Omaha Daily Bee Newspaper, October 14, 1903, Page 3

THE OMAHA DAI LY BEE: WEDNESDAY, OCTOBER 14, 1903. STATE BANKERS IN SESSION Ascribe Plethora of Money in Nebraska Banks to the Boil IS UNDER DISCUSSION FOWLER: BILL Number of Promiment Bankers and ¥ from Other States Are in Attendance at Meeting. neters (From a Staft Correspondent.) LINCOLN, Oct. .~(8pecial.)—The bank- ers of the state got together hall this morning in their seventh annual meeting and Mayor Adams did the honors | of the city, P. L. Ha!ll on behalf of the fana t Fratérnity | reat demoralfzation of business. It therefore becomes of the utmost importance to provide a second reserve which would be absolutely reliable and under the ccntrol of the banks of Nebraska, so (hat they would be Independent of all outside troubles and be able to take care of themselves under any and all circumstances. This additonal reserve the clearing house system would provide. If the state clearing house of Nebraska was authorized by a charter given under an act of congress to issue to any of the banks of the state who were its members a clearing house currency to the Par,of ita capital on pledge of approved | bank assets, that would need an additional reserve of 24.6 per cent of deposits, making a total reserve in case of need of 0.7 per cent of deposits. As the reserve banks of Chicago and New York and elsewhere woul e the same power, It s evident that the | deposit reserves In those cities would be | avaflable at all times and could not be ocked up as in 159 Would Be of Great Help. the help of the clearing house any Nebraska _bank could pay off on an average of its deposits without ling of disturbing a single local bankers and President Burnbam de- livered his annual address. In his address Mr. Burnham spoke of agriculture and mining and of the money produced by each class of work and, quoting from the speech of President Btickney of the Great Westers, said: 1f we compare the aggregate by the standard of the number of employes, the census of 1900 shows that about 6,000 people were employed in_ the Minnesota mines, while more than 186,000 were employed on | the farms of Nebraska alone; and that less than 60,000 weré employed in all the coal, iron, silver, gold and @l other mines of the United States, while more than 10,40, 00 were employed In agriculture The value of the products of tHe farma of Nebraska in the census year 1900 wai more than $162,000,000, which §s nearly thre times the value of such products In the preceding census year of 1580, 1 have seen it stated in print, and 1 be- lieve the statement Is supporte by sta- tistics that the annual products of the farms of the single state of lowa exceed in value the annual products of all the coal, iron, copper, silver and gold mines of the United States. The aggregate value of the products of all the farms of the country in the census year 1900 was $4,730,118,000, an aggregate income sufficient {o purchase all the enor- mous bond and stock issues of the huge steel trust in the first two months of the year—all the stock of the Standard Oil trust at 00, which 18 about its market value, ‘in thé next two months—to buy al the national banks i the next two months —to pay the bondéd.debt of the govern- ment in the pext two months—fo retire the reenbacks in less tham one’ month and ave about $00:000,00 left over This is agriculture, which is the basis of the present and fufure prosperity of Ne- braska. There is not a state in the union that agriculture_alone produces so much capita as Nebraske. This is what carried our bank d 1596 to $9,000,000 in 1 $60,000,000 increase in five years. This kind of mining is what i6 enabling the Nebraska banks to loan money to the merchants and manufactur- ers of the east. During the past year the amount_of eastern paper carried by Ne- braska banks will reach into milliu Discuss Fowler B per has At the afternoon session most of the time | proposed | was spent In a discussion of finencial legisiation in which asset rency, clearance house circulation emergency methods generally to relieve the stringency came in for much attention. Congressman E. J. Hill of Norwalk, Conn., was in favor of the asset currency legl: as amendgd. Andrew J. Frame, president of the Waukesha (Wis.) National bank, op- posed this. He summarized the Fowler plan as impossible because of its localiza- tion of currency, and because the note- holder 1s preferred over the depositor, who nearly always loses anyway, and a farce because there will be no forced redemption. The interest rate should be the corrective for all troubles except occasional emer- gencies which might call for more heroic treatment. The world is open to us to bor- row in case of need and with quick trans- portation and plenty of good collateral, with slight fluctuations in interest rates, legitimate interests will rarely suffer. In support of the Fowler bill Mr. Hill said 1T oFgINETY,“but ¥ moal- fled he belfeved it to be all right. He dis- ©cussed its features at some length, but ex- pressed the belief-that little could be done by congress unless a joint commission was created to reconcile the great differences between house and senate. He did not be- Tleve the bill in giving preferred liens would militate against the Interests of the deposi- tors and submitted other arguments in its favor. Mr. Hill took the ground that the gov- ernment should reduce its taxation so that the surplus would not continue to plle up. He thought customs receipts should be de- posited in banks Instead of subtreasuries. Greenbacks ought to be retired. The sur- plus should be used to pay off past due debts of the government and not in buying fts own bonds, The greenbacks cost the country more than the interest charges on bonds. There is $400.00,000 in the treasury and it pught to be used to retire the §346,- 000,000 of demand notes. Clearing House Currency. ‘Theodore Gllman of Gilman & Sons, New York, spoke on the topic, “A Clearing _ House Currency.” After explaining the Necessity for a currency of greater elastic- , and showing that clearing house cur- rency is simply an issue against the assets of the bank that are approved by the clear- ing house assoctation, Mr. Gllman devoted himself to an exposition of the application of the theory, saying: ‘The operation of the clearing houss sys- tem be explained by takl the na- e gym state of Nel s an_exa the report of the com troller of the ourrency for September 1902, the number of national banks In the state is given as 134, their capital then was E.." wnd their deposits in round num. 000,000, The lawful money reserve on that dafe was $4.649.000, or about 11.2 per cent of deposits. e deposit reserves were $10,07,00, or, M9 per -cent of deposi The t' reserves, on which a low rate of interest Is ' vecelved, are sub- Ject to the ticissitudes of ‘the money market, and llnflht again be locked up as they were in They are over twice as large as the cash reserves, and if the con- tingency of 1888 should occur again. the banks of Nebraska would have to get alon with only 11.1 per cent reseryes. This wouly probably result in serlous inconvenience cur- sits from $32,000,000 in | and | fon as.proposed in the Fowler bill | and at the end have thelr law- | v and deposit reserves untouched, {which would then be 50 per cent of the feduced amount of the deposits. Any ex. perienced banker can see that such a cond! {tion would be one of entire ease and safety and that all fear of monetary stringency in the state of Nebraska would by this | ®ystem be forever removed for the res n {that a clearing house currency stands ready o rornnfl to the calls of business at any and all t .. | "It _would_he what is called an_ elastic currency. There are some misapprehensions regarding the subject of elasticity which we should try to remove. It is evident |that elasticity is produced by the last currency that is called into existence. All the ordinary requirements of a bank are | met its lawful money and deposit ire be. It is only when something more is wanted that elasticity s required. These last wants under normal circumstances are always small compared with the total | transactions of a bank. A few per cent of {increase of currency would move all the | crops of Nebraska. Experience in France. | | . The proof, how: discussion of a ver, does not rest on a supposable case, but en facts. The problem has been worked out by the: banks of France, and all that is {claimed for this system in our country has been experienced in France for many vears by a similar system. The principle i8 the same in both cases, as is & percentages of the banks of Nebraska and {those of a large French bank are placed side by side. A recemt report of the Credit Lyonnais, for example, shows cash on hand 0 be 10.99 per cent of deposits, as against 112 per cent held by Nebraska banks. The call loans of the Credit Lyonnals were 857 per cent, while the deposit reserves of the Nebraska hanks, which correspond to call loans, were 24.9 per cent. This large | difference 'in favor of the economy of the French system and against our national system, as will appear presently, is more than balanced by the bills receivable heid by the Credit Lyonnals, which they ad- vertise are ‘immediately discountable at the Bank of France” which amount to 51.27 per cent of deposits. The co: :spond- |Ing item with the Nebraska banks under {the clearing house system would be the | whiel r cent of clearing house currency, they would obtain in case of need Showing of Rewources. The total reserve of the Credit Lyonnals ! 18 therefore: SN iuviess ..10.9 per cent Call loans..... (11111867 per cent Bills receivabie “fmmediately discountable at the Bank of France” ....... cuteseseee.51.2T per cent |Or & total ‘of..illillNl 0.13 per cent of deposits immediately available. The total reserve of Nebraska banks under the clearing house system would be o oy, ks 11.2 per cent Deposit reserves. .. ... 249 per cent Currency which might be had from clearing house on' ap- proved security, to the par of the capltal ~of Nebraska banks R Making a total reserve of. | it le very evident the Credit Lyonnais | carries such a small cash reserve of 10.2 per cent of deposits, and still smaller line of call loans, .57 per cent of deposits, be- Cause it has the right to call on the Bank of France to discount for it in case of need up to 627 per cent of deposits. That re- liance is o sure that the Credit Lyonnals is perfectly safe in swinging their large deposit line of $248.000,000, with only 10.29 per cent of actual cash in’ hand and K59 per | cent of “call loans. In like manner Re- braska banks would be perfectly safe with | their present reserves, if they could look to the clearing house for % per cent of clear- ing house currency in case of need, in addi- tion to their 11.2 per cent of cash and 2.9 per cent of deposit reserves. Profit to the Banks. An important point to be noticed these systems fs their thriftiness. The bank assets, which may be turned into money at short notice and which consti- tute a reserve of 25 or B0 per cent, are drawing interest in favor of the bank. They may be compared to a militia, com- posed of men engaged in daily -remunera- tive toll, but ready at a moment’ notice 10 respond to a call for active service. Our present system may be compared to the wasteful and expensive method of maintaining a large standing army in time of peace. The clearing house system keeps no larger standing army of unproductive cash than is necessary to meet foreign de- mands. A large saving might be effected by reducing heavy unproductive balances. The Credit Lyonnals carries 857 per cent of jts deposits in call loans. The banks of Nebraska carry 4.9 per cent of their deposits in_deposit reserves, or over $10.- 000,000. on_which they recelve about 2 \per cent interest. It would not be necessary under the clearing house system to carry %0 large a percentage of deposit reserves. Experience would show how much of these balances, now earning 2 per cent, could be safely and prudently withdrawn and loaned at_home on commercial r at the better rates which vrevail for money tn Nebraska. Three sood results would be obtained by this reduction of de- t reserves First, the banks of Ne- TS e o ot on e $4, o : 3 e enterprise would be fostered by these ad. ditional bank tions, and, there would be less money sent to reserve centers for stock operators to gamble with. For_there is little doubt but that much of deposit reserves are lent on stocks on account of thelr convertibility. The whole tendency of the ok ouse system would be to foster legitimate business and to place restrictions upon specul m. What would be true in Nebraska would be true in every state in the union. Baukers in Attendance. Among the Nebraska bankers here are: E. C. Million. 24.6 per cent 0.7 per cent who are Elgin: E. M. Wyllams, Ord; J. R, “Cain, Stelia: T. B. Stevens. Blair; W. T. Wattles, Neligh; Charies K. Harte, Bloomington; Charles Chrinn, St Paul:'H. B. Waldron. Waterloo: L. Folda. Clarkson: A, Folda. Howell: Edwin Jeary, Elmwood: E. C. Norton, Kenesdw; J. Trenery, Pawnee City; A. H. Pelton. Du- Bols; C. E. O. Smith, ‘Beaver City; W. A Greenwald. Falls City; 8. P. Girt, Salem: Guy P. Greenwald, Falls City: V. V. Vickerv. Bartley; C. A. Baker. Swanton: John Steinauer, C. W. Price, Wilcox; A. | Stoves handy way to broil! STEEL %:Gfi ey M WITH RINGED tove Plea%i Just p th e chain and u; goes the whele Front T Then you canlaykindlin pokie the fire, broil toast, free from the uswal annoyances. We want to show e FOR SALE BY LEADING STOVE DEALERS. MAHA rHE L « CURE IQUOR H YS... provide in case of | own when the | B. Detwefler, ington; C. H. Cornell Condit, Mead; F. D. Draker, W. Hupp, Lebanon; John A Weeping Water; J. P. A. Black ington; George W. Post, York: G. H Central City; L. E. Bouthwick, C. D, Hurlburt, Utica; C. F. Grand Island; J. B. Dinsmore, Button; J F. Walsh, Humboldt; George C. Merrill Carroll; _ Jehn R. Plerson, Tecumseh; George B. Campbell, Ulysses; W. H. Wal lace, Exeter; R. C. Boyd, Auburn; W. 8 Collett, Trenton; C. B. Anderson. South Omahs; Frank Zabel, Western; M. Beng- er, Columbus; P. E._McKilllp, Humphrey ", 'W. Rebble, DeWitt; Clarence Coe, Scotla; J. T. French, South Owmaha; E Wiitse, ‘Pender: Harold Forrest, Arthur McNamara, North Platte; Ge J. Adams, Hooper; Peter Mishel, Valp raiso; E. Willlams, David City; Thomas Murray, Dunbar; Fritz_Nicklas and O Horne, Syracuse; R. E. S8ampson, Greeley; C. W. Prestley, Oakdale; J. W. Vieregg, Central City; Henry W. Yates, Senator Millard, Alfred Millard, Luther Drake, Charles E. Waite, C. T. Kountze, Frank J. Haskell, Omaha; A. J. Sawver, M. L Altkin, W. E. Barkley, John B. “rllhl.l & M. Burnham, H. C. Freeman E. R.| Royse, E. E. Brown, J. H. Westcott, F L. Hall, Paul_Bartlett, H. R Kent. M Weil and F. Whittemcre, Lincoln; J. J McCarthy, Ponca. From outside the state bankers were registered i Theodore Gilman of Gilman, Son & Co. New York; W. O. Jones, assistant cashier of the National Park bank, New York;| John McCarthy, assistant cashier of the Connecticut _National bank, (‘hlen52: D. Millard: G, B. Dorr, Le: Valentine; 'C Adams; J Donelan Bloom- Gray Friend Bentley, the following Charles Pasche, president of the 8t seph Stock Yards bank. St Schnelder, vice president of American bank, St. Joseph There were also registered J. G. Don- aldson, W. H. Tobin and O. B. McClin tock of the American Bank Protection | company, Minneapolis; Edwin Meade of the Commercial West, Minneapolis; R. H.| Brown of the Northwestern Banker, Des Moines; M. Crandall of Steere & Burr, Chicago; Edwin Goodall, treasurer of the Bankers' Money Order assoclation of New York, and W. A. Messick of Omaha, offi- cial stenographer of the association | Two sessions will be held tomorrow. At| the morning session addresses will be | heard from J. R. Cain of Stella, A | Raflbolt of Norfolk, John A. Donelan of | Weeping Water and Secretary Royse of | the State Banking board. At the after-| noon session the program contemplates talks by G. W. Wattles of Omaha, C. F. Bentley of Grand Island, W. G. Hastings of Wilbur and others. In the evening there will be a banquet at the Lincoln| hotel. BARN AND HORSES ARE BURNED | Elght Joseph; J the German- Head and Quantity of Farm Machinery Lost at Bassett. BASSETT. Neb, Oct. 13.—(Speclal)—At about & o'clock last night the Loomis liv- ery barn here was discovered to be on fire and in a few moments it was a mass of, flames and was completely destroyed, together with practically’ all its contents, consisting of elght head of horses, some buggles, wagons, hay and machinery. The barn belonged to Frank Niehus and was insured. It is supposed to have been | burned by an incendlary. The buggies and wagons were the property of Everest & | Skinner, the hay and machinery of the Plano people and the horses and other property destroyed belonged to different parties. Fertunately the wind blew from the northeast and if it had come from any other direction it is doubtful if the town could have been saved Butler Republicans Active. DAVID CITY, Neb., Oect. 13.—(Special.)— Notwithstanding a continued downpour of ain during the entire day the republican county convention held yesterday was more largely attended than any county conven- tion held in Butler county for years. Every township was Tepresented with the full number of delegates. During the recess ‘waiting for the report of committees Hon. J. H. Smith, candidate for distridt judge, of Aurora addressed the convention. Colo- nel A. Roberts of Rising City was chairman and C. O. Crosthwaite secretary. The following is the ticket nominated: County clerk, H. J. Kelly; treasurer, W. F. Downing; sheriff, 1. J. West; judge, H. 8. Craig; assessor, G. M. Harris; coroner, Dr. 8. A. Clark; superintendent, J. C. Hrushka; clerk district court, Charles Measham, jr. W. 8. McCoy of David City was elected chairman of the county cen- tral committee. Cane of Too Much Whisky, FREMONT, Neb.,, Oct. 13.—(Spectal)— James Donlan, the man who created 8o much excitement running about the streets in the southwestern part of the city Friday morning, has finally come to himself and ascribes his condition to the effects of Chicago and Omaha whisky. Donlan says that he enlisted in the navy at Springfield, 0. and started for San Franclsco with twelve others. It is supposed that the man in charge of the squad of recrults came to the conclusion that a crazy man would make a poor sailor and considering that he was well rid of him made no effort to have him brought back. Donlan has no money or tramsportation and the army headquarters in Omaha has been notified of his being here. Asked to Look for Crook. PLATTSMOUTH, Neb., Oct. 13.—(Special.) —Sherift J. D. McBride has received word from Glenwood, Ia, to be on the look- out for a man described as being six feet high, welghing about 200 pounds and wear- ing a dark moustache. The stranger en- tered a store there and purchased a shirt, | undershirt, pair of socks and a few other articles amounting to $4.75, and in payment for the same gave a merchant a check on the First National bank of Plattsmouth for #40. After recelving $35.25 in change and the goods he had bought he departed. Soon after the merchant learned that the check was worthless. The person who forged the check is sald to be a smooth talker and is evidently an expert in the swindling business Too Many Candidates. FREMONT, Neb, Oct. 13.—(Special.)—In making up the township tickets this fall County Clerk Murrell has found an ex-/ cess of candidates for justice of the peace | and constable in aH the townships. The | law provides for one justice and one con- stable and both parties have nominated two of each. North Bend and Fremont being cities are still entitled to two. The candidates and the township committees have been notified and the candidates will | be reduced to the proper number, Whea HARVARD, Neb., Oct. 13.—(Special.)—A light, steady rain has been falling almost INVESTIGATION N WR0ER| Test for Yourself the Wonderful Curative Properties of Swamp-Root To Prove What Swamp-Root, the World-Famous Kidney, Liver and Bladder Remedy, Will do for YOU, Every Reader of The Bee May Have Bome Show at Least of Foundation for W. D. Bmith's Oomplaint. CRABTREE INTERESTED IN TEACHER Norfolk People Get After State Board Matter of Rebuil Which Was Provided for by Legt Asy (From a Staft Correspondent.) LINCOLN, Oct. 13.—(Special)—An inves- tigation of a letter written to The Bee by W. D. Emith of St Helena to the effect that J. W. Crabtree, Inspector of high schools upon a salary pald him by the State university, was using his position to enrich himself through the medium of a teachers’ employment agency, reveals 8 state of affairs that calls for an Investiga- tion on the part of the university regents, and certamnly establishes Mr. Smith's posi- tion that an investigation is needed. The cmployment agency referred to by Mr. Smith is owned and conducted by the Nebraska Teacher, of which George Towne is the manager. Mr. Crabtree owns of the $20,000 stock (a portion only of which s paid up) of the Teacher $400, and to that extent therefore is interested in the employment gency. He denied this morning that he had ever used his position as inspector of high schools to secure business for this agency and he denled that he had ever made any bargain with any one to secure him or her employment through the agency by the payment of any commission or stated sum to himself. “It is true 1 have referred applicants for places as teachers to the agency.” he sald, “and I have helped others get positions who were not members of the Teachers agency. I have helped supply schools with teachers when the applicants belonged to no agency. In my position people come to me nearly every day to be recommended for places and school boards frequently ask me to send them teachers. When they come to me personally I never ask them for money and neither do T ask them If they belong to the agency. I have helped mem- bers of other agencies secure places just as much as I have those who belong to this agency. Mr. Towne Is the manager of the Teacher and as such has personal control of the agency, and, of course, he charges a tee for securing a position for any teacher. As for myself, however, I am not con- nected with the agency further than I own $400 stock In the Nebraska Teacher." Mr. Crabtree stated furtber that some of the regents of the university, if not all of them, knew of his connection with the Ne- braska Teacher and consequently of his connection with the agency conducted by the paper. J. L. Teeters, the Lincoln re- gent, Is sick In bed and could not be seen Tt is the duty of Mr. Crabtree, as in- spector of high schools, to investigate their curriculum as to the fitness of graduates to enter the university without an examina- tion. He Ras held the position for six years and therefore, as Mr. Smith claime, he has a wonderful opportunity to wield much in- fluence over school boards that are in rearch of teachers. He stated that he could readily see where people would get a wrong fdea of what he was doing from the fact that for so long he had been connected | with the Teachers and was interested even to a small extent In the stock of the paper. But those who know me and who have had dealings with me” he said “will say that T am not using my position to bufld up the agency or to make money on the side.” Most of the npplications for teachers that had come to him, Mr. Crabtree\said. had been turned over to Mrs. Clark, who hap charge of the @ppolatment work at the university. She secures the teachers and no charge is'made by her or by him. Because of the fact that he was assoclated with Mr. Towne, Mr. Crabtree belleves is the reason he has been accused, Award Two Contracts. The State Board of Public Lands and Bufldings today awarded the contract for a dynamo at the state penitentiary to the Western Electrical company of Omaha for $2,435, and the contract for an engine at the Milford Soldiers' home to Cox & Phelps of Lincoln for $1,188 Norfolk Punches Up Board. A committee of the Norfolk citizens was before the board in the matter of the buflding of the Norfolk Asylum for the In- sane and the members were assured that the work would begin as soon as possible. Architect Tyler is werking on the plans of the bulldings and expects to have them ready by the first of November. The delay in starting work has occasioned much worry to the people of Norfolk and they in- tend to keep after the board members until something is done. Trouble Over Statutes, The Cobbey statutes, which were author- ized by the late legislature, which specified that & number of them be bought by the state at a cost of § for a set of two vol- umes, will apparently not be & popular publication around the state house. Al- ready the secretary of state has bought three yolumes of the Wheeler statutes and Attorney General Prout has installed a copy in his office. Mr. Marsh paid for his books out of the money appropriated for office expenditures. The Cobbey stat- utes are not yet out and the State Journal, which fafled to get the contract for their printing, has brought suit for an injunction to prevent the state making the purchase. The case is stfll pending. The Journal printed the Wheeler statutes, K. of P. Gr: Lodge. The Knights of Pythias are grinding away at the senate chamber today and the Rath- bone Sisters at the Eagles' hall, in thelr annual conventions. The knights were wel- comed by Governor Mickey, who not only gave them the glad hand, but much advice. There were about 175 of them present, and each gave the governor a handshake when he had concluded. They spent the after- noon in listening to committes reports and hearing ‘each other talk for the good of the order. Their session will close tomor- row afternoon, probably, with the election and installation of officers The Rathbone Sisters got together at 1:3 in their place of meeting and listened to the report on finances, which was in every respect satisfactory. They number eighty-five and this evening they will all attend the theater while the knights have a stag party at the local hall with refresh- ments of various kinds. . continuously since Sunday evening, the amount of rainfall being 135 inches and still the rain continues. As the ground was very dry %0 below plowing depth, this rain was badly needed and will be of great value to the winter wheat erop, which had come out of the ground very uneven. Rain Near Norfolk. NORFOLK, Neb, Oct. 13.—Specials re- celved by the News this morning indicate that @ very general rain fell over the en- tire morthern section of the state during yesterday and last night. The rain was not & hédavy one, but it was very steady and soaked thoroughly into the soil. The beet harvest is delayed by the water, but tall plowing will be aided Good Rain at Beatrice. BEATRICE, Neb., Oet. 13.—(Special)— A splendid rein, and the first for about six weeks, vieited. this section yesterday. Farm. ers say it will prove of great bemefit to win- ter wheat and put the ground is fine con- dition for fall plowing. Charges Against Doctor. Charges of unprofessional conduct were flled with the State Board of Health this morning against Dr. Finley of Pawnee City. Mrs. Annetta Nesbitt is the com- plainant. Last July Dr. Finley officiated at the| pirth of an illegitimate child and threw the baby into & box car. It was fownd In the morning alive. A newspaper in which it was wrapped alded in identification. Wanted owa for Larceny. ASBHLAND, Neb, Oct 13 -(Special)— Sherift Norris of Adams county, lowa, was in Ashland Monday. He had learned that & man named ‘lom Jackson, whose real name is Goodman, was working near Ash- land. In company with City Marshal H. H. Biggerstaff the sheriff went out to Ran- dolph Bryan's place in Cass county, where Jackson or Goodman was working, and arrested him. Jackson is wanted at Corn- ing, la, for grand larceny and consented to return there without & requisition. The whereabouts of the man was learned | coal for the schools was let to M. T. Cum- | than $2. The Fremont, D AL e S o 4 / | J]WikLiam MOORE, CHIEF. and could not sleep nights. stooping. remedy. mending Swamp-Root. To Dr. Kilmer & Co., Binghamton, N. ¥, If you are sick or “feel badly,” new discovery, Dr. Kilme your Xidneys are well they will help all health. A trial will convince anyone. Weak and unhealthy kidneys are sickness and through begin seglect or other causes, kidney sitable. Makes alrolutely free by mail size bottles at the drug et Swamp-Root, and the addre: They, like my The Officers (whose signatures accompany this letter), as well as myself, thank you for the good you have accomplished in the compounding of Swamp-Root. We remain, yours very truly, vzt Cfficers of the Binghamton, N. Y., Police Department L taking the Swamp-Root, because as soon the responsible suffering than any other disease, therefo trouble to continue fatal sesults are sure to follow. irritates <he nerves, makes you dizzy, restless, sleepless and ir- you pass water often through the obliges yeu to get up many times during the night. EDITORIAL NO I'ICE—Swamp-Root, the great kidney, liver and bladder remedy, & speclal arrangement has been made by which ali of our readers who have not already 4180 a took telling ali about upon thousands of testimonial letters received from men and women cured by Swamp-Root that you read this generous offer in The Omaha Daily It you are already convinced that Swamp-Root is what you nced, ¥ s everywhere. Snghamton, ) a Sample Bottle FREE. Gentlemen:—Some two years ago I was so'run down that 1 lacked strength, had no appetite Sometimes it seemed as though my back would bréak in two after I had to get up many After having the best physicians prescribe for me without relief, I decided from my symptoms that the medicine I needed was Dr. Kilmer's Swamp-Root, the great kidney, liver and bladder After trying a sample bottle with good results, I purcl size and after taking them was entirely cured man is not teeling well, after exposure or loss of sleep and irregular meals. medicine to tone up a man’s sys times during the night to urinate and go often through the day. ased six bottles of the regular Swamp-Root is a wonderful remedy when a It is also a great Other members of the Police force are using &nd recom- elf, cannot say too much in praise of this great remedy. tem. r %4 JGJMW Roundsman. 1 Jko T fffa wasman. kidneys cause rheumatism, gravel, catarrh of the bladder, pain or dull ache in the back, joints and muscies; makes your head ache and back ache, causes indigestion, stomach and liver trouble; you get a sallow, yellow complexion, makes you feel as though you had heart trouble; you may have plenty of am- bition, but no strength; get weak and waste away. Swamp-Root is pleasant to take and is used in the leading hospitals, recommended by physiclans in thelr private prac- tice and is taken by doctors themselves, because they recog- nize in it the greatest and most successful remedy-that sclence has ever been able to compound. #9¢—~Chief of Police. famous ‘ other organs to for more when s permitted Kidney trouble ¢ and Unhealthy so remarkably successful that a tried it may have a sample bottle sent containing many of the thousands In writing, be sure und mention nding your address to Dr. Kilmer &'Co., Binghamton, N. Y. u can purchase the regular fifty-cent and one-dollar Don't make anf mistake, but renember the name, Swamp-Root—Dr. Kilmer's . Y., on every bottic. kidney and bladder troubles and Bee, when through mail matter sent home, the post- mark being R. F. D., South Bend, Neb. fies on the Traim. HASTINGS, Neb., Oct. 13—(Special.)—Jo- seph Kaisey, a section hand of the Burling- ton at Bertrand, who was being taken to a Lincoln hospital for attendance, died on a passenger train near Minden today. The remains were taken charge of by undertak- ers here and are being held for an inquest, which will be held tomorrow. The man was about 40 years old and had been suffering from typhoid fever. He had but one known relative, a nephew llving at McCook. New Teacher for Beatrice. BEATRICE, Neb, Oct. 13.—(Special)— In order to relieve the overcrowded con- dition of the Beatrice public schools, the | Board of Education, at a meeting held last | night, decided to employ an additionsl teacher. She will be placed in charge of the fourth and fifth grades of the Harrington school, which will be opened the first of next week. The contract for supplying mings. To Organize University Club. BEATRICE, Neb, Oct. 13.—(Special)— A meeting of all present angl former stu- dents of the State university of Beatrice was held Saturday evening in this city, for the purpose of organizing a University club, A committee was appointed to draft constitution and by-laws and it is quite likely that a permanent organization will be effected at the next meeting, which is to be held Thursday, October 22. ghtning Kills Va BEATRICE, Neb, Oct. 13.—(Special)— A team of valuable horses, belonging to Thomas Willlams, who resides nine miles northeast of the city, were struck by light- ning and instantly killed during the thun- derstorm which prevailed here Sunday af- ternoon. The horses were standing near a wire tence when the bolt came. A cow, | which was standing near the horses, was also severely shocked. ble Team. Two Burglaries at Albion. | ALBION, Neb., Oct. 13.—(Special)—Two small burglaries were committed here last night. J. E. Vasey's meat market was en- tered and the small change left in the cash drawer taken. The joss here was less Elkhorn & M souri Valley depot was also entered und about $5 taken from the cash drawer. In- dications are that the thefts were com- mitted by home talent DR. CHARLES FLESH FOOD UNION PACIFIC $560.00 ROUND TRIP. UNION Francisco Tickets on sale Oct. 8th to ryth, inclusive, RETURN LIMIT, NOV. joth, ; Sixteen hours quicker than any other line to the Pacifio Coast. For full information call or write CITY TICKET OFFICE. 1824 FARNAM STREET. "Phone 218 ..Low Rate.. HOMESEEKERS'EXCURSIONS Tuesdays, novemver 3a 1903 November 3d and 17th IRON MOUNTAIN ROUTE. To Certain Points in the WEST AND SOUTHWEST AT—— ONE FARE FOR THE ROUND TRIP Final Limit of Tickets, 21 Days. Stopovers will be allowed within transit limit of 15 days going after reaching first homeseekers’ point en-route, route, 4 FOR FURTHER INFORMATION or land pamphlets, folders, maps, etc., address any agent of the company, or T. F. GODFREY, Passcnger and Ticket Agent, TOM HUGHES, Travel ing Passenger Agent, ONIAHA, NEB. H. C. TOWNSEND, General Passenger and Ticket Agent, St Louls, Mo. «AND..