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i) bills of exchange or draf Total loans Deposited to sec ion ( Total . Other bonds, stocks, secu: es, ete, Total of items ..... Redemption fund with if any Capital stock paid in . Surplus fund Undivided profits . Less current expen Circulating notes outstanding .. Cashier’s checks outstanding . Total of Items ... surety bond . Total of time depos surety bond ..... Total of ti e d s ubj Total ...... I, W. W. FLINT, CORRECT—Attest: (SEAL) All other United States Gomer rnment Securities Banking House, $6000.00; Furniture and fixtures, $2000.00. Lawful reserve with Federal Reserve Bank Cash in vault and amount due from national Checks on other banks in the same city or town as repo rer and due from U. Individual deposits subject to check . Certificates of deposit due in less than 30 days State, county, or other municipal deposits secured by pledge of assets of this bank or subject t to Res Certificates of deposit (other than for money borrowed) State, county, or other pitaraat deposits secured by Agicite of assets of this bank or Pp t to R Si Liabilities other than those above stated Cashier of the above-named bank, above statement is true to the best of my knowledge and belief. RESOURCES onds par value) . S. Treastrer . LIABILITIES rve STATE OF IDAHO, COUNTY OF IDAHO, SS: Deere z $ $ NO. 67 = ¢ REPORT OF THE CONDITION OF THE $ + > 4 * Cottonwood State Bank ; 4 & $ At Cottonwood, in the State of Idaho, at the close of business + % June 30, 1923. = ¢ RESOURCES % % Loans and Discounts $157,345.90 # Overdrafts ..... 1.46 $ + Stocks, Bonds 18,805.24 + Banking House, Furniture and F 6, 565.90 » Other Real E 3,000.00 + Cash on Hand Due from Ban Checks and Drafts on Other Bank Other Cash Items Other Assets MTOUGA c.g0055 Liiys tinscusteataslertiteis Capital Stock paid in Surplus Undivided Profits, Les SosSoeSeesoegecCotieatoctontentoeseronderteeseatonionse esSotiony Time Certificates Total Deposits . Cashier’s Checks ..... 4 Total ........ STATE OF IDAHO, County of Idaho. ss. knowledge and belief. CORRECT—Attest: Subscribed and sworn to before 1923, Individual Deposits Subject to Check seater on SS < a a Seagoetoa 3 + 50.00 z 950.00 $ af ‘ $205,711.94 3 LIABILITIES * 25,000.00 = 7,500.00 = Paid 839.76 $ Amount Reserved for Taxes, Interest and Deprriseon 565.00 $ 3 w- 102,174.83 a of Deposit - : x . 68,823.31 + 4 ait .... 170,997.64 s . , 809.64 Bs 2 $205,711.04 § Ps I, H. C. MATTHIESEN, Cashier of the above-named bank do + solemnly swear that the above statement is true to the best of my x H. C. Matthiesen. Cashier. z Barney J. Stubers, M. M. Belknap, Directors. P< me this 6th day of July, = = I certify that I am NOT an officer or director of this bank. pe W. W. FLINT, Notary Public. 2 3 Peete SALE OF REAL ESTATE. In the Probate Court of Idaho County, State of Idaho. In the matter of the estate of Gerhard Gehring, Deceased. Bernard Gehring, the admin- istrator of the estate of Gerhard Gehring, having filed herein his petition herein praying for an order of sale of all of the reai estate of said Gerhard Gehring, deceased, above named, for the purpose therein set forth: It Is Therefore Ordered by the judge of said court, that all persons interested in said estate appear before the said Probate Court on the 11th day of August, 1928, at ten o’clock A. M., of said day, at the court room of said court, at Grangeville, in said county of Idaho, then and there to show cause why an order should not be granted to the said administrator, to sell so much or such parts of the real estate of said Gerhard Gehring, de. ceased, as shall be necessary, and that a copy of this order be published at least four succes- sive weeks in the Cottonwood QOhronicle, a newspaper printed and published in said county: The real estate described in said petition is described as fol- lows: Lot 4; Si4 NW and NW, SW of See. 1, in Twp. 30 Ne R. 1 W. B..M., excepting therefrom 1 acre owned by School District No. 73, and con- taining according to the United States Government survey, 160 and 23-100 acres (less 1 acre) all in Idaho county, Idaho. Done in open court this’ July | 29-2 "WILBER L. CAMPBELL, 29-4 Probate Judge. NOTICE FOR PUBLICATION. Department of the Interior, U. S. Land Office at Lewiston, Ida- ho, July 9th, 1923. Notice is hereby given that Earl VanPool, of Spring Camp, Idaho, who, on June 80, 1919, made Additional Stock-raising Homestead Entry, No. 06810, for SW, Sec. 23; SEY, SEY, Sec. 25, & NW, NEY, & Nis NW14, Section 26, Township 29 North, Range 3 West, Boise Meridian, has filed notice of in- tention to make Three-year Proof, to establish claim to the land above described, before the} Register of the U. S. Land Office, at Lewiston, Idaho, on the 21st day of August, 1923. Claimant names as witnesses: William A. Spivy, Archie B. Davidson, David F. VanPool, all of Boles, Idaho. HUGH E, O’DONNELL, 29-5 Register. NOTICE OF SALE. Notice is hereby given that on Monday, July 28, 1928, the un- dersigned will sell the following deseribed animal to satisfy a lien for feed: One red spotted cow with white face, about four years old, branded big circle on left side, underslope in left ear, Said sale will take place at the hours of 10 o’clock a. m. of said Heeman L. VanPool,' CHARTER NO. 7923; RESERVE DISTRICT NO. 12 REPORT OF THE CONDITION OF THE FIRST NATIONAL BANK At Cottonwood in the State of Idaho, at the close of business on June 30, 1923 Leans and discounts, including rediscounts, acceptances of other banks, and foreign s sold with indorsement of this bank .. a do solemnly swear that the O. M. Collins, Felix Martzen, Adolph Hinkelman, Directors. Subseribed and sworn to before me this 6th day of July, 1928. M. M. Belknap, Notary Publir. $168,595.55 $163,595.55 25,000.00 6,850.00 $1,850.00 4,599.03 8,000.00 10,983.89 $2,159.92 93.90 32,253.82 1,250.00 5,204.90 $257,737.90 $ 25,000.00 15,000.00 2,818.99 24,100.00 1,083.79 1,088.70 72,275.86 29'458.7 24,928.58 126,658.45 89,233.67 23,621.95 62,855.62 227.04 $257,787.90 W. W. Flint, Cashier. LIVED AFTER BEING SCALPED Two Men, Have Recovered After Their Hair Had Been “Lifted.” at Least, Are Known to In August, 1867, near Plum Creek station, Nebraska, on the then build- ing Union Pacific, two hundred and thirty miles from Omaha, the Chey- ennes wrecked a hand-car carrying William Thompson, head lineman, and his crew of five, says Adventure Maga- zine. Thompson was shot throygh the right arm, knocked down with a rifle- butt, stabbed in the neck, and while still conscious was scalped. “I felt as if the whole top of my head was taken right off,” he after- ward related. When the Indian galloped away the scalp slipped from his belt, and Thompson crawled and got it. He ar- rived at Willow Island, fifteen miles west, with the scalp in his hand, and put it into a pail of water to keep It moist. It was nine inches long and four inches wide, and “looked like a drowned rat.” At Omaha the doctors replaced it upon his head and gave him hopes, but it did not stick. He took it home with him to England, but finally sent it back to Dr. R. C. Moore of Omaha; and it was placed on exhibition in a jar of alcohol in the Omaha Public Library museum, In April, 1868, two U. P. frelght con- ductors, Tom Cahoon and William | Edmundson, were fishing in Lodge Pole creek, a mile and a half out of Sidney, Nebraska. The Sioux cut them off. Cahoon was shot down and scalped. He recovered and after completion of the road in 1869 ran as passenger conductor out of Ogden, Utah. He lived in Ogden for some yeurs. A street in that town was named for him. He wore his hat “well to the back of his head” by reason of a curious “bald spot.’ change. Worldly Wise. A girl of high school age walked into a North side grocery recently, chewing gum with an apparent relish, and tossing her héad saucily. “What will it be for you?” asked a clerk, “Well, gimme a can of beans, ’n a cuupla pounds o’ potatoes, 'n a head 0’ cabbage, ‘n I guess that’s all,” was her | order, “How in the world did you remem- ber all that?” a bystander asked. “Oh, I don’t live very far from here. I keep it in my noodle.”—Indianapolis News. HOW’S THIS? HALL’S CATARRH MEDICINE will do what we claim for it—rid your system of Caterrh or Deafnese caused by Catarrh. HALL’S CATARRH MEDICINE con- sists of an Ointment which Quickly Relieves the catarrhal inflammation, and the Internal Medicine, a Tonic, which acts through the Blood on the Mucous Surfaces, thus assisting to restore nor- mal conditions, Sold by druggists for over 40 Years, F, J, Cheney & Co., Toledo, O. NOTICE OF ESTRAY SALE, Notice is hereby given that I} have taken up at the Jacob Reidhaar farm five miles south-| east of Greencreek, one black| gelding, about 7 years old,’ weight 1100 pounds and branded | HL (connected) on left hip. Said} animal came to the Reidhaar| place about December 1. I will offer same for sale to pay feed! bill and charges on Saturday, | day one mile northeast of Boles, Idaho. Mrs. Roy Unzicker, Rice Creek, Idaho. July 21st at 10 a. m., to the high- est and best bidder for cash. Frank Arnzen, Constable 28-3 Greencreek Precinct. DR. J. E, REILLY Dentist Office, Nuxoll Block Both Phones DR. J. D. SHINNICK Physician and Surgeon Office over Cottonwood St. Bk. DR. WESLEY F. ORR Physician and Surgeon Office in Simon Bldg. Both Phones PROS SEPP Poens By atte webu. aaRSes Journal American Bankers Association. NOT SO EASY It Isn’t Printing and Distributing Diplomas That Creates Knowledge Neither Will Printing and Distributing Paper Money Create Wealth. Require Real Work. Both THE BEST THE FARMS PRODUCE By WALTER W. HEAD First Vice-President, American Bank- ers Association Every banker and business man in the country is interested in the farm from anoth- er viewpoint than merely a place to raise farm prod- ucts and live- stock, Above all the farm is one of the places where we can best bring up our boys and girls. Thousands of men and boys each year are flocking to the city. Clerks in the city are barely eking out an existence and they cannot expect to receive much more in the way of compensa- tion. But back on the farms are men working for a reasonable return, and in addition they have their houses, the wonderful sunshine above in the daytime, the wonderful fresh air and all the things that the soil pro- duces. The boy who is raised on the farm will have an entirely different aspect of life and approach the vari- ous problems with which he has to deal in later years in a different way from city. in this period of unrest we are cer- tainly vitally interested in rearing both on the farms and in the cities boys and girls with the proper out- look for the future, imbued with the belief that the activity in which they are engaged is, after all, something that will provide them both with the necessary things of life and with hap- piness. For in happiness there is con- tentment, and in contentment in Walter W. Head | America there is safety for our instl- tutions. Every single banker should feel that the problems his farmer custom- ers have to contend with are not only the farmer’s problems but his prob- lems as well. He should feel not only that the farmer must be prosperous so that he can deposit more in his bank, giving the banker more to loan and thereby increasing his profits, but that also there is something which cannot be measured in dollars and cents. It is the thought of rendering such service to their customers—re- gardless of whether they are farmers, or men working in’ the shops, or big business men of the cities—that will bring not only prosperity but con- tentment as well. The banker should take as his motto: “Who serves best profits most.” Co-operative Marketing Agriculture produces enough to feed the people the year around but some of this production should be stored to eliminate the over supply at the times of harvest or during periods of high production. It can then be thrown upon the market in accord- ance with consumptive demands. Co-operative marketing Is still in its infancy. In a few localities where farmers have been properly organ- ized and provided themselves with edequate facilities to store their prod- uets they have been able to consider- ably stabilize prices, to the advantage of both producer and consumer. Farmers are looking for a scientific merchandising basis upon which to market their products. It is extremely important that they organize rightly on the commodity basis and secure eSiclent capable management and ade- quate financing. This cannot be done in a day, a week, or a month, nor in five or even ten years. It must be by gradual growth and development The problem is so important it de- mands the best thought of not only farmers but educators, bankers and other business men.—Banker-Farmer. the boy who is raised in the | SOME HARD FACTS ABOUT SOFT MONEY By JOHN OAKWOOD When a farmer takes his product to market and sells it for, say, a dol- lar a bushel, he is dependent upon the honesty of two measures—the dollar and the bushel. se The other day a crossroads store- keeper got sent to jail for manipu- lating a trick bushel basket with a false bottom that would slide up and down in a way that was grand, gloomy and mysterious. When using it to measure stuff he bought from a farm- er, he’d secretly shove the bottom down until it held at least a bushel and a quarter, but he would only credit him with a.bushel, The buying power of the farmer's product was thereby depreciated by about twenty per cent, see Finally the farmers thereabouts got wise to the fact that the only way they could get what was coming to them was to enforce a reliable stand- ard of measurement. So they put a good stiff jail penalty on using a fake measure, laid for that store keeper with the trick basket and sent him to prison, eee Politicians in Europe have been manipulating the other measure—the money measure—in much the same way. Some of them in America want to tamper likewise with the dollar. Here is about the way it would work out. Suppose, when the farmer brought his product to market, the basket measure was honest enough and he got a dollar bill for each bushel. He'd take his dollars home and save them. Perhaps he planned to buy some land next his own for a thousand dollars, and figured that in a year or so he could make it, se * But meanwhile the politicians start to manipulate the base of the cur- rency. They would change it from the gold standard to a fiat money plan —from a gold guarantee to the mere say-so of the government that a piece of paper was worth a dollar. The farmer wouldn’t be watching the money-politicians. He would be too busy raising things. At the end of, the year he bas his thousand dollars. He takes them to the landowner and says, “I'll buy your land now—here’s a thousand dollars.” see But the landowner would say, “That is paper money—my land is worth one thousand dollars gold—the gov- ernment has printed so much paper money folks haven’t much confidence in it. But I am willing to take a chance if you will give me a dollar and a quarter in paper money for each gold dollar's value of my land— in other words, I'll give you my land for $1,250 dollars paper.” 0 Soft money would be only another way for the money-politiclans to hand the farmer the same dirty deal as the basket manipulator. In the first case the farmer unknowingly gave a bushel and a quarter of his product, and in the second case he would have to give a dollar and a quarter of his money, for a dollar’s value in return, 28 In Germany they have carried the manipulation of the mark so far— well, it seems hardly believable, but if they did the same thing to the dol- lar, it would take over ten million in paper money to buy that land. The primary producer can raise his prices, but not fast enough to equalize this drop in the gold value of unsound money. That t& where the catch comes in. LESSSS OPES ESOS ESSE SED DR. C. SOMMER Graduate License VETERINARIAN Deputy State Veterinarian Residence North end of towa Both Phones DOSS HPT OOOO OOS KNIGHTS OF COLUMBUS Cottonwood Council, 1389 Meets the first and third Vednesday of each month. Visiting knights welcomed George Terhaar, G. K. Barney Seubert, F. 8. KNIGHTS OF PYTHIAS McKinley Lodge No. 38 Meets every Tuesday evening. R, M. Matthiesen, C. C, John Homar, K. R. and 8, Serondoedosocteetoedececteceedectetetonte tate atecteatedteeateae> FELIX MARTZEN Secretary Treasurer $ COTTONWOOD N. F. L. A. If it is a loan you want we can accommodate you. 5% per cent for farm loans. Insurance in the Northwest- ern Mutual.—the policy holders company with a clean record and insurance at cost, The less fire the less cost. The more fires the more cost. Every policy holder can cut down cost in a mutual by care- fullness and fire prevention. Rooke Hotel Has neat clean rooms at 50¢ and 76¢ per night or $8.00 to $8.50 per week. When you are in Cottonwood give usa “Dad” Rooke, Prop. 29900000000600000006000000 $S9S9900006090600600000000 JOHN REILAND CONTRACTOR & BUILDER Estimates furnished om an; class of Work. Repairing promptly done. coop*¥ Service Station IS word is the best bond that any honest business man can put up. We have given Goodyear our word that every customer who buys a Goodyear Tire from us will get real Goodyear Service. We are keeping our word—and we are satisfying old cus- tomers and winning new ones. As Goodyear Service Station Dealers we sell and recom- mand the new Goodyear x Cords with the beveled All- Weather Tread and back them BP, with standard mae Sm JOHN HOENE | GOODSYEAR