Chicago Daily Tribune Newspaper, September 11, 1880, Page 9

pearance tintin imme nriy (pening of Schools moncbers, before Folecting thelr toxt-hooks, should consult tho freo Deseriplive Educational Catalogno or AS, BARNES & COMPANY PUBLISHERS, 84 and 36 Madison-st., CHICAGO, Our Intest publication (just from the press) 1s PRACTICAL LESSONS IN ENGLISH. A Trlef Conrse tn Qrantmar and Compoaition, py 2. Me. Stet, Superiniendent of Padlic gencola, Detroft, Mich, Tho key-note of this jomarkable book (hich te destined toimake 1 qenoiue sensation) fs thot itdvals with the fan- puago ag It fs, and not by forehuye It Into thomold repared for the Greelt und Latin with their moro orderly forms. Pricot cts, Toa teacher, for examination, 2% eta., postpnid, EASY LESSONS IN POPULAR SC‘ENCE. By James Montritn, anthor of Geographics, fomething about everything, for little folks, Adapted to the “Quincy Method," and used in quincy with great approval, Postpaid, 81.00, THE LAW OF PUBLIC SCHOOLS. By Fintry Burky. ‘Trents of tho questions that sonstantly nriso respecting school taxation, con- acts, employment and authority of teachers, mules and regulations, rights of puplls, powers and Iabilities of ollicers, dircetora, nnd tencbors, tse of school property, ote. Postpaid, $1.00. We publish also the folluwing entiroly NEW series wprepinco oldar works by the eamo authors: Watson’s Independent Readors. Nonteith’s Independent Geography. DAVIES & PECK'S Brief Course in Mathematics, Clark’s Brief Dingram Grammar, ind the following by new outhors who have atready goo astonishing favor: * Barnes’ Series of Brief Iistorics, Jepson’s Progressive Music Readers. VOURTERN WEEKS IN BACH Natural Science, J, DORMAN STEELE. Ph.D. By Worman’s Gorman Series. Martin on Civil Government. FOR TEACHERS WRHAVE - TIE TEACHER'S LIBRARY (35 yols.) AND s? 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Pavitshed tn book at once atirncted wide atte valuable reco: th: momentous ofthe Inst fifty years, and ran out of three weeks, ‘The notives of the press hove deen extremely futtering, We quote n fewt “There can never be anything mora interesting than an autobiography, If thoro be Mtorery ability about {ts tnd Sra, Swikaheti'n life, as writton by hor- 0 cleverly dona that one Is Itnprense at ance 's «+ + Costaln pages—chnpters of the book—glow wiih that romantic warnith whieh Dovellsts attompt und mako atch tulsernblo falturos overt truth Isso much stranger than fictlon."—Now York Times. “We wish overy woman or xltl who Rees tho Inde- pendent might read the yolumo now within their Teach, called *Hialf 4 Century. Our bent tribute of pralse ia unworthy of hor."—Now York Indepondont. “7no bonk ts full of guod thingay rich in recollocs Bonn of prominent eharneteray bright nnd snrcuatio whon diecursing views opposed (u the uuthors enor- ously tolerant of others' opinions; and tratifulton reckless dlsyesard of cunsequonces.”~Cinclnnatl Gas Fatto. “It In Ttoussenn's candor robbed of {ta inhorent soarsennss; itta obert Hale uwen's simpitelty, with Sdvak uf aylee thromnln." Eyres Broning iiers a “This Is ono of the most trenchant, readable works Wehavolnto}ysoen, It will oxult the author tn tho estimation of ovory reader."—T'ho New Coyonnnt, “Nabody can read tho hook without oxperloncing poeie of the excitement of uattla,”"—New York ‘ribune, “Tha work possesses all the charm of nnovol and the yatuu of & history."--Dr. H. W. ‘Thomus to tho Chteago ‘Tacs. We wight add many more eriticiams equally ‘ong and commendatury, va most of the Prominent papers thrvughout the country have recelved the bowk, a¢ great length, Even he Nation’? gave it 2 puge without ‘word of censure. For rate by al! Buvbaotlura, or mailed, postpald, on Tecolpt of price (#1.u) by the publlyburs, JANSEN, McCLURG & CO., 117 and 119 State-st., Chicago, For Sunday Schools! For Temperance! THE BEST NEW BOOKS! EMPERANCE JEWELS, Sihitciee EA Morea aN, Has every qualiication to bo a Btanderd ‘Temporance Suna U Chaiee hyiunaund fongs, ang minal in excolleat fasie, are found fhrouyhout, ‘Thure are neurly nm Wuadred songs, byectaien coples mulled for Se, $1.0) per dozen. pubs older, nad deren, bowl HULLS TEM WANOK SONG 40 cls, retains ite reat popularity.) White Robos! (The narest. White Robes! avrcetest, and White Robes! "““testar™ White Robos! pte Robes! Sunlsyscieol White Robes! $3.00 per duzen, je Robes! TEMPERANCE LIGHT, oi %.%."2 and AM. K. sxt perfect “vlectrie" Hut for rudin bean las of tho very best sunta by Hof tho PAZ beet authors, and sults for #0 por hundred Ned tur cus, lew High School Song Hook, THRE WELCOME OW Us, isuowrty through the prose) LYON & HEALY, CHIGAGO, ILL, OLIVER DITSON & CO., Boston. BOOKS All the New, Books, tho best Old Books, and the Neatest Juveniles, all at the Very lowest. prices, may be found at F. HW. HEADS Bookstore, 40 Madison-st., hicngo, ——————S LONGING, For The Clacugs Tribune. . . Ms would that A sould Hy oe 2 apft and baliany # 5 Where tie orauigo-biossou bloom and scent tho Whero Happiness rusides, ay 22 Contentinent o'er abldos— Our Drospects ralubow-colors over wear, Thoro could J aver uray, antl whlly away tho duy latoniny to thy coolug of the doves Wailo the refresh lug Weate ry raring trugtunce fn ite breast, ‘Taos tay tornpleg with tho cooling Hand of Love. [Dy i Cec, Lancount, TH CHICAGO T RIBUNE: SATURDAY, SEPTEMBER 11, 1880—TWELVE PAGES. SURAN Convention of Insurance Commission- ers of the Several States. President Mei Submits His Annnal Report of Progress Made, Tho Qo-oporative Oompanies and Tholr Dangors Are Referred To, , a The Proper Standard In Estimating a Com- pany's Reserve. Mir. Welth Advocates Ilis Scheme in Reference to ihe Deposit of the Reserve. He Wants It Put in the Hands of State or Federal Officers. Tho National Insurance Convention, com- posed of tho Insurance Commissioners of tho several Stnter, began Itseleventh annul session at ML o’elock yesterday morning {n Parlor O of tha Palmer House, the ffon. A. Tt. MeGUl, Ine. surance Commissioner of Minnesota, President, in tho ehalr, and the fon. Orrin 't, Welch, Ine surance Cominissloncr of Kansas, Sceretury. Thore wero present, in addition, the Hon. A, Jiarney, Actuary of tho Missourl Department; the Hon, John AY, Brooks, of Conneeticut; the lion, doseph F. Wright, of Olio: the Ifon. Ty Be Needles, State Auditor of MMlinuls; the Hon, Oliver Pillsbury, of New Hainpshires tho ton, Jullus L. Clarke, of Mussaehusetts; the Hon, P. Js, Spooner, of Wisconsin; the Hon. JM, Forster, of Penusylvaniny the Hon. Samuel I, Row, of Michigans Mr. Wo. Whiting, Actuary of tho Now York Department; and the representatives of tho insurance press. On calling the Convention to order, PRESIDENT M'GILE, Proceeded with the reading of hls anntial ad- dress, After alluding to the good theee aununl mectings hid dono and tne advantage they had been to the business of Insurance generally, he remuirked thut, while much had been wccom- plished tn the way. of bringing about uniformity: in tho luws and the regulations reluting to su- Pervision, yet tho work wus sot completed. Some striking sbsurdities were stlll perpetuated. Chluf among these was tho inethod nader tho luw of computing the relnsurance reserve. According tu tho rulu In vogue, it was possible for one company buving $20,000,600 of risks on its books and another having $10,000,000 to bavo tho sume linhllity. ‘Tho Inw was crroncous nod inequitable, The Nability ought to be bised on tho amount at risk, taking into consideration the kind and character of the rleks, and, intho President's oplnton, it ought nat to be beyond tho ability of actuarial skill to make a table for calculating on tho busts of the ontstandlug risks, the amount to bo charged tts aw resorve, which would be much more just and fur than the present method. Referring to life company reserves, he sald he kriew of no goud reason for a double standan!,—tho American Experience, Tiblo of Mortality, with 413 er echt interest ANNUM in some tntes, and ible, with 4 per cont in others, New York, under this abe surd condition of things, could confer 1 certit- cute to de business on an insolvent eompiny in Minols, and Wlinols could exclude n perfectly solvent Now York company from dol busi: Tess in her torritory, It was auch abeurdittes 03 these which tonded to confuse and mystify the peoplo on lifesInsuranee matters. Under this double standard, tho weaker infght be mile to appear the stronger company, Sinee it had been scttled thatin the future this Nation wits to he spelled with a biz “N," he saw no good renson why one standard in Iife-insurance would not nuawer for tho wholo country, In view of the tow rato of futeroat nt which United States and otner ilrst-class seotrities were placed, 1¢ was worthy of —conaideratian whethor ‘tho 414 per cont standard was tov low, In the dightot dawning prosperity and the open- fog up of now industries far the oInployment of new expltal there would seem to bo no [mmed{- ate need of a reduction below 4 por cent. Tho address eallod attention to the fact that the laws of the States were defective In regard tothe <eard ADMIESION OF FOREIGN COMPANITS, if, indeed, ‘they werd not wholly Jueking {n tho cloments of.snfety to the polleyholdora. Ho bad nothing agalust foreizn companies, Thelr record was a yrood one, * But thoy: had hecome x0, iinportant x factor in the business of this coun- iry ag to entitle them to more attention than had been pald them. .The growth of their business in ten yenra bad simply been wonderful. In 1800 but five forelen compunica were wuthor- ized to do busiuess in the State of New York. ‘Tholr agyregnto business tt year all over the Unitod Rtates was 840,057,083 Jn amount at risks, and tho dggrogite of premlums received 34 007,840.- In 180 thore were twenty-two Foreign computes in the country. ‘The dmountoat ine Bltrance written was 81,860,041, id amount of premiuin received $15 71418. Fore elgn communis now did fully one-third of all the insurance busi dogo iu the Unitet Statcs, and it was tine that tho Inwe regarding thot HAE Gee Rea 9 et and, in muy’ ci moditicd. Tnatead of depositin S2nlog ta" this country’ hotoro weltue me Yowed to do bualnees, thoy should, in his opinion, depeatt 100,001," and deposit it, with tho United States ‘Urensurer, iustead of with tho Insurance Departments of the several States. A now inw should bo passed covering the wholo ground, and to this end the President recommonied, us a fret step, the np- palntment of n committee to oxamine these for- aign cunpantes. THE SUNJEOT OF COBTERATIVE LIFE-INSUn- z ANCE COMPANIES vext. taken up, Minnosota, tho Preshient atuted, was overrun with them, and Wisconsin. Town, Lttinols, Michigan, Onin, aud about every atherStuto, hid more thin were cithornecessary or beulthy, Tho benovolont features of these companies wero t very good thing, but the bad predumingted so inrgely as to almost entirely conceal whatever of good there was in thom, Ti case of losa, thore was nothing to look to but an asacasmont of the mombers, “They were dest tute of all stabliity, and must go to pieces soune ot or luter, Buch societics wero nn ovil, it was against public polley to perinit them to do bueiness, and thoy ahould bo ae suppressed we legislative onnetment. le boped the Convention would consider tho mutter aud recommend such praction) sug- estions u8 would eunblo the several lneurince departments to recommend proper action on tha subject, ‘Tho adiress qlso referred at sone length to tho “ valued Watiey: lnw," the President tmking tho xround that, iit prevented over-insurance, it would be a very good thing. Instead of proe venting over-insurance, however, it was an ide ditional facuntive im that direction, and waa fungus responslbie for the alurminy Inerense in incendinriam, On thissubject, toa, the Cone vention might well take sich notion as would be apt to Inguence und it Future legislation, ‘Yue uddreas was rece with applause and referred to the Executl ‘ommittes for the up. portionmont of the topics treated of to otlor committees, A nuniber of communications wero read Crom persona unable to be present and expresainyg thelr regrets therent, Ponding the work of aporonmatie of the ud: dress by the Executive Commiltteg, tho Conve Hon took 8 recess until 8 o'clock. At tho aft on session, Whicl begin we m Iit+ tle after d o'clock, Mr, How, of Michtgan, reported that tho fol- lowing were wit . ENTITLED TO BEATE: ¢ Now f[ampshire, Oliver Pillsbury; Connecticut, John W, Brooks; Pennsylvania, J. Mo. Fuster: Indiana, dobn A. Finch; Minois, 4, 1. Needles ft att, Ne it MeGHl: Michigan, Summel I. ns, Orrin F Welch; Ohio, Joseph Fy ee Musduchuisotts, Julius le Clarke, Ve Je Spoonor, All of theao were Insurance Commis= sioners or Btute olllvers, As to three other ape Heants—A. F, Harvey, representing Missouri; YD. Walting, represonting Mute; and Stephon English, ropresonting Arkunsis and Suuth Caro Hia—the Commnitteo considered them Ineligible under tho constitution, Mr, English expressed satisfaction at the ror ortof the Committes. No one should be ale owed to, como ty for the purpose of manipulnt- jog tho Commissioners. Mr. Pillsbury moved that the report be amend- ed by ndding tho names of Harvey and Whiting. pirgish. yoforring te Aenitii, asked If ho could bo a eltizen of Sluine when be did not ve therey Aftor considerablo discusston, the amendmont was rejected, Tho threo gentlamen, however, were Inyited to remain as gucats. he Exevutlye Comiitteo also reported, reo~ ommondlng te referunce of the different Bub: jects in the Presluent’s address to the proper committecs. - + BEVOSITS UY INSURANCE COMPANIES. ‘Mr. Welch, from the Comuilttec, submitted the following report; * The Comtulttes on ou ene to whoin was referred tho preamble and resuiuttons prese: ed [two years ago) by the Buperiutundent of aurance for the Statvot Kunsas, the git whieh ta tho recommending of such legll ais Will compet each Uite-Insurince company do« ing business in thiy vountry to pluce and keqp in tho vaultwof the Btute where organized, oF bh tho vaults of the Unitod States, for the wenoral pepotit and acourity of all ils polloybolders aud creditors, such an apount of ussots us will pay Ds all losses and claling incurred, and iu addition’ thereto an amount equal to the reserve charged op all outatandiug policics, have hud the same undor consideration Jn connection with thy vl- tal interests of tho people iulins to better pra. tect, and tind; "hut the 1 or more lite-insure auce cowmpunica of ¢ cou: ceased ¢o oxist havo not passud into history by reason, insuMclont premium nayments, ret “thoy avian Proof of this in tho fact that an ald and experloncedt mea bas for some time been writing rleks shullar te those covered Dy the polteies of tha define: companies for a premium rate much tess than that paid to suet companies, That the people have by tholr indl- shown that thes belleve nt feast that Weking In Teylelation which y death with thom tht p bres of jaw, by niamnanagement todefraud them as thoy have defor rightr, many nitions nf paving the bust- now uxlating with rN on peta ¢ Follane "This {4 shown by neas of the companies that which they dil have when the number of companies wid one-half inore | than tow, wand wires this fasainred Kaien rs 10 sueurity they had than dearly-bought expe renee Ty fallures line now broueht them. Stick comporiton ahows that, notwithstanding come petition [4 leas hy oneshnlt the eunipanion Uxe stig te hy hue, loss rieks hy hundreda of miftions of dollars than they then tad. From our knowledge of the athite of deposit In Gov- eranent vaults to seenre holders of reylstered polleles, to svenra polleshalit nado Tor that purpose, and to sae of ft in secor. ing holders of bank elreulation, both State and National. we neve led to belleve that deposit. tn Government vagilt« would supply the ane Uhing: nerded to wake life-dlnsurinee permanent and popular, Therefore we reconnment the adop- ton of the preambte and resolutions.” Mr. ftow suid the question was a very Impor> tant one, and Hine ahowd be wlven to consider it, Would the Government be willing te recolve the deposity Thaw na serioas imutter to change $300,000.00 oF 100,009,000 from tho artes of the companies to the ‘Trensury Departinent. Ho auegested that the report ve laid on the tablu temporarily, MI. WELCH RAIDS “The resolttions under consideration were In- trodiiced nt ony session two years oxo, In what was thon anid is stil {tana by the author of them to be tho Interest of both insurer und tne sured. ‘They were then, and ngalin oie yor age, Wh over For mature consideration, on account of the diapurtities of the: missiure they recon mend, They suggest a feature whileli it ia bee Hever. Ef gonerally introdi into lifeelnsure fee, Wonk ald the tusurer in progteing and re. talning that he Fecks--Insarines Wueiness, and at the same thie mine that insurimes to te ine sired pertianent and positive, 2 AMOURE the, insured have fnvolved in Ife-lsuranee In this countty [Sof toa great magiittale for tts, the representativesg? the insitrunes interests of our respective Statés, to, without being subject to censure, ait down quietly and see it trifled with no effort on our purt te corre! evils The object of th thon au plree life-Insural UROL who desire to insire thelr if yot be mise fuken In these selection of a Compuny, any more thin the people cin now ba mistaken iit thelr selection of the notes Natlonnl tics tesue, Litt brietly give a tow ef inv reasons for thinking this fegistation necessary, and why, if - ie enacted, it will uccomplish’ the ond ‘de- sired, : “Many. Ilfo-Insuennes companies have, as you know, failed entailing heavy loss and disap: pointinent mathe iueured. Cshatl elatin and attempt to show thut tholr failures were ant siry, and forreasons which te legislation g vould by teed: und will IF fegmtar life- AUMINESs vompiiles have not Called on weeount oF insufitcient: premium paytmonts From the tae surud, iife-insuranes companivs doing The Dustiess tt the Stute of Kungas during: 187), from the surplus whieh they secumuhited, moro than that nee ear to meet all the de- mands incident to thelr pusiness, patd to thelr polley-hobiers wividents avery something mere than 27 pee. cont of thelr premium rece! pts. “Contrast. if you please, tis writing of poli- eles ut redueed preminnm rates and the payment ‘idouts to. the polley-balders train, surphits carnings, which shows whut Hte-instis wnee compunics tmy to; with the lack in the vanlts of tho companies which have failed of anything of valuc proportionate tu the muy millions af dollars whieh should have been theroy and thon look over the long Hat of mut agers, who beeatne suddenly wealthy, and sce if we need fook further fora Juatitiable excuse on our part for recommending legtsiation whlch will put astop to the mtsappropriating of this tho most sxered of a1] funds known to a civilized people. “To mex tho instancos of betrayal of the sn- ered trusts conttded te Mfe-Ingurance onticinls aro suiticicnt excise tor presenting this aubject. Twill, without going buck futo the history of Hre-lnsurauce tocmorace the 120 or ER Ife compnnles which have calsted, but do nat exist tocany, with your perimlssion, call rttention to such history of recent date a8] deom pertinent to, the subject before us. As near as 1 enn ascertain, five years “ago there were ninetyethres — Nfe-insuranco computes do- ing “ businces in tho | United States, Sinco t sured In companies that hive since fait ning have retired otherwise, leaving but sl; yethrog in existence. The twant; Hes whieh Filled outright ehouid have possesaed, acverding to tho sworn statements of Tholr reapective olflcers, mude immediately. pre- codlog their failures, scores of iniiiions of assets whieh nfter they filled caukh not be found tn thelr vaults, ‘Vhe joss to the insured on account ‘of Chose tillures wita, in the negremte, equal to more than anu-tae tho amount tt cost-the Nae done Government for ite civil expunses: (uring these five years, You should not lose sight o! the fret that those resolutions do not usk Unt ttny portion of the preminins paid by the fe sured, or the Incame the compunies recolyo from other resources, be opiate in Govern> ment yoults, except that which the Insured are compelled tu cantribute to the compaules in advance, for reserve or a permanent fund hecessury to secure thelr own policies, and that suilictent to pay claims already inourred. Tos reserve Iya Lund additional to thut necesery to pay current and contingent expenses, and polley chilng, or nny other denuinda which can possibly: arise ameinst any property-managed Ufeslosur= ance company, A Suid die uw requires to bo kept Intact. dad without’ te no regular dife-tn~ surance company enn legally exist. ‘Ibis fund Inthe only tnuteiul security the iusured his, ‘Tho resolutions cdo nsk, though, that, this fund— thy reserve—bo placed whero it will bo beyond the power of louie, extravagant, or alshonest: company managers’ to divert from the purposo it 18 eraittad to sub to tho cud that the tne sured nay not be compelled, by tho misdeeds of the compuny olliclilsy they trust, to unneces- surly suffer loss, a8 in the past, A company eithor young or old, which cannot conduct ts buslnces without encroaching upon this fund is not Worthy to be trusted, Hid this fund been kept snered for (he purpose created, no cgmubly= anette Hfo-lnsurmuce company would oayve u je, It is not calmed that tha poltcyhokters, un: organist ng Lhoy tre, Rave met (n ads or gato convention dud asked this security, Tayo esutbhsued insurance deparcin’ Miled thom with managers, cumimnission rintendents to speak for them, and to rep HEL thelr tuterests. Bur notwithstanding have dong tis, tho dosured {ia g ty: thor fudlviduul uete expressed cholr digsitisfccion wih the seourity regular [te-tnsuranee cane panies furatatt, root of this, Death your ultention to the fact that tuo Insured Inve, dare ing the last tye sears, by thelr own voluntary avis, terminated by the tnnatural cides, hipey and surrender, mora thin four thes the amount of }ife insuninieo which hus been terulnated during tho sume period by all natural causes combing), ‘Tata too, without considering that whieh has been terminated by failures. “Tho insurabie puople of this country bave Also spuloty and expressed tholt doubt of this seourity, Tho number ot companics to com. pote for regular te Insure Is onesthird leas han five yours aro; money ts chouper than ever before known; moro penule, fre ta the country to tisure tian ever before, With ath these nds Vantayes on the aide of tho companies, togethor with tholr bafure unknown efforts for biainess, the computes whieh oxlat taeday have tess busls toss on tholy books 1 hundreada of millions af irs thin they had lve yenrango, ow WO Contd to thy question—Will doposit of tho reserve fn government vaulta sucire paves holders’ Interests? OF thls wo wre to Judge: what ft has done tn tho past, awe are to Judge of the nevessity of it, by) what Hlro-ine supined hat Leen #1 tho past “Tn the ye Z: year W807 a aw was enacted in tha Stato af New York allowing a tify tisurance company ta make special deposlt ¢ cithes: fo the Lasuranee Depnrtinent of that State, to ho bell asa reserve [and gpachully: pledged Cor the avutrity of tho holders ul tho rexistered palletes of the c ny inuking such deposit. Just bow eany communios adopted this phin, Lat unable to stutes but Led tho greatest number ree port us of Dev, 81, 1875. ‘Then there were oleht meving registered polleies In furee, upon which tho reserve was A820; and thors was doe posited ty secure the auinu &.00 214. “Lwill net nttempe to show tho results ote tained except in twa of the companies, Wo wil eee whut deposlt accompllsbed tor Use hold. ermuf the registered policies of those defunct eompanies ad compared with yery ttle ay othe fog whieh was sound In tholr vaults, for the holders of polleles not to sceurad. 1 sight you to the North Amoriea, Lite-lnsuranee Company of Now York, ‘Phia Company falled In March, 1877, On the dist day of the “next 1 waberr ite Recolver reportas Potud Wnbility on account of Klstcred pollelos, ineluding maturcd endows ments and death" loves, €lusdis, deposited ander the lw referred to Tor ecourity of sume, 110200, Total Habiity an account of policies not registered, Sughd matured eudowmants and death lo Lnehdl0, Aawota with whleb nv, FITC, of whlch $110.1 if {nthe Insiunes Department of New York and in tho stute of Virginia in come: piinice with the general insurance Jaws of hase Mates. Netw the difference In to pros portion of assets to Mabllity for tho holders of Pegistered palletes and a like propurtion for the holdera Or the non-registered palletes, As it hus been during the tite ao many tfo~ dusuniuce atts potted have fallud, with empt Vuults, and as it jsnew, the assets tnewhich this reserve Tund {8 Invested, are in the bands of company ottichia fully authorized ta control, Uso, and transfer them ws thoy see ft; and tho transfer they may inaky curries to an imocont: purchaser ai) tie rights and bonollts areiny rom the assets thoy uy transfer. ‘The san assets, If properly transferved to an oliver of 4 Bruty or of tho Uiltod Stutes fora Bpecitio pugs ey although fust as valuable dn sued oticer's unds, forthe purpose of Sounising ihe dusured, aa thoy would ba if fa tho bunds of tho compas nies would nut to that oiticla}or to my person to whom be could trunsfer them for olbor (hun such mpeelal Purpose, possess any wrcuter value than the qwere paper fin them would bo Worth. ‘These doposita nond pot necessurily be: mado in Government biads, nny more than It was necessary for banksy to wake’ tholr doposits in such bonds, when there wore nu such bonds with which to make thelr deposits, aud yhou they inde them in asad by lifes Insurance computes, “Honda, stocks, mortwnues, und other mascts vatuably Inn company’s hands are equally vil table when deposited. Heal estate deeded tu trust anc deed deposited Is not deprecated In value, and the mere act of depositing thear daca aot stop Interest dividends of rents from aecr~ ing, nor the companies, ao fond na they ary sol vent, from collecting them. But ahold a pany fell, operating amder tho law eugea the Inatisert would know where to tind tho! serve fond, as do now the holder policies, and ns do the holders OF Na pak olrewntion know where to find tho finds nece: y to redeem the no! of such banks they tho taw sisested, provistots could be made for changing the assets by wubatitating othor ansots of eqiml vitlue of those withdrawn. ty ala commny increased ar dl he deposit coutd be Inerensed or di- winished, This deposit. being nothing tnore than every company Is obliged to possess In ortler to legally, exist, the re surplus over such minount, together with eurrent Incame, Inthe hendsof the company with duntits businoss, wndto minke all uecessiry changes tn this deposit. AN would be Joft in the hiutnds of the company, which tt could wen Srinsnattt Jevupardizine the interest of the ine aren.” ‘ . alintlar to those pos- DISCURSION. Mr, Wrisht moved that the report. be made a apcelal order tor o'clock this morning, ir. Itow inoved that it be istl on the table, Ra cvery ane wasas well prepared to vote then agin the morning. Mr. Fineh suid te was not prepared to votes ho wanted thine to think, Ho thought: tho drift anght to be from the prternal theory of governs inent rather then toward it, On the othor hand, the report serined to yim dn vonneetion with a popular feellng that tho State, having iyeor- ponited n body of men todoa partienlur thing, should eco that thoy dht it. Mr. Row withdrew his motion. Mr, Spooner moved as nn Amendment that consideration be postponed until the next mee! tug. Nir, Welwht dissented from ao much of the ree port 18 related fo the General Government, Alnce br deemed {t unwise that the Government ahnitl have anything to do pith the adosfilstta. Hon of the uffuics of the companies, Hie thought that the States were entirely competent to tine ase atich waftorsd thomsclves. He Gelioved the Mine had come when a corporation ought to be held spectiteally to the dutles sn purisare fer it was crented, It was entirely within tao roof tha Stite to execute that ide. A it Meulty at preseut wag thit the cobpern- tlve companies were doing what thoy had no right todo under the Inw. ‘Mr. Clark auld thit ho wits In favor of any proper measures that could ve adopted and car- ried into effect to seenre tho Interest of pol 3 but the Vin the re Iu the repo were certain conditions @x- ution and certain phrases us self which, in his own mind, were objectionnt Neo, also, therefore dis sented, not being prepared to voto, The mation of Mr. Spooner, wus agreed to— yous, 73 nye, 08 follows: Yens—tiilabury. Brooks, Foster, Finch, Row, Clark, and Spooier—Te< Naye—McGill, Welen, and Wright—3, Mr. Harvey rend tho re HOre of the Committee ‘on Blanks, to whom hid been referred a resolue don requesting thom to report on the practica. billty of chunging the dlforent Nre-tnsuranea compnntes with yrve on accoUnt of tho nutes Ge polleles avcording ta the varloud jt | clues of hazards tadertaken Instead af tho present tuethod of determining the [ability an a pergentaxe of the premiums on policies in force. ‘They considered tha platy Impracticable, ‘Che report wits concurred in. Mr. Clirk stibmitted a reports to INDUSTHLAL. OR PRUDENTIAL INRURANCE, in which was dwelt upon the finportanceat somo uniform practice for the estimution of orves prowerts, chargeable on this cluss of busiiess, fe subinitted # plan, and was nppalnted a coms inlttes of one to mako x more extended report this morning. Mr. Pillshury moved a reconsideration of tho vote by whlet the report of the Cammitice on Legislation was luld over for n your, Me. Spooner moved to luy tho motion on the able, ‘There was no second, Mr. Gritiin guld only the dark side of the story had been told, votling being snid about tho milltons which had been patd to policyholders, ‘Vho motion to reconsider was wereed to, Mr. Pillsbury sald there.was no demand on tha pert of the people for the contemplated action, ‘ha Legisinture of biseStnte (ew Hampsbire) woulll ‘not sanetion the deposit, beeatse It wontd carry Minbility with it. Ho moved thit tho report Ke iidetinitly postponed, , Mr, Stow considered the peuien imprac- tleable, and it, seemed to him that the resolu- tlon wasn confesaion on the pertof the Com- mlsgfoners that the system of State supervision wus. AN ABSOLUTE AND UNQUALIFIED FAILUIE. It wouldn't be any safer to have tho untold iniiiions put into the hands of ono Stute officer, Mr. Welch defended te report, Mr. Row did not think the charters of tho conputiics coutd bo constitutionully amenied eo ag to thie the funds out of thelr coffers and put them into thase of the State, Mr. Welch replied that oizht New York com= paules hd adopted the registry aysteln without chaning thle charters. Pe eS noel Site Whiting urged that noone wanted a dee posit Ini, ‘ ' ‘Mr. Befgham sufd all tho tosses caused by atl tho faltures of Ife- insurance compantes in New York State previous to 18 amounted to less thin 1 pe: tof tho Hnbillttes of the comspit- nics in the State of New York, It was unfortumtto that onty que alde site of the atory bud gona out. making the people bolleve that (1 was the npin- Jon of the State insurance ollichils that lifesln- Burance wus so Lady managed that the publia aulfered very reat loss, and hones money must be deposited seniewhere else thin in tho vattts of the compuntes te xcenre ft, hat t(mpression aught ta be corrected, slice grent injustices was done gis pole when such mistaken notions wont forth, Mr. Welch asked If ho had made any assortion that was not baeked by history, Mr. Beighnin remarked that what he (Welch) bad sald was unquestionably trae, but he hudn’é told the whole truQn, Mr, Whiting opposed tho report. Mr. Pilabury suid vast amounts of mon hie be placed in the hands of Now York pol clans, Mer, Welch: genet that $1 of the doposits hid y then beon stolen b 5 Mr, Enuilsh referred to a enso where 260,00 disappeared. He dunounced tho scheme a3 ANSURD.AND RIDICULOUS. Itcould not be carried out. Mr. Wright suid tuere was no possibie way for adtute agent to Te ph td thy fends, Mr, Row said that att the companios whien had Talled hid been organized sinee the Wa a= Ing heen gotten up during « period of apeculas Jon. Mr, Wolch remarked that the pollevholders were thorginized, and, as thelr representave, the Cammbioners ebould lag utter thole titer= osts, He referrod at longth torn Scimite report the ineergoration of a generat con ren the rottenuess of some lifo- mpreios Way expo er ie tug report wis adopted, ‘No, hy not? Well, half.a dozen Senators aud Representatives totd ing, Wut (here are reporte Brass and 1 will not tell except in executive sexsion. Mr, Hinos was tn favor of soni6 Han to restore idence of the publly fn ffe-insurance. to dented that the officers of the filled com- pinies wore Ger aud referred to eens " ‘ n= general lies, fo ositd be cout prove that the tegul losgea tu polloyholders did) not anaunt- fo 1 ner cent af the sum whieh thoy hind itrusted toull the companies. The bubbtes aings the War had given a talsa taprossion in regurd to the invrits of lfo-ihsurnnes as conducted by the guad companies, which hud really deuo the bulk: oe durvey: ad: "t think it right to. put the 6 Harvey dida't thin righ (tude in tha tuaids af oftivials Hable to bo chunged overy yenr or 80, voto on to motion to ntonnttly, postpone retulted—yoas, 7p mys, 2—Weleh and Negi, ‘The Aeaveiution then adjourned until Wo'clock this morning, MY FIRST CIGAR, 0 "Twas just behind tho woodshed, ‘One plorlous atuntmeredays Far o’or tho hills thy sinking sun Tursued Ita westward way, And tn ny lono reclusion, Safely removed atar From all oe Bagth’s contusion, Tsmoked my Urst cigar. Ab! bright the Voylsh fancies Wrapped In the vreaths af blues BS i eyes grew dum, ty head waa Ueht,, ‘ho wuodshed round me How, Dark night closed In around mo, Vayteas without 8 stars Grim death [ thougtt had found mo, And spolicd my frat cigar, Ab? pallid was my noble brow, The wanjng night was lites My sturtied mother evled, iy fear, "Sly child, what have you ator" Theard my fatbor’s smothered laugh— Vit soomed so atranye aud far I ee he itp Leathe know 'd smoked tay frst ‘e —Nurdette, . DISGUISED, For The Chicayo Tribune, When I tonkod first on Borrow, in atfright 1 duck ward shrunk, the figure weomed bo dread, Blowestenplug U ward ine, with low-bended besd, And gable garments like embadlod Night T saw no ling of beauty and no grace a ahesniteg form ra eee) a eg face, ne tected, unwilling look su oe With lifted bands J screened wy troubled sight, And orled * Bogonol” 5 «Hut surrew came moro neal ‘Wipog say ‘wot oyes, and whispered, ar} + ‘Yogothor we muat Journey to the end. Tcomo disgulaed, but drop wy antic heres: Jichold me, and bolleve me pow thy Friends"* , Again I looked, and lo} 1 saw "twas Christ, ELLA WREELER, “Do not Seueecneeneencsmnmmnanstn Noother Whisker Dyo cquals Hill's—0 conta, “New and Old”: Poems by John A. Symonds. “War-Ships and Navies of the World,” i" by J. W. King, : «White Wings,” 2 Yachting Ito- munce—English Letters. "Bylvan Spring''—Now. Books Reoelved— Literary Notes, Nn AND OLD). Jobn Addington Symonds is kuown, on this alle of the Atinntic at lenst, clilelty asthe author very delightful Looks, * Renalssance in Ttuly.* and “Studies of Greek Poets." Hs proge style is sinooth and yet vivids mellittuous und yet precise, Ag a poet he has attained no position in Ameren, But now his verses, written more a6 pastimes than ns a serious pur stilt, inve nrtunilly, without process of law or the arditrary Impulse of a publisher, collected themselves in n volume. Tho rationale of his poetry may be found, perhaps, in Uncs eplsodical tu his * Two Moods of tho Mind'’: Tennnot rest, for atl one thoiteht Pursues ay gplrlt fever-fraughts Amt what {t ts E scarce could say, Althoust ft bounta me nlht and day, T sought to soothe this ache with sans, But singing made my soul's thirst strong, strove to quenced it by tho strength Or atudy: | tired ut tength Of seeking, learning, finding nought. Erotic poetry was his first tendency, {f the fruits of his youthful muse may be clussiied in gorougha way. With something of surprise the reader who knows Mr. Symonds as an acute and very guvere critic finds blm singing for space constantly of love: Love hath tts Poppyewreathy Nat Night lane. Tiaid ny head bewenth Love's Iiled thrones Then to toy sleep he brought, This anoiyne— Tho flower of many a thought And fancy fines A form, a face, no more; Fairer tna trinh; A dream trom death's palo shore; ‘Thu soul of south: ‘A dream so dear, gv deop, Alldrerms above, ‘Thne still | pray to steep— Being Le buck, Love) “Forget Me Never, though more ingenious, is not overloaded with passion: Of atte ereat love, yavthensabift, ‘This itte stone ebideth still Sole sien and tokens Tacek thee yet, and yet shall seck, ‘Though fuint mivo eyes, my eplrit weak With prayers unepokun, Meanwhile, best friend of fricads, do thou, If thls the crue) tates nilow Dy death's dark river, Among those shadowy people, drink No drop for ine on Lethe's brink: Forget mo novor! “Lyrics of Art and Sife," Part 1, is the first claseiiicution, and from these tho oxtracts given above have been taken, Contrast them with verses front tho sane lyrics, Part i. which, after a long gap, close the Volume: “Dear friend, 1 know not if such days and nights Of fervent comradeship ns we bnve spent, Or H twin minds with eqital ardor bent Yo senret the world's Lod baer) te delights, Orit long hours parsed on Pacnassian bights Together in raptinterminglement: Of heurt with heart on thought sublime in- tent, Or {f the spark of gicaven-born firo that Mehta Lovein both breasts from boyhood, thug baye wrought Our spirits to communion; but T awenr, ‘That Heer, chance nor change nor time nor nnght That makes the future of our ves, Shall stunder us who onee have loss falr, 7 breathed this ate Of soul-commingling friendship passion: fraught.” What « #tride—from love to friendship! These atanzus onthe * Wil" will touch the ecasiblil- ties of many renders: © Domne not tha thnes In which wo live, Nor fortune frutl and fugitlvey Hane not thy parents, nor tho rule, Of vice or wrong once learned at Kebools oO Ore blanie thyself, O mun Although Loth heuven and carth combined To moll they Uesh and form thy mind, Though every thogt, word, actlon, with, Wus framed by powers beyond thee, stil ‘Thou art thyself, O mant % And sblf to tuke or leave 15 free, Peele ita awn suficleney: In apite of eclenco, apite of fate, The Judge within thee goon or late WII blaine but thee, O mant “Bay not, *T would, but contd not—Ho ‘Should bear the Diame, who fashioned me— “Call you niere change of motive cholee?” Scorning such plens, the inner voice * Cries, “Thine the deed, OQ mant* In all the lust poems thero wilt be found traces of the rubsticty, the fresh rroma, and thy sincere truth-denting of Mutthew Arnold, But we tart with the greatest expectations, of cotirse, to the poems “On Greek Themes” and “In daly, tere Mr. Sfmonds {9 tuost nt home, and, odd 18 the phrase miy seer in ranch a connection, most orleinal, Take this—"The Feet of tho Hee foved "=<In the frst collection, not so much for {ts pasylanas for ymmMet ’ Fear not ta tre tis not itch Vo bleas the mentow with your tanchs Nay. walk shad; for, as you pass, The dust will tice your fect lke grass, O dearest muclodies, O beat Of minsleally waving fectl © Stars that hive fallen from the ay ‘To sparkle where you ler thom Toy MMossume, a new heavenly birth, oeked on the nourishing breast of earth; Dows that on Jeat nnd pet! ding Muattiudinaas quivering; Winged foves with Hight and luughter crowned; Kind kisses pressed upon the proud? This 4 wire Tivitation te the Gondola,” tho frst of four songs in Venice: “Come forth: for Night ts Calling, The moon tuys round and red On the verge of tho violet waters, Fronting the daylight dead, Come forth; tha Hquld epaces OF sen and Bky uro on Where outaprend angel famo-wings Broud o'er the buried sun, Bells enll to bells from tho islands, And farealt nroantalis rear Their stmdowy crests In the crystal Of cloudiess atmosphere, A breere from tho non ts wasted; Tampetiten Venice sipand With her towers and domes uplifted: Like a clty seen in droning, Her waterways nro a-trombla With melody fur and whtlo, Borne from the fantom gasloys: Yhat o'er the durknoss gilde, ‘Thero are stars In hoayen, and starry Are the waudertig Lirhts telaws Comu forth! for the Night fa calling, Seo, elty, and sky ure aglow Mr. Symonds wil! have tho respect of his read~ ers, even of those who cannot fully comprehen bin. His verses may bo thought ti be the coldly intellectual, but thoy will nover be pushed nside ag thoughtlesa or mvrely rhythinical Tho vo tine ts nacribed “Fo Sty Friend, Amelin TS, Bde were ite {he teat Nplate of poumns us the reorganized frm of Jame oul {Advauce sheets, “Now and Old.” By Jobo A. Symonds.) WAR-SILIVS AND NAVIES, J, W. King, the Chlot Engineer of the United States Navy, its soveral times becu sent abroad by the Government for the purpose of cule lecting iuformnation roluting to “tho extent and character of the recont changes in types of warships bullt and building and tho moehantes) appilunces designed for use In naval warfare." Tho information 60 vb- ttined was embodied tn reports aubmitiod to the Navy Department in 1877 and 1878 Those re- ports, with wueh ather matter relating to tho United States end South America navies, has now been collected in one largo volume. Bir King saya, in'tho preface, that be entered the United Statey Navy thirty-six years ayo, when the atvam-murine was in itsinfunoy. ‘Mesorved {ntho fret paddic-whcel frigate, wnd: tho rat scrow war-ship,and itocd In all tho fret ston. ers belonging to tho United Statos, tho original =the Pylten—wane excepted. Ho wa ne. Gove ei pectar of ocean tuail steamore Pai ot hvont yesuven yours ugo, Colet Kus ginoer of the New York Navy Yard twenty-two ‘urd ugu, and Chit Engineer of the North Ate VEG tn the carly puirtor tho Civil War, Cortninly blevspertunce niust be admitted to bo amply. He lugs clulins to nothing now. Only tbe results of his personal obsorvutions and the vets aid Hgured ect forth In standard olftolal corer service Journils aro Included in thig work, To has given 8 yory comp ines account of the present coudition of Wo navies of the world; the accommodations and appliances of tho groat dock-yards; tho Improvements (n armor ships; thy recent progrusa and dovolopments In urtillory coustruction: {mprovemunte tn marine bollers} means of torpedo warfare, ola., ate, sateen at antral ure separately described, and uj feuuoaa ure Dlenticully elven throughout the the American re thi: apter on the United States Navy may t* The American myy 1 jnt nt present possessed of a angle armored sense ine ship, and has ictly tut few modern ertiiis= dng vessels, and no erimunents of modern rifled wang. | da the: ers, nt densty it differs nu nt front the mivies of all considerntin | European powers.” Tle evident that Mtr. King fs cone Strained by his oiicial position rom raying all that he infeht feel dispored to any cezardims the of the United Hig focliuga will nots ! iy shared by the people of the ‘of thom, residipg infani aud nian of forelgn wir, ent iy be brought to understand the need of having any navy at att The chapter on rams and ramming will be fount very interesttty “Torpela warfa tho author says “has bern mato whot it {8 by electricity and new explosive compounds, It js true thit fn the Whitehead. or | first tore edo, recourse fs hid only to the lntter of hese; but with that exeeption nearly ali the work oft “Lby this braneh of marine warfare has been so fur tha ponte PEC ee Larne ¥ All the principal varieties of torpedoes ure noticed nud their merits compared. ‘The Whites head, though without electrienl Improvement, wvotns atl to have the favor of forciun experts, thes been used in wetial warfare but thrice, and suecessfully but once, Mr. King'a book i not written with any cifort at effect, but plainly: and concisely, Itis ton great extents campile- ton, but one ao intelligently made that it will bave the attention of uaval ollicers and engl- a: The War-Ships aod Navies of tho World." ty Chief Engineer We King. With alxty-aix fill-page {lustrations, Royal gva. Boston: A, Willintns & Co.) neers, A YACHTING ROMANCE, “We emerged from the narrow channel, and got inte the open; but even the brond waters of Loch-niteKent were pale and util; the reflection of Eorsa was eenreely marred by aripple, As we got farther} out we came in sight of Colon- soy; nnd further off atid, Stata. Iytug lke a dark cluud on the gray sea. Loch Kenneth, for which wo were making, seemed almost binck, although among the mists that Iny along tho cri n and Hourg cliffs there was a dull ellvor TM tilow, breezes, blow, from the coolins of Skye, or the shores of Coll, or tho glens of Arisag and Moidurt, fort: Orrow Wwe shuke out the wings of tho White Dov * How, soft westerly breezes, then, and bear us down by Flonphort snd round tho granit ioss,—shining all wpuie red in the early cawn. And here [s Ardalanish Point: and there, os the morning woes by, are. the Carsaly arches, and Tey Loch Buy, and finally the blue Firth of arn." No ueed now to say where we nre or with whom. | Of course we are yachting off the const of Scotland, aid our Vuticiuntor and minstrel 1s tho nuthor ot * Mitcleod of Da: for whieh ar titicinl romance we have hitherto confessed weakness, - [ut Stain, and Langa. and tho Dutchman, to suy nothing of Colonany, do not, to tell truth, improve upon dequaintance. Were it not for tho Datrd, who is conspicuous and original, as heing a Scotchman who ts not closer gnd meaner thin a brother, we abould pro- nounce * White Whigs: 4 Yachting Homance,” the poorcet story that Wiltlain Black ever wrote, And yet there {4 a love-episode tn it—n girl netually nds provocation to fondness in a youn doctor, who is vastly selentifie but fatinitiy poor, and despises a chtihd of fortune more conventional but rick. It would be ensy for the conventional, we fancy, to pass througt: life without being entrapped either by lover or belo White Wings; A Yachting Ito- mance.” By Willian Black. New York: Har- per & Bros, Price €1 < ELEMENTARY LESSONS. ‘Tho teacher who bas learned not to be dog- matic of didactic in manner bis taken the frat lesson in beok-muking. Sr, N. L. Knox has not appitrently advanced thus fur, for sho tevis It to Le necessary to introduce a very brief and superficial! work entitled “ Elementary Lessons in English” by a comparatively long and elaborato casny on tho art of teaching. Mrs. Knox's qualiticutions for speaking with nuthorl- ty on tho subject of elementary English may be judged from tho fact that she uses tho word *etutement "as nn equivalent for “ sentence,” and “ states" ns a synonyin for Baye" “Whut is a statement 2" “A group of words that states somothing {sn statement.” In this slmple and {innocuous manner docs tho author dispose of tho first wih! beast lying In tho wy, By naimitar convenient process it wilt bo possible to slaughter. all the horrid shapes that ever hive my tuxt-bool writlug a tusk for. ‘Mintd souls. For instance: rt} “What is 9 dofinition?” “A group of words that defines somothing {6 n° definition.” ‘ OW ht is proposition: * A group of words that proposes something is a proposition.” * What is conclusion?” fe “A Rroup ‘of words tit concludes something is neone We object to “statement " and“ stutes" In the peiiee commonly resorted to by thig author, We object algo to that Interpretation of tho Beata Jozziun method which tinplles that boys nozd to. be taught that. tho blekory-tree ba nuts. nnd girls that rope-Jumping 13 (a form of yourpsul The commonest Gets ure not, slnply sure common, the most iinportant for school-texchera, Children may learn withs out ingtruction that the cat wlll new and the doxe will huve his day, ( Elementary’ Leseons in ticlish.” By Sirs, N. L, Knox. Hostun: Ginn Heath.) NGLISH LETTERS. A uscfu) and original book, which will Gnd Its way to most well-chosen Mhraries, is entitled » Four Centuries of English Letters: Selections from the Correspandence of 160 Writers from tho Period of tho Poston Letters to the Present Day.” Tho editor is W. Buptiste Scoones, The plun is geod, Nat merely letters possessing 1 high picuturo of Uterary oxcellonce, but those whieh combine merit of this kind with features of speclul interest hitvo been included. Most of tho letters nro introduced by a critical orexe planatory head-note, werded In as condensed form as posuijble. Political letters. aro cone spleuous by thelr nabsenco, tho rcison boing, os stuted by tho author, that such epistica, though futeresting in a collective forn, aro dull and teantogiess to fragments. Tho letters aro arranged chrono- logically, devordiiy to the date of each authors birth shin which, on the whole, no better ad- juatment couht be made, in this collection will be found not only, tho eclebrated Pastan letters, but specimens uf (ho most cburacteristie, beeaive tho feast studied, atyle or mostof the Engin monnreba and Mt erury moi since Honry Vi. Aniong tho xelece tong in the frst section alone are: Cardin Wolsey ta Dr, Quediner; Sir Thomas More to his wife; “Archbishon Cranmer to Houry VU Henry VUE to Aune Noloyn; Roger Aschum to bis wife: Elizaveth to several personas Bir Frineis Draka to Lord Wulsinghain: Ste Waltor htaleigh, Francis Nieon, James 1, Hen Jonson, John Hampden, Oliver Cromwell, ete, etc, to diterent correspandents, Henry VITL was perbips an indifferent lotters writor, but who could excel fy charm Sip Koburt Wulvola? Here, td, ate letters tiken from all the Jute blograpbles of Macaulay, Misa Mare linea, Charles Mathews, ‘Thackeray, Dickuns, Robertson, even down to tho Princo Consort. No nacion has aurpassed the yten in letters writing, and It nay fulrly bo sald that no En- glish lotterewriter of emlocnco hus been forgot Ten in this collection, ‘Tho xllotmont of space may in soveral Instances be criticised, hut tho thorotighness and campletanessof the collection must bo adultted. (Now York: Harper & Bros, Trico, $2) FATE OF REPUBLICS, An anonymous sotting-forth of “ Tho Fate of Republics” beurs tho hnprint of BMexsrs, Kstes, & Luuriut of Boston, Tho fato of Repub: Hes, ns far as wo have becn alte todiscern the opinion of this author, 1s tho futo of utlattor enrthly things—viz,1 to periech, Glowing us tho viow {8, thore is escape from despondency in the rotlection not yalnsald by the present philos- opber, thut tho period of devadetica and collapse for tho American Kepublio ta still remote, Taking Macaulas’s prophecy at its own valua- ton—of couray those trite after-dinner cogltine tlons of tat brilliant writer finds a placo fn this yolumo—tho fingur of “fate” Is not yot polute ing ivourdiretion, The land I not ull occu: pied; we hayo not aprolotariat; “New Bngiand, though us thickly pooplud as old England," is not @ hideous nightmare; we bive no Manchesters or Birminghums; and our instl- tutfons bave not been “fairly brought to the test.” Nor, If thoy were to be brouyht to the test, should wo consider a Hoyal family usod ohietly for ornamont and display, or an aristo- eratlo und hereditary legislative bonso, a yilu- able protection. The unknown author is much afraid of tho Pope's too, In that offenaive mpg ve spies i to tho ttepublic, Not once Fea ee eee reskeny ‘rotlest that 4 rollgion wise bewrs tho tost of freo commnan-schoul education sae uss its smal ease ES sans exteaeitt y u choc! gulugene iremors of to Fopo's tou will Bo Kon jed. aid Uainnown writes with the enrelesness of ait anonytnous minateur, Buch expre Hons ua *'Puey ure not uf tho slightest account.” whet the. stout ig ovtdeutly the opposit, an “learning tho rpdinenté of education” ure qlibly crronvous,” Tho best parte of tho book Gro the chupters devoted to the early blatorienl ropnulicu, (Fata of Republics.” Moston; Estes & Lourlat.) —- ORTON'S TIME-SCALE, A'very ingenious and conyeniont tablo designed to translute tho time of the watch toto that of any important city of (he warld hasbeen copyrighted by Thomas Orton, 8 brother of tho laty President of the Wostora Union Tolegraph Company. By a slmple arrangoment of taped und tables marked off with reference to longitude Mr. Orton bas mart it possiplo to ascartain not only the difference of tline, but the nots! hour aud minute inthe principal efties of the Union almost nt ginnee. A inbin giving tho distance inthne of foreign cities from Wasblugton {3 in- nexei, and by ensy calenintion the acalo fa mada” toupply to them. ‘The Invention will bo of sorv- {eo esnecinily to telegrapl-pperntors and te businessmen who in telegrnphing haveocenstan to know the preelss hour at whieh museuger should be telivered, “Mr, Orton waa bimeelt sutprised to find that bis table was uniqgis, no einilar invention having heen reported by tho Patent-OMce nat Washingtan. Seureely "leew ustonishing wes ft te discover that this scale corrected the Umo giver In many rallway guldea, and even In expensive atiages, which, at (DRNBE invent eae Han. wore. fond ple often erroncous. okt by the Western News Chicago. Price, M) cents. ig ROS —— SYLVAN SPRING, A beautiful bot that must appeal to the aym- pathics and tnstes of English-born renders tn particular Is “Sylvan Spring." The endeavor of. tho author bas been to represent epring— that fs to say, Sylvan Spring—in {ts progressive character; the existence of spring and Its prog: ress being brondly Indicated by the flowering of the forest.trors, Tho subject is illustrated by twelve: colored pintes and inany plain worlents, ‘The book {s of English make. but a special edi. tlon has geen imporiey for sale in this country Ree Serlbner & Welfurd, of Now York, BOOKS RECEIVED. Tives oF HANCOCK AND BxGtish. By J. W. Forney. Philadelphia: Hubbard Bros. Reuny Masi.7ox. A Story for Girls. By Mario Oliver, Boston: i) Lathrop &Co. Prico $1.60. Stn Josnva Reyxonns. (Tho Great Are tists Series") New York: Scribner & Welford, Price 81.25, : Livy (Classicat Writers Series), By W. W. Copes, M.A. New York: D. Appleton & Co. Price, 60 cents, Tun Rin in Heart Anp Disrase. By Te Dunean Bulkley. Vhiladelphia: Lindsay & Blas Kisten. Pelee, 80 conts. Jare: A Boox Fou Yousa Mex. By Cunnings ham Gelkle, D0, Tenth Editlon, New York: ‘Thomas Whittaker, Price $1.25. ‘Se BRAIN AB AN ONGAN OF MIND. Charitan Unstian. With 184 jilustrutions, York: D. Anpicton & Co, Price $2.60, A Suont Jirn or Witnsas Ewart GuAD- BTONE. BE Charles If, Jones. New York: 0. Appieton & Co, Price 35 cents, fin Epwanp LAnnseen (“Tho Great Artista Series"), By Frederick G. Stephens. Now York: Serlbier & Welford. Price $1.25. MANUAL OF HvpravLio Mixing For tHk Use oF TH ACTICAL Miner. Uy, FP. Van Wage ener, E.M. Now York: D. Van Nostrand. Tr Curvattcn’s Davaitren; Helng one of the Stanton Corbet Chronicles. By Lucy Ellen Guernsey. New York: Thomas Whittaker. Prive $1.50, Reront of BXAsNATIONS OF ScnooLs 1X Nojttok Cousry, MAFSACHUBETTS. Dy Georga A. Walton. Paper. Boston: Lee & Shepard. Price 2 conts, INTRODUCTION TO LATIN CoxrostttoN, To- vised and Entarged. By Willinm F. Allen, Pro- fessor in the University of Wisconsin. Moston: Ginn & Heath, ‘Tar Ext NCES OF FEBSIONS OF AN ATIC ren, duthor of “Fen wont Estes & Laurint, LADIES AND OFFICERS OF THE UNITED STATES Austy; or, American Aristocricy, A Sketch of the Social Life and Character of the Army. Chi- euyo: Central Publishing Company. ‘tan Feepina AND MANAGEMENT OF CrInDREN AND THE Home TREATMENT OF Tet DISEABES. ity 7, C. Duncan, M.D. Sold only by subscrip= tion. Chieagu: C, B, Beach & Co. i Enucation: Monat INTELLECTUAL, AND PuysicaL. Hy Herbert Spenecr, author of a system of Synthetic Phitosophy. New York: D, Appleton & Co. Paper, 50 cents. ALning; or, The Abbo's Temptation, | (La Faute de VAbbo Mourot.) Ly Emile Zola. ‘Translated froin the French by” John stirling. "One volume, paper cover. Price, 75 cunts. —_ By H. low Paper. ARARRISTER AND Cc ny. My Samuol Wars ‘housand a Year." Bose LITERARY NOTES. D. Appleton & Co.opon tho book-trado salo. They offer among other works 10,000 Bibles and prayer-books, RY, Reditleld bas written a yolume on" Hom= felde, North and South,” which J. J, Lippincott & Co. nnnounce, Oulda suys that American humor fs tho grin on the face of avorpse; itis real humor, though of ughastly and grim sort.” Harper & Brothers, by arrangement with Henry Holt & Co, huve fssued n cheap edition. (Franklin Square Library) of tho now Chirlea Dickens’ “ Mudfog Papers.” Anow edition of his well-known work, “ Tho Mitdte Kingdom,” a survey of tho goagraphy, government, and political and social conditions uf tho Chinese Enuiplre, is in proparation by tha author, Dr. 8, Wells Witllams. Dr, Seallemann has been hard at work for tho Inst four months on his new book, * ing," which fstahe an elaborate work, tlustrated with o linge nuinber of cuts. It will be published in Ameriea by Harper & Brothers. Wr. Alexander W. Thayer, United States Cousil at Trie.te,” saya tho Academy, “ie on- gaged Iu compictlug the third and Inet volumo OF his * Lite of Beothoves,' which will bo pub- lished before the cloruot the present year. The wark appears oflginally in Germun, but dr, a Cr hitends to prepare an Engilsh veraton of . The Spectator thinks that ‘Mr. Browning is nover ko great as when ho js solving in some form the old medloval problem, Huw oiany angels could stand on tho point of a needic? und yet sulving It so that x cortuln fervor at pusaion flushes through and kindles toa white ent tho needle on tho polnt of which angels aro expected to stand.” Little, Brown & Co. of Boston, will publish, curly next, month, the Your Hook, which will exhibit constitution! amendments, the sub- stance of acts of Congress for the, year, the miost Important of the Btnte jaws, with digests ‘of selected cadca from the Superior Courts of both Americ and Fogland, ‘The nrrangomont of the Your-Book will be ulfabstical. Mr. Alfred H. Wallace hns in tho pross a new work entitled “Island Life” which will deal with tho problems presented by insular faunas and tHlorus, by the ald of tho moat recent geoloR~ jeal and physient resources. A special feature. of the work fs the Importancontinched to former chinges of ulimate, né indicated by glacial fhhcnomions, and the luxuriant sores of polar regions, Oulin writes in tho Whitehall Review: “1 re- member once, hearing a clover man arguo that George Eliot wis a clover studont, who niade tnlent du the work of gonius, and I ro- member objecting to him that talent slong could purity Wan (fptuecd | Miuliomaren ne *Romola,’ bu nothing cate oe ating aullifon tkmaily.oftd Old Silas Marner.” Mr, Howolts’ welluteseryed reputation ought hantly to lo increased by tho publication of “Tha Undiscovered Country.” 1t ts a tale chietly dealing with fraudulent Spiritualism and the Shakers. Tho popilurity of the former topto tng, it would secn, declined in England. Possibly ‘it may bo otherwiso in Armorica, an Mr. Howells muy bave becu writing ad captan- dum.—Athencum, SHE IS DEAD! For The Ohieagu Tribune, Shois dead! Nay, hush, I pray theod Wait nreavords in time lke this? All thy speech cannot zalnsay mo, Nor recult from death's abyss. Thoro she lies in marble chlllness— Lien a silent, senseless form: Oun thy phrases stir that stillness, Or that awful coldncas warm? Panton, friend! [would not grieve theo ‘Kind thy heart, and soft thy tone, Lam grateful-ryet, believe me, ‘ Lint bear wiy wo alone, ‘ in despalting Mindness, carvely know J what U've sal ‘Tho’ L think thee for thy kindness, Go, and leave mo with my dead} eo isdendt O spirit rended aisant thls ‘nme, aelovod framo, * Whithor, whither hast thoy wonded ue alin? at Pennnot know thi Tho’ thou hoyeredst ubout me, Tshould nover know thoe olghy ‘And my sol mustdo withaut thee, ‘As the coinlug years £0 by, Goentlo heart, now cold bofore me, Haye 1 over caused thee pain? , 3 Taal thon e'er, If clouds hung o'er thee, ‘Bonght my sympathy jo valn? In the constaut onro end trial Ev'ry mothor's tife must know, Did Lover make dental Love and comfort to bostow? Ah! thy lps aro mute and rigid, ay And f{ hear no alightost nouns * ‘This Death's fottors, Arm aud trigid, ruin aud pe alike buve bound. Hf thou cou! thou wouldst not chide meq Ea A a aaa pen loving. tea M In the yours that were 8p fow. ad Tinust yield her ‘ ness of tho Raves bs Neverimoro my heart may shicld ber, Nor my arm strotch forth to save, Bho te sua uo sat eau spoken io + ¥ riuy bivedl heart bi broken, ' Oankos#, Wiv., Sept, 1. i tel: ‘ And wy hearth ig iB, Ha A i ———— opole Revivum ” restores gexy batr to its orige inal color for 60 conte. AS,