The Bismarck Tribune Newspaper, July 8, 1935, Page 7

~ Model H | NOL ~ ARCHITECT BELIEVES . OF GREAT INTEREST, | Ceol In Summer and Warm in| Winter’ Prime Thought in} Modern Building INVITE PUBLIC TO WATCH: Basement Is Completed With New Type of Concrete Tile —Drier and Warmer ‘With the basement work virtually completed in construction of the R. G. Aune-FHA model home in Bis- merck, a suggestion that residents in- terested should watch closely progress of the building work for the next few ‘weeks came Monday from the archi- tect and builder of the model home. ‘The model home was started Sat- urday, June 15, in connection with President Roosevelt's nation - wide model home program and completion of the excavation and basement work has required three weeks. The home is located at 901 Ninth street. Particular attention of residents is called to the steps which soon will be taken to insure the best possible in- sulation of the home. The basement has been completed with a new type of concrete tile which, according to the architect, will afford the best possible insulation, It is a prime object now, according to the architect, to build structures so that they are able to maintain nearly constant temperature and humidity— cool in summer and warm in winter. ‘The new tile makes a drier and warmer wall and aids the builders in reaching their constancy objective. An air-conditioning scheme will fit into the temperature and humidity scheme and interested residents, by watching progress of construction of the model home, may see the various steps as building progresses. Carrying out the insulation note, Balsam wool is being used in all out- side walls and special insulation laths in the three-coat plastering of walls and ceilings. A special type of siding ‘will b used in all main type wall con- struction and special asbestos slate shingles will be utilized. The oak flooring throughout and oak woodworking in most rooms also Prize Winning Attic Photos courtesy of Johns-Manville Above are shown three views of a modernized attic which won a Nation- wide contest among builders and contractors. The top photograph shows ‘the interior of the attic before it was remodeled into a 6-room apartment. The second view shows the living room, tastefully furnished. The modern bathroom with all up-to-date appurtenances is shown below. should be of interest, according to the | ¢———________________» architect. 4 +. R. G. Aune, general contractor for | Housing Hints ! his own home, Monday said his crew | ®———____—" is ready to begin work on the sub- flooring and framing. He also an- nounced that H. A. “Peg” Larson has been awarded the sub-contract for plastering. join masonry work or even in poorly ‘With work beginning above ground, | constructed frame buildings. Even Aune renewed his invitation to thejaftter construction is completed, general Laney 2 ae the construc- |shrinkage of materials may occur or tion project and it is expected that vit scores will be on hand off and on fn ey ee ore a ee tne the mext few days. TO INSTALL FLOORING ‘When modernizing a home by con- structing new rooms in the basement or attic, it is good practice to install the wood flooring and interior finish after the room has been plastered and the plaster is comparatively dry. Caulk Cracks Very often sash and door frames do not fit snugly in a building. This is especially true where frames ad- infiltration of cold air and dust. Cracks around frames should be kept filled with caulking material. Maintenance Economy One of the best ways of eliminating constant paint and maintenance costs on the outside walls of your cracks that permit heat loss and the | |home is to cover over the old sur- |faces with siding shingles that match {your roof, Besides giving you double | Protection these shingles, finished in colors and designs that will last as |long as your house, mean no more 3-year overhauls. The past decade has seen a great increase in the pop- ularity of siding shingles, particularly those made out of a combination of asbestos fibres and cement. They come in types ranging from imita- {tion hand-hewn colonial that look as though they had been }designed imitation cedarwood pat- j terns, In choosing siding as well as roof | shingles one should be careful to se- lect a type that matches the setting |as well as the architecture of the |house. TTT TT leer Mere MT : a a iii i : ee pt a LOOK FOR THE RED WHEEL WHEN YOU BUY A MAGIO CHEF Start at the heart of the k ——=__— itchen—with its most important appliance—then modernize step by step. Begin at once to enjoy easier free-from- worry cookery. This modern Magic Chef Gas Range has automatic features, new conveniences SERIES 2100 PICTURED every woman wants—Automatic Top Lighter, Folding Cooking Top Cover, Magic Chef heat- spreading, non-clogging Top Burners, Sanitary High Burner Tray, Grid-type, improved Smoke- less Broiler, Red Wheel automatic Oven Regu- lator. Many others, too. B }¢ sure to see it. Montana-Dakota Utilities Co. Bismarck - - Mandan - - Hebron - - Dickinson shingles’ applied in the 18th century to cleverly THE BISMARCK TRIBUNE, MONDAY, JULY 8, 1935 'APPRAISALS OF FHA | FACILITATE LOANS Construction Cost, Value and Mortgage Risk Estimations Speed Applications Handling of mortgage insurance tapplications has been materially faci- litated and the quality of appraisals ‘greatly improved over the country since financial institutions have been adapting their own systems to the valuation and mortgage rating sys- istration, according to Acting Admin- listrator Stewart McDonald. rating functions of the Federal Hous- underwriting department staffs in in- suring offices throughout the coun- try. Staff members are specially items of the Federal Housing Admin- | i | ‘The valuation and mortgage risk | ing Administration are exercised by | trained in the principles of residential valuation and mortgage risk rating as developed by the Underwriting and Realty Division of the Administra- tion in Washington, D. C. Three distinct operations are em- braced by the underwriting depart- ment: Construction cost estimation, value estimation, and mortgage risk jestimation. Whenever an applica- tion for mortgage insurance is pre- sented to an insuring office, an ex- perlenced architectural supervisor visits the property involved. There he makes an estimate of what it would cost to reproduce the improve- ments in new condition, makes an inspection of all buildings as to their structural soundness, fitness as places of residence, and their functional efficiency as residential buildings. Valuator Inspects A valuator in the employ of the Housing Administration also inspects the premises. He reaches a decision in regard to the degree of excellence of the neighborhood, its stability, ap- peal, safety from intrusion by value- destroying influences, etc. His esti- mated valuation is the price which a well-informed buyer would be war- ranted in paying for the property and the price which the seller would be warranted in accepting. The underwriting department also determines whether the borrower will be able to carry out the mort- gage obligation he wishes to incur. As a result of this system the Hous- ing Administration is able to deter- mine whether or not mortgages are acceptable for insurance as well as to classify mortgages as to their degree of risk. Require Judgment “Our systems of valuation and mortgage risk rating.” Mr. McDon- ald said, “require repeated and con- stant use of careful judgment. The general approval with which finan- cial institutions have greeted these systems is evidenced by the number of such institutions which are con- ducting conferences of their own ap- praisers and employes at which Federal Housing Administration pro- cedure is being explained.” The underwriting manual of the Federal Housing Administration, giv- ing a detailed explanation of the valuation and risk rating techniques, is now in its second printing and is available to the general public. Corncrib Alteration Permitted Under FHA Credit up to $2,000 for the modern- ization of existing corncribs and the construction of new ones is available on easy and convenient terms under the National Housing Act. Such credit is available at commercial banks, building and loan associations, and other financial institutions ap- proved by the Federal Housing Ad- ministration and is repayable in monthly installments, or as crops are harvested, over a period of from one to five years. Full information is given in the Farm Property Improvement Bulle- tin of the Federal Housing Adminis- tration, a copy of which will be fur- nished free upon request by the Washington office of the administra- tion or any state office. The importance of storing corn on! the farm cannot be overestimated, ‘because 70 per cent of the crop is fed to farm animals, and only about one-third is shipped out of the local- ity in which it is grown, Even when produced as a cash crop, corn is sel- dom hauled direct from the field to the elevator, hence some provision must be made for storing it. ‘The availability of credit for the Attic Transformed Into Playroom Installation of bright, colorfal linoleum, an attractive seascape on the walls and nautical furniture and fixtures transformed the attic shown in the above photograph into a gay playroom for young mem- bers of the family as well as for lowing the slope of the roof, may be either actual or sim adults. The striped awnin, ed. Comfortable deck chairs, a marine-wheel lamp, game tables, and the inlaid game board in the floor may all be made part of an attie modernization through credit available at any financial institution approved by the Federal Housing Administration, Q. Is there any sort of covering for basement pipes to keep them from sweating which will take paint read- ily? A. Yes indeed; one of the most Popular types of pipe covering has an aluminum finish especially made for painting. This covering may be Painted any color to harmonize with the color scheme of the basement. Thus there is a triple advantage in insulating the pipes—conservation of heat, prevention of the formation of condensation, and improved appear- ance, Q.—How large an area is needed for a tennis court? A— The official outside dimen- sions for @ double tennis court are 120 by 60 feet. Many private courts are made 110 by 50 feet, but they will be found to cramp fast play. | Q.—What is a septic tank? A—It is a specially designed tank which is buried in the ground and into which domestic sewage is dis- charged from the house. Decomposi- tion takes place in a chamber so de- Housing Question Box signed that air does not come in con- tact with the sewage, harmful bacteria are destroyed, and the affluent filtered and discharged into a field through which it seeps into the ground. The tank should be of a design that has been approved by the state or local board of health and it should be in- Stalled in a manner that complies with the regulations. The liquid discharged from a prop- erly designed septic tank is harmless and will not contaminate the soil. Q.—Are water-pump systems for a summer cottage and electrical and gas equipment eligible under the condi- tions governing loans made by com- mercial banks and others under the regulations of the Federal Housing Administration? I am thinking prin- cipally of automatic water heaters, but also of some incidental lighting fix- tures, A—Yes—all three—provided they are installed as integral parts of the building and could be considered as nonmovable or permanently installed. Water heaters and domestic systems may be financed through the low-rate modernization credit plan of the Fed- eral Housing Administration. Air-Conditioning Is ~ Popular in Offices That air-conditioning is answering @ great need in modern office struc- tures is indicated in a letter which recently came into the hands of Wal- ter G. Renden, manager of the North Dakota Power and Light Co. here, dis- tributors of Westinghouse air condi- tioning units. “It has permitted me to seal up? my windows,” wrote the businessman in reference to his recently-installed air-conditioning equipment, “exclud- ing all the street noises which had disturbed me very much and has very noticeably purified the air, elimin- ated drafts, regulated the tempera- ture and thereby provided me abso- lute mental relief to such an extent I cannot refrain from expressing to you my complete satisfaction, “Through the conditioner I now en- joy a perfectly ventilated office which is particularly appreciative during conferences when cigarettes or cigars are more or less in evidence. It si- lently and efficiently combats the smoke with its constant current of fresh, clean air. “The conditioner, itself, blends very Walsh Construction Co. House Moving, Raising and Ce- ment Work. No Job Too Large— No Job Too Small. All Work Guaranteed. J. V. WALSH General Contractor Bismarck Phone 834-W midernization and construction of corneribs under the National Housing Act, therefore, is most important to farmers. Construction of adequate cribs will make it possible for the farmer to store corn and hold corn on the farm for use when needed. Furthermore, when the farmer can- not finance the storing of the corn, it will make it possible to meet the corn-crib-storage requirements of the commodity credit corporation in or- der to obtain a loan for storing corn. EXHAUST FAN Summer heat and the usual kitchen odors are eliminated by the installa- tion of an electric cage tpn: one permanent improvement - ern. kitchen ir readily financed through Federal Housing moderniza- tion credit. —_—_—_—_—_—_—_——_—_—_— Concrete Building Tile Drier and Warmer—The Ideal Building Material See us for estimates BISMARCK BRICK AND TILE COMPANY Wm. Noggle, Sup't. Phone 728 Electrical Wiring Using First-Class Materials Electrical Fixtures - Appliances Recommendations made cheer- fully upon request SERVICE ELECTRIC SHOP Benjamin Moore & Co.’s Six Original Products Moorwhite Primer Moorwhite Utilac Saniflat Muresco Impervo Surfacter We handle them all Vantine Paint & Glass Co. admirably with the woodwork in my office, as well as the furniture. In fact, it is an attractive addition to my office furnishings.” London buses travel about 186,000,- 000 miles annually. ome Is More Interesting As Work Above Ground Begins ATTIC PLAYROOMS USEFUL FOR ‘KIDS’ Waste Space May Be Inexpen- sively Converted Into Cozy Hangout for Children H When renovating or building a new home, one of the most sensible uses |for waste space in the basement, at- tic, or other portion of the house is to install a sanitary playroom, ac- cording to welfare authorities, A playroom can be inexpensively built in practically any home where space is available, Nothing gives more pleasure than planning for the comfort, joy, well-being, health, and education of children, It is important, of course, that the space allotted for the playroom be dry, comfortably heated, well venti- lated, properly lighted, and have windows for the entrance of the health-giving rays of the sun. The finish of the room and its furnishings are the most important from the children’s standpoint. Some- times it is possible to install a fire- place for added warmth, cheer, and comfort. There should be built-in book shelves where books suitable for children of various ages may be kept. Then seats may be built under the windows on both sides of the fire- place. They may have drawers un- der the seat, or the seat may swing upward on hinges, thereby providing space beneath the seat for use in OTTO DIRLAM LOCK and GUNSMITH —— MACHINIST —— Sharpening Lawn Mowers Our Specialty Expert Bicycle Repairing 218 Main Avenue Phone 25 Phone 1326 for Ashmore and Ellingson For estimates on painting, pa- pering and decorating. Best ma- guaranteed. terials used. Work 401 Fourth St. H, B. SPOBN, Manager “Hot Weather Bargains” Only $4.45 Allowance fer Your OM Coffee Pet Ste storing toys and equipment. Chose Decorations ‘Wall decorations should be chosen with great care. The color schema should be bright and cheery. Pic- tured wallpapers are available, A blackboard of suitable size should be available on @ well-lighted wall space. On another wall space may be painted the alphabet and numer- als, or the letters and numeréls may be on blocks which can be removed and inserted in slides. Some space may be devoted to a large wall map of the United States, or the State in which the child lives. The floor should be warm and smooth so that the children can play on it. It may be outlined in paint in different places for playing games, such as sand-bag, hop-scotch, and the like, Loans for modernizing a portion of a@ home into a children’s are available through private finan- cial institutions approved by and co- operating with the Federal Housing Administration, which is such loans under the Natonal Hous- ing Act. J. S. FEVOLD Investment, Real Estate Sales and Rentals, City and Farm ay cokes Over Cowan’s Drug Store BISMARCK, N. D. Ralph C. Forsythe “The ONE-TRIP Plumber” General Plumbing Fit — Heating Gas Fitting Service 318 Main Phone 1887 (ist door west of ist Nat. Bk.) PLUMBING “By Men Who Know How” Consult us on all Plumbing, Heating, Gas Appli- ance, Air Conditioning, Radiant~ fire Heaters, Fire Sewer Tile Requirements. H. A. THOMPSON & SONS Plumbing - - Heating Gas Equipment 205 Seventh St. Phone 64 | Bismarck Paint & Glass Co. Phone 990 Paints, Varnishes, Brushes, Wall Paper, Glass and Artists’ Materials Home of the JEWEL DOUBLE-QUICK HOUSE PAINT and other quick-drying JEWEL paints, enamels and varnishes BISMARCK, WN. D. | Manning Bowman Toaster Chrome Pleted with Smart Black Enamel Trim Only $2.95 Similar Values ‘Available at Your Electric Dealers North Dakota Power & Light Co. Bismarck - - Mandan - - Dickinson Distributors 313 Main Phone 544 Open Saturday Nights Phone 62 + for - Washed Sand — Gravel — Pit Run Sand—Gravel Ex- cavating — Trucking — Teaming Wachter Transfer Corp. JOHN B. KOTTSICK, Prep. 117 Fifth 8t. Phone 85 121 So. Fifth St. Phone 700 and let us up to ‘11 Saving with Norge is show you how to save a month a matter of lowered costs—more thrifty buying of foods. It all depends upon the surplus powered Rollator cold-making mechanism— CORWIN-CHURCHILL MOTORS, jismarek INC.