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TUESDAY, JULY 10, MELP WANWED—SALB MAL accountant or experienced clerk to do bookkecping in spare’ time, Witt pay up to $15 per week. Givé de-] _ Co. 1-1-5t. tailed qualifications in reply—Add ¥ No. 589 Tribune. T-1-at AUROMOBILEO—BOTOROTCLES WANTED Married man on farin, Se Aan eartneatiir dat Separate house. Steady job to right wn. C. C, Lawbaugh, Halliday, N D. 4-5-5t AXLP WANWEP—VEBALE ‘ FEMALE HELP WANTED—Earn $20 weekly spare time, at home, ad- dressing, mailing, music, circulars. ‘Send 10¢ for mu information. American Music © 1658 Broad- x Dept.. 84-X, N.Y. 1-5-1w WANTED—Experienced girl for gen- eral housework. Mrs. B. F, Til- lotson. Phone 828. 200W. Broad- wa 7-9-1W WA D—Competent girl for gen- eral housework, 523-7th St. or Phone 487W. 7-9-3 WANTED —Competent gir] for gen- eral housework. Chas, Rigler, 802 7-3-1w D—Two experienced — wait- at Sweet Shop. 7-7-3t. FOR SAL2 OR RENT FURNITURE FOR 50 Ib, Herrick Refrigera- burner perfection oil stove, ak finish din single davenport, rug, lawn mower, kitchen tables, combination writing desk and book case, bed complete, chiffineer, stand, pedestal, Six eyl. Stude- baker in exeeHent running order for sale also. Phone 977 or call 1 Thay St. 7-9-1w POR SALE “Look, A™bargain. A fare opportunity to buy a fine heme in the city on very liberal ferms, being a 6-room motern house, including three bedrooms, ful ont, partitioned off, laun- dry tubs, ¢ as stove, hardwood floors down stairs, nearly new, fine poreh, near schools, with fine gar- Yen, Geo, M, Register. 7-9-1w FOR RED room and bath flat on vround floor, Furnished or un- furni shed. SVacant July 15th. At 2nd St. Furnished’ two room and bath apartment. Also unfur- nished three room and bath apart- ment, city heat and water includ- ed. Apartments are at 212 Main Phone 419. 6-22-tf part payment. n modern house, including 2 s, close in, not old, for with small cash payment ance on time—might take car in as part payment. Immedi- ate possession given. Geo. M. Re- jister. lw 140R RENT—Strictly modern duplex ‘ith . Best rt ity. f ts with garage. est part -of city _FOR RENT—Sleeping room in mod- Phone 169-M, or call 114 Ave, A. W. 7-2-1w |’ FOR RENT-—Fornished apartment for light housekeeping, modern. Murphy Apts. 2041-2 Main. F W. Murphy. Phone 852, 6-14-tf. FOR RENT—Two room. kitchenette and Bath apartment, July 15th in one of best apartment houses in Bismarck. Phone 569 7-10-2t FOR RENT—House, fi joms and bath, furnished, Will be vacant Aug. \ 1 Inquire Dohn’s Meat Market. ‘ 7-10-tf FG RENT—Pleasant, modern four room flat, furnished or unfurnish- ed, College building. Phone 183. 5-23-tf CLASSIFIED ADVERTISE HELP WANTED— Bookkeeper, | TWINE SALESMEN Wanted to sell FOR SALE—Ford touring, in good FOR § 219 West Rosser. 7-19-3t. Saeed Lost 1923 _ MENT Be Sy SALESMAN. | our high grade twine: direct to consumers. Van-'Kleeck Supply part cash, balance payments if de- sired.” Phone 485-J, of Write P, O. Box 407. z 4-7-1w condition, Serviee Garage, back of Fire Hall, Geo, Brock. Phone 968. se 7-10-3t |ALEXFord” Coupe good con- dition, spare tire. Phone 689R, LOST—A wrist watch with black band turn to the Tribune for reward. hi 7-10-1t: FOUND case at Rownd- Up. Mandan. Owner may have and paying for this~ad. 9-7-8t WANTE 5th St. Phone 67J. 7-10-3t. —~& REAL OPPORTUNITY IN" your hands and possess the habit of industry together with $125 cash (for materials and tools) we have a mighty interesting proposition that will set you up in a business of your own in Bisma surance of an exclusive contract that assures freedom from competition and a steadily rising income from the FOR RENT— FOR RENT—One _ ROOMS FOR RENT—One large and FOR RENT—Nicely furnis on or about the ‘corner of 8th street and Broa@Way. Finder re- same by calling at Tribune office 1 DESSAMASIES c ‘Sewing ‘of all, kinds by. day or at home. Prites reason- able. Blanche Thistlewood, 820- BUSINESS CHANCES BISMARCK If you are willing to work with k with the as- les of a service demanded in store, hotel and dwelling. Free 178. EVAPORATO, Incorporated 612 Endicott Building, St. Paul, Minnesota. ROOMS FOR RENT. ‘wo well furnished rooms on first floor, outside en- trance, an ideal Nase for a mar- ried couple, 405\6th St. Phone 836-M. q-1-lw ly furnished room in modern house for one or two. Phone 346-J, or call 408 10th St. 4-5-lw small sleeping room. Modern house. 621-6th St. Phone 619W. 7-9-3t room in modern home, close in, call at 402 6th St. or Phone 836J. FOR RBNT—Farnished roome fort hand 65-100 ($121.55) dollars on the F2ist day of May 1928 and that said lamount will be included in) ‘the light housekeeping. * 722 5th Street... Phone 485R.__..7-3-1wk ern home. 702 7th Street. Phone 357 7-7-3t FOR RENT—Furnished room in mod- ern home, 403 3rd St. Phone 804. 7-9-3t MISCELLANEOUS. FOR SALE—Household goods, inclad- ing Piano, Dining room furniture, one % bed, one single Bed, Dress- er, Baby, Carriage, Baby Bed “Bohn” Refrigerator, Congolium. rug 9x12, Overstuffed Davenport and arm chair to match, Hall Rack, and Mirror, Boys Bicycle, Mason jars and jellies, Garden Hose, and other household articles. J.C, Anderson, 618, Sth St. 7-10-3. OR RENT — Single furnished apartment with kitchenette. 411 ifth St. Phone 273. _ 7-3-lwk FOR SALE—Eight-room house, mod- ‘ern. Near schools and churches. WWeite Tribune No, 590, 7-10-Iw FOR RENT—One strictly modern five room bungalow at 711 Front &t. Call 321, 7-9-1w —Small modern house suitable for couple, Write No. 586 Tribune. 1--2tt FOR REN’ DOINGS OF THE DUFFS WANTED—Safety razor blades. We hone and sharpen them just as satisfactory as an ordinary razor. Don’t throw away dull blades. Be wise. ' Bring them to us; we can save you over 60 per cent. Har- rington’s Barber Shop, Bismarck, WOR SALE—One cable mahogany set, one Jibrary table, dining table, four chairs, oné complete bed, one FOR SALE—Gen FOR SALE 0 FOR SALE OR TRADE—For auto- FOR SALE—Dining room set, if WANTED—Boy 13 years old, Amer- FOR” SALE—Cheap, complete, res- FOR SALE—Lloyd baby carriage, FOR SALE—New patented hand saw. FOR SAL brandt Stud eae: FOR SALE—Three airdale pups. Pe- ——— NOTICE OF MORTGAGE SALE BY certain mortgage executed and de- livered by Heinrich Schafer and abetha S to Hertha Landmann, Morte: dated the 2nd day of January and filed for record in the offic the Register of Deeds in the County of Burleigh and State of North Da- kota on the 24th day of March 1919 in book 138 of mortgage: 4 317, will be foreclosed by the premises in such mort hereinafter described at the front }door of the Court House in the City fof Bismarck, County of Burleizh and State of North Dakota, at the }18th day of August 1923 to su pat the day of sale. N. Dak. 9-5-1w 1 player piano, one 3-piece parlor Hoosier kitchen cabinet, one refrig- erator, one washing machine, and other articles. Call 3069 7th St. Phone 981-W. 4-9-1w “merchandise stock in eastern North Dakota. Clean stock. Inventory $5,000. Brick building. Rent fixtures and building $40 per month. For fur- ther information write Tribune 591. 2 7-10-1 Y RENT—15 room hote! in good condition, only hotel in a lively town with @ population of about six hundred, priee reasonable For information write Tribune No. 588. / 7-T-1wk. mobite,-a Mammoth Jack, 15 hands high. Guarantee to be all right in every respect. Pedigree furnish- ed. E. E. Compton, Almont, N. D. 1-9-1w taken together will sell at a ba gain, velvet rug, 9x12, 2 d beds, child bed, 150 pound ca refrigerator, cot. Call 1068M. Mandan Ave. 7 ican, wants place for the summer, or permanently. Phone 616, or write Supt. Geo, B, Newcomb, Hu- mane Society, Bismarck. 7-1-3t taurant equipment, including large range and ice box. All in good con- dition, N. H, Ramer, Mandan hotel, Mandan, N. D. 1-9-1w Ivory enamel finish and rever: ble gear. Mrs. H. W. Taylor, Phone 400J. 1-6-1w Device can be seen at Soo hotel. Apply John Nelson, room 42. 7-9-3t sq. yds, linoleum, slightly used. Ice box, 2 kitchen tables, Phone 689R, 219 West Ros- ser. Oe mt room for office th Bt. or call Rem- 5-24-tf. tigreed. 46 Broadway. —‘7-7-1w ADVERTISEMENT Notice is hereby given that tha afer, his wife, mortga hour of 10 o’clock A. M., on the the amount due upon such mortg You will further take notice that THE BISMARCK TRIBUNE” THE OLD HOMETOWN _ THE SECRET OF | OBTAIN CREDIT, BUT OT | Various Meanings of Credit—The Way Character Be- YEN-SRE GoT NINE CATALOGS: SIXTEEN LETTERS FOUR PosTAU Education of the American | tation and fair success, |The word “credit” has various | meanings. When you deposit | money, your account receives | “credit” for that amount. When a man borrows money on his note at the bank, he ts granted “credit.” When a railroad, a manufacturing concern, a town, or & government | issues bonds, it uses its “credit.” When anyone buys goods without | paying cash, at the time of pur- chase, “credit” ts granted, With- out credit, our present day busl- ness system could rot exist. people have confidence in each oth- er, and confidence can extst only where good character exists. Every successful business man looks upon his credit standing as a most valuable asset, and he maintains it by square dealing. To get credit a man must pay his debts, or it soon becomes known he is not of good character and not worthy of confl- dence. Those from whom he | would buy refuse to trust him and the banks decline to grant him credit, Then como business fall- ure and a long uphill fight to get on his feet again and live down the past. SINCE LUCRETIA HONEYWELLS SCHOOL DUTIES ARE OVER FoR THE SDMMER,SHE HAS 7AKEN To ANSWERING ADVERTISEMENTS AGAIN. T OUR WA Y—By Williams \i \ \\ Ye \ \ \ WN \ \ | Vi Yj Uy NX be W\ \\S W . \N \ \\ AN \N y Neat \ IW the mortgagee was obliged and did pay interest on a prior mort; the sum of One Hundred Twenty-one ‘amount due on this mortgage. The premises described in said mortgage and which will be sold to satisfy the same, are those certain premises situated in the County of urleigh and State of North Dakota and described as follows, to-wit: the North East Quarter (NE%) of Section Twenty-eight (28) Township Qne Hundred Forty-four (144) North of Range of the 5th That including interest. paid on prior mortgage, there will be due on such mortgage at the date of sale the sum of Nine Hundred Forty-one and 59-100 ($941.59) dol- lars. Hertha Landmann, Mortgagee. J. A. Hyland, Attorney for Mortgagee, Bismarck, North Dakota. (7-10-17-24-31 8-7-14) NOTICE TO COAL DEALERS Bids are requested for supplying 1,000 tons (more or less) best lump Lignite Coal delivered, as require in the bins of the several Bismarck public schools during year ending June 30, 1924. Bids to be opened at Board Meeting July 10, 1923, P.| certain mortgage, executed and deliv- M. Right reserved to reject any or all bids. Z By Order of Board of Education Richard Penwarden, Clerk. =a: enty-seven (77), West SHE GOOD Ol. SUMMER TIME. rwillians $F ises in such Mortgage and herein- after described, at the front door of the Court House in the City of Bis- marck in the County of Burleigh and State of North Dakota, at the hour of 10 o'clock A. M., on the 18th day of August 1928, to satisfy the amount NOTICE OF MORTGAGE SALE BY ~. ADVERTISEMENT Notice is hereby given that that and twenty and filed for record in the office of the Register of Deeds of the Count$ of Burleigh, and State of North Dakota, on the 20th day of May A, D, 1920 and recorded in book 162 of Mortgages at page 304, will [be foreclosed by a sale of the prem- ered by Anna Knudson, widow, mort- gagor, to Farmers State Bank, Regan N. Dak. Mortg day of May, A. D. nineteen hundred WHY, WHAT DID SHE DO, OLIVIA "THAT WAS SOAWFUL?, SHE. TELLS EVERY, THING SHE THINKS SHE MEARS - _— + ag ee Gossi QH: HELLO, GRACE! Sa. : GRACE, FLORENCE TOLD’ ME THAT You TOLD HER” THAT SECRET THAT ! TOLD You NOT TO TELL due upon said Mortgage on the day BY ALLMAN WELL,! TOLD HER | WOULDN’T TELL You IF SHE ToLD ME, 9 SO DON’T TELL HER- | Burleigh and State of North Di ota, ribed as follows, to-wit: |The Northwest Quarter (NW%) S “LTOLD HER NOT To TELL’ You! LP. M. There will be due on such Mort- WHY SOME MEN © PAGE SEVEN HERS CANT gets Confidence and Opens the Way to Trust. Thrift and Honesty the Basis of Banking. HE secret of why some men can readily obtain credit, ri while others are unable to borrow a cent, is disclosed | in the present article prepared by the Committee on Public Bankers Asscciation. It tells an interesting story of how a man of forty, of good repu- was nonplussed by his inability to borrow and had to pass up a good opportunity. Banks are sald to deal in credit. , bonds, such as Liberty Bonds, pay: Credit is possible only where More Than Honesty Needed Honesty 1s not the only factor involved in credit, For {nstance, Mr. Jones, a man of forty, of ex- cellent morals, who has enjoyed & fair income for many years, sees an opportunity to purchase a busl- ness. He requires financial as- sistance. He calls on a banker and asks for the necessary credit. ‘Tho banker asks the nature of the business, ‘what it will cost, and what Mr. Jones can command in ready money, or other resources, but learns that he has no money or property of bis own, It fs clear that Mr. Jones lacks ability to manage his affairs wise ly. He has not had enough strength of character to save mon- ey by adapting expenses to in- come, and therefore has not proved that he could make finan- cial progress. Moreover, if men do not invest some of their own mon- ey in the business they usually Jack incentive and become easily aiscouraged. It would be unwise for anyone to assume such a finan- cial risk, and Mr. Jones probably woukj fail to get credit from the bank. He must give up his oppor- tunity to some one else who has saved money. Banks are public servants, but tuat does not obligate them to ecrve those who are unfair in busl- ness or lacking in the great princl- pies underlying success. To be «pown as a careful and thrifty per- yon ig the best assurance that the tank will extend finaucial help whea needed. Many people think that one should shun debt like the measles. They fail to distingujsh between wise and unwise debt. It is wise to use credit, that 1s, go Into debt, to buy a home. Such debt encour- ages thrift. A student may wisely borrow money needed to complete his education. It is an investment that should pay dividends tn great- tr success. Another wise us» of credit is borrowing to buy good ing $20 down, borrowing $80 from the bank, and paying it off out of savings. When to Shun Debt There are circumstances, how: ever, under which one should nev. er borrow money. Never incur a debt in a speculative venture. OF THE PEOPLE WHO SPECU: LATE, NINETY-FIVE PER CENT LOSE. Neither should debts be incurred to purchase pleasure-giv- ing possessions. Such debts are millstones around the necks of countless families. Progressive banks adhere to the same standards they exact of their patrons. Their business methoda must be beyond reproach. They exclude business of doubtful repu tation and have no part in the fe verish struggle for sudden wealth, Well-managed banks are regarded with great respect, and hold a placo of ever increasing impor tance. Some thoughtless persons crit! cize banks for not making loans more freely, but it must be remem: bered that a bank's business 1s to receive deposits as well as to grant loans, and it 1s therefore the trustee of money belonging to oth- ers. It must safeguard its depos- itors’ funds and so control them as to bo always ready to return them intact upon demand. That re quires great care in granting cred- its. THE MORTALITY Or SAVINGS ACCOUNTS The Savings Banks -‘.ssoclation of Massachuactts has Issued a tab- ulation made by a mutual savings bank in an average New England town showing that, of the ac counts opened during a six months period, 85 to 90 per cent were open at the end of the period. At the end of the next six months about 70 per cent were open. At the end of one year about 60 per cent were open; at the end of 18 months about 55 per cent; at the end of three years about 50 per cent; and then the figure rather steadily de- clined by 2 to 3 per cent of the original number each year. At the end of ten years about 25 per cent of the accounts were still open. After that the changes were very small, mostly on account of death. Federal Reserve Copied Peru 1a the first country in Latin Ameriea to reorganize its banking system according to Federal Re- serve principles by the enactment pf the Federal Reserve Act of Peru to develop the country’s re- sources along modern lines of financing. Peru's new banking system is modeled after the Uaited States Federal Reserve, with mody {fications such as the banking con- ditions and general financial site ation there requires. It provides for the creation of a Federal Re serve Bank in Peru, The direo | torate of this bank fs to be com | posed of nine members, three of | whom are to be designated by the | Government and the other six are }to be elected by the member banks. ———_ premises described in said nd which will be sold to me, are those certain ted in the County of tion Two (2) Township One Hun- dred and Forty-three (143) North of Range Seventy-eight (78) West 5th gage at the date of sale the sum of “JUST LIKE DADDY,” AN ECONOMIC FORCE By J. H. PUELICHER President the American Bankers Association. “Like Daddy”—these two words, that express the imitative nature of childrea, eccur to me as | think of our parental re- , Sponsibilities in respect to both the thriftiness and the thriftiess- ness of our boys and girls. The ac- cent belongs on doth aspects of the case, for we have yet to find @ person who is the perfect exam- 4. H, Puetlober ple of thrift, Bven Ben Franklin admitted his lack of attainment after bis years of aelf-admonishment and self-crit- iclam—and bis temptations were not so great as those of today. Bvery reader will admit his def- Glency in thrift, So will L~ And what of our children? Will they copy ust Will their attitude to- ward thrift be “like Daddy‘? it be thrifty or.thriftless? + at will at least be largely infu a Thirteen Hundred and_Fighty-nine and 92-100 ($1,389.92) Dollars. Farmers State Bank, Regan, N. D., Mortgagee. J. A. Hyland, Attorney for Mortgage, >. Bismarck, N. (7-10-17-2 Sl SCARFS Silk scarfs in plain colors and in elaborately woven or dyed patterns are worn with the knitted sweater costumes and sport suit. enced by ft. The thrift of the next generation is in the hands of the present. If our children are “out of hand” on their habits, whom have we to blame but ourselves? Remember this: The next gen eration will be subject to the same laws of economics, the same rules of success, the same principles of happiness, as prevail today. A habit of thrift is one of the best possible characteristics we can mould into our children’s natures during their habit forming years. Its value will be apparent through- out maturity, whatever their lot, whether at the helm of large en- terprise or, steering the more hum- bie affairs of a Home, Thrift will be the basic principle in the economic life of our nation and its system of producing and exchanging commodities. Thrift is always of both social and of indi- vidual advantage. Hach day finds us expanding both in breadth and in depth of our resources of enjoy- ment and. our. opportunities for service as we practice thrift. But how shall we bring about habits of thrift? Is there any oth- er way than by teaching, whether by direct precept or by the uncon- acious example of our own habits, continually impressing themselves on the receptive minds of the = | young? “Like Daddy” ex: ot the’ most powerful: eer >. ‘