The New York Herald Newspaper, December 6, 1868, Page 9

FINANCIA.. AND COMMERCIAL. : Saturpay, Dec. 5—6 P. M. The stateme' the associated banks for the ‘Weok ending u-'.» ‘s regarded in many quarters as 4n unfavorabie ©. 0, presenting a8 it does the fea- tures of an incr s-¢ of over $5,000,000 in the item of loans, against a: crease of less than $2,500,000 in deposits, The tols's as compared with last week are as follows:- ‘win 8. pote +++ $254,386, 057 $259,401, 905 16,786,277 17,644, 264 84,284, 563 264,77 187,418,835 189,843,817 62,440,206 59,492,476 2,424,982 2,947,730 ‘The decrease in legal tenders is readily accounted for by the sales of yovernment gold, $2,000,000 of ‘which was disposed of at auction by the Sub-Treas- ‘rer, Mr. Van Dyck. The increase of specie is ex- Gctly the amount which was deficient last week, and shows a return to te bank of gold which ‘was prob- ably hoarded for speculation. The disposition to find fault with the increase in loans is not very Feasonable. The excess is not extravagant in com- parison with the great’ business demands of the Metropolis. It 1s questionable whether a liberal Policy of expansion is not better than a too conser- vative one. Money is intended to be actually em- ployed, not to be stored away in bank vaults, and an Overcautious institution is an obstacle rather than a help tocommerce. The amount of loans above de- Posits is about $2,500,000, which is about the sum sent South during the week to move the cotton crop. The reports irom the Gulf and Atlantic Ports show an increase of over 14,000 bales iu the receipts of the staple for the week as com- Pared with last week. This cotton will soon be en route for Europe and paid for in gold. The banks @re therefore making loans on undoubted security, @nd will show plethoric vaults when the cotton is once on shipboard. Money was a shade more active this afternoon, perhaps through an ic!pation of the bank statement. ‘The prevailing rate was seven per cent at the banks and trust companies and, on mixed collaterals, @mong the brokers, On governments the rate was six, with exceptions at five. Good houses, however, obtained ali they wished at six on the ordinary col- Jaterals. Commercial paper was without any change either in rates or business. Foreign exchange was Undecided owing to the fluctuations in gold, but dull after the steamer. + The Gold Room was feverish and excited during the forenoon in consequence of extravagant reports from Europe, which tended to advance the premium. ‘The market was prepared fora “bull movement ‘by the publication of the report that the government jwould sell no more gold this year, and therefore (Feadily responded to the influence of a cable tele- @ram from London saying that the Continental hind of an unfavorable character. This was Anterpreted to mean that Napoleon was dead, that ere were riotsin Paris, that the Oriental question Q been revived and that Russia and Turkey were going to war. The price, which opened at 13534, ad- \Yanced steadily to 136%, from which point it re- ceded to 136%, the closivg price at half-past ‘four o'clock. The relapse was a natural Teaction, stimulated by later despatches de- priving the first rumors of their absurd extravagance, The German bankers were large Purchasers during the early period of the ex- citement, but their fears were soon dissipated and ‘they ceased buying if they did not return their gold tothe market. There are indications of a gold job- Ding nature in these telegrams, especially as gold ‘was “unloaded” at the highest figures of the day, andthe weekly bank statement shows areturn of nearly two millions of dollars “locked up” last week. * The government gold brought 135.43, and was awarded in one lot. Tne gross clearings were $61,610,000, the gold balances $1,936,717 and the currency balances $1,276,455. Cash gold was plenti- ful and loaning at 2 to 4 per cent for carrying. The stock market was generally steady and dull except for New York Central, Pittsburg, St. Paul and the Northwestern stocks. Injunctions would ap- pear tobe growing fashionable with disappointed speculators. It was reported to-day that injunctions had been obtained or were to be obtained to prevent the payment of the dividend on the Northwestern stocks and to prevent the distribution of the $2,100,000 new Hudson River stock. The former de- clined about two per cent in consequence, and the latter was quoted down to 128 at the last open board. Nothing further has transpired concerning the New York Central injunction. The stock steadily settled from last night’s prices, and after several reactions to the vicinity of 12434. The lowest sales were at 124%. The St. Paul stocks were very weak and un- gettled, The Northwestern stocks after two o'clock were quoted ex dividend. Pacific Mail was strong during the day, but closed weak. Rock Island was comparatively steady and strong. The rest of the list was neglected, » The quotations of the first open board were as fol- lows:—Wells, Fargo & Co.’s Express, 26 a 26%; Amer- ican Express, 45 a 46; Adams Express, 42%; United States Express, 46; Merchants’ Union Express, 15a 1634; Quicksilver, 22a 2434; Canton, 49a 49\{; Pacific Mail, 116 a 11634; Western Union Telegraph, 37 a 37h; New York Central, 12754 a 1274¢; Erie, 37% & $74; Hudson River, 1253; 2 120; Reading, 9575 a 98%; Chicago and Alton preferred, 140 a 140; Alton and Serre Haute, 40; Wabash, 57'4; Milwaukee and St. Paul, 66% a 67; do. preferred, 8645 a 86%; Fort Wayne, 1113¢ a 112; Ohio and Mississippi, 3044 a 3034; Michigan Southern, $5}, a 83)¢; INinois Central, 144 & 148; Pittsburg, 86% a 86%; Toledo, 101 a 10134; Rock Island, 1087 a, 105 Northwestern, 85% a 85%; do. preferred, 879¢ a 8774. ‘The quotations of tue regular board were:— Cumberland, 37% @ 38%; Wells, Fargo & Co..3 Express, 26 a 26%; Adams Express, 434% ® 4814; United States Express, 454% a 46%; Merchants’ Union Express, 1544 a 16; Quicksil- ver, 22% 2 23; Canton, 49 a 491; Pacific Mail, 116 tid; Western Union Telegraph, 3734 a 07%; New York Central, 12744 @ 1274; Erie, 8734 a S7%y; Hudson River, 128 a 129; Reading, 984% 29814; Alton and Terre Haute, 38a 40; Wabash, 5744 a 60; Milwaukee and St. Paul, 6034 a 67; do. preferred, $65; bid; Fort Wayne, 11 @111%; Ohio and Mississippi, 30) a 30/4; Michigan Southern, 88% a 863g; Pittsburg, 87 a 8744; Toledo, 10134 @ 102; Rock Island, 105%; North. western, 85 a 8594; do. preferred, 87° a 8774; Boston Water Power, 15 9 18; Atlantic Mail, 24 In the noon session in the Long Room Merchants’ ‘Union sold ‘at 15%, Pactfle Mail 1161, New York Central 12614, Milwaukee and St. Paul preferred 86 and Pittsburg 87. ‘The second open board was the last board of the day. Quotations closed as follows on the call:— Wells, Fargo & Co.'s Express, 26 a 2655; Adams Ex- press, 48's 2 48%; United States Express, 4644; Mer- chants’ Union Express, 16%; a 16%; Canton, 48); a 49%; Mariposa, 646; do. preferred, 21 a 23; Pacific Mati, 11614 a 1164; Western Union Telegraph, 373¢ a 87%; New York Central, 126)4 a 1264; ay a 8744; do, preferred, 57 a 60; Hudson River, 128 a 129; Harlem, 127; Reading, 0874 2 9814; Wabash, 6744 a 68%; Milwaukeo and St, Paul, 664¢ ® 67; do, pre- ferred, 8814 0 8834; Fort Wayne, 111% a 111%; Ohto and Misaissippl, 80% a 20%; Michigan Southern, 814 8.86%; Tilinols Central, 144 a 146; Pittsburg, 8675 a 87; Toledo, 101% a 102; Rock Island, 10835 a 1084, Northweatern, 84% a S475; do. preferred, 874 a 8' Just before the closing of the Long Room, at four o'clock, and during the succeeding street transac- tions on the sidewalk in front of the Stock Ex- change, a very unsettled feeling was produced by the bank statement, and prices silted so frequently that it would have required the prompt capacity of ‘& photographic machine to give a defiatte statement at any one moment of the diferent quotations. During this time New York Central declined to 124 41%), and a quarter of one per cent was offered for the privilege of “putting” Erie at a5% next week. Eric was made weak by the cable telegram announe- ing @ fallof the sterling bonds to 2514. There was & aeueral pressare to well and less disposition to buy. At @ quarter to five o'clock the following were as agcurate quotations ag could be gathered Ju the Que. NEW YORK HERALD, SUNDAY, DEU tuating state of the market:—Pacific Mail, 115%; New York Central, 124% @ 124; Erte, 369 @ 3076; Reading, 98 @ 98%; Milwaukee and St. Paul, 6544 bid; do. preferred, 83% bid; Fort Wayne, 111% a 11134; Michigan Southern, 88 a 883<; Rock laland, 108 a 10844; Northwestern, 78; a 78%; do. preferred, 82a 82k. ‘The rise tn gold gave tone to morning prices of government securities, and there was a steady ad- vance in price during the day for nearly all the issues. The improvement at the close was an ad- vance of a quarter for the list, At half-past four o'clock the street quotations were as follows:— United States sixes, 1831, registered, 110% @ 11034; do., coupon, 115% @ 115%; 5-208, registered, 106% @ 10734; do., coupon, 1862, 111% @ 112; do, do., 1864, 1079{ @ 108; do., do., 1865, 10834 8 108%; do., do., new, 1865, 1105; @ 110%; do., do,, 1867, 110% a 110%; do., do., 1868, 111 @ 11134; 10-40'e, registered, 103% a 103%; do., coupon, 105% a 106, The bids for the city bank stocks at the regular board were as follows:—Merchanta’, 124; Union, 118; America, 146; City, 195; Seventh Ward, 114; Com- merce, 124; Ocean, 108; Amertcan Exchange, 112; Bauk of the Republic, 119; Bank of North America, 112; Irving, 110; Metropolitan, 143; Nassau, 105; Im- porters’ and Traders’, 134; Central National, 110; Fourth National, 1053;; Ninth National, 1103. The recelpts for customs and the receipts, pay- ments and balances at the Sub-Treasury in thig city for the week have been as follows:— Custom House, Treasury.———— Dec. 1.. 269,490 288 1,437, 87,563,657 Dec. 2.. 254,000 1,702\418 + 1,281,303 + 87,989,17: Dec, 3.. 264,000 1,364,306 "877,805 83,476,774 Dec. 4.. 829,000 2,362,417 2,840,462 995,77: Dec. 5., 203,000 1,481,823 995,541 88,482,011 SALES AT THE NEW YORK STOCK EXCHANSE. Saturday, Dec. 5—10:15 A. M. Teg.. 1105¢ 100 Canton Co. "62.. 10674 200 West U Tel. al do. 40 Merchan' ze eeeeneeese! Se! 200 200 100 wor” 100 100, 5 9635 200 do. 98 150 5000 Morris 93" 200 1000 Mil & St P8’s,lat m 104 a4 200) Mich South st bds 9634 200 10000 C,Ck Ind Cent Ist. 733 200 Ju) Am D and im O's 98, Joo 100) Tol,Peog Wist,wd, as 00 10008t Lou&IM Latin bs 2000 Mich So2dm...... 91 hat) OS 5-20, c, "62..... 111 eee 110% 15000 U 8 5 107 1 180000 _do. 07 % ‘76000 US 5-26, 6, 0855 lv 10,00 US5-20, c, "65, n.b8 110% 90000 do. 110%, BOW UOvevere ee 1032 6000 US 6's, Packit iss. 993 REAL ESTATE MATTERS. Review of Operations During the Past Week. The week just closed has been one of the most active in real gstate operations since the summer vacation, and was remarkable for the appearance of exceptional prices of city property, both improved and unimproved,,in the auction mart, swelling the total of sales to an amount far exceeding that of any previous week for some time, The interruption of business caused by the damage done to the sales- room by the fire, rendering it unfit for occupation for several days last week, threw, of course, an extra amount of business into this week, which accounts likewise, to some degree, for this excessive propor- tion of the figures in comparison with those of pre- ceding weeks. In addition to this, however, the interest in real estate movements increases with each succeeding week, and in view of the many facts which demonstrate the rapid appreciation of not alone property in this city, but tn surrounding districts, and the daily accumulative evidence of the fraud, imposition and chicanery practised in stock specula- tions, has made real estate a more favorite investment now than ever before, and, with aneasy money mar. ket, induced a ae inquiry for every description of real property, with a considerable leaning. of course, in favor of city lots. Some falling off in this exditement may be of course expected toward the close of the year, as, be- sides the Spel suspension of speculative opera- tions while settling up accounts, eon havin; money in the savings banks are unwilling to distur! it at this time and thus lose the haif year’s interest accruing aber 31. Karly in January, however, @ resumption may be looked for with even an tn- creased brisknessin the market. We give below a summary of the week’s operations. Sales of Real Estate During the Past Week. MONDAY. New York improved propert; New York leasehold property. bee TUESDAY. New York improved property... New York unimproved property New York leasehold property... « 20,000 Flatbusd, L. L, unimproved property 28,495 635,416 WHDNESDAY. New York improved property... New York unimproved property, 8,650 Brooklyn improved property.. 4,000 East Newark, N. J., unimproved pro- PCrty..ce0e +++ 16,420 $54,825 83,595 THURSDAY. New York improved property... New York unimproved property... New York leasehold property. Brooklyn improved property.. Brookiyu uaunproved property, FRIDAY. New York improved property. Brooklyn improved property. TOTAL. ...eeeesereessses Total of sales the previous week. Total of sales for the week ending Noy. 21 ‘Total of sales for the week ending Nov. 14. Oficial Transfers of Real Estate Yesterday. TRANSFERS IN NEW YORK CITY. Bedford 2.3 ft_n of Houston st (irregular). 0,280 Forsyth st, No 16, 252100 34,000 Hester at, ns, lot 2 Bridges’ ‘30,500 Stanton st, n Ww cor Forsyth a 32,600 Vesey st, 0 w cor Greenwich 500 13th it, 1 8, 138.6 ft @ of Sd ay, 6,000 Blak aly way 04 w of 2th ay Hoo Fe 000 ate Toth at, & 12,500 Guth st, a Nom. of 2 lth av, Sth ay, f 10th ay, 150x80.11. ftw of 7th av, 2).11x50. 8, 40.5 t's of Bid wt, 20x80. ‘of Lexingston av, 202100, 76.5 ft 8 of 5th wt, 60x96. em, 1 of 199th at, 2ox105. 6 8, 149.11 fen of 12%h wl, 254105. Ww corner 148d st, 24.1100... LEASE RECORDED IN NEW YORK. Goth st, #8, 114 ft w of Oth ay, 2797.5, 21 years, por year. 640 THE HORRIBLE CHILD MURDER IN CORNING. Additional Particulars of the Atrocious Crimo. {From the Yates County (N. Y.) Chronicle, Dec. 2.) On Monday of last week an atrocious murder committed at Corning, and the supposed murderer i4 a young Woman named Barber. ‘The victim was ing child of Mr. Francis McCulloch. It appears that Mr. McCulloch and wife are engaged In selling sewing machines, and on the day in question, upon leaving home, employed, as had been done on several previous occasions, Hetty Barber, a neighboring girl, to stay at the house and take care of the chil- dren, of whom there were three, the eldest being about eight years old, the murdered chiid being the oungest, je child died last Tuesday night, while its parents did not return until Wednesday and were es prostrated with the grief which awaited them. he Coroner, upon hearing of the death of the child, held _an inquest and examined the girl, and the little child, Mary McCulloch, and as the evidence was not sufiicient to Warrant an arrest she was not held in custody, Wotty Barber testified that on Tuesday the child appeared fretfal, but she did not notice anything ¢Xtraordinary or out of the wi that she tried to soothe it with such simple remedies as were at hand; that aan the night the child died, and that was substantially all she knew about it, After the burial of the child on Wednesday the jittle girl Mary, upon betng interrogated,tsaid Hetty had poured botling water down the babe's throat when it wanted drink, and had placed it in a rock- ing chair, piled bed quilia on it, then sat down on it, and finally, when she put the’ child to bea, she had placed it under the sheets next to the straw tick, in wivich state it was found dead. The body was ex- himed, from these statements, end an examination was held by Dr. Graves, Who found nothing unusual except several small spots between the shoulders, and also one of similar character upon the forehead. The upper lip was badiy burned, but the mouth inside presénted a natural bd ge ead On Monde, of the present week the girl Barber was arreaged and an examination is going on, at which the little girl Mary i8 the principal witness, and whose teati- mony seems to point clearly toward Hetty Barber as the cause of the child's death, THE DEPARTMENT REPORTS. + Report of the Secretary ef the Navy. ‘The annual report of vhe Secretary of the Navy to be submitted to the forthcoming Congress with the President's Message will show the foliowing fscts and figures:— The number of vessela in squadron service as crulsers, storeships and re! is 42, carryng turn! 411 guns, a reduction during the year of 14 vessds, carry! 96 ‘The number of vessels of all stations, powder Sevirinessn: cota Uso, 003 guna eaiek caxkait inst up, 46, 1 guns; iron-ciad vessels not completed, 6, 18 gu! steam loo; nogaom leted, 15, 253 guns; line-of-1 tle ships not col plewed, 80, i. laid up, repairing, fitting { 206, 1,743 classified as follows;—Vessela of the firet rate, of 2,400 tons and upward, 35, 662 guns; vessels of the second rate, of 1,200 to 2,400 tons, 37, 483 guns; vessels of the third rate, of 600 to 1,200 tona, 76, 41. guns; vessels of the fourth rate, under 600 tons, 184 (Sa total,, vessels, 1,743 guns. The follow- ing indicates the character of the vessels:—Iron-clad vessels, 52, 120 guna; screw steamers, 9, 938 guns; paddle wheels, 28, 199 guns; satiing vesseu, 31, 477 guns. Total, vessels, 1,743 guns, The repors contains a detailea account of Admiral F 8 tour through Europe, and also furnishes & list of the vessels aud officers on the various sta- tions at home and abroad. Postmaster General’s Report. ‘This report gives the following in reference to the Dead Letter Department:— This report shows that the whole number of dead letters, of all classes, recelved during the year which ended 30th June last, by actual count, was 4,162,144, showing a decrease of 144,364 letters from the uum- ber estimated to have been received during the previous year. Of these letters 3,095,006 were domestic — letters, 167,073 were foreign and were retnrned unopened to countries where they originated, The domestic letters received may be stated as follows:—Ordinary dead letiers, 3,020,- 461; drop and hotel letters, 622,677; uninailavie, 363,898; fictitious addresses, 9,100; rogistered letters, 3,282; returned from by | countries, 66,558, Inthe examivation of domeatic dead letters for disposition, 1,736,867 were found to be either not susceptible of being returned or ofno importance, circulars, &c., and were destroyed; 333,000 more were destroyed alter an eiforttoreturn them, The remainder were classified and returned to the owners as far as practicable. ‘The whole number sent from the office was 2,253,109, of which 84 per cent were delivered to owners and 16 per cent were returned to the department; 18,340 lot- ters contained $05,169 52 in sums of $1 and upward, of which 16,061 letters, containing §86,638 60, were delivered to owners, and 2,124, containing $7,862 36, were filed or held for disposition; 14,082, contain- ing $3,436 68 in sums of less than $1, of which 12,513, containing $3,120 70, were deliverea to owners; 17,750, containing drafts, deeda and other papers of value, representing the value of $3,609,271 80, of these 16,809 were restored to the owners and 821 were returned and filed; 13,964 con- tained books, jewelry and other articles of property of the estimated value of $8,500; of these 11,489 were forwarded for delivery and 9,911 were delivered to their owners; 125,221 contained photographs, post- age stamps and articles of small value, of which 114,966 were delivered to owners; 2,063,542 without inclosures. Prominent among the ‘causes of the non-delivery of letters is the unmaikible cneracter of many of them, ascertained during the past year to be 363,398 letters, showing a decrease of 79,888 the previous year. Of these 290,443 were detained for non-pay- Ment of postage, 68,887 returned for misdirection or want of proper address, 13,470 were addressed to laces for which no mail service had been estab- ished and 1,593 had no address whatever. There were also returned 23,425 letters ad- dressed to persons stopping temporarily at hotels, departures or non-arrivals preventing delivery, and 9,190 letters found to be addressed to fictitious names. These are mostly cases where the causes ofthe non-delivery appear from the letters theinselves, and no effort was made to deliver them. The number of dead letters returned during the year to foreign countries was 184,133, and the number re- ceived from foreign countries was 66,553. Out of 4,666,675 letters maiied to the United States through British, French and German mails, 126,406—or 293-100 per cent—were returned to Europe as dead letters; aud out of 5,401,936 letters forwarded from this country through those mails 30,970—or 57 per cent—were returned as dead letters. Tota! number of domestic letters received during the fiscal year ending June 31, 1863, 3,905,000; foreign letters received, 167,078. Whole number of letiers received, 4,162,144, Number of original letters de- stroyed, 1,736,867; number of returned letters de- stroyed, 333,246—whole number destroyed, 2,070,153. Letters returned to writers, 2,210,020; “‘return’’ let- ters received and destroyed, 353,286, ‘Total delivered to writers, 1,877,334. Report of the Comptroller of the Currency. ‘The following are additional points touched upon in his annual report by the Comptroller of the Cur- rency in addition to those before published:— The Comptroller suggests that national banking associ: t.on3 which go into voluntary liquidation be required to provide for thelr outstanding circulation in lawful money, and take up their bouds within three or six montis; in default of which the Comp- troller shall have power to sell thelr bonds by auction in New York city, and after paying to the Treasurer the amount of the outstanding circulation of the bank, 11 lawful money, to pay over any excess that may be realized from the sale of the bonds to the association or its legal repre- sentatives, Banks that are winding up tor the pur- pose of consolidating with other banks, or win a view of reorganizing at some other and more desir- able points, should excopied trom the foregoing requirements. In regard to acentral redeeming agency the Comp- troller says:— “The opinion was expressed in the last annual re- port from this office that tt was important that a system of redemptions for national bank notes should be establiaued as early 9s practicable, by means of which they should made convertible into the Jawfal mbar, of the country, whether it be ad or gold, at the principal centre of trade. ithout repeating the argument then made, the conviction is again expressed that only by rigid, un- failing redemptions at a central point the bank ar of tue country be kept at a uniform par value. ‘The Comptrolier speaks as follows in regard to the periodical stringency in New York city:—“A care! study of the bank statements of New York, taken separately, and the application of the facts’ so obtained to the aggregate statement or abstract of the whole, affords valuable and in- structive information. The abstract shows the total loans to be $163,6%4,000. An examination of the statements in detail shows the character of the loans Ww be substantiaily as follows:—OCommer- cial or business paper, $90,900,000; detnand loans, $68,500,000 ; accommodation loa $3,600,000 ; Bus- pended. loans, $1,500,000 ; total, $106,500,0v0, Nine- sixteenths, or rather more than half the loan, is legitimate business paper; the balance is upon cail or for accommodation. The amount loaned on call for commercial purposes is not stated, but trast- worthy information leads to the belief that it 1s very small. The customs and pecessities of trade are of such @ character as to preclude loans of this kind. “Jn addition to this direct loan of $79,000,000, they furnished facilities by means of certified checks to the same class of operators to an amount aes from $110,000,000 to $120,000,000 daily. On the 5th of October the amount was $112,800,000, and these checks are made to swell the amount of individual They are credited to depositors as money, circulated and treated as money by the and by their customers. Yet, when ascertain- ing amount of deposits = which they must hoid @ reserve, or upon which they mst pay taxes, the banks invariably deduct ail such checks on hand, For instance, on the first Monday of October they reported:—Individaal deposits, $224,170,000; but ded acting checks on hand, $112, 800,000, they nad actual deposits of $111,370,000, ‘Taking the call loans and the certified checks together, the somewhat startling fact is developed that the New York na- tonal, banks furnish $70,000,000 of capital and, $112,000,000 of credit for speculation. the use of certified checks is a direct in’ on to that extent, which stimulates the stock market and keeps the price of @ large class of miscellancous securities much above their actnal value, feverish and fiuctuating, and as! duces the price. “Taking advantage of an active demand for money to move the crops, West and South stirewd opera- tors form their combinations to de the market by Hn wy | up” money, withdra control or borrow from the comi becomes scarce, the rate of interest advauces and stocks decline, The legitimate demand for money con- tinues, and fearful of treaching on their reserve, the banks are straightened for moans. They dare not call in their demand loans, for that would compel their agency re- customers to sell securities on a failing market, which would make matters worse. THabitualiy lending thetr means to the utmost limit of prudence, and their credit mach beyond that limit, to brokers and speculators they are powerless to aiford relief, Their customers, by the force of circumstances, become their masters. The banks cannot hold back or withdraw from the dtiemima ih which their mode of doing business bas piaced them. They must carry the load to save their margins. “A panic, which should greatly reduce of securities, would occasion serious if Not fatal results to the banks most extensively engaged in such operations, and would produce @ feeting of insecurity which would be very dange entire banking interest of the cou fact that a banking mterest with capitat plus of $100,000,000 can be and has been r edly placed atthe mercy of @ few shrewd though bold aud unscrupulous aigu, 4 evideuce of some ce the price inherent defect in its management, and the fore- ging statement may serve in some degree to show where the error lies:—Virst, in demand or call loans to brokers an’ speculators on collateral security, by which nearly oue-half the active re- Sources of the banks aroused directly to foster and Promote speculative operations; secondly, certified checks or loans of credit to the same class of men, Whereby stocks are inflated and tmmenuse operations are carried on dally upon fictitious capital; third, the payment of interest on bank balances, which, being payable on demand, must be loaned on call in order to avoid !oas,"" nder the head of specie payments the Comptroller says:— “The subject of 8] ents naturally comes up whenever the ee is discussed, and much ingenaity has been exercised in devising plans for anearly resumption. The obstacle to pps payments be in the statement of public debt of United States for the lst of October, 1868, under the head of ‘debt bearing no in- terest,’ ag followa:—United States notes, $366,021,073; fractional currency, $23,503,614, making together $388,954, 687 of government notes circulating as money and ‘to take the place of gold silver by being made @ legal tender for all debts, pi and Brive Fic a Fonte! on beige sad inserent onthe . as le prefer an infe- rior currency, inferior Because it irredeomab and in- Ne convertible except at a heavy discount, tney will have it to the entire exclusion of the precious “Whenever the pennle: conclude that it is more economical to conduct the business of the country on a specie basis they can ordain 8; payments by making provision through their re) tatives in Congress for the payment or withdrawal of the present depreciated paper cur- rency, issued and Kept in circulation by the govern- ment; and whenever the people wish to restore the credit of the nation they can do it through thetr representatives in Cougress, by removing the only embarrassment that stands in the way, by directing that provision shall be made for the payment of a floating indebtedness, amounting to $38! ,000, con- sisting of promises to pay that are never paid, and so establish the fact that the United States is a sol- vent debtor, able and willing to pay every debt as it becomes due. Specte payments and the restoration of public credit are wit the reach and depend upon the will of the people of the United States,” ‘The report closes with the following allusion to free banking:—- “Whenever Congress shall inaugurate measures looking to the appreciation of United States notes to a gold standard the effect of such measures will probably be to diminish the volume of such notes in circulation. To what extent the reduction would have to be carried in order to place them perma- nently on a specie basis would at present be mere matter of speculation, Doubtiess a largo amount might be carried, with profit to the govern- ment and with benefit to the public, as soon as the effect of such measures becomes ap- parent, by the gradual approach of legal ten- der notes toa par with gold. The restrictions im- posed upon tie issue of circulating notes by national banks may be sately removed, provided tue estab- Itshment of a central redeeming agency in the city of New York, at which all national bank notes ure re- deemabie at par, shall be required by law, Any In- convenience resulting from a reduction of legal tenders may thus be remedied, and the remedy will be in the hands of the only competent judge of the necessities of the case, the business public of the United States.’ THE NATIONAL BOARD OF TRADE. Fourth Days Proceedings—Discassion on tho Resumption of Specie Payments. CINCINNATI, Dec. 5, 1868. This is tne fourth day of the meeting of the Na- tional Board of Trade. The Convention was called to order at twenty minutes past ten o’clock by Presl- dent Fraley. The proceedings were opened with prayer by the Rev. Mr. Moore, of this city. Mr. FRALEY, on behalf of the Executive Com- mittee, reported that that committee recommended Virginia as the place for holding the next conven- tion, which report was adopted. The PRESIDENT (Mr. Fraley) opened the discussion this morning by responding for the Board of Trade of Philadelphia. He commenced by reading several propositions favoring the resumption of spccle pay- ment after the 1st day of January, 1870, Also that no further sales of gold shall be made under United States authority; that legal tenders and national bank notes shall be accepted for duties on imports; that after July, 1870, legal tender notes shall be redeemable in gold. He thought that the greater part of the diMiculty originated at the time of the adoption of the present system; but it has been greatly aggravated by the policy of the government in respect to the payment of duties on imports in gold, He thought that had the duties beon payable in legal tenders gold could have been procured for ten or twelve per cent for all the purposes of the government, He thought that a certain amount of contraction was necessary to bring about the result that would have been realized long ago under dif- ferent management. We could not disturb the pre- sent rates of duties, but by receiving a portion of the duties in legal tenders ana converting the notes so received the contraction of the currency might be effected without @ serious disturbance of business. He thought that the notes of banks should be placed on the same footing a3 the legal tender notes of the government, He would provide also for such gra- dual contraction of the circulation of the banks as would enable them to safely resume and not disturb business. A basis of one- third in specie is at ail times sudictent to redeem the circulating notes ofa bank, and. would also be suilicient for the same purposes with the gov- ernment. He thought that under this systeiu of calling upon the bauks periodically to redeema limited portion of their circulation they would ba reminded of the necessity of keeping on hand am- ple reserves. He thought that on the first Monday in May, 1870, there would be found tn the Treasury of the ited States at least coin to the full amount of one-third of the notes in circulation. Should, however, this not be wie case, the proposition pro- vides for the sale of ten-forty Ave per cent bonds for a suflicient supply. Hon, G. B. RauM, of Cairo, Til, said that he found a great difference of opinion as to the volume of the curre “8 It {3 the opinion of some that there is such a disparity between paper currency and coin that specie payment cannot safely be resumed at an early day. He thought that resumption could not be eifected without disaster, Where are you to get the $10,000, & month for contraction It must come from the business of the count was opposed to the enforcement of the pa: all contracts in coin before the general resu of specie payment. The people of the country can resume specie payments so soon as the government shall resume. We cannot expect to resume except by acts of Congress. Mr. Ropes hetd yesterday that the importa must be reduced #0 that the indux of gold shall pay the balance to Europe. The great body of the people will not be likely to recog- nize thia so lot a3 they can be extravagant. He thought that the proper regulation of trade mst be the result of legisiation in the practice of lett foreign importers bring in goods; and then, w: they find the market overstocked, to allow them to withdraw them with the remission of du He continued:—It will inevitably cause oy trading and a@ fatal demand for coin to settle balances, Every importer should o com- pelled fo pay duties absolutely. | Li him import at his peril, (Applause) The manu- facturers of Hurope have their factories in this country, an they import with perfect safety to themselves under the present sys. tem. The exportation of gold coin this year will amount to eighty million of dollars. We ina few years exported in gold to pay balances of trade one billion two hundred miliion dollars, and that, too, to pay for the rags which our people could just a3 well do without, Conld we retain the coin tn the country there would be no trouble about resumption, Mr. Brown, of the Portland Board of Trade, was the next speaker. He was froma region that had suffered more than any other portion of the country except the South, We believe in the ability of the government to pay its debts according to the original understanding at the time they were created, and we are for immediately placing the credit of the country whore it shoutd be. The delegates from the ates of Massachusetts and Pennsyivanta 2 resolved to restore and sustain the credit os F. MANSON, of Portland, advocated a con- on of the greenbacks aud 86 eXpansion of the bank carreney. The government has for five years sold gold through one channel—Wall stree’ would tiave the Secretary of the Treasury, when he has a supply of gold, give notice to the Secretar of War and the Navy that they can purchase s plies with the ¢: ‘This would not pour gotd into Wali street. ast be an they have been making, We é if they do not deal moze we will pnt crews On. Mf, BRANCH, of Richmond, satd the substantial people of the Sduth were all interested f e early Tesumption of specte rent. We of th not know tauch, but we kn¢ well as anybody. Wi yw mor about the depreciated than you do, One of the wore! the “de preciated paper is amount of labor taken from the productive power of the coantry— labor taken off ta speculation by gambiers of New ork disorder the whole ametrs of U . We of the South have not half the amou anking capital we had before the war, nted proposition for re tila respe 2 elfect A thal amount, that one hundred millions was n authorize the issue of rn for a similar punt of da hy five-twer enter te tion to show id basis two hundred and eighty millions era would go as far in trade ag four hundred miliions do at present. As long as Congresa shall con:imue to 2 business by tions and bills as t ulema bers lid not be. day in whiten under the jay Tact. seven years to within thirty-tm ar ad to ite futur % aration of & resumption ibles of the tat rene, sve mont at aay givea lume Wawld orkpio ® MBER 6, 1868.—TRIPLE SHEKT, SR ee Ee enterprises of the country, He would be alow ix disturbing thecurrenoy. ais Ge: tow te Mr. DRaks, of St. Pant, aaid suspension at any moment Waa a national crime. Now is the time to do our duty. ‘The nation has ability now to resume specie ment. Let a day { fixed ‘ahd all classes will ae gy “4 Suppose a contraction of the currency should afect business? somebody has got to be at under any circum stances, He was euponed to aby government circu- lation that would iodgce all sorts of speculation and ily embarrasa usiness of the country. , Davis, of Toledo, did not believe gold en oda be had to keep up specie payments for ae days, He offered a resolution that the gold interest received by the banks on bonds deposited should be it shall amount to as much as they are coin and Greenbacks, LLy w Orleans, said there was a time when the South took no interest in the pay- ment of the public debt; but now she had accepted the situation, and New Orleans is the second export- Coa the United States. . HAZARD offered a resolation for the gradual retiring of the Cae tenders and the increasing of the amount of gold in the Treasury. Mr. GuTuRis, of Buffalo, was against an immediate bag re of apecte payment, Mr. HOLTON, of Milwaukee, moved that the whole Subject be referred to a committee of seven to con- sider it and report for a final vote. Mr. RANDOLPH, of C! , seconded the motion, Which was immediately carried. Mr. SYRANAHAN then offered a resolution asking Congress to fix the time for a reaumption of specie pazinens, which was referred. .djourned until Monday. DUTCHESS COUNTY COLD DISCOVERIES. How Scientific Gentlemen and Mining Ex- perta are Made to See Golden Visions— Hungry and Thirsty Bohemians, in a Trance of Golden Dreams, Write Golden Periods—How to Sell Worthless Land. The plainly apocryphal story going the rounds of the credulous country papers of the throwing up of an island of diamonds in an indefinite latitude and longitude and an indefinite distance of the westerly coast of South America by the late earthquakes agli- tating that section has found its parallel in a menda- cious sensational fabrication. Six miles from Rhinebeck, in Dutchess county, important gold discoveries are said to have been made, Detailed descriptions of the alleged gold-bearig veins have been published in the New York papers during the past week, with most eru- dite geological revelations of extraordinary results of discoveries by a coterie of scientific gentlemen and mining experts, and last, and most important of all, the astonishing developments of uasays, ‘here-is no excitement like a gold excitement. ‘The resistless force with which the tidal wave of the first California gold excitement swept across this country 18 still remembered, and so, too, that of the more recent discoveries of the same precious metal at Pike’s Peak and elsewhere in Colorado and in Montana, Farms were left un- worked, workshops untenanted and __ stores empty in the eager rush to delve for hidden Cae Muuisters fled thetr pulpits, lawyers abandoned their briefs, physicians left their patients, artists threw ‘ay their easels, brushes and paints; newspaper men flung to the winds thelr pens and pages of written foolscap, poets exchanged their dreamlands in the skies and splendid castles in the higher re- gions of the upper air for the crowded steerage of slow sailing steamers, all intent to dig gold— That shining dust, Dug from the bowels of the eart! Waich mon fall dowa before and worship And call God. California has given us millions of dollars in gold, and Colorado und Montana have yielded rich pro- ducts of the auriferous metal. But ‘all is not gold that glitters.” A few years ago adventurous spirits who went to Nicaragua to ennoble their career under the intrepid leadership of the “grey-eyed man of destiny” brought back stories of deposits of fubu- lous colossal golden images in the tumult of the an- cient Indian chiefs of Chiriqui. A sailing vessel, the Nautilus, was flited out here, and young and old men, filled with golden dreams of future wealth, started on an expedition, not only ol spolation of these ancient, sacred tombs, but to explore the resources of these golden treasures. The Nautilus came back witha wiser, and sadder and poorer crew, In Virginia, Tennessee, Arkansas and Texas there have been from time to time alleged gold discoveries; but those who sunk shafts at the “cropping out” places inva- riably sunk capital and hope with them, Owners of the alleged gold-bearing land discovered the real gold mint in selling their land, pocketing the pro- ceeds and obi hig try, per! the same experi- ment over again in “fields fresh and pastures new.” We have compiimented Colorado for its goid produc- tiveness, but most of the gold came from Pike's Peak. ‘The real fact 15, although there is gold-bearing quartz there in considerable quantities, it has never paid to work the mines. ‘Take, for instance, the Consolidated Gregory mine and the Swift and Parmalee mines, the largest in Colorado, These mines have never been worked toa profit. Their stock in the New York market has been kicked around like footballs from two dollars to twenty dollars per share to sult the fancy and purposes of thé regular stock bvard and curb brokers. And this where gold unquestionavly exists, But gold mines do not exist in the manner stated in Dutchess county, and if the; found there, as glaringly set forth before the public, it would not pay to work them. The whole thing 16 @n unquestioned humbug and @ most transparent one on its face, It ts very eas to tear away the flimsy veil, to unfold to view the strategy of the movement, to show the wheel within a wheel of the whole affair, to ex- pose the trickery and sham by which a lew unscru- pulous men seek to swindle the public. In the first place, this iand js too rugged and rocky for agricul- tural purposes. In the second place, there are no streams of water of suficient capacity to be turned to manufacturing account. Thirdly, it fa too far from the Hudson river and railway or steamboat communication to be made marketable a8 villa plots. Fourthly, certain New York specutators own the land. Fifthly, they got sold in buying tt, and now they want to sell somebody el: No ordinary sale approximates their lofty speculative arbuition. Sixthly, the ground is rocky, and Lence the goid-dis covering dodve. The quod erat demonstrandum 1s as clear as any proposition in Euclid. The ingenuity with which the etfort to get up this gold excitement and ratse to fabulous prices value- fess land has @ labyrinthian weaving of sublime audacity. The woof has a splendia array of brigh dazzling colors, but the warp 13 rotten, with no so1 of texile tenacity in it. Of course, the woven fabric now presented so temptingly to tht pablic will prove worthless. This is @ question of time. But tt is worth wiite to show up now something of tals in- genuity. On the principle “nothing venture nothing win” a steamer was chartered to convey certala parties to the grand head contre of these alleged auriferous discoveries. There was @ dinner on board, and there were wines and brandies and rum and gin--all the varicues of mole stomachical bibulants, m fact ad Mbit, and ¢ 3 equally free. Jt was a great thing for the pro- Frtone of the scheme. They Know the cards they played with; they shuffled to sult themselves; they played their game weil. It was a great thing for the setentific gentlemen. Through upitited glasses the had the power of double sight. To their duplicate vision argillaceous slate would have looke olden. The more they dipped into the whisk of the ihe at the bottom an auriferons jue. beverages tinglod th veins the more palpably Visible gold-vearing veins, 15 was @ gi ininers. The mine of fluids was a go They saw croppings out of the pr the neck of every newly opened bottle. They 1 swear to ar ae more the cavation had the exciting dlp m up the river brought’ th good time for the report of the city press—who went along as chroni the results of the expedition to them; carpe diem was their motto then, a always is. They seized the d 1 the gold portunities it afforded for a square meal glorious sequences of drinks aud unintermiited Tndulgence im wawonted cigars, It was a golden ay to them. They saw gold rywhe rl rovellad in golden luxuries, ‘They wrote fy sgoulin periods, ‘The pubite accounts. aad owners, 4 and soothed upfalte ring trast that these golden accounts will t wailing to reap the golden harvest. the blind it t sald that not afoot of tl is for sale and caunot be bought for any whe reason {4 one bay ft. have not beeu asily galled aw it was ined they would t hemi inqnestioned; but their v like this 18 most decidediy questio caunot be caught by any 4 owners of land in Dy 4 to some other dod and worthless lands. the seductive swinuies p oti lands. Cohimns cou t it is unnecessary have exposed npt at swindling, We can ooly say i ve tho published narrations they ewe wleged gold: thelr senses Last, am awakening, find they yusly, egregiously stuck, ing lands they and, from a trot have been mc Vive la bund Leen een emmmaeeal MARRIAGES AND DEATHS. Married, in the tev, RBBECUA Donan Novomber 25, by NanuG to Miss At Rome, on Tuesday, Decem- William & Kook, FREDERICK A. tk, t NNIB Uapy, oldest daugiterot Mra, ©. New York Stat Met -Hor by the Jtev. Stephe: 33 Lyvia Hopens, eldest daughior of P. of this city, SMITH—UAPRON.—At Twanty-sevonti atrast Metho. dist Bpisoopal church, Ga Wodyesuay, Nov guber 40, 4. Mexeine to Hi, lodges, ail suits were nothing | i are now reading thelr golueu | were to be- | | by Re B, Lyng, Wrur LDN! Imani Carnon, bot ae _ York, . 4 SToRM—JENKLNS.—-On Thursday, December 3, Caries chanel ie Da 1 ¢ Ewer, DD. sons a STORM LIMB, youngest dai Hae Sse ad An 1RK—HALL.—On ; mber 3 Rv Father Gleckmyer, in the Catnolic Fhe St. Lawrence, New York, P. J. QUIRK to JoHANNa HALL, both of this city, Springfleld (Mass.) papers please copy, Died. CRoMBIE.—In this city, on Wednesda: December 2, Tuxina, Wife of Thomas saees years and 14 days. > aves and friends are respectfully invited to ate tend the tuneral. from her late residence, Firat ave- between and —TRe weno at the Md rooms, Bi avenue, this Sunday) o pmtte.—On ‘Thr ma rm mu) ber 3, JULIA of Louls &, Dellus and eldest daughter of 2 “tie ae a ith pect ara ves and friends are to attend the funeral, from her | ete fs Degraw street, Brooklyn, this (Sunday) afternoon, hall-past two o'clock, without further no DaNncey.—On Friday, December 4, ALFRED, 80n Of Cc. F, and E. Dancey, aged 2 years and 7 months, The friends and relatives are invited to attend ‘feaxe, fom the restdence of his parents, 317 Ninth t, this (Sunday) afternoon, at one Chragrd DonaHvs.—In Brooklyn, on Friday, December 4, MARY ANN, ae wife of James Donauue, in the 366m ear 2 bd ‘The relatives and friends of the family are invited to attend the funeral, this (Sunday) afternoon, at one o'clock, from her late residence, 206 Hamiltom avenue, FARRELI.—On Saturday, December 5, after a sho! illness, MICHAEL FARRELL, 46 years, a native the parish of Clenfakil, county Tyrone, Ireland. The relatives and friends of the family are ree spectfully invited to attend the funeral, on Monday afternoon, at two o'clock, from his late residence, No, 86 Broome street, GILson.—In Brooklyn, on Friday evening, Decems ber 4, Janz, beloved wife of Jolin Gilson, in the 420 year of her ege, Asleep in Jesus, The relatives and friends are respectfully invited to attend the funeral, from the York street Methodiss Episcopal church, on Monday afternoon, at hali-pass one o'clock. English, Bermuda and Massachusetts papers please copy. x088.—In Jersey City, on Saturday, December of consumption, ELizabern, wife of Thomas Gross, aged 26 years, 4 months and 30 days. Notice of funeral in to-morrow’s papers. Gongy.—On Friday, December 4, JULIA wa £ aged 58 years. ‘The friends and relatives of the family are res} fully invited to attend the funeral, from the residenod of her son, John Dunn, 33 Morris street, Jersey City, this (Sunday) mornins, at nine o'clock. Guiper.—On Friday, December 4, PHILTP GuTD) aged 45 years, a native of Fethard, county Tipperary, ireland. B ‘The friends of the family are respectfully invited attend the funeral, from his late residence, 145 Wead Thirty-ninth street, this (Sunday) aiternoon, at one o'clock. HaAkpIMAN.—On Friday morning, Decembor a ANNA, Wife of Celestes Hardiman, of Orange, N. J.g aged 60 years. ‘rhe funeral will take place from the residence of her sou-in law, William Gayte, No. 148 Madisot Pines this (Sunday) afternoon, at half-past o1 o'cloc! Harniott.—On Thursday, December 3, after @ short illness, GEORGE A. HARRIOTY, in the 65th yeas. of his age. The funeral services will take place at his late dence, 353 West Thirtieth street, this (Sunday) at noon, at two o’clock. The remains will be taken Perth Amboy on Monday for interment. HousEWRIGHT.—On Saturday, December 5, of cond sumption, EMILY JANE HouseWRIGHT. ‘The relatives and friends are respectfully invited to attend the funeral, from St. Ann's church, Bienes street, where a high mass of requiem will be held, Monday morning, at ten o’clock. be “2 KAVANAGH.—On Friday, December 4, of consump, aoe Margaret A, KAVANAGH, aged 20 years and é ays. 4 The relatives and friends of the family are respec! fully invited to attend the funeral, from her late ri dence, 250 East Thirty-second street, this (Sund: afternoon, at one o'clock. LEVy.—On Friday, December 4, Isaac M. Levy, tt the 69th year of his ‘The relatives and friends of the famtly are res] fully invited to attend the funeral, from his late resi« dence, No. 7 Enst Seventy-third street, near Third) avenue, this (Sunday) rnoon, at half-past twe o'clock. Manonry.—On Friday, December 4, WitLramb to attend the MAHongy, aged 4 years and 5 months. ‘The friends of the family are invited funeral, this (Sunday) alternoon, at one o’clock, from No. 236 East Twenty-nintii street. MKEHAN.—On Saturday, December 5, at his resis dence, No. 13 Prince street, Jonn H, MEEHAN, @ native of the town of Navin, county Meath, Ireland, in the Sist year of his age, Notice of the funeral in to-morrow’s papers. MBYER.—On Friday, December 4, BERNARD MBYSR, aged 45 years, The friends of the family are respectfully invited to atiend the funeral, from 61 Fuiton street, thid (Sunday) afternoon, at one o'clock. MoNAHAN.—On Friday, December 4, CATHARINE MoNnaqAN, aged 50 ca ‘The relatives and friends are invited to attend the funeral, from ber late residence, 324 West Twent first street, this (Sunday) afternoon, at one o’ch Her remaius will be taken to Calvary Cemetery 7 interment. , SkAwWAN.—At Mobile, Ala., on Tuesday, December 1, ALANSON SEAMAN, aged 37 years. ' The relatives and friends of the family are invite® to atiend the funeral, this (Sunday) afternoon, af three o'clock, from the residence of his brother-in- law, A. Van Nostrand, No, 86 First place, Brooklyn. « TesrLe.—On Feiday, December 4, Jacos TEEPLE, in the 53d year of age. The relatives and friends are respectfully invited, to attend the funeral, from the residence of his aie ter, Mrs. Ranson, No. 1 Hubert street, on Monday noon at twelve o'clock. WANDELL.—Ou Saturday, December 5, SARA , In the 73d year of her age, wife of the late andell, of Staten Island. the Mora. ernoon, a& in waiting at Vanders yoant ‘ mber 5, Captatm eu Isiand, on Tuesday a will b one o’cloc Carri biit landing for te eleven o'cloc WILLIAMS.—On Saturday, D THOMAS WILLIAMS, aged 6% years. Notice of the funeral hereafter. NEW PUBLICATIONS. — SAY ON CATARRIT AND ULCERATION AND DRe formittes of the Face, by Beary A, Dantes, M, Surgeon, M4 Lexington avenue. Matied oa receipt of stamp. TEW A bined Ana PHRENOLOGY AND PHYST~ si, with 50 portraite; 25 cente.—The Come sfor 1865 to 158%, “with 250 cuts, in paper, firs§! win $1. Address 5. R. Wella, sew Broage AL OF ANEOUS. BOOK RACKS—ONLY t of the elty on receipt Astor placo, New York. Tn . GUILMARD, FROM PARIS, A near broadway.Larce assortment Hair Switches. Tnvisibie Wigs, for Indies and gett a, Manufacturer of all kiads of human hair ornaments, ETS GOLDEN WwW. MAbaxe JA 4 « or gray hair either to a Gaxen or Can vSinth aven WAVING WINDOWS WITH THE PLATR n have them restored cheap by addrenst trie isting Compauy, 961 ,Bowery. Agents golden hue, wanted. LING OUT AT HALF PRICE-THREE MAGNIFI- wat Apparayuses and 600 beautiful Parisian giagn Ple- anterna, dissolving views and ateropti fog Hali by Professors Roberts oudway, at the Artiste’ Studio, AN ‘i orm Printers and Blank Book manufacturers, No. } Fulton eirest. Orders solicited, TPHE AMERICAN BATHS, CORNER OF IRVING Seventeenth strevty wre the most comprehene ‘Tur! 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LEVY, No. 7 Park piace, between Church street and Browdway. roperty fi via ving family’ Yea a avenut . — HowseKterres SUPPLIED AND ©. or month for Carpets, Otielot Hedding, €c nt BENDALL & OU. old stand, and Hudson Atreet N ACHINE ORNAMENTED FURNITURE. pi Manufacturers tnterested in producing grained and other ornamented cottage furniture are cordially iavited t@ examine sampies finished by Adame" at one-third the comt of band i 0. 44 Murray street. Righ for sale ener ates MATRIMONIAL. EMAN OF NEST MAnITS, At addres, c., s2oxa m Indy compaisi Wilh laceysadont mbane: Aditryse Trogemss Her MP LE