Norwich Bulletin Newspaper, July 18, 1917, Page 5

3 Soap should used very carefuily, it you wan! xor&m your hair leoking its best. Most soaps and prepared poos too much alkali. dries calp, makes the bair brittle, and ruins it. ‘The best thing for steady use is just ordinary mulsified cocoanut oil (which is pure and greaseless), and is better than the most expensive soap Or any. thing else you can use. One or two teaspoonfuls will cleanse the hair and scrlp thoroughly. Simply moisten the hair with water and rub it in. ItiMakes an abundance of rich, creamy lather, which rines out easily, rémoving every particle of dust, dirt, dandruff and excessive oil. The hair dries quickly and evenly, and it leaves the scalp soft and the hair fine and silky, bright, lustrous, fluffy and easy to manage. You can get mulsified cocoanut oil at any pharmacy, it's very ereap, and a few ounces will ‘'supply every member of the famaily for months. ' DR. A. J. SINAY Dentist Rooms 18-19 Alice Building, Norwich Phene 1177-3 The Toggery Shop 291 Main Street, Norwich Shows complete lines of Underwear for Men suitable for all oc sions and at moderate prices. Fall Suitings and Overcoat- ings now ready. J. C. MACPHERSON 291 Main Street CALL AND SEE OUR GOODS None better for the price. COFFEE ......... Ib. 20c, 23¢, 28c CEYLON TEA 1b. 44e JAPAN TEA . b, 27¢ ALL QTHER TEAS . b, 30c BAKING POWDER .. COCOA . SODA ..... UNITED TEA 1MPD 218 Main Street GEORGE G. GRANT Undertaker and Embalmer 3Z Providence St., Taftville Prompt attention to day or night ealls Telephone 630 apri4éMWFawl JOHN A. DUNN LOWNEY’S The name is the credential for candy ¢! quality. We carry a full line of Lowney's always fresh. Druggist, 50 Main Street THE PLAUT-CADDEN 0. Plaut-Cadden Building, Nerwich Cash Specials for Wednesday Small Lean Rumps Comn- ed Beef, Ib. . . .. 21c 28c g F fitis, .. Anemia, Sikin and Kid, 3 es. Conventional or pre- M 5 -:;";‘vmm ups: 30-1 a m. 2-4 and 7-6 p. . 823 "i."ouu!d'“cuu oude almm 7 e “Norwich, Wednosday, July 18, 1917 e VARIOUS MATTERS Light vehicle lamps at 7.49 this evening. Water office open, daily from § a. m. till 5 p. m.—adv. The First cumpany, Coast artillery, of New London now has a total of 129 men and three commissioned officers on its roster who are ready for the call. A handsome arbor of unusual com- bination of pink and white Dorothy Perkins roses is much admired in the gardens of Andrew Deneff in Broad street. Rain on St. Swithin's day means rain for 40 days, according to the old adage. Sunday was St. Swithin's day and if the old saw comes true we are due for a wet summer. Owners of motor beats have been notified that they must secure cruising certificates on or before Aug. 1 and that they must be displayed on the boat in a conspicuous place. John M. Crampton, state superinten- dent of fish and game, states that owing to the wet weather it had been extremely difficult to care for young pheasants at the game farm at Madi- son. President Wilson whl receive an of- fer of war service from 150,000 women through steps contemplated by the Na- tional Ladies’ Catholic Benevolent as- sociation at their conventicn in At- lantic City. N. B. Send a check for your water bill today.—adv. Maud Ballington Booth, known the world over as The Little Mother of Prison Reform, was announced last night as a special added speaker on the program for the New London Chautauqua. The Red Cross is now constructing the largest nitrous oxide plant in the world. The product. commonly known as laughing gas, will be used as an anesthetic in all American dressings and hospitals. The indications are said to be that recruiting for the navy will soon be suspended in this state, as the lists in that branch of the service are filling rapidly and the greater nced for men is in the army. l The committee on market service and publicity appointed at the confer- ence of New England peach growers last week met at the headquarters of the state board of agriculture at the capitol Wednesday. New nickel number plates have been distributed among the motormen and conductors of the Shore Line Electric railway. The even numbers are being wern by conductors and the odd num- bers by motormen. the wa- ‘Thunder shorms predicted for 19th and 20th. Moral: Pay your ! ter bill today.—adv. l Announcement of a competitive ex- amination for women operatives for government eervice was made by the United States civil service commis- sion yesterday. It will be limited to 300 women between the ages of 18 and 35. Commissioner R. B. Stoeckel is now on the hunt for an inspector general and 15 automobile inspectors to help him enforce the new automobile law. The inspector general will draw a salary of $1,500 a vear and expenses. The receipts of the automobile de- partment for the present fiscal year up to July 14 amounted to $990, the same period in 1916 they iwere $709.425.01. It is expected that the million dollar mark will be reached this weelk. Headed by Mrs. Cecilia_Blickens- derfer, the wife of a typewriter manu- facturer, women of this state have set on foot a na de movement to save Mrs. Amy Archer-Gilligan, E. convicted poisoner, from the gallows on XNov. 6. Up to date the committee of food supply of the state council of defense has distributed to the farmers of the state 125 bushels of buckwheat. This means that at least 150 acres of this crop has been added to the grain crop of the state. There i3 a marked increase in the number of pleasure cars registered. Last vear the entire number was | about 48,000. There have ziready been registered this vear 54,911 and the de- partment has increased its order for markers to 60,000. Miss Catherine Case, Miss Rachel Patterson, Miss Ruth Sanford and Miss Elizabeth Hackett of Bristol have returned to their homes from the Con- necticut Agricultural college at Storrs, where they took up the special teach- ers’ course in canning. Gov. Marcus H. Holcomb said Mon- Aday night: “I am disgusted with the work of the national board in allot to Connecticut a draft quota of 10. { which is absolutely unjust to this state with its thousands of munition workers and foreigners who have arrived with- in a few years.” Sept. 11, 12, 13 and 14 are the dates set this year for the 43d fair of the Washington Countv Agricultural socie- ty at Kingston. more enthusiasm this year than usual, especially in the poultry department, which is expected to have the largest entry in its history. The elimination of 199 trains, ac- cording to figures compiled by the op- erating department of the New Haven road, means a saving each week day of 335 tons of coal and a saving Sun- days of 44 tons. This is a weekly saving of 2,054 tons and an annual saving of 10 8 tons. Shellfish commissioners are workinz on the assessments of oyster proper- ties within the Sound, and will have completed the work by August first. Ratings may be found at the commis- | sion’s offices during the month and in : September the board of relief will hear | appeals for less taxes. ‘When a member of the naval coast defense reserves gets a summons to report to the navy vard for assizn- ment there is included in the order a draft on the New York, New Haven and Hartford ticket agent for a ticket to New York and a dime to pay the fare the balance of the way i Thirty cadets of the junior naval league stationed at Camp Dewey were found guilty of insubordination by a reneral court presided over by Capt. s Sill of the Second battalion on Sunday, wnd were ordered expelied from the camp. They returned to New York on the steamer Chester W. Cha- pin Monday night. The amount of cotton consumed in the United States during June, 1917, There appears to be | aceording to statistics compiled by the census bureau, amounted to 575,122 bales, compared with 570,597 bales for the corresponding month in 1816. The amount of cotton on hand in consum- ing establishments on June 30 was 1,749.738 bales, against 1,835,080 bales ~- 1 for the same date last year. Lester Thorndyke of New Bedford spent Tuesday in this city. Willlam McLeod of Philadelphia called on friends here on Tuesday. Daniel Gallivan of Michigan has been spending @ few days in this city. ~ Miss Clara Grant of Worcester is the gue!t of relatives in town for a few ays. William Berkley of Fall River ie in town as the guest of friends for a few Miss Helen Lyman has been spend- ing a few duys with her mother at their cottage at Pleasure Beach. Hibberd R. Norman and family are spending two weeks at the Ocean View hotel, at Pigeon Cove, Rockport, Mass. Miss Dorothy Maynard of McKinley avenue has returned home after spend- Ing a week with friends in Webster, Mass. Mr. and Mrs. Tyler D. Guy are spending a few weeks at Haines Falls, N. Y, in the heart of the Catskill mountains. Oswald Wiilett, clerk at the Waure- gan house, has returned from a two weeks' vacation spent in Gardner and Providence. Misses Grace Parker and Corinne Johnson leave today (Wednesday) for Ocean Beach, where they will spend two weeks' vacation. Dr. and Mrs. James R. Smith of Erie, Pa., are the guests of relatives in this city, where they formerly resided. Dr. ‘Smith has enlisted in the medical re- serve corps, has been given a first lieutenant’s commission and expects to be called into service most any time. Goth Dr. Smith and his wife are being xarmly greeted by their many friends | lere. FUNERALS. Miss Ellen A. Corcoran. The funeral of Miss Ellen A. Cor- coran was held Tuesday morning her late home on Asvium street with many relatives and friends in attend- ance. A solemn high mass was held in St. Patrick’s church at which Rev. J. H. Broderick was celebrant, Rev. John F. Quinn of Montville was dea- con and Rev. Joseph Ford was sub- deacon and Rev. Myles P. Galvin was master of ceremonies. Prof. F. L. Far- rell presided at the organ and Miss Katherine Kirby rendered two hymns. Friends of the deceased act-| cd as bearers. Burial was in the family plot in St. Mary’s cemetery. Undertaker Hourigan had charge of the funeral arrangements. WEDDINGS Lamorey—Haubt. At the German Lutheran church on Franklin street at 7:30 o'clock Tues- day evening, Miss Olga Haubt, daugh- ter of Albert Haubt of No. 16 Ham- mond avenue and William Lamorey of this city were united in marriage by Rev. P. F. Werth. The couple were ittended by Miss Emma Radune and s Lena Haubt as bridesmaids and ‘ictor Lamorey and Henry Schaffer. The bride was prettily gowned in white georgette crepe de chine and the bridesmaids wore pink silk taffeta. Following the wedding ceremonv a -eception was held at the bride’s "\'me n Hammond avenue and a wedding dinner was served the seventy-five suests presemt. The house was deco- ated with roses and carnations. The bride received many wedding gifts, in- "luding cut glass, silver and gold. There were guests present from iartford Fisher’s Island, New London, Willimantic and Taftville. Mr. and drs. Lamorey will reside in this city, r. Lamorey being employed as a irpenter. OBITUARY. James P. Fitzgerald. On Tuesday ,morning at 3 o'clock the useful life of James P. Fitzgerald came to a quiet close. He suffered a shock severa! years ago from which he never fully recovered and three weeks ago became prostrated with a stroke of apoplexy and sank steadily until the end came. The deceased was born in Norwich, June 3, 1874, the son of the late Pat- rick and Eilen Hartigan Fitzgerald. He is survived by a brother, John J.| Fitzgerald of this city and a sister, | Mrs. N. Michael L. Brown of Rocheste: X known in Fitzgerald is well ich and has been employed for | several years by the Charles Oszood | company. He belonged to no f nal organizations, He was the possessor of a Kkindl and affable manner and a pleasing perzonality, liked to discuss the mat- ters of the day, and those who knew him deemed it ever a pleasure to meet him. A Mr. Fitzgerald passed all of his life in Norwich, where he leaves a wide circle of friends to mourn his loss. A cablegram from the American consul at Moscow, Russia. states that! the area planted in cotton this year | in Russian Central Asia was one-half | that of last year. H Instant Postum A table drink that has taken the place of coffee in thousands of American homes. “There’s a Reason” Rich aroma Healthful Economical Sold by grocers everywhere | wa "RECEPTION 7 PLANS ARE COMPLETED St. Mary’s T. A. B. Society to Honor Members Who Are in Uncle Sam’s War H ual Installation of Officers and Appointment of Delegates to State Conven- tion. At the regular semi-monthly meet- ing of St. Mary's T. A. and B. society held in their rooms on Broadway on Tuesday evening the officers for the ensuing six months were installed by County Director Willilam H. McGuin- ness. The following were the officers seated: President, Andrew Caples; vice president, Walter G. Casey; secretary, Maurice F. Kelley; financial secretary, Willlam Barry; treasurér, John Ed- wards; sergeant at arms, John Woz- niak. Following the installation, the reg- ular business was transacted and the reports of the officers were read and accepted. The soclety is in excellent financial standing and has had a large increase in membership during the past six months. One name for membership was pre- sented and voted upon and one candi- date was initiated into the order. Del- egates to the state convention to be held at Derby were elected as follows: Andrew Caples, Maurice Kelley and William ‘H. MoGuinness. The committee in charge of the re- cepton to be.given the members of the society that are in national service report all in readiness for ths even- ng. The boys who are enisted in one branch of the service or another are Francis Twomey and John Ludwig, Third Co., C. A.; Fred Geer, James Cooke and Joseph Bellefleur, Fifth Co., C. A., and Thomas Pfeiffer, who is in the signal reserve corps. DR. FREEMAN NOW AWAITING A COMMISSION Successfully Passed Examinations for the Medical Corp: Dr. A. C. Freeman of this city has successfully passed the cxaminations for admission In the physicians and surgeons’ corps, U. S. service, and is now waiting for a_commission. He is one of the two Norwich physicians H DR. A. C. FREEMAN who went to Hartford to take the ex- aminations in response to a call is- sued to the'medical profession for vol- unteers. Dr. Freeman is the local milk inspector, having been appointed to_this office several months ago. Dr. Freeman volunteered his ser- vices to the government as the result of the meeting of New London county physicians held some time ago in the town hall. A number of other phys! cians from various parts of the coun- ty also placed themselves on record at that time as willing to do war ser- vice. HAVE HONOR ROLL AT THE Y. M. C. A. Who Contains Names of Members Have Enlisted for the War. An honor roll has been put up in the local Y. M. C. A. building and on it are the names of the members who have enlisted in state or national servic The foliowing are the honor roll mem. bers: Christopher Allen, naval reserve; A. M. Avery, coast artillery; Robert Church and John Dyrnan, naval re- ser Dr. A. C. Freeman. post sur- geon, codst artillery; Channing Hunt- ington, James Isbister and Edward Jewett, coast artillery: Philip Johneon, national council of defense, naval re- serve: O. A. Mason, Everett Pierce and Harold Robinson, coast artillery; Eilis Saze, U. S. navy: Clarence Sevin, naval reserve; Harold Southgate, U. s! na Buton Thomas, coast artil- leslie Ward, naval reserve. roll may not include all the of the Y. M. C. A. who are in the U. S. eervice, and if there are any omitted it is desired that they make t known to the Y. M. C. A. officials. Y. M. H. A. MEETING. Three Delegates Nominated for Boston Convention Next Month. There was a large attendance at the regular, ting of the Y. M. H. A. held in their rooms on Broadway Tuesday evening. President Robert Goldstein s in the chair and the reports of the secretary and treasurer were read nd approved, showing the association to be in good standing both financially and numerically. One new member as initiated. Three delegates to the convention to be held in Boston on Aus. 30, Sept. 1, 2 and 3 were nomi- na The committee in charge of the re- cent entertainment given for the relief of the war sufferers’ fund reported that $11550 was realized and had been turned over to the treasurer of the | funa re will be a special meeting of the association next Tuesday, at which time vention. will be the delegates to the con- lected. POLICE DELEGATES ARRIVING. Exccutive Committee of State Asso- ciation Here for Convention. Everything is in readiness for the convention of the State Police associa- tion which will be held in this city to- day (Wednesday). The state executive committee arrived here Tuesday even- ing and registered at the- Wauregan. The committee held a business meet- ing in the Chamber of Commerce rooms Tuesday evenin Home from Motor Tour. Mr. and Mrs. Frank E. Peckham and son Oliver and the Misses Mildred and Mary, accompanied by Mrs. James R. Peckham, all of Bast Norwich, have returned from an _automobile trip to New York. Over Sunday they visited Cadet Howard S. Peckham of West Point Military academy, formerly of this city. No Truth to the Report. Concerning the report in last Fri- day’s Bulletin that Edward Chartier of Taftville had attempted to commit suicide, it is declared by a member of the family that he made no effort to end his life and that the report was absolutely false. To Attend Cenvention. George H. Moles and Charles D. Beaver of Norwich, Conn., Lodge, No. 950, L. O. O. M., will leave shortly for tsburg where they will attend the Moose convention. The convention gg:‘:is on Sunday and closes on the 27th. A German steamer, Thuringen, ply- ing between Hamburg and Rotterdam, was torpedoed recently off Terschell- ing Bank. 2 SUPREME COURT UPHOLDS COMMISSIONER DONOHUE Has Dismissed Appeal in Lagtham and Crane Cases. The supreme court of errors has dismissed the appeal from the award by the compensation commis- sioner of the second district, James J. Donohue, in the case of Cora T. Oster- hout vs. Latham and Crane, et al., and also in the case of Alice May Swanson against the same respondents. In advising dismissal of the appeal in the Swanson case Judge Wheeler words his opinion in part as follows: The facts essential to the decision of this appeal as found by the com- missioner are these: The claimant is the widow of An- drew S. Swanson, a carpenter, who was employed by the respondents, La- tham and Crane, building contractors of Willimantic, to work upon the Den- nis house in Stafford Springs, for the repair of which the contractors had the contract. The contractors agreed as a part of the contract of employment with Swanson and five other employes in- cluding Osterhout similarly employ ed, who lived in or near Willimantic, would pay them in addition to their regular wages their trans- portation charges fived at 90 cents each day, from Willimantic to Staf- ford Springs and return. These employes were at liberty to remain in Stafford Spring and use the 90 cents for board or to return to Willimantic and use it for transporta- tion. The contractors arranged with Os- terhdnt, cne of these workmen, to car- ry these employes to and from Staf- ford Springs in his own automobile, operated and maintained by him, for the sum of 90 cents a day for each man. On this 1, ticular job the transpor- tation for these men was provided by means of Osterhout's automobile wheih the men used. and the 90 cents for each man paid by the contractors to Osterhout and charged to Dennis and later paid by him. On December 1916, about five o'clock in the afternoon while return- ing from their work in _ Stafford Springs to their homes in Williman- tic, the automobile collided with a train at a raiiroad_ crossing and Swanson and the other five men in the automobile were killed. The contract of employment be- tween the decedent and the respond- ents required the decedent to work outside of the place of his residence, Willimantice, if his emplover should so desire. And the respondents agreed that while the decedent was at work in Stafford Springs that they, as a part of his contract of amplovment, would convey the decedent from his home to his work and back to his home each day in an automobile pro- vided by them. The work began when the decedent reached Stafford Springs the employment began when the de cedent boarded the automobile at Wil- limantic and continued during-the trip and during the work and on the return trip to Willimantic. Transportation to and from his work was identical to his employment, hence the employ ment continued during the transporta- tion in the same way as during the work. The Injury occurring during transportation occurred within the period of this employment and at a place where the decedent had a right to be and while he was doing some- thing identical to his employment be- cause contemplated by fit. The injury arose in the course of the emplovment and while the decedent was being transported to his home, consequently the employment was the proximate cause of it. It therefore arose out of the employment. The commissioner did not err in the matters reserved. The superior court is advised to render its judgment dis- missing the appeal. In this opinion the other judges concurred. In the decision on the Osterhout rase Judge Wheeler says: The facts are identical with the companion case, Swanson v. Latham and Crane, et al. The decedent, Os- terhont, was a memplove of the re. spondents and the contract of emplo the ment with him the same as with nson. He stood in a dual rela- n to Latham and Crane. As the owner of the automobile he was their agent to transport in his own automo- bile Swanson and the other emploves including himself, from Willimantic to Stafford Springs and back each day for the sum of ninety cents each day for each emplove Including himself. As an employe his conti#ct of em- ployment during the perfod of trans- portation did not differ in any es- sential from Swanson's and the oth- er emploves. So far as the facts dis- close Osterhout’s case does not dif- fer from Swanson’s. The superior court is advised to render its judg- ment dismissing the appeal. TIn this opinion the other judges concurred. In the Osterhout case Commissioner Douohue awarded Mrs. Osterhout $8.50 per week for a period mot to ex- ceed 312 weeks and $100 for funeral expenses. Governor Approves Requisition. Governor Holcomb has approved the requisition of the adjutant gemeral on the comptrolier for $15,312 to pay va- rious accounts and the requlisition of the Soldiers’ hospital board for §: for the care of veterans of the ¢ war and $1,807.30 for the care of sol- diers of the Spanish-American war. g o someron In the City Court. In the city court only three cases were before the judge an dtwo were disposed of with fines which were paid and the other man charged with intoxication went to jfail. New Britain—Figures have been compiled showing that no less than forty-five local French-Canadian res- idents have enlisted in the militia, army or navy, since trouble started. This _is meant to ‘show that the Frenchmen are anxious to get a crack at the enemies of their mother land and yet serve with the forces of their adopted country. NATION 8HOULD SAVE TO BUY WAR BONDS The Whole Population, Reserve Bank Governor Says, Should Anticipate Requirement: New York, 17.—Benjamin Re- July Strong, Governor of the Federal serve Bank of New York, and Chair- man of the New York Liberty Loan Committee, has prepared a statement on the flotation of Government loans in which he asserts that the people should save in advance of the Govern- ment’s requirements o that bond buy- ers will not be required to make loans to be repald out of future savings. “Assuming,” he says, “that our Gov- ernment finds it necessary, say every six months to borrow large sums for war purposes, how readily might this pointed commissioner ot domestic animals, was at t CUMMINGS & RING Funeral Directors and Embalmer; 322 Main Street Chamber of Commerce Bullding ‘Phone 298-2 Lady As New Commissioner Takes Office James M. Whittlesey, ewly ap- disease e offi the on be accomplished if all classes were in- ‘l’f the department in the capitol & duced to save in anticipation of such |Hartford Monday and it was forma turned over to him by he investment in the bonds of their Gov- ernment? The rich man appropriates <0 much of his income, the rich corp- oration so much of its profits, the poor man so much of his salary or wages. “During the period between bond is- sues, these savings are turned over to the Government in instaliments in ex- change for short term notes. When the bond issue comes along, the short notes are converted into long-term bonds |gree, of Pocahontas, The whole operation has been conduct- | council in :d without the use of cash or reserve|l.ondon, M money but by simple bookkeeping en- iries on the books of the banks, which result in a gradual but constant trans- fer of bank deposits representing the nation's savings to the credl tof the Government." Governor Strong says that such a transfer of bank credit from individ- uals and corporations to the credit of the Government would not cause ex- pansion because these credits are not created by bank borrowings but by ‘avings. “The Government,” he continueme‘is spending money as fast as it receives . The very credit so set aside for Government use must be instantly paid out by the Government for supplies, wages of soldiers and sailors, and for se civil establishments. As =oon as the credit is iscrived on the books of the bank for the use of the Govern- ment, the Government checks against it and turns it back to the very individu- als, corporations, and wage earners who have produced it. A new credit is not created, but existing credit moves faster around this circle from the wage earner and saver to the Gov- ernment and back to the producer and manufacturer, and through them to the wage earner. The speed with whic credit moves in these operations bears a direct relation to the ‘speeding up of the production of our farms and forests and mines and our manufacturing es- tablishments.” Governor Strong says that there are in this country four classes of people who can subscribe for Government bonds: “The first class of buyers,” he de; clares, “comprises those who have hoarded actual cash or currency In their houses or safe deposit vaults, who_are induced to buy Government bonds and who produce that cash for the purpose. Purchases of Govern- ment bonds by such people (of whom there are few in the United States) have the effect of strengthening the banking position, because it brings re- serve money—that is, gold—out of hid- ing and puts it in bank reserves, where it serves as the basis of credit. The change occasioned in the nation's gen- eral bank account as a result is not simply to add a given amount to the {bank deposits, but to also add an equal amount, dollar for dollar, of reserve cash. France, prior to the war, held a vast store of gold, tucked away in peasants’ hiding places, and the pro- duction of that gold in response to the Government's call has immensely strengthened its banking position “The second class is composed of the capitalists and corporations with bal- ances in the bank in excess of needs. When bonds are purchased by a mem- er of this class the owner of the bank ‘balance, Mr. X. Y. Z. sells or transfers that balance to the Government in ex- change for a Government bond. If he Government leaves the deposit with he bank which held Mr. X. Y. .'s ac. count it is simply a transfer of the balance of Mr. X. Y. . to Mr. U, 8 A o cash reserves shift no loans would take place in the balance sheet of the bank, either of assets or liabilities. “The third class of bond buyers is that which has bank'accounts but has no surplus balances in bank to spare for ‘investment in Government bond: Having credit at the bank, howevi they are induced to puy Government bonds and borrow from the bank tem- porarily in order to pay for them. This is the least desirable buver of Govern ment bonds, although a necessary one at the commencement of the war when the expected savings of the future must be advanced to the Government. Such a bond buyer pays for his bond out of a bank deposit which is created by making a loan. The deposit so made is transferred to the credit of the ['nited States of America and the honds are turned over to the bank by the buye » secure the bank for its loan “By that operation banks deposits and bank loans are both expanded and the percentage of reserve money held by the bank is correspondingly reduc- ed. Loans of that character cannot be avoided because earnings that are con- verted into savings become capfi and are generally invested very pr in securities, or property, or improve- ment to property, o becoming un- avallable for Government loans. In a general banking sense it does the sountry no good to have its citizens zell one kind of investment in order to make another kind of investment. It produces no money or _credit All uyers of the class who have en d themselves to pay loans to their banks ire forced thereafter to economize order to pay off the loans and in that vay savings out of future earnings are nade available to the Government in advance of the earnimgs being made. The fourth class of bond buyers and in some respects the most important in time of war, is the great body of wage earners and salaried people, who frequently have no bank account and spend about all that they earn. There are many millions of such in this country whose material welfare will be improved and whose attitude toward | their Government will be benefitted if they can be induced to buy bonds. But how can this be brought about? Onlv by showing them how to cultivate the habit of saving, and this kind of sav- ing should be developed in advance of Investment so as to avoid the neces- sity for borrowing also. “Take one industrial organization as an example. employing. say, 20,000 laborers. If these men earn an average of 1,200 each per annum and can each afford to save $100 per annum, their employer could enter into agreements with them by which, say $8 would be deducted from the vayroil of each man very month and deposited in bank for future investment. 350 apiece in six months is $1,000,000. During the pro- cess of setting aside and earmarking these earnings or savings, they could be temporarily invested in short obli- gations of the Government, convertible At a later date into Government long- time bonds. By this process, no perma- nent bank expansion arises. As rapidls as savings accumulate, they are turn ed over to the credit of the Govern- ment which issues its short notes therefor, and these short notes later are converted into long bonds. The bank balance of the emplover, out of which wages were paid, has through the saving process been transferred to the credit of the Government without disturbance to bank credit.” commissioner, Frank A. Ing t accepted. of Hartford w cil of Minnehaha cou Jeftery O Phels m tendered his fon as deputy and the resignati Past Great Sachem Pond. Iliam at Past Great Sachem W a visitor Sachem Po; institution Degree of of the fir Pocahontas Westport. rennial Re of Expenditures of M port has a population of 6,1 port's floating indebtedness in given as $201,409.0 town debt, includin. f B s been )00 issue of § July Specials 15 to 35 per cent reductions on our full lino of WATCHES and JEWELRY $1.3 Alarm ( 0. A larze asso nt of 8 es, including the radiolit from $2.00 to $4.00. Watches and Jewelry repaired at lowest prices. Work gusran J. OGULNICK & CO. Norwich 32 Franklin St. The Original Members of The Lahn Furnitare Co. will resume business very shortly at their former loca- tion—74 MAIN STREET, NORWICH. BENJ. & JOS. LAHN Ervest E. Bullard VIOLIN TEACHER ANl String instruments Violins sold on easy terms For appointments address E E. BULLARD, Bliss Place, Mer- wich, Conn. repaired CITY OF NORWICH Wat‘e';‘ Wgrks ne of the historic r for over two famous ADAM » S TAVERN the s time A. A. ADAMS Norw in le Phone 519 PLUMBING AND GASFITTING Robert J. Cochiran: GAS FITTING, PLUMBING, STEAM FITTING Washington S3., Washington B Norwich, Cen for N. B. O. Agent Sheet Phone 5%1 WMODERN PLUMBIN: in modern house as We guarar t PLUMBING WORK is as essentis! electricty is to lighting. tes the very b by expert workmen prices. Ask us for plans and prices. J. F. TOMPKINS 67 West Main Street 1. Heating and Flumbin 92 Franklin Street iRON GASTINGS FURNISHED PROMPTLY BY THE VAUGHN FOUNDRY €O No. 11 to 25 Ferry Strest at the fairest