Evening Star Newspaper, December 25, 1926, Page 17

RPEAY. BSTATE, —_ AVERACE REALTY MARKETIS SHOWN November Activity in Coun- try, as a Whole, on Level With October. Real estate market activity for the country as a whole shows the Novem- Ver rate holding on the same level as 1he rate for ctober, according to the index of activity compiled monthly by the National Association of Real state Boards. The index is complled from official records of the number ©f transfers and conveyances record- ed in 41 citi The index for November reached 160, exactly the same as the index number recorded for October. This means that the market activity for the month in ‘the 41 cities averaged 60 points higher than the average for the same cities in the same month of the vears 1916-1923, which period Lias been taken as the base of the nssociation’s record. The figure is & yoints lower than the figure for No- vember of 1925. Stability of the current level of construction activity is indicated in the November record of contracts awarded. The total value of con- struction contracts awarded in the 37 States east of the Rocky Moun- tains during November showed a de- cline of 6 per cent over October, 1926, Jut an increase of 3 per cent over November of last year, according to the F. W. Dodge Corporation’s re- ports. The amount of new floor space con- tracted for during November is some- awhat less than in the corresponding snonth of last vear. The November record indicates that the contract total for the year will T about $200,000,000 over that of 1925, the company's statistician es- timates. The floor space total for the vear is expected to be a little less than that of last year. ANOTHER BIG BUILDING YEAR IS PREDICTED IN 1927 FORECAST (Continued from Sixteenth Page.) reduction in the wages of all me- chanics employed in producing build- ing material and in the construction of buildings. This is true, because be- | tween 60 and 70% of the cost of items entering into construction material and its erection is for labor. Second.—The price of coal must be reduced, for coal is an important factor in the production of many building materials and in their trans- portation. . Third.—Freight rates must be re- duced, for transportation of building materials represents a large and im- portant part in their cost. Fourth.—General living costs must be reduced materially before any of the three costs named above can be- gin to move downward in any marked degree. 1 Fifth.—Income -taxes must be re-’ duced. Every penny of income tax | collected from the building industry is added to building costs. Outlook -Good in South. The South will also continue to be an important factor in the hulldlngi situation during the coming - vear. This section of the country, which is steadily expanding and improving its facilities for conducting business in every line, is still in need of modern, high-class structures, such as hotels, commercial, industrial and public buildings. The aggregate value of Southern construction contracts for all pur- poses in 1925 was approximately $900,000,000. The total for this year will probably be near that figure, Il-‘ though the collapse of the Florida ; boom and the business depression in some parts of the Cotton Belt has curtailed building to some extent. ‘With improved business conditions in | sight, 1t would seem safe to predict that building operations in the South | will continue at a high rate for many | wmonths. i Bullding wages, which are so im- yortant a constituent of building | costs, depend upon the supply of and | demand for building laborers, on the strength of labor organizations znd, indirectly, on the worker's standard of living. In this direction there seems little hope of any substantial Jowering of building costs, although Jabor efficiency will undoubtedly in- ‘crease and some minor reductions may take place as the building in- dustry slackens its pace. Union organization in the building 1rades today is highly developed. It is estimated that more than 1,000,000 ciraftsmen are members of labor unions. They are, therefore, able to offer strenuous opposition to any at- tempt to seriously deflute the im- proved standard of living which they i Federal Reserve B have recently achieved. The indica- tions are that tnere is little likelihood of any serious effort to bring about wage reductions in 1927. A number of crafts in the larger cities have al- ready signed agreements that will ex- tend for another year carrying pres- ent wage rates. Besides through increased produc- tivity on the part of the worker, it would seem that the greatest hope for a lowering of building costs is to be based upon the efforts which afe now being made to increase the effi- clency of management in the con- struction industry, to improve the work of layout and design on the part of the architects, to secure @ better organization of work “upon the job,” to eliminate the seasonal “ups and downs” in the industry and, by fore- sight and planning to achieve a greater regularity of the Industry Throughout a period of years. A HOME OFFERING OF DISTINCTION No. 33 Kalorama Circle EXCLUSIVE KALORAMA HEIGHTS An imposing corner stone dwelling of Old_English de- sign, 11 rooms, 3 baths The loveliest setting in Washington, facing Rock Creek Park. Priced @1 00,000 under Open For Inspection Drive to 24th and Kalo- rama hen around the Circle. L. E. F. Prince 314 Investment Bldg. Office Phone Main 6981 Home Phone Pot. 5884 Intro- || FURNISHING Conducted for The Star BY ELIZABETH STETSON AND GENEVIEVE HENDRICKS How to Choose a Rug for Your Room. BY ELIZABETH STETSON. We have spoken of different kinds of rugs and of good and bad furni- ture. Now we take up the question of the good and bad in rugs. How to select the rug which will be best for all the different requirements of a room. It should add to the beauty of the room, for everything in the house ought to be pleasing to the eye, and it must wear well for as ex- pensive a piece of furniture as a good rug cannot be bought every yvear or s0_in the average household. In choosing a rug for a certain room, we must consider first of all the use to which the room is put. For instance, a man's study, if he really uses this room to work and study in, should have 'quiet furnish- ings so that the user will not be dis- tracted from his work by violent col- ors and patterns. After the use of the ‘room comes the individual's taste. Some temperaments wish to be always surrounded by brilliant colors and spaces broken by differ- ent designs, They abominate plain surfaces. A room of this kind can be absolutely beautiful if it is carried out properly, but it is very difficult to achieve and it takes much more ability to achieve it than the average combination of plain and ornamented surfaces, Each Type Considered. The room we have been taking all along for our example is a living room. In the following paragraphs we are going to give the correct Tug, historically speaking, for each tvpe of furniture. This means the Kind of rug which was probably used at the time when such interiors and furni- ture were the latest development in architectural styles. Where the fireplace and other fea- tures of the room are along English Tudor lines there should be an Oriental (Persian or Turkish) rug on the floor, for in the days when that itype of building was at its height there were no other rugs to be had. | The Persian rug should be used with the Tudor, Elizabethan, . Jacobean, Restoration, William and Mary, and Queen Anne styles of furniture. In the Itallan Renaissance period, used the Persian and Turkish rugs. But Spain developed beautiful rugs of her own. In the modern homes of Spanish character we have to use Orlentals because it is impos- sible now to get the old Spanish rugs. However, in parts of Spain where the Moorish traces still linger they make very charming rugs of a crude Turkish type. The Albujarah rugs are well known and they n be used very well in the cruder Spanish homes. they French Rugs Fine. French interiors of the Louis XIV type require Persian rugs. But by the time of Louis XV and Louis XVI France was manufacturing very fine rugs herself, and the Aubusson tap- try rugs or the Savonnerie pile xrpe!s should be used with these periods of decoration. The eighteenth century brought in the second classic revival, and it is when we reach the delicate style of the Adams brothers and the Sheraton and Hepplewhite furniture, that we turn to plain rugs for the first time. The classic dignity of the Adams style calls for a plainsurfaced rug to best show off the beautiful propor- tions of the room and furniture. When we turn to our own American THE EVENING STAR, THE HOME colonial times we find that in the small farmhouse, the rugs were woven at home and are quaint, gay. irregular and crude in color and de- sign. These are the various forms of hooked rugs which are so popular at present. In our larger houses, the well-to-do owners bought their rugs from the Orient where our ships were then trading. Two Kinds of Rugs. But aside from this historical appli- cation of styles, we find that we can always use two kinds of rugs if we | fit them in to the coloring and quality of our rooms, the Oriental rug and plain, one-toned rug. In the matter of buying a rug we can either buy a beaucitul Turkish or Persian rug and use that as the key note to the decoration of the room, letting the draperies and upholstering carry out the color scheme of the rug_wherever possible, or we can fit a plain_rug to the already existing color scheme of the room.+ The Per- stan and Turkish rugs are the most beautiful rugs in existence. They glve a color and life to a room that it is impossible to get otherwise. And you can create a most pleasing inte- rior by buylng vour rug, one large one or several small ones, and then matching your draperies, upholstered furniture ~and your accessorles to different colors in the rug. Watch Painted Rygs. in purebasing your Persian rug you must be very careful to get one which has not been painted. There is a bad practice now of bleaching Orien- tal rugs which come over from the East with too bright colors, and then painting the pile with dye in colors which are softer to our Western eves. Of course the rugs have to be repainted every few years. They are inferior in coloring to the shorter- piled, non-chemically washed carpets, which will last and keep their color for centurfes. Close inspection of the back of the rug will usually show you whether or not it has been painted. After we have seen beautiful Per- slan, Turkish and Chinese rugs, only to l)flnd them far too expensive for our pocketbook, we feel that the only thing we can do is to buy as inoffen- sive a plain rug as possible. There are many lovely softtoned rugs which will fit into any Interior. Se- lect a color which will harmonize or contrast pleasantly with your walls and draperies. Pointers on Rugs. You may use either large or small rugs bearing in mind the following things: Small rugs break up a room, where- as one rug covering the majority of the floor space will make it appear larger. It is customary in a hall to use a runner and a few small rugs. In a living room, several small rugs are better than one large one, but for a dining room you will find that one large rug will be the best arrange- ment. Chenilles and hooked rugs give a much more informal effect than a plain piled rug. i The finest weaves of Persian rugs should be used in fine homes, while the coarser Turkish types fit beauti- fully in less formal houses. The practice of laying a plain carpet all over the floor and then placing small Orfental rugs on top is very bad and should always be avoided. duction of labor-saving devices may eventually aid in solving the labor shortage problem. Business Situation Favorable. The national business situation ap- pears favorable. Fundamental condi. tions seem strong'and justify the ex- pectation of a large volume of busi- ness for the year of 1927. Industrial production is above nor- mal. Distribution at wholesale and cetail is ac high levels. Bank clear- ings, railroad car loadings and other indicators of volume of business have been proceeding at record level Stocks of merchandise are not largs holiday sales have been up to expecta- tions, 8o far as I can now judge, and | this condition among the merchants | will make them regular purchasers | throughout 1927. ! The year 1926 has marked the highest development ever known in the real estate bond field, and under this plan the larger proportion of this financing has been carried out. The indications are that this wonderful record will be maintained during the coming year. The real estate bond houses realize the important part they play as a national real estate factor, and no one who is true to his trust will knowingly participate in the eco- nomie blunder of overproduction. Figures recently compiled by the wd show that in 1925 member banks of the Federal estate lens. It was estimated that the total holdings of member banks at the end of 1926 would approximate $2,600,000,000. It is reasonable to ex- pect that this figure would be sub- stantially increased if all the banks of the country were includgd. The report of the controller of the currency for 1926 showed that na- tional banks of the country, which under present laws are rigidly restrict- ed, held loans secured by real estate mortgages, deeds of trust or other real estate liens totaling $636,798,000. Class of banks: Central reserve city banks— v York Ci $83.5601.000 34,393,000 1,184,175,000 Country banks . 1,038, ,000 2,338,322,000 Life insurance companies during the last year have also been demon- strating their faith in the soundness of realty securities by increased ap- propriations for mortgage loans. In 1906 mortgage loans on such proper- ties amounted to $552,000,000, or 19.2 per cent of the admitted assets of all the United States legal reserve in- surance companies, whereas in 1926 such figures were $3,123,000,000, or 26.3 per cent of their admitted assets. The Metropolitan Life Insurance Co. alone has at present over $950,- 000,000 invested in real estate loans. o R, The cat flea and the dog flea are Reservé System held $2,338,322,000 in loans secured by real estate mort- gages, deeds of trust and other real Wishing You a Happy and Prosperous Find time during the holidays to see our newest home offering SEMI-DETACHED ' BRICK THEY FACE FORT STEVENS PARK Exhibit House 6213 12th One Block West of Georgia Paneled dining room 4 good bedrooms Overlooking the Valley to 16th Street Price, $12,950 Large living room with artistic brick open fireplace distinctly different, though both infest both cats and dog! New Year Street N.W. Ave. at Rittenhouse Street Latest sanitary built-in bath fixtures (shower) Dressing room with extra lava}ory and toilet Spacious porches Heated garage 0ak floors throughout 30-gallon Welsbach Automatic Storage Hot Zone Elegant antique art lighting fixtures Coat closet in hall, closets in all bedrooms, linen closet, floor receptacles, one-panel doors, glass door knobs, white enamel gas range, one-piece enamel sink, toilet in cellar, laundry, steel beam construction. Out 16th St. to Colorado Ave., to Georgia Ave., to Rittenhouse St Main 9111 Note: ion soldiers. Shapiro-Katz Realty Co. * Realtors —Builders Fort Stevens Park is of historical interest and has been dedicated as a government reservation to commemorate Lincoln’s r!e-encc at this point July 12th, 1864, when he was under fire with the ni ., west to 12th St. 1416 K St. N.W. . WASHINGTON, CHRISTMAS GIFTS INFORM OF CHECKS Practical “Souvenirs” Dis- tributed at Cafritz Company Holiday Party. The Cafritz Construction Co. held its annual Christmas party in the ‘Garden” room at the Mayflower Hotel last Thursday night. Besides a number of short speeches and an elaborate entertainment pro- gram, Morris Cafritz, president of the company, presented Christmas checks to the employes and guests, The eve- ning was concluded with a dance. Approximately 76 persons attended the affair. Those present were: Morris Cafritz, Gustave Ring, Gar- rett Beitzell, Claude A. Adler, James H. Pugh, A. H. Gaddis, Walter S: Warner, Nelson C. Humphrey, Har- vey Warwick, Robert H. Lamber, Barney Robins, Judge Milton Stras- burger. A. L. Adams, Alvan Aubinoe, E. C Baker, C. H. Brincefield, W. M. Brown, Mrs, Rugh Campbell, V. A. Carlin, J. M. Chesser, H. O. Coster, Robert Cottrell, P. A. Dove, J. Dyer, Julius Eanet, E. Evans, Kenneth Fel lows, J. H. Fields, E. J. Flynn, Mrs. E. J. Flynn, Miss Edna Glavin, S. Goldstein, Miss Margaret Heil, Rich- ard Henderson, Mrs. K. Henratty. Walter Hermann, Edward Hillyard, J. F. Horning, E. L. Howard, G. R. Huntt, W. Jenkins, D. Kaplan, George Lewis, F. Lillard, G. Magarrity, Paul Magrum, J. M. Miller, Mrs. E. Phil- lips, Leo Pope, Miss Helene Potter, Henry Rapee, A. Retler, Ray Roberts, J. Roberts, D. Rosenberg, L. Rosen- berg, J. E. Schreider, Erwin Shapiro, J. Shapiro, T. L. Smith, Miss Eliza- beth Snell, James Sommerville, G. R. Sugrue, John Swope, Mrs. Mal Tempchin, Rodney Thomas, D. Twohey, David Volland, F. Warren, w. Welsh, J. Wright and D. A. Wolfe. PROBE OF REALTY FINANCE IS UPHELD Court Rules License Board Has Right to Know About Rating. A decision upholding the right of a State real estate license board to call for information on the financial rating of the project of an applicant for real estate license has just been handed down by the Wisconsin Supreme Court. The decision was made in‘the case of a Southern land corporation to which the Wisconsin Real Estate Brokers’ Board had denied a license to sell real estate in Wisconsin. The Surrogate Court of Dane County had reversed the order of the brokers® board, the State body for administra- tion of the real estate license law. The-Supreme Court, in reversing the Surrogate Court's decision, held that the Wisconsin Real Estate Brokers’ Board, which is the State body created to administer the real estate license law, had not acted in an unreasonable or arbitrary manner in denying the license. Commenting on the nature of a real estate brokers’ license, the court said that such a license "is In effect much more than a mere permission to sell real estate. It carries with it the commendation of the licensee as a trustworthy and competent broker, upon whom the public have a right to rely.” “Courts should hesitate in compell- ing the issuance of a broker’s license,’ the opinion held. The corporation in question, a cor poration foreign to Wisconsin, applied to the Real Estate Brokers’ Board for a broker's license to sell, in Wisconsin, real estate owned in a Southern State. It furnished the required information about its officers, and put into the rec. ord copies of advertising matter con- cerning the real estate for sale. The board asked for a financial statement of the condition of the corporation. The corporation stated that it was unwilling to publish its financial state- ment, or submit the same to any board, holding that it was sufficlent to say that it owned 60,000 acres of land free and clear of encumbrance and could make good title to purchas- ers. The lower court held that “there is not a scintilla of evidence in the rec- ords even tending to show that the applicant, or the persons in control of the applicant, are not ‘trustworthy,’ or ‘competent.’ On the contrary, all the evidence, oral and documentary, be- fore the respondent was to the effect that the affairs of the applicant were in the hands of ‘trustworthy’ and D. €. SATURDAY, (Continued from Sixteenth Page.) Supervisory Council, which is com- posed of several of our leading archi- tects. who give their time free to the work of this committee. Previous to the granting of the permit, the plans are passed upon by this committee. Although this committee does no: ! have power to make bullders change their pjans from an architectural standpoint, it has the power to mak suggestions, and during the last twc vears the work of this committee has been of great importance, especially in the designing of row houses, and I think we all see the benefit of their work in some of the original designs that have been developed for the row houses, Staking Out of Lot. “After the survey has been made and the permit granted, the house should be staked out on the lot. This should be done with the greatest of care, using what is termed batter boards. These boards are set some four or five feet away from the actual corners of the houses so that the teams or steam shovels in excavating can keep clear of them. “Care should be taken in estab- lishing the grade of the house. The curb grade should be obtained from the engineer of highways and the house should be set in accordance with this grade. In excavating for a dwelling, it is well to excavate at least one foot outside of the actual walls of the house on all four sides. “Trenches are then dug for the foot- ings, in most cases these should be feet wide and 1 foot deep, but in some cases, depending on the char- acter of the ground, they should be larger, as in the case of filled ground These trenches are then filled with poured concrete, composed of sand, gravel and cement in the proper pro- portions 1, 3 and 6. If there are any plers, trenches for these should also 'be dug and filled with concrete of the same proportion. “We are now ready for the brick- work, stonework or concrete walls. When the walls are 1 foot high, a resurvey of the building should be made by the surveyor for the District, who will ascertain the exact location of the house, being sure that it is built upon the lot on which it is in- tended to go. Before the building de- partment required that a survey be obtained many houses in older Wash- ington were bullt on the wrong lot or over the line. When Cellar Is Finished. " “The cellar walls having been con- structed of brick or stone up to the height of the first-floor joists, the eye beams should be set, and we are now ready for the carpenter to place the Jolsts thereon. “The walls should have been parget- ed as they were brought up from the foundation. The proper slots for the plumber or heating contractor should have been left out of the walls. The walls should be waterproofed with tar and should immediately be backfilled, keeping the trash, tc., from falling down against the wall, thereby caus- ing a pocket for the water to stand, which is very apt to cause a leak in the cellar. It is well to place a tile drain outside of the wall at the footing line, setting same with loose tile and covering with gravel. “This may be carried to empty intc an areaway or into a special trap MICHIGAN PARK Brick Home, 21.6 Ft. Front. _ Semi-detached for the Usual Price of a Row House Beautifully Finished 4300 12th St. N.E. Open for Inspection Walter Vaughn Builder—Ouwner North 5431 There Is No Second Choice for there remains no similar section of the city so entirely satisfactory as a place to live— Woodley Park Homes $16,000 to $18,000 Terms: $2,500 Cash $125 Monthly Exhibit home: 2911 Twenty-eighth street * N.W. (Turn off Connecticut Ave. at Cathedral Ave.) Open every day until 9 in the evening Other Woodley Park Properties: $30,000 and $42,500 ARDMAN 1430 K Street N.W. DECEMBER 25, 1926. Y. M. C. A. CLASS HEARS BUILDING OPERATION DESCRIBED IN FULL which will empty into a sewer line and plays a great part in prevention of a leaky cellar. Some bullders prefer to put these tile drains on the outside of the cellar after the walls have been backfilled. The first-floor joists vary in size as the span; in ordinary house construction the span rarely exceeds 16 feet and a 10-inch jolst is of ample size up to that span, if spaced 16 inches on center and bridged with 1x3 bridging every 8 feet apart. The Joists being set, the subflooring is then laid and you are ready to carry the building up. “The_exterior walls may be con- structed of frame, brick or stone, and the interfor walls in ordinary dwell- ings are constructed of frame Need of Careful Building. “Great care should be exercised to see that the building is erected plumb and true. The roof is then put on, and we should see by all means that it is properly put on and flashed. The | sheet metal gutters and down spouts should then be put on the exterlior of the house. Then you are ready for placing of plumbing, heating, electric wiring, telephone connectlons, etc.. which are to be installed on the in- terfor of the house. “Great care should be exercised in the placing of the plumbing and heat- ing and electrical conduits in the house because it Is very difficult to move any of these things after the plastering is done, without a great expense. ““You are now ready for the lather and plasterer. Care should be taken in applying the laths. If they are wood laths, they should be spaced properly and the joints should be well broken. At all angles metal lath should be put on, which will help to keep the build- ing from cracking. Where wood is too thick it should also be covered with metal lath. “In the case of brick walls or stone walls, these should be furred, which means the placing of wogden strips on the‘inside of the walls; the lathing is) then nalled to these strips, which keeps- the plaster from direct contact with the masonry walls, providing a small air space between the plastering and the walls, which avoids a possi- bility of leaky walls and also makes a warmer house. Ready for Plasterer. “The house, having been lathed, is now ready for the plasterer. Today plastering is done usually with hard- wall plaster, which comes ready pre- pared from the factory in sacks, to which it is only necessary to add the proper proportions of sand, as given on the sack of the manufacturer, which runs from 13 to 17 shovelfuls of sand per sack full of hardwall plaster. “This is put on in two coats usually, which 1s called two coats laid on work. it a ‘The scratch coat being put on, the rough coat following immediately, without allowing the scratch coat to ry. The moisture for the scratch coat should be slightly richer than that of the second coat. The walls are then allowed to dry for several days, apd the finished coat of plaster, The Quiet and Economical AKE Automatic.Oil URNE In Washington’s Finest Homes Wallace Engineering Co. 923 12th St. Main 183 “Life-time” Homes Ready for inspection and selection 7th and Gallatin N.W. One of Petworth’s prettiest sections. £6,950 - 5th and Delafield The highest point of Washington. #7,950 . 4th and Crittenden N.W. + Between Grant and Sherman Circles. 8,950 S5th and Decatur ‘N.wW. Most artistic Homes in Petworth. . £10,950 Parkwood St. N.W. Between 14th and 16th Sts. $10,950 and £13,950 The features of “Life- time” Homes are the ex- ceptionally big rooms and their splendidly arranged, practical porches; the elegantly equipped tiled baths; big closets; hard- wood floors and careful finish. Some have ga- rages. All built the “Life- time” way. The biggest values in Washington. composed of white finish and plaster of paris, is then applied. in the work the tile setter should be on the job. should be set just setter comes, the finishing up of the house, which consists of the painting, papering, the installation of floors, woodwork. hard- | ware, plumbing fixtures, electric light | fixtures, etc. 1 100 1t is possible. There are. of course, | lof ann much out of a bullder as t der often complain for this purpose alone, but I have found that the majority of | people they c is very easy to satisfy." these Y. M. (. A. real estate classes during series of Interesting lectures by ex perts started at the conclusion of the va- | (m raae cation perfod - guson, ler rant Officér G leader, Ruger, Hawall, have been ordered to exchange statlons and duties. CAFRITZ ™ REAL At this stage “If there are any built-in tubs, these before the tile We are now ready for “Too much care cannot be used by realtors bullding houses to see that | their houses are located properly, tha they are designed properly, that they are bullt properly, usin materials throughout, and that they should be given entir the best of and of workmanship are sold that the purchaser | atisfaction if | 1s possible, and in 99 cases out of | great many people who try to get can and are fair-minded, n be given an and xp that if ation, it No attempt will be made to conduct the Christmas holidays. A | in the various lines will be Band Leaders Warrant Officer band leader, Change Posts. Clarence W 6th Field Arti) Fort Hoyle, Md., and War- »rge Lindstrom, band 16th Coast Artillery Fort Fer-| at ESTATE, | | held its se |party in the qt ahove all, when | teenth street be held in the new bullding at 1435 K 17 SHANNON & LUCHS GROUP HOLDS PARTY [Christmas Affair Is Held in ola Quarters for Last Time—Em- ployers Get Gifts. The Shannon & Luchs organizatic ond and last Christr ers at 717 Foux vear's party is to streat, opposite McPherson Square, This party is the second In a series Christmas parties held ur the® direction of the Shannon Luchs employes for their executives The ted Mr. Shan non Mr. Luchs with handsome ifts, after which the presents were distributed to the emploves Spécial music, under the direction of Percy € Foster, and (. Ridgway & well as readings by nd spectal Christn nnon & Luchs & employes preser nd by the Sh; Mrs. Clarke Asks Divorce. Mrs street for an Clarke expert ing re A were married the wife charges ¢ 1 duct. She is represented by Attorneys MeC: rton and Slattery Marie northe absolu Clarke, 1 esterda sree from Calvin describe aking $ rt OmIO»-mo . 8750 Cash—S75 Month OTIS STREET N.E. between 18th & 20th These homes are without a doubt the finest, most modern and most completely equipped in Washington for sale at a price less than $12,000. They contain dozens of attractive features that tend to beautify as well as lesse 919 15th St. N.W. n the cares of housekeeping. Office Open Sunday, 9 A.M. to 2 P.M. If you will just give a —for rent is outgo—while MONEY. than stocks and bonds. means. happier and living easier. working for the landlord. We are not selfish in We are building for a bett fore we are building the values must enhance. endeavors. millions of square feet: money. EASIER THAN PAY vz CAFRITZ TRRRRG Why not make an inspection right now. through them ecritically. Don’t worry about the terms —for Cafritz co-operation extends to the financing— and we’ll make. the buying of a “Life-time Home™ much hing You a Merry Christmas and a Happy New Year Start the New Year Right in Your Own Home little serious thought to the economic side of this subject you will he convinced that buying a Home is the thing to do. The longer you have been paying rent, the more money you have lost buying a Home is SAVING Instead of a worthless rent receipt each month, you will have a constantly increasing equity in the Home you are buying—safer than cash in hand: surer The ownership of a Home carries with it a standing in the community such as you cannot have by any other It gives an independence that makes life Don’t start another year BUY A HOME AND BE- COME YOUR OWN LANDLORD. our suggestion, for Cafritz “Life-time Homes” are not of the speculative kind. er Washington—and, there- better type of Homes— PRACTICAL HOMES—located in those sections where The Cafritz Organization -is co-operative in its We are developing Homes of a,character and upon a scale the equal of which Washington has never known before. Our purchase of ground includes our purchase of building material involves millions of dollars; our purchase of fixtures and refinements, which you see only in “Life- time Homes,” is on the same huge scale—command- ing vast concessions in price—and every dollar thus saved we share with the purchasers of “Life-time Homes™—giving them BETTER Homes for LESS Go o More than a thousand *‘Life-time Homes” already built and sold—hun- dreds of others under construction to meet the great demand. it M.