were systematically robbing the publie. POSTOFFICE PEOPLE BANQUET MR. LOUD | GAVE ROYAL FAREWELL TO THE CONGRESSMAN-ELECT. Good Meat, Good Wine and Good Story Make Merry an Evening at Marchand’s. “A few of his postal friends,” as the menu had it, entertained Hon. Eugene F. Loud, Congressman that was—and is—at a banquet last evening at Marchand's. There were just eleven who sat to table and they made as jolly a party as ever foreswore politics and grosser things for the delights of good viands. It was a farewell dinner to the Con- gressman-elect. During his administra- tion as chairman of the Congressional postal committee, Mr. Loud won the sin- cere friendship and admiration of every hard worked postoffice official in the land by his consistent policy and numerous réforms in the system. "Out here on the coast where he ‘was known personally to nearly all of the postal people, the re+ sults of his good work were particularly noticeable, and it was to do him honor | that Postmaster Montague and a number ot his co-workers invited him to the head of the bright, flower-decked table made ready for them last evening at Mar- o tall: was essentially an informal affair with lots of good eating and drinking ang stories. Politics was tabooed; there were no explanations of how it happened to the Democrats, and Congress itself was mentioned but once, and that when a hearty toast was drunk to the continued success and brilliant career of the re- turning member. Those who sat down with the guest of | honor were Postmaster W. W. Montague, | H. P, Thrall, R: R. Munro, B. F. McKi; ley, W. A. Robinson, D. 8. Richardson, | A, M. Cox, D. Coyne, L. H. Bricker and J. W. Erwin —_———— Town Talk. That remarkable satiri lips, has a story in thi Talk that will give lovers food for thought. An election storiette, verses, graphological delineations, portraits and editorials are among Town Talk's con- tents, and Phil Garlic has-some readable aftermath. The Saunterer writes of the hion tea, candidates who won, pretty wives of Senators, elub-gossip and other matters. Mary rances rancis has musical reviews, and “A Doll's House” Is dissected. Town Talk is sold on all trains and by all news dealers. * > _— e ———— Smuggled Cigars Seized. Two thousand six hundred smuggled Manila cigars were seized on the Belgic vesterday morning by customs searchers. The cigars were concealed in the crew’s quarters in the forepeak. P—— Asthma, bronchitis, catarrh cureguarant'd. Dr. Gordin, Sapitarium, 5% Pine, nr. Kearny, S.F. Cal. —_— e e———— L. E. Phil- weck's Town Sermon on Marriages. Rabbf Myers will preach this morning at 11 o'clock in Bush-street Temple, The | subject of -his discourse will be “Mar- riages.” —_——————— Lurline Salt Water Baths, Bush and Larkin sts. Swimming, Russian, hot ¢ miles | BEQUEATHS HIS ALL TO WAIFS Eccentric Pawnbroker’s Peculiar Will. REMEMBERS THE HOMELESS ESTATE TO BE HELD IN TRUST FOR UNFORTUNATES. California Heirs of Orlando D. Had= sell of Chicago Pool Issues to Contest His Last J Codicil, Special Dispatcn to The Call. CHICAGO, Nov. 11.—The heirs of Or- lando D. Hadsell, several of whom live at Reedley, Fresno County, Cal.,, pro- pose to contest the will by which the eccentric old pawnbroker devised his estate in trust for 100 girl waifs of this city for 100 years, at the end of that time to be divided equally between 1000 waifs of both sexes who may then be chosen as final beneficiaries. The will was filed to-day and is & unique document. After making sun- dry small bequests to relatives as keep« sakes he explains why he leaves the property to the unfortunate poor, con= cluding thus: Every moment of my life I have been a firm believer in Christian religion, and knowing now my earthly pilgrimage is wil nigh run I will and bequeath to the fflol‘ and lowly of God's children, except- ng only a few remembrances to some of my kind friends and kindred. There- fore, 1 request that all of my estate be ut and kept in secure and interest earn- rng shape, or renting at the greatest profit, always and ever keeping well se- cured against loss by fire or failures or panics, and all changes and investments to be made only on the counsel and ad- vice of my heréin named trustees, as be- low, all income (all interests and rents n;.t) l!mm said estate to be appropriated thusly: That in the month of June each year have three charitable loving persons se- lect from walfs and destitute children of the city, 100 girls at 11 years of age (as near as may be known) and a.ppl‘{ all of said income to the purchase of oo substantial clothing for each one o 100 girls, to share alike in dividend, but none of the walfs to be selected but one year. At the end of 100 years the bequest s to be converted into cash and di- vided equally between 1000 waifs of both sexes, the money to be deposited in bank for them until they reach the age of 21. The trustees of the First Methodist Church are made trustees of the fund. The natural heirs, who have pooled thelr interests, are as follows: Homer A. Hadsell, raisin grower, Reedley, Cal who is in the city to fight the bequests; Sidney F. Hadsell, Reedley, Cal, a brother; Frederick Hadsell, Reedley, Cal., a nephew, and a number of othe ers. The estate is valued at $50,000. DECLINE w] DECLINE DECLINE sl DECLINE DECLINE DECLINE VIEANS NOTHING MORE OR LESS THAN wasting away of the tissue of the body, and this comes too often (in men) from dissi- pation, abuse, loss of self-control and insidi- ously ‘sapping bad habits. Nature never in- tended that you should rack and harass your- self; that you should stay out all night, drink all day or abuse yourself. It is this very abuse that creates this wasting away of the forces of _nature. 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