The Daily Worker Newspaper, November 10, 1930, Page 4

Published by the Comprodaily Publishing Co., Inc., daily, except Sunday, at 50 East 13th Street, New York City, N. Y. Address and mail all checks to the Daily Worker, 50 East 18th Street, New York, N. ¥. Telephone Algonquin 7956-7. Cable’ CALL CONGRESS TO FORM MARINE INTERNATIONAL 'HE delegates attending the International Con- | | to them by the revolutionary seamens’ and dock- | ers’ trade unions of France, etc. ference of Marine Workers in Hamburg, Oct. 3, 1930, have issued a call to an international congresss in the near future, to form an Interna- tional Union of Seamen and Harbor Workers. ‘The call is addressed to “All seamen, all dockers, and proletarians of all ports and ships,” and it says: “We representatives of the revolutionary sea- men and dockers of the United States of Amer- ica, England, Canada, France, Germany, Poland, Italy, Holland, Belgium, Norway, Sweden, Fin- land, Greece, Algiers, India, China, Japan, Ko- rea, Philippines, Peru, Argentine, Chile, Uru- guay, Paraguay, Brazil, and the Union of Social- ist Soviet Republics, have resolved to set up a militant class International of seamen and dockers. “The creation of a militant Seamens and Har- bor Workers’ International is the reply to the demand of hundreds of thousands of workers in the ports and ships to wage an active and re- lentless struggle against the fierce capitalist offensive, against the violent attacks of the em- ployers upon the living standards of the working masses, against the bloody debaucheries of fas- eism, and against the unprecedented treacheries of the Social Democratic and reformist trade union bureaucrats.” Hardest on Colonials. The call points out that in the present deep- ening crisis, the seamen, scattered and discrimi- nated against, are particularly victimised, and especially colonial workers in this industry .are exploited. In the coming imperialist war, thé seamen will be conscripted The need of powerful, militant Seamen’s and ‘Harbor Workers International is evident, and the International Transport Workers Federation of Amsterdam, headed by the radical phrase- monger, Edo Fimmen, is not helping any. The call reminds the marine workers: “Remember comrades, when in 1920 the first transport workers’ congress after the war was eonvened, the social democratic leaders with Fimmen pledged themselves to use all means in their power to free humanity forever from the danger of similar catastrophes. “How have they fulfilled their vow? What have they done during the course of the 10 years’ existence of the Amsterdam International?: In 1923, during the occupation of the Ruhr they refused to help the struggling German proletariat. “In 1926, during the heroic struggle of the British miners, they refused to declare a boy- cott of the transport of coal into England, de- aks | spite the repeated and insistent proposals madé Betrayed Chinese Workers. “In 1927 they, together with all other yellow leaders of the Amsterdam International, gave their sanction to intervention in China, to the mass murders of scores of thousands of Chinese workers and peasants. “In 1930 they keep silence when British {m- perialism brutally suppressed the railwaymens'’, dockers’ and seamen’s movements in revolution- India. “In 1930 the preudo-friend of the Soviet work- ers and peasants makes a triumphant trip to Gdin, the principal military naval base of Polish imperialism against the Soviet Union. “In 1930 the eloquent pharsemonger, Edo Fim- men, gives no sign of life, when the yellow Am- sterdam International, at its Congress in Stock- holm obliges all of the Amsterdam | affiliated trade unions to actively support capitalist ratio- nalisation, i. e. all hands against the workers who are to be severely exploited by the capita- lists. Conspires With Bosses. “In 1930, Edo Fimmen negotiated with the shipowners as to how more effectively organize the marine transport industry, i. e. how the em- Ployers could squeeze out more effectively the energy and strength of the dockers and seamen. “In 1930 the Dutch social democratic trans- port workers’ union, which was publicly called by Fimmen the “advance battalion” heading the Amsterdam Transport Workers’ International, expelled from its ranks nearly 20 revolutionary workers: this was done only because they had dared to demand from their leaders that a strug- gle be waged against the capitalists, and only because they came out ‘in defence of the living standards of the seamen and dockers. “This Is Why!” “This is why Comrades Seamen and Dockers, we have resolved to set up a real militant Sea- mens’ and Harbor workers’ International. Time is short. Every delay means further reductions in wages, the lengthening of the working day, worsened labor conditions, the strengthening of the ranks of the capitalists and the weakening of our ranks. We appeal to you, unorganized seamen and dockers, to rally as soon as possible to the ranks in unity and in revolutionary or- ganization. We appeal to you, organized workers in the social democratic and reformist unions, to get rid of your reactionary leaders. They are betraying you! s “Rally to our ranks, proletarians of the ships and ports!” The Situation in Australia USTRALIAN capitalism is experiencing an unprecedented crisis at the present time. The prices of its main exports, wool and wheat have fallen sensationally. Not only has the price of wheat slumped but considerable difficulty is being found in disposing of it at all. Quite a large percentage of last year’s crop is unsold and the new harvest will be here shortly. There has been over-production in almost every in- | dustry and the prohibitive tariff put into oper- ation by the Federal Government has not al- Jeviated the situation to any extent: In fact, conditions are becoming worse every week. Immense difficulties are confronting the Gov- | ernment in meeting the huge interest payments im London. So serious has the crisis become that a director of the Bank of England, Sir Otto Niemeyer, better known as the bailiff, re- eently came out to Australian order to dictate the policy of British financiers to the Federal Labor Government. before in the history of Australia. According te the government statistician 18 per cent of trade unionists are unemployed, and it is es- timated that the unemployed army is over 300,- 000 strong. Following on the defeat of the timber workers Yast year and the miners of the northern coal- fields of New South Wales who were bludgeoned back to work in June of this year, after a six- teen months’ lockout, almost every section of the workers has been attacked in turn. Boss Attacks, The Federal Arbitration Court under the re- gime of the Labor Government has been used to ettack the metal workers, the New South Wales tramwaymen and the shearers. The metal work- ers lost many conditions which they had won in years gone by. Tramwaymen have been placed ‘on 58 hour week instead of the former 44 hour week, and the shearers in all states except Queensland have been given an award provid- ng for a 20 per cent reduction in rates. Queensland. Im Queensland the Arbitration Court has or- ered a 48 hour week (in place of 44) for many government employees including a large section of railway workers. The basic wage was re- cently lowered by 5 shillings to 4 pounds’a week ‘and the court practically promised to reduce the basic wage by another 4 shillings in October. ‘The court is now engaged in reducing the wages of Public Servants. The judge said in this case before he had ever heard any evidence that it would be hypocritical for him to say that he had not made up his mind to reduce wages. The only question he was doubtful about was the amount of the reduction. Hours Grow. In New South Wales the Nationalist Govern- ment has passed an Act of Parliament length- ening hours of work by 4 per week ,or alterna- tively reducing wages by 4 hours’ pay per week. ‘The same act also gives the employers the right to “ration” work, That is to say any employer ean lay off his workers for any portion of a week, or of a day, without any obligation to pay wages for the time so lost. The result is thousands of workers are forced to exist on con- siderably less than the amount ascertained by the Arbitration Court to be the minimum subsist- ence wage “in a civilized community.” The New South Wales Government has reduced wages of Public Servants (quite a large section of the workers in a country like this where industries ‘are state owned) by one twelfth. In addition it has instituted a tax of threepence in the pound on wages and salaries for the purpose, osten- sibly, of relieving unskilled laborers in particu- ‘The money gained in this tax is being used * for “relief” work at three pounds, eight shillings, Minepence a week, whereas the basic wage is four pounds, two shillings, sixpence. A sim- | ilar scheme is in operation in Queensland where the wages for such workers are three pounds a week for married men and two pounds, ten shillings for others. The vast majority of the trade unions officials are in the same category. They have made no attempt whatever to rally the workers for a real fight against the bosses’ attack. They have confined their activities to futile arguments in the Arbitration Court and are doing their ut- most to persuade workers that this is not the time to fight. Because of the pacifist propaganda of the labor politicians and the bulk of the Trade Union officials, the bosses have been able to go from victory to victory with practically no opposition. The meat workers at the Abbatone- sar Sydney took strike action against the 48 hour week but after two days the fight was liquidated. In Broken Hill the bakers and ware- housemen took strike acti ‘There are more workers unemployed than ever | s SUD ra ap eley week and gained a temporary victory. There is likely to be a big fight at Broken Hill in the course of a few weeks. The Metal Mine Companies have submitted to the miners a demand for a 17% per cent reduction in wages. The miners about 5,000 in number, have @ very militant record, indignantly rejected the proposal. The companies thereupon gave: three months’ notice of the termination of the pres- ent agreement. It is obvious, that at the ex- piration of three months, another attempt will be made to reduce wages. I feel confident that the miners fight solidly irrespective of any ad- vice that their officials may give them. Yet add that these miners are in the coalminers organization, the official of which sabotaged the fight of the coal miners during the recently concluded lockout on the northern fields. Practically the only section of the workers which has resisted the capitalist offensive by large scale strik tion is the shearers who are now engaged in a strike against the 20 per cent wage reduction ordered by the Federal Arbit- ration Court. This fight is being conducted un- der a rank and file leadership, without the sup- port and in opposition to the wishes of officials or their organization, the Australian Workers Union. The office of this under after deliber- ating for a week decided that, “While the in- dividual members are justified in bargaining for better conditions than those laid down in the new award, no union principle would be broken by accepting the wage reduction.” Although, as previously mentioned, the unem- ployed army is growing to enormous propor- tions, their activities have not been very well coordinated. Sporadic demonstrations have been held in the various capital cities and have been smoothed up by the police. Action has been taken also by the more militant elements in some places to prevent evictions. But there has been no strong organization of the unemployed with a planned and clear cut program. / Last week, however, delegates marched from Gessnock, northern coalfields; Lithgow, west- ern coalfield, and Wollongong, southern coal- field to Sydney and met in conference with dele- gates from a large number of organizations. At this conference a definite organization, the Un- employed Workers Movement, Was established and the policy of action was adopted. Fifteen of the delegates were arrested during the con- ference on the charge of damaging a flat from which an unemployed worker had been evicted. Last week a very representative conference of delegates from trade unions and other work- ing class organizations, met in Sydney, on the initiative of the Communist Party, for the pur- pose of setting up a Hands Off India movement. It is intended by this movement to carry on a widespread campaign in order to prevent any troops, munitions or other material being sent to India for use against the Indian workers and peasants. eet = Daily. Central Or HIS: TH SDAP DONT YOuTDAce TO MAKE THE AMERICAN WarKeR DISSATISFIED wiTet SITION. orker Porty U.S.A. SUBSCRIPTION RATES: By mail everywhere: One year, $6; six months, $3; two months, $: of Manhattan and Bronx, New York City. Foreign: One year, $8; six months, $4.50 ; excepting Boroughs Speed-Up and Machinery in- crease Miners Deaths—Or- ganization, Miners Answer By ANNA ROCHESTER. we the fatal accident rate for underground workers in bituminous coal mines has jumped from 46 per 10,000 in 1916 to 1920 to 54 per 10,000 in recent years is clear from a circular issued by the U. S. Bureau of Mines. Speed-up has been breaking down such safety standards as there were, and new machines have brought in new dangers. More men are killed by falls of rock or coal than by any other type of mine accident. Con- veyors and loading machines have increased the roof danger. In the speed-up to place the ma- chines as rapidly as possible, timbering stand- ards are neglected and no time is allowed for periodical testing of the roof. Such testing is absolutely necessary for safety, since the steady noise of cutting machines, loading machines and conveyors drowns out the cracking sounds on which miners have depended for warning of a fall of rock or coal. Face conveyors placed too close to the wall of coal also increase the hazard for the worker. This necessarily means that for a short time at least, and in many ifistances for most of the loading time, he is working very close to the face with the conveyor between him and safety. In the hand-loading mine, falls of coal or rock usually catch only one or two workers at a time. In the mechanized mine, work is more concen- trated and more men are gathered in a small area. The number of victims in each roof ac- cident is likely to be larger than formerly. Accidents from contact with moving gears, sprockets, drive chains, belts, etc., are bound to increase with the increase of machinery, unless all possible precautions are taken to guard the moving parts. In one mine, 30 accidents oc- curred in the course of two years from the prac- tice of shifting light face conveyors without turning off the power. Keeping the working face well ventilated is a basic safeguard against gas explosions. In a mechanized mine, the working face is pushed forward far more rapidly than it used to be, and it costs the operator more than formerly to keep the face supplied with currents of air from the main ventilating system. So, for econ- omy, operators with mechanized mines often depend on a makeshift auxiliary ventilation sys- tem. According to the Bureau of Mines, auxil- iary ventilation by use of small fans is ex- tremely dangerous in any coal mine and has been the direct cause of several disastrous ex- plosions in recent years—chiefly in connection with some sort of mechanical loading.” Speed-up has brought “a tendency to relax in the care taken in the handling and use of ex- plosives.” Safety in shooting down the coal re- quires that only one hole at a time shall be tamped anc shot. But speed comes before saiety. Operators now encourage “mass-shooting,” when two or more holes ave prepared and blasted simultaneously, in order to cut to the minimum the interval when the machines must be held up for the shooting of the coal. Taking the coal mining industry as a whole, more than forty workers are killed every week, on the average, and most of them are sacrificed in accidents which could be prevented. All coal miners must organize against the speed-up, which kills and maims, and push forward the work of building a powerful Oil, Smelter and Miners Union, affiliated to the Trade Union Unity League. Today in Workers’ History November 9, 1799—“Eighteenth Brumaire”’— Napoleon seized French Assembly, destroyed popular government by force of arms, and had himself appointed First Consul. 1837—Charles Fourier died. 188¢—Steam gauge and lantern works at Rochester, N. Y., burned, 21 workers killed. 1888—Explosion in coal mine at Pitts- burg, Kans. 45 killed. 1918—Kalser fled to Netherlands, German bourgeois republic de- clared. 1918—New York men’s clothing manu- facturers began lockout of 30,000 workers in effort to destroy union and conditions. 1927— Zoltan Szanto, Stephen Vagi, and 44 other Hungarian Communists sentenced up to 814 years in prison for organizing against gov- ernment, By RYAN WALKER By R. SHOHAN. TE carrying through of our present activity confronts us sharply with the rapid develop- ment of new proletarian leadership. Unless we can develop new forces from the shops, mines and farms to lead the working youth, we will fail in our work to build a mass YCL and to win the majority of the working youth. ‘We have spoken of new proletarian leadership many times. The term itself became a byword in factional struggle. All the while, however, the year old factional ideology effectively pre- vented the development of new leadership. stead there was developed a race for leading positions. Individuals were factionally encour- aged to work to become leaders in factional struggle as individuals. This individual lead- | ership produced by years of factionalism be- came one of the main barriers to our carrying through of the work after we united the League and defeated the organized right wingers. Because comrades worked alone, because no effort was made to draw in and develop new comrades, we came out of the past struggles with very few new comrades who could lead the organizations we created. Passaic, the coal strike, New Bedford, all left very few comrades in our ranks. That this is even continued now can be seen by the experiences in Gastonia and elsewhere where we had almost no leadership developed of the workers themselves and as soon as our organizers left, the organizations col- lapsed. There was no ont of the workers who took part in the struggle who was developed enough to lead the work after the strike. In the carrying through of the Shock Plan we are building the League and bringing about new fields of activity for our League in the Young Liberators, the Revolutionary opposition in the opponent organizations, etc. To lead this work we must activize every comrade and By GRACE HUTCHINS. “Certainly there is probability of a lynch- ing when the Atlanta case comes to trial, and it may come any day now. The bosses fear us because we are organizing the Negro workers, but they can’t stop us even with Iynchings.” Herbert Newton, editor of the Liberator and national organizer of the American Negro Labor Congress, just starting for the national con- vention of that organization to be held in St. Louis, Mo., Nov. 15-16, has no illusions about the justice he may expect as a defendant in the employers’ courts or at the hands of 100 per cent American mobs. Five lynchings in two days recently in Georgia and another attempted lynching in Atlanta this month form the stage- setting, he states, for a legal or an illegal lynch- ing of the six Atlanta defendants. Yet Newton and his fellow organizers are continuing their work, undaunted. Word from Atlanta, from Attorney W. A. Mc- Clean, acting for the International Labor De- fense, warns the defendants that the Atlanta court announces each Friday the coming week's calendar of cases and may give only three days’ notice of the date. He expects the six work- ers’ cases to go on the calendar any day now. One postponement has led many sympathizers to relax their efforts for the defense in the At- lanta case, on the easy theory that it may never be called. Recent events, however, indicate that the stage is set for a conviction, and conviction may mean the electric chair for Newton and his co-defendants. : “In the case this month of a 16-year-old Negro boy, Marion Peters, arrested and falsely charged with robbery and rape, only the ‘prompt action of a white worker, a Com- munist, saved him from lynching, explained Newton. “The white worker mixed with the crowds, heard the lynching talk and then or- ganized other white workers as witnesses in Peters’ defense. They testified in court on his behalf; the false charges were dropped and Peters was released.” Newton and the other five defendants in the Atlanta organizing case were arrested and In-° PRE-PLENUM DISCUSSION Young Communist League, U.S.A. On Collective Leadership develop every new one in the most thorough and rapid manner. We all know that with our present member- ship and composition we cannot lead the work~- ing youth into great struggles. We do not rep- resent its composition neither industrially nor nationally. This means that we must devote special attention to the development of the new members from the large shops and basic in- dustries as well as from various organizations. Each member we secure and develop from a large shop or a youth organization, will mean that much more contact with the working youth for a nucleus, a fraction, etc. If we do this, we will grow rapidly and shall carry through the work to become a mass League of the American working youth. Individual Leadership Is Bad Leadership. Why did we lose even the few good proletar- ian comrades whom we drew into leading com- mittees? The coal fields and industrial towns are filled with comrades who at one time or other were on the rolls of the leading committees of our League, DEC's, the NEC, etc. The rea- son, aside from the general poor functioning of our League and the factional struggle, is that the leading comrades who are more experienced work alone and fail to draw new forces into positions of leadership and above all fail to help these comrades work. The comrades in respon- sible work figured (and still do) that they can do work quicker if they will carry it out with- out waiting for committees, etc. It appears easier to work alone. No one to argue with, no one to wait for at the meetings, etc. But this attitude leads to bad relations, does not help to develop comrades, isolates the leading comrades, gives rise to bureaucratic tendencies and the harder the comrade works alone the worse will these bureaucratic tendencies be. (To be continued) Negro Organizers Expect Lynching charged with “inciting Negroes to riot” and “in- citing to insurrection” under a Civil War statute, dating from 1861. Powers and Carr, two of the defendants, were arrested in March for holding a mixed meeting of Negro and white workers. Newton, Henry Storey, Anna Burlak, and Mary Dalton were later arrested for the same of- fense and for organizing the Fulton Bag and Cotton mill workers. Conviction carries the death penalty. As part of their plan to secure conviction, prosecuting attorneys demand a separate trial for the two Negro organizers, Newton and Storey, who will be called first, while the International Labor Defense has held out for one trial of all six defendants. The determination of the prose- cution may be judged by the words of Asst. Solicitor Gen. John H. Hudson, who stated at the time of the indictment: “As fast as these Communists come here and publicly preach their doctrine, we shall indict them and I shall demand the death penalty in every case.” Two organizations of bosses and super- patriots oppose these fearless young Negro or- ganizers in the South. The white band of Cau- casian Crusaders is carrying on the Ku Klux Klan idea. Another such organization, the American Fascisti and Order of Black Shirts, first started in Atlanta, have a strong local there ‘and are rapidly spreading their net throughout the South. Meanwhile the American Negro Labor Con- gress is quietly organizing the Negro workers ir Atlanta. Along a certain street are the Jim- Crow union offices, where Negro workers, sep- arated from white fellow workers, gather and talk together. Many of them are unemployed. Suddenly there are the leaflets of the A.N.L.C., and the workers read them eagerly. On the eve of the national anti-lynching con- vention in St. Louis (Noy. 15-16), the American Negro Labor Congress calls upon all workers, Negro and white, to stand together in solidarity against the bosses’ terror, against race discrim- ination, and against all exploitation of work- ers. Fight against lynching! Support the Amer- ican Negro Labor Congress! By JORGE Tilting the Lid In the revelations being made as some fight promoter, named Mara, is trying to make the prize-fighter Gene Tunney shell out, we get a glimpse of the rottenness of capitalist sports in particular and the whole capitalist system in general. In the light of the cold facts brought out, some people wonder why there are workers who are so “foolish” as to stand agape at the games fixed up in advance to fool them. But few, workers really see any big fights. That is a privilege of the rich only. And the workers who cannot go, try to seek some interest in their dull lives by avidly reading the sports sections of the capitalist papers. This is the real explanation why workers grab for the sports section. It is not that they are “foolish,” but that they are hungry for some- thing different than the daily round of shop slavery, mirc t and worry. But we mustn’t forget Gene Tunney, who ré- ceived $1,942,000 in two years out of not only fighting, but of capitalizing his name, selling testimonials to hair oil manufacturers, safety razor firms and so on. That such a stupid jackass could make so much money out of prize- fighting, while millions of workers of superior brains, useful members of society, go hungry and in rags, is sufficient comment on the system of capitalism to damn it. But that is not all. Tunney’s manager, who cleaned up hundreds of: thousands, had to be confined in an institution of the “not-all- theres,” officially declared “incompetent.” Then, the evidence in the Mara suit shows that every imaginable capitalist politician had itching fingers in every big fight. “The little man at City Hall” was one, only we wonder why they called it a “man.” Documents show that the fighter Wills, in getting a match arranged in New York City, had to agree to pay out to grafters of one sort and another, 95 per cent | of ail he was supposed to get for fighting, and go home in a barrel so to speak, of only five per cent! Then it was shown how rotten the capitalist papers are, by the evidence that. Tunney’s man- ager could not “get news helpful to Tunney into the papers” because “the newspaper writers were tied up to the other side.” This ought to open the evgs of workers who read the capitalist newspapers’ sport news. It is a fact that hardly one sports writer is honest in the sense that he simply reports sporting news. In the average New York paper, every blessed man in the Sports Department is being “taken care of” by some baseball association, fight pro- moter or someone interested. They pay them salary besides what the paper gives. They buy them clothes and generally the whole game stinks to heaven with corruption. The leading sports writers are usually getting salary three ways—or more. Naturally to boost somebody and knock somebody else. After all this, one sees the reason why we should stimulate the Labor Sports Union, and aid the great mass of workers to break away from corrupt capitalist sports, giving them that interest outside their monotonous shop lives which they seek for now in the venal journals of the class that robs them in the shop. iy ea. We Thoroughly Agree A “Red Sparks” fan in Chicago sends us the following, with which we are entirely in agree- ment: “Some time ago you criticized in your column, a review in the Daily Worker of ‘Africa Speaks.’ In the Daily Worker of Oct. 29, there are two reviews of shows: One a review of ‘Silver Horde,’ and one of ‘Amos ’n’ Andy.’ “Both reviews are written as if the writer was trying to act as publicity agent for the movie houses. Such comments as—'this comprises one of the most auspicious events of the new season’ —and—'the selection of Amos ’n’ Andy—as the opening offering makes the event particularly noteworthy,’ etc., etc. when referring in the review to the picture, is a lot of bunk, and is the usual clap-trap of capitalist reviewers. It has no place in the Daily Worker. “Let us have some real reviews of movies from a working class angle, exposing the bosses’ prop- aganda in the pictures.”"—G.L. The next thing is, of course, to do something about it. And here we have difficulties. But we are not indifferent, and perhaps bythe time the Five-Year Plan is accomplished, we may get better reviews, It Went to His Head > One Herman L. Wilbur, a member of the choir in Aimee Semple McPherson's “temple” in Los Angeles, went entirely bugs the other day, and had to be carried away in a straight-jacket. It appears that his claim was that the “radio beams” from Aimee’s broadcasting station were “annoying” him. More likely it was the ac- cumulated incrustations of religious hokum put out over the “beams” by Aimee which destroyed what little mind could remain in anyone that could stand for Aimee in the first place. After all a broad casting station about fits Aimee. fr tee Reward of Genius Harry Manus, an inventor, after spending all the money he had developing an automatic hot- dog roaster and failing to realize the fruits of genius which capitalism so readily promises and as readily denies, tucked a gas tube in his mouth and departed from this wonderful land of lib- erty steak (hamburger) and opportunity pud- ding. Some way or another, the market for hot-dog roasters hd just what it used to be. Si aees Not Exactly a Cure Due to the failure of the republicans in New York State, the national organization is talking about reorganizing the party's state machine and putting in “Hoover control.” That, we would remark, is what we might call grasping at a straw—and buckwheat straw at that. (For the benefit of city folks, we remark that buck« wheat straw is noted for being entirely worth- Tess.) 8 6 Government Relief Regarding unemployment: Colonel Woods says that there is no money available for relief work. Regarding farm relief: The Farm Board says: “Don't write in here askiug to borrow Farm Board money, we can't give it to you. You have to go through the third degree and pay six per cent to get it”