Chicago Daily Tribune Newspaper, March 11, 1878, Page 7

M 1411 THE CHICAGO TRIBUNE: MONDAY. MARCH 11, 1878 INSURANCE. Tho Balance-Sheet for the Year 1877. A Sorry Picture of Most Recks less Competition. Some Bnggestive Compnrisons—Melting Burplns Funds, Impaired Capitals and Increased Losscs. Ratos in the Future.--How Life-In- surpnes Is Forfeited. Speciat Carrespondence of The Tribune. Nrw Yorg, March 8.—The hooks have been posted for 1877, nnd we arcbeginning to wit- ness the reault of ono of the worst years of recklessness ever recorded in the hilstory of fire. snsusance. Tha Itfe-companics have fared some- what better, because the really weak ones have no to tho wall And strengzthened those which yemain, although it fs still a mystery how threa or four companies which have been golng down nilt for several years have managed to survive auntf now. 'The consplcyons examples of life- {nsurance depravity which have been held up to public gaze have been so outrageourly bad thot it scoms 08 if tho others have been passed by, Pt their doom {s only arrested, not averted, by tho deloy. Take the records of tho progress, and espectally (to use an Irishism) the progress packward for the tast five years, and any one caneca tho companies which are on the down- grade, and_ getting worse every year, People aro taking hold of life-msurance with wide-open eyes nowadays, and anybody hereafter bitten by a rotten company must be one of the very pmall class who do not read the papers, THE FINI-INSURANCE BITUATION briefly described, may be summed up in a scn- tenco: thot nll the worst fcars of those who predicted a year of disaster have becn realized. The first and most striking fact of all Is, that no new companics were organized last year, whila thirty-scven rettred from business, cither {o liquidation, fatlure, or by reinsurance in other componics, The secoud striking fact is that all the companles Qid busincss at a lcss rate for {heir risks, and paid & grester per cent of laesea, than fn the year previous. Tho third fact ol tmportance fs, the struggle:for o larze yolume of business at utterly ridiculons rates, has borne its Jegitimate fruit In Impaired capltals, reduced surolus, and an ex- traordinary record of the cxvess of expenditures over and abovo receipts, Probably to the pro- feastount ‘underwriter the most Important fact of ail demonstruted by tho array of figures pre- sented In the varfous reporis now before the public, fs tho evident growth of popular senti- ment In favor of patrontzlug tho larger com- poules to the undoubted dotriment, of the smaller ones. This sontiment has been well known aud sppreciated In nsurance elrcles ever since tho Chicago fire, but it hus never been so consplcuous as now, and never before Leen so recognized among companics and agents. It ia the early ripening frult of the loog warfare of low rates waged by the blg eompanles in large citles azainst thelr liLtlo rivals; but it {s not at all surprising. 03B OF TIE LEADING STATISTION. The reports show o series of vory Interesting comparisons well worth tudying—among them the followlng 4 TOTAL ABSETS Dec.i11,'70, Dee, 81, New York compantes,.$50, 001,053 $50,08: Otbier States, ... 77,047,416 72,31 Forelgn companies. ... 17,077, 0,616 818,320,000 areesnrs 0,05 It s rather remarkable that the forelgn c‘om- panles alone should show an lacreass o Ameri- a0 mmi while the American companles prop ‘71, 106 er fall so far behind, HECEIPTS. For 1870, _For 1877, New York comphnics,..$23,010,70: §22, 40,020 Other States .. B, 415,458 Forelgn companies. 27,708, 510 11,531, 837 £01,753, 883 . 8,607,177 For 1877, iy Totsd veuiesss Decreaso In 1877, New York compan! 841,844,070 Other States ... 20,8901, 28,471,773 Yoreign companies B,083,000 9,427,400 TOtAT 1avsiseeserees§00, 00T, 430 ° $50, 003, 900 Deduct tota) expenditures from total receints and the apparent protit of the two years is as follows: For 1870... Yor 1877... Decreana. . The total gain (n 1877 Islesa upan the wntted eapital of the compantes engaged in fre-insurance. TUE DIMINISUED SURPLUA, One of tho potnta in the affairs of companles which interests the public peibaps more thon ooybody Is the condition of tho surplus funds held by the companies. The returns show a steady decrease, and fu some instances an annlbi- lation. The totsls are as follows, nat surplus fund; Dae. 31, 1876, Dee, 34, 1877, Xew York companics..§18, 08,003 $10, 850, 061 Oiber States, . 24, 030, A3 21,400, B8 1t 88L20L Foreign comyantes 12,370,643 Total seues. $32, 518,840 850, 0714, 050 Decrehwa © vevessrverens 1,084,700 ‘The west remarkable record s found, how- ever, by analyzing the returny, “Thus we dis- cover that out of elghty New York compantes only elght showed an fucrease of surplus, as follaws: Atlantle, $:80; Continental, $142,480; (icrman Amerlean, $35,118; lanover, $4,004; Tome, $13,910; Maoufacturers® aod Duilders’, $7,00; Paclile, $11,500; Williamsborg City, 81,59, The following are specimons of the losses of surplus among the New York com- patifes which amount to over $20,000% HOW TUK MONEY \WAS LOST, Alter plving tho sbove sccount of haw the ¥ York compunlos went behind last year, i¢ 44 ouly fair ta give the outsido companica tha ame kind of blowiug up by showing tho com- Dadles which patd wut mure than thoy recetved. The followinz are the represcatative agency Sompanice, a3l of them dolug an extenive busi Besa fu {lio Weat aud Northwest: Zto, of ceipts, enditures, u{"”“‘”" H:fi"m“.fl “7"5"% $3,455,u54 Mereantiln, Ohfo. A 128,417 Merchanta', I I . 103, 00 Rewaek Gy, N0 107,420 Toleda, Ohlo. .. + 122,084 10,707 Unlon, ‘Tezar. L 123408 1aLAT7 Raoyal Canadian, .0 B7,812 700,600 STATISTICS OF FIRE LOSSES FOR THREN YEARS, As showing the total losses hy fire Inthe United Btates and Canada, the following in a summary of a carefally prepared tablo comptled by the Inanurance Chronicle for 1875-'78-77, It 14 2 valuablg contribution to the statlsticsof tho country: qu;l losses n the United States In Lorae fn. co r Total lnases in Canada in 18 L:ossen to Insurance companien, " T';'.:lg" es In (e United Btates in 7 Laosres Lo Inenra; o compnnies! 64,030,000 84,174,600 otal foteen in Cannda in 147 145 200 La#aca t0 Inagranca cdmuanies 3,887, Tutl_lanaes In the United Bta 85500 Lorren i T anes somie f3n a0 ‘Fotal lassen in Canada tn 1877, 0,201,000 Lo#sos to insuranca companles. drand total for 187h..... 2 Grond Lotal for 1878, Graud total for 1877 757,630,033 $ 43,041,700 , 2012, 100 48,030, 600 $120,D30, 400 TR QUESTION DY RATES. In view of the revelations of the lostog busl- ness of tho companies for the past year, it may well be asked by tho nterested jusurer, What will bo the price of Insurance this year! It is caslly answared, and in one word—2igher! lo- surance companics are unlike merchants, who can afford somatimes to scll below cost on o falling market, and stock up again in the same goods ot less price. Whencver a company’s bustneas shows that it fs carrging risks below costs, then ft1s only o question of time as to how longr this process of diminutlon can go on without annibfiation. Evldently, it it ts cone tinuous, then the companies passing through such an experlence must decay and fail, That {s tho questlon whicli bas been beforo the com- panies for mora than a ycar, and if they cvade the fssuc now, the year 1878 will by thelr last. They may defy the law of multiplication, but subtraction - sud divislen wiil bring them to the floor at Inst. Already rates hove been so wenerally advanced in New York that It {8 Impossible to place largo lines of insurance at anything lika Just year's rates. In tho dry-zoods district in this cft; companies are demanding and receiviog an ad- vance of 135 to 25 per cent n their renowal of last year's risks, ‘There I8 Jittlc or no resistance to this demand, and the prospect Is fair that the Incrense will extend to other citics and Btates in the course of thie year. Therals still a detor- mination to inslst upon uniform rates outside of thie city, nnd there Is a strang belief In well- Informed quarterd that the National Board will raylve its stringent rules to bring rates up hizh- er than they ruls at prescot, All these move- ments arc slow in growth, but, nslde from ex- traordinary fires or cxomption from fircs, the year 18 cortain to wituess an fucrcase in rates, TUE IMPATRED COMPANIES. Tho New York rcports show that nine com- panlus are doing business on Impaired capitals, us follows: Now York City.. Resoluto ... ‘Al thess companles have been kniown to bo in slckly conditlon for some thne, and from thelr methods of business Iitle clse was ex- pected. Threo of themn aro young companics, organlzed tojeive a fat berth to friends of stockholdcrs, and it m:fiy well bo asked, ** Why cumber they the ground " TUH ELITE DINECTORY. Thero {8 something new n the wav of a chart ont this year, M iscalled the “ Elite Directory," ond only embraces the manes ol compsnles possessed of over £500,000 ndinlttod nssets, It appenra thero are 112 compantes dolng busincss in this State whoso assots amount to less than $500,000, The minority comprises only oighty- enecompunies, Which, although less thay 42 per cent of the who's number, hold 73 per cent of Ll asscts, 67 per cont of tho cash capital, and 80 per cent of tho surplus, They have received 80 por cent of tho total tncome, and performed 80 por cent of the loss-payiug scrvico of the whote. ‘[hils Is an cxeellent atowing, but thera are sume other reputablo fnaututions whose names do nut appear on the “Elite list, and already a movement {s on fool among them to prepare another creme-de-la-cremo 1ist glv:‘% thelist of companlcs posscssing over 125 ney surplus. If this be done, twelvo natnes will dlsapocar from the firat Elitaand many new ones go futo tho ereme-de-la-crome lst. Bome awusing adverllelng dotlges are noticed. One 1ittle couceru with only $150,000 pald-up capital rushes lnto print, advertising the cook value of its stock at over 210. The average publican hns about as much {dea of the fmportatce of ok value of atock asof the contents of the moon, QOther companies seem satlsfled to publish tho stutement of lossea paid fn twenty years as proof of what they can do in 18781 MORE RETIRING AND REINSURING COMPANIES, ‘Thenumber of compaties pofug out of busts noss i constaotly incrensfuz, The Commercial and Richmond Bankiog & Insurance Companica of Virginin, Frauklin of Baltimore, are among the recently retired. The 8t. Louls compapics have & ania for y‘e‘tlln‘: in out of the wet, Tho latest I8 tho Frauklin of that clity, now in tho murket for refuaurance, and whose customers aro to ba tranaferred to somo English company, of present negotiations for reinsuranco arc car- rled out. The Franklin has a_largo agenc busluess, and is oneof the oldest of the 8L, Louls vonpanies, and the cuuse of 1ts reinsur- aace {8 not kuowa, Tha Resolute ot New York relusured {ts busiicss o the Untonof (al- “Tuxay, but the Department refused to relenss its relusurance liabilily, so that the Camnpany comes out Impaired, with 0o risks of conscquence on its books. There are rumors of the proposed amalzamation of three of onr clty companics, but tnere 18 no law under which ftcau be dane. ‘Yo supply this omlission a blll 1s now pendiug fn tho Leglslature to grant to conpaules or thelr stockholders tho privilege of amalgamation when dustred. TUN BWITZEULAND'S MAIND CASK ONCE MORN, Alluslan haviog becn made in a previous let- ter to tho courss of the Bwitzorlawd Insarance ConTnny 1o resisting the elaim of the ownerd vf tho steatcr Grand flepublie, burued lust fall in t. Louls, on the ground that the Company was not Hable, 1t {s vroper to udd that the Company bos at leat succumbed to the luevitable, and sgrewd to pn* thy clulin, It wasa very much wlxed cage. The Corupany’s szent in 8t. Louls took the risk betore the Company had fully complicd with the law, but with the tuclt assent of the local Departmant, sud befors’ the papera were comnpleted according to law the lous oceur- rod, The Company were at firat sued in 8t, Louls aud judguient tuken by default. Then, on a wotion to reopen the casc, the Company put in an appearanco and sought to defend tho action, but juditiuent was given agam In favor of the claimants. ‘Then tho transcript of judg- ment was brought to this city, snd arranges munts made to proceed by summary process agulnst the Cunmnn} herey Lut the attoruoyd settled the matter o fow days ago, aud doubt- less erv this ls printed the clalinants will have recelyed thelr woney, G0ING FOR_TIMR WINE-DIBURRS, Tha Mutual-Lifo Truatces have cansed a state- ment Lo bu sent to cvurfi ‘mlll'y-lmldar of the Comouny, aunouncing their determination to abido strictly by the letter of the bond with roference to death losses caused by the use or abuse of_[ntukicating lquors. They state that thelr policies are based on an sgreement to almtain from indulgence {n liquor, and they gnall hold their patrons to the strict fetter of the coutract, The cuuse of this countesblast ia the dncreaso of liquorddriokiog fn the community, which 1s rather strunge news i view of the Murohy demnon- strations everywhere. Tho llfe companlcs all {natel upon subiricty as tho alne qua non of Hfe- insurance, and thero are momorablo Instances of tha forfefturs of Jarzo lines of fusurance on account of fntemperanee. Ous ol the wost re- markable |s that of s retlred morchant who was himaell au ex-Presfdent of a large sud lourish- vy life-lnaurance company, who becang au- dicted to the inebriate’s cup and forfelted therchy $00,000 of Insurance on Lis life, ou whica he had paid premaiue amounting to up- wards of $20,000, ~ Another cuso {3 that of a Brooklyn Alderman who lost $50,000 of 1ife-la- surance through labits of intcmperance. 3 CORKECTION. In a former letter uthusion was mads to com- panies retiring from sgency business, and the Auazon of Giuclonat] was fuciuded. 1t was ag ©rTor, ua the Amazon ettt does buainess {n the Nortuwest. Nxzuo. vestot, A Possible Cure for Hydrophobls, Currcavendence London Lancet. Many years "1:‘ whilo travellug la Bouthera China, Iremewber belug told by a Freach pricst that the native doctors of Cocbin Chiua are ln the habit of treating succcssfully the cases of bydroptobis prevalent there by keeulng thele paticuts delirioua durlug u‘em;-{uur hours by sdwiulstering successiva doses of & decoztiou of the Juares of the purple strawonium, Somo yenrs alterward, {n Klml(" lcn(llo“f; 1 was as- olonfal Burgeon, a cuiid of was_once purcd by the 'Asslstant- burgher “educated at Caleutta, that a chll his own, of shont 4 years of age, bitten by & hydrophobfe eat; that some weeka thereafter, the usual well-marked aymptoms of hydrophobia having #et in, hie, knowing no cure for the fell discase, sent for a native Ulingalera doctor who had the reputation of being able to cure ench cnscs; that this man gave the child suine vegetable decoction, the nature of which he doelined to reveal, and which feot the child delirfona for about a day and a night; and that when this delirium subsided the symotoms had disappented, and the Mittlo patlent was and re- e thouaht this might be Bodol. The coluuddence I3 curt- maincd ?ulto cured, atramon{um. ous, PR o (et YICTOR AND PIUS. ficene In an Onter Apnrtmont of Paradise, For The Tribune, Pins (pausing on entering)—**Thanks, wood We have been 80 long your succgsaor, and have heard the chant, 'Tu es Potrus,’ 50 often that. wealmost find It strange 1t Is Yiko tos- Neverthieless, a thousand 8o this Is tho entrance to the Itallan Petor, thanka! to meet the original Peter here. ing our fdentity. thanks! Deoastment 1" , Bt, Peter (withont)—** Yes, your Iloliness,” here." been umted." . Am I then a mero Italiant proachesi’ and embraces Plus.) tho sume {ime was ncarly right. nited as soon as it happencd.'? itke your northern patofs. in Tusean, lot ua conyerad in Erench." Vietor—* Your Holiness is jesting. your Frenchi" Bersaglierl, Pray, how did you et herei” Victor—*I preaumo throujth that absviution © received at the final moment. I am fndebted to you for that, and thauk you warmly and with all my heart." Plus—* But 1L Is strange to me that I reccive no tore attcotion than amero King. What ungY l"lm“" l_;_‘h ictor—‘'They pay no respect to persons ‘here. One ol m’v valets met mo on wny grrlvn), and was quite on terina of equality, although he sald ‘Your Majesty.'! But lic used the ‘words as ope might eay * Colancl,’ or *Major,’ or ‘Excollency’ When L remembered I had wiven the fellow scveral suits of vnv{ zood clothes which I had lum:el{ worn at all, I relt alittle_dejected. A King is nothing here, and oven o Pope nobody In particnlar, As Ifind my valet iny equal, so will you find the smallest priest s yours, But then this is only an ante- chamber. Promo‘lons are golug on all the while, [ dare say I shall be Kept hero afler you Lave ascended to a higher atation.’” lus—** Al 1 thought this could not bo per- manent. Bomething tells me that you and 1 canuot long rematn together, and, therefore, 1 wiah you to explain huw you justify the spolia- tion of our domintons.” Victor—*Unly in one way, your lollness: Necessity, You credit all your good Juck to asveclul interpositions of Providonee, and charge all your mischances to the wickedness of men. Nay, mare, you Xcep stlent abous tha causo of our linlian good fortune, or possibly attribute itto tho duvil; but, If any reverse overtakes us or our friends, you say {t was duc to wrongs done thie Church, Ispecially noticed that you clharged Napolecon's fate to the withdrawal of 'his troops from Rome; but you never gecounted for Prussin’s telumph, nor for mine, Even the miscarriages of tne Bourbon Princes wore lnid to the account of the geueral fufidelity, or somectimes to the Institution of civil marrlage. By the way, it I may digress, Liow i1 it that France ns been a prime favorito with the Popes all these years, notwithstanding her system of clvil marriages?’? Plas—'*[ must answer in fiour own phrases: Nocessity. We havo loved thy civil masrinzes in France as littla as wa have ltked the encronch- ments of the Gallfean Churchupon otir preroga- tives, Womust have a poliey, EVn tolorate Pro- testantism 1n France becanso we must; but we atrain every nerve, and cast loose all our thun- derbolts, to heep 1t out of srnln. I L had had my way, .we shoull thave lad no trouble with I'russia. Our trus policy 18 to accopt tha fuevitable, and mannge overy Btate nccording to clrcumatdnees, I sce now that my very goud fortuae nas mado me carcless. Do you know how narrowly 1 escaped losing the Tiaral Listen! When'I was a wild, younz blood, J applled for admission into the ‘Noble Guard. The Pope himself favored me; but the Commander of the Guard said, ‘No! you are subject to fitsl’ And so 1 was kept out. Now {t makes me laugh to think that. when I was roing ont of the Conclava which had olected mo Popo, I ran asalnst the Commander,—then an old man—and sald to bim, * I ought to thank you for keeping e out of the Noble Guard, for, had you wd- mitted me, 1 should not have heen Fopat* Buch lucky turnamade me caroless. I thouzht I was indocd alwaya sure to succeed, But tell me, 1 say, bow do you Justity tho spoliativn of our dominlons?" Victor—* It could not be pvolded, ‘It was im- sible for you to retaln the States of tha Cnurch, including tho so-called Fatrimony of 8t. Veter, without torelgn bayonets; and to be proverned both by prlests and forelzners innrms, was too great & straln upon Italians, Your dominlous were the very beart of Italy; and bow could we ait guietly by while our Italy was in its contre filled with "Austrian, French, and Bpanish troopsi It was like tho wooden horses within the walls of Troy. Thon, as to Rome, you know, good and sughat friond, that you had no plrl.{ depended whotly mercyparies, Our own succesees modo It necessary that Rome stiould be tho Capital of Italy, and so, the popu- 1ar demand being the same 11 aud out of Kome, fts occupation was ounly a matter of course whien an opportunity came.” Plus~* But you don’t protend to sy that your necessitics, sud tho disaflections of our pcunle’. junmod the voblory o our lost posses- slo; Victor—*Not quite that. Theso dil nut Justify, but they excus Other facts did jus- iy na. ‘The hostile attitude assumed by your- velt and Evour clergy towards Italy was suill clent justitention, “You wore slways stirring up strife in our dominlons, through your priests, Your ?m"' and your devotces, “and accking to divide our people, Why, up tothe very lust, vour ofilclal nowspupers calted mo’ the nce ot Pledmont, Hs, hal ‘Ihieso priosts are wonderfully zood haters. But seo! adeputution approaches; it s evidently for you, for nothing 8o magnificent could bo meant for me, 8 mere ox-Kiug, 1 will seek Cavour aud & {ew other old fricnds, and bid you farowell,”? Pius—'* Farewell, If our praycr can svall, you shall yet oceupy s higher place.’ {Ammll and Arcliangels, with & great compa- nf of Saints and Martyrs, onvelop Pios, place him {u a splondid cbariot, and, to the miuslc of Cherubim snd Beraphiin, bear him away.) Falles, New York World, THE WOLF IN CHEAP CLOTHING. An clderly Hlack Bhcep of Mcuns, having ad- vertised for & Hlousekeeper, recefved a Ieply on scented Faper, directiog him to cali at a certaln ‘Fhicket. On dolng so, what was his Amazement to tnd bimsel! confrouted by 8 Wolt in Cheap Clothiug, who imwediately sprang upon him and devoured him{ Moral.—8eeved Him Right, TUB FROLIVAL 80N AND THX PATTED CALY. A Fatted Call, heariog an unusunl Btir {u the Houschold of Its Owuer, Inquired the Cause thereo, and wasinformed that lts Owner's Prod- junl Sunm had just rcturned from s Forelgn ‘Tour, wherein he bad acquired much Expericnce in the atter of Railroad Ties, *In that case, sald the PFutted Calf excitedly, I have no Business here. Far be It from me to Intrude on the Bucreduess of & Parent's Joy. Two's com- pany, but three fsu't,’” and he fled Into the Wilderncss before the Rejolclng 8ire could ask what tnera was in the House for Dinuer. Aforal.—Better i3 & Dioner ot Horbs than to be o Fatted Callat & Banquet. Camels in the American Desort, Artaona Miner, For ncarl{ a year pust four camels hava been runpivg at large in the vicnity of Mineral Pari ~theeo old old ones and & young one. One of the old oucs looks to be quite ancleut, snd 1€ sy be that ous of Lhe ariziual stock was im- ported from Asis msuy years ago. Theso sulwala sro very geotle. A Tew duan ago Mr. Knobman was out buntlog stuck aud be cawme across these cameld, but bls mule objected tuan intlnate acqualotance, 80d commenced bucking, IHorses and mulcs are frightened a¢ tho slxht of them. In Novada und Idaho, aud I think Mon- tuna, thery [y & Jaw agulust uslug these anloals 1o towns or praveliug on the roads, as they frighten stock. ‘Thero¢eem to by no owacrs for thesa cumnels, and lo time they wuy lucrease and becoing pumerous. Plus—But I do not sce why I am placed 4 Al Itallana are ordercd hero sluce Italy has Pius (entoring)—* What dreadfal words! Ahl who ap- (Victor approaches with outstreiched srms, Victor—"*Alit Holy Father, greetings! You have followed me soon. Your gucss that the Vatican and the Quirinal would te yacated at But the Quirinal has the advantage; the vacancy was Plus—% Excuse me, my old friond, Ido not If you do not speak My Hal- fan is Indeed Indifforcnt, but it Is better than Plus—*' Well, well, wo will not gnarrel about 1%, although T do not Mke the longusge of the and spply n remedy for the Idieness, vice, and vagabondiaim which now control city organiza- tlons, and through them often defsat the will of tho majoritics in States. . JANE GREY SWissnELy, ————e GEN. MIL 1is Tatest Expedition — After Bion@ ™ Liver-Eatling Johnson and Yellowstone Kelly, i Bpectal Correspandence of The Trimna, Bissanck, 1. T., March 0.—~The tatest ad- vices fratn Fort Keogh locate (ien. Miles In the flel.d with an expedition of 500 men. The expe- dition conaiats of the Fifth fufantry, cight companles of the Sccond Cavairy, and three compantes of the Fleventh Infantry, from Fort Custer. The 150 recruits that left here for Miles’ regiment met him in the fleld, and did not o on ts Fort Keowh, as was the onglnal fn- tention. This fresh and second expedition e an unexpected move at this time. When Miles tecaticd his last expedition, the 1at ot February, it was supnosed Lhat he was golag to stay at his st until sprinztime came and ths Indisn And, as the managers of this road have always constlted the comfurt and convenience of their vatrons, and have made thelr work an object of pride to every Brazfllan, there was no demand for a second and rival route. Nevertheless, such o line s now in progress, and, judging from present appearances, will BE SANCTIONED DY TIIE COGRTR OF LAW, It crosses and recrosscathic original thurough- {are, vuts through the promoniories. and runs down the bark streets, following a route as fn- tricate as It Is unpleasant. [t fs wut little creditable to the intellizence which controls Brazilian ecanital that, after desplsing the mo- nopoly tael for ao many years, they shonld undertake & rivalry undér” thess unfavorable circumstances, and this, too, with a company which hatls lrom the United Siates, where compotition Is a famllfar word, Those ot us who remember the good oludaya when compet- ing steamboat lines carried pasgengers from New York to Albany for a_shillingy and rival stage companies transported the traveler from the Missouri River to Denver for nothing, and hoarded hiin along the way., arc antlctpating cheap Iares to Botalogo and the Botanfeal Garden, Mr. tireenough returned to the Blates by one of the last steamers. e will go 1o Colorads, RIO DE JANEIRO. The Street-Railway in the Bra- zilian Capital, A Qreat Boclal Bevolution Wrought by New-York Businoss-Man, Thirty Per-Cenl Disidends, and a Consequent Nania for Comstrneting Tramwags. Bpeetal Correspondence of The Tribuna, Rio pe Janemo, Brazil, Jan, 27, 1678, ~The true value of the strect-car as a factor in our modern clvilization hes never been duly appre- ciated by the world at large; here, however, it hos wrought o preat a suclal revolution that, in the uture history of Brazil, it will deserve chapter Lo itself, Bowme ten or twelve years aga, thls clity pos- sessed no better moans of publie conveyance wl;cre ho has large banking and HHW‘;!?‘ futee: | husiness onenel g, Tut » Mlies than a rickety kind of & carrgall, desiganted, by f:l,f, h'."?, c::,',’,'{‘y‘n'y:;':l, Iy'v’t’:-(l'xk: ffii"c‘rifrfl .ol: [ ac s, dolldn,, UTUe, Jcoite have hrought him so tnany reparts, favorahle and unfavorable, that he conclded” he would o and see where the ‘‘hoatiles” were, and make such an Investigntfon that all room for donlit wonld be removed. The chief of reli- able scouta, Vellowatone Kelly, has reparted 1o Miles that Ritting-Bull i on’the other side of the line, hut that there ara hostlic camps on Wooly-faland and Frenchman's Crecks, south ol the (lnod Mother's dominion, It s sald Miles' destination §1 thefr nelghborhood, and s motive **blood,” ur Ita equivalent. Elzhty lodges, under Red-Bear, from Red-Cloud Arency, have reached the geners! rendezvous north of the Missouri, ‘The famous scout, Liver-Eating Johnson, has turned up atlve at the Crow Avency. Tn s frip from Fort Keogh he fell in with some thieving Bloux, who shot his horse, and made him track it utoot. Ha had to travel 200 miles, but the Indlans didn’t et his scalp. He 1s an [ndlan tighter, powerlully put up.and a crack shot with the ritie. His powers of endurnnce are al- most withont 1mit. 1le exnects to he with Miles next spring. Milan Trivp, a Bismarck scout, who killed Joseph's brother_and Look- ingz-Glass at the final brash with the Nez-Perces, has been engared by Miles for the coming sum. mer. Milca s getting aroutd him all the boss seauts of the Yellowstone Valley, tneludinz his favorite Kelly, who never teilsa Jie. Kellv, hy the m{ has an Indian wife and two hright Iit- tle kaifbreeds, Hlc intends to send tiese bos Enast next spring, to attend school and crow up the stars of their class and set, OrTLOOK: e ——— Rallroad Speed and Accidents. New Sork Yyibune, The famous answer of George Stephenson to tho Purtisimentary fnquiry as to what would be the consequence of o great fnercase of speed upon raflwaya remains ns true now as when he uttered it, altboush & German Professor, Herr Schefiler, has upparently found that answer— # Luas of Jife "—tao brief for his satisfactlon, and by an claborate comparlson of statfsties and compittations has put the whole matter on a mathematical basis. e concludes that tho danger of accllents to life or limb Increases with the square of the speed of the train. From this it appears it would require s vastly higher apeed than (s usually attempted, to double a Enwnger‘l risk of falling Ifimuzh an upsate ridge. Tho chances of damace to the railway track or the rolliug-stock of the rond nre still less afTected by greater rapklity of travel, einco they inerease unly in provortion to the cube of the'speed, The latter festure 18 not a reassuring comparison ;, paseciicers may have cause to wish that they were rolllng-stovk, —————— Lisely Boys, Tartford Courant, The boyamre doinzn lively business thess o fine stroke of sarcasmn, as & gondo'a. Private carrlogges were fuw, a8 they are yet,—the ex- treme narrowness of the strects , prohibiting thelr extensivo use. ‘f'o walk, in this chimate, was out of the question. Therclore, TIHE LADIES REMAINED AT 1IOME, like the nuns in the convent; or, venturing out on soma imperative errand, they veiled themsclves In the scclusion of a sedan-chair, carrled by a couple of alaves. To be seen on the public strects was to be stared at like a Dr. Mary Walker, or sumetliing worsc. Did & lady wish to do a littic shopping, the merchant sent around an agent with samples from which to choose; or & peddler was halled, ae, clacking is yard-sticks tugether, he per- ambulated the town. This gentry of hawkers ate still extant, careying into the suburds clicsts of dry-gouds, traya of crockery, boskets of cullnary ware, bath-tubs, brovins, aud the housewlfe only kuows what all, 1n those duys, tho Imprisoned family spent their time in {eaning over the winlow-sill, aml wonderimz what the outalde world wus made of. Now, they go out to take the alr, to call on their friends, to picnfe ax the Botanical Garden and Tljuca, and to beard the dry-goods clerks In thelr dens, just like other civillzed woinen, It was the stroet-car that was the nuthor of this social chaugos and it was an American that was the authior ol the strect-car. It happened In this way: Bometen or twelve yents ago, MA. C. Tl GREENOUGH, 8 New York cavitalist, attempled to secura au- thority for o streel-railway In that city. Falllog In that project, ke begon & system of gencrall- zation upen the subject of strect-cars, I ooened an atlas ol the world, and, after due dehiberation, put bis finger on Rio de Janciro, Here, he thought, Is a largo city within the Troples; the Tropical nature fs Indoleut and dislikes cxertlon; the strect-car s the great conscrvator of physleal force; ergo, thurc's 1niilion in ft. ‘Ten years before this time, somebody had ge- cured {he necessary privilezes for a tramway In Rio. Eurinking from the risk and responsi- Dbllittes which this onterprise involved, bo sold thie charter 1o somobody else, and so on, untll it was but little better than so inuch waste l)ancr. Through correspondence, Mr. Greenongh earned of Its existence, Ho came liere, walked over the ground of the propused route, bought Brazillanj for, In all of his busincss transac- tions here, he has conducted himsell with non- esty and lotegrity, and, whatever weapots may have been broughit to Leat agatnst him, lie has never descended to the use of unfalr means. In Ins &fluuc. in the immediate contro} of the road, and of the great lawsuit tn which it is engeged, he leaves Mr, Nichard Cutts Shannon, an ofiicer of the Cotnpany, who, from & pro- langed residence here as Secretary of the United States Legation and Charce d'Affalres at this Court, hias sg?ulrcd & koowledge of this coun- try and pedple ghich emlocutly gualiies bim for his present task. Perbaps the most welcome bit of news that could bn received by the Americans resident tn Hrazil would be the conlirination of the preseat Mintater, MR, HILLIARD, and the termination of this delay, which Is as unijust as it must be embarrassing to hin, The memory of the ollest tnbahitant embracing, as It ued, the doubtful tranesctions of Geu, Webh, and the more recent Inactive misslon of Mr. Partridge—does not include a Minister who hos -heen so highly esteemed as My, Hilllard, ‘who, by his sttention to the claims of Ancrican citizens here, as well as by his weneral depott- ment, has thoroughly deimunstrated his fitness for the place, It'ia to be sincerely hoped that no politfcal “fnfluence may Intervene to cgll him home agall, ‘That he {s a Southern man fs one ot his best qualifications; If he was frotn Maine or Minnesota, he wouldjorobahly be, at the tornd thne of the year, upat Yettupolis among the mountalns, enjoying feed drinks and tha soclety of the Russtan Minfster, Instesd of attending to his dutfes hore at his post. Roscoc Conkling and other tarbulent splrits slnk thoso poiitics, and allow the United States to maiotain a dignificd position among the na- tiona of the earth, Asit i now, it {s but littlc better thau those fldeety little South-Awmerican Republics, over on the western coast, where the people change their Government oftener than they change thair shirts, If the Yankee nation could only go abroad and contemplate ftsell {rom a disinnce for a while, 1t wonld from many an orror free us, And fooilsh notion, F.D.Y.C. P e LR, MUNICIPAL CORRUPTION. Tv (e Edlitor of The Tribune. BwissvaLs, Pa., March 8.—It Is almost thirty years since I shocked & majority of oy readers by tho asscrtion that great cities were great uleers on the bosom of Mother Earth; and that she never can be regenerated until they arc all destroyed, rooted out, and thelr inhabitants disscminated over the face of the world, e charter for a mogerate sum, organizeda | Well, the progress which Awerfan citfes | qays, In Berks County, ‘cnnsflvanln. the company iu New York, lssued elhares, offered | have since made toward destruction tight lead | othor day, a party of school-bovs tried bumplng them to the Brazillan market, and thoy were | me to bope thot my remedy for the woes of | heads “to see which was hardest.” But they reapectfully declined. Nothing dounted, the Americans built the road, and, at the Inaugura. tion, started o car with the Braziliau and Amerlean flage waving, and the Emperor and kind Fortune as gueats. Buch, In a nutshell, is TIR I(ISTORY OF TI{A STRERT-RAILWAY, which, in its conatruction, its management, the intereat and Jength of its routs, and the charae ter of its passengers, 13 andoubtedly the best in tho world, 1f we except the sleigh-ride, which, of coursc, {8 tho best moans of internal trans. Tt you discovered, I cannot fmagine a_more chariming trip than that from the Cuvidor to Botautcul Qarden, when the ovening 1s coming on. Itruns from the principal streey of the ity along the broad and only thoroughfare lead- ing thence Into its most beautlful suburbs, It winds around the ereat bend of Botafogo Bay, ~an one hand the still water reflecting the Jight of the thousand lamps which Lrim Ity shores, and on the other the richest and most beautiful hotnes of the aristoeracy of Iio. ‘Fhen, several mlios farther, it stopa &t tho gates of tho Botanical Garden, shich, with its alley of palms, I# tho culminating glory of sil Tropical seenery. Thets are but few uinpgmfu along the route, most of the passengers being boand through frow the heart of the elty to thelr homes in the outer limits, As there {8 & gradation {0 the sc- commodations ond tho farcs,—ccrtain cars, marked Sesaucos, of only learped which was goftest, and he died the nizht of theexperiment, Out in Madison, ind., where the town §s exclled over the ex- pected hanging of 8 marderer, 8 party of boya at play tried one of thetr number for murder, found him tuilty, and hung him 1o adoor-knol e died the pest duy. Then in Franklort, tho souie State, lnst week, o man wos found drunk by alot of boys. They tied his hands hetlnd him, threw hilin fnto o creek, broke two of his ribs, jumped on him, and leit him in sucha Alate that he cannot et well. 1t hos beena bad winter for skatlny, drowning, aud double- ripper catastrophism, Lut the Awmeriean boy nds tnischicf stil! fur 1dle hands to do. the world was about to be applled even in my day; and it Is worth whtle to inqulire, at this stage, whether there Is not sonc method by which centres of refinement can be malutalned without bufiding up ¢t hese stupendous caravan- earles which come and go like a circos-tent, to becomo centres of corruption and deceay, n- stead of depositories of Jearning and all hluman progress. Is there not somne way ‘fu and by which considerablo numbers of people may liva In close eruxlmlty to stimulate and polish each othier? Most assuredly there 18, and this way wust be found, or citics become impossibilities. The method by which these ceutres can bu built and maintained is that of notaxation with- out representation; no representation withuut taxation; and representation and taxation i uqu\nlvtum‘mr‘llonl. f t . city {s slmply a corporation of property- ho‘ldcrs{llulu nm{ mn|nlm?cd for iutual pro- tectlon; and a mov or woman who Is not a nropertg-holder has no more rlght to vote on tho matisgement of its affairs than he Lus to occupy oncof its houecs without paying rent. "Thie owuers of the city have u right to tax strangers and non-owners for the privilege of living lu {t; but the tax gives such strangers or rton-owum soright to a volce 1u its expend- ures, The owners of o city must needs employ a geent many people, who bave the samnc uterest AMUSED PCORMICK WALL, T0-TORROW READING [ | * TOURNAMENT e e e ocutionisin wiil appear ¢ of chofes selections, bors; and a3 tho cars are open and roomy, and but four persona are allowed on » beneh, there 18 no crowding and pawluz of knees. Mules are mottve power In this s o almost all other pur- puses or draught, and they are tralued into o swift trot, from which-they are not allowed to flag. 'Tha ralls are of stecl, and the road is as smooth as labor can make ft. Tho cars were inade i New York, Aud, as an additional in- ducement, should this ho a national day, clther of Brazil or the United Btates, each car will aport the Stare-ond-Stripes. The Intruduction of the streot-raflway has been of incalculable benefit to Rio de Janeiro, OF old thu city was cramped into & small and unhealthy space betwosn the hills and the sea, Now {t Is tnrowing out beautiful suburbs in a dozen different directions, uway from tho bid smells and leat of the busincss-quarters. ln ana place tho mountain itself is asceuded in this manuer, its stecpest portion belng overcome by an fncined plave with statlonary enging, by which passengers are llftod up to the airy look- out of Banta li’uum soveral hundred fect above tho sea. And, fn nddition to the soclal revolu- tlon wronght by 3r, Qrecnough’s innovation, & very graceful act on ¢ho part of the management at the lotanieal-Uarden Road, of which heis Prestdent, and which sliows tho liberal Amert- can aulrit, Is ts traosportation of school-chil- drea fres of chutge. atrict attentlon to thelr own business, leaving the ownora of the city, their emuloyers, to at- teud to thelrs without Interference on tho part of thelr cmploves, How would a farmer zet along with his work If every man ho hired had us much to say us he has about the managoment of the farmi Buppose a farmer bired two or more hands, nnd that the farm must be mansged by a ma- Jority vote, in which his ballot counted for no imore than tbat of his Jatest cmploye, whils he and his 1arm were alone liable forany loss fo- curred by thut management Bupposa the largest stockholder fo & manu. facturing company had no more control over ts uffatrs than that “excreised by the man who wheeled the ashies away from the ash-pit, Nay, supposu lis did not have more than one-tenth or one-twentleth the power exercised by the most ignorant and depraved employes. “How lomer wuuld the company hold togeibier? ‘Chie position of such & company would be ex- actly thut of every clty {n this Unfou; aod s it any wonder thoy are all bankrupt, or so near) so'that taxpayers are driven to thelr wits' end| hat mauy-headed monster, Popular Sov- erelgnty, lias so nearly dustroyed our clttes that they are rapidly belug abaudoned hegiears, and diluvy dustrious citizen is city-lines, ta lind s cort o At once ncluding MURDOCH, V 2 . COUTHOUI, FOR TI# BAREFOOTED, In its welfare that a farin-laborer has fu the wel- | DAL r",uL TON; FELT, aseteied by the Minicn being run_for the convenfencs of the lawer | furg of the fann on which ho Is employet; but mfi'--!v':'e“l.‘rflflu"h’fi':’f-‘m"firi A -nek:.'; )gml-:;‘i: a classes,~there la no danger of unpleasunt ucigh- | thiy tntrest will be best promoted by thelr | Wiese grent readers, si.: o " and A, 1t )y Defure best aTe sl sl UEU. 8. CARPENTEH, Manager. COLISEUM KOVELTY THEATRE, Al the week. Tuesday and Fridsy Stetinecs, Return of the favorite WM. N, GRIFFITIL In MY AWFUL DAD Pirst thmo of the grest terman Team, - WATBON and BLLIS, Late of ony Pastur's Combination. MISB CLALN KTDFLLK, | JOHNXY wILLIAMS, Characie? Chiangw ARist. | Chanipion Clog Dancer. TEHBR AMANNS, Wanderful Musical Artists, Continund success of o ecceatric comiedians, BOYD and BARSFIELD. Tasi week of the bawltching ETTA MAY: Trices of Admitasion=33, U5, and e, HOOLEY'S THEATRE, 0E WEEK 05LY. CONEDY! DRAMA! NISS FANSY DAVENPORT, tirul aud distinguished Amerlcan artlsta S st b e L ot Yoo Tion Vol Tk Whik: MONDAY and TUESDAY il’ IQUE, 1o princes, whils the well-to-da, In- king an asylum outside eliverance from that city- As it deserved, this enterprise et with the | corruption born of vagabond snd fraudulent Wedneslay Matluce—DIVORCE, Weaneaday Night, most immedtate aud complete success, paylog volgul; and the only possible way to prescrve | biiaer Sieht LIEANCE, [Fhibed ‘_\")';'I:"XM‘I:{,&;':},- an aspual our cities, aud with them the Republle itseil, is | Matin - HIIE. Baturday Nigus (Fare: DIVIDEND OF TUIRTY FEK CENT to govern them us other corpurations ura | el : 0 Becura YUUL 8 _McVICKER'S TUEATRE, Gireat Drams, \he | TW0 ORPITARS, governed, viz,: by the vaies of shureboldurs, cant in proportion to the shates they liola. A man or woman who has bought or rented 8 lot, and put up & houss on I, is w sharcholdor 1a the rrumlun o which it 1s sftuated; and. sl on Its nomiual capital of $1,000,000, Now, read- ing this statement, somo people lo the ('Jnlw.-d Htates may opine that this is a good ficld for the fuvestment of their spure cash, and wmay forth- with Lo shipping ndetinite wiles of street-rall- nn{ to Brazit; bug let thew do notbing rashiv. | gy s ould iave a volee in the management ‘This cll(—fl'ld uot this alune, but all’ of tha | of (s aifairs, sud & volue fa cxact proportion ta This grest dramafle worl principal towns 1n the Emplre—ure overstocked | the amount of tax levica ou house and lot, afier elaboralo jrepara ‘with sireet-cars, and tners {8 no more rvom for | 1f ftis down oo the Avscssor’s books at & valua- that industry hiere. o the Bandwicn lslun or In Mexivo, perchance the horse-car is thinge of tho future, aud thither let the Yunkce wead bis way. In Venlce, also, lloweils fuforms us that there is 8 conspleuous abscnee of street- car, atud thero the Inventor may dud Lis oppor- tunity, *1t ls tho first stop that costs,’ saye the French proverb, and, iu inatters of enterprise, iU may also be added, that it quently the first step that pays. . Ubserviug the prosperity wulch rewsrded tho ‘Botanical-tiardeu Compuuy, the DBrazilian cau- italists fuvested lu similar enterprises; and now there i8 scarcely & strees or wlley in Mo, bow- ever narrow it may be, thut has not Its lue of strect-cars. 8o ¢lose do they run to the side- walk that they are listlo at any moment to lin- jnge upon tho thoughticss pedestriay and ush hiin into eternity, 'Thelocal columbs of the dally press arecrowded with disasters from this cauise, Of coursc, this manls bas, In mnn( iostances, resulted In Snancial loss, s all mavlasdo. But, heedless of this leason, there Is uow ln process tlou of §500, the owuer shoulil have one vote: if at $1,000, ho sbould have two votes; and, for every additioual €300 on which be paye Laxes, e shoutd bave sn additioud vote, Let no wnan hoid any mwunicipal oflics who Is not & muvhipal taxpayer, sud be sure that hia taxable property is In proportion to tha respen- sibllity of the ofllce ho holds. Let there ba no uutaxsd prok:: ty uwrn which belongs to the corporati aud let avery church cast us many votes, by its proper representative, as shall correspoiid to the amount uf taxes pald on chun‘n-lunurtv. Let ali public schools o govornedt by Blate laws; und all city proporty be tuxed by the Btats for school purposes, so thut the eulldron of the rural districts shall have equd ad- yuntages with those of clties; and do not towpt to teach Banscrit and Arabic at Yuhnc ox- pense, L0 a muu b blesscd wito w _child who s » genius, 86 mmost wen are, sud whhes to da- vfiop the spevlul giits of sald genlus h{ special traming, let bim pructico the special Industry, ocouomy, aud self-denlsl nocessury to tat end; A OELBBgATEDJEfiI*E:'E’*’t'-’&?“t".?“i‘:?fi UNI( w%nm T, Ba4e Of seats cowine day FOLLY THEATRE, Dasplatacast. vesr Madison. NINON DUCLOS Burlesque, Opera Boufle, and Variety, Largest Company. More Novelties than any Theatre In the city, drand Biil Ibls week. Culy place of AIusemest on the Weat nide, BAVERLY'S THEATRE. (Lats Adeiphl.) 3. WL NAVERLY. .o e BrupHetor snd Manager. RVERY KIQNT THIE WEEK. ‘Tuo Urand, Majetic o M>S OABIN. ; ublic tre- ro bungs L horuses; bl of construcilon & road which Iy or leave It ta ypettal, individual benevolenge 1o | Midelaters tiraad Pauorana of tuo Hislaippl; MNORS FOOLLSM FifAN ANY OF ITS PREDECES- | yupply cxceptioual opportuuities Lo exceptional | Gatian, ,“'“,:"‘}g.:.“‘",],,‘E;}'_‘"“,:fl‘:“‘;;“,;,.","‘ EOMS. It (s a rival to the Bolani-al-Garden Road, and out of this sivairy has gruwn 8 lawsuit which hias been the all-absorblug toplc of the last fow wonths. Iu short, it has been to Rlo what the Beecher-Tiltou casa wis to Now Yurk; uor wus this confined to the tustgnlticance of loval aud domestic lutercat, as the 1atter was, but pos- sesses all the diguity of ao futeratlonal quus- cases. Do not take it for granted that every child in the Comwmonweslth 1s au excoptioual genius, sud overwhelu the community Lo glve them ell » tralping sultuble for oue lu & thoussud, Toach -.-rer{ child of the country to read the luuguage of the coutry with s much esse and fluency as soven years ol carefud lustruction tuflbc wbla to hmpart ; while, at the sawe time, . NERSUEY MUSIC HALL,. GEORGE FRANCIS TRAIN. Secret Matinee to Ladies Only TO-DAY. (Men escluded) The Laws of ) % sl Ucate questivus an: 10 m. Life. Tlow to Jiest Chlldren, vital lwportance (0 Wouicu. tion. tauglit the rudiments of arltbmetic, gram- | $¥ered. o ito dastre for & speedy dovelopmeat of thls | e, sud deography: - Make bia reudiaylessons | —— APMISSION, 35 OBNTS.____ country, the Brazilian Goveroment weets for- | largely hlatory-lessous: eacourage him 1o learn NEW CUICAGO THEATI elgu ebterprise with a bearty wod lberal wel- | and teach calisthenics ou the play-ground; aud, | 5. A HAMEIN..se.een.. st cotne; aod ouo of the coucessluns which lu- | when his sevéd years of school wre over, teach | & duced the orzavizativn of this ploncer struct. rallway compuuy was the moucpoly of tratllc by tramwasy down “shrough the zous of terrtory traversed by ghis ¥ This zoue, extcuding frown the mouotains (o the bay, s in places very narrow,—~but ony street iu width,—wuich, ot course, was 8ppropristed by thie Butanical-Qar- deu Rosd. Tuls moudpoly, us bas beco seen, luas proved & fruftful voe; Lut, sluce muuo)::ly is the yeward of dmui adveoture aud riak of copital, 1t 1s wo more than just that it abould yield wore than the ordinary lutescad ou moncy. Lim & trade,— ¢, t0 baudle an ax or s spade, to hold unrluw aml take care of u horse. In other words, put b to work. Make Loth od- ucation avd lndustry compulsory. But 1 veed uob furesuaduw the goverument sure to grow out of the vquatization of taxution and repro- scutation. ‘The wmen who acquirs property are, lu pino casvs out of teu, toose who practice indusiry sud veouowy, sud eXercisc o wiss foretbougbit; aud, wies Lhey asswne thelr vatural right to coutrul thelr owa property, they will sovu ace Thls Eveatog. Matlaace Weduosday sud Saturday, HAVERLY’S MINSTRELS. Arlington, Rice. Rembla, Lindea, Carter, Cushiman, Weich, Ticd. aud tho Calltirals Quartetta, Prics of 4d: e, Bad T3¢, " WEST END OPERA LOUSE. Wutllul\ml:n. 3 Fun---Prof. Carpenter’s Fun. Woudertul sad Awusing Scenes 1o Meomoriam T0- MR AR O B U RS W PULVERMACHER GALVANIO €0 e HELEP! FOR THE WEAK, MERVGUS ARD EBILITATEDR! The affticled can now be restored to perfect health and bodily encrgy, without the use of medicine of any kind. P PULVERMACHER'R ELECTRIC BELTS AND DDANDS, For sclf-application to any part of tha body, meet every requirement, The most learned physicians and scientific men of Europe and this country indorse them. Thesn noted Curative appliances have now atood te leat rar upward of thirty years, and arn profected by Lelters-l'atent fn nll_the Drincipal countries of ie world, 3 decreed tho only Award of Merit for Electric Appliances st the gront \World's Fxhibitions ZYarts, Philndelphia, and elsewiiere —and have been found tho most valuable, safe, wimple, und_efficlent known treatment for the cufe of dise: READER, ARE YOU AFFLICTED? and wish {0 recover the sams deg henlth, strengtiy, and ehergy ns expe; cetl in former yeans? 1 & of 'the inllowing symptons Or class of mymptoms meet your vt condition T . Ate 3ot sufrcAny from e, fll-health In any of fia many nnd multifari- ous forins, consequent upon it Nngering, nerve ous, ehironle or functlonal disease? Do you feel uervous, debilitated, fretful, timid, and Tnek tha power of will nnd netlon 2 Are yon wubject to low of metmory, hnve xpeils of fnlnt- T, fuiluessof bioad in the liend, feel Tstiest, “noplig, unfl for business ar pleasure, an anhject o A of melancholy? Are your kid- n atomneh, or blood, in"n disord d cone ditlon? Do you wuller from rhewmatiant, neurulgln o nehes and paing? Have you been idisereet 10 ourly yenrs nid find your- sell hinresed with o “ninltitude of gloomy wympioms? Ara you timld, nervous. awd forgutiul, nnd Ing on the sl ar wind coutinually d et? Hnve you Tost confl in yourselt nnil energy for husiness pursult Are you aubfect to any of the ilowlng kymp- tomd: Hest alahte, broken sleep, itight- nire, drennin, palpitation of the heart, busli falness, contusion of fdeas, avesion to oclety, dizziness In the hend, dimness of sicht, plin= ples and hlotehes on ‘the 1 back, anit oiher desponilent aymptoms* Thousnnds of young men, the middle-nzed, and even the Gld, suer (rom nervous and physteal debil- iy, Thousinds of fernles, too, are hrolen down In Bealth and wpielta from disorders peculinr 1o thelr kex, und wha, from il nadesty or neglect prolonu thelr sufforings. Why, then, farihier neglect n sulject s pro- dnetlve of health wnd happlness when \bere 1A At iand o neans of restorntion? PULVERMACHER'S ELECTRIC BELTS AND BANDS cure these varlous disensed conitltions, after all other nieans full, and we offer the most convinelng testimony direct from the nf flicted themselves, who huve Leen restored fo HEALTH, STRENGTH, AND ENERGY, after drugiing In valn for months and years. Setnl now (or DESCRIPTIVE PANPHLET and Trr KEALCIRIC QUARTERLY, & jure [ilus- trated dournnl, coutaining full purtieutnms And INFORMATION WORTIU THOUSANDS. Copy Ty tualled friw, Catl on or nduress, PULVERMACHER GALVANIC CO0,, Cor, 8th & Vine Sts, CINCINNATL, 0. Or 212 Broadway, NEW YORK, BRANTH OFFICE: 218 STATE ST.,CHICAGO. BGF~ Atoid bogus appliances claiming elec- tric qualitics, Our Pamphiet explaing how to digtinguish the genuine from the spurious. frnpusnlx for l’nrliislli;lflg:fi;l‘uylng Wa- ter Plpo for the Clty of LaCrosse. In pursuance of rosulution passsd Ly the Common the Clty 0f Lacrusse, dealed pratosas will Lved ot the ofice of Lo Clty Clerk of aad welock P . on the My day of Maret, A sor L farnfshing and 1Ayl €ast fron’ i 1y uf LaCross, fu tho following quantts o8, 10 1 17, (001 linea) feot (riore of lens) of §[pe slx (0) tnchey indlametcrs 8.4 linea) feat (more oF lew) of pipa clght (8) inches In diametert 410 hieal feev (mure or Tew) oF pipe twelve (121 fnclics 1 dlameter: together with not fees than Lwenty:fve (23) hyrantd snd tho fecemary st (6] (neh jine 1o cuniwet them with tu Imaliies also elahtoen (14) sirees atup vaives, and ail fvcersiry Criwscsy Feduicers midrany *Ta " aud auy alier ncomary | speciale” ma e underileued way rect. Tald mater oipes tobe latd on tho streots dealgnated [n the reportof @ Kpectal Comilttee of the Lointoy Counrl s aoproved by sald Gounell ut & niceting heid Jam, 11, 1n74, sublect, IGWETET, (U uny Chanke oF uod= Ifislod lwqandy of bige or Tucatlon uf ame a3 the Comnon Counct] ll|n¥ ietermine ’un prior totha enterig 1to contract fur the iayiok of sald pipe. Tha »afd Pipe must be of standard welgnt, quall sture, ad deliaity, s ae 1o cut and dril] wel) and have stood & teat of 00 Bs hydraullc prestare to the = joul nei, and mitise be [aid seven feet deep In the ground from e top af the pil Troguests musl dteo stavs the prices per tua of oach stzeof fipe aut or the *apsctzla Hlald i the grouiit, {also the prics of wach' hydrent and vaive set up; sttached aud ready fur vae, ‘Drojosals inust slso stats whoss manufacture of pipa ¢ 1 proposed to urnish, aud tho ol each atzoof pipe: o be uwed Al work must hodune In accgrdanca with plans and specifications up e 1 th oice of the Cliy Burveyur OFAe LY UE LAt G 'bard wurk must be commenced on or bafote the Tid dey'e"Norltuatt, gud be comulsted o ihe satlaactioy And pecapitance ol tlnl Cotmities ou Wuters Works on or before the 3nt day of Junc, 1874, Zpropmals must b scaled, lidorsed **Proporals fur Fater wipev” and addrosind tu ur left with Lo City Clerk of the Cliy of LaCroats on ur befor sbove mentloued, A€ Lie (1o sud piace 1o ihie underaiyoud wiil open ati proporals cuntrace 10 1he [ow osibie Lidder. b TlRht. huweser, Lo reje tur the futereat of 1o city Lo ppeintids e ”V:rd the rving the Aoy aad Bl bide If necchsary JOUN PAMPELLY, S BN a L volaiLT, N fiau %, B Commities ou Water Worl LaCrowe, March 6, 1874, ___DME WONANN [ONPITAL, The Woman’s Hospital of the Stato of Nlinois, 273 THIRTIETH-8T,, Chicago, Deween Waaah sod Mickipmaa, copuncted witb a1 oYz (ECUIChAY B3 SutArAY (ronh it ottacd BoF i Eatuituus treanuont of Djscasea o ‘Wouen: " BCALES, FARIRBANKS' UFANDARD SCALES - ap ALL KINDS. TJH. PAIRBANKS, MORSE & 00, PSP 111 & 113 Lake St., Chicago. Do carefultobuy anly the Genulne, TUCEAN 8T National Lino of Steamslips. New York lo Queenstown, Liverpool, and Loaden, i passrs (rom $30 0 $70 curreney. Excurslon qSalia pssurs rom 830 to §3 curncy, Erei'en Ot Rk S PERRY tntormstion spply to % o For e g A ON, o, ¢ hontL Clark at. "o North German Eloyd, The stearvers of this Company will safl every Satus B e Tier. fonrot Futed stseet Hobakea. Kates uf Passagu—From New York o Boutbaipton, ondos Havre, and Bremen, Brat cubln, §100; sccuus cabia, 800, guid) stocrage, $3) cutrency. | For frelget 404 Paaeago s &CO., JELRIULY 2 Buwling Greeu, Naw ¥orks MEDIOAL. NERVOUS DEBILITY. A K N ENS, eic., and all duorders broughs on by N e osite of SYorwork of Lhe Braia sa8 Nervous Syatem, spesdily sud radically cured by WIHCHESTER'S SPECIFIC P‘Illl.," a purcly vegetable preparation, sud the boat and uios T fomedy huown. Two 10 B1x Lotes ar puaily suttleat, | Yor'cinber luforeiaion, Beud Mre 2% 1 84, oy 1 full Wirectiova 10r use Jrdatarl bce b3, Flejared vuly vy W CHENTER & CO., Chemials, ANE 36 Jua Bt., Now Yorke |