Chicago Daily Tribune Newspaper, March 1, 1877, Page 7

INSURANCE. A Roview of the Business of 1876, Irrepressible Conflict Upon Dividends. An Four Millions Difference Be- tween 1876 and 1876, Patont Faots for the Underwriters to Ponder Over. Basiness of (he Mammoth Companies..lotw the Westerners Sland, Fational Board ‘Mothods Exposed, Epecial Correspondence of The Tribune, New Yonxk, Feb. 25,—Whoever shall try to study the fire-insurance situation In this city at the prescut tine, and especially to sscertain the prospecte of the companies dolng business here, must inevitably come to the conclusion that the fature Is the great unknown quantity, Weoare' Just getting & fuir gllmpse of the real condition of the companles by analyzing thelr statements for the past year, and to derive any encourage. wment from thelr perusal s something akin to drawing blond from turnips. Yet some of your readers will teil me that this is a strange state- ment fn the light of the long lsts of dividends recently declared by the fire-Insurance companfcs of this city, and that if they are teally o such a desperate condltfon it fs rather remarkable that they have pald such dividends. Well, it & remarkable, and it s Just this fact that inakes the situation so black. It you witl scan the statements closely it will be observed that not twenty-five companies paid dividends out. of thelr gurplus, and that thelr expenditures far oxceeded thelr Income, In the second place mnany more companies after paying the dividends declared during the first week in January were Impalired. TIB DIFINEND QUESTION, ‘There I8 an {rrepressible conllict between Di- rectors and oflicers of companies about dly dends, aud some pretty shurp talking is In- dulged fn upon both sides. Before the Chicago firo offlcers had no difficulty in persuading Di- rectors that a landsome surplus was a good thing to have in the house, but when companies Tost capltal and surplus both in the Chicagofire, ond those which were not wholly bankrupted Iind to pay round sums by way of asseesmeuts, then the Directors, reflecting the views of stockholders, demanded regular dividends to the last cent that the companles can afford to pay. The prosperilty of the companfes for 1874 and 1875 cnabled them to pay large dlvi-, lends and {ucrcase thelr surplus at the samo dme, Thesc were years when the rates were comparatively high, but in 1870 the same risks bad Lo be carried for an average of 25 per cent less ratea than formerly, and as tho losses av- eraged about the same, the net result was nn actual decrense In the carnings. When the books were posted, Directors eaw at a glance that fower dividends were essential, and fn many cascs they nccepted the necessity, but i mony more the dividends were boldly” declared out of the surplus earninga of the previous year, and tLe result {a that, though tho publisticd state- ments of Jan, 1 show n smull et surplus, the dividends palil hnmedintely thereafter not onty have absorbed the surplus, but left a deficlency beskde. Tha value of all stocka has dopreciated frun 5 to 20 cents upon the dollar, amd recont eales sliow soine ulariing results, TIL DUSINESS OF 1870, The statements required by the. Insurance Department aro oll In, and we are abis to judge of ‘tho hurlness of the companies by thelr own fizures, These returns embrice an?y the com- vunles whic are allowed todo busihess in this State, Lut, for ull practical purposes, they rep- resent tho results of the year of the whu? wguntry, There are 101 New York State coms Ppanles;efghity-scven companles ot other States, and ‘wixteen forelen companies (Including Cane ada) in the lst, aud the compilation of their re- turos Is a severe tusks Tho leading results are s follows Tolal recelple— 101 New York compunl 5 other Stalo e nies . 16 forelz Total.. 1870, 1874, $23,010,763 $20, 118,400 3,415,438 4,570,654 « 11,008,518 11,301,207 4,730 872,210, 2 [*Nors 873 of fareign comy ho rrtur, ) eniliraco imly fOFveR companTer—ta & kttional o ‘panles havinge haen admiticd durtng tho year.) 1874, - 1878 4, 2 ‘Total Appareat Fu 7 Theso fizures show ata glance the vomparn- tise standing of the Company in the azgregate, al the end of 157 and 1876, und the nereat tyro [u fhgures cun ses that the busluess fell o'f more Mian four milllons of dollurs in 1570, o8 compared with the former year, That thls is the truc result of the underwriting and not of excessivo dividends, will bu demonastrated by he followlng statement of dividends paid by the Awerican companies durlng thess twvo years: xlfilrl\l!en‘((h— " ew York compenics, . Othier Multl....p.. . Total.. o eneen 87,845,000 §7,150, 648 The difterenco Is not suflilent to counterbal- ance the peneral proposition thut the under- ¥riting of "the year was not ko profitable as in the year previous, TIE QUESTION OF RATES, The general belic? that the companles have lost thelr vautaze ground in their concesslons of rates s inoru thun sustained by the experiencs of the year rinst. Compare the percentage of lostes “to premiums received, It {s us folluwi : 1870, 5 New York companfes..,,40 1-1000 37 uil-1000 Other Statecompanics.,.. 52 $-1000 61 44-1000 The returns of forelgn companies under this eal are fncomplete, 'These tirures are welghty and Important n doter mining the ubxlll{u the tompaties to further reduce rates, It fs not lexa true, however, that there 1s & pressing and ‘rml.lunulunmml from one eind of the land to b ather for reduction in rates, uwd It s unfor tunately true that the companics, i the helght ©fa prosperity whili ts thoro tlctitious than real, are coueeding reductlons everywhere, The re- mark wpplies to every section of the country that - the customer ~ who pays the sumo now as i puid ons year ago hout complaint, §s o rare bird. This ts of tourso cntlrely o watter between fudividusls and companlos; but it may be st down ga a cor- Tect maxin that the publ{ecaunot aford to pat- Tonize cumpanies with inpaired cupital, and it (@ :wth that few underwriters will dfsputo that fl]"lvl!rlmll reduction In rates will finpalr the Lflvlulsur muny rumlpnnle- (unlrss they quit usluess) at the end ot the present year, . This fact cannot be orgotten by all 1870, 187! 81,000,061 §3,714, B 039,850 04,016 . ¢ ignored or ,ufin‘n Iuterested fn solvent Insurance agalnst B i :Imu ¢ of losses to yiaka wrillen yemalna une L lle @ reduction In vates tends to iucreavs Viyulume qf rivks awumed ! The inevitable re- °f coutlnued reductions is that the perce flul«:l losses Lo secelpts fncreasesuntil there fs & b the reduction, aud, if there is uo ball, it hn““ Y & question of thne when the = % cqual tho recelpts, and the conpanlest P’;lcnln Lecome fmpafred, This 18 not b considered an argument for high rates so Tuonees & plea for safe fusurance; for the ! .lnmv. tho compunies censv to make money vir gecurity {s useless to tho publiv. THeoET4 BURPLUS, AND KISKS IN FORCE, of thre ure sume gencral facts in_tho condition 'm_;:emm;mnlu at the beglnnlng of the year al \§u :r: lmugmng a8 showing the movement otl ‘.'::: ’l'll‘e‘w miy ba clasitled us follows s ¢ld of New Yo . Baten, dun, L, gy, SO €OMe o ooy nes 8 of u ouhier B a- il Jun 18T 50 OB gy 000 41 ed Staled’ suscte foreign come l;::z!:.u:lln. ity s 17,070,748 qllmlhbl?nlk o APl yelnerate Sud nirmco Ul of forsign come o p Seiies eveuienes 5,700,288 N!l“'ulgl amouut of riaks in force Jan, 1, 1877: "“m_\&lf.c:‘:np-nm b 830, 894, 301 ortza Compao b Total risks, 2 e e e s 000 0,320, 100, 430 ot 'htz:: éfi some !blu? appalllog in the weation Lures, hut cuue| of the enuringas mm’t&wca tho reguer an idea th habl i x’lfi l&s natlos, There h» n‘t’f rl‘fxmi ?ul‘{‘ifir il l? o fusurance in fts ‘proportion to val- P90 s0ma risks the conpanice decling t0 ineura aver 60 per cent, but upon others they prefer insurance for full vahe, A safe estimate woutd be to add 33 per cent to the above fig- urea to arrive at the nctoal value of the proper- ty Insurcd, Yet there are humilreds of millions Insured In other companies than those doing business here! WIAT THE MAMMOTIL COMPANIES ARR DOING. It may bo explained that the risksof the larze AZENCY corpanics are o wklcl‘y scattered that, desplie the crand disproportion between their asscls and risks In foree, the companles nre per- fectly safe. It will, however, prove Interesting to compara the nnmllnF of the companies as related to each other Iu their methods of husi- ness. Only the Amerlcan companfes will ho Rlven In thia place, heeaute the foreign conpne nies haye large aasets at homeo responeible jor losscs here and elsewhere, and, as unl_‘ their Amerfean asaets are reported, it woutll ‘he un- falr to compare tham with vur own offces, The cmunpnnlcawlllbo taken In order of thefr as- scts: Riske in fores 7'¢lln;al s, Jan, 1, { 3 1115, 024 0,001,884 6,104,051 8,001 £Etna, Hartford. ... North America, Phila, Home, New York..., Fire Annociation, Phiia, Franklin, Phila...... Harttord, Hartford ..., B Cuntinental, New York Plionix, New York, Phentx, Hartford. ., German-Ameriean, Germania, Now Yorl Pennaylvayis, Phila. Hanover, New York Springfield, Mas Ningara, New York.... Amerlean, Newark ... (.\nnnecllcutfi Hartford, Amerlcan, Phila..., o0y Girard, .Phila,,., . Manufaclurers’, Buston *Agnicoltaral, ¥, Y.... Ameriean, New York Natlonal, Hartford 2 Merchents’, Newsrk . i1, *This Company professes {0 Insure only farm proper- iy janated. e Amerlcan, of Clicagu, Egaged in the rame husiness exclusively, with asacts of ¥842 0.9, hiad at rigic Jan, ). 1877, $100, 181 521, VECULIARITIES OF THE ABOVE PIOURRS, There is a lesson taught by the foregolng - ures relative to the comparative conservatism displayed in ths management of the companies. The_obmervuble feature of the returns ls that the New York City companles are carrying o far greater proportlon of risks to asscts than the Hartford or Phitudelphin companics of equal strength. This is pecallarly notleeable {n the retirns of the Atna, Jlume, and North America Companles, the first three In the list. The Con- tinental and Ilanover figures present the same comparison. On thelr face these differences would scem to Indlcato recklesaness n under- writing, but the explanation is that the clty com- Eanlcs carry immense lines In this city, whereas huir competitors find their chifef patronage at n distance from thelr home oftices. ~‘The question recurs, however, whether the New York compas nics are not thereby endangered to a greater cxtent than. If they lmitated thelr ri- vals, Thers s a wide diffcrence of oplnion on this subject, and It would require several cotumns to discuss it Intelligently. Tha flzures presented show somo marked character- istica fu the practive of companies. They verify the vopular traditions of the varlous oftices which are known as conscrvative or otherwise. It {s not consldered by underwriters that the safety of acompany depends eutirely upon o single cons{deration, sud thie comparison here« with made is sfmply a link in the chaiu by which they may be judied, The quality of business aflécts the atatus of the company far more th the quantity. An even hundred millions at risk upen dwelling-house business will produca aless amount of losses than one million upon poor pluning-miils, and, 1t s quality that fixes the reputation for recklesencss or conservatisni. A FEW WESTRGN COMPANIES' RETURNS, There are mnu{ Western companies doin) Lusiuuss here, and it {s interesting to noto thele advan e In the scale since last ycar. Thelr as- sets comparo a3 follows: 10, 260 45,716 Jan. 1,77, Jan.1,'76; 8t. Paul, of Minnerota ..,81 i3, U1 $009, 881 Amazon, Ciucinuati. [ 03, 082 Traders', Chicago.. i ALY, 460 N. W, Nntional, Milwaukes 877,10 874,750 Am. Central, St. Leuis, 7 716,330 Detroit, Detroit ... 4D, KT Cltizenw', 8t, Louls. 410,255 St. Joseph, St Js 408,000 Bt. Louls, 8t, Loul ) Mercantlle, Cleve X Jéflerson, St, Loula. 243,708 Toledo, Toledo, 0.0 247,607 Theso returns, as showlng the comparative assets of the companics at the bezluning of each year, are not marvelous for their encour- sgement, ‘The Inerease In a few cndea is so slight s to searcely overcomo the decrease in other coses, They sorve to fllustrate the al- most unlversal bellef that the compunies are not getting rich very rapidly, and, as_Chess remarks apply to the question of rates for the presont yenr, it wilt bu scen the poticy of furtlier reduc- tions 18 at least doubttul, HOW TUE NEW YONK COMPANIES PAY DIV DEND3. At tho outact of this letter It was stated that muny mmrnlllnu ,“mkl dividends this year out of thelr surplus. 'his wae also the case laat year, when a lurgo number of companies expended more money than they recelved. Here {s u par- tial liet of thems Erpendls Compantes, Recelpte. " tures Etna (of 3 5 §M47,007 uwsh 710 Columbia.. Commercy Englo Jdelerson , Lenox. 101, 54418 BLOTY IMITRG } o Bhise 3 104361 U050 Tq00m . e 80,061 08, 50 ‘There ars many others in the sume category, but the diflference Is lees thun in thy compunies named, aud they aro therefore omittyed. UTUERS WIICH PAID OUT MORE THAN THRY v RECEIVED, Inamajority of cases thu compaules ahove mentloned are those which are devoted exclu- 1y, 0r nearly 8o, toa city businces; und, if it auytinng, it s thut strictly local come o luslnx business lust” yeur, But here 4 o list of agency comnanies, somu of them of large prnpurflunl, whereiu l)na same weak- ness fs notiveablo: Companies, Recelpta. Erpenses. Alnlxuln. Cinctnnatloeee ... S001, 088 413 Atlag, Harlford,ee oot vees s 4141008 Citlzensy Newark, Nod ... 400,14 Fulrfeld: Connectleat.,., 11y 1427 lume, Columbus, O, Lancaster, Pennaylva Merlien, Counceticul Standurd, Treaton, N 1t Js remarkable that the sgency companles on the whole have dons. much better than the local companles, and inore remarkuble still that the forelgn compaunles in every instance kept thelr outzo inside of their fncome, althouzh with a fow of them It was u close shiave, Thus the French Insurancy Curporation report: penditures and unpald Iosscs ot §141,707, againet. utotul fucome of $143,570. Buch a result fn that cuse 18 due to the old mansgement and not to the new Chicago firm, who are uow supervlsing the Cownpany’s business, A DENMUKALIZED SITUATION, If these figures convey suy lesson whatever, they are a protest against the shumeful manner n which tho busincss {s at present condacted in respect to keeplug o Jookout for future disus ters, If there are no serious tres, the com. panies can et slong; but, if the total of 1577 ]a wual to the total of 1876 in losses, somebly will et hurt, This fs the acknowledged truth in ulinost every oftice In this city, Ofllcialy will dlscourse leurnedly upon the subject of luw rates und demoralized practices; they will dem- onstrate that it will not pay to assuie a certaln cluss of rlaks ut Jess than_ a purticular raty, sud then fHluatrate thelr own folly bgtn.wnuug oue of thy same sort st a Leavy cut below the vre- viously-named price, 'Fhis Is dishonesty us pos- 1tive us kuocking o man down sl w hils pocketbook, Not lung ago the Preeldent ofa promineut company resolutely declined to ove cuatomer 1o accept’ his risk st 50 vents upon a certaln warchouse, aud salntained his entire conylstency Ly takiog a line In the sume bulld- ing at 40 cents from another custome instances which are cited dally,with dat bers, and circumstances so dircct us to dely contradictlon, ure so uumerous s to be sivken- ing, There is o trusting tha best of them, and, what {s worse yet, this {s becoming such an we- cepted vonclusfon thut ey whoss lives have Leen held spotlese for a quarter or hall veutury uro as wullty s the young rattle-brammed clerks who lle us glibly a8 If they wero boru for that object. HOW TUR NATIONAL DOAKD BETREATS, The policy of sileuce has been adopted by the National Bourd mewmbers, und they are pursu- fugz the even tenor of Lhelr way as quietly as posslble. The balict Is general that tho loast of the two evils i3 to subwit to the dishouvesty of cumpauics and agents in & few cascs rather thag by dlsbandiog to opeu the flood%utu w low rules and demorulized pracil 'he Jocal THE CHICAGO TRIBUNI: TIHIURSDAY, MARCH 1, 1877, 7 Boardn are gradunlly recelving formal permls- slon todo as they plessn ahaut rates, and the companfes, in thelr private instru-tions,are bid- den Ynot ta lose any ol ¢lsks on aecount of small differences In - rates)’ The effect {4 that the Hoard companics_are everywhere inclined ~ to mect ° non-Board eompetl- tion. It i3 doubtless finpracticable to make a uniform rato for comnpantes banded to- gether by a compa-t which tha {ndependent agents will not underbld, but it is feastile o follow themn 8o closely hat the non-Boarders cannot get wind of the new rate In thine to re- cure the risk. ‘The present sitnation may be aummed upin the statement that the Board companles’ agents have full permission Lo ro- duce rates to incet eompetition, A SPECIMEN OF THE NEW METIOD, Probably no place in the West hins witnessed a peverer tnssle hetween Board and nou-Board companles than Kansaa City, Mo. The Board companies found thelr business disappearing like dew before the morning aun. They could not keep pace with the independents, and ap- pealed to thelr companlies {dr rellef. The Iatter sent o corps of special avents {o the place, and, afler a froe cunference, the following resolution was adopted: Resolred, That one reproventative of each Board agency atiall canstitute a Ratinz Committes of the loral floard, and shall meot daily nt a deslgnatad honzand place, This Committea ahintl hiate power by & unanimous vols to comsider and fix rates, which rates, when ro fixed, ahall take Immediate eflect, and be reparted from day to day o the Com- mittee of Co-nperation at Chicazo, and which shall bo bindin: upon all Boird agents, and romain in force until rexnked by the Co.uperative Commit« tee, ar other Natioasl Hoard anthority; it being underatond such autanrity i« given the “Jocal Board in exceptional cases of competit-on upon the best claseen of property by the stronzer non-Board companies, and to sectire united Buard action fn wuch eompetition. It will be notleed that this s vlrl.unn(y “ring to the local Board, *Fix your own rates,” RELIGIOUS. NOON IRAYER-MEETING. A diminished attendance characterized the noon prayer-mecting at Farwell Hall yesterday, but the exerclses were Interesting. The Rev. D, Tiffany led, nlded by Mrs. Wilson, who conducted the mualcal department. During the opening silent prayer, Mr. Davis rend the requesis, aud then prayed earnestly for tho ald and cumfort of those struggling in darkness, After ** What ahall tho harvest be?'* Dr, Tiffany annonnced the aubject of the lekson to be, **\Wo ahall reap what wo row,* based upon Job, iv., 7; Galatiang, vl., 7-8; Proverbs, xi., 18,and xxlii., B; and Jatues, 111,18, The lawa of morals anl phyaica were identlcal {n the results of given con- ditione, Improvement was the cssentinl coneequence of complylng with certaln conditions, and the scedn of faith dropped. Into the sonl would avring up and bear fruit, as do the sced sown by the hustandman. Devclupment wan always after ftn kind, Plant good xeed anda man became Uctter; plant bad seed nnd e became wurse. It wad true of all the moral world, that if aman conceived & wrong thought toward God o did abad sct toward men, and it wax the Jaw of God that it should be #0, and tho law wan as bind« Ingupon the ronl of men as on the frultful enrth, and whatever that man put down inte the ground orinto his soul he would redp whatever he put there, whether it be good or bad, Then comes thoe judement, based wpon the verdict men “made up for themselves, God would not pronounce the verdlct, but 1fo wonld ace that n natnral and equitablo law was properly ail- minlstered upon the verdict at which each man hal arrived by the life he had Jived, ‘The Rev. Dr. (ilbson led in prayer, and the chole aang ** Come, yo ainniers, poor and weedy," Mr. Morton spoke at length upon the pawer of evil, atrengthened by the carefnl nursing of sinners, and Dr, (ibson mnade an even stronger apnlication. Silent prayer and the doxology closed the exer- cl Yo 3%, Witeon, wllo a a iater of the lato P. P, Dilss, will leac tho munic to-day. i THI PRESBYTERIAN ASSEMBLY. This body I8 to mect In Farwell Eall, Chicago, on tho 17th of May. Tho body consists of about A0 delegates, and will bo in session about two weeks, ‘The Committee of Arrangements appolated by the Trooklyn Assemoly to preparc for the meeting in Chilcago mict in the Preabyterian ltooms yesterday ot 1 o'cloeck p.m. Present, tho Revs. Arthur Mitchell, 4, Monro Gitson, J. Il. Walker, D, &, Johnson, Willlam M. Blackburn, and Messi Wells, J. 1. Hortom, and W. ¢, @ Mitchell in the chalr; W, C. Gray, Sccretary. After a freo Interchange of vies it was moved ana agreed to that the Assembly shull moot at o'clock n. m, and 73 o'clock p. m. each day, and that tho ioon recces shall bo from 12 i, to m, 1t wan further inoved and sgreed to that il mittoo do not undertake to provide noon for the Jdelegates, but that they be conum seapect all_re-taurants convenient of access Lo the place of meethig, Meaars, J, W, Horton aud E. R. Davis were ap- pointed a committee to eecurn the usua) rilroud commututions for delezates ta the Aasembly, ‘The Chairman. Dr, Mitchell, was appointed a commliitea of ono to accare the survicas of Dr. V, A. Turpin aa clerk of the Committee, In whoso ct]mrfl:l'. t'fm general work of the Committea Is to bo ncod, I’,l\lmm-lv. J, M. Gibson, Arthur Mitchell, E. 8, Wells, J, W. Horton, and 1L \¥, King were ape pointed to constitute the Committes on Finance, Meearn, J. 11 Walker, D. 5, Johnson, and V. A, ’I‘urp'||| ‘wore appoluted aa Committeo on Entertain ment. 'Tho Qoneral Oommittes ndjourncd to meet on call of the Chalrmun, — CURISTIAN WORKERS, A maetinis of tho Christinn Workers' Unlon of West Slilo wan hold yesterday morning at No, West Madison streef. Mra, Dickford promded,and Mrs. H. A, Donnelly acted as Sccretary, ‘The principal busincss of tho meeting was the giving of verbal reports by the ladles regarding the work In thelr districts durtng the month, Mr. Dr. Fallows reported two. cotlage prayer- meetings eatabllshed In her dlatrict. Mrs, Warren rovoried that sho haid vislted a large district, und thot one cottage prayer-mesting had bevn started. Mre, Enyurd roported that much good had been dono i boe district, Mra. Suifora reported the formation of an Indus- triul achool, with a membership of sixty-two, sud & Eabbuth-school in connection with it. Mrd, Moore reported that slx mectings bad been holy on Desplaines street, and (hat a permanent pm{er- meeting Lad nrovavly heen organized, Mrs, Shute reported four cottaze prnye: fngs formed, sud a sowlng-school with an auce of I|l|l‘thlhl. Mry. Dickford reported great activity in all Lrunchea of church ‘work, thicu cottga prayer- meetings hnviug been eatabli shed, It was voled that the organization should con. tinue, us the Chelatian Workers' Unlan, to hold resnlur mouthly meetings on the West Side, and an adjournment was tuken until tho last Wednes- day in Sarch, Mre. Donnully was Instructed to draft a constitution and by-laws, ke Neso, THE TABERNACLE CIOIR. BastoN, Fob, 21,—70 Mesrs, R, 8, Thain, C. 0, Case,” (' E, Leach, Luc; y, Miea Kllen M, Sprague, Commliites of Tuhernucle Cholr, Chicago—Dran Fuirxus: Me. Saukey has placed in my hands yoar very Interesting lctter of greeling to tho Tabernacle Choir of Boston, fo ‘which, in default of a regular organization of the latter, it affords e very great pleasure to respond versouslly in jte bebialf. Doubticss your own ore ganlzution was not formed at onco upon the open- 1ng of thumeeti in Chicago, 1 glad It our frequent meeting and o might result fn sometl! rendy u detighitful upinit o nd 1 mn sure that by vur united prayers, ws well as by unitaid songg, Wwe'Are seaking tyrumote th succens of tho great effort at soul suving, which hus beon inaugurated lu our mdst, May the Divine one ‘buptize tho hearls of -all ‘our memnbers that we may eing ‘‘with the understunding,' Lam happy heyoud expression to chraniele the fact that tho suuie Jesus whose presence blessed Jour Chicaga e ully haw proved Liunwolf no less **mlihly ta save & 14 Huston, and what withintho pasi few weeks tho new son: titute tho pasls of the **oll, ol wsny & hieart with Jubliant stralng which elde would be' wretched® and hopaloss, and thoso are bul ths beglnuings of victory with you, Many of us were utexpreasibly painod st the vad casuallty which removed tho plous author of so wany of our favorite vouges snd with you we re- Juice (o the acquaintance and leaders! l[; of that sweet alnger, Sr. Bankey. Hie carnestnese, his :llnn:lnu. his purity of soul, have won aliour hourts, Happy in my own assoclation with oue of the uks of that chalu of singors of s pratscs, with which Gad fs sow gindling the earth, 1 return most cordially your Christisu greeting, while 1 have the honor 10 remaln your friend sud brother in Clirlet, E. Tovixs. — THE UNIVERSALISTS, Tlere was a quarterly conferenceat the Church of tho Redecmer, Universallst, last evenlng. It was muchafter the wanner of & prayer-mecting, the exerclsey conslsting of prayer, singing, and re- warks by diferent peaple. Tho Rev, Sisa Chapla, of Blue Island, acied as lesder. After the prellwiuary prayer sod singing, Miss Chapin mi short sddress, takivg for her text the well-known pasiaze of Scripture: **5 Will Give Yon the Keys of 1he Kingdow of Heavew,” In deliberste awd well-chosen words aha spoke of the noed of geeater Chritiaulty ln every-day life, Heaven could bo created ou earth, und ‘ons could cotur thoe Kiugdou of leaven right sway and dwoll there forover, The **keys* spoken of in the teal shy declarvd to nican opporiunities, abllltics, snd dutice, snd to use and juiprovo thewm was what #hould b the constant deaire of every une, 1y pequyst M. biraubrusg tho iclody “eNinety and Niue, " “The Kev. Mr, Hanson epoko Sof tho lost whecp rofereed to {u the souy. Tho Rev. Ur. Hydersod others followed with beief remarks. THE COURTS The Adelphi Lessees Want the Theatre Restored to Them. Tiey Object to Paying the Reoeiver Fifty Dollars a Week. A Bill Filed to Set Aside the Will of the Lato Walter Wright. Another Batch of Voluntary Petitions In Bankruptey. New S8uits, Judgmonts, Confessions, Divorces, Bto. The motion of Lanphere & Rigdon, the lersees of the Adelpht, to have the theatre property and Icase turned over to them by the Recelver came np again before Judge Farwell yesterday morning. ‘The motlon was first made last week. and post- poned to give the Recewver, Capt. Gray, tima to file hin report, Lanpherc & Higdon alleged that they ought not to ba deprived’ of the property dur- ng the litigation, snd that Gray was nut spoading the money recelved by him In & proper way. Mr. Tuley, 89 thelr conueel, claimed that the Receiver asked more for = hls acrvices than ho was entitled to, ond had mufiiclent monexIn hls hands to pay his proper fees, The Recelver was an officer of the Court, and a court bad no right to keep the property. It was entirely in the discretion of the Court to order the property to be turned over, and It ought to be done, so Lhat Lamphere & Rigdon could prevent the loes which they were at present snfering, Judge Farwell sald the compensation of the Re« celver was & commisaion, the smount of which rested with the Court. Hedld not sish then to mnke any order without hearing both aldes, AMr, Gray had Dieen sppointed by counsel, and the prope erty rhould not be taken out of his hands, Ile pre. ferred to refer the case to the Master to take proot. Mr. ’:‘uluy offered o give & bund on recelving tho roperty. L4 Mr. lurdy, on behalf of Havorly sund the Re. celver, objected, because It uny damage was dong sult would have to be brouzht on the bonds, and mure ltigatlon would be caused, At Mr. Tnicy's request the Clerk made a speclal note of his offer, Mr, ilardy then prescnted the Recelver's Inat re- sl asked to have It approved, ‘The report was filed and, after sume discuseion, ordered to be referred toa Master for exawina- jon. Cupt. Gray, In hls report, which embraces thie werjod from June 1, 1850, to date, afated that in June last e hau on hand 834, Sirice that tme bo has recelved $8,7%00, and paid out ubout 87,000, Jeaving a balance of $300 in his hands, Thero are, however, unpaid Labilitles outstanding to the amoint of gome $2,200.. The monthly rent of 1,200 for the tueatre had all bLeen col- octed up to date except &2,400. The round-lease §s 8625 a month, Jeaving onl 570, Dro) The prescat owners of the Adel, xhl! Lanphere and Rigdon, clalm that the Kecelver ought to have been sblo to pay all tha expenses aut of his receipts, Instead of running behind. They also abject to his charge of $50 a weuk for collécting 81,200 & month and paylng the ground rent. ms uxcesslve, ‘Tue report was referred to George Willard, Man- ter In Chancery, to examine it and report in & week. BILL TO BET ASIDE WALTER WRIGUT'S WILL, Lincoln D, Wright, . W, Wright, ¢hester D, Wright, and Maria A, Wrizht flod a bi)l 'yesterday aguinst Ann 1, Webster, Thomns Lyman, snd Lewls 1 Webster to set aside'the will of the fate Waltor Wright, They stuto that tue latter dled Oct, 2. 1871, leavings wil dated June 7, 1474, In which he devised Lo his elster, Aun E. Webster, all hia Proneny. real and personal, situated in the City of Chleago, Al hin property lfllng outslde tlie cit wus glven to bis cousin, Thomuas Lyman, This gave hin alrtor about ¥500, of property and his consin 8250,000 worth, The will was proved in Novowber and admitted to probate. ~ Thomas Lyinan gud Lewls D, Webster wero by the will ap- pointed executors, ‘The complaluants allego that Mr. Wright, at tho tine ie made the will, in June last, was not of sound mind. That for a long timo prior thereto he had veen feeble fn mind and body, and was by the undue and improper influence of Ann E. Wenster and L. I, Webster induced to make the will he did. They further claln that Walter Wright died Intestate. leavinz as his holew . T brother 'Thmothy Wright, his aister Ann K, Webxter, his nephowas Augustino W, and Chester D, Wright, and bis nices Maria A, Wright, 1lis Drother nold his Ahare in the estato to L. D, Wright, Ann B, VWeliater hus proved up a clalm of $10,000 against her brother's estite . for moucy clalmed o Yo left his hands for invest- ment, and It has been paid ‘overto hor: but complairants deny that he ‘owed her any such amount, Lewis I Wenster, her on, has Just bought of W, M. Turoman, on her behalf, o residence at the prico of 15,000, Of this amount 83, U0U Is to ba paid in cash, Mrs. Wobeter Is to as- sume & mortgage for $15,000. aud to convey to Tureman three tote iu Bronson's Addition belong- Ing to her orother's cutatu, Complainants ulleys that the cash payment of $5,000 |« uart of the $10,000 wliv han recetved from tho estate, and they feur rhe will canvey the real estatc ax sl has agreod unless restrained by orderof court, L. . Webster, ono of the exccufors, owes the estate 4,000, und hna only given his own boud, which §a worthioss, as recurlty. Thoy therofore nak that Lowis 1. Web- sterand Thomas Lyman muy be restrained from paying Mrs. Webster hor clalm if it has not been vuld, and, 1f it has been paid, that she nioy be en. Jjuined from disposing ot the money, thai & Ie- celver muy bo appoluted for the estate, and that the will of the late Waltor Wreight may be sut aslde s lnvalid. 1TEMS, Judge Williams yesterday appointed Samunel Palkey Recolver, under bond for 82,600, In the care of 11, L. Yountct al., trustees of the catute of Heory Young, doceased, vs. Juseph K. Lock- wood ctal, llradford Tlancock was appolnted Recelver by Judge Moors in the creditora’ biYl of J. H. Balch ctal, ve. Nonfield and E. A. Batchelder. Tho hond wan fxed at &1, hov, Juilire Moore granted s divorco to Emma Sander- son from her husband, Richard Bandcrson, on the ground of drunkenneds andadulcery, Judee Williams eranted & decres to Frances 11, Ehurman from George C. Shennun on accountof bis adultery, and to Mary Thamin from Lorenz Thamin for crucity, UNITED BTATEQ COURTA, Willism J, Christy ifcd a libel agalnust the pro« ceeds of the salo of the schooner Dan Nowhall, clulmiug $1,547. 28 on & morigage, BANKRUIMTCY MATTERS, Willlam J. llanna, & dealer in ogricultural fm- plements nnd seeds at Nos, 34 ‘and 36 Sonth Cansl street, undar the frmnameof W, J, lianna & Mled s vo.untary petition in bankmpicy yeater 1l preferred debts amount to $120.80, bewl 10x¢ The secured debts foat up 80, 450, the curities bet.z worth $12,000, and the mieccured $41,741.10, bestde §4, Uue on accommodation puper, The saascts conwtut of Jaud wortls €8, 800, morteaged for ita full salue; cash, $34,71¢ bllls amd notes, ahout $3,000: stock In trado, couslsting of agricultural Imploments and_ weeds, $1,000; horeed, wagons, and harness, 8$5753: muchinery, fixturen, and upparatus. sbout $3,000; debte due on open sccount, about §3,500. Therc i alsy wome uther pereonal property ciatmed to ve exe empt, The petition was referred to Regluter Hib- rd. William H. Lalug, a hookseller and newsdealer at Dixon, also weut Into bankruptey, 1hie pre- ferred debts are 320U, and tho unsecured S0 8. ‘Tho assety comprive a wtock of goods, yalued ‘at’ 82,000 opun, accounts, 872 21; aud policies of Insurance 1,230, The petl referred to Reglter Crain, of Freeporl. Henry and Frederlck \Warnlng, carponters of this city, also decided to clear thelr buoka and start anew for apring busihess, Their vecurod debts ars SHI5,00 and the unvacured 81,820,298, Thelr Auscta conwist of 8 horve snd wagon, $2083 blacke, tools, etc., $15; anmd open ucouuts, $O8N.IM), Henry hins secured dunts to the amount of 33,500, the sccuritlcs being worth 30,600, aud (he une sectired deble 3240, His aedets comprises soma real cvtate valued at €1,000, mortguged for §3, 500, and & policy of Hfc-Tnsurnbo for $1,000." Frederick -y His nll'la 5 U was r owea 3535, of which $300 te sccired. consist of soine reur'entate worth §1, 500, mort for §300, and & pollcy of life-fnsurance for § ‘The petition was reforted to Heglvter 1ibbard, hu ties belng worth 8185, 100, a1 20,504, His asicts comprl 20,100 of estate; bllla nud notes, clc., $5,050; and open ac- counts, §13,001, 18, 'The petition was refcrred (0 Iteziater Iibbard 2 ‘Phe Asslgnee of M, 3, Kenny was suthorized to sell the an’eupt's assets for 3400 cash. A flual boariuz and credltors’ meeting will be held Aprll 7 Lofors Reguter Hibbard 1n the case of Wililam 8. Whitney, Charics E. itay was appointed Provislonal As- siguce of John McArinur, the ex.Postoisste untder 8 boud fur . Johu B. M. Wurdick are Itay's boidsmen, mwear they are warth $50, 1 the case of Willlaw . Quigley an order was mude for the sale of the axaels al public auction. A ko order was made in the case of Roswell U, ruol A tual nenrlngllnd creditors’ meeting In the cass of Williawm W, Mcllhaney et sl will bs Leld April 7, before Rezister Hibbard. The objectivns to the dlscharge of Bacon & Perry wero disinlesed for waut of prosecution, and the cara reforred (o the Rovister. 0 the case of Mose & Samson, the bankrupts, by Icave of Court withitew thoir petition for dis. clirge, witbout prejudice. Tho dujections (0 the discharge of Herbart M. Kinsley were dlamissed for want of prosecutios, and tho cuse refuercd Lo the Rerister. Tho petition 1o st aside thodlacharge In the case of lewy Roscnstock was dlsmissed for wunt of prosecution. y Tho objections fo (ko dfschargo of Irs Holmes ithdrawn, sud the case referred to tho T Lie objections to the dlscharge of Jeky B, Foot were overruled after trial by jupy. nsccure 1“ sud sud they each A similar verdict was had i the case of Danfel A, Loring. Georze W, Campbell yesterday apoointed Assignec of Ienr iulln . The election n{ n Aseignee In the matter of .\llcli“nrlnud and I'rice was continued to March 10, atlia. m. A Grst and final dicidend of lO!f per cent wag declared yulerdn{ 1n the entate of Morris Salkey, The Aestznee s R, E. Jdenkina, An Asnignee will be choren for Levy Brothers thin m'lmlllf a1 10 o'cinck, befors Rezister Grant, In Weyirter Tiihhard ' office. A composition meet: Ing will be held at the same time. SUPERIOR COURT 1N BRIRP. George Hinchliif filed & petitlon asaint willlam Lamb, Lyman Baled, £, W, B e d 1. Bradley, uski Tatchinrd, and W, nZ for a mechanic's lien 1o the 1) on the west 105 feet of Lot 18, rell, Mather & Roberts® Addition L Herman Schwab filed & bill Ifil"\llnm’lhl. Louts, Jennle, Siuney. Benjamin, and Albert Haas, Frans ¢in Beadley, Sartin lieem, Adolph and Willlam T.oeb, snd tlandolph Loomls, o forecinee & mort- #azc for 84,000 on the o1t 4'teet uf Lot 0 and the weet 10X feet of Lot 10 of Willard & Pearce's Sub. divislon uf Block 7 of the Canal Trustees' Sub. Qivirion of the W. 14 of See. 27, 3if, CIRCUIT COURT, The liinols Traat & Savinzs Bank beganaanit ;Fn;nxfl Michnel Evans, Dantel O'liara, and Patrick . UCleary, 5 M. ’l,. (!I\m:e, adufiniatrator, sued Potter Palmer T or 81,000, . D, Harvey, Amignee of the Commercial Loan Compnny, filed & bill yesterday agsinst the Com. merctal - foan Company and its stockholders to compel the Iatler to contrilute according to the amount of stuck held by them. This bil} waa filed #ome elghteen months or more ago in the Buperior Caurt, but dismissed a few weeks a20 withoul pre]- udice, beeause JJuidge Moore was Interested in & alinilar anjt and would not hear it. The anit fa thereforg brought In the Circuit Court for the same purpuse as befure. THE CALL. Jioax Tnanarrr-ilankraicy calendar, beginnlog with No, 14, Inr= W, A, Holz. Nocase nnl“ll 3 AUDOY Uy =2i010 774, and 210 to 239, Inclusive, 19, Eager va, F'ond, on trial, Jebug Jauxsoy~Nocall, No. 51,171, Clty v Dela- oy, stiiton (141 % ‘denur Mounk—ca, 04, 83, No casoon trial, 5 JUnaR Ronxry—1%3, and 161 to 179, luclusive, . No No. cammon tria), dupar BooTit—Set case 4.0M, Walth v, Clark, and gaiendar Nos. 233 10 fcit exeent 200" No, 204, Lerves Ko, 1,5%, Offstle v, JUDUNENTS, SreEnior CornT—Coxressioxe—fotiali Tirlstow va, Francis B, Law, £304.23, oeh Caruphell et al, vx, fienry and ¥ Warctak, #17.01.~. “MoUregor Adami s, L nming. #5 i e ::';'u’.‘ ot al.va. Clitles F. ad oy =dvoun lioizaa=Father B, Martin ¥, and motion for anning: verd| . I’arker va, Frederick fisner; verdic i1 T £121.65, and ‘Thotlun for_new trisl.—Tbomas J, West ¥e. Juscph Hechtin, $590.75, Jrnak Booti—St, Hakervs. Fdward Jensfon; vers dict, $100, and motion for now trial, e — LETTE;IS FROM THE PEOPLE. BEWERS, 7V (e Editor of The Tribune. Cnicano, Feb. 27.—1 think your articleaon the sewerage appropristions do Injustice 10 onr Alder- men, aud to a large number of unfortunate prop- erty-holders In the unseweraged portion of the city. Iwill guarantce that the writer of thees thundering lcadors on economy lives on a sewered and Improved street, Stenches and smetls, worne than death's desolation, never pervade his home. 1. for one, have lmpun‘cd var Aldermen for & sower un Wabash avenue,’and T think there are reasonn why it should he bulit: anly four biocke, from Thirty-ffth to Thlrty-ninth “streel, are te- quired, and then §t will be an improved street from the river to Sixty-third street, & distance of seven miles, ‘Thia nneewered portion of Wabash avenne Isn now ® swsmp oand a cow-pasture; tho land Is utterly worthless for buildinz ' pur- pores without™ n sewer, and yet the city, a woullere corporation, demands and collects an an- nnol tax of over #2 per tront foot on every lot. There are 210 lots fronting on this ntreet netiveen Thirly-Afth und Thirty-ninth streets, upon which uv annual tax of over 11,000 I+ paid.” This has has been golng on for the Iast quarter of a centary, andwhen we ask for a sewer, we ars inswlted Dy the cry of **economy." Taxing an unimproved 1ot is o Weatern barbariem, und when a city tuxes auchi & lot aud refasee building accommodations it Is taxution without representation. We sre met by those who sy, **Bulld up your strect, and you will get a sewer.' Wao cannol butld without sewers. The city says we must bulld of stone or bric’t, Our foundations are only it for & frame hullding, and they pars a **tire ore dinance' which lakes nway this God-given right. Wo only baild s atone-front to see It crum- ble and’ suitle. Thy brick nbsorbs the water, and the plastering fulls off the entiro basement. . T'he city apent thousanda of dollars in opening and widening Wabash avenuo, and it has done no one ‘any good. 1f the sewer was put in there wonld be's large nmnber of new buildings erected, and the additiona) taxes recelved by the cily from these new Improvements would pay for the rewer in two years. Do not forget that our property has been taxed 10 pAy fOF yoir sewer, wo that you may bave a sube colin? and A plewvant home. "The busement of your Pnnnnu estublishment has been drained snd nhnbitubic at our cxpenve. Sewers are demanded on Wabaeh avenue, Htate, and Deacborn streets, and many other thoroughlares. The clty can make no better {nvestments, Along thelr courss lines of briex bulldings will arise from which & perpetuul and Increasing revenue will dow, Nothing but & contracted humanity would ask ue to wait for sewers ia order to ‘mf for unuscd tun< nels, and make good the labilitles of defaulting Treasurers. 1t would be much better to snuft out the gas and use that money for rewers, Uutter that one man hould be gurroted In the dark (han that ten should die of malaria in the wunshino. We will continno tu make our just demands, even i rion, with our stenches, 10 leaven shall ascend d trust In Iltm **who tempereth the wind {o the shoru lamb," Most respecitully yours, D, Hagnt Hamxrn, AsiES, Tu the Fditor of The Tribune. Cnicago, Feh. 27.—{am aware that it {s hardly proper for citizens to call on Tus Trisune to help them out of any of thelr private griévances, but hope to be excnded In this instance for doing vo, as i information songht will doubticss be of sotme- what general Intereet from the fact that aimilar griovances exlat In many otherlocalitios in the clty. And besldus, the gentlemen who are the casse of this particular grievance will, it {s presumed, feel ns fimerul 1o you for alittlo help in the matter as will the wriier,—~for thov arc *‘all honorable men, V' highly reapected, law-aulding citizens, an would ng, Knowingis, violate any, even the least, of the ordinances of our (now) good City I'athers, nuch legs that higher ordinunce compried In the Golden Rule, Therefore a little Night on the fol- lowlng question, pleaso: 1s it legnliy, morally, hygienlcally, or cathetical- y right for thent to throw thelr ‘ashes upon tho street every morning to be blown into the faces and eycs of paseerssby, and upon those who hap- pen to live In the directlon which the wind scatter- eth them? If It Is wrong In anv of the above senses, these good people are Interested in know- ingit, as upon thedlecovery they will doubtluss xlsdly cease the practice, {f fudeed they do not cover themeelves with sackeloth and ashes for have Inzvo lung persisted in it. But if there ls reslly nothing wrong in thus dumping thelrashes tpon the street (and I w rorl there {a no wrong in IIL.. t no rellel 1s to had through the ordinary channels, will you have the kludnuss 10 suggest to Folus not to blow his wind all the time througlh the winter months from tho north, usthis gives those living upon the sauth alde of the treet niore than their due slare of thelr neighbors' dust, If the zod of the winds is ob- atinate, or pleada that he Is governed by Sxed laws, and muet porslet In bie northern Llasts, can you not touch “wilh your editorial wand the come weton of Aquarlus snd induce *him to snriukle rl:cm before they are thrawn upon the atreet? This would obvlate in 8 great measure the griovanco complained of. Ashus aro a very good thing In thele place (wood ashes), but tlicy are not a success &% 3 puint, a4 our doorsieps, win. dows, etc., attest. Nor are they a desirable covering for our furniture. The thin sln!v veil whicli they spread over it ss they industrionsly creep In through any temsporary opening mad: ventllation, {s of thaf sickly hue knuwn y palencas,¥—a color of all others the least to ba aamired,. 1f blue glase conld ba pounded up with r somethilng logive thew a more populse color taey might perbaps pass in w! Vlon; but pure, unwixed, nuver! 1t may be proper to state that tho capwe of this particular gricvance has it location on West Mon- oo street, out many other localitics are shwilsrly fuvored, though, ft ia to bs hoped, to a lest extent, Jo BERGT. 0'DONNNLL. 70 (he Edltor of Ths Tridune. Citicago, Fob. 26.—Belog an old and constant reader of your paper, I observed jn your issue of 4he 24th inst. an article headed, ** Police Porce of the City of Chicago,” which, in an underhandod way, unjuaily assalled oue of the most efiiclent Sergeants over conuected with the potice force of thiscity, and ealogized sn ex-Sergesnt, who, from hle hablts, was looked upon with contempt by all wha knew him. . Agaiu, the writor of that fabulous lotter would have the pubtic belleve thst the ex-Scrgeant ar. rested 117 men with twelve of his inen out of Frof, siduswt dive, Wiat su shaurdity and uiter faleity] ‘True, he together with six of his men ure Towted four pereons odt of Prof, '+ Jucts, " but thoy were ail discharged the following mornlug by Jus- tice Salisbury, tucn Police Justice. 'The evideuce for the defense showed that the ex-Sergeant lled his poc with stones, and commenced his ruid by throwing them tirougt Prof. ** Joe's ** windowa, Now, as to the freaucnt cobberles fu thut portiun of the Eighth Ward already duacribed by the writer, 1 would asy, us an vld rosident of that locality, that robberies are less knowa fu the portion et tioued than fu avy part of ourcity: sud aa to the **organization of youug nea for the protection of cltizena I nust say that the idea Is wimply pre- pusicrouy, and he must be either a fool o u cuw Who would attemps Lo waks the public bellove that such 8 thing was cver spoben of.” Ldefy bhe writer to pive the nswe of vne 1udividual convected there- with. I wiil now closa by asking the writer of the artl- cloin question If bo ls uware that the ux-Seryeant ever arrvaled 8 thicf or scut uae Lo Joliet, urlf be I8 not awara that Rergt. O'Donnell nrrested nnd 82nt more thieves to Joliet than all the Serzrants in the clty combined} 1f he s not, tha renpectable tispayers of the city are, and for proof examine the records of the *olice and Ceiminal Courts. A:{vOm CiTizex aND TAXPAYER or THS Eionrs ARD. AR THA PRINCIPLES OF LIPE.INSURANCE UN- DERSTOOD! 70 the Kditor of The Tribuns. Crticacn, Feb, 3. —An sertion {hat the principles of the business of life-tnaurance, after its thirty years' existenca In this* country, wers either Imperfectly understood or else viciously mise applied Ly the managers of some of the oldent and best companies, would be abold proposition, yet the writer's experfence with preciacly similar poil- cles, taken at the same time in four companles of Rood etanding, would jostify auch n statement. ‘Thesa companies are the largest and oldest in the four States of Sassachuselts, Connecticat, New York, and New Jerney, all of them 1n business a littie over thirty years, have assets which produce fubstantially the” eame rale of intorest earninge, havo hed but little difference In thelr ratio of ex- peneea for eeven or elght years, and, in brief, 2ll the elements which contribute tn the cost of Insnranceare very ncarly identical in the four £ pant ilence, there should Lea very close uniformity In the cost of fneurance to the policy. holder and In the surplia’ premiums returned under the name of dividends, Uunt the history of these policies dieclores no ruch result. On'the ctontrary, somnc of the companies furnished more than one-fotrth more pald-up insnrance in proe pastion to each dollar of premiam paid than ane otber, and nat oniy this, but cpon the paid fn. eurance eo furnisheld the subeequent dividends were niore than one-half greater in_rome com. “anlcl than fn ono of them. )t should be added, owever, hat there. 14 nn particniar difference in the three companlesnt Massachueetts, Connecticut, and New Jerscy, 1t anch an enormous diffrrence ar the above enn honertiy occar, It i« not nnreasonable to fnaist that the Luslness 13 not yet underervod. | L\ { P THE VETERAN ASSOCIATION. To the Fditor of The Tridune. Cnicann, Feb, 28, —What purported tohave bren amectingof the Chicago Unlon Yeteran Associn- tlon was held last cvening ot tho Grand Pacifle Hotel, when resolntlons were passcd indorsing Gen. Logan for Secretary of War. It wasa fand, ‘The meeting over which Gen, Beem presided was almply a meeting of the Post-Office and Internal Revenue employes. Owen Stewart was Fecond Licutenant of the meeting, 'The resolutions in. dorsing Gen. Logau for Secrelary of War by tho Chicago Unlon Vetersn Association are frauds, Gen. Beem alro represcnts that he has resolutions from the Natlonal Unlon League of Itlinots, tn- dorsing Oen. Loyan for Sceretary of War, If he has any auch resolutione, they aré slso frandalent, 1le furiher represents that he fn one of o Com- nuttee appointed by the peaple of 11linols to'go to Washington to urge Preeldent Hages to -wmlm Logan Sceretary of War. The pecole of Niinais have no knowledge of any such Committee, 10 any Commilitee under that gul«o goes to Wunhing. top it In & Committee made up of the Post-Office and Internal Itevenne Department of men who hinve made themeelves abnoxious 1o tho people, and who will be called ou to ntep down and out, The Pust-Olice hus supported men who ot only voted the Democrat ticket, Lut who atlempted { releare Rebel prisuncrs at Camp Donglas to burn this city. VETERAN, GEN. M'ARTIUR. To the Editor of The Tritune. Cuicaco, Feb, 28,—A reporter In the Tines of the 26th inst, takes occasion to sbuse Gen. McAr- thur in a falee statement of the ylews of the meme Lersof the late First Hoard of Trade Reglment. Where he obtained his Information wo do not know, but It tuat have been from a very quese tionable source. The fact 1s, the Generul was highly esteemed a8 an ullicer_and a geutlenan loyal, capable, and eflicient. We moarn sincerely that in an evil hour he ylelded to temptation. While we condemn the act, we wish it distinetly nnderetood that Gen. McArthur will ever retaina warm place in the hearts of his old soldlers and comrades, MEMBERS OF THE SEVEXTY-sECOND ILLixois IN- FANTUY, OB Finst Boanp or ToAnz REGINEXT. —— Strange Seu-Monsters, Mr. Richard A. Proctor writes in the London Fcha: “The sca-serpent haa long been regard- ed by most persons as simply a gigantlc fraud. Either the objevt which appeared llke a sea- serpent was something altorether differ ent—a flouting trec entangled In seaweed, the serpent- inc outline of distant hills balf lost uuder # ecudding haze, & row of leapiug porpolses, or, 1f asingle living creature ut all, thenoneof u known species seen under unusual and deceptive conditions—or else the circumnstantial avéouuts which could not be thus explained away were concoctions of falsehoold. - Yet, us the natural- Ist Gosse Juug since poluted out, In bis curfous ese n§ on * Tue Great Unknown, ' it {s ultogether unlikely that wnen kuow all the forms of ani- muls which exiat in thu ovean, and the antece- deng probability arainst the theory of the ex- Istence of creatures such as the freat seg-ser- pent has been deberibed to Le s not sutlicent to gutwelgh the evidence which hus been given respectiug such creatures. Nu one who has read the account given by tue oflicers and men of the Daxdalus, for instauce, can for a moment suppose that they were deeclved in any one of the ways (ngenjotsly imagined ; wemuest assumu thut tey all told untruths betore we cun reject the bellef that some as yet unknown sea cresture was seen by them. That treature may guiteim pos- sibly not have been ascrpeat properly su-called, thepleture drawn by oncof themblsiipinen nay have been tncorrect indetails (a8 Prof. Owen in- sisted {t must have been)s but, unless the whole aflr was & fraud, & sca anlmal wns scen which had all the uppearance of a glzantle serpent. Aud the {dea of fruud In a1 matters is not nearly su reasonable a8 man e to fmagine, ‘Travelers are sometlnes Anh]‘ to tellimarvelous storfes; but it {s u noteworthy fact that, in nine cnees out of tem, the marvelous storics of trov- elera bave been coullrmed, Men ridiculed the tale, brougzht back by those who had suiled far to the South, that the sun there moves from Fight to loft, Instead of from loft ta right, us vou face his mid-day place; put we know flm hose travelers totd the truth, Tho firstaccount of the girafle wos laughed to seorn, and it was satlsluctorily provedthat no such creature could posalbly extst. The rorflla would bave been ecred out of existency but for the fortunate arrival of n skeleson of his atan early stage of our acquuintance with that preposscssiug cousin of ours, Monstrous cuttletish were thought to be monstrous lHes, till the Alecton, fn- 1861, came upon one aud captured @s tall, whose welght of 40 pounds led naturalists to estunate the eatire weighit of tho ereatureat 4,000 pounds, or nourly a couple of tons. I 157, uguin, two tlshermen encountered a gleantle cuttle fn Cou- ception Bay, Newfoundland, whose arms were about_thirty-five feet fn length (tue tishermen cut off from one arm uplece twenty-five feet long), while its body was eatimated ai sixty fect {n length and five fect in diutcter—so thut the devil-fish of Victor [lugo's famous story was a mers baby cuttle by companson with the Newlfoundlund mouster. The mer- mald, again, has been satisfactorily identified ~ with the manatee, or ‘woman- fishy a8 the Portuguvas call 1t, which sssumes, says Capt, Scoresby, *such positions that the huntau sppearance is” very elusely hni- tated.! As for storics of sea-scrpents, naturale ints have been far less disposed tobeIncreduloas than the general public, Dr. Andrew Wilson, for {nstance, alter speaking of the reconled ol servations tn much such terms as I have used above, suya: ¢ We may, then, afilrm safely that thereare” many verifed pieces of evidence on recond of straniee inurine furing lmm:fi been met with, whivh evidences, judged secording to ordluary aud comiiun-scuse ruics, go to prove that certaln hitherto undeseribed marine organ- fsms do certalnly exist in the sea depths.' As 1o thy support which uatural history can give to the above proposition, *zoologists van but ad- mit,? he proce eds, *thecorrectness of the obser- vatton, Certuln orgunisims, and speclally those of wmurine kind (e g., certaln whales) are known 10 be of uuccdfinzly rare occurrence, | Qur knowledgo of maring reptiliulscunfessedly very small; aud, best of ull, there s no counter-ob- imluu or feasible argnment which the uatural- L can otfer by way ol denying the above propo- sitfon - He would'be forced to admlt the exist- ence of pursly marlne weners of suakes which pussces compressed tails, adapted for swimming, sod other polnts of or amzation adumlttedly suited for a purely .uquatle existence. If, theres Ture, we sdmlt the possibllity—uay, even the rcasonable probubllity—that “giguntic memnbers of thess water-suakes may occasionally be des veloped, we should state s powerlul caso for the assumed and Prubable existence of u uatural tsca-serpeut,’ We confuss we do niot well seo how such a'chaiu of probabilities van be readily set nshde, supported asthey are fn the possivility of their occurreuces by zoological sclel and in the actual detalls of the case by evidence us trustworthy in many cases as that recefved in our vourts of When we remcember how scw i aw. sl oF other lnbiadltunts ol the sea are ever s compared with the countless millions which exist that not one spechinen of sonie tribes will be scen Lormany years n successlon, uud that sume tribes are only known 10 exbst because a single speciuien or even a single skoleton hus been obs tslued, we may well believe that fu tho ses, as {u beuven and eurth, thers sre wore things *thau are kuowa in our philosuphy,' i ——ce—— A Rare Veriety of Flsh, Salt Lake Tribune. ‘Thered fish of Wallows Luke, fu California, are described as being blood ved in color, very fat, and welghlng about clcht pounds, and we preferred, when taken, to salwon. 1t is sald there are only four Jakes kuown in which this tish {v found—Vaycette in Idabo, u lake in Malue, une ju Scotland, aud Wallows Lake, A compuny coguged in cominercial tsbing ou the latter frés quently bring {3 a ton of red fish at a haul with a seine nf medinm length. Wallows Lake (s two thiousand feet deep, and the fish suddenty appear on c;m surface In Auguat and disappear in Do cember. MeVICKER'S THEATIRE, Week commeneing Mondny, Feh. 20, eveninz and Satnrday Mntinee. talented emotional actrees, Miss GENEVIEVE ROGERS, 1n the auccessfnl Socicty Drama, MAUD MULLBR. Kewand Appropriate Scenery. Excellent Cast of Characters, Ever, The young lll& Monday, March h—LEMONS, WAVERLY’S THEATRE, MAGUIRE & ITAVERLY, WILL E. CHAPMA i Overwheiming Triumph of the SOLDENE ENGLISH OPERA COMPANY. i (Thursday) ecentnz, TRIAL BY JURY an m?}‘-, TG, f"rlnln{. Pnent 1 Foltenc, GRAND DULHESS. “SOLDESY MATINEE, Saturday, CxL wedk, atfer monthy of maja-ation. the Grand peciacutar ‘Extravazansa, EVASCELIVE, with al ita gorzeous scenery, origioal munic, choruses, an marches. THE TELEPHONE, At Oskland Chareh, wood Tonferard, near Drezel Lionlevard, THURSDAY _EVENING, PROF, GRAY will Irctare ugon ' **The “Telentione and ts_Anplcation ‘to the “Transmimi'n of \usie and {p Teicerapny. " Muste eill be receteed by wire in {he dudichee-room from a voint several mflcs away, o T of kanding elght messagrsovern wire at tits same time wrill he [instraten. A imited number of Lekets ean be Had atJauszn, SeClirg & Co.'s, and at ttage (iroy ADELPHI THEATRE, LADIES' KIOHT this s¥enntgate, SID C. FRANCE, In his popular Bensatlon Drama, MARKED FOR LIFE. J_fi\:l}\'t:’_fln Ep:t]ll(u’l'v Ll}'fi ght, Eimdl‘y‘: GOLISEGM, Gireut Buceers and Ie-engagement of DEN THOMPSON as JOSH WHITOOMB, Togrthe_with an entlrely new Spectalty Olto. Stuart Bisters, Nelle Celeato. C. C, Mathews, and 30 otliers._ Admitisfon, 23 and 80 centa. MILLINERY. SPRING HATS, NEW STYLES. New Flowers, Frames, Straws, &c. 124 ST.ATE-ST _WEBSTERS'. Wo mako to order, and keep in stock SHIRTS from 813 to $30 per dozon., Fabric and workmanship equal to any in the market. Now patterns of English PENANG and CRETON Shirtings now in at pop- ular prices. ELDREDGE & CO., b5 Washinglcix-st D.H. DONOVAN, FURNISHING UNDERTAKER, 43 Whaalilngionents, accond flonr, Tromit sttention (o calls by telegraph from clty and subiirban towss. _ Open day snd BIgAL: oL PSe STATE LINE, EW YOIK TO GLASGOY 1, DUBLIN, :':r’-r: DA AT, n r:,;}“;:““:“ ATE irlay, Mare BTATE OF VIkGi$ T slarc 4 ursdav, Sarch |5 Cuulin, €00, €05 andh 1i1% 0 nccomMONa: tlone, IRettrn tieketa 3110 0 §125% currency. here ond CabliL, $1%. Tietarn Flekelx, £wi tecrace at ent rates. * APy 10 AUS] eral Agenta. Yy ANCIOR LINE MALL STEMERS New York aud Glargow: CALIPORCA, Mehi s, wain | VICFORIA, M'ch17, 7am CTIOFIA, Weeh f 2 pmy | BOLIVIAL March 21, 1 nm York w, Liverpool, - dr’ Landonderry. Intermediate, ey 230 w Yurk and Logdon: ELYSIA. Marcti 16, LITALIA, Marchi2t, 1 p 1o Ses hux;'r.\.x, w‘sm;‘n:urue. 12\;. FAts lasuied foF Dy AIGURL 8E CUTTYIL Talen, WENDELSON BROTI Wiatinginn-at, NATIONAL LINE OF STEANSHIPS FRUL ‘\'(*,' "“{:k o Queenstown and Liverpoal, ENGLAND, Feb. o, [ ity Feb, 20ut 1 p. my 0 tckets, $2 ciire PHILADELPEIA AND LIVERPOOL. Cablu, futermediate, and atecrage passage AT LOWEST RATES. | General oftice, 1118 La Sulle- corner Mudlaou. PETER W I' & BONS, eactal Azeata Grneral Azents. Great Western Steamship Line A“nmmYXE' York to Diristal (Eagland) direct. AGON, Bym . P SOV Ratrn M Cabln passage, §70; 1%: Bieeraze guL, ghtux:‘luummv\tvl\‘uk rlnll'er‘t“nr tes, Ay - Clark-at., Michiz. dan Ay o7 Clarkest,, Michiza HINPOT TINGY TH BRAN ONLY DIRECT TING 0 FIRAN The General Transattantic Conpany’s Maf) & Detwern New Yotk s, Itasyes calion o {3, ), Wil satl frot Pler 3 Norily of "Morfon-st., every slicrante Wedienda withoi, Laurent, Lachesnes, Wednceday, i *'¥or particutars address LOUIS DE BEBIAY, Agent, ) W, Fo WIllTE, a7 Clarsest., German Lloyd. Agens_tor Chica; Thesteamers of this Compaay Will aait every Satu.e 0y o Brcea phr! (i amere mouthy cgtunin Martu7, 1t North (et o phimden it o York o' pudthaipion St ) cul ol 0 cur 1 AR qnuvllx‘:’:‘&:-‘a{"@!}?jggl\? . INMAN STEAMSHIP LINE, Carrylng the Malls between LEUROPE AND AMERICA. For ge anply at Coupany's Ofice, 31 outh Clarks PR e fln\sun HEOWS, Goa Wet, Axts _Urata oi Great diritaln sug Irelid. WHITE STAR LINE, tween NEW YORK sud LIVER- g ce, 130 East Itaue Carrlug the Muil, FOOLT Abiy st Couwoays omie y dulpl-at, ALFRED LAGERGEEN, Drafis o0 Great Britalu and Iiciants. © cocr 4408 OUNARD MAIL LINE. Salling threo times s week toand from Britlsh west Prices, Apply st Cowpany's D&l.ce. nortbwest cornes Clark snd Randol 1cag80. 1. by \'Y.l)’ -ucr-f Western Azent. VINTEI RESORTS, WINTER RESORT, THE RQYAL VICTORIA HOTEL, Nasmau, Babama Pt A L e o JAMES LIDGERWOOD & CO. 354 Hrusdway, Nuw Vorg. PEDIOAL, " PRESORIPTION FREE ¥ortlie spcedy cure of Seminal Weskicas, Lost Bood, 3 41 dbkordars brougup oo b iy cavees Any Druzglas has the fagrudlente, Addreas Db JAQUES & GO Cluclanaily Qaism )