The Bismarck Tribune Newspaper, February 17, 1921, Page 2

99 MILLION ARE LOANED 10 §, D, FARMERS South Dakota’s Rural Credit System Operates Effi- ciently Pierre, S. ta’s system of rural credits was o1- ganized for the purpose of § to the farmers cheap money and on long time, and this without profit to the state, it is set forth in the prospectus sent out to applicants for loans un- der the provis.ons of the rural cred- its law. Long time mortgages on farm lands are the secret. of the maintenance of the system. The farmer is able to borrow direct from the state amount up to 70 percent of the praised’ value of his | he gives the state a maturing in 30 years, and in addition he may borrow up to 40 percent of the insured value of ‘mprovemepits on the land. However, no loan can be made of less than $500 nur more than $10,000 in all. The farmer pays oft his debt to the state in fixed and regular annual in- stallments. whi h pay hoth principal and inter term of years. This plan‘‘of amortizition, by the ad- dition of a Smail amount ty the in- térest payment, reduces the principal of the debt with each succ e pay- ment so that the borrower is payins interest on a constantly de principal. The rate of interes termined by the rate of interest w the rural credits board must pay in order to sell' its bonds. These farm loan bonds of the state of South Dakota are backed by the credit of the entire state. The state sells the bonds in large blocks to large eastern firms which in turn set them to investors throughout, the United States. The law provides that the amount on hand in mortgages and cash shall always equal 95 percent of the bonds outstanding. At present the rate which the borrower inust pay is 7 percent. Sv the mer ma an an- nual payment of 06 on each $100 which he borrows from the state: $7.00 of his payment being the inte est and $1.06 applied on the princi- pal the first year. The second year the principal is but $98.94, and the interest being less. a ldrgex,, portion of the payment is applied, ou, the prin- cipal. Loans have been made to farmers at a rate of 5 1-2 percent and up to the present rate of 7 percent. This has been due to the fact that it be- came necessary to sell the farm loan bonds at rates of interest varying froth 4 3-4 percent to 6.17 percent. An applicant for a loan must be an any of interest actual resident of the state and owner ! or prospective owner of farm land on which a long time mortgage isto be placed. The land offered as security is ap: praised upon the basis of its ag tural or ranch value. Since the fall of 1917, approx: ly $53,000,000 in applications for 1 have been received, out of., which about $29,500,000 has been loaned. ———————————————————— MAKING PEACES FOR DIMPLES Wonderial Exieet of Reolo in Fitting Out Hollow Cheeks With ‘ Firm Flesh, Regardless of what and how much you eat, if the nervous system is un- strung and the iron has ‘beef "burned New out of the blood, the long, face and, drawn haunted expression will remain. “But. put Reolo into your blood, let the nerve centers come in contact with it; and then you have started upward. There is one com- ponent of Reol6 that actually pro- yokes an increase of flesh.- In com- bination’ with this clement there are ingredients that increase réil corpuscles enormously in certain anemic conditions. In a day or two the appetite improves in a way that is a revelation to those who found’ it hard, work to eat, and soon the bluish pallor of the skin is replaced with the pinkish hue of health. You now not only feel well, you look it, such is the ramarkable influence of Reolo in but a few short days. But this it not all. Reolo has intensified the activity. of the vital processes to such an’ extent that the old feeling of exhaustion after effort is com- pletely gone. It is certainly a most comfortable and satisfactory feeling | of reassurance, and there’is no other | condition to be compared to it. Ask any of the clerks at Finney’s Drug store and any other leading drug | store about Reolo. it and strength of what they see every day,’men and women the very pic- ture of health who six weeks before Were nervous and bloodless despond- | ents. Get a $1.00 box of Reolo to- day and live. ‘suive fans ta the ieeecta eee ‘Steen jos alk Gennes mee D.. Feb. 17-—-South Dako- » tic ;, Columbia feads the scientists to be- They are selling ; recommending it upon the | { Columbia, Mo., appeals to the world | to help it solve tre great tw.ns mys tery, j Why has Co'umbia more twins in proportion to its population than any | city in America?? The census reveals that Columbia. | with a total resident and student pop ulation of 15,272, has 32 pairs of twins. ‘That’s cne pair of twins to every! 477 perscns living in the Missouri col- lege town. “Am I seeing double?” asks the stranger in Columbia after meeting pair after pair of twins. And Columbia asks the visitor a dozen questions in reply. “why is Columbia the record twin town’ ; “Why are some of the twins iden- tical? “Why are some of the twins differ- ent? “Why do scme of the twins eyen think alike? “Why do some of them think totally unlike?” And then come another pair along. Say, can you tell which is which?’ Columbia is the seat of the Univer- sity of Missouri and Christian College ind Stephens College, Professors at the colleges—physi- clans and psycholcgists—are ponder- ing these questions. Most of Columbia’s twins are iden- ‘al twins—that is twins the same in appearance and general character- stics. The minority are what scientists call fraternal twins—born together but not so alike, sometimes being of dif- ferent sexes. Ordinarily six pairs of fraterna! twing are born to one pair of {denti- cal twins—so the reverse situation in ‘ieve Idcal conditions have much to do with it. The psychologists are, more baffled than the physicians. ‘For exaninle a pair of twins in Stephens College handed in written _SUCCESS WITH CORN By J. G. Haney, Agri. Exten.j oan be fed to cattle at a very attrac- Dept., International’ Har- vester Co. There is no question in the minds] of many successful Dakota farmers | as to the value of corn, even in the| high, dry upland sectiohs of the, state. Continuous grain farmtng has. failed, or Will fail here just as it has’ in every other farming region. The suc- cessful farmer does not put all his dependence on one crop, and has learned that livestock must become the basis of his prosperity. Diversi- fied farming is safe farming and playing safe is more important now than ever, because of the great re- duction in farm products. There is no other crop that can replace corn in this region. An in- creasing acreage of sunflowers m3; be grown for silage but thcy will not replace corn. Many farmers resort to summer fallow in order to store moisture and liberate plant food tor a succeeding crop. A thin stand of corn, properly seeded and cultivated {will leave the land just as good for ‘fall ‘or spring sown grain as summer fallow. The corn crop will require very little more work than summer fallowing and should furnish feed for stock on the farm to the extent of making a good return from the land for the labor. Readers of the Tribune must recog- nize the fact that North Dakota ts a very large state with a great divers- ity of climate, moisture and soil con- ‘ditions. Careful consideration must be given’ to the factors which de- termine crop production; heat, mois- ture and fertility. Acclimated, home grown seed, careful cultivation to ‘conserve moisture. rotation of crops and_the use of manure.on old lanl are matters receiving attention from successful farmers. In this section the corn crop is-us- | ually not looked to as a direct source | of profit, although it frequently is \the most profitable crop grown.. It lis hardly to be expected that corn | will be grown in this section wita |the same result that it is fur south where it is possibie to mature large yields. However, with the ‘ex- }ceptional benefit which results from | the cultivation of the soil in growing this crop, and also trom the benefits which are derived trom the rotation of crops and application of barnyard! manure, it is probable that the valne| of the corn crop may mean as m to-this section as it docs in the cc | belt. - fe ‘ | It has been fplly demonst | ered seed corn in tl | THE J BISMARCK gRIBUN PUZZLE OVER THIS Some twins are identical, twins are alike as peas; fraternal twins are more or less There are both kinds in the group of Columbia Can ycu match up the girls on the Aifferent. ‘twins pictured above. ‘left with their birthmates on find the solution on page five. work that was ‘much alike. A teacher napected* “cribbing.” She sat the twits down at opposite sides of the lassroom and gave them an original They wrote down answers al- identical in phrasing, spelling— n punctuation. Ve've twin minds and twin souls, as well as twin bodies,* laughed the wins at the dumbfounded teacher;— “just like Dumas’ Cdrsican brothers.” “The twins at Stepheris College rank “veut the same respectively in their clagses, They have organized a Du- plex Club with 18 charter members. Mixups of the twins are frequent. we A anni arian Narn IN THE NORTHWEST by the use of the silo the corn crop tive profit. ,This has been demon- strated by many farmers who secure from fifteen to thirty-five dollars per acre from corn fed as silage to fat- fening or stock cattle. Land that has grown corn and been cafefully cultivated feeds ‘but a lit- tle working with the @isk to be in the hest. possible condition’ for growing a crop of grain. This, together with the additional yield which usually follows the crop of corn, will often practically compensate for all the work required in growing the crop of corn. and-if any return is secured from feeding the corn, this may. be considered as_ profit. Grow Recognized. Vaxietics. It is quite generally recogniz: Minnesota No. 13, Minnesota } 5 Silver King and Northwestern Defit re the most reliable of the Dent a s. while North Dakota Flint, Gehy and Mercer are well known Vv: rteties of the Flints. There are many other varieties that have proven sat- isfactory. The Flint varieties named Pave proven especially satisfactory for “hogging off,” and will often yield better returns for this purpose than the larger growing “Dent. varieties. For silage and fodder purposes it is desirable to have as large a growing variety as will practically mature, though a great many farmers prefer the smaller‘ varieties which are cer- tain to mature because they ha found that the .mature corn makes much better silage and fodder than do the larger varieties which are cer- tain to mature, because they have found that the mature corn makes mitch better silage and fodder than ¢> the larger varieties which do not mature. If there is a variety of corn being successfully grown in your neighborhood, we would say that it ts the best for you. Improve it by se- lection. Be Careful With Seed Corn. It is bad economy “to be careless with seed corn. Poor seed means a poor stand; not only is a portion of the field idle, but the ‘missing hills, the one-stalk hills,s-and the poor vorthless stalks must. be cultivated and nothing secured in return. Thou- sands of people every year in the corn belt work” more than a third of every day on ground that produc es nothing. Do not store seed corm in barrels or boxes. It will gather moisture mould or freeze. Do not store ov the laundry or over the stable Do not put immature, freslily gath> where it will not become damp. same are froternal. Identical the right?. Try it! .. You'll Recently Roy and: Ray. Burgess es- corted Velma, and,Zelma, Bishop to a college party.’ When they got home they found out they were guilty of mistaken identity—and each boy had accompanied the other’s partner home. Sloane and Leake McCauley them- selves don’t know which is which. Atter they were named, their mother distinguished, them by tying a white ribbon on one, a pink ribbon on the| other. But the ribbons came off when they both were in the bath tuo one day and the mystery of ‘Which is which?” can never, no, never be solved! up at ‘once, and ‘the windows opened to allow the free circulation ‘of air. One day devoted to the seed corn at lsthe proper time may be worth more than an entire month of hard work | next summer put on a poor stand of corn. Plant the Hundred Rest . Ears. Pegin next spring by selecting from 5O‘to 109 of the best ears of seed corn. These cars shotdd. be butted and each shelled by itself and carefully studied. The kernels should | have a bright, cheerful appearance, be full and plump at the tips, and have large clear germs; otherwise they should be digcarded. The seed thus. secured should be planted on one side of the corn. field. From this part of the field in the fall, sclect the seed for the next year’s -plant- ing. | Get. Your Sced From Your Own Field. | The corn grower should select seed In from his own field if possible. every trial-that hag been made where in the United States. seed cor: grown at home has given better, re- sults than that brought in from other localities. Do Not Wnport Seed Corn: The government corn experts made five tests in each ofs28 states /and found that home-grown seed = gave much higher yields than corn brougit. from a distance. In one experiment two samples of the same ‘strain of orn were planted side. by side; one ample was home-grown and the oth- er from a distance of only 50 miles. ‘The home-grown seed yielded 47 per- cent more than the seed brought 50 | miles. | Seed corn of the strongest vitality can be secured by going into the fields before heavy frost» gathering good, well-matured ears, that grow | on strong, thick stalks; of proper| height, curing the earg in normal | temperature until kernel and cob are thoroughly dry and hafd, and keep- ing the corn until planting time or | The; get either heated or. chilled. yield can be further increased by) giving each ear a germination test} in the spring and planting seed from those ears only that show strong tality. It takes from 14 to 20 ears to plant an acre and the selecting, curing, keeping and testing of these 14 to 20 ears of seed corn, that will insure high yields and increased prof- its, can be done at a total-cost of not | COLUMBIA ON EASY arm room oh th floor or in pile: cithes eproy nH or mould or both, It should be hung. | ‘GROUP. OF TWINS || ths impo fall, i ers. and find that all g¢ when properly handled. must supply the three essential ¢ tors of germination—-warmth, mois- ture and‘air. proper degree, we- find that the sim- ple “rag doll” tester can be handled and we use it exclusively. strips 9 inches wide. \naid pushed into the- cob. tout on a high, box or table, take down | the grains with tips the. same wa COLUMBIA RECORDS COWAN’S DRUG STORE THURSDAY, FEBRUARY 17, 1921 : —————— ES CAN YOU SOLVE THE TWINS MYSTERY? WHY DOES THE STORK BRING SO MANY TO COL UMBIA, MO.? ‘ / DIFFERENT? 50 cents. Do not neglect ant part of the work next t, Don’t Guess, | We have tried various kinds of test- e satisfaction The tester; To supply these in the more. satisfactorily than any other To make this, we use close-woven muslin, 52 inches~wide, torn into The strips are Longer strips may be used and will give a little more room afid allow the squares to he} larger. With the 52-inch strip, begin | 16 inches from the -end of the strip, and mark 11 lines across it, 2 inches | apart. A soft lead pencil does the} marking satisfactorily. Then make it | litie lengthwise of the strip down the middle, across the other lines, divid- ing the 20 inches into 20 squares. These may be numbered from: 1 io 20. Our seed corn is all tested the wire. racks; every twentieth is marked by a piece of paper on a We wet the strips of cloth and spread them then 9x52 inches. from ear No. 1, and with a pen knife pick six grains from different parts of the ear and put these on square No. i, and so‘on until the cloth is filled. ix grains from’ each of the 20 exrs. We then fold‘both ends of ‘the cloth into the middle, and begin at one end and roll up tight enough so that the grains will not 1 out, then tie around the middle, or use a rubber band to keep the doll together. Each | doll must be numbered and. this num- j ber put on the first of the 20 ears in the doll, We write this number on a piece of paper.and wrap i up with the doll. Good: Plan. Iso a good plan to turn ally It is and remember whW&h way, so that the dolls can be put to germinating right | side up. The roots come from the tip | and grow down; the stalks come from} the top of the grain and grow uv.| The grains should be kept in they proper position. i After from one to ten, dolls ready, we put. them upside down “iw a bucket, preferably wooden. fi bucket with luke-warm wrap with paper and old burlap. We leave the corn in this about 10 hours, over night. The bucket is then turned upside down and allowed to drain-~| it is not necessary to open the buck- | et. Keep it where the temperature stays about 70 degrees’ Fahrenheit, ordinary living room temperature, for five days. If the bucket is not wrapped good with burlap. it may get too-dry. It-might be examined the third or fourth day, and if not mois fill with warm water and drain again in ten minutes. Leaving the bucket upside down essential, as carbon dioxide gas is} given off in the process of germin tion. As it is heavigr than air it will accumulate in the bottom of the buck- et and prevent germination. When the bucket is inverted the grains are right side up, and this gas will drain out. If a candy bucket is used a big} burlap bag can be. packed in on the top of the dolls and when the bucket is inverted this will help to hold the WHY ARE. SOME ALIKE, SOME WHICH IS WHICH? ‘moisture. are to be tested they PHONOGRAPR TERMS IF DESIRED BATTERY SERVICE if one “or two doll an be wrapp’ If only appetite and Quality Service City Natl Bank Bldg. K-W Magnetos, in sev: right, and gins. corn culture than m: tion’ test of the land, plant whe: Get thrice-daily beiefit from this low-cost aid to {i keeps teeth white breath sweet and throat clear Makes your staokes taste better Sat ue Underwood Typewriter Co. Announces The Reopening of their Bismarck Branch Dependable Service that Satisfies E. G. PETERSON 1 old bags t8 hold them up- and also hold’ moisture, Reading the Test. ‘The fifth or sixth day, if conditions have been. favorable, the test can be The roots should be two or \, three inehes long, and the tops about \two inches. \ }and-set in a warnt place for a day or two longer. | 80 Vexamine carefully. | did not grow strong, can be easily detected, and the they came should be thrown out. If not started, moisten Unroll the doll carefully isplace any grains, and = AN grdins that Ss not to m vars from which We usually make three lots as we read the tes trong, weak and dead. As to just what corn to throw into these lots depends somewhat on the supply of sced, kind of ear, ete. Only the saved, but the weak shelled and planted thick for fodder, should be may be strongest and best ars seed is scarce. We do the testi March befor during February spring work be- These rag dois can be used over ~ and yover but should be laundered after every dest, or the seed will mould. : There is no more important step in a germina- ch car to be used for ach ear of seed should pro- from two to four! bushels of or from. 500 to 1,000 pounds of Hence, if one ear in 15 or 20 not grow, there is not only a of smoupt of feed, but a 33 in the time recuired to prepare and cultivate the hills should be growing. lo will deal with the the ¢ (7v preparation ofthe land and. planting of corn.) . digestion Tel. 220-1 EXCLUSIVE ELECTRICAL SPECIALISTS Service and parts for Delco, Remy, Northeast and Auto Lite starters, Bosch, Eisemann and Bxide and Minnesota bat- eries, and‘Klaxon horns. ELECTRIC SERVICE & TIRE CO. Bismarck, No. Dak.