Omaha Daily Bee Newspaper, April 1, 1894, Page 19

SHAM AND FORMALISM LIKE COLD HASH | Bho is Really to Be Pitied, for ANl Around Her s False, Stale, whole- 501 Fashions of the Flyaway, who Is so frequently mentioned In the soclety papers as having been somewhere and worn something gor- geous, descends the steps of her mansion to enter her carriage. She is such a vision of splendor that the nurse-girls check the per- ambulators under their charge and stand and stare, and quite a little crowd gathers for a private view. I am quito sure Queen Vi torfa never was so fine. Nobody could be finer. And when it is a grand occasion and the maid follows, keeping the train from the dust and restraining the billows of satin, lace and velvet that seem to boil over as the lady seats herself, and the bouquet is handed {n, and the maid coquettishly tells where to drive and the door shuts with a snap, one may hear the little street children utter ohs and ahs as on the glorious Fourth, when the 108t lurid fireworks go off. Olivia, hidden behind the silkoline curtains at the window of her pretty flat, often watches the scenes, writes Mary Kyle Dallas in the Brookiyn Times. She Is a handsome young matron of three years standing, with a good hushand, a pretty baby and plenty of comforts about her, but as she gazes, envy stirs her heart, and she contrasts the life she leads with that of her opposite neighbor. “Mrs, Flyaway {5 always going some- where,” sho says, “she is asked to break- fasts and luncheons, to afternoon teas and dinners, to receptions and balls, and I be- lieves she always accepts. Such a round of gayoty, such a whirl of pleasure, what a con- trast to my existence. I lead the life of a family .cat, 1 never have any enjoyment. A fow friends to tea, an cvening at sister Sarah’s. His people to dinner, a day at my mother's, perhaps a trip to the beach in summer, once or twice to sec a play in win- ter, that is the most I ever have, one new costume a season must content me, and yet I'm as handsome as Mrs. Flyaway, and I'm sure I could make a figure in soclety it I had a chance She goes to the glass and peeps in, she imagines herself in all the splendor of one of Worth's costumes, bejewelled and with ot house roses in her boxom. Scenes of delight open before her. As she glides through splondid rooms the obscrved of all ob- servors, murmurs of admiration follow her, She resolves to do nothing that John would mind, but it is delightful to feel that she is cutting out every other woman there. Ah, they were right—married ladies are the beliles of soclety nowadays. When Mrs Very stale, flat and unprofitable seems her life as this day-dream vanishes. Tears drop into baby's cradle and barely escape the pudding as she mixes it, and it. scems to her that Mrs. Flyaway must be the happlest woman out of paradise. Craving your par- don, Olivia, you are dreaming of a land of which you know only through the medium of Bnglish novels and the newspaper reports. The life your neighbor really leads is not at all what you suppose. She is not floating upon a sea of pleasure, but working very hard, indeed, for her foothold in soclety. The girlhood, In which everything was a case of “Robin Adalr,” and any festive occa- slon was delightful it Robin was there, is long. past. Ycars ago her husband grew weary of following her various magnificent trains up and down other people's staircases; of fighting at midnight for chicken salad and coffee with which to sustain her failing energles, or of yawning in the hall in com- pany with other middle-aged gentlemen. He ®oes to his club and plays cards, and long before his lady's return reads himself to sleep In his own room over French novels, the authors of which, he thinks, have the right opinlon of women. When asked about his wife he generally says: “Oh, she's al- ways on the go, so I suppose she is well.” And other men with wives of the same sort comprehend him, ‘Ihere are some children at boarding school, There was a baby. Mrs. Flyaway did not know that the nurse put it to sleep with laudanum until one day It had an overdose and then she had to wear black and stay at home evenings. To stay at home is her great terror, and yet, as all her “occasions’ aro those great crushes by which society women pay their debts in bulk, all that happens after the hostess has said ‘“‘charmed to see you,” and the host has bowed over her hand and declared that he 1s delighted is that she is pushed about in a crowd of well dressed people, all beaming amiably on each other, all dreadfully bored, all enyying the people Who have chairs, now close against a steaming register, now in a draught under a window opened by some fresh alr crank. Every five minutes some one asks her it ““This is not delightful?” or says: “I need not ask you If you are well, Mrs. Flyaway?" Her feet are weary; her corset Is tight; she yawns behind her fan and catches her neighbor at it the next moment. In fact, I venture to say, that though novices may be pleased for a time, to the regular habitues these elegant assemblages are bores, which they only attend lest the awful doom of being “‘forgotten by soclety” should befall them. Of “Feast of Reason and Flow of Soul" there can be none. Tho greatest wit finds his brain addled In the overheated atmosphere. Besides, to be overlieard above the band, e must bellow. The fleshly feast i8 a sort of lottery. Some people must devour it, for it vanishes. But you never heard any one confess that he or she had a mouthful. There Is no more real meaning in them or real satisfaction In them than in the wild gatherings of savages, who meet to brawl and caper, On, silly, little Olivia, not only are you really happier, but you have. more social pleasure at those quiet assemblages of a fow friends than one ever finds at one of these affairs. Mrs. Flyaway wears jewels, but the heart's love of a good husband is a pearl of great price, and a baby of your own, better than diamonds, and even it all were as you faney, to be queen of a quiet home is better than tobe a queen of society. As it is, these women who suffer for no purpose whatever are merely mild maniacs, while the woman who finds her joy at home has her roward In lasting happiness. The X-—s, & young palr who had just succoeded in inserting the opening wedge Into the closod oyster shell of soclety in a cer- tain city, says the story writer of the New York Tribune, had an uncomfortable ex- perlence at their first attempt at a very “smart’’ dinner. They hud been succosstul in gefting together a number of desirable people. The rooms were charming, the table was perfect with Its array of exquisite napery, glittering silver and costly porce- lain, and all promised to go off with the greatest eclat, when the host and hostess became aware of uncomfortubly long waits between the soup and fish and the first en tree. The last, however, was served and eaten, and then followed a tromendous paus Mr. and Mrs. X——, unequal to the occasion, betrayed their uneasiness and want of savoir faire by trying to act us if nothing was unusual, while the guests, con- sclous that something was wrong, endeavored to keep up a general conversation with more or less success. Then another colirse came n, which was cold and badly ccoked, and so the dinner proceeded, dragging its inter- minable length, until the last ice was sorved and (he tired-out people took their leave of their discomfited hosts, pleading after-dinner engagements as an oxcuse for not lingering. ‘‘What do you think lappened at the X—s' last night?' sald a gossip who had been present to the other guests the fol- lowing evening at a dance. “Why, their chef was horribly drunk, and they Knew it all the while, He held the kitchen- malds at bay, barricaded the door and handed out the dishes as he liked, swearing all the while like a trooper. Of course such a contretemps might happen o any one who has a cordon bleu; but it it had ocourred to any of us, we would have told SEPYEE™Mrvirer-at the season The traveling Englishman, walking wup and down the deck of the Lahn, talked of (he Amerfcan woman, says the same story- teller, and this was the gist of his monc logue “While T am perfectly ready to admit that your clalms with regard to the su- periority of the American woman are to a great extent well founded, yet I cannot help thinking that in some respects they are distinctly inferior to your men Not a8 far as Intelligence is concerned, nor in brilliancy of intellect, as regards both of which I am inclined to accord the palm to the lady. But the American man is pos- sessed of Inflnitely more heart, more gener- osity and more religion.” “Humph!" ejaculated the listening Ameri- can man. “He Is far more accessible to generous impulses,” calmly continued the English- man, “and consequently more easily imposed upon by tales of suffering and trouble. In the old world we are accustomed to look upon the women as possessed of more heart than head; here, Just the reverse Is the case, and the women posscss far more common- sense, more keenness of insight and sound ness of judgment than their distinctly in- ferior, but, on the whole, more sympathetic halves.” Here the American man smiled “One of the most lovabie attributes of an is her softness of heart, her impul- siveness and the predominance of heart over lead, and the lack of this endearing failing in’ the American woman, while It I possibly add to her perfec dis- tinctly diminighes the sympathetic regard which she inspires. Of course there are exceptions to this rule, as to all others, but I am talking of the average American woman, whose mental superiority is gener- ally acknowledged, perhaps unconsclously, by her husband. Although I am no admirer of Max O'Rell, I cannot help thinking that he was right when he called attention to the fact that whereas in Burope it is always the husband and father who heads the fam- ily procession into the hotel dining-room, here in America it is the mater-familias, pater constituting the rear guard, meek, submissive and differential.” “You don't say so!” said and the Englishman went on: “I am aware that the idea of American men belug more truly religions than are the women would arouse a storm of protest. But visit any church in New York, Phila- delphia, Baltimore or Boston and observe who are the most devout. 1 say it Is the men. The women give one the impression by their attitude and manner that they are merely there to sty the require- ments of conventionality and to inspect the millinery around them, and to be in spected.” Ask the clergy, too, both Roman Catholic and Protes nd. unless I am very much mistaken, Will tell you the same thing, namely, that the women are In- ferior in point of quiet faith and true re- ligion to the men. Religion rests malnly on faith, and the American women are too hard-headed, (oo matter-of-fact to accord that unquestioning and {ouching sort of belief which is needed in order to be a true Christian. — In Europe the reverse is the case. ~The men are far inferior in matters pertaining to religion to the women, who coustitute, especially on the continent, the vast majority of the church attendance.” “How ' long were you in the states?' asked the American man, “SIx weeks,” answered the traveling Bng- lishman, the American, There was never a time when so many 0dd and fanciful little bibs and yvokes and fichus and scarfs of lace were used for brightening up plain gowns and transforming a low gown into a high one at short notice, The prettiest of the yokes are made of black chiffon with chiffon ruffles and jet fringe for a flnish to the lower edge. The daintiest scarfs are of liberty tissue in the odd art colors for which the English tissues are noted. These are long and broad, to be tied In big flufly bows inside a coat collar. Yokes of pale and dressy colors, collars of velvet with a bit of white lace are effective and economical garnitures for plain gowns to make them smart and gay enough for evening wear. New wrist frills for the long leg-o-mutton sleeves are made of a square of cloth about seven inches each way, Wwith the corners rounded off and a hole cut in the middle for the hand. It is made doublo and stitched to the sleeve without fulness. It the dress is of two materials the inside of the frill Is of contrasting color, the outside of the material like the sleeve, Over twenty years ago the Home for British and American Young Women was founded In Paris, Miss Leigh, whose namo 18 known throughout the world in connec- tion with the institution, has been the wife of a Canadian archbishop for some vears, but has never lost her interest in nor stopped her labors in behalf of the work whose ploneer she was, Since 1ts establishment the home has be- friended over 7,000 young women, taking care of them in a city where unprotected young women are in much danger, and pro- viding many of them with employment through its registration bureau. It is open to all respectable English-speaking girls in overy class of life without distinction of creed. The work is branched as follo 1. A home for daily and unemployed govern- esses. 2. For _young women apprenticed in shops. 3. For Tadles' maids, nurses, ete., seeking situations. 4. Sanatorium. 5. A free registry “for those who are sceking situations, The home ia situated at 77 Avenue Wagram in Paris, and a letter sent to this address announcing a young woman's arrival by a certain train will insure her being met at the rallroad station and taken to the home, Branches are: Governesses and Artists' Institute, 18 Rue de Milan, Washington house, formerly 153 Faubourg St. Honore; Young Women's Christian Association and Home, 26 Faubourg St. Honore. Most of the young women alded by the society are well connected orphans, often of military and naval officers, or of pro- fessional English-speaking men. This fact should encourage any gentlewoman of slender means going to Paris to pursue any vocation to copy these addresses for pos- sible reference and refuge In a day of need. Dr. Stanton Colt said to a New York au- dience of 1,500 people that women are men- tally and morally inferlor to men. But, he added, it was due to her education and not to any inherent defect In woman. This as- sertion was made in the course of Dr. Coit's lecture on ““A Larger Liberty for Women," delivered before the Soclely for Ethical Culture. It was his last lecture prior to leaving for London, where he is to take charge of a soclety for ethical culture simi- lar in formation and plans to the New York soclety of the same name. Dr. Coit said woman could not,be emancipated until she cured financlal independence. She must earn a living. “Insist that women shall be free 5o far as regards the purse strings and she will take up the vocations of life and astonish the old fogles,” he said. In regard to the dutles af motherhood, Dr. Coit said: “‘Women are not earnest, honest and conscientious in the rearing of children, I cannot see where in this respect they are better than wen.” Miss Albert Ulman, the youngest daughter of Albert Ulman of Baltimore, and a very handsome young girl, will leave on March 20 for Paris, where she is to be married at an early day to an Egyptian, the son of a Pacha in Cairo. This fact has just be- come known and has created a great sensa tion among the Hebrews as well as in fash- ionable circles generally, for Miss Ulman is one of Baltimore's belles. Her father s one of the wealthiest men there. His eldest daughter is the wife of R. Walter, a Balti- more attorney, and the second daughter is warrled to Dr. Jacob Arnold, formerly of that clty, and now in San Francisco. It was while traveling in the Orient with Mr. and Mrs, Arnold that Miss Ulman met her fu- ture husband. Her parents have given thele consent to the union. A pretty fad of recept birth among mer bers of New York soclety is to personate mythological nymphs and goddesses in their photographs, and this is done with great success by many falr women whose forms and faces would not discredit the originals. Of course, such pictures are not for general distribution, but form a most interesting collection, as the dress, pose, and even ex pression of the original conceptions are offen copled with wonderful fdelity. The | about her [} | —— popularity of the (dea necessitates yment of a woman to attend to h of the business. The offect of A and drapery, usually a of theMaphotographs, is produced une of 4 powerful clectric fan near wot, 1 peration How il oman's interost in everything v hich Is a part of her latter-day roligion, improves her physically fs a fre- quently-commented-upon fact. The fresh- complexioned, keen-eyed woman of 45, alert and Interested, 1s a common sight today, but only a short time ago that Age was looked upon as almost, if not quite, hope- less. Says George MacDonald in ome of his novels: “I believe that many women go into consumption just from discontent—the right- cous discontent of a soul which was meant to sit at the Father's table, and cannot content itselt with the husks that the swine eat.” haiy e The story of Mrs. Maria Bensley is as ro- mantic as any of the traditions of the middle ages. She was the wife of John Bensley, once a financial power in San Francisco. He failed and ran away after hiding his prop erty to escape his creditors, but she re- mained. After several transfers she got hold of the property, and, in turn, disposed of it to a fictitious woman, Mrs. de Tarente. Of course when Mrs. Bensley wanted to do anything with the property, ‘Mrs. de Tarento” was always quite willing. She soon becamo a widow but was placed in many trying situations because of the cred- itors. One day she was dining at a hotel when a message was brought to her. She read it and fainted. As she fell she struck the floor with a clang. She was thin of body, but the people who lifted her found her wonderfully heavy, a fact which was ex- plained when it was found that under her dress she wore a coat of mail, steel linked and bullet proof. It is believed that she wore this armor till she died from heart disease. She traced her pedigree back to noble familtes that never existed, and based her pride on titles that werc mnever be- stowed. She had few friends and many enemies, and was altogether a most re- markable figure, FASHION NOTES, Green in the clover, rush, lime and npnette shades s worn. Tan, black and silver blue are the favor- Ite shades in cloth for spring capes. English walking hats, with brims turned up on both sides, will be used for traveling wear, White clover blossoms and white lilacs are the fashionablo flowers for wedding bouguets, Black violets, with green stems and leaves, are a caprice of the moment. On gold hats they are striking. The Bton facket is many of the imported very becoming fashion. Dressy black parasols have flounces of creamy point de Genes lace. Medallions of the lace are let in with excellent effect. New parasols are square, and with their frills of chiffon and coquettish bows of ribbon, are not unlike lamp shades. A deep shade of ecrn guipure looks well on grean, and a tinge of yellow in the guipure &5 desirable with dull-black ma- terials, Fleur de Suede is It is known as skin sil face resembling not a face of a sucde glove. Spring hats are broad and trimmings are much lower (han for several seasons past. Flowers, flowers and yet again flowers, seems 0 be the motto of the modistes. White nun’s veiling and Fayetta, dotted with black, are trimmed with black velvat ribbon in narrow rows, or with much wider ribbon overlaid with white point de gene or guipure insertion. Roses in pink or magenta, with Parma violets of a reddish tint, arc also a fre- quent mixture—long thorny rose-stems being generally used, with often a bit of manufactured dew or mildew on the tender leaves. The dainty shot and striped taffetas of the season make up very handsomely with plain surahs. Some of the shot silks are combined with a surah which shows one shade of the changeable silk, dotted with mig- still popular, and frocks employ this a new weave of silk. its lusterless sur- little the soft sur- silk of the other tint. The new spring shades in magenta are ex- asperatingly agsressive, and seem to stand aloof from association with nearly all other colors, though milliners insist on in- troducing it to many, with a quarrelsome encounter as a result. The delicate sweet pea tints are very fash- fonable in taffeta silks shot with gold or sil- ver. Toilets are made wholly of these silks, or they are used for half low bodices and underskirts beneath draperies of lace, net, chiffon or grenadine. Magenta satin, striped with cream white corded silk, figured with tiny magenta rose- buds and foliage, forms a gown made ready for a guest at an Easter week wedding. The gown is trimmed with cream Venetian lace outlined with fine gold threads. Great variety distinguishes the sleeves of new frocks. For tailor made suits the leg o' mutton is the sleeve par excellence. A new sleeve, which is especially effective in crepe and light fabrics, is laid in tiny gathers or plaits on the inside of the arm. FEMININE NOTES, The duchess of Fife has a fancy for going about incognito. Corsets have been found on the mummies of Egyptian princesses of the royal family. Tho longest train on record was that of Catherine de Medici on the occasion of her marriage. It was forty-eight yards and borno by ten pairs of pages. People of a superstitions turn of mind will not be surprised if there should be, in the course of a year or two, an increase in the mortality of English women. The Lon- don Thirten club will enroll women as mem- bers. The dedicati ton Symonds’ Adding- Sug- ) of the late John says, Speculative and gestive,” ieads, “'To Miss Margol Tennant, in menory of long, dark winter nights at Davos made luminous witty conversa- tion." In the Vatican at Rome there Is a marble statue with natucal eyelashes, the only o it is said, with this peculiarity in the world, It represents Arfadne sloeping on the Island of Nuxos at the moment when she was de- serted by Theseus. Queen Victoria has gone to Florence and the members of her party of whom most has been said are her collie dog and her favorite donkeys Carriages for the use of the royal lady were taken along, but the horses were left behind. Not so with the pet donkey who accompanics her majesty on all of her tours, The badge of the Daughters of the Ameri- can revolution is_very appropriate. There is a silver distaff, showing the flax, and over it a thirteen-spoked wheel of gold. Oa the dark blue enameled edge Is the name of the society, and around it are thirteen stars. Many of the members have a dia- mond set In each star. Some of our persuasive ultra temperance reformers must feel inclined to labor with the women of South Germany. These la- dies are going to send an illuminated ad- dress to Prince Bismarck on his 79th birth- day, April 1. That, of course, is all right, but they also intend o accompany it with a case’ of all the wines from their various districts. Miss Beatrice Harraden, the author of “Ships That Pass in the Night,” is a B. A. of the London university, and has taken her degree both In classics and mathematies. Her much-talked-of book has been trans- lated Into Daulsh, and arrangements h been made for a French, German, Ameri- n and Tauchnltz edition, It is also being copled into the Hraille type for the use of the blind The rallway commissioners of Victoria claim that they haye effected a saving of tully £10,000 by placing women in eharge of rallway stations. Thelr services have glven general satisfaction, and although 200 women are now In charge of statlons it 18 intended to Increase the number. Whei heavy work has to be done men are sent from the near est maln station. “As We Don't Like It is the w which a eritic speaks of the recent perfs ance of “As You Like 10" given In London by a cast of women. Ho says that the dra matic erities of the London papers have been discussing the project that they themselves should give “Romeo and Juliet,” the parts, of course, being all taken by men. It was by glven up, however, bocause every one of them | wanted to be Juliet. OMAHA DATLY BEE: SUNDAY, APRIL 1 AMONG THE, INSURANCE NEN Auditor Moore Sends a Warning to Nebraska Patrons of Lloyds, SOME COMPLAINTS FROM BUSINESS MEN Claims Mado that They Cannot Get Enough Insurance on stocks and Property— Some WHLRisk Policles in Out- slde Companies—Ite Auditor Mo6ré has carrfed the war into Africa on Llayds and Mutuals and has issued the following circular letter to fire policy holders Uljroughout the state *“This deparjgiont {8 informed that numer- ous so-called | “Lloyds,” Miller's Mutuals, Lumbermen’s Mutuals and other alleged in surance companies are soliciting and ob- taining business in this state without in any way submltting themselves to the juris- diction “of our laws, or becoming legally authorized to transact any business of in surance in Nebraska. All parties are especially cautioned that they accept the policies of such companies entirely at their own hazard and without their ability to en force any of their presumed contracts under the laws of this state This office Is advised that it has been held by courts of competent jurisdiction that in order to recover on a contested policy of the so-called “Lloyds” for a loss thereunder, it 1s incumbent upon the assured to maintain a separate action against each member thereof, wherever he may be found, sufng but one member at a time. “In the exercise of the strictest care In the admisslon of insurance companies to the state occasional losses have occurred, al- though the companies were honestly endeay- oring to comply with and uphold our laws, but for those that cannot and do not com- ply with the laws, the most sanguine can- not hope for anything but loss in all their dealings. They are lllegally within the state and they can have no other motives than those encouraged by their clandestine foraging to get all with as little risk to themselves as possible. Many excellent companies are fully authorized to, and capa- ble of carrying all the insurance risks of the state, and should be patronized by all citizens as agalnst these contraband schemes that promise all in the namo of insurance, but furnish no indemnity. The laws of this state provide severe penalties for the viol tlon of any of our ipsurance laws, and this office will cheerfully do all within its power to bring any offender of the fire, life, accident, plate glass, casualty, or surety underwriting laws of this state to justice on information. Hon. George H. Hastings, at- torney general, is ever ready to render all possiblo aid n" this connection and assures this office that it is the duty of any county attorney of the state to prosecute any viola- tion of the insurance laws whenever de- tected within his county. “The attorney general has recently fur- nished this department with a very weil considered opinion as to the status of the so-called “Lloyds,” which leaves no doubt as to their illegal existence in Nebraska. Any person_soliciting business for any un- authorized Insurance company, or any one adjusting any losses for the company, or in any other way appearing for it or repre- senting it, Is liable to a fine of $1,000 and imprisonment in the county Jjail for a period of six months. This office will be glad to supply all desired information to the extent of its ability to those who may inquire concerning insurance affairs, with- out delay, and very urgently insists that the many reliable insurance companies that have fully complied with our laws and that annually contribute large amounts to the state for the privilege of transacting busi- ness in Nebraska, must be protected and encournged as against the bushwhacking concerns that neither contribute honesty of purpose or indemnity to thelr patrons. Whenever a company solicits your business by mail exclusively, througl broker or other- wise, don't allow yourself to be its vic- tim, and ignore the solicitor who may come to you who has no certificate of authority from the insurance depirtment.” The circular has been the subject of con- siderable comment among Omaha business men. One prominent merchant is authority for the statement that it is impossible to secure a sufficient amount of insurance for any one of thé various companies doing bus- iness in the city, and as a result thereof merchants whe “carry large insurance and cannot have flieir demands fully gratified in this respect by home companies are go- ing to risk policies in outside companies and_mutuals, rnotwithstanding the circular of Auditor Moore. Emil Brandeis of the Boston store denies that he carried $40,000 worth of insurance in a Lloyds company, and did not have a dollar’s worth in the Guarantee and Casu- alty company, but admitted that the firm carried a Lioyds policy to the extent of $5,000, which, he says, was promptly paid. ACCIDEN ANCE. Progress of the Youngest Branch of Under- writing and Present Condition H. A. Wagner, state agent of the United States Mutual Accident assoclation, was in- terviewed yesterday on the subject of acci- dent insurance, and said: “Accident insurance Is the youngest of the recognized distinctive branches of the In- surance system. The first accident com- pany was established in London in 1845 to insure against railway aceidents only. Several others were organized before 1850, some of which ceased to exist. In London, also, was formed the first general accident company in 1849, It was originally in- tended to cover fatal injuries only, but be- fore beginning operation its scope’ was en- larged and made to include indemnity for disabling injuries as well ccident insurance was the United States by the company in 1863, It fs said $5,000 contract was made in consideration of & premium of 2 cents, insurance to re- main in force until the insured should reach his home in another part of the town. No certificate, however, was issued in this case. The first policy was written in April of 1864, Other companies followed in rapid succession, but scon retired, giving the original institution a monopoly of the busi ness up to 18’ In this year the first real competitor, an_ innovation in the form of mutual association, fered the field and has been a recognized factor in reducing the cost and fmproving the quality of accident Insurance. The growth since has been rapld and comparatively steady, the amount now actually in force reaching to billions of dollars. “The tendency among the more progr Ive accldent Institutions is toward a more liberal form of contract—the giving of larger benefits and greater security. Poli- cies are belng made with fewer restrictions while settlements are more just and equit- able. The illiberal contract of a few years ago was the natural product of the (imes, and s all that could reasonably have been expected, with no statistics at hand to de termine ' the risk assumed. It Is fmpos sible, with limited spacc to refer to the great variety of policies now in the field All of the later forms provide spocific amounts for death, loss of sight and limb by accident, and for weekly indemnity in case of disabling injuries. A number of compunies issue policies to women wpon the same terms as to men, and one of (he most prominent insures against fatal in Juri resulting from sunstroke, lifting, freezing, gas, polson, somnambulism and choking in swallowing, “During the ‘last year Columbian travel gave an impefus to the accident business Being but tempiorarary a high rate of lapses necessarily folowed. Notwithstanding this fact, occurring'‘as it did in a period of gre: financlal depregsion, a very creditable gain was mad Aécident insurance has, with other enterpriges, developed with varying fortune from @ small beginning to its pres- ent surprising * magnitude, Unscrupulous and designing ‘'men, intere only In per sonal gain, hive hindered success and brought it at times Intn pa disrepute. But it has pgssed tha Its exist ence wher an erring representative can stamp his imprint upon the character of the business. Its reputation Is assured. Along with evdey good comes its proportion of evil advent of stean power, the inve \ of labor saving ma chinery and the manifold applications of ricity to the uses of man have brought with them increased lability introduced formation of a that the first into ted its tlal stage of 1894~TWENTY PAGE [ cortainty of, accident, hence an increasing recomsity for this form of protection ‘‘Accldent Insurance contributes to the weal of man to an extent and satisfaction not reached by any other agency. The burden of disaster falls upon the Individual with the destructive effect, while, borne by the many, it seems but a trifle. It Is a sat isfaction to one to know that those de pendent upon him will be cared for in case bodily infury should rob them of his sup- port. It Is a satisfaction also to know that this caro is not a charity contribution, to know that it has contributed and may con- tinup to contribute to each one who may come to need In this particular way, as much as each has spared to him. Charity is nec essarily inadequate, and while It ennobles tho giver it humiliates and pauperizes the reciplent. The very principle of charity is opposed to thrift, energy, wholesome Inde- pendence and selt help. The accident in- surance business s still in its infancy. Its possibilities are great, But it is already recognized as one of the important produc tive agencies of the age.” Insuranes Items, W. Frank of Grgnd Island was In town Friday. W. C. Cree, a popular fire underwriter of the west, spent several days In the city last week. Archie Love has returned where he looked after his ests, The fire underwriters lament the fact that bursted hose is a characteristic at Omaha fires of lat H. Cralg of the ance company has through the state Al Shatz of New Orleans, credit insurance company of City, was In Omaha last week. Walter Green of the Massachusetts Mu tual predicts a general revival In life insur- ance circles within thirty days. A big increase in fraternal soclety insur- ance in this stato during the past three months has caused some of the life under- Wwriters to wear an annoyed cxpression The local Life Underwriters association will discuss the probability of sending dele- gates to the national convention at CI with the determination of booming Ot as the meeting place in 1895, A gt RELIGIOU from Chicago, insurance inter- ate Mutual Life returned from a Insur tour representing a the Crescent Mr. Moody converted 4,000 people in Wash- ington at a cost of $200. The Established Church of Scotland has 1,348 parishes with 604,98 communicants, and 2,130 Sucday schools with 20,683 scholars, General Booth of the Salvation army will visit Canada. this fall, when he will conduct a jubilee Salvation campaign throughout the Dominion and the United States, Luther's famous old church at Wittenburg, Germany, which the emperor had restored and reconstructed in 1892, was recently wrecked again by a hurricane which swept over Europe. It is possible that an assistant to Bishop F. D. Huntington (Episcopal) of the diocese of central New York will be elected at the meecting of the diocesan convention in June. Tho twenty-fifth anniversary of Bishop Huntington's consceration will be celebrated at the same time. The election of Rey. Dr. Thomas Spurgeon as pastor of the Metropolitan Tabernacle, London, to succeed his father will disap- point many American friends of Rev. Dr. A, T. Pierson. It has been frequently stated, and -never publicly denied by Dr. Pierson, who is a Presbyterian, that he was baptized by immersion in order to qualify himself for election. Cardinal Gibbons was the recipient on last week of a jewel box made from wood that formed part of the roots of the old mulberry tree at St. Mary's, under which the first mass in Maryland is said to have been cele- brated on March 25, 1634. The tree was between 300 and 400 years old when it blew down some years ago. A tablet in memory of the late Samuel Longtellow is about to be placed in the Sec- ond Unitarian church in Brooklyn. Mr. Longfellow was the first minister of the church and served it for scven years, from 1853 to 1860. The inscription on the tablet has been prepared by Rev. John W. Chad- wick, who will this year complete the thirtieth year of his ministry in this church, The tablet was first seen on Faster Sunday. The board of forcign missions of the Pres- byterlan church has prepared a testi- monial letter to the king of Siam, congratu- lating him on the completion of his reign of twenty-five veurs and thanking him for the kinduess shown to missionaries in his country. The testimonial will be for- warded to Mr. Barrett, the newly appointed United States minister to Siam. He will personally present the document to the King. When Mrs, Amelia Frost was ordained to the Congregational ministry at Littleton, Mass., last month one of the examining com- mittee asked Mrs, Frost: *Does the bible point (0 women's preaching? “Appar- ently so in my case,” was the reply. “But,” said the questioner, “I had hoped you would answer by some quotation from the bible.” Tnstantly Mrs. Frost replied: “Your sons and daughters shall prophesy. ““There was a tremendous applause, and any spirit of opposition to the ordination ended. Mgr. Satolli will soon be called on to de- cide a question in which the issue of Cahens- lyism is distinctly raised. There is a va- cancy in the Roman Catholic bishopric St. Cloud, Minn. Archbishop Katzer of Milwaukee recommends Reyv. P, M. Abbelen, a Swiss clergyman, who is generally reputed to be Herr Cahensly's principal agent in this country, for the place. Archbishop Ireland, who' is opposed to Calenslylsm in all its forms, has recommended Father Tro- bec of St. Paul for the vacant se Megr, Satolli will decide between the two, and the decision will be looked for with interest -— Cure Indigestion and biliousness DeWitt's Littie Early Risers. o el IMPTETILS, It happened in Sunda ject under discussion was Solomon and his wigdom. A little girl w=s asked to tell the story of Solomon and the women who dis- puted the possession of a child, Sk rose up and answered olomon wus very wise man One day two women went to him quarreling about a baby. One woman said, “This is my child, and tho other woman siid, ‘No, this i% my child.’ But Solomon spoke wp and said: 'No, no, ladies; do uot quarrel. Give me my sword and I will make twins of him, so cach of you can have one. with school. The sub- He was a tenor in the choir, had his hair curled and parted in the middle, and was persistently fondling a_downy mustache all during the opening of the service, when suddenly it dawned upon him that he might be soclable, and whispering to a_lady next to him he said “Really, [ do believe my volee improves with y looks She was about to reply when the pastor announced the text: “And the ass opened his mouth and spake.” Then she smiled and was con- tent Mr. Wilgus,” said the father had made a good welled to meet “Do you think, young woman whose strike, “that we will be co A friends in heaven? ompellsd?” said the mystified pastor. es, It would be all right to meet those of one's own but how about thoke of the set you moyed in in humbler days?”’ Wt the minister to Remember Lot's discouraged now glve us the wife's well for text overworked woull upon very the an wish he sarmon It's all preach from wite.! 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Yale's wonderful La Freckla is known to be the only sure cure for frec. Kkles. In from 3 days to one week after its first application every freckle will dls- appear and the complesion become as clear as crystal. Price, $1.00 per bottle. moth ives a beaut bottle. bust il for re- of wonderful remedy destroving the growth but five minutes te or even maki trace in one arvelous benuty is car) ment from the crown of her glorious golden head t 0ld Father Time has not dared lay one withering from the public. AULY. LIST Refines coarse pores, smooth and lovely, Price, Excalsior Hand Whitener, Makes the beautiful. hands soft, Price, $1.00. Mole and Wart Exiractor. Removes and warts. Price, and_destroys $1.00. lashes grow luxuriant keeps forev the $1.00, Thero can be no doubt left in the minds of those Yalo in all her glorious beauty and £he has the appearance of a beautiful ried out in_her every move- o the sole of her shapeloy feot. finger mark to mar her boauty In the price list below Exeelsior Amnd Blossom Complexion Cream skin ( lily white and Eye-Lash and Eye-Brow Grower. thick and and moles and long, shapely, strengthens and beautifies the eyes; guars anteed pu Price, $1.00. Elixer of Beauty. Cultivates natural rosy cheeks, a wonder- ful skin tonic. Cures constipation. i Excelsior Blocd Tonic. Hme M. Yale's Excelsior Fertilizer. Price, $1.60. Purifies the blood, acts on the live: neys, and bullds $1.00 per bottle; 8 for $5.00. Fruitcura. Mme. M. kinds of female weakness. per bottle; 6 for $5.00. BRANCH OFFICE: 8501 Karbach Block, Cor. Douglas and 15th Sts., Omaha, Neb, All first class druggists sell Mme. Yale's Remedios. dence may be sent to Mme, Yale's headquarters, TEMPLE OF BEAUTY, CHIC up the system. Price, Price, $LO0 per’ bottle, kide Price, o Yale's wonderful cure for_al f Mail orders and correspons 146 STATE STREET, GO, ILL. L “There is, in fact, no publication which enters into serious rivalry with it.”—New York Tribune. Every Grand Army man remembers very well exactly what position /e took in the bat- tles of the civil war; possibly even the posi- tion of his company, at most his regiment. G. A. R Reminiscences of the war form the chief en- joyment of a post ture, or account is welcome. Any relic, meeting. pic- Though over and over told, all anecdotes are ever new. G. A. R The book for every G. A, R. Post’s library, for every G A, R. man's library, is the “Century War Book It is made up of the famous war articles that appeared in the Century Magazine a few years ago. G. A. R. Readers of this paper may have this great production in its present popular form original bound edition is $22 to $28) at the smullest pric: ever asked tor such a work g. 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