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yy vi be y~ TUESDAY, JANUARY 24, 122 DEFENDS STATE HAIL LAW AND ITS OPERATION Commissioner of Insurance Ols-' ness Takes Issue with Oth- \ ers on Matter! “SUBSIDY” IS DISCUSSED. Claims Low Cost of Operation is One of Advantages of Department Commissioner of Insurance S. A. Olsness has issued the following open | ‘letter in defense of the State Hail In-| surance department and the law-cre-| ating it. Mr. Olsness’ letter follows: “I see the daily papers. are dis-| playing statements said to have been made by Auditor McCarthy of Golden Valley county, at thé convention of | county auditors Just held at James- town, in criticism of the State Hail, Insurance “as administered under the | Present law.” \ “Tf Mr. McCarthy js correctly quot- ed, he makes a sweeping charge tl the hail insurance scheme has im- posed upon the people of his county} an extra expense to the extent of $1,000 or $1,200 per year, and for} which they are compensated only} $130.00. Also, that he does not. think it is right to'subsidize the hail fund.) which should stand upon its own feet,: and he finishes by the extravagant phrase, that “the state‘hail law, a administered at the present time, is one of the greatest vampires we have to eat up revenue.” He states further that he is not opposed to thé state hail tax, only.the manner in which it is administered, and adds: “The ex- pense is too great and could be elim- inated, thereby avoiding a large over- head expense which it has got to} bear under the present system.” And} we had really imagined that it was in the administration or over head expense that our strength and advan- | tage over private insurance lay, Now. let us see what that subsidy amounts to, that Mr. McCarthy and the Forum begrudge the hail fund. “It is generally conceded, I think,| that the ruyal population of the state ig about 80 per cent of the whole. At least do I think these figures! would not be far off in Golden Valley county. These 80 per cent are surely} directly benefitted by the hail act. Out of the 20 per cent in towns andj villages, perhaps 50 per cent of those | paying taxes are land owners or in- terested in farms. Now, what about the remaining 10 per cent, who may be Compelled to pay subsidy to the hail fund through taxation? It is a well known fact that working men and women, without property, do not pay any tax toward the hail fund what- ‘soever. How many taxpayers in Gol- den Valley county, then, can be said to have suffered taxation on account of a subsidized hail fund, without re-| ceiving benefit therefrom. I am in- clined to think that the legislature struck pretty nearly the right figure when they amended the law to pro- vide a reimbursement of 50 per cent per thousand acres of tillable area in each county, for extra expense in- curred on account of the hail fund. This, in the case of Golden Valley, amounts to about $430.00, Claims Low Overhead, “Now, let us compare the overhead administration expense that is com- plained of. In 1920 North’ Dakota State Hail department paid. $96.90 for | losses and $3.10 for all operating ex- penses out of every $100.00 received. The Alberta, Canada, hail fund paid $91.10 and, $8.90, respectively. But the private companies had a ratio, of | $65.00 for losses and $35.00..for -ex- penses and profits. Let us grant. for the sake of comparison that the hail fund should lose this so-called’ sub- sidy to the extent of a thousand dol- lars per county. This would be $53,-} 000, and, added to total, amount of} loss | s paid, would make an increase } in the operating charge of about 1.1 per, cent, and based upon total re- -8 of one: per cent. For fur- compariscn 1 beg to submit that adjustment cost per claim is: only | : ile, according to the National | Underwriter for November 24 last, tne adjustment cost of the private com- panies for 1921 was $8.04. “In view of these procfs to the con- trary, We would like to have Mr..M Carthy show how he arrived at’ his; conclusions about the exCessive over- | head expense of the State Hail In- t| mama Canal and the State Hail de- ;fund for the good of all the people of} lis national ignorance of the purposes, surance as. administered unter the present system. I also think he owes} to the public a further explahation-of ; hig statement that the hail law is one of the greatest vampires to eat rev-j enue., The present management o the hail department does not claini to have a tem that is perfect, but! if Mr. McCarthy, or anyone else, has a better plan I think they should give the state the benefit of it. It is easy| to make statements of t kind, but, hinless scmething better is offered, | only harm can come frdm it. Let usi have constructive criticism. i No Ditterence He Claims, | “In an editorial comment on these | statements of McCarthy, the Forum | usks:; “and isn’t that exactly the. ob-; jection that can be raised to any state | owned or publicly owned enterprise, | ‘Mr. McCarthy?—Even our postoffice | is indirectly subsidized. It gets its rent free from the taxpayers,” etc. | Isn’t it a fact that in reality the post-| office, like tke public school system is When the people de- \ | | all subsidy? D cide that carrying of mail was a/ public utility that concerned every} citizen, and that it could best be done | by the government. for the benefit of ‘all, they subsidized it. Jt is not in- tended that the postoffice should be! run for profit. What matters it, then,) whether we charge ourselves a high-; er. rate of postage or make’ up de-| ficits when they occur, eral fund of the treasury? tis 11,090,000. Secretary of War Weeks accepts j veiling in Meridian Hill Park, Washington. the statue of Joan of Arc at thé un- It is a replica of the statue before Rheims Cathedral and was presented to the American government by the Society of French Women of New York. system, our highway system, the Pa-| partment, and a. number of other | things now operated by the govern-/} ments. The majority’ of tlle people of North Dake believe that protec-| tion against hail essential to their! common welfare, and prefer that it) should be furnished at a cost of 3 or '4 per cent, by the state, rather than } 35 per cent by private companie: | “If the Forum and the school it} represents wish to condemn the hail law because of the subsidy feature,| why- have they tolerated the wolf! bounty “law, which has been on our'| state books since good, ‘old republic-! anism was in bloom? { “We profess to be a democracy,; whose principle is the greatest good to the greatest number; why, then isn’t it better that a small fraction; ct the people ‘help support the hail] the state, than that SO per cent of the people should be taxed to subsidize a few insurance companies to the ex-| tent of more than 30 per cent on the | total premium receipt Cah it be; possible that Mr. McCarthy and the} Fornm. would favor retrogression by | eliminating what public ownership; we now ,have, even including the! postotlice? } “I am not in favor of public owner- ship per se, but I do believe in pub-; lic ownership and operation of nat ural resources and publi¢ property im) which practically all the people are! bt concerned, in order that there may be absolute and secure private owner- ship of private property.” PAN-PACIFIG. PRESS CONGRESS Petitions Harding To Extend Use of U. S. Naval Com- munications Service Honolulu, T. H., Jan. 2: Harding and Congress wer maintain and United States service for press messages after July 1, 1922, when the present arrange- ment expires, in a petition igned by the officers of the Pan-Pacific Press Congre: the Honolulu Star-Bulletin, Honolulu Advertiser, and the Hono- lulu Chamber of Commerce, Which was sent to Washington. The petition, containing the bulk of a resolution adopted by the recent Press Congress of the World here, stated that the temporary si row being rendered by the Radio, under act of Congress cellent. Action to broaden the scope of the service to include foreign countries bordering the Pacific, now hampered through government regulation, also asked to of the} was requested in the petition, whi aid that the Pacific forms the “prin- al theater of the werld’s events” of war and “one of the chief cause: ms and ideals of other countrie: ation of international sible by efficient - scnable rates. would correct) s condition, the petition said. ‘ Total number of accidents and deaths in the United States each year Presbyterian Church Supper; Thursday evening at. 6 o’clock. 75 cents. BEFO. RE THE POSTPONEMENT {pounds fior the fight. DEPOSITS OF COUNTIES IN BOF N. D. GIVEN Forty - seven Counties Had Amounts on Deposit When Cathro Stepped Out. Forty-geven--counties of North -Da- kota had $1,419,570.57 on deposit with he Bank of North Dakota November 1921, according to_an inventory of the bank as of that date, turned over by FP. W. Cathro by h North id had $201, 8 and McHenry county Dakota citie. posit, $ schools $272, with $15 the largest deposit and its neighbor in ascending alphabet order, Lo- gan county, had the lea Six counties were not represented by funds. The amounts lited to the different counties follow Adams $54,778. Benson $27, Bottineau $3 Burke Ca Burleigh I lettinger LaMoure McHenry McKen- an $171,766.5 Montrail Ol som $87.85; Renville $ . land $10.14; Rolette $24,637, gent $430, She: $8,201.59; Sioux $143. 97; ; Stark $22.83; Steele $24,103.20; Stutsman $180.527 Towner $1,421.) 1 $45.58; Walsh $4.88; Ward $1 Wells $6.-| 704.50; Williams 4; Williams Total $4, i. Taxicab Driver Was Kissed On Both Cheeks —Parisians Surprised Paris, Jan. '24.—Passers-by’on the boulevards were surprised recently to see a distinguished looking man fall back om the back of a taxjeab driver and kiss him on both cheeks, the regulation lutation Russi The pa sian ‘admiral and the chauffeur was a general, celebrated during ad_of the war, now earn- ing his hy driving a taxicab. Students who take their meals in a modest boarding house in the q. ter had nilar surprise recently. As the ‘serving woman, a woman of middle age Whose worn garments could not conceal her dis tinguished appearance, approached a table, a young girl student suddeniy YO knelt on one knee and kissed the hem of the waitress’ apron. ‘The student had ognized her as a for- mer lady in waiting of the Russian court. } ISSUES A DEFI ~ TO BAT KRAUSE Abe Wallace, Fargo pugilist, has is- sued a challenge to “Battling” Krause to meet him in a fight in Bismarck. He insists Krause weigh in at 142 Wallace claims “Bua” he-has taken on ‘such boys as Logan, Jack Bailey and Johnny Knauf. | x ~~ | for cle work period to employ . This picture of Mary Landon Baker and Allister McCormick was taken from the geN-/at a recent dinner in Chicago. Chicago society is still talking. about the The same! postponement of their wedding a‘ few minutes’ before -the ceremony: and‘ Artificial flower industry in England question applies to th public school jafter guests and attendants were at-the church, .; road agrees to dp otherwise. sented by | st with $1.27.| 8.15; | S dan $129.68; Slope } between | nger was a Rus-| THE BISMARCK TRIBUNE NEW RULES FOR RAILWAY CLERKS ARE ANNOUNCED Payments, Until After | Ninth Hour Provided i EFFECTIVE FEBRUARY 1 Reopening of Many Small Rail- way Stations on Lines Ex- | ‘pected to Follow | | | pani By Associated Pregs—Abolition of penal overtime payments until after | the ninth hour of work and authoriza- | tiom of “split tricks”/instead of com. | pellng ‘overtime, payments or two} shifts for intermittent work over a: span of more than eight hours are im- portant changes in. rules verning raflroad clerical and terminal em- | ployes issued by the United States Railroad Labor: Board. The new rules, which become effec- | tive February 1, supersede the na-/ . tional agreement made by the fed-| {eral administration with the Brother- j {hood of Railway, and Steamship} Clerks, Freight ‘Mandlers, Express jand Station Employés, which has been in effect since January 1, 1920. Abov& 300,000 employes are affected., save thousands of dollars, although no estimate of the amount is available. The new rules cover all points in clerical working agreements not cov- ered by rules negotiated between in- dividual roads; and their employes. Time and one-half pay mow applies only to the tenth hour of- work or thereafter, and to hours worked if HASOLDEST?. 0. BUILDINGINU.. held on duty nfore than two hours when called for extra work. Sunday stine, FL 5 and holiday work will be paid at| St. Augustine, Pla. ‘ straight time, except where the rail-| Augustine is believed to po: \oldest postoffice building in the coun- ster Charles F, Hopkins rch extending over a per ived copies ; To Reopen Stations | Reopening of inany small railway stations, improvement of service to small towns and on suburban lines is ‘expected to fiollow the adoption of the inew rule as to intermittent work. It will now be possible for the railroads | to place responsble employes, at the | {smaller stations’ at all train hours without-the expense which they claim now is prohibitive; and which has re- sulted in the closing of many stations and the handing of others over to care takers and janitors at some hours of the day. i The new trun announced by the board provides that where actual ser- We tint oa duty wither’ areka and one referring to the purchase of a) lof twelve hours shall constitute a/a2ome for the governor in St, Augus- day's work) When employes actually | tine indicated that the housing situa- work more thin cight hours within | tion in America more than 300 years the span or! when held longer than 12} ago was little better than jit has been | hours to perferm: their work, they are | the last few y It read: to be paid tinie and one-half for the; “To His Majesty From the Govern- extra time. | or Pedro De Ydarra on the 8th day | Under the gld national agreement, | of January, 1604: jan employe reteived overtime pay af- “In this city they have never had a house for the Governor and when I arrived they lodged me in a house which was built over the seas, and it jod of two years has ret S| of official records in ‘the, “Ar hives of ithe Indies” at Seville, Spain, showing that the structure he now was erected sometime between and 1603 by one Gonzalo Mendez. The King of Spain purchas d the building in 1604 as a residence for the Spanish governess of Florida and it served as such until Florida was trausferred to the United States in 1821. In the archives at Seville) were found official “letters and dispatches of the government of Florida seen in council from the years 1568 to 1610” | ter expiration ef eight hours from the time he first ;went on duty, although he may havethad several hours of idleness due |to the fact that there | vw, cold and damp that, two Gov- was no train, service nor any other} ern, died here. ‘These Governors |duties to perfyrm. were Guitierrez de Miranda and Dom- Ghar; Criti at U, S. Control stually | ‘280 Martinez de Avendano. Even the Wannaa coe op oer eek for | OWner himself has never been well in armed or. performed other work lor rit, nor have I been so since my ar- themselves {x such intervals have} .i/5) been one the outstanding features} “iy. thie neg aN a of the critidism levelled at railroad | , vee ints? tahere ae pens ad conditions tinder . federal control; | Use to. live in here, Gonzalo Mendex \Where all the work at a station due | “ecided to build one and this he did | to the arrival and departure of traing | ‘2 @ good bras B elete only in th morning and evening| , “It is proposed by the offic comes within a spread of 12 hours,| Your Majesty here that Your M such an employe under the new rule purchase said house of Gonzalo Men- dez as a dwelling for the Governors. would work jn the morning, be releas- 2 ed in the middle of the day without | They have these dwellings everywhere but here.” pay and report in‘the afternoon for \the remainder of the day’s work’ Un-| The records show the petition was der the old rule he. was paid overtime | approved and the building was ap- at $10,500 by of 1s named for that purpose. After;some bargain- ing, however, Mendez agreed to take $10,000 cash for the structure and it was pure d for that price, | for the e@fening work or two shifts | pr employed, which later was generally done. rule will alsy allow the larger terminals where | a al) and departure of trains is | bunched, t# employ baggagemen, train - j announce gatemen, cra sind en-| First Death In ( ging crev ers and employ rR imilar pfitions on split tricks in- Family Of Seven tead off having to maintain two Old Aged Children a | | The new cade leaves the matter of |sick leave,and vacations for employes jup to thejmen and the managements jentirely. PUnder the national agree- p was no rule securing these for the employes, previ- e being continued.. extended the time allow- ayestigation of complaints of \enuployes ‘ claiming to have been un- ijustly dismissed from service from \seven mf ten days. ‘Under the new Louisyille, Ky., Jan. 24.—A family of seven childreh, the oldest 94 and} the youngest 72 years old, was broken | by the first death of a member when! “Aunt Jennie” Holbrook, thé oldest | one died at her mountain ‘home in} Letcher county recently. She was a} member of the Webb family, and was) said to, he a’ descendant of Daniel Boone, the Kentucky pioneer. Her three brothers are 92, 90 and 85 years old. The ters are young- er. {rules mpal period worked shall be |paid fort at the pro rata rate. These | pericds were formerly paid for at time jand ondhalt. { Allow Straight Time The pew rules allow straight time , on company boarding © mments away from their regu- , but eliminate the pro jsien fo} payment of half time he- twéen the hours of 10 p. m. and 6 3 'm. which was the rule under the Nz | tional ; Agreement. | Students and apprentices qualifying |fior specific clerical work or as oper- ators of office machines such as type- | writers and adding machines, are ex- |cepted from the terms of the agree- | ment, ‘ | A large number of rules on disci. | Pitne,~grievances and’ seniority, over which there were disputes on some lines were remanded to the men and the managements for further negetta: tion, i ij The rule covering the scope of thp) agreement to include personal office |ferces, over which several cases jaltwedy come before the hoard, was Cuticura Is Just Right. jalsq. remanded fior further conside a-| For Baby's Tender Skin tion. 7 i ra Soap and warm d if any sign of red- Bathe him with Cu water. Dry gently ness, rouglt i ent ‘anoint with C soften, soothe and hea! few grains of the fragrant, icated Cuticura 1 Sample Each Freeby Mali. Addr. eae Dept 8a, “The Jamestown College Con- /eert includes vocal soles, musical iselos, readings, quartet, playlet ;and choruses.” ‘Malden 45, Mz22 intment 25 and 6 ‘Soap shaves without mug. " ticura Capitol Theatre | 2d D. W. GRIFFITH'S “WAY DOWN EAST” | Performances Daily, 2:80 vega ii oka coed, (AGMISSION: 25e To’clock and 9:15.......cccceccceseceeseeesseesss Admission 55¢ | By John Breckenridge Ellis, aaaes=s=q«s««onaaaaaaaaaeeeeeesem The eight hour day was retained in| | principle, however, as were collective | 7] | |bargaining and union recognition. .- The new and brilliant star in NEW CONNECTION |, FOR BISMARCK Ellendale, N. D., Jan, 24.—Daily traffic to Bismarck is made possible through establishment of a, bus line -which also will permit connections being made for Aberdeen. The bus line will be operated between Ellen- dale and the Soo crossing at Mon- ango. The bus Will leave Ellendale | for Aberdeen every morning at 8:30 and return at 8 P. M. FASTER NIGHTS THAN DAYTIME Berkley, Cal., Jan, 23.—Clocks run faster at night than in the daytime, according to a discovery just an- nounced by Dr. R. H. Tucker, an as- tronomer at Li Observatory, which is conducted near San Jose, Cal., by the University of California here. It Dr. Tucker’s discovery is con- firmed, then, jends say, daylight saving has been in operation but un- known ever since Pope Sylvester IT threw away his hour glass and invent- ed the clock in 996. However, the time saved has not been very great, An elaborate observing program was carried out at the observatory to test Dr. Tucker’s theory, according to W. W. Campbell, director of the institu- tion. been completed, Dr. Campbell said recentiy, the results thus far confirm earlier conclusions ‘that the clocks do run faster at night. The program included observations Although the program has not) Big Day BARBARA BEDFORD ‘‘ Cinderella of the Hills” e A Romance of the Ozark Mountains, | Through elimination of time and; work, the railroads ure expected to} old move to split Alaska into two ter- ritori2s and has voted to ask Congress to make the division. It is proposed that the southeastern or “panhandle” section be made one territory, leay- ing the northern section to remain an- Other territory. Advocates of the move say that the interests of the two sections are dif- ferent. From southwestern Alaska come most of the salmon and in this section there are prospects that great pulp and paper mills some day will be Death rate in England has declined 50 per cent since 1870. WORKS FOR CHILD MUST KEEP WELL Mothers in a Like Situation Should Read This Letter from Mrs. Enrico, Chicago, Illinois.—“‘I took Lydia E. Pinkham’s Vegetable Compound for a serious trouble. I had tried doctors and jallsaidthe same—an operation. At first only felt the pain on my left side. but later. I seemed to feel iton both sides. Tama ipower sewing-ma- chine operator and have a little girl to / support. { work ina tailor shop and that - lineof work has been’ very slack this year and Iam home part of the time. I do not like to take any chances, so I consulted my friends, and of three standard clocks and em- braced a list of stars whose positions are already known with high precis- ion. Each night’s observations ex- tended from 9 p. m. to 3 a. m, “The ullimate cause ‘of the phenom- enon is Obs Dr, Campbell said. “In the observations by fundamental methods, where dependence is placed upon the constancy of the clock rate through the 24 hours of the day, more or less, these errors would reach their maximum values of between 0.02 and 0.03 seconds at about six hours trom the mean epoch of the observations.” WOULD SPLIT ' ALASKA INTO 2 TERRITORIES Ketchikan, Alaska, Jan. 24.—Ketch- ikans commercial club has revived an INDIGESTION, GAS, OR BAD STOMACH TAKE “DIAPEPSIN” “Pape’s Diapepsin” has proven itself the surest relief for Indigestion, Gases, Flatulence, Heartburn, Sourness, Fer- mentation or Stomach Distress caused by acidity. A few tablets give almost immediate stomach relief and shortly the stomach is corrected so you can eat favorite foods without fear. Large case costs only few cents at. drug one lady said, ‘Take Lydia Pinkham’s medicine,’ so I did. Ihave felt better rightalong and am in goodenoughhealth to go to work. Irecommend your Veg- etable Compound and Sanative Wash to all.’’—Mrs. Mary Enrico, 459 N. Cat~ penter St., Chicago, Illinois, Often the mother is ‘obliged to support. her children and good health is neces- sary Lydia E. Pinkham’s Vegetable Compound is just ‘the medicine you can Jepend upon. It isa medicine for wo- nen’s ailments and the relief it brought Mrs, Enrico it'may bring to you. Keep well by taking Lydia E, Pinkham’s Veg- * stable Compound, eee Bismarck-Mandan Bus Line Rates : Effective This. Date. Trip, one ,way from all hotels... 25¢ Reservations for Residence stops ...40¢ Jager Transfer Line Phone 18 : store. Millions helped annually. Adv. Direction Valleau Theater Company TONIGHT “DANGEROUS CURVE AHEAD” Art of High Diving..............0seeeeee+ News Mack Sennett comedy. {employs more than 10,000 persons, Matinee Daily 2:30. TOMORROW and THURSDAY MR. GEORGE ARLISS in.... .....“THE DEVIL” ..“BE REASONABLE” FRIDAY and SATURDAY JACKIE COOGAN in “MY BOY” Evenings 7:30 & 9,