Bemidji Daily Pioneer Newspaper, November 5, 1917, Page 4

HOME-OWNING AIDS THRIFT Being Tied to One Place Is More Prof- itable Than Being Foot-Free and Homeless. The owning. of a home, a fortune greatly desired by every man, I8 achlevable by most men. And yet the proportion of Americans who live in rented quarters grows larger year by year. One of the prime reasons for this increasing tenancy is that an-increas- ing proportion of earners are em- ployees, and being employees they wish to hold themselves free to move as better employment may offer itself. To this. hope of better employment the hope of a home is easily sacrificed. The fear of belng tied to a home I8 not uncommon in those who are not employees, says the Minnecapolis Jour- nal. Some are not content to settle down permanently, being lured by the enchantment of the beyond—that be- yond being the other side of the con- tinent or the other side of the street. Moving becomes a habit, made easy by those whose business Is transpor- tation. But in the end the habit Is expensive. As a matter of everyday demonstra- tion, two fucts stand forth: TFirst, being tied to a home is vastly more profitable than being foot-free and homeless ; and, second, the home-owner need never be tied to his home in an undesirable way. Few men ever accumulate enough to carry them through life without first being caught and tied up. Every well established business is a financial hitching post. The business of the life insurance agent is to catch and tle those who will not otherwise accumu- ‘late. Buying a home while living in it is one of the surest ways on earth to persuade a man to accumulate prop- erty. IS THE BEST WAR MEMORIAL Town Hall or Library Serves Purpose Well and May Replace Monu- ments of the Past. The question of war memorials, o1 fitting tributes to those who have met death through military service or whose deeds have been marked by sig- pal acts of hravery, has been for a long time discussed in the foreign ar- chitectural pi A plan proposed, and one that has met with general ap- proval, has heen the building in each ] town of a permanent memorial to mark appreciation of the herofe men wha have gone forth in this war. This plan will undoubtedly be found to be as admirable in this country as it is im Europe. No one, says the American Archi- tect, will criticize the patriotic im- pulse that prompted a grateful people to set up in our cities and towns the many soldiers’ monuments that sa often disfigure public squares and com- _mons and which as often cause a feel ing of deep regret to every artjstic ob- server. Now will be found an oppor- tunity to take steps to avert in the future a very serious artistic blunder, and no class of men can exert a great- er influence in these matters than ar- chitects. As the fown center is the logical place for these memorials, it is equally logical to assume 1t when properly conceived they would exert a very de- clded Influence on the future develop- ment of the neighborhood. We need In this country a better develepment of community life, 2 more Intimate inter- mingling of the people, and there is no greater or hetter method than the facilities offered by the town or village hall. A well-designed age hall or library will admirably serve the pur- poses of a memorial and provide for all the people a constant reiinder of the purposes of its ercction. Food Handlers Examined. To deal with the “cartder” problem and many others along this same line, the New York city department of health has p »d an ordinance that demands a ¢ ate of health from every person who in any maunner handle public food. The manufac: turers and employees are enjoined from hiring any person who has not such certifieat nd they are made responsible for s compliance with the law. They are examined free of charge, and the publie institutions have been very generous in supplying them with free treatment, when they are found not up te requirement. These regulations inelude cooks, bukers, butchers, d emple candy mak: dishwashe delicatessen ol peddiers, ete. Model Homes for Working Classes. What is designated as “Model La bor Colony” is heing started on Staten Island by a. company in connection with the new $2,500,000 garbage dis. posal plant that is being placed in op: eration. The colony is designed to house the working classes of this plant and other large industrinl establishe ments in the vicinity. There will be a number of cottages of five rooms each, equipped with running watee, electric light, bath and toilet facill- ties, steam heat, etc. There will also be a large dormitory to accommodate single men and a restaurant for feed- ng the erntire community. - BUSINE WD Pnnre-ss,mm. DR. J. W nmnmm Office O'Leary-nouu ‘Bldg. Office Phone ‘376-W " Ren. Phone 376-R e TOM SMART DRAY AND TRANSFER Safe and Piano Moving Res. Phone 58 818 America oOffice Phone 12 T _ _ee———— IDA VIRGINIA BROWN Instructor in DRAMATIC PIANO Phone 633 1017 Minn. Ave. Bem1aji J. WARNINGER VETERINARY SURGEON Office and Hospital 3 doors west of Troppman Store Phone No. 209 DR. E. A, SHANNON, M. D. PHYSICIAN AND SURGEON Oftice in Mayo Block Phone 396 Res. Phone 397 DR. J. T. TUOMY DENTIST North of Markham Hotel Gibbons Block Tel. 230 DR. L. A. WARD PHYSICIAN AND SURGEON Troppman Block Bemidji, Minn. DR. G. M. PALMER DENTIST Oftice Phone 124 Residence 346 Miles Block, Bemidji DR. EINER JOHNSON PHYSICIAN AND SURGEON Bemidji, Minn, DRS. GILMORE & McCANN PHYSICIANS AND SURGEONS Office—Miles Block GRAHAM M. TORRANCE LAWYER Miles Block Phone 6560 DR. E. H. SMITH PHYSICIAN AND SURGEON Oftice Security Bank Bleck For satisfactory prices; bring or ship - your Hides & Furs Coldberg’s Hide & Fur Co. 112 3rd St. Bemidji, Minn. We also pay the HIGHEST MARKET PRICE for RUB- BERS, METALS and RAGS Phone 638-W JACOB GOLDBERG, Prop. Men Wanted To cut Cedar Posts, Poles amd Ties Extra good timber, can work year around. New camps, good board, big prices for cutting. Write or call. S00 POLE & TIE COMPANY LIMITED E. D. ALGER, Mgr. Ganley Block, Sault Ste. Marie, Ont. TUSETH SCHOOL OF MUSIC Teachers of VIOLIN, PIANO AND BAND INSTRUMENTS Phone 683-W 118 3rd 8t. A. V. GARLOCK, M. D. SPECIALIST EYE EAR NOSE THROAT Glasses Fitted Offering !IINM' ‘Iooaasm and spendifp-mesnyvito el community bout tiémselves: Why) not call thém up? ° PHOTOGRAPHER { Photos:-Dey asdiNight: Clothes\ WOmon and ‘CH fldnn [HUFFMAN. & O'LEARY FURNITURE & UNDERTAKING H. N. MeKBE, Funeral-Director When it is repaired. THEBEMIDH JEWELR 7CO. 210 3ed Steeet, - Phoue 488 L. P. ECKSTRUM Plumbing, Steam and Hot Water Heating Get our estimate Phones 566 and 309 DEAN LAND (0. Land, Loans, Insuranee and City Property Troppman: Block Bemidjl GENERAL ' MERCHANDISE Groceries; Dty Goods, Shoes, Flour, Feed; otc. ‘The careful buyers buy here: W. @ Bemidji Phone 66 " Ladies' sd Sans’Sults MADE to ORDER procsisg and altesstions of allkinds. All work up-te-datd, Cleaning, firet class workmanship T. Wfltc. M erchant 'l'illor PUNBRAL .DIRECTOR M E IBERTSON THE DAILY PIONEER: recelves wirgsspevite of tha: UNITED PRESS ASSOCIATION Hair dressing, manicuring, facey} massage, scalp treatment, switches ‘made from combings $1:50. Corns, ingrowm mails-treated a:specialty. MINA MYERS$: 311 6th 8t. Phame 113-W Bat at THE HOME CANE Gordon. Burns, Prop. i Carner 3rd St. and Beltrami Aye. W. X..DENISON, D. V. M. VETERINARIAN Oftice Phone 3-R Res. 99 3rd 8t. and:Irvine Ave. what he was yesterday! m?eaifi:g?ce on what he thought he was worth one, th —Hb seldidbm took account of his stock. -—lh dldiuot realize that rising costs had increased its worth many' ¢t that fixtures now sell for more than he paid. —-llé ed to consider that his building would cost more to re- -A'nd now, afterthe fire; he finds his insurance will only half replace what he possessed, due to constantly advancing costs for mate- rial and labor. T-W you may be worth but half S5 EENE insurance to cover the grea replacement costs of Suggestion:—Get out your fire insurance pollcy today—and- write or telephone your insuramceagent for information that willsurely benefit you. Cover your risk on the basis of its present valuation. Proper protection costs little more than balf-insurance. Fire insurance rates in . County now average about$ one quarter lowet than four years ago. The danger of fire is nearer thmyou have [ ever suspected. Your turn may be next. Don’t gamble on fire another mine ute! Telephore, cali upon, wiite or send thecoupou ty yous insurance agent— § now! (Hisaddress is on your policy. NORTHERN NATIONAL BANK SECURITY STATS BANK BERMAN INSURANCE AGENCY J. P. LAHR AGENCY REYNOLDS & WINTER TIRST NATIONAL BANK Meet Your Insurance Ageat Hall Way! 7S ATL T THIS GOUPOB—TODAY1 phtad \on/ deficate pink ‘paper wouldfbefliketa construc- $ then fesemaniin silk\overalls— § and & bookleti about\ perfume Express,”- and graphion!the ruserof ‘“., Mit- 8\A Deafeactive