Omaha Daily Bee Newspaper, October 30, 1892, Page 10

= BANKING 1 RUSSIA Queer Featur s of the Movey-Lending Bus- iness in the Czur's Domini:ne, EVERYBODY IS UP TO THE EVES IN DEBT For the Benefit of the Peasantry the Gov- ernment Runs a Land Bank. UNCONSCIONABLE USURY OPENLY ACTIVE Nobility as Thriftless as Poasantry and Pri- vate Banks Bleed Them. ALL BUSINESS DONE ON A CREDIT BASIS ANl Imports aro Assessed and Consoquently Vast Home Manufactorie: Have Grown up Through t the Great Empire— All Yoeations feay St Prrensnene, Oot. 15.—(Spocial Cor- tespondenco of Tii Ber.| —Russia s sup- posed to ba the richest country of the world. Its emperor has an income of more than §10,- 000,000 & year and the annual revenues of the government are almost #500.000,000. In its natural resources there is no country which conpares with it, and it could, if it developed these. be more independent of the outside worla than China is toduy. The truth 1s, however, that Russia is land- poor. It has more countrv than it knows what to do with, and its finances ave admin- istorod in such a shiftless way that it runs behind miilions of doilars every year and its governmont dcht constantly increases. It already owes more thin $2,500,- 000,000, or wore than 5,500,000,000 rubles, and its paper money is worth only 50 cents on the par value of 75 conts. There 1s no gold or silverusea here. All business 18 done in shinplasters of from 50 cents to $1 and upward, and tbis paper money keeps fluctuating so that @ great specutation goes on in buying and selling it. There is a stock market here in St. Petersburg which has at times as lively scenes as Wall street, and tho Russians gamble witn stocks as woll as with cards. 1tad quitea sum ot English gold when I came iuto Russia some months ago, and [ have changed this from time to time into Russian paper. I am now cettivg from 10 to 15 per cent more for it than I did in the summer and the value of gold bas been in- oreasing ever since [ came here. During the time of Alexander II the gov- erament tried to koep up tho value of the Russian paper and tne Russian bonds by soending gold to redeem them at hen thoy were presented for salo in the markets of Kurope. This went on for years until it was found that a systematic business of buying the bonds cheap 1 Russia and selling them ir. the other European centers was goiug on and it was then stopped. At pres- ent Russia has to pay 4 per centand up- ward forall the money she borrows, and herattemot to get a 3 per cent loan last year &t Paris was a {ailure. Government-Run Land Bank. ‘The wholo empire 1s honeycombed with debt, and this 18 so with individuals as well as with the states, the villages and the gov- ernment. Both 'nobles and peasants are loaded down with the puyment of enormous rates of interest, and Russia has more gueer money schemes and banking institutions than we bad in America before the war. - The government has a land baok, which loans monuy to tho peasants in order thut they moy purehaso land. This bank was or- ganized about ten years ago and it makes loans both to individuals and to villages. I'he government puts about 2,500,000 into it every vear, and since its organizatiou it has made over 7,000 loans to more than 200,000 families. About 2,000 of these loans were made to villages and through this bank the poasants have bought moro than 4,000,000 cres of land, upon which thev still owe about 80 per cent of their indebredness, In addition to this there are various ways of loaning money to farmers and the government of Russia makes advances on grain stored 1n warehouses or delivered to the officials of the raiicoads of the country. The treasury de- partment can authorize any railway company 10 make such advances aud the company will loan not more than 60 per cent of the value of the grain deposited with it. It will re- ceive at least 6 per cent 1n advanco for this service, and in madition (o this the peasant will havoe to pay about 2 per cent per anaum for a sinking 1una und one-third of 1 per cent to the railway company for negotiating the oan. Such loans usually ran for six months and it the money is not paid at the end of the time the grain may be sold ut public auction to redeem it. Out of the proceeus all charges for storage, expenses of sale, interest and 1n- debtedness must be paid before the owner of the grain cau receive anything, and he gots what is left. Tho ofticers of the railway keep the imperial bank posted as to the amount of grain which they bave on hand and they are liable to the government for the monev it loans through them to the farmers. his. system of lvans bas been going on now for moro than four years, It is very popular, and 8 groat muny of the peasunts take ad- vantage of it. It 1s no wonder they do so, for the chiarges aro much less than Lhose of the usurers who abound in every district of Rus- sia and who are sucking the life blood out of tho peopie. 10 the Tolls of the Usurers, One class of theso usurers is known as the koulaks. These ure peassnts who huye saved 8 littlo money and who lend it out at high rates Lo their follows. Thoy are worse than the nobles or the banks, and they, together with the swall snopkeepers, vodka sellors and merchauts practically control the money business of the smalier sottlements, In tomo villages you will find the Jew, WL has 1u somo way crept in from Poland, whos loauing money at big rates of i terest to peasants aud who has often mort- gagos on nearly every availavle piece of property in the “town, abd though the nomi- nal ratos of interest are only 6 to 12 per ceut, these koulnks, merchants and Jov's so uj range it that' they got from 100 to 200 per cent. ‘The crops are often mortzaged before thoy are planied, and when the peasant s bard up in the winter he will make any sort of an agreement Lo sell his crops or his labor for the next sumwer for money, In some provinces the land propriotors ad- vapce small sums of money on a contract with & man that he 15 to give them one or two days & weck of 1abor for & year in payment for it, and the system is such that lustances have been knowa of men geiting two days & week from u peasant for a year for about §9 of our mouey. Tho truth of it isthe peasants are like eobildren, .Tue majority of them do not kuow bow Lo take care of themselves. They douot sec beyond the day, and they are willing o promise anything for money, These koulaks .are the worst set of usurers in the world, They constitute less than 0 per cent of the population and many of them have grown quite wealthy. Originally poor, they are neguatuted with all che tricks of the peas- Anis, aLditev know how to grind them down to tho lowest poiut, and thoy usually prefe, payment in labor rather thau in woney. The wages in Itussia are so low that it is impossi- , ble for a wulnl ever 1o get wmuch woney abead, and his (avor and bis crop are all that he bas to mortgage . Just now, an account of the recent fawine + and the vast loss iu the sbupe of cattie and horses, the peasauts have become more 1o debt than ever and the hundreds of millions of dollars which the goverument baus loaved to villages on account of the famiow bas _made tbhe Russian peasant the poorest I in the world. No one in llussis outside of the poasculs sees Low thoy csn possibly *repay the goveroment for this famine money a5d no one expects it. The czar will prov- ably forgive the debl some time i the futurve, when he wishes to be especially o the and soversl Russisu 4 men have told me that the ouly reason why the money was not given outngbt was ‘vecause ruch & gift tend to make Lhe Russiana a nation of puapors and to oause the peasants not to work at all, on the basis that the government and the czar would not let thom starve. Russian Nobitity Poor and Debt-Loaded. The nobility of Russia grow poorer every yoar, government which was organized to lend moiey to the nobles upon morigages on their iand. The loans of this bank siready amount to more than 50,000,000, and a nnmber of estates have been sold under foreclosures of mortgages by it. Not long ago it was snid that 8,000 estates wero advortised for sale br this bank of the nobility, and tho large estates which usea to prevail in Russia aro fast being divided up by debt ana high in- terest, The nobles know little more than the peas. ants about taking care of their property, and they are more extravagent and luss careful of making botnh ends meot. Hofore serfdom was abolished they haa mors than they could spend, aud now whon they have to rely upon their own orains to make up for tho loss of the land, which was sold to tho peasants, thes find themselves poor. ‘Thore aro a large number of private banks in addition to these governmont banks, aud thoso, | am told, are making money, and thoy are paying dividends of from 6 to 15 per cent annually. These banks came into_existenco about the tinie that the serfs were frood, ana there wera 1o banks to speak of in Russia outside of the government hanks before 1564, Russia is just learning what banking moans, and before this timo tho “‘Bank of the State’’ uid all the business of the empiro. 1t had a capital of less than $5,000,000 und its private deposits were over $125,000,000. As 5004 @8 the private banks began to byestab- lished tho money iu circulation in Itussin in- creased and in about ten years tho deposits douvied and banking capital increased ten- Loans and discounts wero then used oly for business purposes aud uow mouey 1s turaed over as rapidly here in Russin as anywhore almost in the world. Tho Russian Nutioual bank or Bank of Russia issuos in the neighborhood of §400,- 000,000 of er and it has more than §00,- 000,000 of ussots. [1s origiual capital was only about $1%000,000, but its business amounts to $250,000,000 every year and it has deposits in - trast amounting to more than £00,000,000. It is the bank through which all the great government oporations go on and the treasury department leaves deposits of §25,000,000 and upward almost constautly with it Not long ago the ministry of finance or- eanized a system of savines banks here ana thero are now moro than 800 of those and their deposits aro increasing right along until they wow amount W more than §X0,- 000,000, Business Conducted on a Credit Ba A large vart of the business of Russia is based upon credit, but very lttle buying is done by check, and ths man with bis bank account draws his money and pays bis bills in 1t rather than with his checkbook. The werchants, as a rule, give long oredit and the retatlers buying bills of goods usually give no notes until niue months after the salec Atthe end of nine months it is cus- tomary to give & note or araft payable at ninewv days’ sight and an_extensioi is often asked. Fully one-half of all the business doneis on credit and casn buyers in the wholesale trade get from 2 1o b per cent dis- count. The retail trade of nearly all the cities of Russia is carried on on a cash s and the poorer classes ure always compelled to pay cash. The nobility are usualiy allowed to run accouuts and if ono has real estato there is not much trouble in getting credit. J am told that there are few houses in St. Petersburg or Moscow which are not or have not been mortgaged, aod b find very fair bunking institutions in all of these larg- est Russian cities, which scem to bo doing very well. We have i consul at Moscow who nhas one of the largest banks of the city ana who has madea fortune in showing these Russians how to tend money. He is of Jew- 1sh extraction and bo had experiencs with some of the larsest banking houses of Europe before he came to Russia, He is worth, 1 am told, several millions of dollars and he has made tbe bulk of his fortune in Russia. His business establishweut is on the sccond floor of ono of the large bouses of that city, and it will be surprising to Ameri- cans to kuow that most of the banks of Rus- sis are upstairs. You Hud toney changers on the cround floor. but many of the big bunking establish- ments have uo signs of Any sizo, and vou enter them more likke & private house than a business establishmeut. It is not the easiest matter 1o get money out of them. The Rus- sian is naturally suspicious, and vou have to have the proper means of identification or the polico is called in ana your record is looked up. Iv takes about a day for a stranger to geta check cashed at a country bank, and charges are made for everything. In figuring up tne smountdue vou in change the banker will use a little box of buttons strung on wires instead of calculating by figures, und he adds and subtracts, muiti- plies and divides rather as tho Chinese do than the Europeaus, ‘Tuere are pawnbroking shops in all the towns. These are licensed by the govern- ment, and the pawnbrokors have to make large deposits and pay well for the privilege, How the Kussians are Taxed, Speaking of the imperial bank, it is nter- esung to note how this immense sum of nearly 00,000,000 worth of taxes is collocted every year and where it comes from. This is a big country, but the revenue would, if divided among the Russian people, amouatto $2a family, and the expenditures of the government are enormous, The emperor, in addition to his large pri- vate fortune, hus practically the control of all the revenues of the empire and s word is law 88 to the disbursement of this vast sum. He has a big organization under him and he bas his cabiaet just at our president has, ‘Iho vast empire is divided up iuto provinces or states,each of which has its gov- ornor, who rules the state much as our gov- ornors do, but who 1s appointed by the em- peror, Livery stato is divided = up into districts and every district nto towns and villages and thero are elective assemblies in the towns, counties and states, which have much to say as to the distrioution of the taxes, and every village decidos just how much vach of its members shall pay of the land taxes, The peasants now pay about §2 a head for their adult malo population and they pay more thun §50,000,000 of direct taxes every year, The bulk of the revenue, however, is col- lected in indirect taxes, and Russia has a higher wall of protection aboul it than tho United States. All sorts of imports taxed and thore 1s a revenue tax on svil which amounts to $130,000,000 a ycur, and the passport taxes amouat to' something liko 810,000,000 Nearly evervthing under the sun 15 tuxed and t0e tax Iist is greator than ours was duriog the worst partof the civil war, You have Lo pay a Lax Lo carry on any kiud of o businoss here, aua a clerk in a storo is taxed for the privilege of clerking, It costs about £6 u year for the right to séll tobacco, und if vou want 1o run s hackney coach or a sleoge you wust tuke out license at a cost of 8, You pay §00 a year for keeping a distillery and 5 for selling wine in a tavern il you keep a restaurant of any kind you have to take out a iicense forit, If you own a horseit will cost you #3 a year In taxes and a dog you can have for 50 cents. 1f you have a lawsuit you wiil haye Lo pay atax on the amount of woney in- volved in it. Railroad tickets are taxed and b per cent is tuxed on express rates, There is a tax for fire insurance aud there are taxes on bousenold furniture and personsl prop- erty. You uote in your purchuses at the storos that all imported goods have httle netal tags fastened to them by wires and these are the goverument stamps put on by the custom house officers. If a lady wishes ribbon for her hair or & man buys a necktie they ind upon them these little atamps, the has been added to the price of s, Russta Froteots Her Home Industries, This Russian proteciion erowds nearly alt classes of forewrn goods out of the market, and under it @ large manufacturing burin has grown up in KRussia. TPho hardware of this country is noted for 1ts excellence ana there are a great many American speciaities sold hore as American which are mado 1u other parts of Europe or in Russia. I find that American goods stand very well, sud such things as agriculiural macbivery wnd haud wois could be 1wporied and sold at o profit. Tue Germans aad Eoglish are and thers 1s a bank here under the | THE OMAHA | seliing some American goofs in this wae and the Germans are {mitating some of our £00as And shipping them here, Merchants teil me that it would r{n\v the American manufacturers to sen thelr agents here to studv the market and to fur. nish goods to suit it. Butnothicg can bo done by circulars or through other parties. The Germuus ave very jealous of American trade and thoy are doing all they can to crowd 1t out of the markets of the world. I have found some large laud owners who are using American agricoltaral machinary, and I have mot a number who have told me they iatended to study our agricultural mothods when they cams o America to visit the World's fair, aud in this case they will probably ship some of our macnines back to Russia from Chicago. Consul General Crawford tolls me there will be at least 1,000 exhibits from Russia at the Chicago exposition and the czar is pro- paring to show somothing as to the resources and possibilities of his country. FRANK G, CARPENTER - You dou't want a torpid liver; want a bad complexion: vou don't want a bad breath: you don't ‘wan’ a headache. Then use DeWitt's Little Hacly Itisers, the famous little pitis. you don't How to Get the Proper Measurement. Mensurement for the band 18 the largest part of eho adomen. The numbers 1., 2. 3 e band \n feato where mensure taken The bands cost §2 gty un to w. but for one largor than # inehos add 1) ce xtra for each additional in Thus a 4nch £1.50, und the pilis may be bought for $1.6) a b You can huy tho plils and bands direct feom our OF by matl o express. DR.EDISON’S DON'T REMAIN SYOUT You See Your Stont Friends Growing Thinner Every Day, They Arve Using Dr. Edison’s Obesity Pills and Bands, NO DIETING, NO PURGING. It ins beon abundantly pro non-electrlo bands. OF his obesity which the agents of thisc firm of Loring & Co.. York City. 1« the ono safe and The Obesit ide from Of thie German [mperfal Xpriogs, govern- hip. v litis nre ussd separately, and makoa Ithy cure. Or, if used toxetter, they In’ aetion ana obtain botter resnlts Cured His Rheumatism and Obesity. AUDITORIUM, HOTEL. Chlcago, Aprh 2, 180, Gentlemen: Please send one 88-1ich obeslty band toMra. W. L. Carroll, 281 Chestnut Stroet, Philn dclphia, €0} . Liks your obesity band and pills vory mich. Thy have reduced my, wolght elghtoen pounds in the Iast five weeks. Tho obesityplils invo driven away all theumatic rouble. WILLIAM IT, DREXEL OBESITY FRUIT SALT A FRUIT LAXATIVE, Contalns all the yaluable Saline Constituents of RIPE FRTIT. Is offervescent, tastes sweel aud pleasant. Itke soda. REMINDS YOU OF CHAMPAGNE, A dellghtful substitute for Soda, Lemonade, Koot Beor orany other summer beyerag AND HELPS YOU TO GROW THIN. Dr. Edison’s FrultSalt: Istho best and simplest remeds for regulating the action of the ltver that has yot been discovercd. It Is very valuable after any excess in eating or drinking. In warm weather itTowers the temperature of the hody und keeps one in n comfortable, healthy condition in the summer months. PRICE ONE DOLLAR PER BOTTLE, STS.— SOLD BY ALL DRUGG ‘Wholésale dru, our koods in Atock. Churies N, Crittenton Co.. MckKesson & Robbins, V. 1i. Schieltefin & Co., ading houses— NOTICE. Dr. Edison’s Eloctric Beltsand Finger Rinzs aresold at our stores Send for speciul Kl tric Belt Circular seuled LORING & CO., F West 220d St., New York City. F Hamilton Place, Boston, Mass. P East Washington St., Chicgo Il MOUNT VERNON PURE VIRGINIA RYE T beg to call the nitention of the pub- lic to the above popular brand of pure rye whisky and respectfully ask & com- parison with uny other brand of pure rye offered in this market. It is far superior to any ot whisky anc I guarantee its absolute excellence in Havor as well ns its purity andits whole- some effect: The public is invited to 1Land sry Henry Hiller, 616 N. 16¢ch St., wine and liquor hous block. gists of New York Uity who carr —and other I family Esmond hotel FROM Female Woukiness, Catarrh or Rbeumatssm, Chronic, Nervous or Private Diseas?s, IF 80O, CALL ON Dr. Searles & Searles Consultation Free For the Treatment of Chronic, Private and Nervous Diseases, MALE AND FEMALE, FEMALE WEAKNESS, SEX- UAL DISORDERS, SEMINAL WEAKNESS, LOST MAN- HOOD. SPERMATORRHOEA, SYPHILIS, GONORRHOEA, HYDROCELE, VARICOCELE, NERVOUS DEBILITY PILis, FISTULA, FISSURE and STRIC- TURE F T ERECTUM Permanently Oured without the usc o3 kuife, g iture or Caustic ST U R E Guarantoed Pormanent- STRICTUREfaruesy Pernment: plete. without cutting. caustic or dl atation. ‘ures effected at home by patient withour a moment's pain or annoyance. Call 0n oF 4de dress with stamp fer circulars, free book ana Tece p 118 South 15th Street, Dr. Seavfles & Searigs, "' sputn, i st Next to Post Office. T AND QOES FARTHEST leaves no Sediment on the bottom of the cup. DAILY BEE SUNDAY, OCTOBER 30, 1892-SIXTEEN That's where theY MADE ONLY BY NKFAIRBANKS Co. CHICAGD. ’rHE RIPANS TABULES r hawale purify the blood, ar always effectual. A reliable veme egalate the stomach, liver e pleasant to take, safe ana »dy for Biliousness, Blotches on the Face, Bright's Disease, Catarih, Colic, Constipation, Chronic Diarrheea, Chronic Liver Trouble, Diabetes, Disordered Stomuch, Dizziress, Dysentery, Dyspepsia, Eczema, Flatulence, Female Complaints, Foul Breath, Headache, Heartburn, Hives, Jaundice, Kidney Complaints, Liver Troubles, Loss of Appetite, Mental Depression, nful Digestion, Pim- the Head, Sallow Com- Scald Head,' Scrofula, Discases, Sour Stome Torpid Liver, Ulcers, other symptom or dis- impure blood or a failure in the functions by thz stomach, liver and intestines. .to over-eating meal. cure for obstinate constipation. Th injurious to the most delicate. Price: One gross 15 cents. 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REEOTACLES Or EYE GLASSGEE Wioh Plaio, smoke, blue or white gl for protecting e eyes, Trom 6k & PAIF upe Max Meyer & Bro. Ca., Jewelers and Opticians. 3 T st At Bl onl ocoacm 3 i caaan yo Fer sale by Druggists, or sent by ma CHEMICAL COMPANY, New York. Gl %%66.066. INTERNATIONAL SANITARIUM | FAT FOLKS REDUGEL Mus. AL Sinit FUBldw DI, SALAT BAKNEIL No starving, suoots, Strictly c #lmonials address with DR. C GEE WO Theonly Elght yours stadr encewith all k1) ¥ hink you youno, & wonderful ra nedio 1Las for aalo the followiug #1008 bottle. six bottles for $).) Kidooy and Offics, 16th aadCalifyrai Sta. 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Chicano. . o gy geatuntil Chlnass payslsiay “Ton' yairs practioal oxps! 04803 ITeats sasos SNFODIC 24 €ivaa o by Otier daolors 1 806 him or write for qasstion blsak. Do n 0 1943 224483 yoar doolor k313 410239 d05bor with hls now il radivanoy baiodtanal b o ~wliat 0t o s and Plaats “Phe world his witnes 15 10 LhFa0 ¥ 24FS PrAC narai 0o And perma manento s thoasna No lnfurio i POl Ratloaw e octors 142 Harnny steaot, earonl Hver tratables. Farnin siessti genaril 4 of strangth 411 viealie ke medicli s £0r ¥8 44 bul KoL 6 £alial To Andoreon, 13 uulig aer s cityey Nt 004 bronchitis 0f A0 years standiog ropara | (raataa aal card Coughiln 0 years. K Culvert, 1Ly, a1l 248100, romedies tha cac 11gastio | Fomaln Woiknos, No ugonis. 301) Capital, $12).0) Omn, Neb th, Bles (Tea 2. Tbeim o, Aver Complaiut v by Chingse Mediclac (o, hma, Cuta d Polao gyt PAGES PAVING BONDS, Prociamation and notice of sabm: eloctors and logal voters of Omaha of th uestion of bonds of the city Oma ne handred thonsanl do pay for the cost of paving. v an zinz the Intersections of str SPACEs opposite wlloys In suld olty pay the cost of notsubject 1o nssossmont of specinl taxes tho city Issulng and ion to the ot the ha fn the sam of s and to In front of roal estate To the electors and legal voters of the city of O i 1. Georza P. Bemls, mnyor Oninha, do Is€ie this, my proclam it on, and ¥ the Authority vestod tn nie 40 hereby ¢ ¥o public not ceo to the e nd lozal voters of the vity of Omah eneral election wiil be held fuesdiy, tho eichth diy for tho purpose of submitt nd {0z voters tho gt foj owing, to-wii: nall bonds ot sum of one hundred thousand doliars (310000 @ issued £or tho purposo of bayins the cost of AV IR FOPAVING OF mAcKdnIIZINg the Int QCLIONS OF Strovts and &peos oppostte . 11 s eity, or paving the cost of pvin TONT Of PO €state NOL SUbJACT 10 ASSEsSMENt of Special ties purposes. 111 bonds to run no twenty (2)) years And to bear in 16 semi=nnunlly 4 F e not ex five per cont per an nym, with conpons att ched. to b called *Paving Londs. and aotto besold for less than T, Uhe procerds of which shall | e used for no JLher purpose than prying the cost of vAYIA ', TEPRYINE OF macacwin Zing the intersoctions Jtstreots and spaces opposite aileys in siid it fn front of roal estate not subject to ssment of spectal taxes for pving pur- Qsost The said question and proposit on shall be <ubmitted 18 id electors entite in the proper form provided by Iaw for offical bl ots, with thowor 8 Yes” "o pr tereon. Al f said ballots having un 112 tho worldl “Yes' shiall be counted fn favor it issning snid bonds, and all ving un ek foi 0w i shalt be couni ¥, and consid ho fssuine of s1id honds. The por s shall bo open the day of said olee- ton atel Wt a'elock fn the morning and shall continue obon until siy o'clock in the evening of the sume diy ut the respective voting places, as follows: T November, 12 o sald o tion 1502, ors 1 propositiun, FIRST WARD st Distrlot—S E corner stroots. 01 Distrlot<N W corner §th g eavens orth street AL ird District=N F treots, 4th Distriot—8 sonth of Piore el District ween Bth and 6th Distriot spith of) Pacifie stro Tth D s:irict—s E cory nd Witlinm stroot, aih - Discrlet—s “treats, (.r'“l District—S W corner Gth and Centor ! th Distelot—N W cornor 0th troots ith District=N E corner treets. ith und Marcy ornar 1%h and Jones corner 1ith aad fiest streot, North sldo of Pacific streot bo- hstroots. 1ast alley sile of 6th stroot noar of Park Wild avenue W corner 10th and Hickory nd Bancroft th and Vinton SECOND WARD. Ist District—N W corner 1th stroots it District—N W corner Iith and Pacifio dra Distriet—S W corner 1%th and Loaven- vOrth stroats, ith District vorih stroots, ith D striet=S | orth streets, th Distrier—E st pposite Poppleton ith Districr--8 E treets. Sth District—8 F and Jones S W corner 9th and weavy rner 23d and Leaven- side of South 2th street, corner {6th and Plerce ; orner lth and Willtam th District—N E ‘P streots. Lith District Lrcets. 11th Distriot—S E corner 20th and Bancroft itreots, 12th District—N reets. 13Lh Distriet—S recis. 1ith District—N Ecorner 20th and Boulovard vente, corner Sixteenth and Cen- N W corner 2th and Dorcas 2 corner 15th and Vinton W corner 3th and Valley THID WARD. ist D strict—S W corner 12th und Chleago treets. Distriet—: ots, id_District—South side of Capitol avenus Gar (west of) 1t Ath Disirict—\W, E h ween Douglas i streots. sth District—N K corner luth and Capitol vonue h L (reo Tih District—S L th Distric reeis th Distriot—8 treets. N W corner 1ith und Davenport street, be- t—N E cornor 9th and Harney E corner 1ith and Dou:las =N E corner' I3th and Jackson E corner 10th and Howard FOURTI WARD, N W corner 17th and Davenpor: dand Davenport W corner 25th und Dodge E corner 1ith und Dodge ts. ith Distriot—N i280ts. ith District—N ticots. ith Distrioct—N Arv's avenue. Sth District—s W corne Aary’s avenue. 9th District— ouween Hary Wil District orth streets. 1L Distric iry's avenue E corner 17th and Harney W coruer 20th and Douglas W corner 2th street and St. r20ih street and St Ast side of Fouth 10th street, 2y streot and St Mary'savenus, Weorner 14Uh and Leiven- 5 W corner 17th street and St FIETI WAND, 154 District—Enst DPos.1e Manderso 2nd Distr S nd Wirt str rd Distr.ct nd strec th District nd Gr ith District rocts uth Di Shermun avenuo Sherman avenue Sw Shorman avenus N W cornor Sh o b stroot 5 W corner 17th and Charlos strlet—East sido of Shorman nvenuo bout i1 feut north of N cholus street, b Distric sr 10th and Lreots. 8ib District—N W \rets. ath Distriet—N treots {0uh District—Fast slde ween Californti and ¢ Hth Distrlev—5 B corner “treets. Izard corner 10th und Burt E corner 1oth and Cass ortis 17th street bo- 155 ALICRTS 1Sth and Ouss SIXTI WAND, District—§ Lth str ue. District—35 W Fund avenu s Distriet—N frects, ith Distriet—3 W corne rocts, yth Distrl B Distriet rects. ith Distrier Jrents, sth District strects. ¥ uult Distrlct—N B corner 1 th Distriet—N W cornor 2th and I' itreet 1ith District wots, i2th Distriot—§ troots, leorner ot and Ames corner ith 8treot u K corner 43h and Grant 21th and Manderson honnd Wizt st drd and P SE corner 2 S W corn N W 24th corner aad Corby N E corner 2ith and Burdette nd and Grant unklin 8 W oorner 24th und Pranklin W corner 2ind and Clark BEVENTIL WARD, st District—=S W cornor 23th strouts, 2nd District—N E cornor 20th )1e vene, rd 15 W Woolworth avenuo, ath Dstriet—=N W Arbor stroet. suh Disirict—Sg 1T (east of) soutl, i Gth Distriet—A K corver #ith avenue and Foppieton avenuo, 7in Distriot—N W ¢ Struots, and Mason avenue and corner 20th streot and orner S9th stroet and ( Vinton strect por Gith und Franels EIGITH WAND. 15t Distriet—-Eust sido of 266h stroot (south of) Chiries strect Uil District —West side of 230 stroet outh ob) Panl strect. : r i nstrict=N W corner 20th i 110 1. 4th District—N K corner streats. e ith Distrlet—West side of North 2ith stroet ar (north o0 Cuminz stroet. oth District—S E corper 22d and Burt streets. Tth District—8 W corner 0th und Ouss streots, near neur olas 20th and Cuming NINTH WAKD. 1st Iistriet—8 W corner 820 and Cumiog a Wlstriot—N W corner 40th and Cuming strects 3 54 Distriot—=N E e streels, il Distriot=Noril siac of Davenport street ¥ (wost of) North i avenue. "Gt Wisuriot—s E corner dist Dodge st i Distr iekson streot. roer 40th und Faroam avenue and sruer 20th aveuue aod Tu witness whereof 1 have hereunto'set my hand as movor of -\Illll clty of O hin, this Tt aiy of Octabor, 2 it ayy o GO, 1. BEMIS, Muyor, Joux Groves, City Clerk. oloazit Baby's cheek {5 like a peach, 15 it Madame Ruppert's bleach? No! but I & )y's mama's cheek Volumes 1o its praise doth speak! Call for Mme. Kupport's Lok, “How to bs Beautl- tul. of the city of & 8uch mayor fory that a in satd clty on the city of Omaha In the K follow= £ anid bailots { SEWER BONDS, Proclamation ana notice of subm vloctors and joeal votors t Omana of the question of s the eity of Omaha in the amoant of one hy Ared thousnnd doiirs (210),000) 1o pay for th construction nnd muintenance of sewers in the ¥ of Omaha, lectors and legal 1. Georee I' O do horeby give publl: notice ty the of nd lo al voters of the elty of Omana, that " sneral aloction will bo held in sald city on Ay the elehth day of November, 189, for lowing, to-w t s e Shadl bonds of the city of R100 000) bo fssued for for (ess than par, the procoeds from the sal thereof to be expended for tho construction und muinte nee of sewers in the clty of Omuaha, n b I8 thercof not to be di tron S therein speoitied.” s o8t on and proposition shall be ltos da e TS entro in the proper 4o by Iaw for offieial hallots, with “NOS od thereon All Y ving X" mark following | 1 Y ES” shail be counted in favor of ! und il of sald ballote {u.hllw\n»' I:u' Vlvnrll of sald bonds, 3 1 e open on the day of said * election teight o'clock In the morning and hall continne open until six o'clock In the ¢ g of the samo dav at the respective voting pluces. as follows S E corner fou to the the oty of alng bonds of oters of the clty of Omahin thonsand the const in tho dollars n and Al be « nninst the s in Thi polis s L Distrlol et Marcy il Distriot-N W corner St oave o tHet =N W cornet Sth and Loaven- drd - Distriot-N itrants, Ah Distriot—S B corner 13th und first ulloy oo street North & woen Oth and el st Gih Distriot —isast side 2th of) Paciflo stroet sl I atiot fi cornerof Park Wild avenue i DIstriet=S W corner 10th and Hickory Uk District—8 ireuts, o gl (L District—=N W corner 0th wnd Baneroty ith District—N E ots. ith and 5 corner 12th and Jonoes *ific streot bo- O Bth stroet noar corner Gth and O corner Wik and Vinton BRCOND WARD, Ist DIstrict=N W oorner stroaty 2 District—N W Atrects. dra Distriot h sLroots, th st worth Atroots, S D) strict—§ wOrth strovts, Gth District slde of South 2)th streo posite Popp! v et il ith Distriou corner 16th and Plores tr trict—8 Hth and Jones corner 1ith and Pacifie S W cornor 18th and Leaven. =S W corner 2)th and Leaven- i vorner 2d and Loaven- Sth Lrects th Distriot—N eratreots, Uth Distriet Atrauts. LI Distriot—S 1 corner 20th and orol SET ier 20th and Bancroft 12U Distriot—N corner Mth and William Peornor Sixteonth and Cen- N W corner 2th and Doreas ! corner 15th and Vinton Istn District—8 W ¢ trects 1ith Distriet—N venue, ' 1L and Valley £ 20th and Boulovard THID WD, I8t District=8 W corner 12h und Chicage d District treets 3 District-South side ot Capitol Gar (West of) 13Uh stroot, dth District—Wosi sido of 1 ween Doulas wnd Do e strocts. ith District—N Ii corner 1th and Capitol venuo oth Distriet—N 1 treets, ith District—S B treots, sth District=N B treets, )t Distrd cets. N W coruer 13th and Davenpors avenuy streot, bos corner 9th and Harnoy corner 1ith and Dou:lag corner 15th and Jackson ot—8 I corner 10th and Howard FOURTIL WARD, 18t District—N W cornor 17th and Davonpors “nd District reets ird Distriet ireots, 4th District—N Lrocts, N W eorner 22nd and Davenport N W corner 2th und Dodge Dodze istriet—N B corner 17th and Harney E corner 17th and ireets, uth District—N W coraer 20th vots ith Distriet—N W coraer 1 ve, N W corner 20th streot and St and Douglas Weh stroot and St, tlot—Enst sido of stween Harney streof Luh Disteict—N W orth streets. 1lth District—S Lizv's avenue outh 10th stree, nd St Mary'savenuo, prnor 15th and Leaven- S W corner (7th street and St. FIFTIL WARD, 1t District—East silo ot DDOS Lo Manderson 4tront. Znd Distriez—8 & cornor nd Wirt stroor. ird Distriet—S W eorner il Livke street, «th District—N W corner nd ce street, sth District—S W corner ith Distriet Shermun avenue Sherman avenus rman avenuo rman avento 17th and Charles avenuo District cocnor 16th and Tzard troots Sth District=N W corner 16th and Burt treots. th District—N | troats Oth District—Fk ween Canforn 1th D sticets corner 15th and Ouss it sido North 17th strect bae and Cass strects trict—8 I3 corner iKth and Ouss s1xmi 8 K corner “th strestand Anies W WAID, t District nue. 0 District—8 irand avenuc srd District—N B treets. ith District—3 W corncr 2ith and Manderson ir sth Distr ith Distrier—y W corner 96th street und corner 45th and Grane SE corner 2ith and Wizt streot cornor drd and Parver é ( District ooty “th District N W corner 2ith aad Corby NI corner 2th N B cornor district=N W corner and Burdetto District 2mad und G 23th and iy th and Frankiin 2nd ang Clark SEVENTI WAKD, W suh ist District =5 stronts 20d Dlstrict pleton Avenue, d District—-8 o Waolwort ath Distr Arbor st b District—souin sido of Vi £ (eust of) south 420 avon h District—S I corner ppleton ivenun. T Dixiriet—N W strocts, corne and Muson N L corner 20th avenue and wth street and corner S0Uh stroet and on strect ith avenae and corner Gith und Franeis BIGHTIC WAILD. Ist Distriet—Enst sido of 20th so0th 0f) Chir os street 200 District-Wost side of gouth o) Paul sireot drd bstrict—N W sLrests 2 4th Disteict—N B corner 20th Ntrets. Sth Distriot--Wost sido of North 2ith stecot near morth of) Cuniinz streot, sth Distriet=5 B cornor ath District -8 W corier BLroets, sLroot i street n orner S0th und Nicholis and Ciing nd Burt stroots, D unld Uase NINEU WALD. 18t Instrict—5 W stroets Wk ud Distriot—N W coraer 4Uth and Cuming sLraCts. 4 Fa S District—N 1 vl B District—=Norih siao of Diveuport stiee ¥ (west of) Noruh i2d avenne. “ih distriet—3 K corner st Dode strect. ath Distriet fu witness whereof I liive horeunto set hand a8 mayor ofsaid ety of Omabia th 17th day of October. 1 4 G0, 1 BEMIS, Muyor Attost: k8. Oty Clerk, y Py YOUNG Panama GorLpweck corner anl Coming i corner 40th wud wany wvenuo wi B W corner 20th avenue uud ( Jous tuo ST A LK Above 18 ON EAITL cen of ke keel tlon, wnd the hest it the human feotly. Each ranted 10 hecor tulker. PRICE, GESLER'S BIRD ST & 406 North 16th Stre:t,