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INSURANCE EMPLOYERS - The new Compensation Law which takes offect Jan, 1, 1914, Applies To You. Protect Yourself with a policy in the ZETNA. J. L. LATHROP & SONS Norwich, Conn. of holding a FIRE INSURANCE POL- ICY is, that every alarm of fire, and even fire itself, will not cause undue worry, because you know that vou are secure against loss. Take one out now. It will prove a friend in the day of adversity. - ISAAC S. JONES Insurance and Real Estate Agent, Richards Building, 91 Main Street. Do your realize that an accident occurs every three seconds. Compensation Insurance in| the Travelers’ Insurance Co. will remove all your wony. B. P. LEARNED & CO. JOHN A. MORAN Real Estate and Investments McGrory Building, Main St. Office telephone 5(1-2. Residence 1179-3 ATTORNEYE® AT LAW hrnwn & Pcrkh;s, Itarneys-at-Law Over Uncas Nat Bank Shetucket St. Entrance stairway pear -to Thames National Bank. Telophone 85- BUWIN W, HIGGRIE, Atterpes~i.Law. 2rita wmon Bntlirs - YACHTS TO BE AT NEW LONDON. Construction on Three Aspirants for America’s Cup Defending Honors Waell Underway. Boston, Feb. With the construc- tion of the three aspitants for Ameri- ca's cup defending henors well under- | way at Brisiol R. L, Bath, Me. and | Neponset, owners and managers will | sather in New York this week to df cuss and " probably, arrange a rac schedule for the season. The me will be held at the New York Yacht | club, of which nearly all those inter- ed in the three boats are members It is expected that the yachts will be overboard by the Ist or 10t hof May, | and that the racing will start in upper Long Island Sound during the first week 4n June, though there is a possi- bility “that the first meeting of the candidate boats may be on the regular | cup course off Sandy Hook. Some of the cup vachtsmen want at least one trial_off “the Hook, preferably before the Shamock IV. arrives. The vachts | are iikely to be found in New London | about June 19 for the Hardvard and Yale boat race. The greater part of | the racing will be off Newport, and it from Old Brenton's Reef lightship that the trial races are likely to be held about mid-August, or ten days fter the cruise of the New York Yacht club. 1 ety 2 for 25 cents Clucet, Poabody & Jne. Makers LEGAL NOTICR NOTICE The Board of Relief of the cown of Norwich, Conn, will meet in fhe ity | Hall Buiidige, in seid Town, each dav, Sundays exdepted, from Feb. 15t to Feb. | Zlst, from 30 a. . 104 b, M. to listen | to appeals from the doings of the As- | sessors, and to do any other business peoper to be done at said meetings. (oDated at Norwich, Uonn, Jan. 20th, JAMES W. BLACKBURN, ¥RANK R. MLAUGHLUIN, DAVID GILMOUR, Board of Relfef. DENTIST DR. E. J. JONES Suite 46 Shannon Bldg. lake elevator Ehetycket BSireet en- trance. Phons. DR. C. R. CHAMBERLAIN Dental Surgeon In charge oNDr 8. L. Geer's practios during bis last liness. McGrory Building, Nerwich, Conn, _UROGEN the New and Effeclive Ieniedy foi Rbeumatism, Sclaties, Goui and Neu- ritis— UROGEN—the Urlo Actd Send for free boollet. Ord, your druggist. Jan20d £. throt, Price 50 cents and F. C. ATCHISON, M. D, PHYSBICIAN AND SURGEQON 1. ABE THE NEWSBOY LOSES FIGHT Kid Norfolk Given Decision Over New London Fighter— Bout Went 25 Rounds at Colon—Winner Had 20 Pounds on Abe. —— Norwich fight followers who have seen Abe the Newsboy in bouts in this ciay and in his home town, Ne wLon- | tion in this city on Saturday, Feb. 25. These amendments have been fram ed by the advisory committee,of whic) e . Gustavus T. Kirby, Columbia, Is don, will be interested in the follow- | chairman, in accordance with sugges- ing despatch from the Colon Journal| tions made by the executive commit- of January 19th: “What was probably the hardest fought and cleanest fight ever pulled oft on thé Isthmus was held at Colon Skating Rink yesterday afternoon, the principals being Kid Norfolk, colored, and Abe the Newsboy, the Isthmian Champion. The fight went the limit, 25 | rounds, and at th eend Referee Jimmy Harrison awarded the decision to Nor- folk. “Although the decision was given against ‘Ame this yas DLURDLNN for he was at least 20 pounds lighter than Norfolk, and a much smaller man in every way, and although fighting a losing fight showed that he did not know what it was to say enough, tak- ing punishment that would have put an ordinary man away. Abe proved that he is not an ordinary man, but a second Joe Grimm.” Champion Abe entered the ring at m. and_was followed shortly by Norfolk. Abe's seconds were KId Christy, Fleckstein and Breen, and the men handling Norfolk were Young Johnston and Ragtime Bill. The fight by rounds gave Abe the best of three chapters, seven were even and 15 went to Kid Norfolk. At the finish the colored ¥an was bat- tering Abe around the ring and try- ing hard for a_knockout. Since leaving New London, where he supported his mother and himself by selling papers, Abe has been a newsboy with the North Atlantic fleet and final- y landed in the Canal Zone, where he has taken part in several bouts. INTERCOLLEGIATE ATHLETICS. Amendments Framed to Increase In- terest and Enthusiasm. New York, Feb, 1.—With the purpose of increasing the desire for partic tion in competition and encoura keener interest and athletics among collegiate constitution and by-laws of the Inter collegiate Assoclation of Amateur Ath- letes of America will be Introduced at the annual meeting of the organiza- z enthustasm for | students, | several important amendments to the | Harvard, Donald -P. Beaiwiey of Cor- | nell, Alexander McAndrew of Yale and | | Thomas M. McMillan of Princeton. i The most important change suggest- | ed will be to add a fifth place in the| | finish of each event in awarding the championship cup for the annual track and field meeting, scoring five for the first, four for second, three for third, | two for fouth and one for fifth place, a | total of 15 points for each event, in- | | | tee, composed of Walter Taits, Jr., of | stead of 11 points—five, three, two and one—the method of scoring which has been in vogue since 1898. In or- der to decide the fifth place in hurdle races, where the track would be wide enough to accommodate more than four hurdlers, a special heat for beaten men in the semi-finals will be run, and | the winner of this will be accepted as the fifth man. Next in importance among the many suggestions will be the inauguration of an annual Indoor athletic meeting | on the evening of the first Saturda |in March, in which eligibility rules for contestants will be the same as in the annual championship meetings. LAUREL HILLS WIN. | 11_field goals and ore foul. . The lineun and the summary: Laurel Hills—Coyl, J. Full If, Robin- son »f, J. Stanley’ c, Jackson' rg, W. Stanley 1g. “Westerly Independents — Shortman 1f, Purtili, O'Nell rf, McVeigh c, Clarke rg,’ Gallagher lg. Summary: Laurel Hills, field goals, Jackson 4, Robinson 4, J. Stanley 4, Coyl 2, 3. Hull 2, W. Stanley 1; fouls, vl 3, J. Stanley 1. Westerly, Shorti man 1, Clarke 1: fouls, Purtill 4. The Laurel Hiil second team defeat- ed the Athletics §-4.in a fast and ex- citing preliminary game. The fine’team work of the Princeton line of forward,s aided by the brilliant individual work of Hobey Baker. won for Princeton against Yale Saturday at New York. -The score was 3 to 1. all the scoring being done in the first half. Yale was decidedly outplayed in the first half, but the stubborn defense of the Blue prevented the Tigers from scoring in the second period. Baker's dazzling outburst of speed in the first half, for the second goal, was the big play of the game. Winnant's goal- tending saved Princeton much_trouble toward the end of the game. McDon- nell scored Yale's only goal on Gore's Boston Service Hamburg-ATmogrican Line LONDON (Plymouth) PARIS (Boulogne) and HAMBURG Assuring Arrival in Paris by Day PALATIAL STEAMERS *S. S. Rhaetia, Feb. 5, 10a.m. S.S.Fuerst Bismark, Feb.27 “TO HAMBURG DIRECT From Commonwealth Pi South Boston. 607 BOYLSTON STREET Boston, Mass., or local agent rebound. TWENTY YEARS ON By JOHN After my race with Gordon in New York, I ran at the Caledonian games at Newark, N. J. July 4, 1891, winning the three and one mile races. I then spent a week at home, after which 1 went to Rocky Polnt, R. I, where I defeated Peacock of Fall River, Mass and several others in a mile race. I [ From Westerly Independents 37-8— | Home Team Ahead All the Way. Before a large crowd the fast Laurel Hills defeated the Westerly Independ- | | ents at basketball 37-8 at the Y. M. | A. in a one-sided but interesting game Saturday night. Jackson, J and Robinson starred for the Jocal boys by securing f« field goals apiece. The Westerly boys were a fast | bunch at times and had good hopes of winning, but these hopes were soon los They started in right when scored the first basket of the game, but the local boys came back strong with six field goals and two | fouls. Westerly scored one more bas- ket and two fouls in the first half. The Westerly team was entirely outclassed | in the second half, being able to get | only two fleld goals, while the home! team gradually piled the score up to Stauley FINANGIAL AND COMMERCIAL HEAVY SELLING. Rock Island Rumor Starts Whole List * —Partial Recoveries. New York, Feb. 1—Rumors of re- organization of Rock Island broke the price of the securlties of that com- pany yesterday and were made the cccasion of heavy selling of the gen- erdl list, but on a late rally early losses were largely recovered, and | many of the more active securities | finished the day fractionelly above Friday's buoyant close. ‘The market was a broad gne of over 560,000 shares | and $3,000,004 of bonds. American securities again advanced | in the Londen market and stocks here opened strong, with a good deal of for- eign buving. Initial quotations of Steel, Union Pacific and Pressed Steel Car made new high records for the year. The rumor that the Rock Istand holding companies were to be dissolved made these securities an exception to the opening strength, and as they gave way to low records the general list sagged with them on a flood ef reali- Zaton of short selling. The first hour's trading was unusu- ally heavy, but the absorbing capacity of the present market is mnot muc overtaxed. Renewed buying in the last Lalf hour caused a vigorous upturn, led by Great Northern preferred, which has been holding back of late. It gained 2 1-§ points on the day. North- ern Pacific also went up 1 point and Union and Southern Pacific appreciat- ed slightly. Steel, after transactions in about seventy thousand shares, was unchanged. The copper stocks were ock Island common went as low as 8 and the preferred to 18, clos- ing each with net losses of over points. LIVE STOCK MARKETS. New York January 31—Receipts of beeves were 2,585 head, including 2 cars for the markef. Trade very slow and steers were 10@15c lower; bulls and cows were also 10@16c lower and some sales of cows 25c lower; the Medium to good steers sold at $7.76@ 850 per 100 lbe.; oxen at $5.75; bulls at $5.25@$7.75; one extra bull at $5; cows at 33.75@6.50. Dressed beef slow to lower. City dressed native sides were selling at 13@13 1-2c per Ib.; a little extra beef at ldc.; Western dressed at 11@13c and South Ameri- can beef at 10@12%c. . Receipts of calves were 379 head, including 273 for the market. Veals were steady with fair demand; barn- yard calves mnominal. Common to .75 per culls at $6@3; vearlings at $4 City dressed veals slow at 15@ 1b;; country dressed lower at choice veals sold at $8.50 2. 100 lbs.; et recolin @4.50. Receipts of sheep and lambs were 4.669 head, including five cars for the market, making, with the s 9 1-2 cars on sale. Sheep were wealk to 25c lower; lambs very dull and 25c off; the pens were not cleared. prime sheep sold 4t $3.75@5.30 per 100 1bs.; common to prime lambs at $7@3; vearlings at $5.50@6.62 1-2. Dressed mutton slow at 8@10 1-2c per Ib.; dressed lambs at 11@13 1-2¢; a few hog dressed at l4c; country dressed hothouse lambs at $5@7 each. Receipts of hogs were 2,406 head, 1nl.:lllfl1ng about a car for the market. Prices steady with light to heavy hogs selling at $8.65@8.75 per 100 lbs.: Toughs at $7.50. Country dressed hogs slow at 8@12c per Ib. Chicago, Jan. 30.—Hogs: Recelpts 2000; market strong (o higher. Mired butchers $8.15@$8.45; good heavy $8.20@3$8.50: rough heavy $8.15@$8.20; light $8.10@8.37; pigs ss.no@s?eof & Cattle—Raceipts 1,000; market quiet to strong; beeves $6.50@3$7.50: cow: and heifers $360@38.50; stockers and feeders $5.40@38.00; Texans $6.00@ $8.00; calves 37,50@10.50 Bheep—Reeeipts 6,000 strong to higher; native $4.5036.00; western $4.90@36.00; lambs $6.75G $7.96; western $6.8507,95. Sl STOCKS, 800 Alaska Gold Mino. .. 00 Allis Chalmers -, vtd & 100 Am. g Chem 00 Am. Bect Sugar. THOD Am. Can .or 200 Do pra 700 Am. Ca- & F 100 Am. Ciiles prd. . 700 Am. Coton_ 0L 125 Am. e & L., 200 Am. Te Securities. 100 Am. Linsecd 1769 A, ! Tecomotive | el ¥ousdry Am. ‘Sosur Koom I, Seccnd Flogs. Ebgapcn Bldg. Nighi 'eheme 300 Am. Tel: & el T4 Am. Tobarco . yards were not cleared at a late hour. | ale stock, | Common to | 105 Am. Woolen prd. 100 Am. W. Ppaper pid €400 Angeonda .- ... 1600 Atehlson 00 Do. prd : 86 Atantle Cosst Line. Balt. & Olio Bedti Steel Do. prd Brookiyn Rapid Cal.” Petcoleum ... Do. pid Canadian *Pacilic Central Leather Do. pid . % Chiesa & "6 Cble. Gt West. Do. pld Cuie. 3 Clic. & N. W...... €hino "Con’ Copper.. Cal. Fuel Coll ‘& South... D 1lll Do. 1st ptd z Consal, Gas Com Product | | G %0 Gen' Motors 200 Do, pfd 1 : 100 Geo, "YW eime. | 1500 Gooditer, B. ¥ E. - wb .. Guegen Fxol. | Fock. Valley Do. prd s Kanses City Southern o Rresgs Co. , Lehich s & Torl Louts Mack ¢ | Mer. Mer pfd Mex. Petrol Do. pa ... Miami Copper Minn. & Rt I, M.LP AR EM | ML P &SR ML Mo, K. & T Pacifie Riwcutt | Con Copber. York Ale Brake. . York Central North American A 810 North. Pacific £00 Pec. Tel. & Td 4900 Penn. R M. 1000 Peopie’s G. & .- 0 P Reacing | 0. 1st ptd | 17 Sied 800 Do. ptd | 11200 Roex" Tuta { 13600 Do. prd 400 Rumely 108 Do. pra 7000 Seavoxrd Afr Line. 00 Do. pfd & SUF 54 pid asw Pacine Coper Texas & Pacifc Texas Co Third® Averiis 1445, 42:4 Twin € 4| Ttderso Tnlon Do. ptd Union_ Pacifc To. ptd ... Tvited Clgar [ & “ | 1200 Westingiuoas 200 Wooimnetn 100 200 Do pfd -+ 100 Wheelisig & 1. E 34 pid ”% Total sales. B82.510 shuros MONEY. w York, Jan, 81—€all men nominal; ne lsans. 'Time loans weak- er; 60 days 3 3-4: 90 days 3@3 1-4; six months 3 1-2@3 8- New York, Jan. 81—Spot cotton | auiet;, middling npiand, X Zuit, | 13.80: o sales. Futures closed steady. | | | March 12.33. May 12.09, July 12.05, Oc- tober 11.50. CHICAGO GRAIN MARKET. Gpen. Tigh Low Cloa 931 say % 8% 53716 38% 88u 85 516 % 6% & 916 8% 65 655 3 116 | said, “but if you're not in good trim, | Westerzill, | gars also won by wide margins. | feating the St, Mirriens 3 remained there for abovt flve weeks, having & splendid time, and winning veral races for small prizes. On Aug. 21 the Providence Caledonlan club held their annual meet in Prov- dence, which attracted athletes from all over New England. An excursion from Norwich brought several hun- dred people from this city to Provi- dence that day. The mile race was the principle event, and this I won, Dby one yard, from William Manning of Boston, after a hard race, in 4m. 3is, George Gadle of Norwich being third by about 50 yard: The long period of training had so exhausted my strength, that I de- cided not to go to Boston, Labor da as I felt T could not win there, but decided to go home for a short rest. I spent the day before Labor day with friends at Providence, and left there | for New London some time after mid night, mrriving in New lLondon abot 330 4. m. 1 came to Norwich on the carly hoat train and on my arrival | met my old friend John Gleason, on | Main Street. He was surprised to see | me and sald: “I thought you would be in Boston today!” I told him I was worn out, and had eome home for a short res. “There are some games at the ball grounds this afternoon,” he D. NOLAN, | to run agai THE CINDER PATH I would advise you mot_t 1. as Gadle is running quite well don't need to worry about him, "I replied, “I's always beaten him, Tl run today, after all.” So T went o the grounds and start- ed in the mile race, but I could not run fast enough to beat an ice wagon: Gadle won by about ten yarde in om. 2s. Not satisfled with this, I again started in the half mile and was beat- en by about five yards in 2m. 18s. No Dets were made, and many people be. leved I had deliberately lost, with the idea of getting on a_match race with Gadle. This supposition was untrue, however, as Gadle won that day on his merits. The slow time of the race showed me that I was unfit to run, so then I told John Gleason try to arrange a race with Gadle, but he_could not do so Some time afterwards T joined the S F. B, Co, of Greeneville, hoping to gét on & race with Gadle, but though Edward Maloney and other members of the Sevens, tried to arrange a rac they could not: and I believe Gadle never ran again. A few days after | these races I was requested by John | Powers of Brighton, Mass. to come | there at once, as he had matched me | t william Manning of | Boston for one mile a week later. | Upon my_arrival at_ Brighton. I ran a trial mile In 4m. G0s. Powers was so I guess AT Sampte,f7 FINAL CLEARANCE SALE FOR CASH ONLY STARTS TODAY Be the good judge yourself and compare OUR VALUES \with the values of the other Come early as the stock is very-small ' 3D Suits stores before purchasing. 50 Coats 1 §9.00 Values Up to $16.50, - Fina Values No C. O. D.’s—No Approvals—No-Charges FOR CASH ONLY SIZES UP TO 42 Up to $20.00, Final $6.50 Everything Greatly Reduced 194 Main Street, Wauregan Block chagrined at my poor show but my strength was fast returning, and | bod: after a few days of hard work I was | oyt in grand form, and succeeded in de- feating Manning by about twenty vards in the fast time of 4m. 32 Holmes field, Cambridge, Sept, 17 tion sin, TINKER ANNOUNCES FORMING INTERNATIONAL BOXING ASSOCIATION lian: far Chicago Federals’ Lineup—Batting and < iy denced from the many expressions |with America: for as the opposers of | WY by Intosh of Anstralia, eldi e | i itation—Ap- | Of Personal and press opinion as shown | the mpic games are apt. to forget, | Victor e o Fielding Averages. | Englishmen Leading Agitation—Ap ’ e S5 P S IR 0 T S inic sumcs aco agt 0 Sawe | —on o ance A . Bett The first authoritative lineup of a| Peal to Spestsmen to Organize Con- A% an illustration thero may . be| e o e 2nd Chan = Federal league clup is that announced | trolling Body. quoted an appeal, printed in the Lon- | control. But if the National Sporting [Plan o has yet h».nh’.._’ by Joseph Tinker for Chicago. A care-| L E don Times to American, French and |ciub and French authorities were to flected, £o1 analysis of the batting and field- | New York, Feb, 1.—Additional im- | Eng s to organize & con- | formulate a cooperative pre 2l = ing averages of those players with Petus in the movement toward the |troliing body for boxing—a body which | submit it to the leading yclone Smith Challengea, R en hafor or minor league expe- |formation of an international boxing | would cont e P o e oy, el Challangea, e T o Ehow anything sensa- | organization for the control of profes- | world's championships and which par- | done and the consequences might ke to ¢ Y Manty o & tional in the mew organization. Chi- |sional boxers has been furnished by | ficularly would decide how long a |inyaiuabl it imatch, el san ig cago has been the hot-bed of the Fed- | the agitation in England for such a | champion could hold title withou That such an is cen- |any place th eral league movement since the pro. posed circuit was first discussed an it is natural that one of the strons- | est of the ailable combinations | | should be selected for that city. Of xteen plavers ran as inle <ajor iempus iddy in 1813 a— = in the minor leas till others the records played fer obscure of which are not availabie. Using the figures taken from the mador and miner league records ef la year and assuming that the Federa can seeure the services of Killifer and other big leaguers, as originally claimed, tie team bafting and flelding averages indicating that the Chicago Federals would rank sixth in Ameri can league batting averages and be- low last place In the National league. In team fielding, eighth place in the National would be their position, one point better than the = Boston club, which finished last in 1813. In the American league the mnew Chicago ©club would fit in between Washington 960 and New York .654, thus gaining sixth place. The available records of the players proposed for the first Fed- eral team to be announced are as fol- lowe: Infielders— Former Club. Tinker, Cincinnati Beck, Buffalo (LL.) Keding, Local (C St, Joseph (W.L. Zelder, New York (AL, . Outfieiders— . Wickland,_Cincinnati Zwilling, St. Joseph Catchers— Owens, Minneapolis Allen, ' Local Mulvaney, Killifer, Phila. (N.L.) Pitchers— Hendrix, Pittsburg! Brennan, Phila. (N. L) Camnitz, Phila. (N. L.) Packard, Cincinmeti (N Lange, Local (Chicago) Team Averages— Battaing, 239; fielding FOOTBALL ACROSS THE WATER. (A.A) (Chicago) . L) Interesting Results of Games Played a rale extremely conser dom sanction followers are as tive and sel- international sport al- an exception exists, as is concerned, is evi- sible, were deprived of the opportun of refusing to defend their | indefinite periads. “In_the matte; ganization that desirable end the finel word re English sport i That boxing ces. as v growing demand through- | meeting a man in his own class the British Isles for an associa- [ “It is high time,” savs the Times, of this type clear icates the | “that chezp champions, men who evade | present unmsettled status of » boxing, | meeting their superiors as lon pos- | ity tities for to sts | templatea is those wio boxing both abroad. Progress, | tremety - kiow any, associatinng’ | ethical righ | the mevemer | fraquent n understood by interested in country however, wn is on Saturday. The second round association foot all matches for the English cup were plaved Saturdey. Manchester City and Liverpool survived, defeating Totten- ham Hotspur 2 to 1 and Gillingham 2 to 0, respectively. Swindown Town de- | feated the Bolton Wanderers 2 to 1 Burnley put Derby County down 3 to 2. Aston Villa took a fall out of Exe- ter City 2 to 1. Matches were close for the most part. Things were different in the first di- vision of the Scottish league. Ayr United walloped the Hibernians 5 to 0, and the Alrdrieonians trounced Morton Dundee, Falkirk and the Ran- de- 7to 1. won, this time 3 to 0, eltics, as usual, The results English Cup— Sanchéter CUt5 ... 2 Second Round. Tottenham Retepur ) Liverposl .. ngham Birminghen adershetd ° Talton Wandersis . Reindon Tom 3 Bumisr .. Dorke Covcis 2 Woirerhampian ... Biicteia Wedneidas Sundedend euthy Atists West Hem | : al Paiacs Exeler Citr s Villa .. inckburn Rovers ..., wynson Town . Millyal] Athlotis Brightan ‘& Tiare. Clapion Orent Shatfiolg Tnited Bradford Leeds City 210E ol West Bromwich X111 2 Sesttish Loagu rst Division. ‘Bumbarien srere §) Aberces of 3¢ Tuited ol Sotherwedl . Yanark Rangers Doers wbrcss . " orthymberiznd 8 i z Fiospiial i old” Mercha fuvs Tiosital cudier Newpoe Ewunses Faitor — READY FOR MAILING about one half the number of coupons forrnerly required. It is of vital importance that you become familiar with the largely increased value of the new Serv-us Coupons and also with the many Pure Food Products which are sold by all the Leading Grocers. You will receive a valuable Serv-us Coupon from each Serv-us Product. This information can be obtained by writing for a free copy of our new Serv-us Premium Catalog. P GIFT DEPARTMENT SERV-US PURE FOOD CO. Inc.. 332 South Michigan Avenue This means a great deal to the thousands of Serv-us consumers. If you are not one of this great army, you owe it to yourself to join the ranks and begin to ask your grocer for Serv-us first, last and all the time CATALOG OF PREMIUMS IS NOW . Through the co-operation of the purchasers of Serv-us Pure Food Products, we have been enabled to greatly increase th¢ value of the Serv-us Coupon making it possible for you to obtain a premium for and ex- thero are few, if informal