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Norfolk, Old Point Comfort, Rich- ‘mond, Washington, Bermuda, Savan- “nah and_the South. Berths reserved in advance, lowest Tates. 3 Conducted tour parties. . Also independent tickets by water and rail. * JOHN A. DUNN, Agent 60 MAIN STREET American House Special Rates to Theatre Troupes, Traveling Men, Eto. Livery Conneotion, ; Shetucket Street, FARREL & SANDERSON, Props. Trommer’s f oflvergreen Beer REAL GERMAN LAGER is on draught at H. JACKEL & CO. | 1647 Adam’s Tavern 1861 Beer of Eur Pilsner, C and America: ch Bavarian Burton Muer's “Ale, Guinuess’” Dublin _Siout, ‘& L. Imported Ginger Ale, Bunker P, B. Ale, Frank Jones' Nourish- ing’ Ale, Steriing Bitter Ale, Anheuser. Bud}:lse , Schlitz and Pabat. A. A. ADAM, Norwich Town. Telephone /447-12. S e o This Is Gas Heater : Weather With the siidden drop in the temperature, the absence of steam dnd other heating, has brought discomfort to many. A GAS HEATER o or GAS STEAM RADIATOR will give you immediate com- fort in the ¥ -me or Office, Full, new stock on hand. The City of Norwich Gas and-Electrical Dep’t. 321 Main St, Alice Building Get Ready for an Early Spring Look over your Harness and Wag- ons if they WILL NOT GO another year. Come in—look over and get our prices-on new lines of Team, Express Harness and Business Wagons. Carried over stock of Carriages will sell at a low figure. We have some good values Blankets, Robes and Fur Coats. THE L. L. CHAPMAN (0. 14 Bath Street, Norwich, Conn. in DIAMIOND RINGS VERY ATTRACTIVE STONES AT VERY LOW PRICES THE WM. FRISWELL CO. 125 and 27 Franklin Strest DR. A. J. SINAY Dentist Rooms 18-19 Alice Building, Norwich Phons 1177-3 R. R. AGNEW, M. D. . Physician and Surgeon Room 214 Thayer Building Norwich, Conn. Greeneville office: Ot;ln‘. Hours: s :u‘-w;°d -4 p. m.; 7-8 except nesda; 7-8 Wednesday and Satur- and y day evenings, and by’ Saturday appointment B MAHONEY BROS., H '.AL“ Aflu! : ke Ul We guaranteo our service to be the best at ¢he most reasonable prices. DR. C. R. CHAMBERLAIN Dental Surgeon MoGrory Building, Norwich, Conn. STETSON, & YOUNG, Carpenters and Builders Wi and materials at Efi::..;’.’.’. Wm‘umnfl::‘ X e offer u.{ins public tne finest standard | 22 | Total of 37,070 Injuries Reported in © 1914, to January 1, 1916—During Seme Period There 427 Hearings and Awards—Recommendations of Were the Commissioners. According lina | the compensation day on?uflf'flnm n?l‘r!flhy east pre the Mi i river, with low tem- Thi perat: gales in -New -England an the mlfldmuc states. The winds the north Atlantic coast ‘will be n to north gales Thursday, diminishing Friday; middle Atlantic, north and northwest gales Thursday, di Friday, Forecast. Eastern New York: Cloudy Thurs- day; Friday falr. ‘Southern New England: Cloudy and colder Thursday, snow in the morning; Friday fair. Northern * New England: Thursday; Friday fair. 4 Observations in Norwich. The following records, reported from Sevin's pharmacy, show the cl in temperature and the barometric changes Wednesday: Ther. Bar, 7a m . 27 2074 12 m. . .« 32 2954 36 2038 Snow . p. m Highest 36, lowest 27. Comparisons. Predictions for Wednesday: Cloudy. ‘Wednesday's weather: Snow; north- east wind. Sun, Meon and Tides, 1 Sun I _High 1| Moon lII Rises. | Sets. || Water. || Rises. Day. 20 21 22 23 24 6.00 6.01 6.02 26 Six_hours after nigh water it is low tde, which is followed by flood tide. Penance the Theme of the Lenten Ser- mon at St. Mary’s Church—Rev. Thomas Hgl ynch of Baltic Delivers an Able Discourse—Personals. The third week of the Lenten period found a fair sized,congregation present in St. Mary's church on Wednesday evening at 7.30 o'clock. The services were opened with the recitation of the holy rosary and litany of the blessed rgin Mary, Rev. Fr. Kennedy lead- rlng with same. The Lenten sermon was delivered by Rev. Thomas H. Lynch, curate at St. Mary’s church, Baltic, whose theme was Penance, and under’ the caption “Spare, O Lord, spare Thy people,” he went on to say that the Catholic\church calls sinners from all parts of the world to repent- ance during this holy season of Lent. How little many persevere in the nar- tow path- that leads to justice. - The worldly man sees a serious study in penance. And what a glorious victory gained by Satan over the children of the church who refuse penance. Satan knows the value of penance and tries to turn sinners from God: so guard yourself against all worldly preachers. Penance is a moral necessity. See the continuous revolt we feel within our- selves. See the most criminal enemy of man closing heaven against us and opening the gates of hell. Penance gives birth to good resolution and to overcome our evil inclinations. How can we punish ourselves without pen- ance or overcome our evil ificlinations? Which in reality is our choice—pen- ance. Sin_has marked our souls as a friend of Satan. How can the stains state to Gow. H. Holcomb, mmnwo’fl.’::'hm reported to them from Nov. 1, 1914, to Jan. 1, will | during the same period there since the time of the last report. members of the ‘According to the report, the number | S*¥ of injuries reported is as follows: Jan.1,1914, Nov.1,1914. o to Nov.1,1914. Jan.1, 1916, First district .. 4,691 8,232 Second district 2,250 3,845 ‘Third district . 3,920 7,659 Fourth district 3,239 9,660 Fifth district . 3,954 7,674 18,054 87,070 Caution should be observed in draw ing inferences from the increase above revealed. The period covered by the second column was one of marked in- dustrial activity, whereas that covered by the first column corresponds roughly to a period of industrial de- pression. Voluntary agreements were as fol- lows: Jan. 1, 1914, to Nov. 1, 1914. First district .. 1,047 Nov. 1, 1914. to Jan. 1, 1916. Second district 543 Third district . 599 Fourth district 635 Fifth district . 560 During the corresponding periods the number of formal hearings resulting in findings and awards duly filed with the several clerks of the superior courts were as follows: Jan. 1, 1914, to Nov. 1, 1914. Nov. 1,1914. to Jan. 1,1916. First district 39 134 Second district _16 Third district . 32 Fourth district 1 Fifth district 18 106 427 Advance Payments to Needy Employes Section 14 of Part B provides for the advancing of funds by the employer or insurere to supply the immediate needs of the injured employe or his dependents pending the formal settls ment of the claim. This provision is widely taken advantage of. These advance payments are usually made without the knowledge or advice of the commissioner. In the majority of cases we prefer to believe that they are made from sympathy with the im- mediate needs of the employe and out of a desire to conform to the spirit of the act. .In many cases this method is adopted by adjusters as a matter of convenience. Lump Sum Payments. A provision of the act requiring fre- quent application is that found in Sec- tion 28 providing for the commutation of payments into a lump sum. Human nature js so constituted that it usu- ally prefers freedom of individual judgment. Tt is fot easy to convince a person that he is less competent to handle funds than some other person, and it is especially difficult to show him that he is not in any way com- petent to handle them. Yet the com be wiped out? Ask God for an answer and the reply comes back: Do penance. Is it not time during this holy sea- son of Lent to arm ourselves against ourselves? To meditate on holy things and to study our duty to God in heaven? Penance occupies a high place in religion. It teaches us openly a magnanimous'pardon. What a loving appeal to us to leave our sins and come back to God! Because of their sins God’s maledic- tions fell upon a certain class of peo- ple. Those people struck with terror left their evil ways and God, touched by such a_good return, was ready to forgive and forget. Penance is surely -a condition for the remission of sins. It was among the first words to be uttered from the mouth of St. John. Christ himsel began a life of fasting and prayer in the desert for 40 days to show us how to do penance;, He who claims to be His followers ‘nust take up their cross and follow Him; it was the same doctrine of penance preached by Christ and His apostles as is being preached today. The lives of the saints forms a) striking example of these holy souls who gained the crown by doing pen- ance and mortifying themselves. These ‘bodies of ours filled with vice and cor- ruption. Do you think it possible for us to escape aivine Jjustice without some sacrifice? Do not deceive your- selves, but guard your soul and your missioners are frequently confronted by cases in which persons obviously unfit, both morally and mentally, to handle any considerable sum of money <lamorously spettiion for a lump sum payment. Much ingenuity is frequent- ly exercised by such claimants in d vising reasons in support of their quests. They are in debt, they pro- pose to establish a store and go into business, they propose to go back to the old country, they are going to have an operation performed, or there is sickness in the family. Legal and Medical Fees. A by no means unimportant aspect of the commissioner’s duties is the ap- proval of bills for medical, surgical and hospital service, and occasionally for legal and other services. In its intent to reduce or limit expense under the act, the' legislature has confided to the commissioner this power. In very few instances has it been hecessary to exercise this power in connection with legal fees. The fees allowed to attorneys range from a neg- ligible amount up to about $100, this figsuré being practically the maximum. The legal profession has shown a praiseworthy readiness to conform to the spirit of the act. ‘There has also, on the whole, been a like disposition on the part of the medical profession to comply with the terms of the act. It will be observed body that they may enjoy the splen- dor of God’s glory. ‘The discourse showed much prepara- tion and thought and was well pre- sented. . Lyhch gave benediction of the most blessed sacrament, being assisted by Fr. Kennedy. Boy Scouts Meet. The regular meeting of the Boy Scouts,of the St. Andrew’s church met Wednesday evening in their as- Smbly rooms. Scoutmaster William Baker was in charge of the meeting. After the regular business was trans- acted a.social hoyr was enjoyed and plans for the camp this summer were talked over. An anniversary meeting will be held next Wednesday evening as the troop has been in existence just a year. Notes of Interest. Edward MclIntyre attended the box- ing carnival inWNew London Wednes- day evening. __ A meeting of the Phi Alma Mu Sig- of ma was held at the home of Raymond Burke Wednesday evening. that up to Jan. 1, 1916, there have been 55,124 injuries reported, each of course involving a potential dispute over medical bills. When this fact is taken into consideration the number of con- tested medical Dbills has been surpris- ingly small. There .appeared in our last annual ting the Connecti- cut Medical society and the hospitals in Connecticut, making certain recom- mendations. For some reason these recommendations were not followed up by the physicians before the legisla- ture and no action was taken thereon. The commissioners have recognized a certain injustice in the act as it now ‘with respect to hospital fees. The cost of meintaining a patient in a hospital ges from $10 to 5 a week, according to the facilities of the hospital and its economy of adminis- tration. The usual charge for a ward patient is $7 per week. These hospi- tals are semi-charitable institutions, being supported by prxv;te philanthro- on, that it is contrary to public policy for such an institution to be assessed at the rate State . ‘The on are Fred- | Pect In our opinion the most unsatisfac- tory method of administration is by the courts. Either the reserve and dignity which has wisely attached to strictly judicial tribunals must be re- and personal guidance which experi- ence has found to be mecessary for the prompt and equitable satisfaction of the terms of the act. the other hand, administration of the act by a central authority lo- cated at the state capitol, while pos- sessing a certain bureaucratic effi- ciency and responding to a current tendency in legislation which may or may not be wise in other matters ac- cording as it is applied, does not in our opinion fully meet the needs of the situation. Welfare Work. It is significant that during the two years $61,549.22 has been expended for emergency treatment, nurses and pri- vate hospitals maintained on the em- ployers’ plants. This is 58.7 per cent. of the amount expended for medical, surgical and hospital treatment by physicians in general practice and in public hospitals by the same class of employers. This exira expenditure for what is generally described as welfare work is deemed by the employers as fairly due to the provisions of the act. Along with this should be considered the sum of $47,654.93 disbursed for safety devices which, as reportea by the employers, “presumably would not have been expended but for the exi: ence of the act.” In other words, the sum of $93,148.01 has been devoted to quasi-humanitarian ends by this class of employers which would not have been so devoted but for the act. Total Cost of the Act. It is naturally a matter of public in- terest to ascertain as nearly as posg- ble what the workmen’s compensation act has cost the employers and people of the state. Combining the figures appearing under foregoing ecaptions, the results are as follows Expenditure of self-insurer: 1914, to Nov. 1, 1914, $86,551. 1, 1914, t0 Nov. 1, 1915, $I total, $256,263.40. Expenditures through insurance companies, Jan. 1, 1914, to Nov. 1, 1914, $396,684.30; Nov. 1, 1914, to Nov. 1, 1915, $605,455.66; total, $1,002,139.96. To this should be added the approxi- mate amount expended by employers of all classes for welfare work and safety devices, this operation producing grand total of $1,715,328.18. Thi leaves out.of account the item of $14,- 355.80 for extra clerical force required y self-insurers and an indefinite sum not ascertaindble representing the dif- ference between the amount actually disbursed by insurance companies as shown above and the amount collected by them in premiums from insurers. To the above grand total should also be added the sum of $70,000 as admin- istration expenses for the first two vears. Revocation of Insurer’s License. The averages appearing under a foregoing caption are rendered less creditable to the commissioners and to the employers and insurance com- panies by the delinquency of certain individual companies. We have ob- served that there is great difference between insurance companies in re- spect to the manner in which they settle their claims. While the number of cases in which there is resort to technicalities or sharp practice is so small as to be dismissed from consid- eration, the instances of dilatory and unbusinesslike methods are quite con- siderable in number. Some companies endeavor to settle their claims by cor- respondence, asking the employer to secure the execution of the papers and make the payments. Others employ no adjuster in the state, but delegate the function of eettling claims to their agents or solicitors, who in many cases are unfamiliar with this aspec of the xol’k, and negligent in giving it atten- on. We therefore récommend that the general assembly at its next session enact legislation giving the board of |nompenuuon commissioners power to lodge complaint with the shown that such insurance company has failed to be reasonably prompt in the settlement of cases, the insurance commissioner should be given author- ity to revoke or suspend the license of such insurer. Frivolous and Vexatious Appeals. One other change which we recom- mend is this: We therefore suggest that the law be so amended as to pro- vide that, when an appeal from the decision of a compensation commis- sioner is taken to the superior court and such appeal shall be, in the judg- ment of such court, frivolous or taken Discrimination Against Defectives. One question not in terms referred out d.& in" the course 1 a has | CRild un {orange, sand, “Whenever it shall that er appear any sustained pendent upon such ppear that der the sioner having jurisdiction such resident dependent a sum taken together with that awarded such non-resident alien shall not exceed ‘what might have been awarded such husband or wife if not a non-residem\ alien. NOW IT'S THE CHARLIE CHAPLIN POCKET Featured on the New Silk Gowns— * Suits, Coats and Skirts Seen at the Openings—Dainty Ideas in Waists— A Hat For the Woman Who Motors. Preparedness is the watchword of the wise woman, as of the wise na- tion. &o matter how unseasonable the weather, she knows that sunny, warm days must come soon; consequently she does not put off selecting her Spring wardrobe until the last min- ute, when hasty buying is certain to result in dissatisfaction and possibly dismay. « Forbidding though the weather was veSterday, courageous women braved the snowstorm to inspect the pretty things which the stores are offering for the coming Eastertide; charming gowns, suits, wraps, waists, hats and the various accessories which will be needed so soon for affairs of soclal and other importance. A number of distinctivt noveltips at- tracted attention, none newer - tharn are La Petrona blouses, which come in Chinese silks, blue, yellow, Roman failles and the like. These are pri- marily designed to be worn to dress up a plain skirt—for so many of the skirts are made plain this season. Their average price is $15; and they are certainly smart to the limit! Then there are combinations of stripe and plain in suits, both cloth and silk, which represent the newest ideas of the designers. The stripe appears emphasized, tco, in the new awning striped linens, for later sea- son wear. Elegant Coats. Featured also are velour coats and suits in stunning black and yellow, blue and yellow, green and -black, green and white, yellow and white, black and white, just the last word in smartness. Navy is going to—be one of the strongest of shades during the com- ing season. Serges, poplins and ga- bardines will all be in high favor. Elezant was a combination serge and silk in navy, with yoke effect in the coat, handsomely belted, deep bands-of serge trimming coat and skirt. Checks come in some of the most fetching mixtures and are developed in exceedingly graceful suits. One seen at the openings was in a combi- nation mixture, black and white pre- dominating, Jrichly trimmad with biack taffeta, the skirt full and effec- tively draped, the coat having a shawl collar and the finish being silver but- tons. Corduroy Skirts Liked. Corduroy skirts are strong in fa- vor, and are shown in dainty and seft nts of blue, rose, sulphur, burnt 4s well as in tints of white and in stripes of black and white. A charming separate skirt is in Jersey cloth, a soft rose, which ranks high in popularity. The Newest Waists. Every conceivable hue and combi- nation is to be found in the new waists, which come in Georgette, chif- fons, fancy taffetas, washable satins, lace and crepe, etc. Necks are both high and low, or, better, convertible, while sleeves are-full and universally long. While just at present the col- ored waist has the call, many beauti- ful designs in white waists, sheer, dressy, and severe, are provided and are strong sellers, Everything Voluminous. Dresses for Spring were never more lovely. Everything is as voluminous as possible—a fact which applies to coats as well; so that the scant style will soon be but a memgry. The acme of elegance I8 a rose col- or_afternoon dress, in Georgette and taffeta, extremely wide skirt, having the new Charlie Chaplin pockets, and for trimming bands of ruching as in grandmother days. Charming, too, is a reseda soft silk one-piece dress, with Georgette crepe sleeves, the waist in jacket effect. Hats for Dress-up and Utility. Every woman Wwho motors will be interested in the fact tAat a special hat has been provided for her require- ments this Spring. A model shown yesterday was in fancy-cherry braid, with oriental stripe across the wings at the back; a hat sure to keep in place and to look smart and becom: no matier what the traces and effects of travel. In marked contrast to this utility hat was a large shape in gray hemp, one of the daintiest designs this season: A folded scarf of maline in blue and taupe draped the crown, beld in place by one of the new cameo ornaments, in Hague blue. The Indian head-dress hat is one which is sure to make this Berlin—~The American Fibre Co. of Berlin has filed a certificate of incor- poration with the l.fl'w of state showing l‘unlt‘l of $450,000. . S 2 > A Y AL 3 R s paral ustre, and ance, the beauty and shimmer of true h heaith. Get a 25-cent bottle of Knowiton's store Joseph Kershaw in English Army— Sprinklers Installed at Ponemah Mills Engiland last week, was unable to get passage on an outgoing boat, but has since secured a berth. Mr. w left for New York Wednesday evening and wili sall on the Cunard liner Oduna Friday at noon. His son, Joseph Ker- shaw, who sailed for England several weeks ago, has enlisted in the British army and is with the Second regiment of Grenadier guards which.are on their way to the front. Bowling Match Postponed, The bowling match which was to have been rolled off Friday evening tween the Ponemah team. and the ‘eam from J. B, & Co., has been postponed until the following week. This game will be the one, each team having won a game. Sprinklers Installed. ‘The automatic sprinklers have been installed in the Ponemah mills by the General Fire Extinguisher company of Providence, and the workmen have re- turned to that city. Personals and Notes. Henry L'Heurcux has accepted a po- sition with J. Marsan. Moth in the Flame, at Hillcrest thea- tre today, 2 and 7.45 p. m.—adv. Ernest Bernier of Norwich has re- turned from spending a few days with friends in Providence. 8. J. Marsan, who has been confined to his home for the past few days with a sever attack of grip, is able to be out. Basketball practice was held in the hall Tuesday ebenig and some fast work was done. Vickery of New Lon- don was in the lneup. T e e DIED. BUSHNELL—Entered into eternal life, in' Norwich, March 1916, Sophia A. (Marx), of Charles Henry Bushnell, aged 47 years. Funeral from her late home, 125 Eliza- beth street, Thursday afternoon at 2.30 o'clock. and Westerly papers please copy. DALTON—In this city, March Dalton of 258 West Tha: Funeral Friday morning, March 24, at octock. " Mass of tequiem ' in St Patrick’s church at 9 o'clock. Burial in St. Mary’ cemetery. FAIRMAN—In Essex. March 21, 1916, Asa E. Fairman, aged 60 years. M'KENNA—In New London Conn., March :% 1916, Mrs. J. T. McKenna (Elizabeth Nolan, formerly of Nor wich). Funeral will ¥ake place morn- iRk from the resldence of 3. T. M Kenna, 48 Center street, N Services will be ‘clock. 'S cemetery, Norwich: on the arrival of the 10.45' special funeral PARKINSON—In Baltic, March 1916, James Parkinson, aged 52 years and 10 months. DENTIST DR. E. J. JONES Suite 46 Shannon Building Take elevator Shetucket Sireet en- trance. Phone. J.P. BARSTOWE D, 23 and 25 Water St. JAMES E. WHITTAKER PIAKD AND PLAYER PIAND TUNER ACTION REPAIRMAN AND TONE REGULATOR 176 Palmer Street, Norwich, Conn. Phone 1034-5 DR. ALFRED RICHARDS DENTIST Thayer Building, Room 305 Teleshone 488-2 DR.R.J.COLLINS DENTIST 148 Main Street, Norwich, Cenn. Phone 424-4 TuThS o PAINTING PAPER HANGER WALTER W, WOODWARD, Interfor Decorater. Phone 338-13. Corniag Road. 2eb224TuThS Frederick T. Bunce Expert Piano and Player Piano Tuning and Repairing e 38 FRANKLIN STREET. Phone 1214-3. Norwich. Conn. ORANGES, Florida {% |ORANGES, Porto Rico GRAPE FRUIT :|SPINACH AND LETTUCE People’s Market 6 Franklin Street JUSTIN HOLDEN, Proprister DRS. L. F. and A. J. LaPIERRE 287 Main St. PRACTISE LIMITED TO Hours 10 & m. to 3 p. m. Eye, Ear, Nose and Throat