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{ Where Money Buys Life. The rich Chinaman if condemned to qdeath easily procures a substitute. Some poor wretch, without money to secure his spirits from becoming wan- dering devils, with the price of his mis- erable life can purchase proper care for his spirit. Anything, in fact, can be done it you have the money. It is this belief that causes the Chinaman to commit suicide by 1g his life on the premises of his enemy to take venge- ance on him. Iis spirit, he believes, will forever haunt him. There is an- other reason also. He knows that as sure as fate the officials will under such circumstances come down upon his enemy and strip him of everything. Poor Chinese have been known to sell everything they possessed, tear down their houses to sell the timber, sell or rent out their wives and children and even secll themselves to procure money for the proper rites for the peace and comfort of the ancestral spirits. One i alone a Chinese will not do— acrifice his son.—Kenneth F. , in National Geographic His Testimonial. Lieutenant (‘olonel Sir Henry Smith, formerly commissioner of the city of Loundon police, tells an amusing story M his book of reminiscences. Earl Grey once complimented Sir Henry Smith on some of his testimo- nials. “I say, my dear fellow,” he remark- ed on coming to a most elaborate one, “this is the best testimonial I ever read in my life.” “I am very pleased, indeed, to hear your opinion of it,” Sir Henry replied, “for 1 wrote it myself.” “What's that you're saying? What do you mean?” asked Earl Grey in as- tonishment. “This is what I mean,” Sir Henry answered. “If a man has not intel- lect enough to write a testimonial in his own favor and energy enough to srand over & friend 1 he signs it he's not fit for the position I aspire to.” A Pretty Busy Man. When a man's business prohibits his caring for the chickens, when his af- fairs become so important that he can mo longer shake down the furnace, Belp dress one of the children or tinker about the place with a hammer and saw, then that man's business had better be put into the hands of a re- ceiver temporarily; his books do mnot balanc: vs Dallas Lore Sharp in the Atlantic. I know of a college presi- dent who used to bind (he may still) a cold compress about his head at times and, ing prone upon the floor, have two readers, one for each ear, read simultancously to him different theses, so great was the work he had to do, so fierce his fight for time—time % lecture to women's clubs and te write his epoch making books. Oh, the multitude of epoch making books! Hugo’s Practical Side. It may not be generally known that Victor Hugo used to draft the adver- tisements of his own books, instead of leaving the task to his publishers. His correspondence with his Belgian pub- Hishers gives the following example of the great novelist's advertising style: “After the middle ages, the present {lme: Such is the subject of Viector Hugo's double study. What he dié for Gothic art in ‘Notre Dame de Paris’ | that he has done for the modern worl@ m ‘Les Miserables” The two books figure in his scheme of work as twe mirrors reflecting the whole human Yfe.” An encouraging example to those young authors who cannot make ap their minds how much modesty 1& enjoined by the best literary tradi- tions.—London Globe. Why They Got the Freedom of the City BExtracts from old records, showing mow people had earned the honor in former days, were read at Canterbury by Alderman Mason when the mayo? and ex-mayor were granted the free- dom of the city. One zen received freedom for “‘undertaking to serve cook at every mayor's Michaelmas » another “because he - cured Johnson's leg” and a third tuse he married 2 widow with a —Pall Mall Gazette. Many Sided Kicks of the Camel. A camel's hind legs will reach any- where—over his head, round his chest and on to his hump. IEven when lying down an evil disposed animal will shoot out his | and bring you to a gitting posture if he wants to. Com- pared with a camel, a mula is re: most considerate kicker, so beware when the camel looks as if he is going to kick.—New York World. The Logical Result. “What's the matter with your pa- tient, doctor?” asked a visitor in a hos- pital as he saw the surgeon bend ovef the remnants of a man. “He got in the way of a speeding motorear,” replied the doctor, “and now is suffering from that rundown feeling.”"—Baltimore American. A Wrong Impression. “Pittson alwa seems to carry hime self with great dignity. What has he ever done that he should hold his head 80 high?” ' “Nothing. He is merely trying tn ¥ve up to his wife’s hats.”—Chicago Record-Herald. Before and After. Pendleton—What are the two greats est wishes of a medical student? Kefer —Give it up. What are they? Pendle- ton—To put “Dr.” before his own name and “Dr.” after the names of other people. Trouble teaches men how much there s in manhood.—Beecher. -— - - — WORMS Doctors laugh at “worms.” Mothers Dooh-poohi worms. Fathers sniff at worms, but children ga on suffering with worms just the same. Surprising how Kickapoo = Worm Killer will knock “pig-headedness” out of some parents and make them ashamed of letting their children suffer needlessly. Try K. W. K. and you will beiieve 'in worms and quit knocking. Price, 25c.; sold by drug- gists everywhere and by OM SMART DRAY AND TRANSFER SAFE AND PIANO MOVI! nce Phane 58 618 Amerlca Ave. ' Offlce Phone 12 Certificate of Incorporation of the Beltrami County Savings and Building Association Know all men by these presents, that we, the undersigned, do hereby as- sociate ourselves together for the pur- pose of forming a corporation under and by virtue of Chapter fiifty-eight of the Revised Laws, 1905, of the State of Minnesota, and the several acts amend- atory thereof and supplimentary there- to, and for that purpose do hereby make, execute and adopt this certifi- cate of Incorporation. ARTICLE I. The name of this incorporation shall be “The Beltrami County Savings and Building Association.” The general purpose and nature of the business of said corporation shall be the raising and accumulation of funds to be loaned to its members to enable them to build houses, purchase real estate, fund debts, and make such other investments as they may deem proper; also the re- ceiving of money on deposit for the purpose herein indicated, also the hold- ing and selling of real estate or other property taken upon forfeiture, fore- closure or otherwise; and also to do all other business necessary and inci- ness of a building” and loan association of Minnesota. The principal place of business of said corporation shall be in the City of Minnesota. ARTICLE II The said corporation shall commence on the First day of August, A. D, 1910, and continue thence for a period of thirty years. ARTICLE III. The names and places of residence of the persons forming said corpora- i A. B. Palmer, Bemidji, Minn. J. P. Lahr, Bemidji, Minn. George Anderson, Bemidji, K. K. Roe, Bemidji, Minn. G. E. Carson, Bemidji, Minn. Geo. B. Kreats, Bemidji, Minn. A. A, Melges, Bemidji, Minn. ARTICLE IV. The management of this corporation shall be vested in a Board of Direct- ors composed of eleven The name and addresses of the first board of directors are: J. O. Harris, Bemidji, Minn. C. Klein, Bemidji, Minn. L. Brooks, Bemidji, Minn. A. R. Erickson, Bemidji, Minn. A. B. Palmer, Bemidji, Min. J. P. Lahr, Bemid. i George Anderso! K. K. Roe, Bemidji, 3 G. B. Carson, Bemidji, Minn. George E. Kreatz, Bemidji, Minn. A. A. Melges, Bemidji, Minn. ARTICLE V. The first officers of this corporation shall be: President—J. P. Lahr. Minn. dental to the conducting of the busi-! consistant with the laws of the State; | Bemidji, County of Beltrami, State of’ in number. | Vice-President—K .K. Roe. | Treasurer—W. L. Brooks. Secretary—W. C. Klein. * All vacancies in any office of director shall be filled by the Board of Direct- ors ‘at any regular meeting of said board. i i All of the above named officers and‘ directors shall hold their respective offices aforesaid until the next annual ; meeting of the corporation, to be held on the First/day of August, in the year Ninteen-Eleven, at which time, and annually thereafter, a board of directors shall be elected from and by the stock- holders of this corporation. ~Said an- nual meeting is to be held at its prin- ciple place of business in the City of Bemidji, Minnesota. Immediately after the election of di- rectors, or as soon thereafter as prac- tible the directors shall meet and elect from their board a President, a Vice- President, a Secretary, and a Treas- u rer. The directors and officers of this cor- poration ' shall hold their respective offices until their successors have been duly elected and entered ,upon the dis- charge of their duties. The first meeting of the sStockholders and of the board of directors of this as- sociation, shall be held in the city of “midji Minnes&tla, on the first day of ARTICLE VI The amount of capital stock of this lcorporation shall be two hundred thous- and dollars ($200,000.00) divided into two thousand shares of one hundred dollars ($100.00) each, to be paid in| monthly instaliments of 'fifty cents: (50c) per share, at such times and u: der such regulations as may be pr scribed by the By-Laws, but said cor- poration may go into operation and transact business whenever ten thous- ! and dollars of its stock shall have been subscribed. ARTICLE VII. The highest amount of indebedness or liability other than to its depositors, for money deposited with it as’ pro- vided by the by-laws and to its stock- holders for the value of their stock shall be five thousand dollars ($5,000.00) IN TESTIMONY WHEREOEF We have hereunto set our hands and seals this 23rd day of June, A. D., 1910. S, (Seal.) W. L. BROOKS, (Seal.) W. C. KLEIN, (Seal.) A R, ERICKSON, (Seal.) A. B. PALMER, (Seal.) J. P, LAHR, (Seal.) GEORGE ANDERSON, (Seal.) K. K. ROE, (Seal.) G. E. CARSON, (Seal.) | GEO. E. KREATZ, (Seal.) | A. A.-MELGES, (Seal.) | Signed, Sealed and Delivered in the presence of: Geo. W. H. M. Cochran. ! § STATE OF MINNESOTA, County of Beltrami.—ss. . On this 23rd day of June, A. D., 1910, before me, a notary public within and for said county, personnally appeared J. O. Harris, W. C. Klein, W. L. Brooks, A. R. Erickson, A. B. Palmer, J, P. Lahr, ! George Anderson, K. K. Roe, G. E. Car- | son, Geo. E. Kreatz, A. A. Melges, to me known to be the persons described in and who executed the foregoing instru- ment and acknowledged that they ex- ecuted the same as their free act and deed. (Seal.) GEO. W. RHEA, i Notary Public, Beltrami County, Minn. My Commission Expires July 20, 1916. IDEPARTMENT OF BANKING, St.Paul. This is to certify that the name “The! Beltrami County Savings and Building Association,” of Bemidji, Beltrami County, Minnesota, as given in the fore- going certificate of incorporation has | |Been approved by me. Dated this sixteenth day of July, A. | ID,, 1910, (Seal.) J. B. GALARNEAULT, Superintendent of Banks. — 3 STATE OF MINNESOTA, Department of State. o { I hereby certify that the within instru- iment was filed for record in this office ! ion the 16th day of July, A. D., 1910, at!} 111 o’clock a. m., and was duly recorded ir;7Book T 3, of Incorporations, on page 147, i | JULIUS A. SCHMAHL, Secretary of State. pacity. . phone number;is 573. MONARCH RANGE io the kitchen means lower. fuel bills, b:tter cooking, meals always on time, and a big saving in labor and energy for the women who does the cooking. fire so quickly, and the polished top and body aae so easy constant delight. Come in and Seethe MONARCH Whether You Intend to Buy Now or Later-- The selection of a range is so important that it’s worth your while to in- vestigate thoroughly. Let us show you the - famous Duplex Draft that gives such an even fire that only half the usual amount of coal is necessary. See the highly polished Malleable Iron Top which requires no stove-blacking to keep clean Learn why you cancook on top of the range without removing the lids. Note the unusual oven construction ard the triple walls of asbestos and steel at every point exposed to heat and flame. THE BARGAIN STORE 1st Door ‘North of Post Office. “A Present the Whole Family Shares in”’ A gift of utility! And one that will be appreciated not only this Christmas, but for many Christmases to come --a MONARCH will soive the gift problem for you. It is arange to be proud of! You can start the keep clean that its use is a ' Made of Malleable Iron and Pol- ished Steel--Everp Seam Riveted “Air=Tight”’=- Owing to this unusual construction, the MON- ARCH never opens up in the seams to cause air-leaks. No bolts work loose. No stove- ) putty to fall out. The hardest kind of usage and wear never effects a MONARCH. As no outside air can enter the tight seams, all the fuel burned is regulated by the drafte, as it should be, and this saves from 25 to 50 per cent of the fuel ordinarily wasted in poorly constructed ranges. Fig- ure up the saving in a year for yourself. In a few month’s time the MONARCH will pay many times the difference between its first cost and that of the ordinary, leaky, cast iron stove. We can show you why in ten minutes’ time. M. E IBERTSON, PROP. 405 Beltrami Ave SUBSCRIBE FOR THE PIONEER Suitable Christmas Gifts What will make a more suitable Christmas Gift than a handsome piano, organ or sewing machine? You can look the world over and find nothing quite so acceptable, Itis a gift that is a pleasure to receive as well as to make. It is a gift that is easier to make than most at the same amount for this reason:---You can buy”either a piano, organ or sweing machine with a small payment down and the balance on terms that will suit.your purse. Pianos for '1 $300, $350, $400 ‘anl $650 *? Organs for ¥ $50, $65, $75, 585, $90, '$110 and $125 ’ The Singerland Wheeler & Wilson Sewing machines, of which there is no better make on the market will be sold at reasonable time payment terms. Our repair department is equipped for’pianos, organs and sewing machines. We carry a com- plete line of needles for every machine made. : We have made arrangements with the factory to deal in a wholesale as well as a retail ca- Remember’also®thatiwe have moved from Third street to 318 Minnesota avenue. Our tele- BEMIDJI MUSIC HOUSE J. BISIAR. . SRS 1t