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fos, that steamship companies are uw! Page Four POLITIGALS ARE | GETTING THE DAILY WORKER It Goes Into Fifteen Different Prisons The DAILY WORKER is being sent to fifteen different prisons in this country ‘and to more than twenty different political prisoners thru the generosity of the readers of the DAILY WORKER. This means that scores of political prisoners are being informed of what the working class movement all over the world is doing. The politi- eal prisoners are appreciative of the kindness of the readers of the DAILY WORKER who are having the paper sent to them. Every pris- ener to whom the paper has been sent has written in thanking us and the ple who enabled him to get the Meer. The letters, which cannot be quot- ed because of prison rules, tell in the simple language of sincere men what it means to be remembered by the people on the outside. One’ pris- oner who has given a contribution to DAILY WORKER sends in $3 for a subscription for another prisoner who is serving a life term. ‘ The arrangement by which readers of the DAILY WORKER send their paper to the political prisoners is this: The reader send $3 to the busi- ness office and asks that the DAILY WORKER be sent to a political pris- oner for @ year. We see to it that the political prisoner gets the paper. ‘The person sending the sub can either specify that the paper be sent to a particular prisoner or let us use our udgment about entering the sub. If ‘you-do not name a particular pris- oner we will send the paper to a political who is in a prison where the “DAILY” is not now going. In that ‘way more prisoners are reached by the DAILY WORKER because sev- eral persons can read the same paper. Send us $3 and we will do the rest. Don’t forget the political prisoners. Act at once. ‘Aliens Coming in Thru Loop Holes in Immigration Law (By The Federated Press) NEW YORK, Feb. 28.—The pres- ent immigration law which has in- flicted so much unnecessary hardship on innocent persons does not, despite the rigid literal interpretation given it by the officials who enforce it, really restrict. Immigration Commissioner Curran says it has been shot thru with “loop he Sederalcourt decisions, and i rging aliens to take advantage of various precedents recently set up and come to America. Curran cites the case of Rabbi Gottlieb. The rabbi when barred be- cause he was in excess of quota pro- tested that he was exempt from the working of the law because it spe- cifically exempted ministers. He claimed exemption also for his wife, arguing that the quota law supple- ments only and does not supplant the previous immigration law which per- mitted the entry of the wives of ministers, etc. He won his case. An Armenian, who had been ad- mitted, went back to Europe after a brief stay here and brought back his wife. She was in excess of quota, but the Armenian pointed to the pre- cedent of the rabbi’s wife, and won his case, too. These precedents were welcomed particularly in Italy, and Curran de- clares that many Italians come here and are admitted, then return to Italy and return with their wives and children and demand that they be admitted altho they are in excess of quota. And then, recently eight nuns, barred because in excess of quota, were admitted as teachers. The Italian quota was exhausted long since but in the last two weeks steamers have brought more than 2,000 Italian immigrants and most of these, Curran says, successfully claimed exemption from the work- ings of the quota law. Militarists Threaten to Murder Mother of Tokio Officers’ Victim TOKIO, Japan, Feb. 28.—Follow- ing the murder of the socialist, Osugi Sakae, his wife, Ito Noe, and their nephew, Tachibana Soichi, who were strangled to death by militar- ists several days after the recent earthquake, the grief-stricken moth- er of the murdered child hag been inundated with letters from the sup- of the militarists, threaten- ing vicious acts of recrimination should she institute civil proceedirgrs, Among other gently persuasive missives was one which said that should a civil action be commenced, she and the remainder of her family “would be exterminated.” The announcement made that Cap- tain Amakasu, who confessd to strangling Osugi and his wife, had been sentenced to three years in jail, has been followed by another announcement stating that Amakasu has been pardoned and acquitted, The first announcement was made public to throw dust in the eyes of the people—the second was made in military circles only. The military caste thus stands re- vealed in all its brutal and arrogant autocracy. If there be any who still retain the slightest hope of justice for the workers from such people, in Sused suarderech, thelce must tadaed mu mi be the “faith " 4 NOTE:—Today the DAILY WORKER begins the publication of the speech by Chairman Ka- menev, of the Moscow Soviet, on the problems confronting the Russian Communist Party. This discussion has been referred to as the third greatest discussion within the Russian Communist Party since the Bolshevik Revolution, in November, 1917. The speech of Kamenev will be followed by the views of other prominent Russian Communists. Kamenev spoke to the Moscow Communists as fol- lows: KAMENEV SPEAKS. OMRADES! I shall deal with the most important points only, and with the results of the discussion which is going on at the present time in all the districts. If we examine into all the objec- tions, doubts, and indications, which we have all heard raised at the districts meetings, we must candidly admit that the cardinal question yielded as the result and summing up of all these discussions is as fol- lows: yes, it‘is true that the Work- ers’ Democracy has been proclaimed by the central; it is true that the fundamental guarantees for the car- rying out of the workers’ democracy are contained in the resolution passed by the Central; but is the present Central worthy of confidence? Can we really believe that the pol- icy “indicated by the resolution has actually been firmly determined upon by the Central, and that the present Central will carry out this policy? I have formulated, in these words, the whole of the doubts and objec- tions which we have been hearing from those who appear as opponents against the Central. This is the form in which I put the question to myself, and I think that it will have to be put to the whole Moscow organization in this form. We are faced by one of two things: Either these resolutions may be safely entrusted to the Central for their execution; or: we are in pos- session of a piece of paper, repre- senting a policy which it is for the Party to see carried out, for it is not issued by the Central on its own initiative, only but under pressure; we are in possession of a piece of paper, but not of a conviction that the Central will actually realize its contents. Mutual Confidence Necessary. This is the cardinal question con- fronting your meeting, and demand- ing a clear and unequivocal answer. The change of policy which we in- tend carrying out with you cannot be performed unless there is mutual confidence between us. Therefore, I regard it as incum- bent on me to explain how the Cen- tral came to formulate in its resolu- Thirty Per Cont of the Price tion the idea and the principles which are contained in it. This came about under the following influence: opinions have frequently been ex- pressed at meetings, to the effect that the Central acted under pres- sure of the opposition within the Party; that some definite document exists in which all this voluntary ac- tion is dictated; that the Central has, however, taken no notice of this, etc. Is there any foundation for all these assertions? In the first place I deem it neces- sary to draw a dividing line between this question and all the unfounded rumérs and gossip which have gath- ered around them. At one district meeting, a written declaration actually obliged me to tell a comrade straight out that such declarations, coming from our own midst, are nothing more nor less than a reflection of that kind of idle chat- ter amongst us which has already become a political weapon against our Party in the hands of our enemies. For there is not one amongst us who can have the slightest doubt— and for us old Bolsheyiki, who have already passed thru a hard school, it is a perfectly illuminating fact—but that at the moment when the bour- geoisie is robbed of the préss and of the possibility of open attack upon us, at this moment such petty bour- geoisie tittle tattles as has contrived to percolate into our ranks will stop at nothing, will disintegrate us more and more, will undermine the author- ity of our central institutions, and form a political weapon against us, At present there is a danger that those members of; our Party who are insufficiently schooled, insufficiently firm in principle, may be deceived by this gossip. ~ Let us, therefore, set it aside along with all the idle rumors and asser- tions which cannot be proved by documents; it should form no part of our discussion on actualities. Let us occupy ourselves solely with that which any one of us can prove. Dangers to Party. What were the origins of this ques- tion in the Central? The first and fundamental event. compelling the Central to accord attention to the unsound conditions obtaining within our Party was something outside of the Party itself, in the working class. In July and August, extremely alarming phenomena showed them- selves among the working class, which could not be passed over by the central institutions. We under. went a period of strikes in Kharkov and Sormovo. The direct causes of these strikes, the actual reasons for their outbreak, varied in the different cases. We, as the Party apparatus, as the state apparatus, were partly to blame. But this only applies to the immediate cause. The general condi- of Coal Goes Into the Pockets of Coal Dealers in Profits By LELAND OLDS (Federated Press Industria] Editor.) Profits absorbed about one-third of the price charged by the Lehigh Coal and Navigation company for anthracite coal produced during 1923, according to the annual report of the company. The report shows a total revenue of $27,098,022 while expenses amounted to only $18,540,690. President S. D. Warriner of the company, who was spokes- man of the operators in the wage negotiations, could have allowed his 8,407 employes at least $300 apiece in additional wages during the year without cutting profits to common stockholders below a 6 per cent level. Actual profits remaining to stockholders after paying bond interest and making excessive deductions for depreciation, depletion and other reserves amounted to ap- proximately $12 on each $100 invest- ed. Out of this the regular 8 per cent dividends were paid and there remained $1,134,035 to be added to the undivided surplus profits which guarantee dividends during years when miners are denied an oppor- tunity to work full time. The following table shows the com- pany’s incdéme statement for the year: WROVOMUDE. 6. ccc ccccccevos $27,098,022 Expenses . 18,540,690 Gross profit: 8,557,332 Reserves, inch tion 2,229,625 General and interest .. 2,854,200 Profit for common stock.. 3,473,507 There were 4,206,961 tons of coal mined from the company’s property during the year. The receipts of the company, therefore, figure $6.74 a ton while the expenses figured only $4.61 a ton. This means that the company was charging $2.13 mose a ton than the actual cost of producing the coal, After excessive deductions for depreciation, deple- tion and other reserves the profit remaining amounted to $1.50 a ton. During the four years since 1920 later as cash bonuses or as stock dividends. Cw Soe Annua)} Profits of 60 Per Cent. . If you want to make easy money on a small investment the game is evidently to get on the inside in the railroad equipment business. Profits THE DAILY WoRK tions causing the movement: forced us to direct our attention to the sit- uation within our Party itself. We had to ask ourselves if it were pos- sible to imagine a situation in which the Party organization is unable to foresee an approaching wave of dis- satisfaction among the masses; that such a case could be possible as that at Zindel’s, where a movement arose in August, where the representative of the nucleus and the manager ad- mitted that the movement was en- tirely unexpected for the nucleus, and this comrade declared. that: “We had no idea of the movement. The Yatchayka (nucleus) lost its head when it began; it lost its direction.” Was this the fault of this yatchayka itself, or must it not rather be laid to the account of the unsound symp- toms observable within our organi- zation? We should, indeed, be blind or short-sighted should we maintain that the happenings in Moscow, in Kharkov, in Sormovo, and other places, are but passing episodes not requiring our attention, and having no bearing on the inner development and inner life of our Party. At the same time, phenomena be- came noticeable within our Party it- self, phenomena’ equally symptom- atic, and speedily demanding our whole attention. This was the rise of the counter- revolutionary ‘“workers’ group,” which represented a real danger, and whose symptomatic and_ essential character did not consist in its ex- istence as a counter-revolutionary or- ganization, but in the circumstance that one of these organizations—the workers’ group—possessed connec- tions among the working class, and began to have effect, in combination with the various attendant rumors, upon a certain section of our Party, if only upon a weak and inferior section. Malady Must Be Cured. These two fundamental phenom. ena, which appeared quite independ- | ently of any events within the Cen- oe eee made by the Chicago Railway Equip- ment Co. during 1923 were so large that the company was evidently ashamed to show them in its report. At least the Chicago Journal of Com- merce says: “While the report shows an apparently studied avoidance of actual earnings it declares that 1923. earnings were the largest in the his» tory of the company.” The e recommended raising the annual divi- dends to a 12 per cent rate and re- marked that the handsome balance in undivided profits was a guarantee of the payment of dividends for 1924. From another come actual figures showing that net profits for 1928 amounted to $1,097,- 821, equivalent after payment of preferred dividends to $14.80 on each share of common stock, Your Union Meeting directors source, however, But as the par value on each shate is only $25 this means an annual profit of nearly 60 per cent. Evidently this torpora- tion also got its snout into the trough of the railroad $1,000,000,000 rehabilitation campaign. Fifth Friday, Feb. 29, 1924. the average profit remaining for - POR emg gy tel a dg Matting, . stockholders after Eeggeosenae “pho , Nicverlt Road silk aes dagen terest, taxes a reserves has . amounted to 85 cents a ton produced, bs ~ ~s- “asset Scapa nae Ang which compares with 64 cents a ton | 2200 Carpenters, 4339 S. Halsted St. during ae years oe, yy ™ bt bg gy aoe Car), 912 Capitol company is now charging for deple- , tion at the rate of 9 cents a ton altho H His W. Washington. ®t. it admitted in 1912 that a charge of | 84 Glass Workers, Emily and Marshfield, 5 cents a ton would pay for all its| * ae Soe rote fae oe, Seg hve in 20 years. Deductions 328 W. Van Buren St. aa ‘or other reserves are even more un-| 113 113 8. Ashland warranted, the total amounting in| 7 Pointers, Rug ad ae ae 1928 to 63 cents a ton. Such deple- Se 7 tion and depreciation items are today C19 Phassbers,_ 9381 so a ‘tised by corporations con- pd Rellwey Carmen, docing amass resources to hide away ve profits for division we tral, of any differences of opinion and resultant discussion among those belonging to the Central, faced us with a question quite outside of all this: The Party is attacked by a dis- |ease which has to be cured. | And further analysis and examina- tion of this question showed us that : there are many phenomena in the | life of the working class to - which the Party has adapted itself too slow- \ly, and to which the Party has de- | voted too little attention. In the |first place Comrade Lenin drew at- tention two years ago to the fact that our proletariat was “becoming de- classed and decomposed, We must, however, now grasp the fact (already partially demonstrable by statistical data) that this declass- arFaria | EBELd DENIED ASYLUM BY THE FRENCH Action Due to Pressure’ oye j of British (Special to The Daily Worker) MADRAS, India, Feb, 28.—Acting under British pressure, French au- thorities have expelled from Pon- dicherry, Indian nationalists who sought refuge as political exiles on French soil. Thus the right of poli- tical asylum, traditionally respected in France, is violated by her colonial officials. During twenty years, In- | |Labor Committee, the United States | dian nationalists have found protec- tion in the French settlements of Pondicherry and Chandernagere. | Even during the war, when all con- stitutional rights were set aside, In- dian refugees were not expelled from the French settlements. No.reason has been given for this expulsion, Since the victims can- not go to any other country without erossing» British territory, expulsion means practically their extradition, which is a direct contravention of all codes and usages of International Law. The expelled refugees will try to reach France, there to claim the right of refuge which belongs to them. Will the French Government and public vindicate this right? Cleveland Finns Organize Council for Foreign-Born| 2's03000. (Special to The Daily Worker) CLEVELAND, Ohio, The local Finnish branch Workers Party decided of ” Friday, February 29, 1924 nana Kamenev Discusses Big Problems Before Russian Communists ing process in the proletariat, the, that the fighting unity, the psycho- fundamental process of the inner life | logical and political peculiarities pos- | of our Party from 1919 till 1920 and | sessed by our Party during the civil 1921, has ceased, and that we are|war a few years ago, still remain now experiencing the reversed pro- cess—the process of consolidation, of improvement, of return of the hon- est native proletariat to the city, of revival in the inner life of the work- ing class, and of improvement in its material position, And upon this basis, the basis of the consolidation of the working class, of the comparative improve- ment of its material position, wwe find an awakening in the inner ideologi- cal, cultural, and political life of the working class, a growth of demands put upon life, a rise of cultural level, and an inerease of the political de- mands put upon us, the Communists. Thus the Party is faced by the task of not being behind-hand, of adapting its inner Tite with all speed, if it is to be equal to meeting these fresh tasks imposed by the higher standards and advanced consolidation of the working class, Should the Central and other Party organiza- tions respond to these facts by clos- ing their eyes, or by maintaining that everything is in perfect order, there is no doubt but that they would be the greatest criminals; their as- sumption of an official and authorita- tive satisfactory state. of affairs might plunge the Party into the abyss. "s The Dangers of the N. E, P. But in actual fact nothing of the [kind ‘has happened, and the struc- ture and traditions of oyr Party ren- der it impossible for it to happen. The above facts simply became the objective motives for the movement, which became apparent in all our or- ganizations, beginning with the Cen- tral, and based on the endeavor to enhance political activity within our Party itself, and to raise it to the required level. To this another circumstance must be added, one which becomes increas- ingly prominent, and to which we must devote much more atention in the future than in the past, for it concerns us more and more. We are living under the conditions of the New Economic Policy. I shall not deal with the new economic policy at this meeting, but I am aware that energetic attacks are being made upon it and upon the public economic policy pursued by the Central, and I am convinced that we shall presently have to thrash out this matter at a similar meeting to this, and come to a decision as to who is right—the Central which pursues a definite eco- nomic line, or the assailants attack- ing this policy from the districts. At the present moment I shall merely touch upon the question of the 1»fluence exercised by the NEP, at our own level, upon the question WITH THE Y CONDUCTED - BY Tia with us. If we do not deliberately close our eyes, and try to pretend that every- ‘thing is in order; if we admit that we are bound to regard our own e® perience with a critical eye; then we must come to the following conelu- sions: Of course not. And for the very sufficient reason that our Party consists of three parts of the prole- tariat, the peasants, and the em- ployes—the intelligenzia, and that it is impossible to imagine that these three special groups are not subject to the corresponding influences brought to bear upon them from di- rections outside of our Party. Psychology of Party Groups. Thus the proletarian wing of our Party, under constant pressure from the masses in the works and fac- tories, possesses an entirely differ- ent pshychological conception of things than, for instance, the intel- lectual wing, consisting of employes, which latter wing is again living in quite another atmosphere to that of the peasant wing of the Party, which has a mentality of its own, Without going further into details, we can see clearly that this NEP is bound to have a different effect on the different wings of our Party, es- pecially on the first wing, that wing which we have sent along with you far into the camp of enemy in the NEP, Those of our Party who have thus been sent into the camp of the enemy must receive our full support in every respect, but we must not for- get that we have placed them in a position in which they cannot shut themselves off from the atmosphere so different to that breathed by our Party. If we take a workman, a Commun- ist from the ranks of the intelli- genzia, and appoint him director of a bank, president of a trade ex. change, or give him a leading and responsible position, or place him at the head of a syndicate, we must admit to ourselves that we are send- ing our comrade to a very dangerous position, for we are not sending him | out to fight hand to hand with the | bourgeoisie, but to make agreements with it, to sign contracts with it, to carry on commerce, ete, I repeat, that we should be blind were we to forget here Marxism, or to forget that the division which we have sent forward to occupy this post is much more liable than any other division—much more than the workman at his bench—to degenera- tion as Communists, and to succumb to the NEP. And we should be act- ing criminally with regard to these comrgles if we did not adopt meas- as to whether we are able to boast!ures for neutralizing this influence. waa ordinate arctan cam tric are icine cx rnin R. STATIONERY With Nikolai Lenin Photo also Soviet Russia and Workers of the. World flags. Show your loyalty and respect for the greatest leader of the workers, and adorn your fellow worker by writing a letter to your friend. Dozen sheets 20c silver. sheets with envelopes, $1.25. Agents Wanted. NATIONAL PRESS 8 Vine St. Montello, Mass. COHEN & HORVITZ Well Known Insurance Salesmen Office: 737 W. Roosevelt Road Phone Roosevelt 2500 Harris Cohen, 2645 Potomac Ave. S..M. Horvitz, 1253 N. Hoyne Ave. 100 Phone Crawford 0331 Violin Office Phone Rockwell 0112 Teacher HENRY MOSS ORIENTAL JAZZ BAND Music Furnished for All Occasions Members American Fed. of Musicians 1215 S, LAWNDALE AVENUE Chicago, Ill. Peep judged by the beoks they read. All the best books, old ang new, can be obtained from Morris Bernstein’s Book Shop, 3733 West Roosevelt Read. Phone Rockwell 1453. Stationery, Music and all Periedicals. Come and get a Debs calendar free. —— PITTSBURGH, PA. DR. RASNICK DENTIST Rendering Expert Dental Sorviee for 20 Year 645 SMITHFIELD ST., Near 7th Ave. 1627 CENTER AVE., Cor. Arthur St, Phone Spaulding 4870 ASHER B. PORTNOY & co. PAINTERS’ SUPPL) Estimates on New and Ol ILWAUKEE AVE., CHIC, Massachusetts Labor Against Legislation Hitting Foreign Born MAYNARD, Mass., Feb. 28.—The workers of Maynard have gone on record as being against laws which discriminate against foreign-born workers, At a recent mass meeting they adopted a resolution condemning all such laws now being considered and pointed out that the foreign-born workers are the poorest paid, worst treated and most neglected groun in Painters and veri Work ING WORKERS LEAGUE The Difference Between Childjall right, so far as they are con- Labor and Youth Labor. By HARRY GANNES ‘THERE IS much confusion in the minds of many workers between child labor and youth labor. The regular party politicians, especially those active in some attempt to squelch the child labor protest, com- pletely “becloud the entire issue of the exploitation of the children and | the youth. Sam Gompers, the National Child Department of Labor, and every other agency carrying on some form of anti-child labor agitation, make it clear that the exploitation of the youth over 14 years of age with some form of regulations, and over 16 unlimitedly, is proper. Ordinarily child labor is meant the exploiting of children under 14 years of age. The United States | census classes all those 15 and un- der in its child labor figures of over 1,500,000. This, in tally, does not take count of children under 6, tho investigations by the cerned, to make profits out of the hides of the kids over 14, What are the facts? The ex- ploitation of the youth 14 and over (up to the age of 18) is more bru- tal than the sweating of the adult workers. Boys or girls 15, 16, 17 and sometimes 18, are not physically developed; they are undergoing a critical period of growth; and it is just about this type of young work- er that the bosses are able to use to great advantage in the modern industrial machine. Follows wage- slavery of the worst kind. Speed up, long hours, bad sanitary con- ditions, and on top of it all less wages than the older worker gets, which in time cuts down the stand- ard of living of the entire working class, The more young fellows tak- en from school at 14 or 16, the less jobs for the already growing mass of unemployed, It is a vicious circle. UWnemploy- ment forces the father to take his young children from school and to put them to work; more children Children’s Bureau of the Depart- ment of Labor itself, have brought to light the fact that thousands upon thousands of children 4, 5, and 6, and in one instance 2, work, some of them very long hours. A con- servative figure of the number of children of all ages up to 15 em- ployed and exploited in some form in the United States is This does not include the part-time, home veoranign children, a great portion of the children en. Feb., 27.—| gaged in street occupations is un- the | counted, in its last |illegally give higher ages in order and the thousands who regular meeting to call a massmeet-|to get working certificates are not ing among the Finns here, taken into account. Then 1923 ive of political views, in order to| showed a 38 ‘per cent increase of form a council f6r the protection of a workers in the industrial cen- for the bare fight, the laws against registration | child Tahoe: ogi phases of | result to the foreign-born workers. The aim of this council will be a and fingerprinting of those born workers who have not citizen papers in the United States | dren oe te the age of 16, and ex- of America. The Finnish. branch, therefore will combine with other cal organizations, for the formation | of the employment of children of above named council, which will| any manner whatsoever. That is auaizet’ the propesed ip agains! ie propos: ws, caderslgn . | ‘The The ed also wi ‘ainst labor ii that alf Finns in this ity should al a i eaate er. e@ can be subscribers of The Daily Work-|workers for higher wages, lower become h better standards So As workers, we are naturally against the exploitation of all chil- hort all the forces of labor with an end to the immediate sto) our goal, But that alone does not solve the prob! -inclusive general struggle of on the labor market, makes it hard- er for the older workers to get jobs. Then there is the problem of ap- ee The bosses are taking into their own hands matter of educating the future led workers ata ang pF a to trade unions and the uwhions cling to. the policy of excluding the youth from the unions, thereby e: ‘aging the youth to look to ie bosses for training. , The youth of 14 or over shou! do some form of educative work, but all work for an employer under egg on no er between 14 and 16 more than four hours a day, between 16 and 21 more than Ye Workers Near address T, Wer ley State St., Chicago, Ill. America. The resolution follows: id WHEREAS, there are already introduced in Congress vicious laws intended to brand aliens as criminals, printing attempt suffering foreign-born to engage in strikes or other working class activity; therefore be it RESOLVED, that we, the workers of May- nard, in mass meeting assembled, . protest vigorously against the proposed laws aimed at foreign-born, and be it further RESOLVED, that a copy of this resolution be sent to the officials of Maynard, to the Stats Governor of Massachusetts, the May- nard rerisentatives in the State legislature, the Congressman for Maynard, the State Senators in Washington, to the local press and to the DAILY WORKER. (Signed): J. Weikinen, Chairman Suihkonen, Secretary. Hardy Annual Bill for State Insurance Arouses Some Interest (By The Federated Press) NEW YORK, Feb. 28.—A bill es- tablishing a state monopoly in work- men’s compensation insurance intro- duced in the New York state legis- lature this year as it has been every session regularly for years, has for the first time aroused some interest. Replying to the criticism of P. T. Sherman, former head, state labor department and now a representa- tive of insurance compaties, in which the bill was described as a dangerous maybe not this +» mi “not in the next, but certainly it is not far off. It am sure that it will be even- tually just as cheap ag insurance by competing. private com , more ein a sig fairer to | = +e |