The San Francisco Call. Newspaper, February 8, 1896, Page 6

THE SAN FRANCISCO CALL, SATURDAY, FEBRUARY 8, 1896. CHARLES M. SHORTRIDGE, Editor and Proprietor. and Sunday CALI, three months by matl 1.50 and Sunday CALL, one month, by mail.. .65 £unday CALL, one year, by mail 1.50 WEEKLY CALL, One year, by mail 1.50 BUSINESS OFFICE: 2 710 Market Street, San Francisco, California. T elephone, ... Main—1868 EDITORIAL ROOMS: 517 Clay Street. T elephone.... ..Main—1874 BRANCH OFFICES: 530 Montgomery street, corner Clay; open until 9:80 o'clock. 339 Hayes street; open until 9:30 o'clock. 718 Larkin street; open unil 9:30 o'clock. EW. corner Sixteenth and Misslon streets; open until 9 o'clock. 2518 Mission street; open until 9 o'clock. 116 Miuth street; open until 9 o'clock. OAKLAND OFFICE : 908 Broadway. EASTERN OFFICE: Rooms 31 and 82, 34 Park Row, New York City. DAVID M. FOLTZ, Special Agent. BATURDAY FEBRUARY 8, 1896 THE CALL SPEAKS FOR ALL. e e e e Huntington has ceased to smile. Victory is in sight, but it isn’t won yet. There is no hoax about Hoke's opinion on foreclosure. It won’t be long before the monopoly will offer to arbitrate. Don’t forget that this is the day to leave orders for THE SUNDAY CALL. Senator Vest has shed his cuckoo plum- age and become a raven Democrat. ‘We shall soon know whether the monop- oly boss has any cards up his sleeve. There is no storm center in the East this winter—every locality gets an equal share. Now is the time for the Kentuckians to come to the front and make the winning charge. The Olney boom labors under the dis- advantage of being too close to the Cleve- land collapse. Democracy not only has no new Presi- dential candidate, but has hardlyeven a back number. The news from Washington and Frank- fort yesterday threatened Mr. Huntington with two Waterloos at once. It seems the Secretary of the Interior, as well as the Secretary of State, can make a grand-stand piay on occasions. The Cleveland Cabinet seems to have bad a surfeit of bonds and have no desire to issue any for Huntington’s benetit. 1f the pugilists are shut out of the wild | and wooly Territories they can go to Bos- | ton and give boxing matches to a finish, “Foreclosure,” says Hoke Smith, em- phatically, ‘“‘does not imply Government ownership and operation of the railroad.” There is no winter sunshine like ours, but all the same Truckee imsistently in- vites us to come up and try a toboggan slide. Eastern floods have come prematurely | this year and we shall soon hear com- plaints that they have washed the ice crop away. | Between the Democratic factions there is at present a Democratic party, but there will soon be nothing but a hole in the ground. In the lexicon of the Senate thereis no such word as ‘“‘emergency,” and accord- ingly the tariff bill has been laid over until Monday. There is a brightening prospect that the monopoly will soon be in our hands in- stead of our being in the hands of the monopoly. —— Once more Governor Bushnell declares Ohio is solid for McKinley, and once more there is a suggestion that he doth protest too much. The gold men in the House put the silver bill on the bargain counter and are now offended because they got more than they bargained for. —_— The burningof the sugar-houses in Cuba causes the American sugar-producer to consider that the war is going on in a blaze of glory. 1f Japan gives subsidies to her shipping- and we put heavy taxes on ours it will be 2asy to foretell which will get the bulk of the ocean carrying trade. Stevenson thought Samoa was a para- dise, but our Consul there is willing to give up his office for the sake of getting away, and he is a Democrat at that. The Mayor's veto of the appropriation for Folsom street was a bad break, because it put a brake upon one of the best move- ments the City has a chanee to make. Groye Johnson may be a’little shaky on the refunding scheme, but he has spoken brave words on the right side for free silver coinage and the restriction of immi- gration. - The Senatorial contest in Kentucky threatens to be a fignt sure enough, but as there is talk of calling out the militia there is still reason to believe no blood will be shed. The Senate has done well in asking Sec- retary Carlisle for an explanation of the new bond issue, but it would bave done better to ask an explanation of the syndi- cate deal. - The reason the Italian war in Abyssinia is not getting as much advertising as 1t degerves is becavse the Italians do not wish it, and the Abyssinians haven’t-a tele- graph line. As something of a-scandal is already hinted at in the new loan, it appears that Cleveland cannot even undertake to do a popular thing without doing it in a ‘scan. dalous way. Carlisle will give preference to those bidders for bonds who promise to bring gold from abroad, which isanother way of saying he will give preference to for- iegners and the Morgan syndicate. It was a curious combination of calami- ties that inflicted Boundbrook, N. J., with a flood and. s confiagration at the UNTAXED RHIPS, The recommendation of a committee of the Chamber of Comme:ce that the members at once begin the work of “edu- cating the people of the State as to the necessity for placing our ship-owners in a better position to compete with. the un- taxed ships that are now doing the work our ships should do,” is one that ought to receive the cordial approval of all. It would be'an important part of that gen- eral campaign for the promotion of home industry on which so much has been done during the past year, and to that extent the Manufacturers’ Association might co- operate with the Chamber of Commerce in carrying it on. Ceriainly if any home industry needs careful fostering at this time it is that of our merchant marine. The committee of the Chamber of Commerce points out that the San Francisco ship-owner Jabors under the great disadvantage of coming into direct competition with foreign shipping built cheaply and subject to no taxation. This is a disadvantage to which no other industry involving a great outlay of capi- tal is subject, and it is therefore certainly justifiable to urge upon the people the adoption of a constitntional amendment providing that all vessels registered or en- rolled at any port in this State, and en- gaged in ocean commerce between any vort in the United Btates and any foreign vort, or between ports in the United States, shall be exempt from all local and State taxation. The importance of ocean commerce to a people cannot be overrated. In an elabor- ate history Captain Mahan of the navy has recently told us of the advantage of sea power in time of war. It is not less important in time of peace. It supplies wings to all other-industries of a country and enables them to find profitable mar- kets 1 the remotest quarters of the globe. This fact is well understood by wise statesmen, and as a consequence the great natichs of Europe and many of our own great States have done all in their power not only to free their ships from heavy burdens of taxation, but to. give them every advantage possible over their com- petitors. San Francisco holds on the Pacific Ocean the point of supreme advantage. Through the Golden Gate must passthe vast and rapidly increasing commerce between our own growing couniry, the rising colonies of Australia and the advancing peoples of the Orient. That trade if it were gath- ered into our hands and carried in our ships would make S8an Francisco as pow- erful and rich in the course of time as old Venice and perhaps even as modern Lon- don. It will never come into our grasp, however, if we tie our hands. If our ships are taxed while other ships go free the in- exorable law of competition will take the trade from us. We shall see the wealth of the East and West pass through our gates, but it will be carried beneath other flags than ours and its profits will be in other hands. 1t is certainly full time to begin the cam- paign of education on this subject. The Legislature to be selected this year should be fully instructed in the importance of what is asked of them. Untaxed ships will bring benefits to all. The expansion of our commerce means better markets for our goods, and to all producers of every kind and degree there is an assurance of gain when through the Golden Gate ships of California come and go free and un- taxed. HOKE SMITH'S BOMBSHELL, With refreshing bluntness Hoke Smith, Secretary of the Interjor, went at the fund- ing bill hammer and tongs before the House committee Thursday. He had gone merely in response to a request to explain why he was withholding patents to rail- road lands. Of course, thisdemand had been instigated by Mr. Huntington, who never dreamed that ibe blunt Georgian would find an opportunity to unload him- self concerning the outrage contemplated in tke shape of the funding measure, The Secretary straightforwardly informed the committee that he was withholding pat- ents because the issuance of them would redace the Government’s hold in any efforts to recover what the aided companies owe, and because the matter of an adjust- ment of that debt was now before Con- gress. He took new ground in the matter, ana it is both significant and imvortant. He .showed tbat tbe Central Pacific had vio- lated its agreement to pay its debt and, therefore, had forfeited its right to pa ents. He then said that as bona-fide set- tlers on railroad lands should be protected Congress should pass a general forfeiture act with a provision protecting these set- tlers. Unfortunately, he was not asked to explain; if he could, why the President had not taken the initiative and brought proceedings in foreclosure. Nor did he volunteer an explanation of his assertion that the Government had already passed on the validity of the first-mortgage bonds and decided the matter favorably. - Another new voint made by him. was that the lease of the Central Pacific to the Southern Pacific was voidable because one of the parties to it was insolvent. Still another was that the Central Pacific could not properly dispose of its lands without first paying its ‘debt to the Government, He insisted, therefore, that it would be proper for Congress to pass an act forfeit- ing the lands, and that foreclosure of the mortgage should be effected. He con- tended that the value of the Central Pa- cific was far greater than the debt repre- sented by the first mortgage, and that the earnings of the company now are equal to 3 per cent of the entire bonded debt, with accumulated interest. Hence he favored foreclosure and the issuance of 8 per cent bonds by the purchasing company, the in- terest to be guaranteed by the Government and the roads to be held as security. In addition to all this he insisted that the Government has the right to pursue the aiverted funds to the directors and re- cover them. Altogether his advent into the case is the most importani develop- ment of the fight thus far. He must be assumed to be expressing the sentiment of the President, and this may mean a veto of a funding bill if one is passed. . SPRINKLING THE STREETS. 1t is well enough for the Merchants’ As- sociation to enter the lists for the street- sprinkling contract till June, but the fact should be borne in mind that thisenor- mous expense could be practically abol- ished by paving the streets with asphalt or bituminous rock. With such pavements sweeping is all that is necessary. Sprink- ling is a recognition of the fact that fiith is less damaging wet.than dry. It doubtless is to dry goods, but not to the health of the people. Moisture and warmth are essen- tial to the development of disease germs. If the streets of San lrancisco were not paved with material which makes disease- vroducing filth lodge, the gry summers would render the breeding of such germs impossible, as no sprinkling would be re- quired if there were nothing to be kept still by wetting. 1t seems incredible that the people of the same time. With water six feetdeep in the streets the people couldn’t get out to fight the fire, g downtown district should tolerate wretched cobbles and basait blocks. There is one important consideration in this connection that we'have never seen mentioned. Ttis that the passing of heavily loaded trucks over cobbles and blocks produces vibra- tions throughout all the buildings which they pass. That this constant agitation must impair the strength of the houses it would be difficult to find any one to aeny. Here is another matter that should be seen to: The almost invariable rule in the City is to lay concrete sidewalks on steep “grades. Innumerable serious in- juries have resulted from slipping on these. This danger is entirely abolished where bituminous walks are laid. If a material sufficiently soft is used, slipping on the steepest grades, where at present boards are used, would be out of the ques- tion. A part of the plan of the Merchants’ Association is to secure better pavements; yet it is discouraging to see the numbver of block and cobble pavements in the whole- sale section of town. Smooth pavements wouid abolish sprinkling, mud, dust, noise, vibration, filth and media for the breeding of disease germs. They would reduce the cost of hauling and the wear and tear on horses and vehicles. They cost less to keep in order than any other pavement and the material is sbundant in California._ MR, HAMMON'S .THANKS. W. H. Hammon, forecast officer of the local weather office, writes to thank THE CavLL for its suggestion that it would be eminently proper for some individual to furnish the $25,000 required for the estab- lishment of an observing station on the summit of Tamalpais. Of course, Mr. Hammon heartily approves the idea, It wonld be fit and proper for the observatory to bear the name of its creator, and we can think of no better way for giving a valu- able public service by the expenditure of 80 small an amount of money. The construction of an electric.road to the summit of the mountain has been ar- ranged for, and the work will be completed this summer. It will make the observa- tory easy of access. and as a telephone line will follow the road, the observations made at the observatory can be instantly trans- mitted to the City for posting. More than that, as the summif of the mountain is visible from the entire City, as well as from all the bay and the ocean, such an ob- servatory could display signals by day and night that would be visibie from a great area. The signals posted on the Mills building could be duplicated there. It is part of the pian of the electric rail- ‘way company to erect a hotel on the sum- mit. This would be within. convenient reach of the observatory, which, if prop- erly equipped, would become one of the “sights” that visitors could enjoy. The daily sending up of balloons and giant kites would be a spectacle that it would not require a scientist to appreciate, The usefulness of the observatory could be employed in another way—watching for wrecks and incoming vessels. The im- mense altitude would give a far wider sweep of ocean than that which the pres- ent station at the Golden Gate affords. For that matter, heliographic signals could be flashed many miles to sea if that should ever prove necessary, as well it mightin case of wrecks. The idea seems so inviting to the public spirit of some patriotic citizen of means that we cannot imagine a reason for hesi- tating to come forward. “THE SUNDAY OALL." As an exponent of the attractions of California THE CALL aims always to make its Sunday issue a valuable as well as in- teresting publication. The paper to-mor- row will have a number of pleasant features prepared especially for it. Ade- line Knapp’s contribution on *“The Hills of San Francisco’” will be found to invest these noble eminences with & new charm. Thomas Gregory contributes another of his stirring songs of the sea, entitled “My Ship Went Out Across the Bar.” The dramatic and pitiful sequel to a story which had its beginning in one of the southern cities of California and which attracted the attention of the whole country will be told., W. C. Morrow makes another contribu- tion to the literature of lost identities, the case which be now presents having an ex- traordinary feature. These are only a few of the special features. - The regular departments of the Sunday issue will appear, including a dramatic and musical review, notes-.on society and the fashions, hiterature, science and art, the children’s page, special tele- graphic letters from our European corre- spondents analyzing the various situa- tions, etc.. There is no better way of helping California than by sending copies of Tre SuNpAy CaLL to Eastern friends, PARAGRAPHS ABOUT PEOPLE. Madame Patti says she will never return to America, as the journey is too fatiguing. Mrs. Lillie Devereux Blake suggests thatin- ternational disputes be left to the womeén, the men cannot settle them. The Duchess ot York has commissioned F. J. Williamson of Esher to execute in marble a life-size statue of Prince Edward of York. Jonn Weashington Postell, who has been ap- pointed steward of the Western Lunatic Asy- lum of Kentucky, is said to be the first colored man to hold an appointive office of importance in that State. Mr. Gladstone has simplified matters for his biographer by carefully sorting and arranging ‘his correspondence. - Some 60,000 lefters he has selected for preservation, and has built for them s fire-proof safe. i Theodore Roosevelt recently delivered a lecture in Hartford, Conn., and drew an an- dience of only 100 peoplé. Under the same auspices, Max O'Bell lectured in Hartford re- cently to standing room only. A. J. Balfour’s versatility as a public speaker was demonstrated recently when he delivered six speeches before as many public-meetings in asingle day. Each of the meetings was held with & distinctively different end in view. Mr. Stead, who is compiling a “ Penny Hym- nal for the People,” has elicited from the Prince of Wales the fact that “among serious hymns he (H. R. H.) thinks there is none more touching, nor one that goes more truly to the heart, than ‘Nearer, My God, to Thee. Rev. Charles Beattie, pastor of the Secona Presbyterian Church of Middletown, N. Y., surprised his congregation &t the beginning of the services on & Sunday night recently by declaring that' he eould not remmeber his ser- mon, He dismissed the assemblage atonee, Mr. -Nonaka, the Tokio meteorologist, will soon take up his abode for the winter on top of the sacred mountain of Fuji. His courage- ous wife insists npon sharing all the dangers and discomforts. This mountain has an alti- tude of 12,365 feet. : Hiram - Lester died in the Henry County (Georgia) Poorhouse & few days ago atthe aze of 128 years. He was born in Raleigh, N.C., eight years before the birth of the republic. There is no question as to his great age, as he leave: on 92 years old, who is an inmate of the same institution; and & daughter, who lives in Heard County, and is 95 years old, ° Ella Wheeler Wilcox was hypnotized once tosuch an extent that she dian’t feel a needle that was thrust through herarm. ‘Faith cure eand hypnotism are branches of the same science,’” she says, “and great revelations are near at hand.” She admits that she ‘was irichtened after her hypnotic experiment. bowever, and remarks: “I should not like to surrender myselfto another in that fashion,” PHOTOGRAPHING THE INVISIBLE. In the hiext issue of the Electrical Engineer &n article will appesr on the recent experi- ments made by Professor Wright of Yale Uni- versity in photographing the invisible, fully confirining the experiments of Professor Roent- gen, the German scientist. = In making the photographs of invisible jects a highly sensitized plate is placed in an ordinary photographic plate-holder. Right in front of it is placed the ohject to be photo- graphed. In the case {llustrated it was an or- dinary lead pencil, and his purpose was.to photograph the lead in the pencil. That the experiment was a success 15 evidenced by the accompanying illusfration, in which the lead is clearly shown, thé wood surrounding it be- ing but faintly visible. Next to the object to be photographed is laced a high vacunm tube, technically Enown as Crookes tube, n which there is e almost perfeet vacuum. - At the upper end of tax of 000,000, and then the princi; ,000, will 'still have to be pII!L Bgt" ever, the premiums paid for the bonds may reduce the Interest, if we reckon nothing for the use of the $4,000,000 pad in annually for thirty years, to about the same sum as the principal.” Now, if the administration had Pproposed and secured the establishment of & postal sayings bank system and had_offered 4 per cent interest on deposits, with absolute se- curity to the depositors, this rate of interest to run for one year or mare, as the needs of the treasury might justify, and thereafter at 3 per cent interest, does any sane man su. pose that, with over eelghuen times the 5180.000. just borrowed in the private savings banks and over five times the $100,000,000 sul scribed for, the Government could mot heye obtained deposits to double the amotnt of the lomsol' $200,000,000, which than one- tenth of the money in’ the. savings banks and that offered for the 3 atan bonds which are now tc be There is every reason to suppose that with postal nvingnr%lnk! system %’ full onennox: sllover the country, with 3 percent interest paid on deposits, the Government would speed- U—Photographic. plate-holder with highly sensitized plate. tube. 4—Cathode or megative “pole. pole. 6—Induction coil 3 discharges.) 2—Pencil to be photographed. 3—Cooke’s ati 6—Positive giving very high potential HOW THE LEAD IN THE PENCIL WAS PHOTOGRAPHED, this tube the cathode or negative poleof the battery is attached, the positive pole being at- tached to the lower end of the tube and botn poles being connected with an_ indnction coil giving out very high potential di!chlrges. When the object to be photographed has been for a short time before the sensitized late the latter is removed and developed fice any other photo, and prints of the im- presslodn on it can be made to any number desired. Prafessor Wright made his experiments b using a Crooke’s tube, the exhaustion of whic! was carried to snch a high point that the ten- sion of the gas left in the tube only equaled a few millionths of ordinary atmospheric pres- sure. This tube he connected to the poles an induction coil in_action. By discharging the negative electrode the catliode rays are obtuinegfl. These rays operate with great énergy upon 8 sensirive pho!ogrl%me plate, and pro- duce effects even when a thick layer of wood or any other opaque but non-metallic sub- stance is placed between the tube and the pao- tographic plate. rofessor Wright's experiments were made with a great variety of substances, and it was found that strong impressions were obtained upon a_photographic plate, even when it was inclosed in an opaque wrapping of Dlack paper and covered with a pine board ‘half an Photograph of the Lead in a Pencil. inch thick. Itwasevidentat the outset that the order of transparency of different subjects for the light rays was very different from that which ‘is found with the cathode rays. Thus, pieces of glass were more Opaque 1o these rays than ‘some of the metals or then ebonite, which is pertectly opaque to luminous rays, gut transimits the cathode rays with great fréer om. 5 Among the metals aluminum is especially distinguisked, and_in one of the experiments made by Professor Wright an aluminum medal left its impress upon the plate so clearly as 1o show the design and lettering on both sides. In other experiments made by Professor Wright with a pine board interposed, a_closea Flper box containing aluminum grain weights eft a trace upon the plate which appeared as though the boX were almost transparant and the weights themselves somewhat translucent. Another paper box contained embedded in cotton three small spheres, one of platinum, one of brass and one of aluminum. In this case also the box and the cotton appeared so nearly transparent as to leave but-a slight im- pression on the plate. The brass and platinum #pheres intercepted a large portion of the caht- odes, the; aluminum jsphere & much smaller Coins in a Pocketbook Photographed. Pro; ) rtion. A number of Unifed States coins —si ver, copper and nickel—produced strong impressions, showing almost complete iner-. ception of the rays, but there were difterences, the copper coins transmitting more than the nickel and the nickel more than the silver, In an earlier experiment & somewhat thin- ner board of white wood was used, the plate be[ngwr:(rped in black paper as béfore. On this board was laid a pocket-book of aark Rusgia leather, with several flaps of Jeather within and containing seven cards, two of them thick., A number of coins wére slipped into the inside compartment of the book, which was then closed and laid u'ron & board under the tube. On the plate, when develaped, only a faint shading was left by the pocket- book, but of the coins there was & strong and well defined picture, showing with surprising glen]:nexs their number snd position in the 00k, LETTERS FROM THE PEOPLE. POSTAL SAVINGS BANKS. SOME OF THE ADVANTAGES TO BE SECURED BY ADOPTING THE SYSTEM. To the Editor of the San Frangisco. Call—Sim: It seems somewhat remarkable that in the general discussion of financial measures for the relief of the Government as well as the prevailing stringency in the money market, so little has been said of the postal say- ings bank system. Perhaps it is from lack of definite information on “the subject by the public. And yet such information is at hand. the broad and far-reaching possibilities of the system may well challenge attention, both as 10 its benefits to the Government and to depos- itors and borrowers. . 2 4 The authority for the statistics about to be quoted is the official report for 1895 of the General Government through the Comptroller of the Currency, whose duly requires him to make known tug financial resources of the country. Itappears that there are in the sev- eral States of the Union 1017 savings banks. The number of depositors' in each State, the aggregate amount of deposits and the per capita of the depositcrs, with much other val- uable information, may be found in this re- port. For the present purpose it is only neces- flli'fl deal wjrh the totals, - The total number of depositors in these 1017 private savings banks is glven at 4,875,519; the total amount of deposits at $1,810, 023, and the average per cngl‘u of the deposi- tors at $37136, 1t may be worth while to note in ing that there are only four States in the nionfl-‘\'aw York, Massachusetts, Penn- sylvan d Connecticut—that have as large 8 number of depositois or as Iarge a sum of de- i L G1547% denodtors, the suw ot eads BO43 STAB7L A s sverage per capita of de- positors of $398 63; Massachusetts comes next with 1.’3{‘7'.090 defi-lwn, $416,778,018 in de- dej Posits, wil ?gz‘ ta; and C - cut l’;‘;’- f pe.rner:.pl wl.dl. a‘f:mun% en fol- pOSit 01 pér capita; %’ ‘enn X ors, ,522,217 in deposits and 8 92 percapita; while California” shows 168,638 depositors, 26,830,518 in deposits and $752 per capita. New Hampshire follows Califorma with 163,702 depositors, 5 in de- posits and $407 73 per capita. ' Na ‘other State shows so large a per capite—$752 08—as Oali~ fornia, Rhode [sland comes next with $512 40, then New Hampshire with §407 73, Connecti- cut with $40601, Ohio with $40325.° the lowest being North Carolius, with only $43 31, In its present financial embarrassment the Government i 000,000 at 4 Y is borrowi ek o 5 per cent interest.in gold & term of | years, during whlch.?nn H#’ the inhre:.t will amount to $120,000,000, with an sunual \ ily have on hand not less than: $1,000,000,000 (one thousand million dollars) and could Joan the whole sum at 4 percent, thel percent paying all the expensés of making the loans and conducting the business. This would fix the rate.of interest so low that private savings banks conld not afford to pey 3 per cent inter- est on deposits and declare large dividends, and hence in due time the Government would haye nearly two thousand millions in deposits toloan to the people at 4 per cent. As the capital -of private savings banks ‘s & mere trifle comfirefl with the amount of the de- osits the bankers would employ their capital 1 useful industries and become producers, while the revenue from the postal savings banks wonld greatly lighten the burden of the National gxpenses. 3 The growtn of the private savings banks system isan evidence of its greatadvan to those who :n%nga in the business of receiv- ing deposits at a low rate of interest and loan- ing them at & high rate of interest. In 1820 there were 10 savings banks, with $1,138,570 in deposits; in 1860 there were 278 savings banks, with $149,277,504 in deposite; in 1890 there ‘were 921 of these banks, with deposits amounting to $1,524,844,506; five years later, in 1895, they had increased to 1017 in num- ‘ber. and the deposits were $1,810,597,023. - The advantages] to depositore of a Govern- ment system of postel savings banks are seen at a glance. First, they never fail; second, their doors are never closed because people in alarm make arun on the bank; third, deposi- torscan always get their money when they want it. Thesg¢ are considerations which ap- peal to the good sense of any one who has in- ulli¥ence enough to earn money and seve a portion of it. y But there is another side of this subject worthy of serious consideration. It isthe fate of those who borrow money from private savings banks. They are constantly losing their property by foréclosure of the bank mort- gage at one quarter to one half of the property value; and ome bank never lends money to the borrower from another bank: the borrower must go under. This never happens under the stal or Government system of savings banks f the borrower by extension of time on his loan can p‘{ the interest. 5 I close with two suggestions. No demeand has ever been made in any country that has adopted the postal nvinfl banks system 12 havye it abolished. It suits both fhe peopleand the Government. And it ought not to be an objeetion to the system that the People's party has made it a part of their National platiorm. JOSEPH ASBURY JOHNSON, 11 Essex street, San Francizco, : . —_— THE CHILDREN'S TAVERN. There’s a tavern that the children love to stop at when they rest, And they think of all the places on the road it 1s the best. There 18 always light and comfort, and 1t always cheers and warms, And the name of this good tavern, if yowd know, 1s Mother's Arms. O, they set out in the morning and,the cavalcade 1s gay, There are little men and horses, there are giris as well they say. But the horsey-boys grow tired and the girl-men feel alarms, And before the day s ended, they drive back to Mother's Armé. Oh, the portal’s always open, of this good old tavern . place, It nas sheltered npearly all of anclent Father Adam’s race. But I sometimes ponder deeply and 1'd like to know -about it, Oh, whatever did the first man do In this big world ‘without it? 7 Might he not have found a stopping place ab some big friendly tree, Or hayerested insome cavern, from all care and trouble free? But whatever were their glories, and no matter what their charms, They could never hold a candle to the joys of Mother's Arms. Ma¥ C. MALLOYE. San Francisco, May 7 1896, GIRL'S DRESS TO WEAR GUIMPES. May be used as an apron. This little gown is made up with a plain waist buttoned in the back, the trimming of ruffies almost covering the body, the skirt as simply gathered on the waist, and for an apron would be open in the back and hemmed, while for a skirt it is sewed upin aseam leaving six inches open at the top for & placket. A charming little gown of French challie in gray with pink flowers had ruffles of pink chiffon, and was worn with a WITH pink China silk guimpe. A more serviceable dress was of cheviot in myrtie green,. with roffles 6f China silk to match. Ginghams, which are in the shops, are of the gayest combinations of eolors suggesting rain- bows. A gingnam of pink and blue shading into each other had ruffles of blue gingham embroidered in pink. A white guimpe was shown with this. . 3 Ruffles of the same | s are used on other ginghams and or chambrays and so. For aprons the les are of the same or col- ored materials, and one deep ruffie is some- times used {nstead of the two narrower ones eround the neck. On aprons of ginghams in checks or stripes of pink blue, or any color with white rufles of White lawn are very dainty. White lawn ruffies are also used on aprons of heaviet white PERSONAL 3 e A. W. Morse of Idaho is at the Palace. Ex-Congressman Caminetti is at the Lick, Professor John Tait of Stanford is at the Grand. ¢ J. H. Martin, & cattle-grower of Woodland, is at the Grand. H. H. Patterson, a mining man of Deadwood, is in the City. James H. Gilchrist, 8 mine-owner of Sonora, isin the City. V. 8. McClatchey of the Sacramento Bee is at. the California. A Lieutenant C. M. Fahrs of the Baltimore is at the Occidental. H. J. Runyon, & business man of Salt Lake is at the California. James McGee, a business man of Grand Rap- 1ds, Mich., is here. Ex-Mayor ‘Ben Steinman of Sacramento ar- rived here yesterday. Colonel E, Treasure of 8t. Paul is regis tered at the Cosmopolitan. A.N. Butts, the mining superintendent of Angels, is at the Occidental. N. H. Cleary, the mining expert and attorney of Leadville, is at the Palace. ; % Henry Marsh, & wealthy lumber contractor of Michigan, is stopping at the Cosmopolitan. The Rev. William Bell, & missionary of Japan, was smong the arrivals on the Gaelic yesterday. Mrs. J. H. Rinder, wife of Captain Rinder of the Belgic,was among the arrivals on'the Gaelic yesterday. Fred F. Burton, a business man of Tacoms, accompgnied by his wife, are guels at the Cosmopolitan. - W. Engberberg of Singapore, Indir, was among the arrivals on the Gaelic yesierday and is at the Occidental. George H. Burrows and E. J. Best, mine-own- ers of Ouray, Colo., are at the Occidental ac- companied by their families. Ex-Judge B. L. Sharpstein of Walla Walla, one of the early pioneers of that section, long a practicing attorney there, and for a whilea Distriet Judge, is at the Grand. Telfair Creighton, president of the Herald Publishing Company, Los Angeles, is at the Palace. The Herald is soon to introduce lineo- types in its office and Mr. Oreighton has come. up in reference to these and other improve- ments. Sergeant-Captain H. W. Gill of England, who has been spending a number of years with the British troops in the Punjab, is at the Palace. Heis en route to England on a leave of ab- sence. He says that there have been no up- risings in that part of India for along time. It is almost out of the world, being so remote from- the great centers. The troops, hie says, are stationed almost invariably on the plains, CALIFORNIANS IN NEW YORK. NEW YORK, N.Y., Feb, 7.—Among recent arnivals are: T. E. Cutler, Stewart; W. J. Wal- lee, 8t. Cloud; D. 8. McLeod, Gilsey; G. E. Pan- coast, Astor. CURRENT HUMOR. Dobson—What made you give up that play you were going to have in your amateur dra- matic company? Did the actors all back out? Foggs—No;'that wasn’t the ‘trouble; but our leading lady insisted on wearing a dress with & train three yards long, and the stage is only eight feet by slx, so we decided to hayea monologue.—Harper’s Bazar. Tourist (in Oklahoma)—Colonel Handy Polk, the reai-éstate dealer, is a very enterprising man, isa’t he? Alkali [ke—Wall, T shovld shout. Why he can mske a mountain out of a moiehill an’ then have no trouble in seilin’ it to some fool Easterner.—Truth, “Your trip to Italy must have been very pleasant,” said one of the most intelligent ; young ladies in Austin to Simpson, who had | just returned from a foreign strand. **Very interesting, indeed,” answered he, “Now, tell me,” said she, ““does Italy look like a boot? You know that's the way it looks on the map. "—Texas Siiter. He—I may be poor, but poverty is no cxime. She—No. DMerely a sin.~Cincinnati En- quirer. Young Artist—Do you paint, Miss Bloom- hunter? 4 Miss Bloomhunter (indignantly)—No, sir; I don’t even powder.—Detroit Free Press, Sunday-school Teacher—“And the prophet rent his clothes.” Johnny, what does that mean ? Johnny—I s’pose he didn’t have the price to buy 'em.—Browning, King & Co.’s Monthly. ““Oh, yes,” continued the girl of the prehis- toric period, *“we haa birds twenty feet high in those days.” “Dear me!” exclaimed the fin de siecle per- gon, “what lovely hats you must have had! Well, welll—Detroit Tribune. Bennie—What’s a conversationalist? Jennie—Oh, it’s a man that doesn’t have to stop talking when he hasn't got anything more to gay.—New York Truth. “That young man Maud is engaged to is just an everyday sort of a chap, isn’t he? “Worse than that,” sajd Maud's sister. “The idiot calls twice 8 day.”—Indianspolis Jour- nal,, ANSWERS TO CORRESPONDENTS. KALLOCH As Mavor—A. 8., City. Isaac 8 Kalloch was Mayor of San Francisco during 1880 and 1881, DraMOND WEDDING—Marie C., Petaluma, Cal. The seventy-fifih anniverzary of & weading is called the diamond wedd: To Be ELECTED—Voter, City. The question you ask was answered in' THE CALL of Friday, January 31, under the head of ‘“The Next Election” .in response to another correspond- ent. OIL 1N SALVE—A.S., Napa, Cal. There are s number of salves, in the composition of which ofl, generally olive oil, is the principal {ngro- dient. As your communication does not ex- lain what kind of salve you have reference to fz J‘u impossible to explain how that salve is made. TeNor—B. and 8;, City. There are two defini- tions given of the word tenor. One is that it is the highest variety of the ordinary adult male veice, while another is that it is applied toa singer with a tenor voice or to one whq ean sing tenor. The majority of professionals hold that none but male voices can sing tenor, and that female voices can only sing at it. The tenor was formerly the plain song or Erincimt\ pert in a composition, apd derived. the name of tenor-from the Latin word teno, I hold—be- cause it sezd or sustained the air, poini, sub- stance ormeaning of the whole cantus, and every part suveradded to it was considered as suxiliary. It appears thatthe contrary prac- tice of giving the 8ir 10 the SOprano, or trable, had its rise in the theater, and followed the in- troduction of evirati (male vocal performers who, from the eleyated scale of their voices, are uY;ble of singing soprano parts) into musical performances, since which it has been universally adoptea, both in vocal and instru- mental music. RICHARD MONTGOMERY—Subscriber; S8an Jose. The biographers of Richard Montgomery say that he was born December 2, 1736, near Fel- trim, Ireland. He entered the English army as ensign at 18. His command was sent to Halifax, N. §., where he took part in the siege of Louisburg and was promoted lieutenant: was in_toe expedition against the French on Lake Champlain in 1759, became adjutant; served in the campaign against Montréal: went to the West Indies, returned to New York, soon afterward going to England, where he soid niis commission; came back to Afnerics, bought a furm near New York and married thy daughter of Judge R. R. Livingston. He wag chosen a delegate_to the first provincial con. gress, New York, May, 1775, In June he was ade brigadier of the continental army, the only one not from the New Engl, and was put in command of tfie‘l‘e?:p‘:fl:&x:{ against Canada.. He besieged Quebec in If you want a limbs, use an sure relief for Allcock’s tions is as good as the genuine. ‘Grove and Fulton; ber, and on the 31st of thatmonth he \e:imrflled by the fire of the British artillery while leading an attack on the lower part a the town. Tge British joined the Amonc-hnu in paying tribute to his memory and wN bravery. His remains were removed to dew York, and in later years COIH{EE! erected & monument to. his memory, - His widow sur vived “her soldier boy,” as'she called him, for fifty-two years. She died in 1828 and the Montgomeéry home became the property of her youngest and only surviving brother. CHANGE OF NAME—Daily Reader, Los Gatos, Cal. If a'person wishes to change his name he must file'a petition in the Superior Court of the county in which he lives, and this must set forth the name of the applicant, nativity, rea- son for the change, and must be signed by the applicant and & parent, or neer relative in the absence of either perent. There is no law against a person assuming & name other than that of his parents. If such a person should desire to obtain a marriage license it would be issued to him in the name ne declares is his name and the one he is generally known by. If he married, his wife and children would be known by the name under which he has been known. If circumstauces should require nim 1o resume his parents’ name he would have to apply to the Superior Court 1f residing in this State, This is the regular course,but, as & matter of fact, the world recognizes & man by any name that he declares to be , whether he was born to it or not; and frequently with- out the interveation of the courts The Gen- tlemaan’s Magazine of London, England, pub- lished an article several years ago, in which the writer declared that under the common law of England e man may legally change his name as often as he chooses, even 100 times & day, and that all his acts and_sig- natures under each, and all such names will be binding on him. The writer adds that the only punishment likely to be suffered by a person so changing his mind is the suspicion in which he will be held by his fellow-citizens, unless there be some good reason for the change. CALIFORNIA glace fruits, 50¢ 1b. Townsend's.* e ——————— PURE mixed candies, 10c Ib. Townsend’s. * ———————— Townsend’s STRONG hoarhound candy,15¢1b..* ——————— SOMETHING mew in the candy line—Towne send’s Palace Mixtures, 15¢ 1b. 627 Market st, ———————— SPECIAL information daily to manufacturers, business houses and public men by the Prass Clipping Bureau (Allen’s), 510 Montgomery, * ————— Barry’s Star. The Funding Infamy; Dr. Brown’s Brothel; Binding and Bonding; Sutro’s Triumph, etc.* —_————————— A Pattern of Cleanliness.—Frau A~—Fra Neumann is au extremely tdy sors of person, don’t you think? Frau B—I should think she was! The other day e burglar got into her house and the first thing she did was to ask the man if he had wiped his feet' on the mat.—Unsere Gesell- schatt, Hoov's Sarsaparilla cures catarrh by purifying the blood. Hood’s Sarsaparilla cures rheumatism by purifying the blood. Hood's Sarsaparilla has benefited others and can benefiv you. i e LUXURIANT hair with its youthful color assured by using PARKER'S HATR BALsaM. PARKER's GINGER ToNIC the best cough cure. - Dr. STEGERT'S Angostura Bitters are the best remedy for. removing indigestion aud all diseases of the digestive organs. R BroxcmITIS. Sudden changes of the weather cause Bronchial Troubles. “Brown's Bronchial Troches” will give effective rolief. N';:W TO-DAY. REAL ESTATE FOR SALE BY Thos. Mages & Sons, REAL ESTATE AGENTS ‘And Publishers “Real Estate Circular.” 4 Montgomery Street, UNIOY TRUST BULLDRG, CORNER MARKET. NEW _PROPERTY. Ninth st.. bet. Market and Mission; 5nxmoi or 100x100:6; frame buildings; cheap. First-st. ' investment: new building: lease 5 rs: $175 a month: $80,000, son st., Bet. Fillmore and Webster, N. side; 2 8 and ¥-story modern residence 10 rooms and all conveniences: $8000. Devlswer;n;éc('nvuzmum. bet. Post and Sutter; 724 85x137 . $4000—Very cheap; D st., facing the park, corner 85th ave.; 18arge lots. Pacific-st. corner, bet. Dupont apd Stockton; 84:4x137:6: $7000. $3000—Bryant st., nr. 8rd; cottage and lot 22x 80 1o rear lane. INVESTMENTS. City Hall 10t, north side Murket st.; 25x100 and brick improvements bringing small rencal; $55,000. Fourtli-st. corner, renting for $225: 835,000. Third st., nr. Mission; brick building, leased at $145; 822,500. Steuart st., just below Market; rents $80 under long lease: $15,500; a fine buy. Sutter st., north side, bet. Mason and Taylor; 22:6x80 to rear alley, and fine $-story dweiling. :i’,rms, in good order; rents $100, under lease; Ninth, near Mission—Good business block, 2 and lot 25x70: store should be put ther 3,000. Make offer — Ellis-st. corner: rents $274 00; $30,000; 90x125; covered with 6 2-story dwell- ings and 9 flate; both streets in good order; must be sold Lo close an es:ate. Geary st., N. side, near Larkin—27:6x120; build- ings on front and rear sireet; $14,000. HOUSES AND LOTS, $4000 AND UP- WARD. Leavenworth st., near Posi—27:6 feet front and gobd building; £13,000. Post st., bet. Folk and Van Ness»zflfixéflo to Tear street, and . very good 2-story residence; $10,000. ¥ 34 Sacramento st., bet. Broderick and Baker; 47 :6x 137:8, end very fine Z-story: well finished in natoral wood; finely papered and frescoed; 8 rooms aud modern conveniences; only §7175 sireet in.order; cable-cars pass. Clay st., bet. Scolt and: Devisadero: flats, well built and cost 34000, rents $57 50,and lot 25x126; $6500; fine neighborhood. Residence; Lyon si., bet. Oak and Page, over- looking the park ; moaern residence in tine order; only $7500. $4300—Folsom st., bet. 21st and 22d; 32x122:6, and comfortable house in good order; 8 rooms: street accepted. Liberty st.: house and lot 25x115 and comfort- able J-story: bet. Valencia and Guerrero; one of the finest residence streets of the Mission: $4000. Shotwell st., W. side, near 22d—56x96:6, and two cottages: 5 rooms and bath each; rents $30; fige street; only $5000. CHEAP LOTS—81300 TO $1500. Reduced to $1300--Very cheap Geary-st. lots, W of Central ave.: 26x100; cable-cars pass. 2100 Oak st., fucing the vark: lot 25x112:6; $4500 each; bet. street bituminized. Reduced to $4100; Grove and Lyon; corner; 87:6x100; for business or residence. - " Devisadero st., W, side: fine view of the hay; 84x100: bel. Green and Union; wiil.be sold cheap. Jones and Chestnut sts. X fine view and fine nefghborhood; street work done; reduced w‘;»mu. ery cheap; lot 37:6x86:3; on Laguna a. Waller, 1 bloci from Meruet st.: only 83750, ghest. lots; NE. corner Webster and Hirmaun s $2800: easy terms Saturday, Feb. sth. To-day only. Underwear sale day. Double-breasted Gray Merino Shirts, men’s, or Drawers, 40¢, Lerse stza too. Our sale of best fresh eggs confinues at 15 cents, SMITHS' CasH STORE, 414,416, 418 FRONT ST., 8, ~ains in the back, side, chest, or " Porous Plaster BEAR IN MIND—Not one of the host of counterfeits and imita~