Chicago Daily Tribune Newspaper, January 20, 1873, Page 3

118 CHICAGO DAILY TRIBUINLG: MUNUA X, JAIVUAILL wvy LUsUL FIRE UNDERWRITING. " The Insurance System oand the Y Catastrophes. Effact of tho Fires of Chicago and Boston. The Indemnity to Losers, and the Result Among the Companies, Tt s not tho design of tho prosent articls to toproduco the tabular statemonts of lops occa- sioned by the great conflngrations, but rather to doal with gonoral resnlts as affocting tho inter- est of Firo Undorwriting, and to briefly troat the practical questions arialng from the same. Tho question has boen asked of lato, was insur- anco intended to apply to euch wholosale do- struction of property as has been witnossod at Chicago nnd Boston? Yes, undoubtedly, Tho first compn: ies of which we have sny acoount, wore organized not many years aftor tho groat .~ fire in London, and with oxpross referonco to the dangor of a ropetition of that disagter, In- suranco was, thereforo, designed to meot just such oxigoncios, but the provislon has nover been adoquate to that end, althouglr abundant for " ordlinary . occasions. Whother it is practicable - to make - the foundatlons of the structuro of Underwriting firm enough to sustain such loads in the future, canngt bo dofi- nitely settled, for who is to docide what strains 1t will bo called upon to endure? It s not bost that too much confidence shonld bo folt in n systom of protection which has to do with dan- gors impossible, from their very naturo to bo oxactly estimatod either in aggrogate or dotail. Tho less relianco placed upon i{nsurance tho gronter caro will bo oxoreised in all other diree- tions to provent tho ocourronco or sproad of fire. There is a practical illustration of this near at hand. Tho soro visitation of Octobor 1871, terribly affeoted public confidence in existing companies, For fifleen months the losses by firo in this city Lavo boen-loss than in any torm of the same length during ten years past, Honeat' men have beon carcfal of thelr own promises, and lave kopt jenlons watoh ovor their neighbors. The small clasa who havo in times past made o much misohiof by wilful firing of proporty for gain, havé not soon thelr way clear to porpetrato o dangorous frand with no certainty of realizing the desirod profit, Tho blind confidenco formerly placed in policies of insurance was tempting to the vicious, deo- moralizing to tho upright, and not to be desired oven by the underwriter, for, in the hour of ex- tremo calamity, tho community is shocked to find that amelioration of its distress, and not in- demnity, is all that can bo looked for, and chargoes of bud faith and mismanagoment are heaped upon insurance msnngers, who, of all mon, ot such a timo, are deserving of sympathy and tol- oration, They are not gifted with presclence -| more than othor mon, and can no moro anticl- pato such startling events than forocast the di- rection of lightning in & storm. Every good Underwriter knowa that terrible sweeping con- flogrations are in tho raugo of possibility, and builds as strongly as possible with roferenco to thom, but ho finds the mercantile community shy of insuranco stocks, roluctant to pay full rates of premium, and eadly noglectful of the menns of prevouting and extinquishing fires, Ho must eithor retire from tho flold for want of cepital, waut of support, want of protection from Lazards ho ought not to, but must, assume or continue a labor of love which has bnt little prospoct of appreciation under tho most favora- blo circumstancos and ab times rendors him linble to Inisconstruction, and censure, The tendonoy of recent events will be to enlighton ‘b3 morcantile community as to the inadoquacy of insurance capital, and tho necexs £ity of strengthoning it hoth by the formation of larger companies and by paying full rates of premium. Tho insurance companies are, in s certain sonse, eavings banks, As a rule, thoy are honestly and carofully managed. We must not expect to find more to ouar credit at any time than our fair proportion of tho the wholo amount of deposits. Or, as alogal axiom ox- presses it, we “ cannot ot our oske and have it too,” and if we willuse our capital in other di- rections to the exclueion of insuranco enter- prises, we muet not ‘look for financlal strength in thet quarter when it is needed, Much as hag boen said in rogard to the un- paralloled loss inflicted by tho Ohieago firo, it is probable that the, New -York fire of 1885 was & greater calamity to the Cityof New York and country atlargent the time of its occurrence, By the Now York calamity a groator number of com- panies was destroyed in proportion to the num- bor in eoxistonce, and & largor amount of in- suranco 8wept away in proportionto thoe amount employed. The imperfoct means of communi- cation with distant parte of tho country at that timo caused tho mews to sproad slowly, and it gatherad woight with each ropotition, o that the disastor finally nsaumod tho proportions of a groat Notioual calamity, cronted a univorsal despondency in financial circles, aud contributed largely to the torrible stringency experfonced during the winter of 1885-6. The insurance In- terost recovered vory slowly from the bloyr, for capital was discouraged, and whon new compa- niog wero formed, thoir capitals were, as a rule, vory emall, The Portland fire of 1866, although productive of almast oqual loss, iad tho contrary ffoct of strengthening public confidenco in in- surauce compavics, The loss was happily dis- tributed over & largo pumper of companics, the failures wero insignificant, sud the mercantile community was reagsured of tho reliability of thelr protection. This, although temporarily @osirable, was unfortunato for the ultimate good of the undorwriting intorost. The liability of all large citios to similar misfortuncs - should have been renlized, and the insurance capital of tho country largoly strongthened. Merchants are short sighted in rejocting an investment in suranco siock. Admit that the chaucea for dividonda are precarious, and it only strength- ens the argument in favor of the entorprise. Every falluro in business works an jnju to tho whale community, In the event of destructive fires, insuranco stands between many small merchants and iu- solvency, It8 sound maiutenance, thereforo, is the tiue interost of all. Chicago for many yenrs provious to the groat firowas rogarded ad o most unfavorable point for underwriting, TFiros woro numeroun and do- structive, and, wonderful to say, ratos of premi- um wero usually in an inverso ratio to the hez- prd. With tho’ oxcoption of short periods dur- ing which ‘“bonrdrates” provailed, brick mercan- tile risks wero freely wriiton at 40 to 60 conta F:r 100 por aununi, and brick dwellings at 60 76 conts per $100 for torms of fivo vears, Ratos on speoinlly Lazardous risks, and wooden buildings of all kinds, were oven lower in pro- ortion to the greater risks assumed. oatly 90 por cent of tha buildings in the “city wore wooden, aud thoge woro now and thon 8waopt away in Dlooks, while oven in the substantial brick portion of the city.disas- trous fires wore fraquent. Tho watey™ supply was notoriously insuiliciont, juany of the streot wains entlrely too #mall, and, prior to the yoar 1808, gravo impositions were practiced upon tho city ln tho purchaso of fire hoko and apparatus, Tho ropoated warnings, the .most notablo of which woro tho Birch lflock {lro of January, 1408, and tho deatruction of the Drale Blook in 1870, wera disrogarded wholly by the publio, and to #somo extent by the local underwritars, As an inatance of tho seourity felt by tho latier, nt o banquot in the Tremont House sovoral yoars wince, whon all of the Chicago Insuranco Agonts and ‘s numbor of officors of Fastern sompanios wero present, a ontloman known as one of our. oldest and mout sagaclous business men, then Presinent of a local eompnlv, uundertovk Lo dircot attention to our Water Works, the want of pumping capac- ity, the wasto of wator durlug the summer months, etc,, and propheoled & swooping con- flagration unloss immediate atops wero takén, Tho visitors had been over to seo the front tun-~ pol, had looked out upon tha brond shinlng pur 0 of Lako Alehlean, hud reviewed the ox- tonaivo Fire Dopartmont, and wora ’pmpnml for the quiet amiloe with which their Ohicago ropro- sontatlyon whispered that the ‘wator nupp\{" was & favorite hobby of tho sponkor, Tho latter gentloman showor his faith by his works, com- miencod rednolng thebueiness of hiscompauy, and, finnlly, wound it up six months beforo the gr«n‘ firo, = Prodiotions wore froquently made that Ohicago wonld ono day sharo tho fato of Port- 1and, but thoy woro rogarded s oxaggorations. It was arguod that the river wonld prosent n bartlor to the flamos and prevent n large fire from crossing from ono division of the olty to another, and that bulldings woro 80 widely mcat- tored that n largo dlstrict could nob be swopt over. Altlmngh, thorofore, undorwritors not ropresonted in the city regardod Ohicago aann unfavorable flold, thoso who woro doing business thoro folt confident of tho ultimate outcomo of thelr yontures, Tho great disastor came upon them liko & clap of thundor from & clonr sky. The companios who had sunk thousands of dol- Iara hore flurlnfi formor yons had juat begun to feol lhopoful of tho futuro, and some ~of _ thoso which for yours had deolinod to take any riskain tho city had beon tompted to ostablieh agoncles within a short time proceding. Tho number of compa- nies who pustained lossos in tho Chicago firo was two hundred and ons, Of theso only sixty- elght failed, or about 83 per cont. Tho amount of capital and surplus posgossed by all the com- anios was §95,264,151. The smount paid for osses, including what may still bo cotlected from insolvont companies in bankruptoy, is ortimated at 260,105,803, or noatly 53 por cont of tho capi- tal and surplun stated, Thoro is no bottor way of tnkth in the oxtont of tho disastor to the in- tereat of underwriting, than by a_glanco at thono figures, Bupposetho fickle wind had *linted to blow .steadily wost after the South and part of tho North _ Divisions wore in’ flames, what company would have re- malnod in condition to moet its obligations 2 The remnining 47 por cent of availablo assots of tho nggregato compsnies would have been swallowed up in ihe distriot botwoen Ashland avonuo and the river. . Our citizons sufferod too severely by the local companios to ba ablo oven now to do justico to them or their maunagors. That thoir capitals woro too small is now spparent, for which, as o stooldioldors includod uoatly aliof tho load- ing morchants, thero aro a good many ’Fnoglo to blame besidos the executive officers. ‘That they wore in some instanoes loosoly managod is alio true, but mot morc no than many Enstorn companies (represented by ngents), ‘whose want o! Lgo{mlamy, rathor than any skill or angaoity on thelr part, proved thoir salvation, The smount of olaims 'adjustod sgainst il of the companies, homo and foreign, was 06,553, 1720, or more than $1,000,000 in oxcons of tho en- tiro cash agsots of all the companies proiously stated. It is_evident, thoreforo, that, it the risks had boen distributed among the ‘companios inoxact proportion to_their assots, il would havoboen destroyed. The result of suchan ovont can_ soarcoly bo estimated. A financinl ante might have ensued. Chicago, temporarily oneflted by collecting & few additional nillions of insurance, would have ultimatoly suffored from the gonoral loss, No compadics of any magnitude would have béon loft to afford proteotion to the proporty remain- ing in Chicago, and the immenscloans furnished by Enstern capitalists, who aro in tho habit of ‘backing up mortgagos on improvod roal ostato with insuranco policlos on the buildings, would havo certainly beon reducod to limits inside of tho value of land, oxclusive of improvements, if, indood, any chinnces would have hoen taken upon o city unprotected from tho hazarde of firo, As it happoned, the seventocon Chicago companices which faflad wore loaded with over thirty millions of risks, upon which only abont 10 por cent has beon realized, and togother with {ifty-ono comnanics of othier Btates, who cartied _ mbout twonty-sovon millions, upon which oo avorage of 80 por cont has beon or will bo pald, left 133 com- panios who, aftor mecting their 5,000,000 of obligations, wero still able to offord somo in- domnity against future calamitics, Whatever may bo said of our homo companies, the best g0od of the city was sorvod by thoir sfanding in tho breach, na matter how inadoquatoly they fulfilled Ymvioun oxpoctations, It would bo improper not to state in this con- nection, for the culightenment of distant read- ors, thot Chicago has boen rebuilt in the most substantial manner; that our Water Works now 088088 an ongino capablo of pumpiny ,000,000 of gallons' of water daily, "an that our Firo Department (though stili sus- coptiblo_of improvoment) ia in fino condition a8 Tegards discipline as well na- cquipmonts, and bost of all, our Mayoris indofatigablo in his efforts to add every conceivable appliance to tho ‘provisions alroady made aganinst fire. Tho im- provements are 80 great and so apparont, that many companies not reprosontod in Chicago ‘Pprovions to tho fire, including fivo vory old and staunch English oftices, have carofully looked over tho field and doecided that Chicago in the near faturs will bo ns remnarkablo for exemplion from destructivo conflagrations ag it hoa former- 1y been for tho contrary, and wo havo had citi- Zons onterprising onough to organizo 5. homo company with o paid up ~ capital of balf o million dollara inyested in registored Govornmont bonds, ~ Other local com- panies ehould bo and doubtless will bo organ- ized, but it is to bo hoped thnt thoy will seok a distribution of risks ovor tho entire Northwest tnlt; let}:t, instoad of conflning thoir operations to 0 city. The Boston flro hus beon finally docided to havs destroyed only about half tho, amount of {Jmpufl.}' BWopt_ away hg tho Chicago conflagra-, ion, and out of 838,000,000 of insurance monoy colleated the sum of 819,000,000 is paid by Mas- sxolwsotts companios, noarly §6,000,000 by Eng- lsh companies, leaving un'liy Dbetwoon $18,000,~ 000 and €14,000,000 to be paid by American com- anies of othor Btates. Thus it will be soon ot the effcota upon tho genoral intorest of undorwriting are small compared with thoso ox{mrloucufl fiftcen montha sgo. During that fiftcon months high ratos bayo provailed, tho State of Illinois alone having paid about £5,000,- 000 of premiums, againsb about $2,600,000 for & corresponding period noxt preceding, and the entire incronso of promiums paid throughout tho country must have beon fully equal to tho amount lost by the Amorican companics at Bos- ton, Btill tho gains have -boen uncquol, and while inferior companios, not involved either at Ohicago or Boston, have reapod a harvest in this cily nnd_olsowhero, the richer companios of Naw York, Connooticut, and Ponnsylvanis, who Eo\lrcd out thoir millions at both points, have con cotpelled to make large dratts upon their stockholders for additional capital. Ono of tho largo companies, whose stockholders paid in 81,600,000 nftor the Chicngo blazo, einco the Boaton fire have assesned $1,000,000 more, and others have done as woll in proportion. The public must bo propared to see theso companies appear in the annual roports of Jan. 1, 1673, with impaired capitals, but their disfig arement is caused by wounds recoived in battlo, and not by staius of dishonor, and their deci- mated rankn should be looked upon with similar foelinga to thoso which hailed our roturning armies, whoeo tattered flags and ompty sleeves rendercd them no less wolcome to our hearts. Tet o gonorous indulgence bo accorded to our voteran undervriters, and, so long as they atand up honestly to brave the 'unknown dangors of the futuro, let every opportunity be aiforded them to recover from'tho terxible revorses which haye ovortaken them, but which thoy have so nobly met. —— DEFECTS IN BUILDING. To the Editor of The Chicago Tribune : Bim: Irecollect that, whon atill quite a boy, our housshold was thrown into exoitement by discovoring that o place botwoen the etudding, closo by tho stove, had caught fire, As quick as poeaible, the lath was torn oft up by the coiling, and & fow buokets of. water thrown in, But, by this tine, tho flames had ascended to the story nbove, and tho same performance had to be ro- poated. Tho tronblo thoro was not ovor yet, howover, for the fire had passed betweon the socond atory joiats and ascended the othor side, which necessitated the cutting of twomora holes, oue through the wall: abave, and onn through the floor, spoiling tle ceiling undernonth, An oxpendituro of 50, and a patchied lLouso into tho bargain, were tho result, A fow yoars nq:o,l was cnlled into ropeirn houso that caught .fire in o similar way, but dld not burn noarly fo muol, owing to a lucky acei- dent. ‘The carpontor, in laying. tho {loor, had let it run past tho studding, aud onough mortar had lodged thore to “stop the flames from pasu- Ing to tho loft above,—tho firo Lelug at one ond of the bulldlnE.‘ . Would it nof bo woll, theu, to take advantago of this hiut, and lot onr loorscxiend to the sheet- ing al} around.: 1t wounld nerve threo purposes that would woll lnimy tho ulight additional cost § itwould prevont the rats from pasaing botwoon tho studding and- E“MH' mako tho housa much warmer hy proventing drafts of alr, and confine fire to the compartment in which 1 started for alougor timo. Ploces phould also be placod botweon the Jolut at onch end, aud botweon the studding on aline with the plate, W. B, IasseLr, Outoado, Jon, 18, 1473, —_—— nmi? l:h"v.wlnl{.nt-‘gg:mnsham, l{‘nltnflu;:, n;rl r, Fa) ewinh' Ral oxohRngal ts in Doffala, Yestorday, BEY THE LAW COURTS. Dooresd that the Lamar Btockholders Must Suffor Another Assess ment of 20 Por Cent. An Xtem of Interost to Investors in Riversido Corner Lots, Notes from All tho Courtse-<Now Sulls Instituted on Saturday. In the Buporior Court on Baturdsy, Georgo Ohandlor, Intely appolnted Recotvor In Chancory of tho Lamar Insuranco Compauy, in the suit brought by Edward Burnhom and othors ngainat tho Company, prosented a roport of his invoeati- gations into its aftairs as roguired by order of tho Judgo in tho mottor, Tho Recolvor reports that ho his examined Loonard Swett, Prosident of tho Company, undor onth, for the purpose of obtnining a discovery of tho nascta. o says all tho assots In the hauds of Mr., Bwott havo boan banded over to him, consisting in part of the liabilities of stooklioldors on the balance of thelr unpald subscriptions, Ho also discovera thot ovidonco has been given of tho oxistenco of stock subsoriptions to the anmount of about sixtoon hundrod thousand dollars ($1,600,000), which 18 secured by bondas of the subscribersnow in his hands, Thoso stockholders reside mainly in Illinols, Indiana, Iows, Michigan, and Kansas, On somo of tho subsoriptions from § to 20 per cent lina boon paid, leaving balances of from 05 to 80 per cont due on all the stock. Theso bonds abaove dosoribed wero assigned by the Company to Mr, Chandlor ns Recelvor, undor tho docreo of {ho Court, and are now in his possion, , Another part of the assots, tho Receiver snys, is a claim ngainat tha Poople's Insarance Com- pnny of San Franclsoo, founded on an sgrooment: to roinsurc all the outstanding risks of tho La- mar at the timo of its winding up its businoss, by whioh the Peoplo’s had become linble for sl tho liabillties of this Company. Tho Poople's, however, bas bocomo insclvont, and bas only paid 85 per ocont on its liabilitios, and it I8 thought that that will Le the outside rato at which this claim con boe sottlod. Tha Re- colver finds the Lamar has outstonding dobts amounting to about $180,000 or ©140,000, which are ontitled to bo sottled and paid underthe pro- ceodings in this suit. From the Poople's Insur- anco Company thero can probably bo recovered 882,500, loaving about 8107,500 to be collocted from tho stockliolders of the Lamar in order to gottlo tho Habilities. Of tho stockholdors, on investigation, the Recoiver finda that only about one-half are in & position to pay any assossment, tho balanco boing ontircly unable to pay any- thing, With regard to oollccting tho amount ro- quired, Mr, Chandlor says that if an assossment of 10 per cont on all tho stoclcould ba prampfl(v collected, it might probably be sufficient to liqui- dnte oll the debts of tho Company; but that this being impossiblo, it will bo nocessary, in his opinion, to mako an assessment of 20 por cont on all the stack, with the powoer, howover, in him to call for only 16 per cont in tlio firet plnce 3 and_in the ovent of that amount not oing sufliciont, thon to colleot 80 much of tho balanco of tho 20 per cont a8 will bo nocessary for tho purnoso. Judgo Gary cauged a decroo to be entored by wwhiclr tho Reeoiver ia ordered to procoed to col- lect from tho stockholders who lave not paid the first 20 per cent such amount rs may bo necossary to put them on a par with those who havo paid that amount ; also to colleot tho 20 por cent a8 proposed in the report, commencing with tho 16 per cont, and calling in s0 much of the balanco of the assessment as may bo necos- eary for tho full dischargo of the liabilitios of tho Company,which payments aro to bo paid pro xata until all dobts are satisfied. In conclusion, the Court vests the Receiver with all the rights and powers originally hold by the Diroctors of the éompnuy, with full suthority to compromiso and eottle all claims as he may think proper, ond afull roport of his proceedings under the above decreo is to be mado to tha Court. FOR INVESTORS IN LOTE, Eli 8. Proscott afiirms in o bill, on Satunday filed in the Olrcuit Court that hosold cortsin lands hereinafor montioned to Bmery E. Childs, for tho sum of 40,000, on ihe follu\vin% torms: At 810,000 in cash; $10,000 by notoo evon date due one year thoreaftor; and $20,000 payablo lat of Auguat, 1874, boih bearing intor- ‘o8t nt 10 por cont, pnfi'muuh boing zecured by a trust dood to David A, Hill; that on the pay- mont of tho flrst noto a certain portion of smd Iands, smounting to 100 aores, was to bo reloasiod from tho trust deod, which was donoe, such re- lenscd land being tho wost 160 across of the south west quartor of Bectlon 35, in ‘Township 89, 12; thaton tuo 11th of last August tho sum of $2,000 for_intorest becamo duo and paysblo, ond was domanded and payment not obtalned ; that 1ii1l waa thorenpon roquested to talo ac- tion under tho trust deed, but refused to do so, and still rofusos ; that tho plalutif is con- gequently unmble .to enforce his claims without ° tho ald of tho .Court; and o prays the order of tho Court to forocloso tho mortgage. The following is the land sold: Tho northeast quartor of Section 85, Township 39, 12, oxcopt o south 20 aores of that part Jying east of tho Desplninos River; the wwost Lialf of snid soction, aubject to the right of way ranted_to tho Chicago, Burliuimu & Quiney Roilrond; that part of tho cast half of tho aouthonst quarter of Scotion 8, Township 88, 19, lying north of the Southwestern plankroad, tho ‘rholo containing 503 acros belonging to plaintift. Tho othor defoendants are mado parties to tho Dill, as thoy claim an interost in gaid lands, tha nnture of Buch interest being to the plaintift unknown, OONFIRMATION ASKED. Rzra B. McCagg prays the Buperior Court to confirm his title undor the Burnt Record act to land acquired under the following ciroumstances: Anton Barbian diod, possossod, among other icces of land, of the north 80 foot of Lok 29, in ronson's Addition to Chicago, snd by will leav- huglnfl his personal property to his wifo Thoross, and veating his real estato in his brothor Josoph, to invest for tho sole bonefit of Thorean during hor lifotime, with full power to scll all or any part thereof for her bonofit and with her con- sont ; whatover romained at hor death to bo di- vided among his_heirs nccording to lnw. Lator, Theress married one Heury Engloman, from whom sho_afterwards obtained a divorco, aftor which sho joined herbrother in solling the above {fleca of land to Potor Jegon, who disposed of ho samo to the pelitioner. GENERAL NOTES. ‘Who doubts that nine-tonth of the motions for new trinls and appeals aro moreiy intended to gain timo? Here ia anothoriustance of delsy in collecting & dobt twico afiirmad to be justly due, In March, 1873, Joun%l[l Cabill obtained n judgment against James Murphy for 2316.10, ond the dofendant appealed to the Supreme Court, the defendant and Thomas O'Noil giving bond for 2600, The Uppor Courk confirmed the Lm!gmenl, with costs, and the plaintiff, noyor aving beon ablo to colloct the wmnoney, now commonces all over again, by instituting a new suit in nssumpsit for dobt 8600, 'The widow of Richard M, Winslow on Satur- day petitioned the Bupromn Court for partition of tho estato loft by tho doconsed, consisting of Lots 9 and 10, In Block 4, of James Morgan's Bubdiviefon of that part of tho cast 83 81-100 acros of tho southenst quartor of Soollon 12, I'ownship 89, 18, which Hos north of tho contre of Washington stroot Bmith & Gary, on Saturday, commenced a suit ngainet tho cleyator firm of Hiram, Chas. W, and Goorge H, Whaelor, for tho rocovery of 9500, the value of360 bushels of whoat, doliverad on their bohalt by their n%aulu, tho Northwest- orn Railway Compnny, to the dofendants for safe storage, onthe 224 Aui,-uat last, consigned to . 1L MoCren & Co., which have not beon dolly- ered to tho plaintifis’ order. On the 20th Decomber, 1871, R, T, Boll, of 80 North Onnal stroot, agreed, in writlng, to dellvor to J, G. Blunt, during tho ailing soason of 1873, at o wharf to bo (and which wan) aftorwards deslgnnted, two thousaud cords of enwed-ond boech wood, at §0.76, doliverod on eaid dock, Blunt now brings sait for tha non-performance of this contract us rggar«ln 1,336 cords, and places his damingos ok 38,000, Mr, Jamos Montgomory states that his total claim agninst the Great Westorn Insurance Coms= pany I §37,605, of which 106,600 is for commis- slotin ot 2 por _cont for plnoing stoel, and tho balanco for other itoms, a very different stato of uffairy to that reported in this column on Bat- urdey, Our information was vecoived from oficial sourcos, and tho orror was not ours, Daiat aud Robinson oun Saturday filed & potie tlon for meohanics' lien, muking” Christins, A drow, and Frederiok Deatch and Honry Green- baum defendants, for work dono on a house on tho nosth side of Kampson Rizeet: betieen Oentxe ayonue and Throop stroot: n Eumlm: wns Also filad for lion on Nos. 66 and 08 Liborty stroot. Confoesion of judgment waa entorod, on Bat- urday, in the SBuperior Court, oa a noto given by Charles 8, Oloavor to Berell Taylor, and on a noto given by John M, Armatrong snd Thomne Armatrong to John P. Dongan. Willlam B, Loparlo and Jacob Fronoh, of No. 809 Wout Madison atreot, on Entunhar roplevinod Shorift Dradloy for tho furnituro aud fitlinga of thetr saloon snd billiard room at tho aboye nd- dross. L, M, Hall and Konain Hall on Baturdey com- menced suit in the EuBnrlor Court against the Commoroial Insurance Company, in nnnumen, tho former in 810,000 and the lattor in §2,000. Tho following divorcos woro granted on Satur- day: Hiram 'III.BAI'UI E!Izv\holhB Fowlor; Wilbur v, Jano Towsley, and Eliza v, Zachariua Taylor. Aloxandor Morris' on Saturday commoncod sult againat the town of Orogon, in the United Btatos Circuit Court, i assumpsit, £5,000, Tho call published for Judge Rogers, in Batur- doy's TrmuNg, wasd on Balurday changed to 89'to 49, Othér onlls remain unolangod, J Hopkins is not expeoted to resumo hig nn:l?g ‘:lmaEintrlut Qourt ubtil Wednesday ; and Judgo Blodgott will it on Monday. Another potition for mochanto's lon on tho narn?wn:t cl:)rnm- of Market and Van_ Buron stroots wos yostordny filled ngainst Tugono O'Rellly and Wm. Myors. Obarlos Moars yosterdsy commoncod suit in ssaumpsit, for §5,000, in “tho Buporior Court, ngainst Ephraim 1. Donison. In the matter of F. 8. Winslow, t1io Court mado an ordor of adjudi foult on faturdsy. Patrick Murphy, oharged with shooting Officor Crotty, was on Saturday disoharged, a jury find- ing him not guilty. E. L. Upton was on Saturdny appointed As- ulgx;on of tho cutate of Erust Braudt, a bank- rupt. Procoodings woro dismisned, on Snturdug in tho mattor of Ch, Kassing, & bankrupt; objocs tions to be flled in ton days. Mnjor Stovenson roturnod from Bpringfleld on I“xlll;y night, and lies at homo somowbat indis- posed. Thore wns‘nothlng in the Register's offico, on Baturday, of intorent. NEW SUITS. Toe UNizep Stares Owmouir Counr—Alozander Wallace v, ThelTown of Orcgon; nssumpoit, $6,000, Nutlonal Bank of Commerco v. " Goorge Von Hollan, Bame v. John W, Tappan, Tux Ginogre Gouns—5,00L-Minard v, Dingham sppoal, BWAKoehmo v. Swolt: appcal. | Gi03- Jobn Fowell and Charles Rioh v, Wrn, Myors and Eu- gouo O'Mellly; potition for mochanica len on the northwost corner of Markot and Van Durcn strocts, 5,604—Doxdlge v, Kiddlo; sppeal, 8,605—Wm. B, Lo~ parlo and Jacob Fronch, 809 Wost Biadison streot, v, Timothy M. Dradlox ! roplovin, _6G00-—inley” v, Martn} sppeal, 5,007—Cohien v, Blumenthal; spe poa Trie SurenIon Qovny,—41,083—Rudolph Kleoman, Georgo Blophany and 114, Mopliimer v Tios. Keu: drick; assumpsit, $1,200, 41,080—Chorles Rcars v, Eyhiraim . Donlacnl; sesumpelt, £5,000, 41,990— Hlcholsa Xus v. duthiss Bpong and dacob Ml se- sumpbit, 2600, 41,001—Norvel Datst snd Do), G. fob- inson . Oliriating, Androw, and Frederick Doatch and Ty. Grosnebaum ; mochan{o's ion on o building on tho north ldo of Bampson stroet, belwoon Gontre avenuo and Throop atrea, for $731, 41,092—Geo, W, Gardnor v. Jolin Morton, Atomus Goates, and Barah E, Peck; mochanic’s ien on_Non, 66 and 68 Liborty street, for $61. 41,093—Ellen H, Wilson v, Sarah Ann Bond, - nret E, Wilsou, Josoph E, Wilson, Richard Y. and tomi W. Gouchor, and Jobn C,’ Wilson; pelition for partition of Yots 9 and 10, in Dlock 4, of James Morgan's Subdivision of 'that par of tho cost 53 BI-100 ncres of tho goutheast quarlor of tho southoast quartor of Section 13, 39, 19, 1ying north of tho_centro of Waahington strect; and Lots 27 and 28, of Block § of the same part of tho snmo section, boing tho catato of Richard A, Wilson, who' dled intostato on tho 10th_ November, 1872, 41,004—Tames G, Blunt . t L, Bell : aentimpelt, 38,000, 41,005—E. B, McClp v. Josoph Barbian, Thoroes Engolman, and the Bbirs of Antop Darblan ! Uill to establish and confirm title., (S8eo notes.) 41,000—8mith & Grsy v, Hiram, Charles W., ou George 11, Whacler ; assumpeit, $500, 41, Ym'—-dolngh Cabill v, James Murphy and Thomss O'Noil ; debt, $600, damngos, $500, 41,008—Johonn Walter v, Gott- Dord and Julls Ambrunt'; confession of judgment on a udte of $200. 41,000-Borell Taylor v. Olarles B. caver; - agsumpalty 300, 42,000—Jolia P, Dov: n v, Jobn M, Armstrong sud Thomas 'metrong; confesslon of judgment on o noto of §467, 42,001—John Brown v, F.H, Gorow; assumpstt, §1,586.95. 42,000—Tohn_Brown v, Kolloy Lo Beah:' neoumpsit, $1,174,38, _42,003—Thoo- Goliman _ ond * Motris Rowbuburg v, Charls L, Weho; amsumpsit: 4500, 42,004— Edward 0, Gleavor v Worden P, Halin ; covenant, $500, 42,005—~Margoretta J, Bumnock v, Willlam nock ; divoreo on the graund of sdultory ; tho parlies wero married in June, 1871; the wife {s & young woman hilip Henrloh Schmidt ¥, Nicoline M, the banker, oation by de- of 19, 42,000—P) Schmidt; divorco on tha-ground of adultery; tho ‘partios woremarried in August last, ond tho womon fa already living in a house of cvil roputo, 42,007—EU 8, ‘Proscott v. Ewry E. Obilds, David IL, Hil, Riversido Improvement Compsny, Louls Saprets, Wirt Doxter, enjumin T. Gallup, Francls B, Peabody, and iy, Greencbaum’; UAll 0 foraoloss mortgago, 43,00 Sanders v, drtman § appesl, 42,009—L. M. Xfall v. Commercial Insurance Company ; assumpait $10,000, 43,010—Kesala HMall v, samo ; assutnpelt §2,000, TWENTY-TWO HOURS BEHIND TIME. To the Editor of The Chicago Tribune : Bin: Iamonoof several porsons who left Now York on Friday morning last at half past 10 by tho Now York Central Railroad, and who have but just arrived in this city, on Sunday. aftor- noon st b o'clock, twonty-two hours bohind time, The train on which we tool passsgo is called, perhapa ironicnlly, the specinl fast oxpress, For abont four hours of this delay thore is o tolerablo excuso. A bridge just sbove Hudson was carried away by o freshot, which madoit nocessary to talto us round by way of Chatham. ‘We roached Albany about four hours lato, and found there that, instond of going right on, wo woro to wait five hours longer for tho timo of tho firat mail train, which leaves New York at 6 o'clock in the evening and Albany nt 11:40 p. m, This train brought us through to Rochester, and stopped thero at 9:30 the noxt morning, Hore we wera obliged to wait until 1:16p. m.,when we took tho time of an accommodation train and came on to-Buffalo, which wo renched nt 4 o'clock, Hero sgain wo waited until 8:30 for tho arrival of au- othor train for tho East, when tho Lake 8horo managors were good - enough to mako up a speclal train and send us on to Chicago, at which place we have just arrived. It may not surprise you, Mr. Editor, to leamn that the majority of theso Yusougom rogarded this operation in tho light of a swindle. Wo nid for through tickets from Chicago by o hrough express train, Tho railvoad contracted with us to carry us through by such a train, The bargain wo made did not contomplato tho contingenoy of being. loft over threo times, to wait for accommodation trains, Tho delay, which was caused by an unavoidable accidont, we do not uox:})hin of ; but when wo reachod Albany we should, by tho contract, have been gent right forward, The accidont had already delayed us four hours, but that gave the rail- rond no right to koep us waiting five hours longor for another train, which was not a through train, To some of us this was an im- portant matter. We had onlgngnmonta which wo wero unable to meot ; and the delay of a wholo dny added considorably to_the exponso of the ourney, Tho wholo procoeding scoms to have oon dictated by & boggardly economy. If theso asrongors could bo got through by accommoda~ ion traina it would snve tho expenso of an ex- tra. Tho promptness of the Linko Bhoro Road in eonding out & sxéouhl wag all that sayod us from sponding our Sunday in Olevelsnd, and from othor and greater lossos and inconyvenionces. T8 it not abont time to inquire, in tho spirit of love, whether travollors have sny rights which the railway ocorporations are bound to rospock? W. G Olitoaco, Jan, 19, 1679, Farwell's Olosing-Out Snlo. A weck ogo Mesora 3, V. Farwell & Co, announced through tho edvertising columns of Tne TRINUNE that {hey were about to closo out their entiro retaiy stock, sud In order to husten tho disposal of the ime menso quantlty of gooils, would sell thom at & great roduction, Tho effeck was clectrical, Durlug the earlfor part of tho week the numbor of ladles who wero dutormined to eize the opportunity o procuro good things at a low figure was surprising, On Thursday, however, the rush wos simply famousa, Tho elorks werotaxed boyond thelr lmited capacitics, and addi- tionsl holp lind to bo procured, . Ou Friduy tho nume Dors inoreaeed, §f uoh thing could be poasible, sud Haturday tho storo was crowdod all day, Ono ‘great fonturoof tho rush in that overybody urchases, The g0ods aro so roduced that ono caunot realst the tem) tation to buy, sud #0_cnormous was tho rotall stoc) #hat the amount sold dops not appear fo have dimin. ished thio amount: slored awny, Tho sccret fx, that what {u belng old 1a not refuss odds and end,’ss is thio ouso with 1most closing-out snles, but conwists of tho very beat rotall stock i1 tho city, — P, D. Cooper, of the ‘Toledo Division, has heon promotod to bo Asslstant Genoral Buperin- tendont of the Lake Bhiora Railroad, and {8 suc- coeded at Toledo, as Division Buporintendeut, by Thomas Fishor, formerly traln despatoher of thio Buffalo Diyision. . ¥, Bum-, THE *BAPTISM OF FIRE.” Sermon by Rev. Dr. Goodwin to His Burnt-Out Con- % gregation, A Qouragoous View of the Bituation ---Tho Things Which Wore Not Durned. Tho burnt-out nocloty of the Firat Congregn- tional Chrch mot for publio worship yostorday morniug for the first time sinco tho destruction of thelr bonutiful church by fire on 'Thuraday ovoning laat. Thoy accopted the hospitallty of tho good peoplo of tho Amorican Rotormed Ohurob, aorosa the way, and there thoy nssom- blod in such numbors as to complotoly pack tho auditorlum of the lattor edifico. Evory soat was fillod, and, a8 wo say in roforonco to vast assom- blngos of & difforont charaotor, ** ovon standing- room was at n promium,” Ohairs wore brought into tho alslos, pooplo in tho pows submitted to crowding with n good graco, and the lavgo congrogation was as comfortably provided for ag oould bo expocted under tho olroumstancos. Aftor the oustomnry dovotioval oxorcisos had ' boen conducted by the pastor, Rov, U, D, Gu- 1ok, & numbor of lottors and telograms expross- ivo of sympathy wore rend by Rev, Dr, Good- win, of tho Firat Church, Among thoss was & doapntoh from Rev. Robert Hutchings, of Colum- bus, Ohio, who, bosldes n luigo amount of ym- pathy, sont a tender of 8600 in money; while similar communications, barring the financinl portion, wero road from tho pastors of tho Pil- grim Chureh in Bt. Lous, tho Firat Prosbyterian Church of Cloveland, tho Presbytorian Ohuroh of Fort Wayne; from Rov. Mr, Hovoy, of the Prosbytorian Church of Pooria; from thoe Con- grogotional Onurch of Sandusky, and from Rev. Mr. Barnes, of Molino, Ill. Tho reading of thoso finished, Rov. Mr. Coodwin procoeded with tho sermon. Tho toxt chosen was the Second Epistle to the COorinthinns, 4th chopter, commencing at tho govonth verse: “But wo havo this trensure,” eto. This, sid tho pastor, 1 & picture of tho costs of disponsing tho Gospel, which, notwithatand- ing its bonofactions to mankind, giving sight and hoaring, lito and broath, is not to bo on- joyed but as accompanied with costs. Justin proportion to the dovétion of a man's lifo to God, the blows fall thicker and faster, and the man who {8 most wedded to Chriet 1s tho most cast down and troubled, bearing about in him tho dying of Christ—himself allving crucifix- fon. If sny church proposes to carry on tho work of tho Gospol, that church muset accapt as n consocration its baptism as of firo, and in just its proportion of sufforing will bo tho moasuro of its succoss, Thisfis the condition by which all good blossoms and boars- frult. In'all groat lives of usofulness thore hnabeon o baptism of costs, and inall the agos overy gront thought haa been born of pain. As it was with Panl, 8o with othor falthful followers of Jesus, Ono man's lifo is tholifoof all, and man's life is typical of tho lifo of tho Church. Nover succossful was the Church of God as whon, under nffliction and trouble, its people woro mads to cry out to God for holp; never 8o rich in graco, or so grond in tho march of its thouglt, as when hidden away in tho fastnosses to eseapo porsccution. We stand in the lino of that exporienco—troubled, porploxed, tho tomiple laid low, the wealth that was gathored up gono in gmoko in asinglo night. It signifios that we aro in tho lino of tho true consecration; snd that this shall bo an hour of tho highest ox- porienco of God's prosonco. The Church that basnovor known such' troubles can show but little progress in Christ's work. Wo should bo felso to our history if wo did mnot accept the baptism. The Church was born out of persccntion, nud in the midst of porsocation it ‘has flourished. ‘Lot nobody imagine that wo have been reduced tnd cripplod to Such a polnt that we must fold up our arms and leave tho work to other charchies. Wo have lost nothing, The walls, the intorior, wore not the church. When the artist's stud{o burns, doo his artperish? Tho workman may dio, the house in which ho works may bo destroyed, but the wotk romains forever indestructible. 'Tho good wao did, the money wo. {.‘n\'o, the prayers wo uttored, the souls we olped to bring to Obrist,—those things wero not burnod; our work has not passed away; our battles for roform have not boon fought in vain. Our resources aro not gone. Nothing but the church-houso burned. ‘The membership is in~ tact; nob a closot, not o family Bible was burned, The bailding goos down, but the work of Gad in the heart goos on and on, doy by d‘i" When the building burned it was surround- ol on nll eldes by a cordon of praying hearts, and if wo could lave sooun what God saw that night, wo might have secn in thoso huge, black clouds of flawoe and smoke that rolled heavenward, the prayorsof the poo- ple agcending to God. ~ The' old cornor-stone is untouched, and over tho entrance tho grand motto may still bo read, audtho croes is yot over all. TLetus mccopt tho conseoration, and with our facos fixed ugon the things boyond, and not upon the things belind, let us bogin agein the work of tho Master, confidont that His blossing will bo upon us. Dr. Goodwin, in conclusion, spoke in fooling torms of tho kindnoss and warméh of Christian love manifestod on all sldes toward the peoplo of the First Churcl, and in their bohalf tou- derod thanks to tho society of the American Reformed Church for their generous proffor of their church. Rev, Mr. Gulick oxtended a cordial welcomo to all present, and an invitation to join in the sorvicos horeaftor. After the alugiu%of tho Doxology, the con- grogation disporsod. —_— THE COOK COUNTY HOSPITAL. To the Editor of The Chicago Tribune : Bm: Manyof ihe evilsin tho plan and con- struction of the ook County Hospital bave been brought to tho notice of the successive County Bonrds, ropeatedly. ‘Tho Medical Board of the Hospital have long sinco pointod out those evils; still they continue to oxist, in spite of their re- mounatrances. They have asked, and asked again, to havon new Hospital orected, on ample grounds. In ro- sponse, it is admitted that proposals for grounds for tho oreotion of a Hoapital have been invited Dy the Board of County Commissionors, which, howevor, have nob tho slightest chanco of belng noted on ; for tho Jail and Court House must, in thoir opinion, bo erccted firat. ‘Tho ultimato cause of this noglect to comply with tho urgont rocommendations of eminont medical mon is o desira for economy, praise- worthy in itsolf, but producing results which are tho roverao of its pbject. Tor, sotting asido the claims of human| ll{, tho value of lives to the Btato in Hront, and oy must not bo necdlosely sacriflced. Itis for the intoreet of tho taxpayars of ook County that this Hospital mattor ghould be do- olded s&nudlly. The question of tho eraotion of a now Hospital is not one of financo, but of vital nocossity. Tho managoment of this quostion doponds gololy on tho good sense and capacity of tho Commissioners, If they be insxporienced, and not sufliciently woll-informed to bo conscious of their ignorance in such matters, they witl ro- {m tho opinion of medical men, and ‘eonsidor hem Intrusive if offered. On tho other hand, tho bost and most oxperlencod men of the Board, Lnowing tho vaiue of such advice and nssistance, novor fail to soolc and bo guided by it. The Bonrd of Commignionera ehould bo made to fool by tho people thnt thoy arc responaible for dlsvegarding that warning, or overruling that advice, snd should have sound reasons {0 show for tho courso talion, 1In conclusion, I will give, for tha information of our leginlatots, tho words of Humilton: “In the ereotion of & i[nsplm, nll considerations re- lating to location and construction must be mado subordinate to tho restoration of tho sick to health, IF it is not found possible to select & situation which is ai least rolatively and tol- erably salubrious, and to oroot or procuve a suit- ablo bullding, it would be far bottor that the sick should romain without shelter ; for it is nu- daubtmllg true that moro Luman life hins heen dostroyed by ncuum“latlnq alck mon in ill-von- tilated apartmonta thau in leaving them exposed iu sovers and inclemont woather, at thoside o & hodge or common dyke," Alaxraven, L Quiosao, Jan, 10, 1670, SPECIAL NOTICES. : Thoe Centaurs of Old wero half horso and haltman. They consorted with anfmale—conquorod mnukind—Hsed upon tho flowers of tho century plant—made cnoof their numbor God of tho hieallg art—trans- r‘?{ J P e~ conatollation Centaurius, and raisod kmw tho dorH gonerally, But tho groat Contour Tinimont for atif joints, shoumatitm, swnllings and lamonios upon man and boaat, I now astonfshing tho world, And asionlahos beoauso it ork, Children Cry for Pitcher’s Oas- torta, Itregulatos tho stomaok, ouros wind colic and caunea natural sloep. Ta n substitnta for castor ofl. AMUSEMENTS, STAR CONCERTS. ‘Tho Managers of tho Btar T,eaturo Coursa take ploasurs in announcing that thoy have secured, for TWO “STAR” CONCERTS. TO - MORROW NIGHT, AT THE MICHIGAN AVENUE BAPTIST CHURCH, WEDNESDAY MATINEL at tho Union Park Congre- gatfonal Ohuroh, by THE GRAND ENGLISH OPERA TROUPH. Conalating of ROSIC IERSUE, Sopranc, KMMA HOW. SN, Supmno ZULDA SEGUIN, | Oatelto, BROOKHOUBE BOWLER, Tonor. 1t OLARK, Tenor, J. OHATTERSON, J. OLARK, Bawo. GUSTAV AT, ritono, K. GRAIE, Oboo Solotst, Mr. BEI- ALL, Barit NS, Muslesl Dirootor. I[l10 ‘gront combination has heon fnduoed to givo two Grand Uonceris hoforo thair final departuro for tho Last, and we bollovo thnt novor bofaro has thora beon offorad t tho Chicaga publla suoh » romarkablo combiaation of dis- tinguistiod artistn at auch Popular Prices. | Admiaston 70 conta: Tosorvod Boats, 81, Tho sal i boria o Ao eats: St irng aelpoot furo Gourso dopots. INT. I=3. | Bugers of Tioketa for tho SECOND COURSE will takos| notico that it thoy purchiaso thelr Oaurre Tickots boforo tha *'8tar" Congorts by tha KNGLISIL OPERA TROUPE ncour, they will ho sllawed tho priv Igoting aud socuring tho bost rascevod theao Goncorts (to tako placo on Tnosday ovonin; Michigan-av. Daptist Ohureh and Wodnosdsy B Union Parl Congrogational Church) at lialt orico, FIXFTY OENTS. OARPENTER & SILGLDON, b Manngors Star Looturo Courso, MYERS OPERA HOTRE, Monroa-at., botwoen Dearboris and Stato-sts. Arlingto, Cotton & Remble's Minstoels. MONDAY, JAN. %, BENBFIT OF i . M. ARLINGTOIN. Mackin nud Wilson in New and Bfiarknng Bpeolalties, Tirat wook of tho now and orfginal Durlesauo, with now #cenery and proportios, ontitlod, Arxirah o Brogue i Or tho Gal o' tho Lips, Ton Ootton as X Mr, Bchimmorhorn. Wm, Arlington s Granay Posohibloom, Billy Rico as'Arralt No Brogaa. ZEvory ovoning and Siturday Satinoo, RAILROAD TIME TABLE. ARRIVAL AND DEPARURE OF TRAINS Winter Arrangement. EXPLANATION OF TIKFERXNOE MAnKS, — + Saturday oz copted, * Bunday oxcopted. ‘ Monday exoepted, | Az . rive Sunday at8:00a, m. § Dally. . CHICABO & ALTON RAILROAD. Chicago, Alton (b St, Louts Through Line, and Loubiana (to.) ute ahort roule from Ohiragoto Kantaa Clty, Unlon Depot, Wert Side, near Madison-at, bridge. Teave, Arrive, 9:6n, m,[* 8:10p. m. 9:18 8, m " 8:0 . m. . m. IR xpre: o . vis Jacksonyille Divl 19:00 p, m. |$#7:30 p. . Katuza Oty Kxpros 3 souville, I, 5 7:00 8. m. & Lou Jofferson Oity Pooris, Kookuk & Burl FDally, via Main Lino, aud dal Baturday, vin Jncksontitla Divinion. hmnr.' via Sivic Line, and Hatly, ‘ex00pt Mondsy, via Jaokeonvilte Division, CHICAGO, BURLINGTON & QUINCY RAILROAD, Dapots—Foot af, Zakert,, Indlanaav,, and Sizteon and Canal and Stzteenth-sts, Ticket office in Briggs I und at depole. Matl and B Duhutpne and Bl Taolils ltaat Line. T falnad Jixr rora Passenigor, ‘Aurora Passengor (Ka Dubuquo & Hlonz City Paclfio Night Exprens, Downer's (irove Accomniodation| Downor's Grove Accommodstion| 5 g ".ukums CENTRAL RAILROAD. S A A A o hday Exp, or 74 nd Onk Wi H7doPark and Osk Woods Hiyae Bark am Gix Wonds Iydo Park and Oak Woo Hydo Pack and Onk W Hijde Park and Onl Wged: “On Snturdays this train will be run to Obampalgn. CHICAQO, INDIANAPOLIS & CINCINNATL THROUGH LINE, VIA KANKAKEE ROUTE. Ivaine arrive and degart from the Great Central Railroad Deppty ool of Lakecaf, For trough tclets and alecpin car bepihu apply al Ticket afice, 15 Canal-aty, corner At a0n ; 130 Wushinglon-at.; Tyemont Iouse, corner Congrest. at. and Mlchigan-av.; aleo foot af Tveenty-second: Tearo hleago 0. Krrivo ot Indianaroi § TR m Ariivo at Olnainatt 9iisa. Tralua eTvont ORleroat 700 me and BE D, 0 runniog Satiy o nntt. 0 eiies fain Fans theonch (s Graathastl” Fuilsian slespors on night tralns, OHIOAGO & NORTHWESTERN RAILROAD. Ticket ofice, 31 West Jladison-at. MoVICKER'S THEATRE. BROUOND WEEK of tho Eminent Authior snd Actor, DION BOUCICAULT, NES ROBERTSON (ra. Doucioault) i,uuu. T RE BAIORY wits Wil opmear e Sro plocors ouclcauli's Dramatlo Gom, KERRY ; Or, Night and Morning. Also, tho Sparkling Comedy, MILLY, THE MAID WITH THE MILKING PATL, Every Night and Soturday Matinoa, In proparation, Boucicault's ** PHANTOM." Grlox Sarringon at 10:50, ACADEMY OF MUSIC. A limitod engsgoment with Ohicogo's Groatost Favorito and America’s Grontest Comodian, JOSEPH MURPHY, Who will apnear Monday and every night, Wodncaday and Satrday Matiecs, i 1%, O Maodert Sonsational Drams, EXFET o0 STAR LECTURE COURSE, THE SALE OF SECOND COURSE TICKETS BEGINS T8-DAY at tho Etar Courso Depots. ¥or the South Side 0, al Osrponter & Shollon'a Bookstore, 958 Wa annd Huck & Ragnors Deug Store, cotnor Madl- son aud ‘Biaterts. ~For the West Side, at Drelo's Drug Htoro, corner Madigon aud Jals , and Boll's Drug Btore, cornur Sheldon and Madison.sts. niy laaitod wambor nf Conrce Fickots will bo sold at ‘each, CARPENTER & S8HELDON, Propriotors and Manngers. HOOLEY'S OPERA HOUSE. Ororwhelming Succors 1 Bogond wook of Bartloy Camp- bell' puperb socioty drama, Tiio groatost “TMIE ninco tho **Tlckot-of-Leave Man,” Largo_and fashlionablo housos. Every act encorod, Monday, Jan. 0, 183, dur- iug the week, and st tho rogulnr mathioes, -4 4 ALL THE TAVORITES IN TILIZ CAST, ¢4t sparilea with Dright things, VT, ¢4 Tivary nov recoivad a hoaviy aiicoro. Calo 1s A genuino success.'—Iatar.Oconn, **Roplota with smilos and pattios, "—Journal. Ordor carriagos at 10:2 o. m. ATRKEN'S THEATRE, ‘Wabash-av, and Congross-at. AAETVIISI, The Queen of Opara Bouffe, and th 1 d PARISIAN OPERA o‘bfl‘hfinofi’l‘fi?z:&fimfis artists, Opening night, Monday, Jan, 20, LA GRAND DUCHESSHE. "Tuosday, Jan. 31 (first t{mo horo), LA PETIT FAUST. Ssturday Aftornoon—GRAND AIMEE MATINKE. NIXON'S---MACALLISTER. ONE WEEK, commenclug MONDAY EVENING, JAN, X, Appoaranca of tho popular PROF. J. Bl MAC. ALLISTER, tho groat Wizard, In his marvollous EABT- ERN DELUSIONS. [Everything Now, Btrangn, sod Startling. Ono hundred elegont aud costly prosouta givon away ovory ovoning, regardioss of ovat, Matinaos Wednesday and Saturday, I¥~ Ono hundrod pounds of Mixed Canglizs for the children ut the Batinecs. Eantire change of performance nightly, Genoral ndmiasion only 25 conta; resorved portion of tho houso, 50 couts. Doors open at 7 o'olock; curtaiu risos at 8 o'clook. 0. AMORY BLUCE, Agont. GLOBE_THEATRE, Mouday eveniug, Jan. 20, ovory night and Wodnosd o eventui S Sncarday Matinooe, e BOBBY NEWCOMB ns PUNCH In his original drawa in 3 ncts ontitlod A DLIFDS LDESSONN!? Tho beaatiful and uccomplished lyrlo actlsty tho TRILE: AN KISTERS. T M UATUOTL ind his oy, Littlo Dick, Tho Genoral, aid Mastcr Lddio, Miss Baudotiiiton, *Biss Lalla”Ellls, ‘Sappho, and tha Comedy Gompany ina now TNION OATEOLIO LIBR'Y ASS'N. LEOTURE BY REV. F. P. GARESCHE, 8. J, AT 8T MARY'S ONURCIT, Coraor Wahastiav, aud lildridgo-court, Tuesday Evemng, Jan. 21,1873, SUBJECT: “CATIOLIC LITERATURE FOR CATHOLICS TIOKETS, FIFTY CENTS. ATKEN'S THEATRE, WEDNESDAY AFTHIENOON, at 3% o'clook, Araais Braetos. TG RrostatE-ast deame, ot epeclal UNCLE TONM'S CABIN. Resorved Seats, 50 and 75 conta. FRAOTIONAL CURRENCY, $5 Packages oF FRACTIONAL CURRENCY TFOR BALE AT TRIBUNE OFTICE, PraifioFast Line ubuque Day Expros: SN ight Tajtross Pacific ry Frooport & D Depot, corner of Harrison and o il LA Omaha, Loavonw'th& Atchison Ex| Peru Accomn Night Expro: LAKE SHORE & MICHIGAN SOUTHERN RAILROAD. Depot, corner Narrison and. Sherman-sis, = Ticket ofios, southizest corner Madison and Canal-ite, Tea Arrice, * 6:408. m. [* 820 p, m, " 0:008 m, 6 p. m. . 1. 0 b ;| CHICAGO, DANVILLE & VINCENNES RAILROAD. Passenger Depotat P., O. & 5i, Louts Depot, corner of Ca- naland Kinxle-sts, Ont:frcight afice, corner a7 Ada and Kinzic.ats, I {ght ofice at P, " St L, Depot, core her Halsted and Curroll-sts, Freight and Ticket ofice, 5L Washinglon-al, ‘Taking offeot Dec. 1, 1572, L Rxpress, Liknart Accoumodation.., Arriee. A0 p, ot 30, m.) CHICAGO RAILROAD. Arri ZLeave, 7:30p. M. ‘n-mx. m. WESTERN RAILROADS and fool af, Ticentyaecond-st. Tt Lol Db, Tea MICHIGAN CENTRAL Depot, Jfoot af - Lake-st., POl Riekes oice, 15 Car Areice. Mall (e inaiu and ale Mo NOTIOE T0 CONTEACTORS, Rt oo Raithosn,} ALTINON 0AD, BALTIMORE, Md., Jan, 10, 188, ) Troposals will by recoived nntil tho 1ut of Fobruas noxt, at Gamden Station, Haltimorg, Detiance, O. Lapguto, Ind. for the GRADUAL IO, MASONRY) GHOSS TIL of tle Lalthmore, Pitteburgh & Ohle: Rallvay, trom Dofianca, 0., to Walkorton Station, Tn an tho Indianapolis, Poru & Ohicago Railwas, 120 e tions of ono wile sach, Plans, proiiles, and spuc tiona can bo socn at Dofianca for the line hotwean Detin and Syracuso, 75 milog, and at Laporto for the lino twoon Byrucuso and Walkorton, 47 milce. Proposals for Oross-tivs wiil statg tli prico for oacly kind of timbor, and number of esoh kind yroposed for. ‘Paymonts manthly fu cash, retuining 20 por cont as so ST emyany votains the xlght to rejoct anyand all ‘The Company rotains the o re) provosnia N AR IR AN Chiof Engineor lialiimata & Ohio Katiroad. MISCELLANEQUS. LACES! LACES! SMPORTANTTO LADINS! Tho subsoriber ffece hig ek of qunerhy cLagc SomNE ol RS o R IR U RE il THHEAD FRIMAT LAGKS, 'a) VAL 1LESSLS, 4o g’ made-un VALENOIENNES DIESSES 0%, At rensoni 5 I OLOTHING, ‘CATPRTS, ut tholr residonces l.b addressin; [, 8, COHEN, A, : Hops Touso, 127 Third. Office Desks, Chairs and Library Farniturs, largo stook and low prices). at BOSTWICK'S, 119 and 131 Wost Washinglon.st. MEDICAL CARDS. DR.C. BIGELOW [ by all roadurs of th ori: | v apur, tha o leiow i Wi oriaat setablivbed Nhssiclan b Chfeas & Holonce and exparionos hava mado Bowned SPEOEALIST of tho age. honared by Ihe o cetoomed of (he highioat modion attajnments by all thy wiadical ntientos of (o oy, aving dovotud TWENTY ving LARS AFLE in porfocting roniediey that wil A Oaly ah Snwne ot OHRONIO AND RN thy it it ! thomross o, “Eniton attanded thirough (1o post to DISIEASIES th hoth snxos. 5 N FREE, SEPARATE PARLOTS AR g CORMISPONDENUI o) witls stamps, r. Medical Institute, No. 18 Wt Medlson-t., oorner af alsted, for the cura of éhronic dionsos, nnd all discases of n dulicato matursy Dr. . O, Coburn is a \‘l‘l;ulurr\l(lunlnn( Modiclno, and has ‘troo diplowus from: tho best colleges In tho world, \which a0 1o bo sewn in hts ofiico by 11l Who wish to T thuim, And tu considered by all fa b tho noat skiltul y sicing - Olifoago tu tho treaimont ot spoolal disoa; Send for lifa bonk on malo_and fanule disuasrs, - ¥ stanap.* Offo lioirs 9 e e fo . M.y Sundaj, 4101 . . Al cousultations contidental, yocuumt Dr. Kean, 360 South Clark-st., Chiocgo, May bo confidonttally gonsulted, personnlly or by nlly froe of clinrgy, on sll shronio or narvous dizonses, . J KEAN s the onls physician w the who Wwicte anta ciiros or o pay. OMlios hars from § Ay 108 pan. Dr. A. G. Olin, 135 80. Clarkoat,, Chioauo, the most succrus(ul epacialisg 3 of the ago, wito & lifo-long: apoolal attonifo he traufioutf all Glivons, sexual and Norvaus dise bath aoxes. Tead his works and judya for yoursol| sonlod (0¥ stamp, bxatl fre9 pud untfal ousuitations, porson Al Oquii {avitede Faidlua sand fax ciiauiary