The Bismarck Tribune Newspaper, December 2, 1921, Page 2

PAGE-TWO. = ND, WORKMEN'S COMPENSATION BUREAU HANDLED 1334 AWARDS ~DISALLOWING ABOUT 200 OTHERS mH). LRAT ON, $1,000,000.00 Is At Present Available For Use Of the Bureau Beebe eD 15% DIVIDEND Nor th Dakota’s Workmen’s Compen— sation/ipureau cut its rate in eighty- eight vper cent’ of the classifications, awarded: a dividend of fifteen per cent to certain. classes of employers, handled 1,331 awards and dis-allowed about. 200 others according to the re- port of.the fiscal year tiled with Gov- ernor! Nestos late yesterday. While the figures presented are those for the year preceding June 30th, 1921, the condition of the fund at present is .such,,.. according to John Steen, State.Treasurer, that’ more than one million dollars is at present available for the use of the bureau. The: report, which gives ‘the figures for the .completion of twenty-two months of the’ state’s experience in running the Workmen’s Compensa- tion Bureau, follows: “Compensation insurance for the first fiscal ‘year were necessarily based.om general accident experience of other, states. When computing the insurange rates for the second fiscal year, wB had as an additional factor, ten: months: accident: experience in North Dakota, which made: possible a decrease of rate in most of the classi- fications | of industry ; there being a “statement: of Financial Condition ot Receipts. and Disbursements, Balance, June 30, 1920 . fe Premiims Interest, Warrants. on hand, not cashed --. Rentals and Miscellaneous ........ Claim Payments Administrative. Expense Refunds. Ret’d Checks Catastrophe Re-Insurance Legal Expense . Balance, June 30, 1921 Cash in “hands of State Treasurer . Cash on deposit Bismarck Bank . Cash .on hand Watrants..on band, not cashed tees Accrued Interest ..... » Furniture and Fixtures Less Outstanding Warrants ARR ee few classifications where the accident experience made it necessary for a slightly increased rate. third fiscal year, the twenty-two months experience in North Dakota, together with the conditions of the ; compensation fund made-it. possible to decrease the rate of! eighty-eight: per cent of the classifications; ; maintain- ing the same rate in the remaining | 12 per cent! of ‘the Classifications that prevailed during the preceding year. v Ty ates : Declare Dividends “Due tolithescondition 6f the Work- men’s Compenéation ‘Fund, the-Board found.it ‘¢posstble on’ September.'27, 1921, to: declarea 15 percent: Divi- dend ‘based upon the ‘earned ‘ prem- ium of) the past year; such dividend tO be'paid to: employers’ ‘having -in- surance prior to July ‘1,.1921, and paid on the adjustment at the’ first: éxpira- not to employers: Whose: accident ‘ex- perience had given thenr’a’ penalty: un- der the rules of this buredu or to em- ployers against whom: a‘ death claim was pending as of: February 28, 1921. whole a Breat saving in insurance cost. vs As of: ‘November 18,°1921, there has been refunded to employer's a total’ of as credit mefit: premiums. . There are still four or five thousand employers, as this report goes to:print, yet to receive the dividend::and the bureau each day is able to compute and send July 1, 109 to June 30, 192 $ 417,615.07 Income seveoeee B 609,847:57 18,973.77) 10,516.91 619.04 1 $ 639,975.29 156,999.16 Ae 46,749.76 20,485.09 7,350.44 $1,057,572.36 $1,057,572.36 $ 808.5033 6.901141 19622 10,516.91 17,808.58 6,119.02 Paar arena rs a $ 849,937.12 12,114.26 ‘Liat les Claim Reserve ito bring ‘all claims, including: unreported, incomplete and reopened claims; to full ma- turitys and unearned premium Reserve i$ Statutory Shrpins Resgeve.. Reserve for; Furniture and Fixture depreciation Estimated General Surplus .... awn 512,796.70 83,437.43 ‘$598,556.89 239,265.97 $ 837,822.86 | In the - foregoing «financial state- ment, items under “Income” need no explanation. The first.item of “Claim Payment” in. the‘ amount: of "$156,999.16, under Disbursements, is the actual amount of .monéy paid to the injured: work- men during the fiscal year. Bear in mind: that this item of claim payments does not constitute the. total cost: of accidents throughout the: year,’ but: simply the amount‘of the total cost’ of accidents—nus: remaining — cost of previous’-ye; were paid. Many injuries. i yyear necessitate ‘the paying: of pensions extending into: fu- ture years. «There was approximately $300,000.00 awarded on claims during the past ifiscal: year. at Administrative Expense Administrative expense for the year in the.amount of $46;749.76 is a trifle lower than the same expense for the previous year and amounts to ‘7.3 per cent-of the total income: © The item.of Catastrophe re-insurance of $12,000.00 is for the protection of the fund. and-.is «fully explained. in the Actuarial Statement: in this report. The item under Liabilities of “Claim Reserves, etc,” $512,794.70: consists of the following: Unearned Premium Re- serve, $176,767.19; — Liabiliity on Liabilities, ‘$85,000.00.’ . Premium Reserve,“ represents: the premium: collected: and ‘ineluded in receipts that are unearned as-of ‘date | of this statement. Liability on: Awards | made, represents:-'the “remaining | amount of unpaid compensation that | is being paid. now: in’ bi-weekly <pay- 000.00: payable in the amount: of $40:00 bi-weekly, -and to date we:have paid | $1,000.00: on. this: award, leaving ‘as | unpaid liability. the-amount of $19,000. Estimated Liabilities, represents»: the | amount.we ‘believe it-will take to pay | claims which .we have an file: as-of | date of: this statement. that have..mot been adjusted; also a small amount allowed to cover claims unreported: as of date of this statement although ac— cidents | occurred: during the:-period | Tepresented by this report. The “Li- | ability on Awards«Made! ‘of”'$252.- | 027152". and «Estimated Liabilities: of | $85,000.00" are full: maturity value of figures -and: do not -purport:to'be ‘the present:value, due to: the fact’ that ‘all interest on Reserves is credited to the | general: fund as Income: “The Statutory Surplus Reserve is created by Law to-assure the perpet- | ual” solvency of the fund. Addenda A Detaled Statement of Salary Postage . ‘Office: Supplies ..... Furniture and Pixhires : Printing ,.... Traveling .- ‘Telegraph and Telephone 3 ‘Rent Freight, Express and Dray: age Electric. Light Fire Insurance .. Compensation Insurance Miscellaneous ...... B.: Aceru ‘Administrative ‘Expenses: i -$ 30,728.99 : “SHSMSE 4,493.48 "$64.21 2,700.32 3,348.97 133.61 2,100.00 625,00 30.73 116.40 539.28 43,92 867,29 $46, pe 76 ed Interest On certificates of deposit with Bank of North Dakota and held * ; _ by State Treasurer as custodian of OW :average daily balance of checki Treasurer On‘average dai the fund ing account with State $ 17,484.37 deposits ‘with “Bismarck: Bank On Registered school warrants held by Bureau re 1; 800.53 Dismissed Ciaims lowing’ ure the number of claims dismissed by the Bureau and the for such dismissals during the period, quly 1, 1920 and June 30,-1921: Cause for Dismissal Employer not ‘No “Disability Number insured at time of accident. Acvidents not pecurring: during course of em- ployment’ .. Sickness,\"not “accident oes Waht of proof (insufficient proof filed) No Covernge (not under jurisdiction of N. Claimant ¢-cived payment under other claim Claim withdrawn tion date following June 30, 1921; “but | This means, to-the employers: ag.-a | $27,751.12) as dividends: and '$13,911.71 | dividend refynds to many employers. | Fund as of June 30, 1921, including $ 837,922.86 | | Elective Claims, } An elective claim is where the em- ‘ployer has failed to comply with the ‘North Dakota Workmen's Compensa- ‘tion Act by paying his premium into ithe North Dakota Workmen's Com- pensation Fund, and during such per- fod on non-compliance has an acci- ident occur to one of his men. In jeach such case the injured workman | (or, if killed, his dependents) has the {right of bringing his claim to the |Awards paid For this, our | Awards unfaid as far § as . Bureau has been’ informed | Total awards ordered by Bureau against employer: jBlective claims dismissed Catise for Diem! No Disability |For want of prosecuti Not Employed ‘Not. in course of employment rn [Claim withdrawn ........... ee Total dismissals ... | Pending July 1, 1921 Total amount of awards made by or approved by: the:Burean: “3 Awards Made During Period, July 1, 1920 and: June 30,1921, Inclusive. It is highly important to bear in mind vthatuthe following table | ‘does not include any estimate of cost to cover pending and outstanding | | (Note: claims.) No. A General Accident G dents Cause. Machinery Boiler and steam pressure capparatus” |Vehicles .. Explosives, E! fires 2nd corrosives, sub- stances | Poisonous substances (Falls of persons . ; Stepping on or stri against objects Falling objects an Objects being handled ..,. Hand tools .... Animals .... Miscellaneous tof the Bureau's award being paid from of Per cent ‘Awards of Total 13.00 $ 27,084.05 $ 0.53 11.04 THE BISMARCK TRIBUNE . Workmen's Compensation ‘Bureau, | Whereitpon the Bureau will make an | award upon the basis of the scale of , benefits. prescribed py the Work- | men’s Compensation Act. But instead the fund, the employer is required to pay the same direct: to the claimant. Following is the experience of the | Bureat on elective claims during the per loee July 1; 1920, and June 30, 569.91 Total Paid 114.18 5 Number jlegis.ature last | survey ;ment has DECEMBER 2, 1921 COVER RNOR OFS, D, SINS CONTRACT 'For ‘Efficiency Survey of All State Offices, Ete. Pierre, S. D., Dec. 2—Announce- been made by Governor W. H. McMaster that he has entered in- to a contract with the Bureau of Mu- inmicipal Research, af New York, for an \efficiency survey ofall state o! s authorized by the nter. Work on the January 15, 1922 and institution: will begin ‘according to Governor McMaster. ' 64;109.64 ‘AWards -\Medical Hospital Burial 5,581.96 Total i Awards. | 32,675.91 | Compen- sation + $ 560 97 16; 906.41 330 2 852.27 5,003.59 21,970.00 8,796.54 ‘375,52 9,520.15 1,389:19 ‘8,856.61 155,203/44 181.57 33,056.68 2,740.16 12:637,81 12,368.14 14,098.49 2:887.94 2,693.85 163,999.98 557.09 42,576.83 4.12935 16,494.42 20,945.50 18,185.81 4.163.44 1735.00 4,427.85 Inassigned awards. “ Net. Liabilities 1331 100.00 $280,437.51 Credit Liabilities during period .. $330,978.45 1,075.82 $332,054.27 36,717.33 | . $295,336.94 $ 59,540.94 1,075.82 $281,538.33 ; ‘Item on Catastrophe Re-! Insurance from Actuarial Statement. “By referring* to the foregoing fi- nancial statement it will be observed that: the Fund) has paid $8,000 for {catastrophe re-insurance.. This rein- surance has been purchased to protect the fund, the employers and the claim- ants against any serious.loss. If the fund has a single accident which in- volves a loss. in excess of $15,000.00 the re-insurance company is required to pay any loss over and above such Fewer. Homicides in 1920 Report Shows New York, Dec, 2—Homicides in the United ‘States during 1920 totaled ap- | proximately 9,000, a decrease of 500 |over-the -1919 record, according to.a | computation: by Fred L. Hoffman third | Vice-president.and statistician of the | Prudential Life Insurance company. : Stay-the $15,000.00 up-to a naeimum of $125,- 000.00. For example, if the fund should have a’ catastrophe ‘accident costing | the fund $140,000.00, the re-insurance company would havé;to pay the fund $125,000.00 to cover this loss. If the fund should have two separate catas- trophe accidents costing $140,000.00 each, the,re-insurance company would be required to pay the fund $250,000. In consequence the fund is protected Pea any shock of any serious | joss. * Te We have a few tons of anthra-| cite nut coal for base burners on| track. If you are in need of! hard coal. Call 115. F. H. Car-| penter Lbr. Co. Lawn tennis has recently become a) craze among girls and young women | in China. + |like service shall receive like pay. “The purpcse of this survey,” the igovernor explained, “is to consolidate various commissions and departments, jto establish a central purchasing agency, to install a. uniform account- ‘em-in all departments and in- and to place employees un- der civil service with the view that it will result in an efficiency eystem of state affairs that will mean a big say- ing to the tax payers of the state,” The sum of $25,000 was appropriated by the legislature for this purpose. The! law specifies that under the di- rection: apd‘ supervision of the gov- lernor, a detailed and thorough-going examination ;methods and practices employed by shall be made of the all ‘state officers and employees and ‘that all such officers and employees must furnish such information as may he necessary for the investigations. The efficiency..experts employed must srbmit to the governor by November ike aikeog quict MOTHER is | A to give 1h ine tog t and bi ipated b e by the ingredi- ents.on the package. Every bottle of D: Syrup Pepsin has the printed plaiy nly on tl of the carton under tt of Dr. Caldwell, who Pra ante in 1892. rind that it Egyptian Senna and other simplelaxative herbs sin. It will not gri » baby, and it is free irom narcotics. A bottle sufficient to last a family several months can be had at any drug store, and the cost is only abouta centa dose. While no one, young cr old, need take a drastic purga ative like salts or calomel, be espe- cially careful wh: at you give a formula outside portrait ote the You will ways anxious st | ldwell’s | is a combination of | with pep- # BY SYRUP PE EPSIN | Few escape constivation, so sequire a laxative at_this: mer rou a Half-Ounce Trial Pepsin FREE OF CHA! have it han oda when needs name and anes to Dr. report of their investigations and ex- aminations and shall include state- ments of their findings and of their recommendations for such changes or improvements, as will in their judg- ment result in greater economy in the transaction of the state’s busi- ness. BEACH CRIERS TO E RTAIN. Beach, N. D., Dec. 2.—Nine state of- 1, 1922, a complete and comprehensive | ficials have accepted an invitation to be present at a dinner of the Beach ‘vown Criers club here, Dec. 29. The delegation will be headed by Govt nor R. A. Nestos. The other officials will be Thomas Hail, John Steen. Sveinbjorn Johnson, Joseph A. Kitch- in, Miss Minnie Neilson, Judges Bird- zell and Christianson and W. H. Stuts- man of the North Dakota Railroad commission. TRIBUNE WANTS—FOR RESULTS. Awards made,’ $252,027.51; Estimated. The unearned | ments; i.e. claimant is awarded: $20,- | i i i ' eee nif at | More ‘‘Pep” and ere at hin or -Tun-down folks will find this simple test’ well woith trying? Tavs Matin’s: VITAMON—two tablets with every meal. Then weigh ‘apd tmeasuro yoursell each week and continue taking Mi: }TAMON: regular until wu Are satisfied with your gam in weight and ‘energy. Mastin's VITAMON Ta blets contain highly concentrated yeast-vitamines ag well as the two other still more important. vitamins (Fat: Soluble*A ang Water Soluble C), all of which ‘Science'says ‘you'must have to be strong, well ang ful tye developed. By increasing the nourishing power of what you eat , Adastin VITAMON Tablets supply just ‘what your body needs to fee the shrunken tissues, strengthen internal organs, clear the skin and renew shattered nerve force | without upsetting the stomach ° or causing gas. A two weeks” teat will surprise you! sige el bee vnile the ami ilding v: cad Mar FEAMON Tat Te been clearly and ti ely de demonstrated in-cases pote Jack:.of energy, pecvous trou- ‘he anette m ition, coli- ation, skin eruptions, poor on xioD “and a euerally, ea ened physical and mental. condition, they should not be “Qed ‘by anyoné who OBJECTS } to having their weight increased. “to normal.’ Be sure to remem ber ‘the namie—Mastin's ‘A-MON. You can ect Ma MON Tablets at The Winning Punch! Get It Yourself By all Taking Two Mastin’s Yeast VITAMON Tablets With Every Meal. Increase ow tna Bin spl Inorpone Every Meal or Money Back MISTINS,.VITAMON TABLET. isnt BIG BARBECUE}. COYOTE DRIVE December 4 | The farmers south of iaanieck have ‘prepared a steer for a Barbecue for next Sunday, December Fourth and invite the Hunters of Bismarck to join them in a Coyote Drive. Assemble at 9 4. m. at the Schipfer and Lambert farm, bringing only your shot gun. Everything else has been provided. OTATA Many Objects in this Picture Start With Sounds easy, cay, doesn't it? n readily seé such ‘objects as “Cow,” “Calf,” “Cigar,” “Cup,” etc., can’t you?) Well, to see; but the idea is to sce who can find the most. to this puzzle. Correct list of objects shown in the picture, starting with the letter “C” will win first pr ow what you are to determine. ever you ¢u just as eas teen best lists of words submitted in answer second prize, ete. Young and Old, Join In The Fun The Farmers’ Dispatch, The St. Paul Dispatch and Pioneer Press press today another interesting and amusing puzzle game—a puzzle hat is different from the ordinary and a game in which all can particl- pate. Get out a pencll or your pen and ink and start making up a of. words you can find in the picture above that start with the letter “Cc. tly not a trick puzzle and all objects are clearly shown. Nothing is hidden and you don't need to turn the pleture upside-down, nor tilt It to one side ot the other: it Is Interesting, educational and fascinating. just_different.. Yes, all join in—old folks, middle-aged ng Tot . See who can find the most “C-Words."” As soon as: e your list made up, sen@ {t in and try for the big prizes, ae ity you Would like towin more ing the Following special offer whereby you can gin one or two subscriptions with re- d by mail or carrter (new or renewal). How; vt RSP, SECOND or THIRD pi ‘st. Paul Dispaten-or Dalle Pioneer I ‘arme! H roURT prize of figures in prize io): rize and you dof Sept firTit ‘prize (See third column of figures in prize Hist). How is that t .OOK. there are three $1,000 1 d COND, or THIRD and have nding required number of subscrip- Tt tukew but tvs scriptions (two new or PD or 10 one year subscrip- renewal) to The Farmers’ Dispatch to qualify. for "| rds, You can do this with very little effort. Your own subscription count as one, We can also take subsériptions (by mail or carrier) to start at any future date. ————OBSERVE THESE SIMPLE RULES————- Any. man, woman or ehild .| tied participant. residing outside of St. Paul and scriptions (both new and Hinmeebolia, who. is not an em= | renewal) by mallvor enrrity outs ve of The Dispatch Printing | side of St. Paul and Minneapoli ora member of an employe's | will be secepted. However, qualifying for the $1,000 Bonus Rewards at least one sub- scription must be sent_in. A new | subscriber is any one who has not deen receiving the Da Dispateh or | the by mail or carrier since ember Ist, 1921. (Farmers’ subscriptions may be ‘AD answers must be mailed on or before December 17th, 1921. 3. Answers should be written on one side of the paper only and Words numbered consecutively— ‘Write your full name on each page in the hand corner. If you rite anything else, use & separate sheet. nly words found in the English Dictionary will be count- ed. Do not use hyphenat pound or obsolete wor either the singular or plural, bu if the. plural is used, the singul: cannot be counted and v f Words of the same spelling can be used or ice, even though used to designate difterent objects, The object can be named once, however, any part of object may also be named. Paul Dispatch or the Daily Pioneer Press by will not be allowed to ch: of words ond fers: will be judged ons gystem of points—10_ p ing allowed for each cor: sent in and 10 points ded incorrect word Candidates may co-operate *, but only one prize will be awarded one household, nor will p have been Working together. 8. 6 thie e a tle for any Pach “prise eating sil aa a i Copyrighted 1921S. Paul Dispatch and Pioweer Press the Without any trouble he others Ss will be given for the The person sending in the largest and ne: 2, second THE PRIZES—,, J Winnin, answ. Now: fe answers will receive prizes es follo: pa 1H Lt IONE ice Lapp subscription mets tons And it is easy. Fifteen cash priz tif- 350.00 150.00 100.00 75.00 40.00 30.00 20.00 15.00 15.00 15.00 15.00 15.00 , 15.00 * NOTE--See other ways to qualify if box elsewhere in this advestisemest Subscription Rates Payable In Advance BY MAIL Within 50 miles of St, Paul (first postal zone’ Either daily edition (one year) Balance of Minn, (except first zone), iowa, Wis. and Northern Mich. Either daily edition (one yenr)... N other states: Fither daily edition (one year)..........+ If the “Sunday Pioneer Press" fs desired, send additional for each subscription, BY CARRIER Pioneer Press or Dispatch, ajly and Sunda One vear, $9.00; six months, $1.50; S one year, § 12-Hour service (where established): One year, $9.00; six months FARMERS’ DISPATCH ~ Semi-weekly (one year) Four More Ways To Qualify . 1, One NEW six months’ subscription remitianed 0 cove $ ny city where t trier delivery servi arly mail subscription to qualify for the ‘Two Sie months’ subscriptions with remit- 0 ptions to the Wor RENEWAL) Will q yearly subscription to t neer Pre mers’ Di 91,000. prize: to Th, lity for the