The Daily Worker Newspaper, May 12, 1927, Page 2

Page Two DEFRAUDED “BIG FOUR” VICTIMS | ARE DEMANDING INVESTIGATION (Continued from Page One) | mits to be hawked about in the State | buccaneers does not lessen the work-|of New York. The “public.” which in problem in this respect. As yet the | this ¢ s the worker, as usual foots workers have not taken over ll. The hundieds’ of millions | most vital business and the need for | of d which the “Big Four” | adequate insurance protection per- makes on lapsed policies goes inta a} sists. fund which the “public” | These insurance problems confront | se, although these cc ompan-| the wor! when he dies he must be |ies are supposed to be “mutual.” | | buried, his children must be educated | There are about 70 million of these and an enddwment policy aids in that | w s in force in the United | direction, in his old age a thousand | § ada on about 40 mil-} or two might help considerably—but | li ig Four,” who mon-! weekly payment life insurance will} iness, have assets of! not achieve these ends, nearly 4 their annual income | We have shown in previous arti-| from all sources is upwards of one cles that weekly payment life insur- | billion dollars, ance is exorbitantly high in rates and All efforts to make public the enor- | eriminally harsh in its policy condi-|mous swindle of weekly payment life | tions. Otherwise how can one ac-|insurance have been met with ruth-| eount for the fact that 75% of. all/less attempts at suppression. policies lapse before they have been} in force for three -years. The average policyholder buys his insurancé in the best of faith. The agent’s rosy picture of the future sounds good—independence in old age, education for the kiddies, own your own home via a weekly payment life insurance policy—yes, sound very promising. The agent, who very often is as ignorant of in- suranee as his prospect is, glosses | oversthe question of cost and surren-| der values. Hide the Facts The Metropolitan Life Insurance Company in a booklet called Talks to New Agents says, “Keep cost in the background. Do not dwell on sur-} render values. Do not leave sample| policies. Do not show_many figures.” The question of cost is evaded by such phrases as “it only comes to ten cents a day” or “you'll never miss the money and then when the Glad Day comes, ypu "Il welcome that ol check.” And so’on. If you’ve ever been canvassed for insurance you know the tactics. Forced To Drop But when the premiums keep mounting higher and higher due to inereases in the amount of insurance and the assistance of your agent, the day ‘inevitably comes when the load fs too heavy to carry. The premiums are abnormally high and when the chill wind of unemployment or ill- ness blows the insurance is dropped. Weekly payment insurance has no loan value as is the case with “ordin- | insurance and so the result of s of scrimping and saving goes the flue. ff the policyholder has had the good up fortune and patience to hang on to|/ fair policy for ten years he may. and suffer a 66% loss. The “Reserve” Pot This is industrial insurance. This 3 the type of life insurance which the Superintendent of Insurance per-| er Se ty Put Some Power In _ - That Kick! Don’t waste your energy in idle protest. When reaction attacks The DAILY WORKER and you want to fight — strike your blows where they will be most ef- fective. Kick in With a Sub. Every “subscription | is a striking answer to the enemies of Labor—every sub is more strength to the blows that are dealt every day by The DAILY WORKER. Don't only kick..... Kick in! SUBSCRIPTION RATES: po ge | s In New York wore. Xe Per Yr. $8.00 Sin ie "hop SIR Mo. 4.60 4 Mo. 00 8 Mo. .. 2,60 The DAILY WORKER 38 First Street New York Enclosed § mos, sub to . for Name .... Street . City ... State . these things | usually | his policy for its eash value | This paper, which is the only New York newspaper which’ was courage- ous enough to expose the fraud prac- ticed on 40 million Americans, now faces a framed up charge of print- ing a so-called unpatrioti¢ poem. Dare Not Answer The “Big Four” dare not come into the open’ and answer the charges which are contained in this expose, ‘because by. doing so they will be com- pelled to answer still graver charges which may*be preferred against theth. Their only. defense is a cowardly silence, . In this case, he who hides or runs away may live to swindle aygother day. | I hold no brief for the “ordinary” companies, but as things are now they offer the worker the best that he may buy in life insurance. If our readers feel that they must carry life insurance, by all means let them carry “ordinary” insurance and |not the murderously weekly payment life insurance which is offered by the “Big Four.” The Way Out It would be an advantageous thing for the country at large and for the American worker in particular (if I am correctly informed he is the coun- try at large) if a social institution like life insurance were taken out of the hands of Wall Street operators and put into the hands of those who contribute to its upkeep. But maybe this is asking too much in a graft- ridden country. In answer to the thousands of pol- ieyholders who are fretting about the | wisest plan of insurance to carry, I submit the following tables which show comparative rates between “ar- dinary” life insurance and weekly premium or “industrial” life insur- ance. The table below shows the cost per thousand dollars of insurance at age | | 85 at various plans: Ordinary Industrial 15 yr. Endow....... $57.13 $91.52 |20 yr. Endow - 41,08 65.00 | Life - 19.91 41.60 Term 9.08 — | As a general rule it may be stated | that weekly payment life insurance is {100 per cent higher in cost than or- | dinary. Nor is this all; weekly policies have no loan value whatsoever, ordinary |policies have a loan value after two |years; ordinary policies have a cash p suerendter: value after two years, the weekly payment policyholder must | wait ten years until he can “sell” | his policy. Such a sale usually results |in a 66 per cent loss of his deposits, | Ordinary policies pay dividends after |two years, “industrial” policies after | five. Tell Your Story. | We hope that our readers will help \us make this exposé effective by see- | ing that netghbors and co-workers are acquainted with it. When you are through with this paper do not throw |it away. Leave it in a place where someone will be sure to see it. Already the exposé has more than caused a stir in the seats of the | mighty. Governor Smith has ordered ‘the Superintendent of Insurance, James A. Beha, to look into the charges as made in this series of ar- ticles. This is not enough. Nothing short of a legislative investigation, honestly {conducted (if that is possible) will jever bring about a curbing of the | “Big Four.” | Propaganda may not be art—but jit sometimes scares the wits out of | public looters. ‘Passaic Beats Preiskel; Foe of Strike | (Continued from Page One) ‘lieutenants and the American Legion, |the ticket polled 400 votes, while | Albert Weisbord, the strike-leader, | when all these agencies tried to make | responsible for the present situation |got 1,100 votes, And all this was done with all the handicaps of a Com- |munist campaign, the lack of funds }and proper election apparatus, the sabotage of the press and the usual | wholesale stealing of votes, | Preiskel’s Defeat | “The defeat of Preiskel, the man mostly responsible for the police bru- | tality during the strike is also a great achievement, even if his successor may not be much better. With the large majority of the workers dis- franchised and with all the other fac- tors taken into consideration, we can claim the Passaic election a Com- munist victory, the continuation of the lone won by the strike.” RR Fe he oe oe ee te ple He | Read ‘The Daily Worker ares Day View. of George T, Houston plantation, near Vicksburg, Miss., the flood waters of the Mississippi entirely covering 800 acres of iscomriae iylcuart te had been ready for chopping. SICMAN PLAN TO. BREAK UP UNION IN CHIGAGO FAILS Would-Be Czar Retreats | --Threatens New Attack | (By A Worker Corresponent) | CHICAGO, May 11. — President | Moftris Sigman of the I. L. G. W, U.| has-returnedl east after a decisive de- | feat at the hands of the Chicago | union, and without being able to break | the loyalty of the Chicago members to their left-wing Joint Board cage ship. The purpose of his visit was supposedly to present the facts of the/ New York needle trades fight. | It. ‘was clear from the first day however that he hoped to enforce a registration in Chicago, as was done | in New York, expelling the progres- sives. Finding, after a week of ver-| bal skirmishing, charges, facts and counter charges, that the rank and file were solidly against him and with their left-wing administration, he re- tired.from.the scene, promising, how- ever, to return within ten days and to. complete his canvass of the union locals. This is interpreted by the Chicago workers as a threat to re- new the offensive for rieht-wing con- trol as soon as some further pret can be manufactured. Sigman Begs Off. At the Joint, Board meeting on Fri- day, April 29, not only union offi- cials but rank and file members pack- ed the hall. Sigman spoke for three hours, repeating his familiar charges that the N. Y. cloakmakers’ strike was conducted by Communists, who betrayed the workers, and justifying the action of the general executive board in expelling the thousands of members making up Locals 22, 9 and 2, the thrée largest locals in the In-| ternational. He said with reference to the Chicago situation that the only points at issue were minor ones, to be ‘taken up with the officials in pri- vate. When he stopped speaking, Ida Rothstein of the Chicago Joint Board demanded a discussion. Although it '| Organized Big Business Proposes Private Trial For Ford-Sapiro Dispute DETROIT, May 11.—The Board of Commerce has made advances to ‘both Henry Ford and Aaron Sapiro to have Sapiro’s $1,000,000 libel suit against Ford heard by the organization’s arbitration com- mittee rather than in federal courts, it was revealed today. According to William H. Galla- gher, attorney for Sapiro, he ac- cepted the proposal) but Stewart Hanley, attorney for Ford, rejected it. The offer was made in.a letter to opposing attorneys. The letter did not reveal the. organization’s. reason for making the proposal, but it is supposed that the big business community is shocked and worried at the public exposure and ridicule visited upon both parties because of revelations made at the trial. Needle Trade Defense Bazaar Opens. The United Council of Working Class Housewives had a tremendous meeting Tuesday at which it was de- termined to send down the number of requests for booths to a bare mini- mum, The result was that the. follow- ing booths were added to the list, Council No, 7 Chemicals, Co-Operative Councils No. 2-8-12 one booth, Coun- cils 3 and 7 one booth, Passaic Council one booth. Other booths taken at the last. minute are the Capmakers T, U. E. L. and the Capes Welfare League. ee oe Many Concerts. The program as worked-out for the Bazaar provides for concerts in the main hall to-night, tomorrow and Sunday. Nightly concerts in the restaurant and a Grand. Ball Satur- day night. The Hal! will be opented daily at 1 P. M. in an effort to make a quick four day sale of the tremendous was then midnight, the rank and file expressed their willingness to remain, but Sigman insisted it was too late. Answering Sigman. It was decided to continue the meeting next night. This was done, the local officials answering Sig- man’s assertions one by one. Ida Rothstein attacked his claim to a be- lief in democracy within the union, citing the Boston convention, the rais- ing of the dues without a referendum as required in the constitution, the $20 assessment, the wholesale expul- sions, and other acts of the general executive board. “Democracy?” she flung at him. “I challenge anyone to come out and say that we in Chi- cago do not tolerate all opinions with- in the ranks. Under our left-wing administration there have been no ex- pulsions or suppressions of right- wingers. We have one of the best agreements in the country—made by whom? The left-wingers! You say you come to Chicago with certain charges against the union of- ficials. Why do you not make these charges openly? Because you realize that sentiment is against you. You came to start registration and you see that it is impossible at present. stock of merchandise that has been collected. A Letter From’ Jail. Dear Friend Zirlin and Members of the Executive Board Local No. 9: I am in receipt of your wai letter and hearty greetings. thank you in the name of my fellow ‘ee. ers for remembering us: There is no news to write of on our dreary Island. Life is a quiet death. Prisoners come and go but the prison is always full and nafhing else happens because the present capitalist, society provides plenty of victims for the jails. I can write you that last week’s also write you that we have sent our greetings for the Bazdar in the the Bazaar both moral and financial. We hope that the workers will under- stand the importance of this under. taking and that they will give their hearty support, I tell you that at no time will you be able to disrupt our union as you tried it in New York.” Levin Demands Frankness. Manager J. Levin struck the same note, demandirig that Sigman ‘say what he had to say without conceal- ment, and declaring that there is no secret diplomacy within the Chicago union, The left sentiment of the meeting was evident from the pro- longed applause which greeted Joint Board members when they took the floor, In the locals the same spirit was ex- pressed. The Cutters (Local 81) gave 4 cold reception to the idea of regis- tration. The Cloakmakers Operators (Local 5) warned Sigman not to start a fight, as he would be unable to break up the union. In Local 100 many speakers took the floor against him, In Local 18 a motion was made “to stand loyally with the. Interna- tional.” An amendment “to stand loyally with the International but @ oppose stration and expulsion” was not allowed by the right wing chairman to come to a vote. The Chicago situation is tense, but the issues are clear and the mem- safeguard the substantial gains made whder the present | ip. ‘ bers feel that they will be able Sac furriers in Mineola, Just imagine how we felt about it. Of course pu can thank Schachtman, Sigman. and McGrady for this. Under such cumstances, the result could not been different. We, your fellow workers, send our greetings to these men families. We hope that meet this misfortune as ers loyal to the cause 6f our Let us hope that this act furriers will prove to be the whole gang.of union breakers. We close with the assurance that we stand with you, shoulder to shoulder for freedom, and we the near future to celebrate our tories over our enemies—Cloak-| o¢ maker Prisoner, Anthracite Miners Demand 6-Hour Day » HAZLETON, Pa, May 11, -— De- mands of union miners at the Evans 8 six-| on con- ge cilia’ A a nd tered with a six i special number of Unity. We look|to forward to a tremendous success at| ment.” SMALL POX FOUND IN REFUGEE CAMP AS FLOODS RISE Waters May Drive Lep- er Colony Into Towns WASHINGTON, May 11. ftom the Harrisonburg, La., refugee camp in the Mississippi Valley flood area, national headquarters of the Red Cross was advised. Doctors and ‘nnrses there are vaccinating all re- fugees and tsolating suspected cases. The famous leper colony near Daarrville, La., where more than 300 people afflicted with leprosy live vir- tually in exile, is menaced by the flood and it may be necessary to evacuate the inhabitants to a place of safety for them, perhaps not for their neighbors. * J ° BATON ROUGE, La., May 11.—Of- ficial predictions based upon hourly surveys of the unprecedented river conditions are that New Orleans will experience no disaster, The river stage there today is 20.3 feet, a drop of one-tenth of a foot since Sunday and six-tenths during the last week. Threaten Bayou Dikes. The bayou dikes have been water topped for forty-eight hours. Warn- ings that e break appeared inevitable have been posted throughout the threatened parishes for a week. Thou- sands of muscle-sore levee defenders are battling along some fifty miles of wave washed wall in a last stand against the inexorable sea still swell- ing over thousands of square miles in northeastern Louisiana. Many Stick. Because of the stubborn refusal of thousands in the threatened area to heed the evacuation warnings, res- cue equipment in the Red and Old Rivers has been augmented against the anticipated crevasse in the Bayou levees. Six huge barges were hauled It Fy gn A emergency to s wit! the armada of coast guard vessels, side wheel packet ships, tankers, and tngs scattered along the two rivers. 12 Senators Demand Action Senator James A. Reed, (D), of Missouri, today awaited concerted ac- tion by the members of his party in forsing President Coolidge to call a special session of Congress to con- sider flood relief. Twelve Senators have joined in demanding some kind of action at the same time criticizing President Cool- idge for refusal to call a special ses- sion to deal with flood relief, “With 300,000 to 400,000 homeless | ' in the Mississippi Valley it is pre- posterous to believe that $20 to $25 monotony was broken by a visit from|per capita raised by the American some of our officers with whom we|Red Cross in their $10,000,000 fund spent a few pleasant hours, I can|will do any great amount of good,” declared. The catastrophe is in its character and ought met, by the national govern- BUY THE DAILY WORKER AT THE NEWSSTANDS hi i i | E E E fa tr Hine z & i tal He 4s iy $6 Bt eet, arrived today ao Te Island, ms. Deg =F i i fi eter aan Mae aR en Niner — Six sinall-pox cases were reported today Who is Behind the Prodecution of the Militant Needie Trades Workers? Who Are Matthew Woll’s Fellow Conspirators? They Are Leaders of the National Civie Fed- eration! Woll is. Acting President of the Labor Hating Civie Federation. There is a United Front of the Special American Federation of Labor Committee, headed by Vice President Woll, and the Na- tional Civic Federation, dominated by the most powerful capi- | talists in the United States. Matthew Woll is the connecting link in the conspiracy. him in the Civic Federation are: NICHOLAS MURRAY BUTLER, President Columbia. University, N. Y. Morningside Heights, West. 116th Street, near Amsterdam Ave., N. Y. President and Trustee of American Association for International Con- ciliation. President and Director of American Hellenic Society. President and Trustee of Barnard College. Trustee, Carnegie Endowment for International Peace. Carnegie Foundation for the Advancement of Teaching, Trustee. President and Trustee of College of Pharmacy of City of N. Y. Grant Monument Assoc., Director. Hill Memorial School, Athens, Greece, Trustee. Trustee, Kahn Foundation for Foreign Travel of American Teachers. Director, N. Y. Life Insurance Co. Vice President and Director, The Pilgrims. Director, Radium Institute. Trustee, Teachers College, JOHN HAYS HAMMOND, 120 Broadway. President and Director of Rocky Mountain Club of N. Y. His son, Hammond, Jr., at same address, listed as Director of Radio Corporation of America, Radio Engineering Co. of N. Y., Inc., President and Director. ARCHIBALD E. STEVENSON, Chairman, Committee on Free Speech, 20 Nassau Street, N. Y. C. Secretary and-Direotor of Cimarrones Plantation Co. Secretary and Direetor of Territorial Corporation. WILLIAM R. WILLCOX, 120 Broadway, Viee Pres, and Director, Chelsea Realty Co. Director, Motor Car Abstract Co., Inc. With Director, New York Title and Mortgage Co. Treasurer and Director, Societies Realty Co., Inc. Director, U. S. Life Insurance Co, in the city of New York. Director Wallaston Realty Co. Carpenter Cars Sign Bad Contract By FRED HARRIS. CLEVELAND, May 11,—The Car- penters’ District Council has signed a six to one agreement with the bosses, giving away six cardinal points in return for a petty increase of 12% cents an hour: The seven big points of the new agreement, just signed after months of negotiation, are: lwrAs wage increase of 12% cents (from $1.26 to $1.3744), 2.—This agreement to take effect immediately and to be binding till March 1, 1928. 8.—To be renewable annually there- after, and can be terminated by eith- er party only after a six months’ no- tice. 4.—The employer may employ non- union men together with union men on the same job if the union is not able to supply the necessary help. 5.—Prohibition of limited productiv- ity per individual. 6.—Right of employers to pay ex- tra money better than the scale for more than average production. 7.—Arbitration of all differences, and final decisions by umpires. Bosses Satisfied. The employers are well satisfied, for they have now a guarantee that no interference will occur in this year’s building program, which is es- timated to be above $12,000,000. As the Cleveland Plain Dealer puts it: ‘This agreement gives strong insur- ance against interruption on construc- tion.” About 10,000 men are involved in this agreement, and while there is not unusual enthusiasm among the men, yet on the whole they are glad over. Negotiations started during the first days of January, but failed be- cause of the arbitrary demands of the bosses. The men also lost practically their demand for a 25 cent an hour wage increase. The bosses however com- promised by granting them 12% cents. Other Crafts Negotiate. The carpenters are thus far the only ones to have settled their af- ig ing {or|the agreement for dis. Aleit Ray Gustave ee ER tied t oneneag on hives rene it may be well to point out that even with their present wage in- ib of other trades. ry ge =e & ag 4 i f 3 i ; For Cleveland Men that the long drawn out deadlock is| keeper See : B i le i i $1.25 per hour; hour; toutiters: $08 HEE 5 HOPE TO APPEAL JACK RUBENSTEIN CASE IN PASSAIC Brookwood Student Vic- tim of Judicial Outrage PASSAIC, N. J., May 11—The case of Jack Rubenstein, Brookwood Labor College student and a leader in the Passaic textile strike, now in jail in Bergen County, has a good basis for appeal, according té¢ Joseph Feder, attorney for the defense. Rubenstein, whose course of studies at Brookwood was interrupted when he was sentenced April 28 to six months in jail and a fine of $500, is behind the bars on a charge which ~ came up more than a year ago. Feder, discussing the possibility of an appeal, cited the prejudicial con- duct of Judge William Seufert at the trial which @ook place in May, 1926, as one of rr gioy good arguments for appealing the case. “The jury quite clearly did not think the evidence suf- ficient grounds for conviction,” said Feder, “but the trial came right at the height of the strike when feeling against the strikers in conservative Bergen County was running high, and they did not feel that they should ac- quit him entirely. So they came back and asked the judge if they might find him guilty of simple assault.” Judge Demands Limit. “If you can find him guilty of as- sault, why can’t you find him guilty of assault and battery?” replied the judge, according to Feder, and he sent the jury back again. The charge of assaulting a jail- on which Rubenstein is now in jail originated a year ago last March, when he was arrested for leading a mass line and was being held in the Bergen County jail. “I was asleep on’ the cot in my cell,” says Rubenstein in describing the affair, “when ! was awakened by @ quarrel between two prisoners in the cell next to mine, I did not know them-~they .were not strikers. They were making so much noise that { out of my cell and went to was the matter, Just then of the jailkeepers rushed upstairs for me began hitting and cursing me. [ tried to protect my the blows, calling out thet had the wrong inan, but he paid attention.” Dunn Tells of Brutality. Robert Dunn, who spent a few days, in jail with Jack in April, 1026, a the time Sheriff Nimmo read & 2 fF = Fi i é i : ‘ ha es 4