Omaha Daily Bee Newspaper, January 10, 1887, Page 5

THE PHILADELPHIA PLAY, The Philocophy and Prac of Building 8o © of the System GOOD ACCOMPLISHED: GREAT Sixty Homes and $60,000 Distributed in a Single Day Under One Busi- ness Hoof—A Tenant Who Paid for His Landlord's Property. The Philadelp! Kt. Lonis Globe-Demoerat are 1,800 by ing socicties in Pennsylva- nia, and 600 of them are in Philadelphia Of the 600,at least 800 are in active opera- tions the others are being closed up, The first of these sociclies was organized in a suburb—Frankfort—in 1831, To-day the ownership of 50,000 homes is the ractical result in Philadelphia. Fifty thousand houscholders in this city no rent because of these societics, A visit is suggested to the city of homes, and a study of the practical operations of the plan. Where can a better beginning be made than Camong the newspaper men? There are more provident workers than those who win bread between the mansard and the basement of the print- ing house. ‘T'here may be some who less provident than these. At s f an 1dea which has put_his own roof-tree over the head of the editor,of the reporter, of the compositor and of the pressme may be said to have stood a pretty good tost. correspondent of the ¥8 that there SIXTY HOMES AND £60,000. And what does the inguiry show? The unanimous opmion of the newspaper men of Philadelphia is that the building society is a good thing. Two out of every three men employed in ous enpacities about the printing honses speak from actual experience as shareholders in these organizations. The employes o the Public Ledger have had two of th e § limited in membership to tuat office. One was Public Ledger No. 1, the other Public Ledger No. 2. Both were worked out to asuccessful conclusion in hout cleven years, Those who put m $130 at the rate of a dollar a month drew out $200 in cash, Those who borrowed on their shares vaid 6 per cent for the money and res d their mortgages can- celed” at_the expiration of the cleven years, When the shares matured, that is became worth §200 h, the Ledger No. 1 was wound up and whole busincss was closed out in twenty-four hours, Sixty men of this gociety received back canccled mortgages and held their homes clear, Sixty others who had made their monthly dey s and had not borrowed on their sha received in bank bills some $60,000, in sums varying with the number of shaves they had carrvied. The n who had put up a dollar a month cived $200, and the man who had put in $10 « month received $2,000. To-day every married man on what is known as the ‘editorial floor, where are located the editorial, financial and com- mercial departments of the paper, owns the house he livesin. Six of the local #taff own their homes. Not one-third of the compositors and pressmen and other employes of the pap: JOHN GWILLIAM, RETIRE But the most notable ca John Gwillinm “retired carrie that of who writes himself down of the Ledger.”” He had a route and was delivering Ledgers when he went mto his first buildimg society, and he was one of the ploneers in the ¢ operative movement, Gwilliam’s faith extended beyond the experiment of half THBEII v GsT on palL carried through to maturity. As fast as he saved, his money nt into building societies. Whenever, in his tramps over his route, house which was real cheap, he . borrowing the money from one 3 building socictics, giving a mort 10 on the property, and making the rent offsed as possible the dues and intere the building society Somoetime v n mide $0 good g Largain that the rent more than paid the dues and interest, Sometimes the rent fell a little short of the dues and mferest and Gwillim had to go into his pocket for the small difference month But just as sure as maturity came round, in_from cight to eleven years, John Gwilliam gathered in the property, sometimes wholly paid for by th at a cost to himself of of the whole value. He car Ledger year affer year and ho houses persistently, but shrewdly. ‘The time came a few years ago when Gwil- liam stopped dclivering” the paper and now he is the “retired carried,” with 100,000 in real estate, all uulmrml through the building societies and his native shr s. Of course such a man would de some headway n the world if there had been no building wcicties, but be wouald never have becn where he is. ADDISON B, BURK, Newspaper men of Philadelphi. rencrally look to Addigon B. Bur "ublic bought a quite of the Ledger, as the one among them best ied to give information about buitding societics. Mr. Burk has made o study of the philosophy of the plan. He bas had practical experience in various societies. He is to-day the vice-president of the Pennsylvania league of building socicties, & combination managed upon purely business principles, but one npon which the Keystone legislutors look with great respect. “Nearly all the newspaper men of Philadelphia have been in these socie- ti Mr. Burk said in reply to an in- guiry, and 1 suppose tliat two thirds of them are now sharehoiders. When I t house I was getting $20 wee ‘I'he price of the place was §3,400. 1 bought it on $25 u\!h and my faith in the hmhlmz societies.’ ‘The editor smiled at the recollection of lus early zeal, and wenton to say: 0 buy that house I undertook to run twen- ty-five shares, which made my dues and inter to the soc oty $50 a month, Of course 1 got possession of the house and had the saving onrentto help mé out, What made the venture worse for me, 1 bought when s were tlush and prices Ligh, A few weeks after my investment Jay Cooke failed and everything tum- bléd, Ishould bave probably have failed in trymg to carry so muchif I hadn't bette 'v(li my condition financially soon af- i R *‘You believe in the societies and their futurey” “Oh, y(8]1The contral idea is thata man who_goes in is compelled to save. Of course it depends on the ol ster of the wan how important this idea is to him, Some are so constituted they will BAVO ANY W But the most of us need a prod to make us lay by, and that incen tive this plan suppl Then there is more proht in this method of saving than in any other, Most of these socicties )ay o profit of at least 7 per cent. 1don’t now any that divide less than b per sent, OOr sav f dropped to 2 per cent on deposits first started these societi go-operative ussociations, to enable workingmen to own their own homes Ibey were so prosperous that they at- tracted capitalists, who went into them because of the lng returns and the s character of the investments. Our cieties now make loss percentages of pro- fit than in former years, but they are «« ually as safe. I ow of no reason Why chey will not cpotinue in popular- n\ “Now, Mr. Burk, begin at the begin- ning, ph':m' and show the development of this idea of build oties. Make it a first lesson —so easy that every reader t the hang of Vell,” suia the ed buuiht wy fi When s were generally aaturedly *‘in_the first place theee aré not building They don't build at all. The name is a inisnomer. They are co-oper- ative savings and loan associations, That would be the correct title for them.” FIRST PRINCIPLES, ‘“Now," continued Mr. Burk, “the gys- tem in the simpler forms may be made plain in this way. _One bundred men, cach able to save §1 a month, agree, in rder to strengthen each other in their to put their money m- gether at fixed periods and lock it up i astrong box until each shall have £200. It is easy enong each man is prompt in hi ments the strong box will be ready d for a division of savin end of 200 months, 1f each mor for of opent hat v share ) mont we will suppo on, “that as soon as been ent d como toget each into members suggests ing the m had better put it out \ther it ench month, pu ics for its return into the box interestalso as fast as earned, At s the other members see that by this su stion they will nc ) on eachshareinless than srhaps in 180 months, when will have paid only $180 each, The st gestion 18 adopted” and now we have a purely co-operative savings fund with only one distinguishing feature, and that one of great value—the savin com- and made at stated periods, The r does not de in this fund his spare cash as humor to_save prompts him, but enters into an obligation to pay so much per month, Now, you have in th scheme as thus far developed, the ) I features of our so-called mis- named building and loan associations, I'ie other branches of business in which they eng Ithough they give acter and me to the socictios, lly incidental to the accomplishment of the one grand purpose, that of saving money by co-operation and by compulsory payment into the tre: “Your philosophy is all right,Mr. Now let us sce you develop your society.’ thi into by whi r monthly ar ting th nd the A gl ting on * the they will Burk deal VOLUTION OF TIIF The editor smiled and proce t problem that presents etor is, how to use the money col- lected the first month. The purpose of the society will be_destroyed if it is not afely invested, Shall it be put in g ernment bonds at a low rate of interest, or invested in bond and mortgage, with real estate security at a high rate? If the latter course is adopted, to whom shall 1t be loaned? John Smith, who is not member of the so s to borrow, but 80 also does Pete , who member, If the society lends to Peter Brown, it will have security additional to that represented by his bond and mort- gage—in his stock growing m wvi month by month. To ; fig this '\lidi!inn:\l security for all the money it iends, and at the same time secure a higher rate of in- t for its money than could be ob- ained from government bonds, the so- ciety determines to lend only to its mem- Now 1t appears that other mem- s besides Peter Brown want to borrow the first month’s collections, How shall it be decided between them? Obyiously the fairest plan is to let them bhid one against the other, and lend it to the man who is willing to'give the highest prem- ium over and above the fixed or legal rate of interest, This course 1s adovted, and the society finds itself in possession of two sources of profit, interests on loans to its own members and premioms for the prior use of money collected. It is anifest now that instead of requiring 200 or 180 months in which to aceumulat in the strong box enough money and se curities to divide $200 per share, it will only take say 160 months.” “Good! Your ideal is beginning to de- velop certainly.” “In the course of time,”” Mr, Burk re- sumed, tsome one of the members fails to pay his installment, If this is permitted it is manifest that the member withhold- in his deposit and depriving the society of its \m \nll in the end have anud- vantage over his fellow members. To cheek this a fine is imposed when instail- ments are dc ed, so the line may serve as 1 penalty us well as reimburse the so- ciety for the loss of the use of the mone, Another member finds ¢ he eannot keep up his pasments, ox he desires to move to another part of the country. To accommodate him, the society agrees to unlock its strong box before the appointed time, give him what ke has put with some portion of the profit alr cumulated, and eancel his stoc 18 n that there are, besid. saving v and getting interest upon it, three wees of profit, namely: Premiums sing from competition for the loans, penaltics for non-payment of dues, and aportion of the profits withheld from members who fail to remain in the asso- ciation and whose stock is canceled. And so we develop the features of a Philadelphia puilding soctety.! “And what is the out TUHE DAY OF SETTLENM At last, somewhere between the tenth and the eleventh years, when from § to $130 have been paid in on each share the strong box is found to contain securi- ties or money suflicient to divide to all borrowers and the non- borrowers, )0 each, The time has come for the socicety to be ‘wound up,’ techni- cally speaking. Each holder of an un. borrowed or f’ru) share gets §200 in cash- ch borrower ntitled to $200, but he owes $200, for which the society hold hi bond and mortgage, so the account is squared by the cancellation of the mort- gage." *That looks like a pretty fair per cent for the non-borrower?"” *“I'he_investor or non-borrower has made 10 or 12 per centon his money, He has paid in $120 to $130 and received 204 ' “But what about the borrowers?" *‘He has paid perhaps 8 or 10 per cent. for the use of his money, when the nomi- nul market price 18 ull]\ G per cent. But if o fair comparison is made between loans obtained in the open market and loans from building socicties the differ- ence will be found to be more apparent than real. Agents for capitalists gener- ally demand a bonus for metting a_ loan, ‘T'he loan itself is generally not granted for more than three year: mnl, if the market warrants it, a fresh bonus will be demanded for a continuance of the loan or the borrower will be compelled to go again to the market to pay the fi lender, and will have f anco foes to pay. This may oceur twice in the lifetime of a build society loan, and when the accounts of the two louns are compared the difference is very trequontly in favor of the society loar 4 matter of s und cents, andalways i its favor when the convenience of getting tho money, of paying the interest and dues in monthly instaliments and the freedom from worriment about a possible fore closure are taken into consideration- THE MORAL ADORNED. Then Mr. Burk, to illustrate the ad- vantages of borrowing from a building society, told of an actual case within his own observation, A little house, which rented for $12.50 & month, was put up for sale. The occupant, wha hked the place well enough to maxe it his l..,mh a8 urged to buy it through a building society loan. He knew just enough nl finances, as the editor put it, “to be in the proverbial condition of a' man with little learning.”” He would not be such 4 100l as Lo borrow mone s preminn, and he denounced the societies and their system. The friend, seeing that there was a good investment in the property, bought it. The purchase moucy was borrowed from a building society. The samo tenant continued to occupy the house and paid his §13.50 a mounth rent to clf to the nee | mths, | THE OMAHA DAILY BEE‘ M O\'DAY the now hnd)nrd, his friend, Thv-hnv\r turned the rent toward the dues and in- terest for the building society. It has turned out thut the entire outlay for in- terest, dues, ground rent, taxes and water rent has amounted to $16.50 & month, month | socicty until th about £500, the fi keptical ter a property w who refused with scorn the to buy, ten 3 has really con | tributed, thre i t, over one-half money which now gives perty clear - A WONDERFUL TREE, the ached of the out of his own pocket t ate T ily adviser arog [he same man opportunity markable Properties of the Austra- lian BEucalyptus, ' Analyst mail steam 18 estab ed between San and the Australian islands, enterprising pe sought to transfer some of the wild prod ucts of the latter region to California s | One thing attracted the attention of the | admirers of nature, and that was th eucalyptus tree, which formed 9 nt of the forest vege nof Austral tree grows very pidly in I intry, with a strai em reachin monly 250 fect in height, and havin ce of seventy feet at the ieved that as this tree a great mass of leayes it could utilized for shade as well ns or namentation, if the soil of the Pucitic shoutd be found suitable to growth. The experiment was ri and slips of the Australian forest giant transferred to California, where they soon took root and thrived in the prolitic soil of the Golden state. The ree was found to furnish honey to bees, and in this way alone the foreigner was found to be luable addition to the honey-giving products of that now ex- tensive honcy-producing state, It w ascertained that the eucalyptus globulus, or blue gum, could be further utilized as a remedy for marsh and other So table, mdeed, it that it will destroy nd feed upon th i L hy ms and help to troying the Its value by such fevers has given to the t many person: cially the Amcricans, the name of the “fc and it is, therefore, somewl by the natives of the Spanish-Amcrican countr Pacific_const, The tree produces which is valuable, and a like the resin of cmchona, — An extract made from the tree vields a substance capable of neutralizing strong acids and formin erystalline salts. The leaves, dried anc powdered, have been found useful as a icine for certam wdies, and the ark and wood have been utilized for the same purpose. But the discovery of the most remarkble use to which this be put was the result of an ac dent couple of years ago. The eucalyptus tree had flourished on California soil, and had been cmployed as an ort tree in many of the citie Amer | when Some years ago, hip line W Francisco reons ht states its it 1 they cious in among Spanish- ver tree,” revered whi effic on from s from corro- go Mr., 1 was in th inan old at far as wvossible, the mineral qualities that scale in his boiler. Chemical compounds supposed to prevent the form- tion of seale has been used without tleet, and Mr. Downie resorted to the fil- } f water g partinl preventive. His process was to run the water through the heater and letat drain through st One day he happened to be out of strs but as the leaves from one of the enealy tus trees which stoo i near the mill were handy, he employed them ins| I: N6 Mr. Downi su y, the for scale in the boiter stopped,and that which was already the wn to be removed. He thought it well to continue his experi ence with the cuealyptus leay proving the result, infc he had discovered. In the leaves of the ver neral nse the i coust o over the country sufivred ‘ming in their boilers and Abou uple of yoars Downie, the propricte mill at Salinos City abit of filtering wate in order to fr it, as fell into incers on THE CRIME DR, COOLAGE, Slays His Benefuctor, Burns His Body, and Kills fimsel Chicago Herald: e like k much about the ecase i > of the oldest and best deteetives in the city’s mploy, “althongh it happened a good many yc ago. I think it was the most bratal erime that I eyer heard of in all my experienec “Well, to begin the yarn, there was g coung doctor by the name of E, V, fuge, who lived in a little town in Maine, He was sipated but came of a good family, who now and then would supply him with money when he beeame short, hut he was so extr nt in his ates that it would ha bank to keep him going tice, too, in a way, and laboratories in th e, “Well, to make a long story short, he beeame involved in a hittle financiul dif- ficulty one time, and went to a friend named Matthews to borrow Now, Matthews was o heavy dri “but hé had plonty, of monoy, 16 was fixed, hows er, s0 that he could only Wt (lmmzh his brother. When Dr. Coolage went to him and asked for the loan, Matthews said he did not have the money just at that e, but he thought he coulil and would bri ng it up the next y to the doctor’s oflice. Matthews went to his brother, and after explaining what he wanted thé money for, obtained it. He had a pr one of the finest “At the appointed time he went to Dr. Coolage” with the $400 in his pocket. The doetor received the money, and poured his friend out a glass of L v. The hquor was drugged and Vi nto a stupor, from which he never awakened, Dr. Coc went coolly to work to murder and burned the body up in & furnace in the basement, “0Of course Matthews was missed, His brother told how he had got the $100 for Coolugre, and the detectives searched the ofl They found - portions of the charred human bones, and the doe was arrested and placed in juil to a Lis trial, In the cell next to him there was an Irishman locked up for some minor offtnse whose term was 1o expir in a fow days. Cooluge beeame quainted with this man and the wo y plot to throw the suspicion of urder on a young student named Fiint, who was in the doctor's oflice, Coolage fixed up a letter in which he made Flint confess to the murder. This was given to the Imshman who was to kill Flint, leaving the impression that he had com. mitted suicid, il place the letter on his person. However, the oflicers at the jail Zot on to the scheme, and took the leiter away from the Irishman, who w after. ward given a term in the penitentiary. “When Dr. Cootage suw that his plot had failed he broke oo sy down, und i time for the trial drew near he became moody and morose *On the day set for s trial key went into his cell to eall found Coolage in his cot—de committed suicide, “he turn- him. He He had but for some time it wus a mystery how he had done it. The POSt-morte examination revealed the fact that he had cut an artery in the roof of his mouth, swallowing the blood, and thus bled to deuth.” - One Dollar’ is true only of parilla, and 1t is an unan- gument as to strength and 4100 D Hood's Sa: swerable a coonomy. Thus, by the payment of $ a | ant has become the owner of | | occu J ANUARY 10, l‘%S". The rlnnlum! P nmny Laura C. Holloway, in Brooklyn Maga- The Cleveland family 1s in its best ¢ a clannish one, tenacious in frater- nal afiection and beautifully loyal to home t T'he father died in 1858, when the president was only sixteen and his Rose Elizabeth, was seyen years of & strong —the possessor of intellectual nd moral force and great dignit She »d her children to honor her a ove one another, and in*their maturer years they have not departed from her cepts, Though the brothers and sisters have lived apart, they have exporienced closor kinship than is gencrally the 1 united houscholds, The love and veneration shared by all the group for their mother, ef they felt in her death, is a Bond between them, and one never to dic while they live. T'o her they ne often as they could make the journey, the sons who had gone outinto the world and the sisters who had estabhished new homes for themselves. The last time they met there was at the funeral of Mrs. Cleveland, and when they arated it was to leave the young sister the sole ant of the lon house hospitality was offered her in the he of her brothers and sisters, but she pre- ferred to stay in the house which had now become hers, and in time to renew her work in her chosen field. There was an advantage to her in this cour: She was not a stranger m the place, as her clder brothers and sisters had beconre by their long absence from it, but every one knew and r ted hor, and her fow chosen triends were not far away. She had, too, the prest of her parents fame in Holland patent, and thi was rich logany. Iler father had died three weeks after his re moval_thers to become pastor of the ytorian church, but his character as o minister and a man was well known in all that region, and in his short ac intance with tne vil s he had endeared himself to them, Mrs. Cleveland lived — there nearly twenty years after his death, and her worth is fully aporeciated by the villagers, She anoble woman, intensely self-reli- rageous, and religious, A south- reared in luxury —the only child of y merchant’ of Baltimore—she disasters of life that followed her hushand’s death with such fortitud and independence as made her life amarvel to those about her, It was only beeanse she iad been bredin the cirele of life that was hers, and had come from such a family and home, that she w able to meet misfortune as she did. Mrs, Cleveland’s ardent desire—often expressed—was to leave to the village some expression of her good-will and preciation of the kindness shown her in her of trouble, und her wish was to give @ fund for a library. She ex- pected that the estate of her son Fred- crick would provide for this trust, but after her death, when it was found that it would not her son Grover provided the means for the purchase of five hundred and odd volumes now in the library, and bearing the inseriptipn: “Donated memory u[ Mrs. Ann Cleve- land by her childr - A WONDLRFUL P kuess and livi SORIPTION, Nervousness come, Testimonials to the eflicacy Lydia B, Pinkbam’s Veget ke constantly coming atory in l,\nn, shown by the Im hel Park, Muss., s done'me a vi think Anotl been ta nid infla Ovyer- of Mrs, et ‘ompound unsolicited to the Mass., and ean he A lady in_ Hyde ‘Your medicine has (.I‘ 1 of good and 1 yes, k it i nderful.” in Fi on, N. J.: “I've ing yonr mwlu cine for Jame back imation of th relieves me wonderfi cured me. 1 amonm \‘und bottle.” Another lady in Jersey City, writes: ©1 consider my present excelient health,due entirely to” your Compoind, and as 1 used to be weak and nervous, 1 cannot feel otherwise than grateful (o you. A Goua The following anc d baritone, for a Song. dote_is told of the M. e, who on d for his ~xnr'm" note. One vsal, he passed establishment on vd 1’...\-‘..n re, and notiemg he went to inguire its ‘he munuml himself came for- rd, and when he had given the re- L information the conversation dritted to some other top ntil it stopped at M. Faure’s own profession. T should like to hear you sing,” said M. Barbedienne, “not from the Stage or from the concert | rm, but for me alone. I see you have some music in your hand. Come into my room and Sing me one song. There isa piano.” My notes are very dear under those circumstances, ” replicd M. Faure, lungh- ed the oth 2 Hu\\' much?'’ asked the M. Faure named his pri “I think we ean manage that,” a sented M. Barbedienne, as he comfor bly ensconced himself in an arm cl |yr1-}mn'llln lose not u sound. When the performance was o M. Barbedienne gravely took the shect of music, Then Bie arose and as gravely called one of his assistant Pack up this statuet and send it to M, Faure’s address.”” After which he turned to the singer: “If you'll come to the cashier, he will give you the dillerence. Please pay M. ) francs, and en- ter the sale of |u~x statuet. Credit M, Faure wnh singing 815} notes at one franc each.” rom rel hedienne’s latter, P AN ‘Worse Than a Fire Alarm, One of the most dreadful alarms that can be sounded in a mother’s is pro- duced by croup; dreadful, because 1t is known to be dangerous; the more dread- ful because the life of aloved one~is in jeopardy. Chamberlain's Cough Remedy i5 a never failing safeguard against this dangerous disease, Iis r putation as a preventative and cure of croup is fully and firmly establishea, In fact it is the only remédy which can always be relied upon, e LT Henry Watterson in '64. Atlanta Constitution: An_iteresting story is told about Henry Watterson's counection witn the Cincinnati Times, which, during war times and just after: ward prided itself on being the most ex- treme union paper in the west. One day in 1864, so the story goes, Wat- terson went through the lines and to Cin- cinnati on business conneeted with a cot ton ciaim, He also went to the oflice of the Chineinnatti Time: Mr, Francisco, the business manager, was sitting at his desk in the count: room on Third street, when a medium- sized gentleman stepped up to the ecounte the business manager, and asked to He was dr @ ml of m-.l _aray, with eay the worse for we A, lu n' ll«m- obse ‘out " at. thi ver natice went south nl lnu'n umll h.\\-‘ been seen. 1 s brown us a berry from exposur uthern sun during the cawpaign, and possibly thirty years of age at that time. Substantially” the following con- versation took place 1 would like to speak to the business manager if heis in.” m the person you are inquiring for,” replied Mr. Franeigco; “what can L'do for your" T w 18 informed that you wanted an editor, nd I would like to have the posi- tkind of & position do you de- “Iwould prefer the leading writer,” was the reply of Mr, Watterson “Do you know the tone of tie ““Yes, sir; rank union.” “Would that be consistent with the uni- pre- | and the deey | f«rm you are now wearing!" the rebel gray clothing. “‘Perfectly so. 1 write to please you; if you like it you adopt it; if it coincides with your viéws you adopt, publish, and become responsibla for its utte and if not you consign it to tho basket. should not be .-mm.q od to o b the same as he is to do manuel I * referring to | one pretends that manuel laborers should not receive instruc ployers as ts how certain work should be dorie and it is a vagary to assume that brain labor sho not be placed on the ame grounds,” ith this understanding you can write couple of editorials and if they are suit- o you shall haye employment.”” Mr, Watterson left the “office and in a couple of hours returne two edit orials that werc cmployed held the po: rore than a giving general satisfaction. ons from the The Voltaic Belt Co., Marshail, Mich, willsend their celobrated Voltaic, Beit and ctrie Appliances, on thirty days' trial, to any man (young or midiic-aged) afilicted with nervous debility, loss of vifality, lack of nerve force and vi and other discas The greatest remedal agent ever d Write to’ them for ililustated pamplhiet fr No risks red, ns thirrty days: trial is al wed. Additions to the City, During the year there have been ) and recorded about 5,000 lots ex suburban additions to Omaha. i that have been designated by some specific name are here given, running frc wary 7 to Decwmber 15: Washi Hill, D, Cunningham et al,, dedical 4 Ames ln orgge W. Ames; Brennan Placs n et al Smith's Par ge Smith; Baker Place, John stee; Hanscom Park addi tion, Gec Ames; Morsman Park, E. M. Morsman; Jette Addition to South Omaha, Balthos Jetter; Fowler Pla . Mayne; Pope Piace, H. B, Mulford; Vinton Pl J. M. Swetnam et al; Windsor I J. G. Megeath; Siemssen Place, Otto Siemssen; Rush and Selby's addition, W. 1. Selby et al.; Shiloh, John ‘I Bell; Second Addition to West Side, A P. Hopkins; Cres Knight, Mahoucy hum- (ln\vn e, latted codin l‘:nwlu lh 1 . W. Lyman; Bau- dition, Otto I»mul nll. ()lln l,nl\wl\ mann spring V Van Camp; 'y s A, lLunmn. Humboldt Place, 0rge Strattmann et al.; Everett b0, t G, Ballou; Gramerey Park, B, T. Peter: son; mllh l)m aha V! n'\\' Patrick Hoctor n et al.g N N. J. Smith’s 1 yne Place, C. ce, N. J. Smith lum('v M. P, Kenney: Utiea Place, aver et al First Addition to Centra ark., J. M. Swetna 3 ond addition, Place, A, S I llumnnml i Patrick Ford; Andrews qml livuwu s ad- dition, D. L. Andrews et al.; Potter and Cobb’s addition to South Omaha, A.S. Potter et al.; Catalpa Second addition, David M. Stuart; South Omy § Theodore Olsen; Vernon Heights, O C. Dinsmoor; Rescrvoir addition, ) Kulin; Bonfield, John Kirk; Albright and Aylesworth’s addition, 1. Cunningham et al.; Windsor Terrace, Walter Shelton; Fosdike ce, Caleh Tosdike; Hillside, 3 Ames; Washington Squary Estate and Transfer Com- Douglas, 1. S. Has i . I.S. Huseall ot to Orchard Hill, C. I Terrace, O, S. Hoftm J. Mes ne; Sheric 3 Rose Hill, G on Hill Addition I[umn‘m Anislicld, dohn An i (:\-n. Anna d ion, ( Piace, D. I Argyle Place, Kirk; Murphy |' Murph Paddock Place (block 4), A. 8. Paddoc Lindsay's addition, M. 8. Kelley's addition, cotte, . L. Thomas; Cy Kelley: Kendall’s addition, N. endall et al.; Pruyn Park, L. P, Pruyn oht's Annex, Edwin S. Rooc widitton, David Kautmanng s addition to South Omah: H Tnstitute Lake View, I Shriver Place, W. ( dition to South Yards Company; G. Clark; Burde(t bon; Nelson's al; Wakeley, Cuming addit MeCag burn il Mayne; Folsom Shriver; Second ad: Omuha, Union Stoc Madison & juare Hugh Court, W. Gib- idition, Flore os et AT Wost Cunningham & Brennan: R tion, 1. H. Davis; th Omal Union Stock Yar Redick’s Grove, George W. Ame 'S Reser . and H. Kountz nany; Kountz Central { dition, R, C. 1 J. M. Swetnam; Hi Himebaugh et al, Piace, J. W. Eller , T, C. Brunnc tion to Bedford Piace, E Kountze Place, Herman Kountze; Man- hattan, Max Meyer; Cleveland Place, John A, McShane; Gate City Park, \\uhlu 3 Richmond, J ing: Camp's addition, 1. singer's additirn, S, St rt Place, J. H. Stew. Hen A. Kosters; William M. Foster; Paddoc Paddock; Mt. Pleasant addition, Saunde & Himebaugh; Bedford Place, J. H. Hun- gate; Armstrong’s Second addition, Geo. Armstrong; Fnrusl Hill addition, Herman nd Hime !mu;,h s Ad- dition to Walnut lllll, Saunders & Him baugh; Deer Park, Ge orge ) Mills; Redick’s venworth Business Morse and Brunner et 1A Duke; lesinger et al.; rt; Woodlawn, Foste) N st'addition to Mt Douglas, I. S ll.mull Hillside, George W. Ames. Lol Pozzont. No name is better and more pleasant] and widely known than that of Mr, A. Pozzoni. For Years he has made him- self famous by the elegant perfumes and complexion powder that bears his name latterhaving found its way to th Paris Germany and londc y admire beauty in ladie Nothiing will do more to produce or en hanee it than to use Mr. Pozzoni's pre parations d citizen of Mont- gomery, Ala., sent his htyear-old boy for u jiug of whisky. On the way home the boy thought that what was good for his futher must be good for him, and he took & pull at the ju Then he took - erval more, and when he got home was stupidly drunk, His mother put him to bed und he was undisturbed until the next morning I'hen when they called him he was de: —— CHORNIC AFF TIONS OF THROAT are promptly relieved use of Dr, J.H. Mcle Balm, 25 cents s Sam Temple THE by the Tur Wine Lung Professor Udson, a violimist, of War- ren, Ohio, was engaged to Miss Jennie Thompson, of Coj zen, when he quit that city for Ame fow weeks ago he sent for her, and the da ay after Christ- mas she arr ew York with her grand piano and many tranks. She was met by loyer, who took ber directly to Warren, where three days later they were married at the institution where the husband teaches musie. - . Progress. As stages are quickly abandoned with the completion of railroads, so the huge, drastic, eathartie pills, composed of crude and bulky medicines, are quickly sban dnm‘d with the introduction of Dr, easant Puragative Pellets,” w h “re su, ated, and little ger than mustard seeds, but composed” of highly concentrated vegetable extracts. Hy druggists, Yn the United States there ar browerics, which produce anntial 822,400 gallons, or over seven per head. In Germany there are 2390 breweries, which produce annually $00,- 000,000 gailons, or over twenty gallons per head. In Great Britain there are 26,211 breweries, which produee annually | |.v..0.mh>_\““‘A:IHUTI‘, or over thirty gal lons per head. 1t we would have powerful minds, w must think; If powerful muscles, we mns jor; if sound lungs we must take Dr | Bull's Cough Syrup. Price 1 For cuts, braises «praing, burns, ses frostbites and chilblaing nothing Salvation Oil, 1t annihil pain 1 bott 4680, gallons ice 25 cent ——— R, Fros! ch old fellow ing in Cairo, has worn the same hat | twenty six years. 'The other day, | he was getting shav some one stole ms old and put & new one in its pl and Mr, Frost got out warrants for four or five pariies, p aid & private detect [ ive $15 to work up'the caso and will do | his best to make several hear for while NATURAL FRUT _FLAVORS - MOST PERFECT MADE Propared with strict regard to Purlty, Strongth, and Healtfuln Dr. Price s Bakin, der cont no Ammonia,Ldme,Alum or Phoephates, Dr Price's Extracta, \mum.bumuu. oley 0l voxaauuanw Ono Agent (Merenant onl) wantad in exery town for Tlike your “Tansill' Punch” clear and wish tohave lusive wind will do all T ean to push thom nive and nm taking pains to disir rhoro they u-uduuu most good VIGOR,.‘ vory much in th rogained byl ale Urethral (L LR R Saviiey tetiiad GUATE famit * Absorute secrech “ Civiale Apcl\r\u 174 Fulton 8L, N. Y. LINGULN BUSINESSBIBEGT!}BY Recently Butlt, Nowly Furnishod The Tremont, J.C.¥ RALD & SON, Propr Cor. 8th and P 8ts, Lincol Ratos §1.50 per day, Street cars £ro; parcof tho oltr. 1L W. HAWKINS, ‘Architect, nud 42, Richards Block, Line n 11t strovt. ' » ATTIR, SrowT F. M WOODS, Live Stock Auctioneer Snles made in all parts of the U. 8. at fale rates, Koom 3, State Block, Lincoln, Neb. Gulloway aud Short Horn bulls for sale. B. 11. GOULDING, Farm Loans and Insurance to loans solicitod, Lincoln, Correspondence In regnr Ttoom 4, Richards Bloc Rlversxde Short Korns Of strictly pure Bates and Butes Tapped cattle. Hord numbers xbout 60 houd. wilies nt vilberts, mbs. e Rose of Sharons, Moss Kosos, , Flat Crock Young Marys, 1aus and True Love: 1 Pure Bates tosoof Sharon, 1 Yo Shank and otbors 0 . Address, CHLAS. M. BRAN- When in Lincoln stop at National Hotel, And got # good dinner fo 2ic. FEDAWAY Prop. ~ (ITIZENS BANK, 2408 Caming Street, General Banking Business. Foreign and Domestic Exchunge Bought nnd Sold, and Collections Made, Interest Pald on Time Deposits, NEGOTIATE LOANS ON REAL ES- TATE. ¥ire Insurance. Soll Rea! GIve prompt atontion Lo u o us. Telephionesis, W, G. TENPL N, A.D.KING, l‘rn‘lldtnl,c T P1BTO Omaha, Neb. on Commission. iness eatrusted to . FLOYL A. Q. MCCAMPBELI, ¢ Chicago Hoard of ton Kx'ge & St . and New Orleans Merchunts Kxc Cotion 1echange S.S.FLOYD & CO 109 and 111 SOUTH 13th ST, Omaha, Nebraska, BROKEKS IN GRAIN AND' PROVISIONS For Future Delivery Trados made o Write for explun quotations soon as Bulletindd. ry pumphlet, Dully warket re- licution, M. R. RISDIF: Genl. Insurance Agcnt Merchant's National Bunk Building, Cor, anm und 13U sth., Fo0m 1 up-sinirs. Telephone No. 175’ Oaiin, Nobraska. REPIESENT: London, England. Newuik, N lon's Fall . Iphis P R 1) e York, N. ¥ B HIEETRE ) Jobn H aucock Mutual ' Lite isoston 216171041 0. F. DAVIS & CO. Nebraska Land Agency General dealers in real estate and real es. tate mortgagss, 1503 Farnam st.,Omaha Nebraska. MISS ADA PORTER, SOP2AKD, Teachsr of Voice Culture and Singing in All Hts Branches. Bpecial atten‘ion given 1o breathing and legitimate formation of toues. Volces tried without @ Wikl take eugagements to sing in church and concerts. Call or wddross, corner Jacob and Joby stro church. on near St Mury's Avenue Congrogational me Cnas. Ludwig Von Seeger sorof Medicing at Univerat s e Roy niwn 0 ot hould not by cure Alla. CIbE 1am thors aration and \ino Spaoisn imperial Tvaluatiots all who are Ran Down, Nareou pepie Bl e, MaTAEOS OF Rilcted with wesk 0 neys, BEWANEOF IMITATIONS, Her'h]esly § Favoritio Comatlcalyceflna 4 by et Royal i Anathe bl HOneCh LIRBIG O aranteed Tved I piro of Wales ta. Savari[ninthe market "AESOLUTE PERFECTION IN BAKINGY ——AND ALL-- MEATS ROASTED IN THEIR OWN JUICES, BY USING THE {NE GAUZE OVEN DOOR FOUND EXCLUSIVELY ON TilE LOSS IN SthHKAGE (AGE OF MEATS, At the Shrinknge of Meats m thir T 11 Uho Tonting: ration of the ) hich iutlie Effoot of flto SO. IDOVEN Door. A TEN pound S will by REDUCED (0 KIX Tont, showing of Juice, Wihile the loss 181 Weikhis, 1t alow the onormous CENT, OF TUE JUICR, Efl”f\fl of WIRT uA'rJzn OVEN Door, man tho' total Phntonetfive Sl vory smaatl 10 SERD FOR ILLUSTRATED GIRCULARS AND Pm: Lists, CHARTER OAR FTOVES and EANGES aro SOLD IN KEB a8 folluws: MILT (V\l )"IN.].I\\ &¢ HiasTiNGS, HAY SYRINGS. Nuvkaska Crrv, TEMPI % Nrtson. TURDEVANT ASS & CO . {’H SE ll KT |\l\.\\l LCH, ELL & SWEENE: GETTLE & FAGER N.J. JOIIN! UTY oS Neear R HAZLEWOOD, DUKE . PEARSON, FEN A PADDEN & SON SUPERIOR. TIMMERMAN & FRAKEL VEkDON, DON'T Poison the System with Nanseating Dr.llorne's Electrie Belt Carey Will Positively ( Ping in the buck vt lhnn; \Imlu'lnu s hend or Hmiy Do- 1l Daoility, RI Dixealin of Kinoys, Spie T DI Tnaigos. o, Dias were Cared 5 Catnrein, | et 0. 1o xliustio Note the Following A J. Hogln DOKE Of trmde; who B W, f nme el T D hi Horao jewnie Neb nm.:wxm 120 of "others . Towns Lomtel Milk; It i Naperile, T “Bonrly bty {108 Tor fad)in. o 0o Boware of o wes, 50 11ing worth oss goods, Al my boits nence hive fonr t ity ofolootrletty, " Tonest igoods und DR.J.W.HORNE, 191 Wahahs-av,Chicago Iuventor, Proprietor and Manufueturer. npinies with with ouly 6 Lo ARICOCELE Wormy Velns of the Serot.. Oyten thi ormy Vel : a2 MR, bty s AonsEy, o i‘m L., How Tork. I WANT AGENTS To Sl the Best Window Sash Loc) D Ever Invented. Agonta muko ik profits, Olren Q) AR fl""i"'fl i.mufl 10 Gta. BLOCK, Fullerion, Nebraskn. DRS. §. &D. DAVIESON, 418 LAWRENCE STRE DENVER, COL OIL\IND, Of the Missouri State Museum of Anato- my, St. Louis, Mo.; University College Hospital London, Giesen, Germany and New York, llaving devoted their atten= " SPECIALLY TO THE TRE 1ENT Nervous, Chronie and Blood DISEASES. More especially those dence, invite all so s without delay, Discases of infection and contagion cured safely and speedily without detention fr without the use of dang Patients whose cases have heen neglected, badly treated or pronounced icurable, should not fail to write us conceraing their symptoms, All letters receive immediate attention, \®"JUST PUBLISHED _§° And will be mailed FR address on receipt of one 2 cent stamp, “‘Practical Observations on Nervous Debility and Phy- sical Exhaustion,” to which is added an “Essay on Marriage,” with important chaps ters On DISEASES OF THE KEFRODUCTIVE ORGANS, the whole forming a valusble med- cal treatise which should be read by all voung men, Address— I BTN on.s e B ot DR Viee sia ror wslon.” OF wrising from inpru- ring to correspond ON, ver, Col "