Casper Daily Tribune Newspaper, January 28, 1922, Page 6

1 > 1 : 7 PAGE Six Che Casper Daily Cribune fi u Natrona Issued every evening except Sunday at Casper, > County, Wyo. Publication Offices, Tribune Building. wedincharmemnsanetineres see Els! 2 2Far same ES BUSINESS TELEPHONES Branch Telephone Exchange Entered at Casper (Wyoming), Postoffice as second clase matter, November 22, 1916. MEMBER THE ASSOCIATED PRESS 7. B. HANWAY .... President and Biitor SARL BE. HANWAY INTLEY R. BE. EVA THOMAS DAILY Advertising Representatives. Prodden, King & 9-23 Steger Bldg. Chicago, | OL; 286 Fifth av lobe Bidg., Bos ton, Mass. ( are on file in the New York, pe —— SUBSCRIPTION RATES. By Carrier Dne Year . Bix Months Three Months One Month . Per Copy .. period thar t be paid in advance and the after subscrip — e Member of Audit i ‘ress. entitled to the 1 in this paper ano Member Kick if You Don’t Get Your Tribune. 15 or 16 . ecween 6.30 and 8 o'clock p. m your Tribune. A paper will be de livered t y special messenger. Make it your duty te let The Tribune know when your carrier misses you. yl Sit edhe! Al tad boasts, “PIGS IS PIGS.” “Pigs is pigs!” If anyone doubts the correctness of the assertion, let him! Who gives a hoot? The preceding is what the gentleman over 11 the news room would call a “lead.” A lead, tacy wit aver, in building a story, should contain the waolu works boiled down to a brief snappy sentence or two. All the rest is mere literary carpenter work. Hence, "P is pigs.” Following. the further advice of the n. r. we have the choice—‘Once upon a time,” or “On a dark and stormy night.” Neither formula fits the case. There- fore a new treatment must be applied. So here it is: A brilliant winter sun was some two hours high in the heavens, when an opulent Casper real estate cp- erator might have been seen at his suburban home busily engaged in transferring a mortgage lifter of un- ‘usual dimensions from the sty to a ten thousand dol- Jar sedan. This task haying been duly accomplished by the aid of neighbors and friends the opulent hus- ‘bandman was quickly on his way to the market place, where he was received with well-bred surprise by those engaged in the barter of such merchandise, at the mode of tranrportation employed by the husband- an. 5 A bargain was speedily consummated at what is ‘known in livestock circles as “top price” and the pieces of silver paid into the hand of the husbandman, who lost no time in returning to his counting room to pur- sue the daily tasks that divide his attention between hhomesteading and pork raising and selling real estate. Up to the mement the husbandman has lived happily ever afterward—to avoid a prosaic ending and follow the advice of the news room. The closing paragraph, according to instructions must read as follows: Therefore, gentle reader, pigs is pigs, and a new style is set in marketing. The aristocratic Casper hog rides to the sluughter house in a sedan. Tiras A BOOK CONCERN SHOULD WAKE UP. The city of Casper and school district No. 2 both have a bone to pick with the American Book com- pany. The book concern has publishing establish- ments in New Yor, Cincinnati, Chicago, Boston and Atlanta, where school text books end a full line of educational works are issued. Engaged as it is the natural supposition is that the works turned ont are up to dste and reliable in all respects. Wyoming, while not as large a user of the American Book Company's output as some of the more populous states, still the schools of the state use quite a quantity, but we feel safe in saying that in future publications by the American Book company will be very closely exam- ined as to the reliability of contents and the recent- ness of information, by school district No. 2, Natrona county. To narrow the complaint down to a specific case, the American Book company has issued a school cal- endar for 19: and ec&ttered it broadcast over the country. In ition to the calendar for the year it purports to give astronomical information, legal holi- days, postal rates and regulations, information con- cerning the three branches of the federal government, territorial growth and various statistics concerning the several states, a complete list of the governments of the world and their rulers, populations and other pertinent facts. Then comes public school statistics of the forty-eight states and the island possessions to and including the year 1921. In the table is given the names of the principal cities of each state, the name of the superintendent of schools, population un- der the census of 1910 and 1920, school enrollment, number of teachers employed and the total expendi- tures for school purposes. In Wyoming the cities of Cheyenne, Sheridan, Rock Springs and Laramie ap- pear. COnsper is not present. This is not only an af- front to Casper, but it casts suspicion upon the cor- rectness of information distributed by the American Book Company and to even arouse doubt as to pub- lications that may in fact be correct, If the American Book Company has taken pains to revise its information to 1921 as {t claims, it should know that Casper {is really on the map and so shown in geographies and atlases published by other book heuses. That it is the largest city in the state of Wyoming and has held such position for several years last past. Its population exceeds 20,000. As to the importance of the Casper school district these facts zre supplied for the information of the American Book company. ‘The assessed valuation of property in the district is $52,817,420. The total expenses of the district for all purposes for 1921 aggregated $500,000. The number of school buildings in the district in- cluding high school, vocational, grade and suburban, 4s 20, containing 132 school rooms, and with all this the schools are overcrowded and more buildings must be erected at once. The number of teachers employed is 141. The number of enrolled pupils is 3,952. Casper spent more money for school purposes than the four cities, named by the American Book Com- pany, combined. Casper has a third more enrolled pupils than any other city named by the American Book Company and next year will show as many as any two of the cities. But what’s the use to continue comparisons. Cas- up, but we fear it will never step lively enough to keep up with school district No, 2, Natrona county,| Wyoming. ane ES AS A PREY FOR SPOILSMEN. One of the great interests of the country is insur- ance. Beyond reasonable and proper supervision by| the state it should le left free to prosper and build up, and protect the property of the nation. Upon the gen-, eral subject and the trend of the times the St. Paul Pioneer Press sounds » warning that in all conscience should be heeded. It says: “Insurance rapidly is replacing the railroads as a legislative toy. Having reduced the transportation systems of the country to a condition’ of submission, impotency and near bankruptcy, the sect of charlatan- ical political spoilscaen which everywhere abounds is| seeking some livelier plaything to juggle with and fi- nally to toss aside, when dismembered, into the indus trial scrap heap now containing the pitiful wreckages| of past governmental follies. Unfortunately insur- ance seems to fill the need for something new to rule, regulate and ruin and the speid with which the various state legislatures have recognized the golden oppor-| tunity for spoilation is quite appalling. j “The drift is unmistakable. The threat of danger precise and certain. In 1916 Te were 720 bills re- Iating to insurance introduced in state legislatures. In 1221 there were 1,429 such bills presented. The gain| in the 5-year interval was almost 100 per cent, While! some of these proposed laws were constructive and necessary measures, the great bulk of them were of a} radical, restrictive or harassing nature with a distinc- tive socialistic background. Minnesota, with 101 regu- latory bills damped into the 1921 legistative law hop-| per, stood second on the list of tes. Massachu- setts was first with 108. This bri: the problem of state control of or participation in the business of in- surance on to our front door step. “The anxiety of our legislative medicine men, who seek to cure all ills by a dose of laws, to, experiment with insurance now that the railroads have sunk inte desuetude should occasion little wonder. As a busi ness it ranks with the foremost enterprises of the age and therefore offers a fruitful field for political ter- rorism and plunder. It would be as difficult to think of commerce without insurance as it would be to think of transportation without railroads. Modern life has become so completely immersed in the theory and practice of insurance that there are few contingen cies affecting human relationthips to which its prin. ciples have ndt been successfully applied. It is per haps our most universal institution, reaching in ite wide sweep all classes of people, all industfies and all business ventures. To human progress it has be- come essential and as a means towards general eco-| nomie security it is indispensable. The prospect, there- fore, that it may be tinkered with and exploited by designing, corrupt or ignorant politicians is worthy of the most serious consideration. “The origin of insurance was in private enterprise, and it has attained its present leading position as a world force through the initiative, ability and fore- sight of individuals. State interference with or state participation in this vital business never has added a new or better theory or an improvement in general practice or procedure. Success has come from free- domi and the slavery imposed by excessive govern- mental domination is incompatible with its future progress, just as much as it is with the future progress of any essentially individualistic enterprise. “The state has fulfilled its duty to the people in re- gard to insurance when it provides for general over-| sight of the business, sees to it that corporations en-| gaged in covering risks are solvent and able to meet all present and future obligations, recognizes their of- ficers and agents as members of a profession to be li- censed in the same manner as are doctors and law- yers, prevents wild-catting and fraud, and furnishes a prompt and speedy remedy at law or in equity for those having grievances as to the adjustment of claims. Aside from such stewardship in the interest of the in- sured the state has no more concern with the insur- ance business than {t has with the grocery or dry goods business, “The greatest menace to insurance stability and prosperity is the tendency towards state pari{cipation in the business and tho trend towards repressive and unsound rate regulations. These largely are purely political manifestations, agitated and sponsored with- out any regard for economic considerations and com> parable with the antt-railroad propaganda, the results of which now are such a ghastly reminder of the ruin- ous effects of too much government in basiness. “In no instance where it has been tested has state insurance, even though heavily subsidized, proved a success, Wisconsin tried life insurance and failed miserably. Massachusetts is stumbling through the same dark corridor of theory with the pit of failure ahead and yet to be evaded, North Dakota entered in- san league proposed still more, and we know the re- sult of state socialism there. The Minnesota legisla-’ tive commission which studied the subject of state workmen’s compensation insurance in Ohio and else-| where reported most unfavorably, and the effort to} fasten such a system on this state proved to be a happy failure. In New Zealand, England and other countries state life insurance has had a fair trial and never has been able to compete on equal terms with private enterprise. “But despite the many lessons which have been learned in the school of experience, it is easy to lead the ignorant and unthinking astray by holding out the| lure of a state largess or bounty, or by pointing to the few {solated examples of sharp practices, excess- Ive rates and law evasions of privately operated in- surance companies. The facts are that as a whole in- surance has been conducted on a cleaner, more honor- able and more scientific basis than any other large! enterprise and the tendency al is been upward. “Insurance lends itself so rea to competition| and there is such an insatiable demand for new capt-| tal that in most in are at the lowest min- imum compatible w In fact one of the gravest dangers which the business has had to contend with has been the unwarranted reduction in charges sometimes made by the companies themselves as a re- sult of competition, and the consequent threat of re- serve depletion and ultimate disaster. Some of the existing rate regulatory laws recognize this factor and there even has been a tendency, as in Minnesota where a state board fixes workmen’s compensation charges, to require all insurers to make the same levies in or. der to avoid disastrous cut-throat competition. Such acts have the sanction and approval of all reliable and substantial companies as to the general principle in- volved. “There is, however, a present trend towards sum- msry législative rate revision downward which must rot be overlooked. Insurance charges are based, cen- erally speaking, on scientific and mathematical deter. niinations, or as near so as is humanly possible. These principles cannot be meddled with by politicians or ad- justed by advised and perhaps prejudiced legisla- ters without inviting chaos throughont the whole vast and complicated structure of insurance. | “Insurance has been instrumental to a degree which! few of us appreciate in the wonderful American pros-| perity of the last century. The immense reserves! which must be maintained inviolate for the protection of the insured have heen invested in all manner of in-| dustries and a great variety of enterprises, from home building to agriculture, and have become the keystone per should worry about the omissions of a book pub- lishing concern that is years behind the times. Some day, maybe, the American Book Company will wake of the credit resources of the nation. Every policy holder, large or small, is thus made a silent and by }no means indirect partner in these undertakings and| the protection and benefits on each side of the ledger are mutual and reciprocal. The effect of legislative! to a variety of insurance ventures and the Nonparti- - repression of insurarice goes to the deepest roots of| successfully to combat the efforts of the scattered ideal- our economic system and stifles or limits the great) ists, the minority socialists and the omnipresent dema- flow of capital into productive enterprises. In 1920) gogues who are seeking new business enterprises to) premiums paid on insurance aggregated $2,894,000,-| rile, and ruin if they rule. And then there ate those 000, excepting local mutuals, assessment companies! who look with greedy eyes on the gigantic insurance | if included probably would) reserves maintained for the protection of the insured | and fraternals, which bring the total to more than $4,000,000,000, and a which might be tapped for political purposes. This large part of this immense sum was poured back as| element is the most sinister and dangerous. Insurance new and liquid capital into the channels of trade and spells service and protection, something no govern- commerce. Suddenly eliminate insuratce as a factor ment can give in business, in competition with private in business and our whole well-knit industrial system, euterprise.” would fall as if a house of cards. ——_ —0-— —_—_. “Obviously the American people cannot afford tc| Ed Howe says there’s nothing wrong with business, turn over the mammoth institution of insurance to except government tinkering. the politicians to intrigue about. To do this would in-/ _—_—_——o—_—___—_ vite the same disaster which has befallen the rail-| Officers still continue to discover the largest still roads. We ought to have ths sense and the foresight ever seen in our well-known dry country. OLD AGE PENSION TO BE VOTED ON IN COLORADO ewe DENVER, Jan. 28.—An old age pen-| ment of pensions to y persons out an anaesth sion amendment to the state consti-|more than 60 years of age who have pain or cure disease. tution and an anti-vivisection bill are to be submitted to the voters of Colo- rado at the November election, it was announced when copies of the two |measures were filed with the secre- tary of state. lived in the state for ten consecutive years since January 1, 1913. ‘The antivivisection bill would make it unlawful for any persons to per- form an “injurious, There is Lots of Head Room in a Buick Four Sedan —and there are many more equally important features that make this Sedan the logical choice for an all-season comfortable car that’s economical to buy, to run and to maintain, The Buick Four Sedan provides closed car comfort at an open car price. Buick Sixes Buick Fours hs, Pass. 22-Pour-34 Two Pass. Roadster § 893 22-Sh-45 Pive Pass. ‘Touring = Te 22-Four-J5 Five Pass. Touring 935 * 22-Sin-¥7 Bive Pave, Sedan - > Hes 22-Pour36 Three Pass. Coupe 1298 22-Six-43 Four Pass. Coupe - = ieee 22\Four-37 Five Pass. Sedan 1398 22-Siz-49 Seven Pass. 22-Siz-50 Seven Pass: Sedan “= s All Prices F: O. B: Flint, Minhigan . Ask about the G. M. A. C. Plan CASPER MOTOR CO. Phone 909 WHEN BETTER AUTOMOBILES ARE BUILT, BUICK WILL BUILD THEM ———_—<———————— dangerous or painful” experiment upon either hu- mals, with or with- ». except to relieve SATURDAY, JANUARY 28, 1922. BANK SERVICE MAN-TO-MAN The great ideal of this bank is to render “man-to-man” service. We are alive to what our clients expect of us, and every person in the bank is ready to act in your behalf the mo- ment you state your-errand. Your time is valuable and we try to conserve it by quick service; the pres- ident of the bank has time to take deposits or to find a place to cash a check quickly if that is what you want. Your convenience is the main concern here, Willing and friendly service is what has made this bank popular. It gets to the hearts of people who like straight talk and square dealing. _ You can start a checking account here with as little as fifty dollars, ora savings account, paying 4 per cent in- terest, with a dollar- Wyoming National Bank. Casper’s Popular Bank Building Costs Lowered By having us sand your interior finish you save from $20 to $30 on the average 5-room house. Just tell your lumberman to have us sand your finish, Casper Mfg. and Construction Co. Phone 1096-J The Following Clothing and Shoe Merchants Represent the best in reliable merchandis- ing, carry a union card, observe the union hours of 8 A. M. to 6 P. M. and 8 A. M. to 9 P. M. Saturdays: The Campbell-Johnson Co, The Richards & Cunningham Co, The Scott Clothing Co. The Star Clothing Co. The Hub Clothing Co. The Globe Shoe Store Mednick Bros. The Bootery Wiggins Shoe Store M. D. Barnett Outfitting Co. Jessen Brothers The Golden Rule Store Schutz Clothing Co. And are entitled to the patronage of all union men and the people of Casper. THE TIME TO BUY! More lots will be sold in Casper this year than perienced for several years. New indusizies and ineeaced ren, struction work will require larger forces of men. Populations will increase, thereby increasing the demand for homesites, but the supply cannot increase. Your opportunity, select one or two lots now in the BEAUTIFUL MIDWH for 10 per cent down, balance $10 por pee bid Midwest Heights Realty Company, Room 233, Midwest Bldg. Phone 1040W a IS Tribune Wantads Always Bring Results